CN118521407A - Asset management platform suitable for real estate mortgage - Google Patents

Abstract

The invention provides an asset management platform suitable for real estate mortgage, and belongs to the technical field of credit management. The asset management platform comprises four modules, including an equipment management module, a system management module, a client management module and an asset management module, wherein the equipment management module is divided into three sub-modules of equipment management, monitoring operation and alarm management, the three sub-modules respectively execute corresponding management, the system management module is divided into four sub-modules of user management, role management, authority management and log management, and the asset management module is divided into two sub-modules of asset transit management and equipment binding. The platform can monitor in real time, collect and analyze positioning data, so that business risks can be accurately and timely controlled.

Description

Asset management platform suitable for real estate mortgage

Technical Field

The invention belongs to the technical field of credit management, and particularly relates to an asset management platform suitable for real estate mortgage.

Background

Real estate mortgages are credit actions with real estate as a collateral. The liability person legally transfers ownership of the real property to the liability person, but the liability person does not possess the real property. Once paid, the debt secured with the real estate is immediately invalidated by the transfer of ownership of the real estate. Thus, while the real property is conditionally transferred when debt occurs, ownership is withdrawn immediately after the entire debt is paid out.

The existing real estate mortgage has no good supervision method, especially the equipment mortgage, which may have the conditions of repeated mortgage, unauthorized movement of equipment, and open-crown wearing, and may generate a larger business risk.

Disclosure of Invention

In view of the above, the present invention aims to solve the deficiencies of the prior art and provide an asset management platform suitable for mortgage of real estate.

The aim of the invention can be achieved by the following technical scheme: an asset management platform adapted for use in a real estate mortgage, comprising:

The device management module is used for showing all added terminal device lists, supporting inquiry according to device numbers, device names and whether to enable, and adding, modifying, enabling, disabling and binding and unbinding the terminal devices on the page;

The system management module is used for showing all user information lists, supporting inquiry according to employee names and mobile phone numbers, adding, modifying, enabling, disabling and modifying passwords for user information on a page, and enabling an administrator to reset the passwords and newly-added authorization operations

The client management module is used for showing all added client information lists, supporting inquiry according to client numbers, client names and contact person mobile phone numbers, and carrying out operations such as adding, modifying, enabling and disabling the client information on a page;

the asset management module is used for showing all the added asset information lists, wherein the data authority of the asset management module is a business manager to which the current business manager belongs, and supports the inquiry according to the asset number, the asset name, the customer name, the associated equipment number, whether the business manager is started or not, and the asset information can be added, modified, started, disabled, bound with terminal equipment, unbinding operation and electronic fence radius setting on a page.

Preferably, the device management module does not support modification after device information is input, and the device state is automatically set by a system whether a terminal is successfully connected to a cloud server, and the device is allowed to be started and starts to collect device operation logs after the device is successfully connected to the cloud; the binding operation can be carried out on the equipment with the asset after the equipment is started, the equipment is scrapped or lost, and the disabling operation can be carried out after the equipment is unbinding with the asset.

Preferably, the binding between the device and the asset is limited to a terminal device only allowing binding between the device and the asset, after the binding and unbinding between the terminal positioning device and the asset, the device number information is recorded in a device number field corresponding to the asset record, and only after the binding between the asset and the device, the terminal device triggers a corresponding alarm according to the working state, electric quantity or position information of the terminal device, and the like, and the device can be set with the following parameters: demolish alarm on/off, shock alarm on/off, low-power alarm on/off, operating mode and reporting interval.

Preferably, the working mode and the time interval are specifically as follows:

Timing positioning mode, time interval is 30-3600 seconds, and text description: the positioning data is reported at regular time, and the range is 30-3600 seconds;

intelligent positioning mode, time interval 10-180 seconds, this is default mode, literal description: the positioning data is not reported at rest, the range is 10-180 seconds, and the default time is 30 seconds;

Super power saving mode, time interval 1-24 hours, text description: the equipment is awakened at time intervals, the equipment is closed after the positioning data are reported, the range is 1-24 hours, and the equipment cannot be positioned immediately in the mode.

Preferably, the device management module further comprises a monitoring operation and maintenance sub-module and an alarm management sub-module; the monitoring operation and maintenance sub-module is integrated with a Goldmap for GPS positioning, an openable link is clicked on the equipment number of the asset management module, the positioning position of equipment is displayed on the map, a layer can be opened to display equipment information and asset information by clicking a positioning icon, the monitoring operation and maintenance sub-module is further used for displaying equipment number statistics and equipment positions, and the equipment number statistics comprises: creating the number of devices, the number of online devices and the regional distribution; the alarm management sub-module triggers corresponding alarm according to the working state, electric quantity or position information of the terminal equipment only after the asset is bound with the equipment.

Preferably, the system management module generates a random password after adding the user by default, the password can be modified after logging in by the user, the password storage requirement is MD5 codes taking the mobile phone number as a salt adding value, the system management does not allow modification of the mobile phone number and the user number, the manager resets the password operation and automatically resets the random password through the system and sends a user short message, the manager can execute starting and disabling of the user, the user cannot log in the system after being disabled, the system can judge whether the system is a business manager to which the asset belongs before the user is disabled, if the system does not have the problem of passing, the disabling failure is caused, and the user is required to do passing operation first.

Preferably, when the system management module newly adds the user, the user can check the role list of the current user, and can perform associated role adding and deleting operations, the user and the roles are in a many-to-many relationship, and the platform does not provide direct authorization operation of the user and the authority.

Preferably, the role list is used for showing all role information lists, supporting query according to the role names, adding, modifying, enabling and disabling the role information on the page, and enabling an administrator to perform role newly-added authorization operation, wherein the role newly-added authorization operation can perform associated authority adding and deleting operations, and the roles and the authorities are in a many-to-many relationship; .

Preferably, the system management module further comprises a log management sub-module, the log management sub-module displays all the operation log information lists of the modules, and does not comprise operation and alarm logs related to the terminal equipment, the system management module supports inquiring according to the log module, the log creation start date and the date creation end date, and the system management module only records the log of the key operation, and comprises all the modification behaviors.

Preferably, when the asset management module adds the asset, the system automatically records the current user account on the service manager field, and then all operations on the client information are only authorized to be operated by the service manager and the manager, but the modification of the asset number, the service manager and the associated equipment number in the asset information modification window is not allowed. ; the asset management module supports a current business manager or administrator to open a particular window by clicking the "asset pass" button, allowing the current user to have access to pass assets to other business managers.

Compared with the prior art, the invention has the following advantages: by combining terminal equipment hardware (GPS positioning equipment), software (managing terminal equipment, abnormal condition alarm, etc.). The terminal equipment is installed on the assets of the mortgage to the first party by service personnel to serve as mortgage identity marks, and the terminal equipment is monitored in real time through a platform to collect and locate data for analysis, so that service risks can be accurately and timely controlled, and meanwhile labor cost is effectively saved.

Drawings

FIG. 1 is a schematic diagram of the structural principles of an asset management platform according to an embodiment.

FIG. 2 is a deployment architecture diagram of an asset management platform in an embodiment.

Detailed Description

Embodiments of the present invention are described in detail below, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to like or similar elements or elements having like or similar functions throughout. The embodiments described below by way of example with reference to the accompanying drawings are intended to illustrate the invention and should not be construed as limiting the invention.

As shown in fig. 1-2, the present invention provides an asset management platform suitable for a real estate mortgage, and a deployment architecture thereof includes an external deployment and an internal deployment, wherein the external deployment includes a client terminal and a user management end, and the internal deployment includes a device terminal service gateway, a service system front end and an asset management platform service system. The client terminal has the functions of wireless communication, information acquisition and the like, is arranged on the corresponding equipment and is used for binding with the corresponding equipment, so that the monitoring of the equipment is realized; the user management end comprises intelligent mobile equipment such as a smart phone, a computer, an intelligent tablet and the like, and is carried by a business manager, and the business manager can carry out customer management and asset management through the user management end. The asset management platform of the invention realizes the management and monitoring of the service through the asset management platform service system, and consists of four modules, including a device management module, a system management module, a client management module and an asset management module. The equipment management module is divided into three sub-modules of equipment management, monitoring operation and alarm management, and the three sub-modules respectively execute corresponding management. The system management module is divided into four sub-modules of user management, role management, authority management and log management. The asset management module is divided into two sub-modules, namely asset transit management and equipment binding.

Specifically, the device management page displays all added terminal device lists in a paging manner, supports inquiry according to device numbers, device names and whether to enable, and can add (newly add), modify, enable, disable and unbind the terminal devices on the page. Once the device information (shown in table 1) is entered and modification is not allowed, the device state is automatically set by the system according to whether the terminal is successfully connected to the cloud server. Only after a successful connection of the device is enabled will the collection of the corresponding device log be started. The corresponding management table is as follows:

Device_info (device information)

Only after the device is enabled can a binding operation be performed with the asset. If the equipment is scrapped or lost, the equipment needs to be unbinding with the asset before the disabling operation is performed. It should be noted that, one terminal device is only allowed to bind with one asset. After the terminal positioning equipment is bound and unbinding with the asset, the equipment number information is recorded in an equipment number field corresponding to the asset record, and the terminal equipment can trigger corresponding alarm according to the working state, electric quantity or position information and the like only after the asset is bound with the equipment.

The setting of the device comprises: dismantling alarm on/off (the text describes that after opening, the equipment is dismantled by a person, the dismantling alarm is received), vibration alarm on/off (the text describes that after opening, the equipment detects external vibration and receives vibration alarm), low-electricity alarm on/off (the text describes that when the electric quantity is lower than 20%, low-electricity reminding information is received (reminded once a day) and working mode and reporting time interval; specifically, the working mode and the time interval include:

1. timing positioning mode, time interval is 30-3600 seconds, and text description: the positioning data is reported at regular time, and the range is 30-3600 seconds;

2. intelligent positioning mode, time interval 10-180 seconds, this is default mode, literal description: the positioning data is not reported at rest, the range is 10-180 seconds, and the default time is 30 seconds;

3. Super power saving mode, time interval 1-24 hours, text description: waking up the equipment at intervals of time, and closing the equipment after reporting the positioning data, wherein the range is 1-24 hours, and the equipment cannot be positioned immediately in the mode;

The device management details page is checked, and contents which can be checked comprise: basic information, current configuration information, current electric quantity, charging state of the equipment, integrating a Goldmap on a page to display the position of the equipment, and finally positioning time. Meanwhile, an immediate positioning button is added on a detail page, and after clicking, the device can report the latest positioning information in real time (text description: annotate, unavailable function in the case of super power saving mode) in about 1 minute; the corresponding management table is as follows:

Device_last_location (device nearest location information)

The monitoring operation and maintenance sub-module integrates GPS positioning with the Goldmap, an openable link is clicked on the equipment number of the asset management module, the positioning position of equipment is displayed on the map, and the layer can be opened to display equipment information and asset information by clicking the positioning icon. And reveal the statistics of the number of devices and position of the device, the statistics of the number of devices includes: the log service module supports paging inquiry cloud equipment operation logs, and can inquire according to equipment numbers and asset numbers, reporting start dates and reporting end dates, wherein the time span is allowed to be 6 months at maximum. The corresponding management table is as follows:

device run log

Field	Type	Null	Key	Default	Extra
						id	bigint(20)	NO	PRI		Main key (self-increasing)
report_time	datetime	NO			Reporting time
						message_id	varchar(56)	NO			Message numbering
message_content	json	NO			Message content
						device_code	varchar(90)	NO	MUL		Device numbering
create_time	datetime	NO		CURRENT_TIMESTAMP	Creation time
						modify_time	datetime	NO		CURRENT_TIMESTAMP	Modification time

The alarm management module triggers corresponding alarms according to the working state, electric quantity or position information of the terminal equipment only after the asset is bound with the equipment, and the alarm management module specifically comprises the following steps:

the electronic fence area range, which is the radius (meter) of activity centered on the location coordinates when the terminal device's current GPS location is outside of the asset binding based location coordinates, will trigger a location anomaly alarm.

When the built-in battery is low in electricity (when the battery is less than 20%, the alarm is given once a day), the low-electricity alarm can be triggered, and the alarm information page contains the electric quantity percentage of the built-in battery.

The dismantling alarm (light sense alarm) is triggered when the terminal equipment is dismantled or fallen from the asset, and the service manager firstly unbound with the asset and then disables the terminal equipment under the conditions of regular replacement of the terminal equipment, normal dismantling due to mortgage and the like so as to avoid false alarm.

And (3) alarming by vibration, wherein the external vibration is detected by a terminal equipment sensor to trigger the alarm, and under the condition of conditional condition, the alarm is started after the equipment is installed so as to be used as auxiliary judgment for the dismantling of the equipment (light sensing alarm). Under the conditions of regular replacement of terminal equipment, normal dismantling due to mortgage, and the like, a business manager firstly unbundles with the asset and then disables the terminal equipment so as to avoid false alarm.

And the disconnection alarm is triggered when the terminal equipment is disconnected with the server due to faults such as damage, power failure, insufficient flow, insufficient signals and the like. After the terminal is disconnected, the system waits for the device to automatically try to retry reconnection, and if connection with the server is not established for more than 5 minutes, the alarm is triggered. The corresponding management table is as follows:

Customer_info (customer information)

The alarm configuration, the name of the receiver corresponding to the alarm type and the mobile phone number of the receiver are configured, the default alarm system notifies the business manager corresponding to the binding asset for a while, please ensure that the mobile phone number is real and effective, the purpose is to prevent the alarm receiving omission, and uniformly send a share to configured personnel according to the alarm type.

Alarm configuration

The function needs to be pre-charged in advance, the SMS service provided by the Arian is called to deduct fees according to the quantity, and meanwhile, a short message template needs to be set in advance. The short message template should contain relevant information such as customer name, contact information, asset ID, asset name, equipment ID, etc., so as to be convenient for the service manager to confirm. For example: [ device ID ] behavior anomaly ]! [ asset name ] ([ asset ID ]) from [ client name ], [ please confirm in time ]! The contact mode is as follows: [ contact means ].

The system management module is used for showing all user information lists, supporting inquiry according to employee names and mobile phone numbers, adding, modifying, enabling, disabling and modifying passwords for user information on a page, and enabling an administrator to reset the passwords and newly-added authorization operations. The corresponding management table is as follows:

System_user (System user)

Field	Type	Null	Key	Default	Extra
						id	bigint(20)unsigned	NO	PRI		Main key (self-increasing)
mobile_phone	varchar(11)	NO	UNI		Contact mobile phone
						password	varchar(32)	NO			Password code
name	varchar(90)	NO			Name of name
						job	varchar(90)	NO			Position of job
department	varchar(90)	NO			Department(s)
						enabled_status	bit(1)	NO		b'1'	Enable state (yes/no)
admin	bit(1)	NO		b'0'	Administrator (yes/no)
						create_time	datetime	NO		CURRENT_TIMESTAMP	Creation time
modify_time	datetime	NO		CURRENT_TIMESTAMP	Modification time
						create_operator_id	bigint(20)unsigned	NO			Creator person
modify_operator_id	bigint(20)unsigned	NO			Modifier person

The module does not allow the mobile phone number (account number) and the user number to be modified, only an administrator can operate to reset the password after forgetting the password, the system can automatically reset the random password and send a user short message (whether the short message is sent or not is determined by the system configuration, a password resetting page can display password plaintext after the administrator operates to reset the password, the administrator can copy the password conveniently, and the plaintext is not displayed after the window is closed). The system generates a random password after the user is added by default, the password can be modified after the user logs in, and the password setting requirement is that the password is more than 8-bit strong password comprising special symbols of English big and small writing numbers. The password storage requirement is MD5 code with the mobile phone number (account number) as the salted value. The user can only operate the enabling and disabling of the administrator, and the administrator does not allow the disabling of the account number. After the user is forbidden, the user cannot log in the system, the system can judge whether the system is a business manager to which the asset belongs before the user is forbidden, and if the user has a non-passing condition, the disabling failure is caused, and the user is required to do the passing operation.

The user newly added authorization page displays a role list of the current user, can perform associated role adding and deleting operations, has a many-to-many relationship with the roles, and does not provide direct authorization operation of the user and the authority;

the character management page displays all character information lists in a paging mode, supports inquiring according to character names, can add (newly add), modify, enable and disable the character information on the page, and can carry out newly-added authorization operation by an administrator. The system automatically creates administrator privileges, and the administrator roles contain all of the system privileges. The corresponding management table is as follows:

system_user_role (user role association table)

Field	Type	Null	Key	Default	Extra
						id	bigint(20)unsigned	NO	PRI		Main key (self-increasing)
system_user_id	bigint(20)unsigned	NO	MUL		System user numbering
						system_role_id	bigint(20)unsigned	NO	MUL		System role numbering
create_time	datetime	NO		CURRENT_TIMESTAMP	Creation time
						create_operator_id	bigint(20)unsigned	NO			Creator person

The role newly added authorization page displays a permission list owned by the current role, can perform associated permission adding and deleting operations, and has a relationship of roles and permissions in many-to-many;

The authority management page pages display all the authority information lists which can be provided by the system, the system initializes all the authorities when the system is on line, and the page does not provide operations such as adding, modifying, managing and the like. The corresponding management table is as follows:

System_role_permission (role permission association table)

Field	Type	Null	Key	Default	Extra
						id	bigint(20)unsigned	NO	PRI		Main key (self-increasing)
system_role_id	bigint(20)unsigned	NO	MUL		System role numbering
						system_permission_id	bigint(20)unsigned	NO	MUL		System authority numbering
create_time	datetime	NO		CURRENT_TIMESTAMP	Creation time
						create_operator_id	bigint(20)unsigned	NO			Creator person

The log management page displays all module operation log information lists in a paging mode, does not comprise operation logs and alarm logs related to terminal equipment, supports the inquiry according to log module, log creation start date and date creation end date, and the time span is 3 months at most. The log is automatically recorded by the system and no other operations than queries are provided. The system logs only critical operations, including all modification actions (modify, bind, unbind, enable, disable, asset pass), the corresponding management table is as follows:

system_operation_log

Log example: when the asset management page binds or unbinds the device, the following records in the operation log correspondingly comprise: log content: "asset number, asset name, device number, device name, binding or unbinding", log creation time (operation time), log creator (operator)

The client management module is used for showing all added client information lists, supporting inquiry according to client numbers, client names and contact person mobile phone numbers, and carrying out operations such as adding, modifying, enabling and disabling the client information on a page; the disabling operation is allowed to the customer only after all of the associated assets are disabled in the asset management.

No modification is allowed for the customer number, only the enabled customer is allowed to set up as the corresponding custodian in the asset management. The corresponding management table is as follows

Customer_info (customer information)

The asset management module is used for showing all the added asset information lists, wherein the data authority of the asset management module is a business manager to which the current business manager belongs, and supports the inquiry according to the asset number, the asset name, the customer name, the associated equipment number, whether the business manager is started or not, and the asset information can be added, modified, started, forbidden, bound with terminal equipment and unbinding operation on a page, and the radius of an electronic fence is set (the range is 100-10000 meters). The corresponding management table is as follows

Asset_info (asset information)

When adding (adding) an asset, the system automatically records the current user account on the business manager field, and then all operations on the client information are only authorized by the business manager and the manager.

The asset number, business manager, associated device number are not allowed to be modified in the asset information modification window. The system supports the current business manager or administrator opening a particular window by clicking on the "assets pass" button, allowing the current user to have access to pass assets to other business managers (users). By clicking a 'device binding' button to open a specific window, the system supports binding and unbinding operations of assets and devices, one asset is only allowed to be bound with one terminal device, one terminal device is also only allowed to be bound with one asset, and once the asset is bound, the asset is not allowed to be bound with other terminal devices before unbinding the asset from the terminal device.

The default initialized electronic fence for each asset system is 100 meters in the radius of activity based on the asset position coordinates, the range of the fence radius (meters) of each asset can be adjusted on a platform by a user according to actual conditions, and position abnormality alarming can be triggered once the position coordinates of the terminal equipment are out of the range of the area.

The asset management page can immediately locate the asset bound with each device, and the current position (longitude and latitude) of the device is obtained and used as the central point for judging the abnormal position of the electronic fence.

The asset management platform suitable for the real estate mortgage is used for collecting and positioning data for analysis through real-time monitoring, so that business risks can be accurately and timely controlled, and meanwhile, an API (application program interface) is provided for third party software integration, and the practicability and the applicability of the system are improved.

The specific embodiments described herein are offered by way of example only to illustrate the spirit of the invention. Those skilled in the art may make various modifications or additions to the described embodiments or substitutions thereof without departing from the spirit of the invention or exceeding the scope of the invention as defined in the accompanying claims.

Claims (10)

1. An asset management platform adapted for use in a real estate mortgage, comprising:

The device management module is used for showing all added terminal device lists, supporting inquiry according to device numbers, device names and whether to enable, and adding, modifying, enabling, disabling and binding and unbinding the terminal devices on the page;

The system management module is used for showing all user information lists, supporting inquiry according to employee names and mobile phone numbers, adding, modifying, enabling, disabling and modifying passwords for user information on a page, and enabling an administrator to reset the passwords and newly-added authorization operations

The client management module is used for showing all added client information lists, supporting inquiry according to client numbers, client names and contact person mobile phone numbers, and carrying out operations such as adding, modifying, enabling and disabling the client information on a page;

the asset management module is used for showing all the added asset information lists, wherein the data authority of the asset management module is a business manager to which the current business manager belongs, and supports the inquiry according to the asset number, the asset name, the customer name, the associated equipment number, whether the business manager is started or not, and the asset information can be added, modified, started, disabled, bound with terminal equipment, unbinding operation and electronic fence radius setting on a page.

2. An asset management platform for real estate mortgage according to claim 1 wherein the device management module does not support modification after device information entry and the device status is automatically set by whether the system has a more terminal successfully connected to the cloud server, the device being allowed to be enabled and begin collecting device running logs after being successfully connected to the cloud; the binding operation can be carried out on the equipment with the asset after the equipment is started, the equipment is scrapped or lost, and the disabling operation can be carried out after the equipment is unbinding with the asset.

3. An asset management platform for real estate mortgage according to claim 2 wherein the binding of the device with the asset is limited to a terminal device only allowed to bind with one asset, after the binding and unbinding of the terminal positioning device with the asset, the device number information is recorded in the device number field corresponding to the asset record, and only after the binding of the asset with the device, the terminal device triggers the corresponding alarm according to its own working state, electric quantity or position information, and the device can be set with the following parameters: demolish alarm on/off, shock alarm on/off, low-power alarm on/off, operating mode and reporting interval.

4. An asset management platform for a real estate mortgage according to claim 3 wherein the modes of operation and time intervals are specifically:

Timing positioning mode, time interval is 30-3600 seconds, and text description: the positioning data is reported at regular time, and the range is 30-3600 seconds;

intelligent positioning mode, time interval 10-180 seconds, this is default mode, literal description: the positioning data is not reported at rest, the range is 10-180 seconds, and the default time is 30 seconds;

Super power saving mode, time interval 1-24 hours, text description: the equipment is awakened at time intervals, the equipment is closed after the positioning data are reported, the range is 1-24 hours, and the equipment cannot be positioned immediately in the mode.

5. An asset management platform adapted for real estate mortgage as claimed in any one of claims 1-4 wherein the device management module further includes a monitoring operation and maintenance sub-module and an alarm management sub-module; the monitoring operation and maintenance sub-module is integrated with a Goldmap for GPS positioning, an openable link is clicked on the equipment number of the asset management module, the positioning position of equipment is displayed on the map, a layer can be opened to display equipment information and asset information by clicking a positioning icon, the monitoring operation and maintenance sub-module is further used for displaying equipment number statistics and equipment positions, and the equipment number statistics comprises: creating the number of devices, the number of online devices and the regional distribution; the alarm management sub-module triggers corresponding alarm according to the working state, electric quantity or position information of the terminal equipment only after the asset is bound with the equipment.

6. An asset management platform for a mortgage of real estate according to any one of claims 1-4, wherein the system management module generates a random password after default adding a user, the password can be modified after user login, the password is stored as MD5 code with a mobile phone number as a salt value, the system management does not allow modification of the mobile phone number and the user number, the manager resets the password operation and automatically resets the random password through the system and sends a user short message, the manager can execute the enabling and disabling of the user, the user cannot log in the system after being disabled, the system can judge whether the user is a business manager to which the asset belongs before being disabled, and if the user has a non-passing condition, the disabling failure is caused, and the user is requested to do a passing operation.

7. The asset management platform for real estate mortgage of claim 6 wherein the system management module can view the list of roles the current user belongs to when newly adding the user, can perform associated role adding and deleting operations, the user and the roles are in a many-to-many relationship, and the platform does not provide direct authorization operation of the user and the authority.

8. The asset management platform for real estate mortgage of claim 7 wherein the character list is used for displaying all character information lists, supporting querying by character name, adding, modifying, enabling and disabling the character information on the page, and the administrator can perform character adding authorization operation, wherein the character adding authorization operation can perform associated authority adding and deleting operation, and the characters and the authorities are in a many-to-many relationship.

9. An asset management platform adapted for use in real estate mortgages as claimed in claim 6 wherein the system management module further comprises a log management sub-module which presents a list of all module operation log information excluding terminal device related run, alarm logs, support queries by log module, log creation start date, date creation end date, the system management module logging only critical operations including all modification actions.

10. An asset management platform for real estate mortgage according to any one of claims 1-4 wherein the system automatically records the current user account number on the business manager field when the asset management module adds assets, after which all operations on the customer information are authorized by the business manager itself and the administrator, but not allowed to modify the asset number, business manager, associated device number in the asset information modification window; the asset management module supports the current business manager or administrator to enable the current user to have the right to pass the asset to other business managers through the asset pass operation.