CN1916982A - Automatic transaction system and automatic transaction device - Google Patents
Automatic transaction system and automatic transaction device Download PDFInfo
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- CN1916982A CN1916982A CN 200610111085 CN200610111085A CN1916982A CN 1916982 A CN1916982 A CN 1916982A CN 200610111085 CN200610111085 CN 200610111085 CN 200610111085 A CN200610111085 A CN 200610111085A CN 1916982 A CN1916982 A CN 1916982A
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Abstract
This invention provides an automatic transaction system and an automatic transaction device, displaying an advertisement screen on the automatic transaction device performing a transaction by operation of a user, and issuing a coupon provided by an advertiser thereof. This automatic transaction system performing the transaction by the operation of the user has display part, operation part, card reader, communication part and automatic transaction device 1, a coupon management database 6 storing an issuing state of the coupon in each commodity; and an advertisement coupon distribution server 5 having a storage means storing the advertisement screen of the commodity or the like to be displayed on a display part of the automatic transaction device 1, and a communication means transmitting/receiving transaction information. In the automatic transaction system, the advertisement screen of the commodity previously received from the advertisement coupon distribution server 5 is displayed on the display part of the automatic transaction device, and a printer part of the automatic transaction device 1 issues the coupon of the commodity when the advertisement coupon distribution server 5 receiving a telegram indicating that the transaction is completed from the automatic transaction device 1 confirms that the coupon can be issued from the coupon issuing state of the commodity stored in the coupon management database.
Description
Technical field
The present invention relates to a kind of automated trading system and automatic trading apparatus, be particularly related to display ads picture on the automatic trading apparatus of concluding the business, and issue the automated trading system and the automatic trading apparatus of the reward voucher that its advertiser provides by user's operation.
Background technology
In recent years, automatic trading apparatus is located in the shops such as convenience store, and on not only usual daytime, when night and weekend and red-letter day etc., the user also can utilize this automatic trading apparatus to carry out the extraction of cash.But, under the situation that the extraction that the user utilizes this automatic trading apparatus that is located at the shop to carry out cash is concluded the business, when the account of other financial institutions is extracted, even the account of same financial institution, extraction transaction in that night, Saturday, Sunday or red-letter day etc. carry out needs the cost service charge usually.
Automated trading system in the past and automatic trading apparatus, when the transaction such as extraction that utilize the automatic trading apparatus be located at shops such as convenience store to carry out the user produce service charge, impel and buy commodity card, and, from service charge, deduct the amount of money (for example with reference to patent documentation 1) that is calculated according to the amount of money of buying this commodity card.
Patent documentation 1 Jap.P. spy opens 2003-248755 communique (the 0010th section~the 0042nd section, Fig. 1, Fig. 2)
But, in above-mentioned prior art, extract under the situation of generation service charge in the transaction etc. of cash at the automatic trading apparatus that utilization is located at the shop, if the user buys commodity card, then its service charge reduces, but when the user uses less grade of the frequency of commodity card of purchase, will restrict its purchase, be difficult to enjoy the service that reduces service charge, existence can not improve the problem of utilization factor of automatic trading apparatus and so on.
Like this, do not improve, the person that has the shop operation is provided with less and so on the problem of the benefit of automatic trading apparatus if be located at the utilization factor of the automatic trading apparatus in shop.
And, when automatic trading apparatus distribution commodity card, need extract the commodity card be equivalent to the amount of money that the user selects from the commodity card Storage Department and transport handing to the user, so exist the user to utilize the problem of spended times and so on of concluding the business such as extraction that automatic trading apparatus carries out.
Summary of the invention
The present invention is addressing this is that as problem.
For this reason, automated trading system of the present invention has automatic trading apparatus, concludes the business by user's operation, and this automatic trading apparatus has: display part, the transaction picture of demonstration guiding user's operation etc.; Operating portion is accepted the input of carrying out the Transaction Information of transaction such as cash outlay by user's operation; Card reader portion reads account information such as account number from the card that the user inserts; Department of Communication Force carries out the Transaction Information of being imported and the account information that is read to the transmission of principal computer with receive the information transmit-receive of transaction approval etc. from this principal computer; Printing portion, the detail form of the transaction content of being permitted has been printed in distribution, it is characterized in that having advertisement reward voucher publisher server, and this server has: the reward voucher management database of having stored the reward voucher distribution situation of each commodity; Stored the storage unit of the advertisement picture of described commodity that the display part that makes described automatic trading apparatus shows etc.; Carry out the communication unit of the transmission reception of Transaction Information, when the display part of automatic trading apparatus shows the advertisement picture of the commodity that receive in advance from advertisement reward voucher publisher server, received the advertisement reward voucher publisher server of the text message of expression closing the transaction from automatic trading apparatus, when confirming to issue reward voucher according to the reward voucher distribution situation that is stored in these commodity in the reward voucher management database, send the text message that the reward voucher of these commodity is issued in indication to automatic trading apparatus, the printing portion that receives the automatic trading apparatus of this text message issues the reward voucher of these commodity.
Like this, the present invention can obtain following effect, and when the automatic trading apparatus that is located at shop etc. in utilization carried out transaction such as cash withdrawal, the user can be with discounted cost or freely bought commodity, and the utilization factor of automatic trading apparatus improves.
If can improve the utilization factor of automatic trading apparatus like this, then can obtain to relax the hybrid state of the window etc. of financial institution, and the shop operation person also can improve the effect of sales volume.
In addition, can obtain the effect that transaction such as cash withdrawal that the user utilizes automatic trading apparatus to carry out can be carried out at short notice.
Description of drawings
Fig. 1 is the block scheme of structure of the automated trading system of expression present embodiment.
Fig. 2 is the block scheme of structure of the automatic trading apparatus of expression present embodiment.
Fig. 3 is the process flow diagram that the reward voucher distribution of expression present embodiment is handled.
Fig. 4 is the key diagram of the transaction picture of paying in cash of present embodiment.
Fig. 5 is the key diagram of the reward voucher of present embodiment.
Description of reference numerals
1: automatic trading apparatus; 2: communication line; 3: principal computer; 4: customer database; 5: advertisement reward voucher publisher server; 6: the reward voucher management database; 21: user's operation display part; 22: card reader printing portion; 23: portion deposits and withdraws; 24: control part; 241: storage part; 242: Department of Communication Force; 243: reward voucher distribution handling part.
Embodiment
Below, with reference to description of drawings automated trading system of the present invention and automatic trading apparatus embodiment.
(embodiment)
Fig. 1 is the block scheme of structure of the automated trading system of expression present embodiment.
In Fig. 1,1 expression automatic trading apparatus is located in the shop such as convenience store.This automatic trading apparatus 1 carries out the credit transaction of cash by user's operation and the transaction of withdrawing the money waits transaction, can be in part or all picture of the picture displayed for the operation that guides this transaction, and the advertisement of the commodity of display ads main warp battalion etc.And, can issue the reward voucher of price rebate etc. of the commodity of the object that will become this advertisement etc.
Herein, said reward voucher refers to the price rebate of commodity that the advertiser is managed etc. or free certificate.The user uses this reward voucher, can be in the shop that is provided with automatic trading apparatus 1 etc. with purchase object commodity such as discounted costs.
In addition, this automatic trading apparatus 1 connects communication line 2 and can communicate by letter.
3 expression principal computers are located at the office center of the bank and other financial mechanism of cooperating with the shop etc.This principal computer 3 by deposit between communication line 2 and the automatic trading apparatus 1, withdraw the money, the transmission of Transaction Information such as account transfer receives, and whether makes judgement that user's transaction sets up and user's my checking etc.
4 expression customer databases are located on the principal computer 3.This customer database 4 is stored commodity, interest and the preference etc. that user's account number, age, sex, past are bought explicitly, account number according to the user is retrieved, and can extract the classification of the commodity such as classification, for example clothes, sports goods, books of the commodity of thinking that this user relatively is concerned about.
5 expression advertisement reward voucher publisher servers are located at the office center in shop etc., have the database that management is presented at the distribution of the advertisement figure of display part of automatic trading apparatus 1 and reward voucher.This advertisement reward voucher publisher server 5 is the computing machines with storage unit such as CPU calculating such as (Central Processing Unit) and control module, disk, semiconductor memory and communication unit etc.
In this storage unit, for example, storing the above-mentioned advertising image that is presented at the display part of automatic trading apparatus 1 according to every kind of classification of commodity such as clothes, sports goods, books.
6 expression reward voucher management databases are located on the advertisement reward voucher publisher server 5.Every kind of merchandise control that this reward voucher management database 6 is managed according to the advertiser can be issued the volume residual (number) of reward voucher, stores but commercial product code and reward voucher issuing amount (number) associated.
In addition, but the reward voucher issuing amount of every kind of commodity of storage is 0 o'clock in reward voucher management database 6, can not issue the reward voucher of these commodity.
7 expression advertisers refer to the sellers' of the commodity sold enterprise etc. in the shop.In addition, advertiser 7 applies for to financial institution etc. in advance, so that at the display part display ads of automatic trading apparatus 1, and uses this services of reward voucher of the object commodity of this advertisement of distribution.
Fig. 2 is the block scheme of structure of the automatic trading apparatus of expression present embodiment.
In Fig. 2,21 expression user operation display part, by the display part of CRT (Cathode RayTube) and LCD etc., and the operating portion that on this display part, has disposed touch-screen etc. constitute, the button that user's catalyst is presented at display part waits and carries out input operation etc.
22 expression card reader printing portions read the magnetic stripe of user from the card of card insertion escape hole insertion, and read information such as account number, perhaps writing information from the IC chip of IC-card.And then, the transaction content that is undertaken by user's operation is printed on the detail form, utilize the detail form transport path to carry this detail form and discharge at the detail form escape hole.The user gets the detail form that is discharged from.
In addition, this card reader printing portion 22 can also issue and print the reward voucher of statement etc. that can buy the object commodity meaning of advertisement with discounted cost.In addition, this reward voucher both can be different from the detail form of having printed the transaction content that is undertaken by user's operation and issue as reward voucher, also can represent it is that the statement of the reward voucher meaning waits and issues at the partial printing of the detail form of having printed transaction content.
23 represent the portion that deposits and withdraws, and constitute with bill depositing/dispensing apparatus and coin automatic teller machine, carry out the processing of depositing and withdrawing of currency and coins.Herein, said deposit is handled and is referred to be accommodated in safety cabinet after bank note that the user puts into the Banknote deposting/drawing out mouth is counted by bill depositing/dispensing apparatus, is accommodated in safety cabinet after the bank note of putting into the coin access port is counted by the coin automatic teller machine.In addition, said withdrawing the money handled the safety cabinet refer to respectively from bill depositing/dispensing apparatus and coin automatic teller machine and extracted the currency and coins that is equivalent to by the specified amount of money of user's operation, is transported to Banknote deposting/drawing out mouth and coin access port after counting to pay the user.
In addition, though present embodiment has illustrated the situation of utilizing bill depositing/dispensing apparatus and coin automatic teller machine to constitute, also can only utilize cash deposit machine to become.
24 expression control parts, according to the software that is stored in the storage part 241 that utilizes formations such as storer, control comprises the action of the whole automatic trading apparatus 1 of user's operation display part 21, card reader printing portion 22 and the portion 23 that deposits and withdraws.
242 expression Department of Communication Forces carry out by communication line 2 and mutual control of communication such as principal computer 3 and advertisement reward voucher publisher server 5.
243 expression reward voucher distribution handling parts, Department of Communication Force 242 receives the text message of indication distribution reward voucher from advertisement reward voucher publisher server 5, be printed on content on the certificate face of reward voucher etc. according to this indication editor, the instruction of sending the distribution reward voucher to card reader printing portion 22.
Effect with regard to said structure describes.
Fig. 3 is the process flow diagram that the reward voucher distribution of expression present embodiment is handled, and describes according to the step of representing with S.
In addition, below with the action of each several part of explanation, by not shown control part according to program (software) control that is stored in the not shown storage part.
S1: after the transaction that user's operation display part 21 of automatic trading apparatus 1 shows selects " cash withdrawal ", " spot assets " of picture to wait the transaction selector button to be pressed by the user, the transaction that the control part 24 of automatic trading apparatus 1 begins corresponding to the transaction button of being pressed.
After beginning transaction, control part 24 sends expression begun the to conclude the business text message of the meaning via Department of Communication Force 242 to advertisement reward voucher publisher server 5.
S2: the distribution that receives the advertisement reward voucher publisher server 5 reservation reward vouchers of the expression text message that begins to conclude the business.That is, advertisement reward voucher publisher server 5 is retrieved reward voucher management database 6 according to the commercial product code of the commodity of distribution reward voucher, but extracts the reward voucher issuing amount.But from the reward voucher issuing amount that extracts, deduct will the distribution reward voucher quantity, if but the reward voucher issuing amount behind the subtraction more than or equal to 0, then the information stores of having preengage in reward voucher management database 6.Like this, the distribution of advertisement reward voucher publisher server 5 reservation reward vouchers.
In addition, but in the quantity that from the reward voucher issuing amount that is extracted, deducts the distribution reward voucher, but the reward voucher issuing amount behind the subtraction was considered as issuing reward voucher less than 0 o'clock.
S3: after automatic trading apparatus 1 begins transaction, user's operation display part 21 of automatic trading apparatus 1 is according to as shown in Figure 4, part at the transaction picture of paying in cash that is shown in display part is advertisement viewing area 31, shows in advance the advertisement picture of the commodity that receive from advertisement reward voucher publisher server 5.
Herein, automatic trading apparatus 1 sends to principal computer 3 to the user's that card reader printing portion 22 reads account number from the card that is inserted, principal computer 3 is according to the account number retrieval customer database 4 that is received, extraction is considered to the classification of the commodity that this user relatively is concerned about, and the classification of these commodity is sent to advertisement reward voucher publisher server 5.Receive the advertisement reward voucher publisher server 5 of the classification of these commodity, can also extract the classification associated advertisement with these commodity, and send to automatic trading apparatus 1 so that user's operation display part 21 of automatic trading apparatus 1 shows.
S4: after the closing the transaction of carrying out with automatic trading apparatus 1 by user's operation, control part 24 sends the text message of expression closing the transaction to advertisement reward voucher publisher server 5 by Department of Communication Force 242.
S5: the advertisement reward voucher publisher server 5 that receives the text message of expression closing the transaction, in stock whether the distribution reservation result of the reward voucher that judgement is carried out in S2 reward voucher, but judges that promptly whether the reward voucher issuing amount behind the subtraction is more than or equal to 0 in S2.
S6: when advertisement reward voucher publisher server 5 is judged as can issue reward voucher the time, but advertisement reward voucher publisher server 5 the reward voucher issuing amount behind the subtraction in S2 is kept in the reward voucher management database 6, issued the promise of reward voucher.
S7: advertisement reward voucher publisher server 5 sends the text message of indication distribution reward voucher to automatic trading apparatus 1.In the text message of this indication distribution reward voucher, for example comprise the trade name, issuing amount of the object that becomes reward voucher etc.
S8: on the other hand, when advertisement reward voucher publisher server 5 in S5 is judged as can not issue reward voucher the time, sends indication to automatic trading apparatus 1 and be used to show the text message that comprises the service end picture that finishes to serve meaning statement.
S9: the reward voucher distribution handling part 243 that receives the automatic trading apparatus 1 of the text message of indication distribution reward voucher or the text message that end picture is served in indicated number confirms that received text message is the text message of indication distribution reward voucher.
S10: when reward voucher distribution handling part 243 confirms that received text message is the text message of indication distribution reward voucher, reward voucher distribution handling part 243 prints the editor of the information on the certificate face of the reward voucher that will issue etc., and user's operation display part 21 shows picture in the reward voucher distribution that comprises the statement of issuing the reward voucher meaning simultaneously.
S11: in addition, card reader printing portion 22 prints the reward voucher that is instructed to commodity by indicated quantity and sends out a certificate according to shown in Figure 5.In addition, as shown in Figure 5, can also be in the part of this reward voucher, certificate is sent out in print ad master's advertisement on advertisement printed regional 32.
S12: on the other hand, when confirming that received text message is the text message of indication demonstration service end picture, 21 demonstrations of user's operation display part comprise the service end picture that finishes to serve meaning statement.
Carrying out the reward voucher distribution like this handles.
In addition, though in the present embodiment, establish advertiser 7 and advertisement reward voucher publisher server 5 has only one to be illustrated, advertiser 7 and advertisement reward voucher publisher server 5 also can exist a plurality of.In this case, can also distinguish advertiser 7 according to the region this service that provides is provided.
As described above, in the present embodiment, by utilizing automatic trading apparatus distribution reward voucher, when the automatic trading apparatus of being located at shop etc. in utilization carries out transaction such as cash withdrawal, comprise that old man and child's etc. user just can be with discounted cost or freely buy commodity, and the effect that the utilization factor that obtains automatic trading apparatus improves and so on.
If the utilization factor of automatic trading apparatus is improved, then can also obtain to relax the hybrid state of the window etc. of financial institution, and the shop operation person also can improve the effect of sales volume and so on.
And then the picture that can obtain the automatic trading apparatus that personnel that the advertiser can use qualified majority not utilize carries out the effect of advertising campaign of matching with the demonstration activity and so on as one of advertising media.In addition, the distribution that also can obtain in the past to be printed on the reward voucher of propaganda commodity of issuing on the dedicated paper etc. the effect that becomes and no longer need and so on.
Claims (3)
1. an automated trading system possesses automatic trading apparatus, and concludes the business by user's operation, and this automatic trading apparatus has: display part, the transaction picture of demonstration guiding user's operation etc.; Operating portion is accepted the input of carrying out the Transaction Information of transaction usefulness such as cash withdrawal by user's operation; Card reader portion is from by reading account information such as account number the card that the user inserted; Department of Communication Force carries out the Transaction Information of being imported and the account information that is read and receives to the transmission of principal computer and the transmission that receives information such as transaction approval from this principal computer; Printing portion, the detail form of licensed transaction content has been printed in distribution, and this automated trading system is characterised in that:
Possess advertisement reward voucher publisher server, this server has: the reward voucher management database of having stored the reward voucher distribution situation of each commodity; Stored the storage unit of the advertisement picture of described commodity that the display part that makes described automatic trading apparatus shows etc.; Carry out the communication unit of the transmission reception of Transaction Information,
Wherein, when showing the advertisement picture of the commodity that receive in advance from advertisement reward voucher publisher server on the display part of automatic trading apparatus, when the advertisement reward voucher publisher server that receives the text of representing that transaction has finished from automatic trading apparatus, just send the text of the reward voucher of these commodity of indication distribution when confirming to issue reward voucher, so that receive the reward voucher that the printing portion of the automatic trading apparatus of this text issues these commodity to automatic trading apparatus according to the reward voucher distribution situation that is stored in these commodity in the reward voucher management database.
2. automated trading system according to claim 1 is characterized in that:
Possess the principal computer with customer database, the higher commodity classification of the possibility that the account number that this customer database has the user and this user buy associates to be stored,
Wherein, the advertisement picture that is presented at the commodity on the display part of described automatic trading apparatus is made as, receive the commodity classification that the principal computer of user's account number will extract based on this account number retrieval customer database from automatic trading apparatus and send to advertisement coupon service device, the advertisement picture of the commodity that this advertisement coupon service device extracts from storage unit based on the commodity classification that receives.
3. the automatic trading apparatus of transaction such as cash withdrawal is carried out in the operation by the user, it is characterized in that having:
Reward voucher distribution handling part is edited content on the certificate face that will be printed on reward voucher according to the text of the reward voucher of the indication distribution commodity that receive from epigyny device; With
Printing portion prints this reward voucher distribution handling part and has carried out editor's reward voucher and be issued to the user,
Wherein, when showing the advertisement picture of the commodity that receive in advance from epigyny device on the display part of automatic trading apparatus, print the reward voucher of these commodity and be issued to the user.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
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JP2005237748 | 2005-08-18 | ||
JP2005237748A JP2007052662A (en) | 2005-08-18 | 2005-08-18 | Automatic transaction system and automatic transaction device |
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CN1916982A true CN1916982A (en) | 2007-02-21 |
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Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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CN 200610111085 Pending CN1916982A (en) | 2005-08-18 | 2006-08-18 | Automatic transaction system and automatic transaction device |
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JP (1) | JP2007052662A (en) |
CN (1) | CN1916982A (en) |
TW (1) | TW200713133A (en) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101714276B (en) * | 2008-09-29 | 2012-07-18 | 冲电气工业株式会社 | Cash transaction device, exterior terminal, cash transaction system, cash transaction method |
CN109643435A (en) * | 2016-07-15 | 2019-04-16 | 刘明相 | It is raised money system using the intelligence of self-service terminal |
CN112215631A (en) * | 2019-07-10 | 2021-01-12 | 东芝泰格有限公司 | Coupon issuing system, coupon management device, and computer-readable storage medium |
Families Citing this family (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP5183982B2 (en) * | 2007-06-25 | 2013-04-17 | 楽天株式会社 | Information providing apparatus and method, program, and information providing system |
-
2005
- 2005-08-18 JP JP2005237748A patent/JP2007052662A/en active Pending
-
2006
- 2006-08-01 TW TW095128079A patent/TW200713133A/en unknown
- 2006-08-18 CN CN 200610111085 patent/CN1916982A/en active Pending
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101714276B (en) * | 2008-09-29 | 2012-07-18 | 冲电气工业株式会社 | Cash transaction device, exterior terminal, cash transaction system, cash transaction method |
CN109643435A (en) * | 2016-07-15 | 2019-04-16 | 刘明相 | It is raised money system using the intelligence of self-service terminal |
CN109643435B (en) * | 2016-07-15 | 2023-01-31 | 刘明相 | Intelligent money raising system using self-service terminal |
CN112215631A (en) * | 2019-07-10 | 2021-01-12 | 东芝泰格有限公司 | Coupon issuing system, coupon management device, and computer-readable storage medium |
Also Published As
Publication number | Publication date |
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JP2007052662A (en) | 2007-03-01 |
TW200713133A (en) | 2007-04-01 |
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Open date: 20070221 |