CN118691095A - Method, device, server and storage medium for generating company risk assessment report - Google Patents
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Abstract
本发明涉及数据处理领域,公开了一种公司风险评估报告的生成方法、设备、服务器及存储介质。该方法包括:调用RPA机器人,采集公司风险信息;将公司风险信息中的公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息输入到预先训练的风险评估模型,得到风险评估模型输出的风险评估结果;根据预设筛选条件,在风险评估结果中提取目标结果,并根据公司风险信息和目标结果,生成公司风险评估报告。在本发明实施例中,显著提高了评估效率与自动化水平。同时,确保了评估的准确性和客观性。此外,通过预设筛选条件快速定位风险,可协助企业精准制定风险管理策略,并实现对潜在风险的快速响应。
The present invention relates to the field of data processing, and discloses a method, device, server and storage medium for generating a company risk assessment report. The method comprises: calling an RPA robot to collect company risk information; inputting company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information in the company risk information into a pre-trained risk assessment model to obtain a risk assessment result output by the risk assessment model; extracting a target result from the risk assessment result according to a preset screening condition, and generating a company risk assessment report according to the company risk information and the target result. In an embodiment of the present invention, the evaluation efficiency and automation level are significantly improved. At the same time, the accuracy and objectivity of the evaluation are ensured. In addition, by quickly locating risks through preset screening conditions, it can assist enterprises in accurately formulating risk management strategies and achieve rapid response to potential risks.
Description
技术领域Technical Field
本发明涉及数据处理领域,尤其涉及一种公司风险评估报告的生成方法、设备、服务器及存储介质。The present invention relates to the field of data processing, and in particular to a method, device, server and storage medium for generating a company risk assessment report.
背景技术Background Art
随着企业规模的扩大和市场竞争的加剧,公司风险评估已成为企业管理中不可或缺的一环。风险评估不仅能够帮助企业识别潜在的风险因素,还能为制定有效的风险管理策略提供数据支持。With the expansion of enterprise scale and the intensification of market competition, corporate risk assessment has become an indispensable part of enterprise management. Risk assessment can not only help enterprises identify potential risk factors, but also provide data support for the formulation of effective risk management strategies.
常规技术手段往往依赖于人工收集和处理公司风险信息,不仅评估效率受到影响,公司风险评估中的两个关键步骤也可能受到主观判断、信息遗漏等因素的影响,导致评估结果不准确。需要一种新的技术手段解决上述技术问题。Conventional technical means often rely on manual collection and processing of company risk information, which not only affects the evaluation efficiency, but also the two key steps in company risk assessment may be affected by subjective judgment, information omission and other factors, resulting in inaccurate evaluation results. A new technical means is needed to solve the above technical problems.
发明内容Summary of the invention
本发明的主要目的在于解决公司风险评估中的两个关键步骤受到主观判断、信息遗漏等因素的影响,导致评估结果不准确的技术问题。The main purpose of the present invention is to solve the technical problem that two key steps in corporate risk assessment are affected by subjective judgment, information omission and other factors, resulting in inaccurate assessment results.
本发明第一方面提供了一种公司风险评估报告的生成方法,所述公司风险评估报告的生成方法包括:A first aspect of the present invention provides a method for generating a company risk assessment report, the method comprising:
调用RPA机器人,采集公司风险信息;Call RPA robots to collect company risk information;
将所述公司风险信息中的公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息输入到预先训练的风险评估模型,得到所述风险评估模型输出的风险评估结果;Inputting the company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information in the company risk information into a pre-trained risk assessment model to obtain a risk assessment result output by the risk assessment model;
根据预设筛选条件,在所述风险评估结果中提取目标结果,并根据所述公司风险信息和所述目标结果,生成公司风险评估报告。According to preset screening conditions, target results are extracted from the risk assessment results, and a company risk assessment report is generated based on the company risk information and the target results.
可选的,在本发明第一方面的第一种实现方式中,所述调用RPA机器人,采集公司风险信息的步骤包括:Optionally, in a first implementation of the first aspect of the present invention, the step of calling an RPA robot to collect company risk information includes:
获取待筛查公司信息;Obtain information about companies to be screened;
调用所述RPA机器人,根据所述待筛查公司信息,在预设网站定时采集公司风险信息。The RPA robot is called to collect company risk information on a preset website at a regular interval according to the company information to be screened.
可选的,在本发明第一方面的第二种实现方式中,所述调用RPA机器人,根据所述待筛查公司信息,在预设网站定时采集公司风险信息的步骤包括:Optionally, in a second implementation of the first aspect of the present invention, the step of calling the RPA robot to periodically collect company risk information on a preset website according to the company information to be screened includes:
调用所述RPA机器人在预设网站定时监控网站页面;Calling the RPA robot to regularly monitor website pages on a preset website;
在所述网站页面中搜索并生成所述待筛查公司信息对应的所述风险等级信息、所述风险指标信息、所述公司名称信息、所述注册号信息、所述法定代表人信息和所述注册资本信息,以得到所述公司风险信息。The risk level information, the risk indicator information, the company name information, the registration number information, the legal representative information and the registered capital information corresponding to the company information to be screened are searched and generated in the website page to obtain the company risk information.
可选的,在本发明第一方面的第三种实现方式中,所述获取待筛查公司信息的步骤包括:Optionally, in a third implementation of the first aspect of the present invention, the step of obtaining the company information to be screened includes:
得到筛查申请表时,在所述筛查申请表提取待筛查公司信When the screening application form is obtained, the information of the company to be screened is extracted from the screening application form.
调用所述RPA机器人,根据预定时间间隔和预设登录信息,登录,专用邮箱;Call the RPA robot to log in to the dedicated mailbox according to the predetermined time interval and preset login information;
在所述专用邮箱中搜索筛查申请表;Searching for the screening application form in the dedicated mailbox;
在所述筛查申请表提取所述待筛查公司信息。The information of the company to be screened is extracted from the screening application form.
可选的,在本发明第一方面的第四种实现方式中,在所述调用RPA机器人,采集公司风险信息的步骤之前,所述方法还包括:Optionally, in a fourth implementation manner of the first aspect of the present invention, before the step of calling the RPA robot to collect company risk information, the method further includes:
得到脚本信息时,在RPA工具库选择目标RPA工具,并根据所述脚本信息和所述目标RPA工具设计所述RPA机器人。When the script information is obtained, a target RPA tool is selected in the RPA tool library, and the RPA robot is designed according to the script information and the target RPA tool.
可选的,在本发明第一方面的第五种实现方式中,所述根据预设筛选条件,在所述风险评估结果中提取目标结果的步骤包括:Optionally, in a fifth implementation of the first aspect of the present invention, the step of extracting a target result from the risk assessment result according to a preset screening condition includes:
计算所述风险评估结果中各个待筛选结果对应的影响程度、发生概率、紧急程度、资源需求,以得到各个风险评估项;Calculate the impact, probability of occurrence, urgency, and resource requirements corresponding to each of the risk assessment results to obtain each risk assessment item;
根据所述预设筛选条件和所述风险评估项,在各个所述待筛选结果中提取目标结果。According to the preset screening conditions and the risk assessment items, target results are extracted from each of the results to be screened.
可选的,在本发明第一方面的第六种实现方式中,所述对所述公司风险信息执行风险评估操作,得到风险评估结果的步骤包括:Optionally, in a sixth implementation of the first aspect of the present invention, the step of performing a risk assessment operation on the company risk information to obtain a risk assessment result includes:
调用所述风险评估模型,分析所述风险等级信息和所述风险指标信息,得到所述风险指标信息中风险较大的目标指标信息;Calling the risk assessment model, analyzing the risk level information and the risk indicator information, and obtaining target indicator information with greater risk in the risk indicator information;
并且,调用所述风险评估模型,对所述公司名称和所述注册号验证执行验证操作,得到真实性验证结果、经营异常信息、法律纠纷信息;Furthermore, the risk assessment model is called to perform verification operations on the company name and the registration number to obtain authenticity verification results, business abnormality information, and legal dispute information;
并且,调用所述风险评估模型,分析所述法定代表人信息,得到职业背景、信誉记录信息;Furthermore, the risk assessment model is called to analyze the legal representative information to obtain professional background and credit record information;
并且,调用所述风险评估模型,分析所述注册资本和所述公司领域信息,得到所述注册资本与所述公司领域信息对应的业务规模的匹配度信息;Furthermore, calling the risk assessment model, analyzing the registered capital and the company domain information, and obtaining matching information of the business scale corresponding to the registered capital and the company domain information;
将所述目标指标信息、真实性验证结果、经营异常信息、法律纠纷信息、职业背景、信誉记录信息、匹配度信息集成,得到风险评估结果。The target indicator information, authenticity verification results, operational anomaly information, legal dispute information, professional background, credit record information, and matching information are integrated to obtain a risk assessment result.
本发明第二方面提供了一种公司风险评估报告的生成设备,包括存储器和处理器,所述处理器用于执行所述存储器中存储的程序指令,以使得所述公司风险评估报告的生成设备执行上述的公司风险评估报告的生成方法。A second aspect of the present invention provides a device for generating a company risk assessment report, comprising a memory and a processor, wherein the processor is used to execute program instructions stored in the memory so that the device for generating a company risk assessment report executes the above-mentioned method for generating a company risk assessment report.
本发明第三方面提供了一种服务器,其特征在于,包括存储器和处理器,所述处理器用于执行所述存储器中存储的程序指令,以使得所述服务器执行上述的公司风险评估报告的生成方法。A third aspect of the present invention provides a server, characterized in that it includes a memory and a processor, and the processor is used to execute program instructions stored in the memory so that the server executes the above-mentioned method for generating a company risk assessment report.
本发明的第四方面提供了一种计算机可读存储介质,所述计算机可读存储介质中存储有指令,当其在计算机上运行时,使得计算机执行上述的公司风险评估报告的生成方法。A fourth aspect of the present invention provides a computer-readable storage medium, in which instructions are stored, and when the computer-readable storage medium is run on a computer, the computer executes the above-mentioned method for generating a company risk assessment report.
在本发明实施例中,调用RPA机器人,采集公司风险信息;将所述公司风险信息中的公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息输入到预先训练的风险评估模型,得到所述风险评估模型输出的风险评估结果;根据预设筛选条件,在所述风险评估结果中提取目标结果,并根据所述公司风险信息和所述目标结果,生成公司风险评估报告。引入RPA机器人自动化采集风险信息,显著提高了评估效率与自动化水平,降低了成本。同时,采用预先训练的风险评估模型减少了主观判断与信息遗漏,确保了评估的准确性和客观性。此外,通过预设筛选条件快速定位风险,可协助企业精准制定风险管理策略,并实现对潜在风险的快速响应。In an embodiment of the present invention, an RPA robot is called to collect company risk information; the company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information in the company risk information are input into a pre-trained risk assessment model to obtain a risk assessment result output by the risk assessment model; according to preset screening conditions, the target result is extracted from the risk assessment result, and a company risk assessment report is generated based on the company risk information and the target result. The introduction of RPA robots to automatically collect risk information significantly improves the evaluation efficiency and automation level and reduces costs. At the same time, the use of pre-trained risk assessment models reduces subjective judgments and information omissions, ensuring the accuracy and objectivity of the evaluation. In addition, by quickly locating risks through preset screening conditions, enterprises can be assisted in accurately formulating risk management strategies and responding quickly to potential risks.
附图说明BRIEF DESCRIPTION OF THE DRAWINGS
图1为本发明实施例中公司风险评估报告的生成方法的一个实施例示意图;FIG1 is a schematic diagram of an embodiment of a method for generating a company risk assessment report according to an embodiment of the present invention;
图2为本发明实施例中无线充电设备的控制方法的步骤101的一个具体实施例示意图;FIG. 2 is a schematic diagram of a specific embodiment of step 101 of the control method of the wireless charging device according to an embodiment of the present invention;
图3为本发明实施例中无线充电设备的控制方法的步骤103的一个具体实施例示意图;FIG3 is a schematic diagram of a specific embodiment of step 103 of the control method of the wireless charging device according to an embodiment of the present invention;
图4为本发明实施例中公司风险评估报告的生成设备的一个实施例示意图;FIG4 is a schematic diagram of an embodiment of a device for generating a company risk assessment report in an embodiment of the present invention;
图5为本发明实施例中服务器的一个实施例示意图。FIG. 5 is a schematic diagram of an embodiment of a server in an embodiment of the present invention.
具体实施方式DETAILED DESCRIPTION
本发明实施例提供了一种公司风险评估报告的生成方法、设备、服务器及存储介质。The embodiment of the present invention provides a method, device, server and storage medium for generating a company risk assessment report.
下面将参照附图更详细地描述本发明公开的实施例。虽然附图中显示了本发明公开的某些实施例,然而应当理解的是,本发明公开可以通过各种形式来实现,而且不应该被解释为限于这里阐述的实施例,相反提供这些实施例是为了更加透彻和完整地理解本公开。应当理解的是,本发明公开的附图及实施例仅用于示例性作用,并非用于限制本发明公开的保护范围。The embodiments disclosed in the present invention will be described in more detail below with reference to the accompanying drawings. Although certain embodiments disclosed in the present invention are shown in the accompanying drawings, it should be understood that the present invention can be implemented in various forms and should not be construed as being limited to the embodiments described herein, which are instead provided for a more thorough and complete understanding of the present invention. It should be understood that the drawings and embodiments disclosed in the present invention are only for exemplary purposes and are not intended to limit the scope of protection disclosed in the present invention.
在本发明公开的实施例的描述中,术语“包括”及其类似用语应当理解为开放性包含,即“包括但不限于”。术语“基于”应当理解为“至少部分地基于”。术语“一个实施例”或“该实施例”应当理解为“至少一个实施例”。术语“第一”、“第二”等等可以指代不同的或相同的对象。下文还可能包括其他明确的和隐含的定义。In the description of the embodiments disclosed in the present invention, the term "including" and similar terms should be understood as open inclusion, that is, "including but not limited to". The term "based on" should be understood as "based at least in part on". The term "one embodiment" or "the embodiment" should be understood as "at least one embodiment". The terms "first", "second", etc. may refer to different or the same objects. Other explicit and implicit definitions may also be included below.
公司风险评估报告的生成方法涉及的术语包括但不限于:The terms involved in the method of generating a company risk assessment report include but are not limited to:
RPA机器人:一种软件技术,用于自动化和简化重复性高、基于规则的业务流程。它可以通过模拟人类用户在计算机上的操作(如键盘输入、鼠标点击等)来执行任务,从而提高工作效率和减少人为错误。RPA robot: A software technology used to automate and simplify repetitive, rule-based business processes. It can perform tasks by simulating human users' operations on computers (such as keyboard input, mouse clicks, etc.), thereby improving work efficiency and reducing human errors.
风险评估模型:一种用于分析和量化潜在风险的数学或统计模型。它根据输入的数据(如公司风险信息)来预测或评估风险的可能性和影响程度,从而帮助决策者做出更明智的决策。Risk Assessment Model: A mathematical or statistical model used to analyze and quantify potential risks. It predicts or assesses the likelihood and impact of risks based on input data (such as company risk information), thereby helping decision makers make more informed decisions.
公司风险信息:公司风险信息是指与公司运营、财务状况、法律合规性等方面相关的各种数据和信息。可包括公司领域信息、风险等级信息、风险指标信息、公司名称、注册号、法定代表人信息、注册资本等。Company risk information: Company risk information refers to various data and information related to the company's operations, financial status, legal compliance, etc. It may include company domain information, risk level information, risk indicator information, company name, registration number, legal representative information, registered capital, etc.
风险等级信息:风险等级信息是指对特定风险进行评级或分类的信息。通常,风险会根据其潜在影响程度和发生概率被划分为不同的等级,以便更好地管理和应对。Risk level information: Risk level information refers to information that rates or classifies specific risks. Generally, risks are classified into different levels based on their potential impact and probability of occurrence for better management and response.
风险指标信息:风险指标信息是指用于衡量和评估公司风险的具体指标或参数。这些指标可能包括财务指标(如利润率、负债率)、市场指标(如市场份额、竞争态势)、法律合规指标等。Risk indicator information: Risk indicator information refers to specific indicators or parameters used to measure and assess company risks. These indicators may include financial indicators (such as profit margin, debt ratio), market indicators (such as market share, competitive situation), legal compliance indicators, etc.
公司名称信息、注册号信息、法定代表人信息和注册资本信息:这些信息是公司注册和运营过程中产生的基本信息,对于验证公司身份、评估公司实力和风险水平具有重要意义。Company name information, registration number information, legal representative information and registered capital information: This information is basic information generated during the company registration and operation process, and is of great significance for verifying the company's identity and assessing the company's strength and risk level.
预设筛选条件:预设筛选条件是指在风险评估过程中,用于从大量数据中筛选出关键或重要信息的标准和规则。这些条件可能基于风险评估模型的输出、业务规则或决策者的特定要求。Preset filter conditions: Preset filter conditions refer to the standards and rules used to filter out key or important information from a large amount of data during the risk assessment process. These conditions may be based on the output of the risk assessment model, business rules, or specific requirements of decision makers.
为便于理解,下面对本发明实施例的具体流程进行描述,请参阅图1,本发明实施例中公司风险评估报告的生成方法的一个实施例包括:For ease of understanding, the specific process of an embodiment of the present invention is described below. Please refer to FIG. 1. An embodiment of a method for generating a company risk assessment report in an embodiment of the present invention includes:
101、调用RPA机器人,采集公司风险信息;101. Call the RPA robot to collect company risk information;
具体的,公司风险评估报告的生成设备加载必要的系统软件和驱动程序。随后,配置RPA(机器人流程自动化)机器人,设置其执行环境和所需权限,以访问和采集公司风险信息的相关数据源。Specifically, the device that generates the company's risk assessment report loads the necessary system software and drivers. Subsequently, the RPA (Robotic Process Automation) robot is configured, and its execution environment and required permissions are set to access and collect relevant data sources of the company's risk information.
在设备控制下,启动RPA机器人。RPA机器人根据预设的脚本或任务流程,自动登录到企业信息管理系统、财务系统、市场监测平台等数据源,通过模拟人工操作(如点击、输入、复制粘贴等)采集公司风险信息。采集的信息包括但不限于公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息等。Under the control of the device, start the RPA robot. According to the preset script or task process, the RPA robot automatically logs in to the enterprise information management system, financial system, market monitoring platform and other data sources, and collects company risk information by simulating manual operations (such as clicking, inputting, copying and pasting, etc.). The collected information includes but is not limited to company field information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information.
可选的,公司风险评估报告生成系统首先触发RPA机器人程序。RPA机器人通过预设的接口或API连接至企业内部系统、外部数据源(如政府公开信息网站、行业报告数据库等),以及网络爬虫技术自动访问相关网站或数据库。RPA机器人按照预设的规则和逻辑,如关键词搜索、页面解析等,采集目标公司的公司风险信息,公司风险信息包括但不限于公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息等。Optionally, the company risk assessment report generation system first triggers the RPA robot program. The RPA robot connects to the company's internal system, external data sources (such as government public information websites, industry report databases, etc.) through preset interfaces or APIs, and automatically accesses relevant websites or databases through web crawler technology. The RPA robot collects the target company's corporate risk information according to preset rules and logic, such as keyword search, page parsing, etc. The corporate risk information includes but is not limited to company field information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information.
102、将所述公司风险信息中的公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息输入到预先训练的风险评估模型,得到所述风险评估模型输出的风险评估结果;102. Input the company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information in the company risk information into a pre-trained risk assessment model to obtain a risk assessment result output by the risk assessment model;
具体的,可将采集到的公司风险信息被传输至设备的存储模块进行预处理,包括数据清洗、格式转换等,以确保数据符合风险评估模型的输入要求。Specifically, the collected company risk information can be transmitted to the storage module of the device for preprocessing, including data cleaning, format conversion, etc., to ensure that the data meets the input requirements of the risk assessment model.
设备将处理后的数据按照指定的字段和格式,输入到预先训练好的风险评估模型中。风险评估模型能够对公司风险进行全面且客观的分析。风险评估模型根据输入的公司风险信息,进行计算和分析,最终输出风险评估结果。The device inputs the processed data into the pre-trained risk assessment model according to the specified fields and formats. The risk assessment model can conduct a comprehensive and objective analysis of the company's risks. The risk assessment model calculates and analyzes the input company risk information and finally outputs the risk assessment results.
可选的,风险评估模型可基于机器学习算法,如决策树、神经网络、随机森林等,接收多种类型的输入数据,并通过计算和分析,输出相应的风险评估结果。Optionally, the risk assessment model can be based on machine learning algorithms, such as decision trees, neural networks, random forests, etc., receive various types of input data, and output corresponding risk assessment results through calculation and analysis.
103、根据预设筛选条件,在所述风险评估结果中提取目标结果,并根据所述公司风险信息和所述目标结果,生成公司风险评估报告。103. According to preset screening conditions, extract target results from the risk assessment results, and generate a company risk assessment report based on the company risk information and the target results.
具体的,险评估模型输出的结果可包含多个维度和层次的信息。公司风险评估报告设备根据预设的筛选条件(可由企业根据自身需求制定,如风险等级阈值、特定风险因素等)对评估结果进行筛选,提取出目标结果。然后,结合原始的公司风险信息和筛选出的目标结果,利用报告模板,自动生成公司风险评估报告。报告内容包含对风险因素的详细描述、评估结果、潜在影响分析以及管理建议等。Specifically, the results output by the risk assessment model can contain information of multiple dimensions and levels. The company risk assessment report device screens the assessment results according to the preset screening conditions (which can be formulated by the enterprise according to its own needs, such as risk level thresholds, specific risk factors, etc.) and extracts the target results. Then, the company risk assessment report is automatically generated using the report template, combining the original company risk information and the screened target results. The report content includes a detailed description of the risk factors, assessment results, potential impact analysis, and management recommendations.
在本发明实施例中,调用RPA机器人,采集公司风险信息;将所述公司风险信息中的公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息输入到预先训练的风险评估模型,得到所述风险评估模型输出的风险评估结果;根据预设筛选条件,在所述风险评估结果中提取目标结果,并根据所述公司风险信息和所述目标结果,生成公司风险评估报告。引入RPA机器人自动化采集风险信息,显著提高了评估效率与自动化水平,降低了成本。同时,采用预先训练的风险评估模型减少了主观判断与信息遗漏,确保了评估的准确性和客观性。此外,通过预设筛选条件快速定位风险,可协助企业精准制定风险管理策略,并实现对潜在风险的快速响应。In an embodiment of the present invention, an RPA robot is called to collect company risk information; the company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information and registered capital information in the company risk information are input into a pre-trained risk assessment model to obtain a risk assessment result output by the risk assessment model; according to preset screening conditions, the target result is extracted from the risk assessment result, and a company risk assessment report is generated based on the company risk information and the target result. The introduction of RPA robots to automatically collect risk information significantly improves the evaluation efficiency and automation level and reduces costs. At the same time, the use of pre-trained risk assessment models reduces subjective judgments and information omissions, ensuring the accuracy and objectivity of the evaluation. In addition, by quickly locating risks through preset screening conditions, enterprises can be assisted in accurately formulating risk management strategies and responding quickly to potential risks.
传统的公司风险评估报告生成过程中,数据采集是一个重要且繁琐的环节。由于公司风险信息来源广泛且分散,人工采集不仅效率低下且容易出错。此外,随着企业规模的扩大和市场竞争的加剧,对风险评估的时效性和准确性要求也越来越高。因此,需要一种高效、准确、自动化的数据采集方式来满足这些需求。为了解决上述技术问题,本发明提出一个可选实施例。In the traditional process of generating company risk assessment reports, data collection is an important and cumbersome link. Since the sources of company risk information are wide and scattered, manual collection is not only inefficient but also prone to errors. In addition, with the expansion of enterprise scale and the intensification of market competition, the timeliness and accuracy requirements for risk assessment are becoming higher and higher. Therefore, an efficient, accurate and automated data collection method is needed to meet these requirements. In order to solve the above technical problems, the present invention proposes an optional embodiment.
可选的,参照图2,图2为本发明实施例中无线充电设备的控制方法的步骤101的一个具体实施例示意图,步骤101还包括以下具体实施方式:Optionally, referring to FIG. 2 , FIG. 2 is a schematic diagram of a specific embodiment of step 101 of the control method of the wireless charging device in an embodiment of the present invention, and step 101 also includes the following specific implementation methods:
1011、获取待筛查公司信息;1011. Obtain information of companies to be screened;
具体的,公司风险评估报告的生成设备确定哪些公司是需要进行风险评估的。可通过接收外部输入(如用户通过界面提交的待评估公司列表、从数据库或文件系统中读取的公司信息等)来实现。公司风险评估报告的生成设备解析这些输入,提取出待筛查公司的相关信息,如公司名称、注册号等唯一标识符。可使用API接口、文件解析、数据库查询等技术手段来获取这些信息。Specifically, the company risk assessment report generation device determines which companies need to be risk assessed. This can be achieved by receiving external input (such as a list of companies to be assessed submitted by a user through an interface, company information read from a database or file system, etc.). The company risk assessment report generation device parses these inputs and extracts relevant information of the companies to be screened, such as unique identifiers such as company name and registration number. This information can be obtained using technical means such as API interface, file parsing, and database query.
1012、调用所述RPA机器人,根据所述待筛查公司信息,在预设网站定时采集公司风险信息。1012. Call the RPA robot to collect company risk information on a preset website at a regular interval according to the company information to be screened.
具体的,在获取到待筛查公司的信息后,调用预先配置好的RPA机器人。RPA机器人根据待筛查公司的唯一标识符(如公司名称、注册号等),在预设的网站(如政府公开信息网站、行业报告数据库、企业信用查询平台等)上进行定时访问和数据采集。Specifically, after obtaining the information of the company to be screened, the pre-configured RPA robot is called. The RPA robot performs scheduled access and data collection on preset websites (such as government public information websites, industry report databases, corporate credit inquiry platforms, etc.) based on the unique identifier of the company to be screened (such as company name, registration number, etc.).
RPA机器人通过模拟人工操作(如点击、输入、复制粘贴等),在预设网站上搜索并提取与公司风险相关的公司风险信息。公司风险信息包括但不限于公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息等。RPA机器人将这些信息按照预定的格式和结构进行整理,并存储到系统中供后续处理。The RPA robot searches and extracts company risk information related to company risks on a preset website by simulating manual operations (such as clicking, inputting, copying and pasting, etc.). Company risk information includes but is not limited to company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information, and registered capital information. The RPA robot organizes this information in a predetermined format and structure and stores it in the system for subsequent processing.
在本可选实施例中,通过RPA机器人自动化采集公司风险信息,可显著减少人工干预,提高数据采集的效率和准确性。RPA机器人能够24小时不间断工作,快速响应数据更新,确保风险评估的时效性。传统的人工数据采集方式需要投入大量的人力资源和时间成本。而RPA机器人的引入,可以将这部分工作自动化,降低企业的运营成本。RPA机器人按照预设的规则和逻辑进行数据采集,避免了人为因素导致的错误和遗漏。同时,RPA机器人能够实时访问和提取最新数据,确保风险评估的可靠性。In this optional embodiment, the automated collection of company risk information by RPA robots can significantly reduce manual intervention and improve the efficiency and accuracy of data collection. RPA robots can work 24 hours a day, respond quickly to data updates, and ensure the timeliness of risk assessment. Traditional manual data collection methods require a lot of human resources and time costs. The introduction of RPA robots can automate this part of the work and reduce the operating costs of enterprises. RPA robots collect data according to preset rules and logic, avoiding errors and omissions caused by human factors. At the same time, RPA robots can access and extract the latest data in real time to ensure the reliability of risk assessment.
传统的数据采集方法往往依赖于人工操作,存在效率低下、易出错等问题。特别是当需要定时监控并采集多个网站上的公司风险信息时,这些问题更加突出。为了解决上述技术问题,本发明提出一个可选实施例。Traditional data collection methods often rely on manual operations, which have problems such as low efficiency and prone to errors. These problems are particularly prominent when it is necessary to regularly monitor and collect company risk information on multiple websites. In order to solve the above technical problems, the present invention proposes an optional embodiment.
可选的,步骤1012还包括以下具体实施方式:Optionally, step 1012 also includes the following specific implementations:
10121、调用所述RPA机器人在预设网站定时监控网站页面;10121. Call the RPA robot to regularly monitor website pages on a preset website;
具体的,RPA机器人根据预设的定时任务(如每日凌晨、每周一等),自动启动并登录到指定的网站(如政府公开信息网站、企业信用查询平台等)。Specifically, the RPA robot automatically starts and logs in to the designated website (such as the government public information website, corporate credit inquiry platform, etc.) according to the preset scheduled tasks (such as every early morning, every Monday, etc.).
RPA机器人持续监控这些网站的页面,等待新信息的发布或更新。RPA robots continuously monitor the pages of these websites, waiting for new information to be released or updated.
10122、在所述网站页面中搜索并生成所述待筛查公司信息对应的所述风险等级信息、所述风险指标信息、所述公司名称信息、所述注册号信息、所述法定代表人信息和所述注册资本信息,以得到所述公司风险信息。10122. Search and generate the risk level information, the risk indicator information, the company name information, the registration number information, the legal representative information and the registered capital information corresponding to the company information to be screened in the website page to obtain the company risk information.
具体的,RPA机器人利用网页解析技术,在网站页面中搜索与待筛查公司信息(如公司名称、注册号等)相关的内容。提取并整理出公司领域信息、风险等级信息、风险指标信息、公司名称信息、注册号信息、法定代表人信息和注册资本信息等关键数据。将这些数据按照预定的格式和结构进行整理,生成完整的公司风险信息。Specifically, the RPA robot uses web page parsing technology to search for content related to the company information to be screened (such as company name, registration number, etc.) on the website page. It extracts and organizes key data such as company domain information, risk level information, risk indicator information, company name information, registration number information, legal representative information, and registered capital information. These data are organized according to the predetermined format and structure to generate complete company risk information.
在本可选实施例中,通过RPA机器人在网站页面中的精确搜索和解析,能够确保采集到的公司风险信息准确无误,并且包含所有必要的字段。RPA机器人可根据不同的网站结构和页面布局进行自适应调整,提高了数据采集的灵活性和可扩展性。In this optional embodiment, the RPA robot can accurately search and parse the website pages to ensure that the collected company risk information is accurate and contains all necessary fields. The RPA robot can make adaptive adjustments according to different website structures and page layouts, improving the flexibility and scalability of data collection.
传统的信息获取方式往往依赖于人工操作,存在效率低下、易出错等问题。特别是当企业需要处理大量的筛查申请表时,这些问题更加突出。为了解决上述技术问题,本发明提出一个可选实施例。Traditional information acquisition methods often rely on manual operations, which have problems such as low efficiency and prone to errors. These problems are particularly prominent when enterprises need to process a large number of screening application forms. In order to solve the above technical problems, the present invention proposes an optional embodiment.
可选的,步骤1011还包括以下具体实施方式:Optionally, step 1011 also includes the following specific implementations:
10111、调用所述RPA机器人,根据预定时间间隔和预设登录信息,登录专用邮箱;10111. Call the RPA robot to log in to the dedicated mailbox according to a predetermined time interval and preset login information;
具体的,当RPA机器人根据预设的定时任务(如每天凌晨、每周一等)和预设的登录信息(包括邮箱地址、密码等),自动登录到指定的专用邮箱。上述操作使得RPA机器人能够在无人工干预的情况下,定期访问邮箱以获取新的筛查申请表。Specifically, the RPA robot automatically logs in to the designated dedicated mailbox according to the preset scheduled tasks (such as every morning, every Monday, etc.) and the preset login information (including email address, password, etc.). The above operation enables the RPA robot to regularly access the mailbox to obtain new screening application forms without human intervention.
10112、在所述专用邮箱中搜索筛查申请表;10112. Searching for a screening application form in the dedicated mailbox;
具体的,登录成功后,RPA机器人在邮箱中搜索与筛查相关的邮件。搜索的邮件包含筛查申请表的附件或直接在邮件正文中提供筛查申请表的链接。RPA机器人可通过关键字搜索(如“筛查申请表”、“风险评估”等)来快速定位这些邮件。Specifically, after logging in successfully, the RPA robot searches the mailbox for emails related to screening. The searched emails contain attachments to the screening application form or directly provide a link to the screening application form in the body of the email. The RPA robot can quickly locate these emails by searching for keywords (such as "screening application form", "risk assessment", etc.).
10113、在所述筛查申请表提取所述待筛查公司信息。10113. Extract the information of the company to be screened from the screening application form.
具体的,对于找到的筛查申请表,RPA机器人进行解析,从中提取出待筛查公司。Specifically, the RPA robot parses the screening application form found and extracts the companies to be screened.
在本可选实施例中,RPA机器人能够24小时不间断地监控邮箱并处理新的筛查申请,确保企业能够及时获取到最新的待筛查公司信息。In this optional embodiment, the RPA robot can monitor the mailbox and process new screening applications 24 hours a day, ensuring that the company can obtain the latest information on the companies to be screened in a timely manner.
RPA技术的快速发展为企业提供了强大的自动化工具。然而,不同的RPA工具在功能、性能、易用性等方面存在差异。因此,在选择和设计RPA机器人时,需要充分考虑业务需求、技术可行性、成本效益等因素。通过合理的选择和设计,否则无法发挥其优势。为了解决上述技术问题,本发明提出一个可选实施例。The rapid development of RPA technology has provided enterprises with powerful automation tools. However, different RPA tools differ in terms of functions, performance, and ease of use. Therefore, when selecting and designing RPA robots, it is necessary to fully consider factors such as business needs, technical feasibility, and cost-effectiveness. Otherwise, its advantages cannot be brought into play through reasonable selection and design. In order to solve the above technical problems, the present invention proposes an optional embodiment.
可选的,步骤101之前,还包括以下具体实施方式:Optionally, before step 101, the following specific implementations are also included:
201、得到脚本信息时,在RPA工具库选择目标RPA工具,并根据所述脚本信息和所述目标RPA工具设计所述RPA机器人。201. When the script information is obtained, a target RPA tool is selected in the RPA tool library, and the RPA robot is designed according to the script information and the target RPA tool.
具体的,根据业务需求和公司风险评估报告生成的具体要求,获取RPA脚本的详细信息。脚本信息可包括需要自动化的任务流程、数据交互方式、处理逻辑等。Specifically, according to the business needs and the specific requirements of the company's risk assessment report generation, obtain detailed information on the RPA script. The script information may include the task flow that needs to be automated, the data interaction method, the processing logic, etc.
在RPA工具库中,根据脚本信息的需求,选择最适合的目标RPA工具。可根据RPA工具的兼容性、功能强大性、易用性、成本效益等因素进行选择,In the RPA tool library, select the most suitable target RPA tool according to the script information requirements. You can choose the RPA tool based on factors such as compatibility, powerful functions, ease of use, and cost-effectiveness.
根据选定的RPA工具和脚本信息,设计RPA机器人的具体实现方案。包括定义机器人的工作流程、配置必要的参数和接口、编写自动化脚本等。Design a specific implementation plan for the RPA robot based on the selected RPA tool and script information, including defining the robot's workflow, configuring necessary parameters and interfaces, and writing automation scripts.
在本可选实施例中,定制化的RPA机器人能够更准确地模拟人工操作,提升自动化水平。有助于减少人为错误和疏漏,提高数据处理的准确性和可靠性。In this optional embodiment, the customized RPA robot can simulate manual operations more accurately and improve the level of automation, which helps to reduce human errors and omissions and improve the accuracy and reliability of data processing.
风险评估是企业日常运营中不可或缺的一环。然而,传统的风险评估方法往往依赖于人工判断和经验积累,存在主观性强、效率低下等问题。为了解决上述技术问题,本发明提出一个可选实施例。Risk assessment is an indispensable part of daily business operations. However, traditional risk assessment methods often rely on manual judgment and experience accumulation, and have problems such as strong subjectivity and low efficiency. In order to solve the above technical problems, the present invention proposes an optional embodiment.
可选的,参照图3,图3为本发明实施例中无线充电设备的控制方法的步骤103的一个具体实施例示意图,步骤103还包括以下具体实施方式:Optionally, referring to FIG. 3 , FIG. 3 is a schematic diagram of a specific embodiment of step 103 of the control method of the wireless charging device in an embodiment of the present invention, and step 103 also includes the following specific implementation methods:
1031、计算所述风险评估结果中各个待筛选结果对应的影响程度、发生概率、紧急程度、资源需求,以得到各个风险评估项;1031. Calculate the impact degree, occurrence probability, urgency, and resource requirement corresponding to each to-be-screened result in the risk assessment result to obtain each risk assessment item;
1032、根据所述预设筛选条件和所述风险评估项,在各个所述待筛选结果中提取目标结果。1032. Extract target results from each of the results to be screened according to the preset screening conditions and the risk assessment items.
具体的,对于风险评估结果中的每个待筛选结果,计算其对应的影响程度、发生概率、紧急程度和资源需求等关键指标。这些指标可以通过预设的算法或模型进行计算得出,以全面评估每个风险项的重要性和紧迫性。Specifically, for each result to be screened in the risk assessment results, calculate the corresponding key indicators such as impact, probability of occurrence, urgency, and resource requirements. These indicators can be calculated through a preset algorithm or model to comprehensively evaluate the importance and urgency of each risk item.
根据预设的筛选条件(如风险等级阈值、业务影响范围等),对计算出的风险评估项进行筛选。通过比较每个风险项与筛选条件的符合程度,确定哪些风险项是目标结果。The calculated risk assessment items are screened according to the preset screening conditions (such as risk level threshold, business impact range, etc.). By comparing the degree of compliance of each risk item with the screening conditions, determine which risk items are the target results.
在筛选出的目标结果中,提取出具体的风险信息(如风险类型、描述、建议措施等),以便后续生成公司风险评估报告。From the screened target results, extract specific risk information (such as risk type, description, recommended measures, etc.) so as to subsequently generate a company risk assessment report.
在本可选实施例中,通过综合考虑多个关键指标(如影响程度、发生概率等)来计算风险评估项,可全面地评估每个风险项的重要性和紧迫性。提高了风险评估的准确性和可靠性。预设的筛选条件可以根据业务需求进行灵活调整,以实现对不同风险项的精准筛选。这有助于优化筛选过程,提高筛选效率和准确性。In this optional embodiment, by comprehensively considering multiple key indicators (such as impact level, probability of occurrence, etc.) to calculate risk assessment items, the importance and urgency of each risk item can be comprehensively evaluated. The accuracy and reliability of risk assessment are improved. The preset screening conditions can be flexibly adjusted according to business needs to achieve accurate screening of different risk items. This helps to optimize the screening process and improve screening efficiency and accuracy.
随着市场竞争的加剧和外部环境的不确定性增加,企业面临着越来越多的风险挑战。为了有效应对这些风险,企业需要建立科学的风险评估体系,以全面、准确地评估自身面临的风险状况。传统的风险评估方法往往依赖于人工收集和分析数据,存在效率低、成本高、准确性差等问题。为了解决上述技术问题,本发明提出一个可选实施例。With the intensification of market competition and the increase in uncertainty in the external environment, enterprises are facing more and more risk challenges. In order to effectively deal with these risks, enterprises need to establish a scientific risk assessment system to comprehensively and accurately assess the risk status they face. Traditional risk assessment methods often rely on manual collection and analysis of data, which has problems such as low efficiency, high cost, and poor accuracy. In order to solve the above technical problems, the present invention proposes an optional embodiment.
可选的,步骤102还包括以下具体实施方式:Optionally, step 102 also includes the following specific implementations:
1021、调用所述风险评估模型,分析所述风险等级信息和所述风险指标信息,得到所述风险指标信息中风险较大的目标指标信息;1021. Call the risk assessment model, analyze the risk level information and the risk indicator information, and obtain target indicator information with greater risk in the risk indicator information;
具体的,风险评估模型首先会分析输入的风险等级信息和风险指标信息,通过算法识别出其中风险较大的目标指标信息。目标指标信息是公司风险评估中的重要参考,直接反映了公司可能面临的主要风险点。Specifically, the risk assessment model will first analyze the input risk level information and risk indicator information, and identify the target indicator information with higher risk through the algorithm. The target indicator information is an important reference in the company's risk assessment, and directly reflects the main risk points that the company may face.
1022、并且,调用所述风险评估模型,对所述公司名称和所述注册号验证执行验证操作,得到真实性验证结果、经营异常信息、法律纠纷信息;1022. In addition, calling the risk assessment model, performing verification operations on the company name and the registration number, and obtaining authenticity verification results, abnormal operation information, and legal dispute information;
具体的,风险评估模型进一步对公司名称和注册号进行验证操作,以确认公司的真实性和合法性。这一步骤会生成真实性验证结果,同时可发现公司的经营异常信息、法律纠纷信息等。Specifically, the risk assessment model further verifies the company name and registration number to confirm the authenticity and legality of the company. This step will generate authenticity verification results and can also discover the company's business anomalies, legal disputes, etc.
1023、并且,调用所述风险评估模型,分析所述法定代表人信息,得到职业背景、信誉记录信息;1023. In addition, calling the risk assessment model, analyzing the legal representative information, and obtaining professional background and credit record information;
具体的,风险评估模型还会分析法定代表人的职业背景和信誉记录信息。这些信息对于评估公司管理层的稳定性和可靠性至关重要,因为法定代表人的背景和信誉往往与公司整体风险水平密切相关。Specifically, the risk assessment model also analyzes the legal representative’s professional background and credit record information. This information is crucial to assessing the stability and reliability of the company’s management, as the legal representative’s background and reputation are often closely related to the company’s overall risk level.
1024、并且,调用所述风险评估模型,分析所述注册资本和所述公司领域信息,得到所述注册资本与所述公司领域信息对应的业务规模的匹配度信息;1024. In addition, calling the risk assessment model, analyzing the registered capital and the company domain information, and obtaining matching information of the business scale corresponding to the registered capital and the company domain information;
具体的,风险评估模型还会分析注册资本与公司领域信息对应的业务规模的匹配度。其中,先基于公司领域分析出公司业务规模,再通过比较注册资本和公司业务规模,可评估公司的资本实力是否与其业务需求相匹配,从而判断公司是否存在资金风险或经营不稳定的风险。Specifically, the risk assessment model will also analyze the matching degree between the registered capital and the business scale corresponding to the company's field information. First, the company's business scale is analyzed based on the company's field, and then by comparing the registered capital and the company's business scale, it can be assessed whether the company's capital strength matches its business needs, thereby determining whether the company has financial risks or operational instability risks.
1025、将所述目标指标信息、真实性验证结果、经营异常信息、法律纠纷信息、职业背景、信誉记录信息、匹配度信息集成,得到风险评估结果。1025. Integrate the target indicator information, authenticity verification results, business abnormality information, legal dispute information, professional background, credit record information, and matching information to obtain a risk assessment result.
具体的,风险评估模型将上述步骤中得到的目标指标信息、真实性验证结果、经营异常信息、法律纠纷信息、职业背景、信誉记录信息以及匹配度信息集成起来,形成全面的风险评估结果。Specifically, the risk assessment model integrates the target indicator information, authenticity verification results, business abnormality information, legal dispute information, professional background, credit record information and matching information obtained in the above steps to form a comprehensive risk assessment result.
在本可选实施例中,通过综合考虑多个方面的风险因素和信息来源,风险评估模型能够更全面地评估公司的风险状况,提高评估结果的准确性和可靠性。全面的风险评估结果可为公司决策者提供了丰富的数据和信息支持。通过及时发现和评估潜在风险点,公司可以更早地采取应对措施,增强自身的风险应对能力,确保公司的稳健运营和可持续发展。In this optional embodiment, by comprehensively considering multiple risk factors and information sources, the risk assessment model can more comprehensively assess the company's risk status and improve the accuracy and reliability of the assessment results. The comprehensive risk assessment results can provide rich data and information support for company decision makers. By timely discovering and assessing potential risk points, the company can take countermeasures earlier, enhance its own risk response capabilities, and ensure the company's sound operation and sustainable development.
参照图4,本公开实施例提供一种公司风险评估报告的生成设备400,包括公司风险评估报告的生成设备本体,以及公司风险评估报告的生成装置405。公司风险评估报告的生成装置405包括处理器(processor)404和存储有程序指令的存储器(memory)401。可选地,该装置还可以包括通信接口(Communication Interface)402和总线403。其中,处理器404、通信接口402、存储器401可以通过总线403完成相互间的通信。通信接口402可以用于信息传输。处理器404可以调用存储器401中的程序指令,以执行上述实施例的公司风险评估报告的生成方法。此外,上述的存储器401中的逻辑指令可以通过软件功能单元的形式实现并作为独立的产品销售或使用时,可以存储在一个计算机可读取存储介质中。存储器401作为一种计算机可读存储介质,可用于存储软件程序、计算机可执行程序,如本公开实施例中的方法对应的程序指令/模块。处理器404通过运行存储在存储器401中的程序指令/模块,从而执行功能应用以及数据处理,即实现上述实施例中公司风险评估报告的生成方法。存储器401可包括存储程序区和存储数据区,其中,存储程序区可存储操作系统、至少一个功能所需的应用程序;存储数据区可存储根据终端设备的使用所创建的数据等。此外,存储器401可以包括高速随机存取存储器,还可以包括非易失性存储器。4, the embodiment of the present disclosure provides a device 400 for generating a company risk assessment report, including a device body for generating a company risk assessment report, and a device 405 for generating a company risk assessment report. The device 405 for generating a company risk assessment report includes a processor 404 and a memory 401 storing program instructions. Optionally, the device may also include a communication interface 402 and a bus 403. Among them, the processor 404, the communication interface 402, and the memory 401 can complete mutual communication through the bus 403. The communication interface 402 can be used for information transmission. The processor 404 can call the program instructions in the memory 401 to execute the method for generating a company risk assessment report in the above embodiment. In addition, the logic instructions in the above memory 401 can be implemented in the form of a software functional unit and can be stored in a computer-readable storage medium when it is sold or used as an independent product. The memory 401, as a computer-readable storage medium, can be used to store software programs, computer executable programs, such as program instructions/modules corresponding to the method in the embodiment of the present disclosure. The processor 404 executes the functional application and data processing by running the program instructions/modules stored in the memory 401, that is, the method for generating the company risk assessment report in the above embodiment is realized. The memory 401 may include a program storage area and a data storage area, wherein the program storage area may store an operating system and an application required for at least one function; the data storage area may store data created according to the use of the terminal device, etc. In addition, the memory 401 may include a high-speed random access memory and may also include a non-volatile memory.
参照图5,本公开实施例提供一种服务器500,包括处理器(processor)504和存储有程序指令的存储器(memory)501。可选地,该服务器还可以包括通信接口(CommunicationInterface)502和总线503。其中,处理器504、通信接口502、存储器501可以通过总线503完成相互间的通信。通信接口502可以用于信息传输。处理器504可以调用存储器501中的程序指令,以执行上述实施例的公司风险评估报告的生成方法。5, the embodiment of the present disclosure provides a server 500, including a processor 504 and a memory 501 storing program instructions. Optionally, the server may also include a communication interface 502 and a bus 503. The processor 504, the communication interface 502, and the memory 501 may communicate with each other through the bus 503. The communication interface 502 may be used for information transmission. The processor 504 may call the program instructions in the memory 501 to execute the method for generating a corporate risk assessment report of the above embodiment.
此外,上述的存储器501中的逻辑指令可以通过软件功能单元的形式实现并作为独立的产品销售或使用时,可以存储在一个计算机可读取存储介质中。存储器501作为一种计算机可读存储介质,可用于存储软件程序、计算机可执行程序,如本公开实施例中的方法对应的程序指令/模块。处理器504通过运行存储在存储器501中的程序指令/模块,从而执行功能应用以及数据处理,即实现上述实施例中公司风险评估报告的生成方法。存储器501可包括存储程序区和存储数据区,其中,存储程序区可存储操作系统、至少一个功能所需的应用程序;存储数据区可存储根据终端设备的使用所创建的数据等。此外,存储器501可以包括高速随机存取存储器,还可以包括非易失性存储器。In addition, the logic instructions in the above-mentioned memory 501 can be implemented in the form of software functional units and can be stored in a computer-readable storage medium when sold or used as an independent product. The memory 501, as a computer-readable storage medium, can be used to store software programs, computer executable programs, such as program instructions/modules corresponding to the method in the embodiment of the present disclosure. The processor 504 executes functional applications and data processing by running the program instructions/modules stored in the memory 501, that is, the method for generating a company risk assessment report in the above-mentioned embodiment is realized. The memory 501 may include a program storage area and a data storage area, wherein the program storage area may store an operating system and at least one application required for a function; the data storage area may store data created according to the use of the terminal device, etc. In addition, the memory 501 may include a high-speed random access memory and may also include a non-volatile memory.
本公开实施例的技术方案可以以软件产品的形式体现出来,该计算机软件产品存储在一个存储介质中,包括一个或多个指令用以使得一台计算机设备(可以是个人计算机,服务器,或者网络设备等)执行本公开实施例所述方法的全部或部分步骤。而前述的存储介质可以是非暂态存储介质,包括:U盘、移动硬盘、只读存储器(ROM,Read-Only Memory)、随机存取存储器(RAM,Random Access Memory)、磁碟或者光盘等多种可以存储程序代码的介质,也可以是暂态存储介质。The technical solution of the embodiment of the present disclosure can be embodied in the form of a software product, which is stored in a storage medium and includes one or more instructions for enabling a computer device (which may be a personal computer, a server, or a network device, etc.) to execute all or part of the steps of the method described in the embodiment of the present disclosure. The aforementioned storage medium may be a non-transient storage medium, including: a USB flash drive, a mobile hard disk, a read-only memory (ROM, Read-Only Memory), a random access memory (RAM, Random Access Memory), a disk or an optical disk, and other media that can store program codes, or a transient storage medium.
以上描述和附图充分地示出了本公开的实施例,以使本领域的技术人员能够实践它们。其他实施例可以包括结构的、逻辑的、电气的、过程的以及其他的改变。实施例仅代表可能的变化。除非明确要求,否则单独的部件和功能是可选的,并且操作的顺序可以变化。一些实施例的部分和特征可以被包括在或替换其他实施例的部分和特征。而且,本申请中使用的用词仅用于描述实施例并且不用于限制权利要求。如在实施例以及权利要求的描述中使用的,除非上下文清楚地表明,否则单数形式的“一个”(a)、“一个”(an)和“所述”(the)旨在同样包括复数形式。类似地,如在本申请中所使用的术语“和/或”是指包含一个或一个以上相关联的列出的任何以及所有可能的组合。另外,当用于本申请中时,术语“包括”(comprise)及其变型“包括”(comprises)和/或包括(comprising)等指陈述的特征、整体、步骤、操作、元素,和/或组件的存在,但不排除一个或一个以上其它特征、整体、步骤、操作、元素、组件和/或这些的分组的存在或添加。在没有更多限制的情况下,由语句“包括一个…”限定的要素,并不排除在包括所述要素的过程、方法或者设备中还存在另外的相同要素。本文中,每个实施例重点说明的可以是与其他实施例的不同之处,各个实施例之间相同相似部分可以互相参见。对于实施例公开的方法、产品等而言,如果其与实施例公开的方法部分相对应,那么相关之处可以参见方法部分的描述。The above description and the accompanying drawings fully illustrate the embodiments of the present disclosure so that those skilled in the art can practice them. Other embodiments may include structural, logical, electrical, process and other changes. The embodiments represent possible changes only. Unless explicitly required, separate components and functions are optional, and the order of operations may vary. Parts and features of some embodiments may be included in or replace parts and features of other embodiments. Moreover, the words used in this application are only used to describe the embodiments and are not used to limit the claims. As used in the description of the embodiments and the claims, unless the context clearly indicates, the singular forms of "a", "an" and "the" are intended to include plural forms as well. Similarly, the term "and/or" as used in this application refers to any and all possible combinations of one or more associated listings. In addition, when used in this application, the term "comprise" and its variants "comprises" and/or comprising refer to the presence of stated features, wholes, steps, operations, elements, and/or components, but do not exclude the presence or addition of one or more other features, wholes, steps, operations, elements, components and/or groups thereof. In the absence of further restrictions, the elements defined by the sentence "including one..." do not exclude the presence of other identical elements in the process, method or device including the elements. In this article, each embodiment may focus on the differences from other embodiments, and the same and similar parts between the embodiments may refer to each other. For the methods, products, etc. disclosed in the embodiments, if they correspond to the method part disclosed in the embodiments, the relevant parts can refer to the description of the method part.
本领域技术人员可以意识到,结合本文中所公开的实施例描述的各示例的单元及算法步骤,能够以电子硬件、或者计算机软件和电子硬件的结合来实现。这些功能究竟以硬件还是软件方式来执行,可以取决于技术方案的特定应用和设计约束条件。所述技术人员可以对每个特定的应用来使用不同方法以实现所描述的功能,但是这种实现不应认为超出本公开实施例的范围。所述技术人员可以清楚地了解到,为描述的方便和简洁,上述描述的系统、装置和单元的具体工作过程,可以参考前述方法实施例中的对应过程,在此不再赘述。Those skilled in the art will appreciate that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, or a combination of computer software and electronic hardware. Whether these functions are performed in hardware or software may depend on the specific application and design constraints of the technical solution. The technicians may use different methods for each specific application to implement the described functions, but such implementations should not be considered to exceed the scope of the embodiments of the present disclosure. The technicians may clearly understand that, for the convenience and simplicity of description, the specific working processes of the systems, devices and units described above may refer to the corresponding processes in the aforementioned method embodiments, and will not be repeated here.
本文所披露的实施例中,所揭露的方法、产品(包括但不限于装置、设备等),可以通过其它的方式实现。例如,以上所描述的装置实施例仅仅是示意性的,例如,所述单元的划分,可以仅仅为一种逻辑功能划分,实际实现时可以有另外的划分方式,例如多个单元或组件可以结合或者可以集成到另一个系统,或一些特征可以忽略,或不执行。另外,所显示或讨论的相互之间的耦合或直接耦合或通信连接可以是通过一些接口,装置或单元的间接耦合或通信连接,可以是电性,机械或其它的形式。所述作为分离部件说明的单元可以是或者也可以不是物理上分开的,作为单元显示的部件可以是或者也可以不是物理单元,即可以位于一个地方,或者也可以分布到多个网络单元上。可以根据实际的需要选择其中的部分或者全部单元来实现本实施例。另外,在本公开实施例中的各功能单元可以集成在一个处理单元中,也可以是各个单元单独物理存在,也可以两个或两个以上单元集成在一个单元中。In the embodiments disclosed herein, the disclosed methods and products (including but not limited to devices, equipment, etc.) can be implemented in other ways. For example, the device embodiments described above are only schematic. For example, the division of the units can be only a logical function division. There may be other division methods in actual implementation, such as multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. In addition, the coupling or direct coupling or communication connection between each other shown or discussed can be through some interfaces, indirect coupling or communication connection of devices or units, which can be electrical, mechanical or other forms. The units described as separate components may or may not be physically separated, and the components displayed as units may or may not be physical units, that is, they may be located in one place, or they may be distributed on multiple network units. Some or all of the units may be selected according to actual needs to implement this embodiment. In addition, each functional unit in the embodiment of the present disclosure may be integrated in a processing unit, or each unit may exist physically alone, or two or more units may be integrated in one unit.
附图中的流程图和框图显示了根据本公开实施例的系统、方法和计算机程序产品的可能实现的体系架构、功能和操作。在这点上,流程图或框图中的每个方框可以代表一个模块、程序段或代码的一部分,所述模块、程序段或代码的一部分包含一个或多个用于实现规定的逻辑功能的可执行指令。在有些作为替换的实现中,方框中所标注的功能也可以以不同于附图中所标注的顺序发生。例如,两个连续的方框实际上可以基本并行地执行,它们有时也可以按相反的顺序执行,这可以依所涉及的功能而定。在附图中的流程图和框图所对应的描述中,不同的方框所对应的操作或步骤也可以以不同于描述中所披露的顺序发生,有时不同的操作或步骤之间不存在特定的顺序。例如,两个连续的操作或步骤实际上可以基本并行地执行,它们有时也可以按相反的顺序执行,这可以依所涉及的功能而定。框图和/或流程图中的每个方框、以及框图和/或流程图中的方框的组合,可以用执行规定的功能或动作的专用的基于硬件的系统来实现,或者可以用专用硬件与计算机指令的组合来实现。The flowchart and block diagram in the accompanying drawings show the possible architecture, function and operation of the system, method and computer program product according to the embodiment of the present disclosure. In this regard, each box in the flowchart or block diagram can represent a module, a program segment or a part of the code, and the module, the program segment or a part of the code contains one or more executable instructions for realizing the specified logical function. In some alternative implementations, the functions marked in the box can also occur in a different order from the order marked in the accompanying drawings. For example, two consecutive boxes can actually be executed substantially in parallel, and they can sometimes be executed in the opposite order, which can depend on the functions involved. In the description corresponding to the flowchart and the block diagram in the accompanying drawings, the operations or steps corresponding to different boxes can also occur in a different order from the order disclosed in the description, and sometimes there is no specific order between different operations or steps. For example, two consecutive operations or steps can actually be executed substantially in parallel, and they can sometimes be executed in the opposite order, which can depend on the functions involved. Each block in the block diagrams and/or flowcharts, and combinations of blocks in the block diagrams and/or flowcharts, may be implemented by a dedicated hardware-based system that performs the specified functions or actions, or may be implemented by a combination of dedicated hardware and computer instructions.
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CN113822761A (en) * | 2021-09-26 | 2021-12-21 | 深圳微众信用科技股份有限公司 | Credit risk assessment method and system |
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