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CN118503485B - Credit data storage method, device, equipment and medium - Google Patents

Credit data storage method, device, equipment and medium Download PDF

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Publication number
CN118503485B
CN118503485B CN202410568517.4A CN202410568517A CN118503485B CN 118503485 B CN118503485 B CN 118503485B CN 202410568517 A CN202410568517 A CN 202410568517A CN 118503485 B CN118503485 B CN 118503485B
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data
credit
text content
storage
data storage
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CN118503485A (en
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李帅
郑龙海
董利君
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Tianchuang Credit Service Co ltd
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Tianchuang Credit Service Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/901Indexing; Data structures therefor; Storage structures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/906Clustering; Classification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/602Providing cryptographic facilities or services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2107File encryption

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Abstract

The embodiment of the invention discloses a credit investigation data storage method, a credit investigation data storage device, equipment and a storage medium; the method comprises the steps of storing credit information data in a preset first storage interval, classifying and integrating the credit information data in the first storage interval to obtain a metadata index chain of a data storage request, generating a user identifier based on the generation time and the file format of the metadata index chain, and storing the user identifier in a preset second storage interval. On one hand, the metadata index of the first storage interval is established to obtain a metadata index chain through classifying and storing the credit information, so that the efficiency of storing and searching the credit information is improved, and on the other hand, the user identification generated by the generation time of the metadata index chain and the file format is stored in the second storage interval, so that double encryption of the credit information is realized, and the safety of data storage is improved.

Description

Credit data storage method, credit data storage device, credit data storage equipment and credit data storage medium
Technical Field
The present invention relates to the field of data storage technologies, and in particular, to a method, an apparatus, a device, and a medium for storing credit investigation data.
Background
The data used by the big data credit investigation platform has the characteristic of source diversity, and along with the rapid development of the mobile internet, the credit investigation data needs specialized storage due to the characteristics of wide coverage and complete data, so that later scheduling and updating are convenient.
The credit information comprises all government functional departments supervision information, bank credit information, industry association evaluation information, media evaluation information, enterprise operation management information, market feedback information and the like, and the content of the credit information comprises various data such as texts, format files and the like.
In this case, the conventional structured data table has failed to meet the storage requirement of data diversity and has low storage efficiency.
Disclosure of Invention
Based on the above, it is necessary to provide a credit information data storage method, device, equipment and medium to realize efficient data storage.
To achieve the above object, a first aspect of the present application provides a credit data storage method, the method comprising:
Acquiring a data storage request, wherein the data storage request carries credit investigation data to be stored;
Storing the credit investigation data into a preset first storage interval;
classifying and integrating the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request;
And generating a user identifier based on the generation time and the file format of the metadata index chain, and storing the user identifier into a preset second storage interval.
Further, if the data storage request further carries the file format of the credit investigation data, the storing the credit investigation data into a preset first storage interval specifically includes:
Inputting the credit investigation data and the file format of the credit investigation data into a preset text recognition model to obtain a text content result output by the text recognition model;
storing the text content result into the first storage section;
Classifying and integrating the credit information data in the first storage interval to obtain a metadata index chain of the data storage request, wherein the metadata index chain specifically comprises the following steps:
and classifying and integrating the text content results in the first storage interval to obtain a metadata index chain of the data storage request.
Further, the first storage interval comprises a preset number of related credit data models, and the related credit data models represent the types of credit data;
The classifying and integrating the text content results in the first storage interval to obtain a metadata index chain of the data storage request specifically includes:
Sequentially inputting the text content results into each relevant credit data model for data type matching, and determining classification results of the text content results;
and integrating according to the classification result to obtain a metadata index chain of the data storage request.
Further, the step of sequentially inputting the text content result into each relevant credit data model for data type matching, and determining the classification result of the text content result specifically includes:
If the text content result is successfully matched with a first relevant credit data model, filling the text content result into the first relevant credit data model, and taking the credit data type corresponding to the first relevant credit data model as a classification result, wherein the first relevant credit data model is any one of all relevant credit data models;
If the text content result is failed to be matched with all the related credit data models, a second related credit data model is generated according to the text content result, the text content result is filled into the second related credit data model, and the credit data type corresponding to the second related credit data model is used as a classification result.
Further, the data storage request further carries the collection time of the credit investigation data, and before the credit investigation data is stored in the preset first storage interval, the method further includes:
Acquiring target acquisition days, wherein the target acquisition days are days between acquisition time of the credit investigation data and time of receiving the data storage request;
when the target acquisition days are not greater than the preset effective acquisition days, continuing to execute the step of storing the credit investigation data into a preset first storage interval;
and when the target acquisition filling data is larger than the effective acquisition days, the credit investigation data is listed as invalid credit investigation data and deleted.
Further, the method is applied to the electronic device, and before the acquiring the data storage request, the method further includes:
Receiving a connection request sent by an application system through a preset network, wherein the application system is used for collecting credit investigation data, generating a data storage request for the credit investigation data and sending the data storage request to the electronic equipment, and the connection request is used for requesting to establish connection with the electronic equipment;
After receiving the connection request, generating a detection instruction and sending the detection instruction to the application system, wherein the detection instruction is used for detecting whether a current account number of the application system is a target account number, and the target account number is an account number logging in the electronic equipment;
when the current account number of the application system is the target account number, establishing connection with the application system, and continuing to execute the operation of acquiring the data storage request;
And when the current account number of the application system is not the target account number, not establishing connection with the application system and clearing the connection request.
Further, the preset network is one or a combination of a plurality of 3G network, 4G network, 5G network and WIFI network.
In order to achieve the above object, a second aspect of the present application provides a credit information data storage device, which includes a data acquisition unit, a data identification unit, and a data storage unit:
The data acquisition unit is used for acquiring a data storage request, wherein the data storage request carries credit investigation data to be stored;
The data identification unit is used for storing the credit investigation data into a preset first storage interval;
classifying and integrating the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request;
The data storage unit is used for generating a user identifier based on the generation time and the file format of the metadata index chain and storing the user identifier into a preset second storage interval.
To achieve the above object, a third aspect of the present application provides a computer-readable storage medium storing a computer program, wherein the computer program, when executed by a processor, causes the processor to perform the steps of the method according to the first aspect.
To achieve the above object, a fourth aspect of the present application provides a computer device comprising a memory and a processor, characterized in that the memory stores a computer program which, when executed by the processor, causes the processor to perform the steps of the method according to the first aspect.
The embodiment of the invention has the following beneficial effects:
The invention provides a credit information data storage method which comprises the steps of obtaining a data storage request, storing credit information data into a preset first storage interval, classifying and integrating the credit information data in the first storage interval to obtain a metadata index chain of the data storage request, generating a user identifier based on the generation time and the file format of the metadata index chain, and storing the user identifier into a preset second storage interval. On the other hand, double encryption of the credit information data is realized by storing the generation time of a metadata index chain and the user identification generated by a file format into a second storage section, and the security of data storage is improved.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
Wherein:
FIG. 1 is a flow chart of a credit investigation data storage method according to an embodiment of the present invention;
FIG. 2 is a block diagram of a credit data storage device according to an embodiment of the invention;
Fig. 3 is an internal structural diagram of a computer device in an embodiment of the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
The credit information sources are various, so that the credit information comprises various information, such as enterprise basic identity information, administrative permissions, identification information, administrative rewards and penalties information, product quality monitoring information, court judgment information, intellectual property information and the like, bank credit information, china people bank credit evaluation information, business bank credit evaluation information, small credit company credit evaluation information, civil credit evaluation information and the like, industry association evaluation information, social public institution evaluation information, such as industry association evaluation information, hydropower and telecommunication traffic and the like, media evaluation information, enterprise operation management information, market feedback information, such as consumers, transaction opponents, partnerships, staff and the like, and the content, format and type of the information data are various, so that the traditional structured data table cannot meet the storage requirements of the various data.
Based on the above, the embodiment of the invention provides a credit information data storage method so as to achieve the effects of efficient storage, safe storage and convenient extraction of credit information data. Referring to fig. 1 specifically, fig. 1 is a flow chart of a credit information data storage method according to an embodiment of the invention, which specifically includes:
step 110, a data storage request is acquired, where the data storage request carries credit investigation data to be stored.
The data storage request may be generated and sent by the application system, specifically, the application system collects the personal information related to the user of the login account as credit data, and generates and sends the data storage request according to the credit data, so that the data storage request may carry the credit data to be stored, so as to store the credit data of the user.
And 130, storing the credit investigation data into a preset first storage interval.
After receiving the data storage request, the credit investigation data in the data storage request is stored in a first storage section, wherein the first storage section is preset and is used for classifying the credit investigation data and storing the position of the credit investigation data.
And step 150, classifying and integrating the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request.
According to the embodiment of the invention, the metadata index is established for the first storage interval, so that the classified stored credit investigation data can be quickly searched. Alternatively, the method can be keyword index, letter index, date index and the like, and the classified stored credit information is searched through the information of keywords, letters, dates and the like. Specifically, the credit investigation data stored in the first storage section is classified, and a classification result is obtained. And integrating according to the classification result of the credit investigation data to obtain a metadata index chain of the data storage request. Through classified storage and index establishment, quick searching of credit investigation data can be realized, and management of the credit investigation data is facilitated.
Step 170, generating a user identifier based on the generation time and the file format of the metadata index chain, and storing the user identifier into a preset second storage interval.
Specifically, related parameters of the metadata index chain are obtained, the related parameters at least comprise generation time and file format of the metadata index chain, the related parameters are collected and sorted to generate user identifications, and the user identifications are stored in a preset second storage interval.
The metadata index chain generation time is used for recording a time interval for generating the metadata index chain, and the time interval can be a time interval from a collection time point of go on an expedition letter data to a metadata index chain generation time point, or a time interval from a time point when a data storage request is received to a metadata index chain generation time point.
The file format of the metadata index chain is divided into a single index file (. IDX) and a compound index file (. CDX). The file format facilitates quick extraction of metadata index chains of the same file format and facilitates storage of the same type of file format.
According to the embodiment of the invention, the credit investigation data is classified and stored in the first storage interval, and the metadata index of the first storage interval is established to obtain the integrated metadata index chain of the user data storage request, so that the efficiency of credit investigation data storage and searching is improved. In addition, the user identification is stored in a second storage interval according to the user identification generated by the metadata index chain, double encryption of credit investigation data sent by the application system is achieved, safety of the credit investigation data is protected, and when the credit investigation data is called, quick search can be conducted in the storage interval through the index, so that the credit investigation can be conducted when the credit investigation data falls out in time, and convenience of an administrator in information calling is improved.
In an embodiment of the present invention, the credit data storage method is applied to the electronic device, and before the step 110 of obtaining the data storage request, the method further includes:
Step 101, receiving a connection request sent by an application system through a preset network, wherein the application system is used for collecting credit information data, generating a data storage request for the credit information data and sending the data storage request to the electronic equipment, and the connection request is used for requesting to establish connection with the electronic equipment.
Step 102, after receiving the connection request, generating a detection instruction and sending the detection instruction to the application system, where the detection instruction is used to detect whether the current account number of the application system is a target account number, and the target account number is an account number for logging in the electronic device.
And 103, when the current account number of the application system is the target account number, establishing connection with the application system, and continuing to execute the operation of acquiring the data storage request, and when the current account number of the application system is not the target account number, not establishing connection with the application system, and clearing the connection request.
In the embodiment of the invention, the data storage request is sent by the application system, specifically, after the application system logs in the account, the personal data related to the user in the account is collected as credit data, after the credit data is collected, the data storage request is generated according to the credit data and other parameters, and the other parameters can include collection time, file format and the like, and the data storage request is sent to the electronic equipment.
Before the electronic device receives the data storage request sent by the application system, a connection should be established with the application system. Specifically, before the application system needs to send a data storage request, a connection request is sent to the electronic device, where the connection request is used for requesting to establish a connection with the electronic device.
In a feasible embodiment of the invention, the preset network can be one or a combination of more of a 3G network, a 4G network, a 5G network and a WIFI network, and the connection between the application system and the electronic device is realized through wireless connection, so that the application system is convenient to convey collected credit investigation data to the electronic device.
After the electronic device receives the connection request, a detection instruction is generated and sent to the application system, wherein the detection instruction is used for indicating whether the current account number for detecting the login of the application system is consistent with the account number for detecting the login of the electronic device, for example, if the account number for logging in the electronic device is a target account number, the detection instruction is used for indicating whether the current account number for detecting the login of the application system is the target account number. After the detection is completed, the application system sends the detection result to the electronic equipment.
And after the electronic equipment receives the detection result, judging whether to establish connection with the application system or not based on the detection result. Specifically, when the detection result is that the current account number of the application system is the target account number, the electronic equipment establishes connection with the application system and receives a data storage request sent by the application system, and when the detection result is that the current account number of the application system is not the target account number, connection is not established with the application system and the connection request is cleared.
When the connection between the electronic equipment and the application system is established, the consistency of the login account is judged, the accuracy of data storage can be ensured, and the stored user credit information data is prevented from being abnormal as much as possible.
In the embodiment of the present invention, if the data storage request further carries a file format of credit data, step 130 stores the credit data in a preset first storage interval, which specifically includes:
And 131, inputting the credit data and the file format of the credit data into a preset text recognition model to obtain a text content result output by the text recognition model.
In step 132, the text content results are stored in the first storage section.
The source of credit information data is various, so that the file formats are various, for example, a JPEG file in an image file is only used for storing static images, a GIF file can be used for storing static images and simple animations, a quick file can be used for storing various different media types, a txt file in a text file is generally used for storing simple ASCII or Unicode text without a format, an HTML file can be used for storing text with a format, and a PDF file can be used for storing text with rich contents and a rich text.
In order to facilitate data storage and classification, the embodiment of the invention needs to perform format processing on the credit data before storing the credit data, specifically, the credit data and the file format of the credit data are input into a preset file identification model, the file identification model can be converted into a preset standard format according to the credit data and the file format of the credit data, and the standard format can be binary language. And outputting the conversion result of the file identification model as a text content result, and storing the text content result into a first storage section.
Based on this, step 150 of classifying and integrating the credit data in the first storage section to obtain the metadata index chain of the data storage request specifically includes classifying and integrating the text content result in the first storage section to obtain the metadata index chain of the data storage request.
In a possible embodiment of the present invention, the first storage interval includes a preset number of related credit data models, the related credit data models represent types of credit data, that is, one related credit data model corresponds to one or more credit data types, and step 150, classifying and integrating text content results in the first storage interval to obtain a metadata index chain of the data storage request specifically includes:
and 151, sequentially inputting the text content results into each relevant credit data model to perform data type matching, and determining classification results of the text content results.
Step 152, integrating according to the classification result to obtain the metadata index chain of the data storage request.
And identifying all the relevant credit data models in the electronic equipment, and sorting all the relevant credit data models according to a preset sorting rule after identification, wherein the step of sorting credit data sorting items can be understood as the step of sorting the credit data sorting items so as to sequentially input text content results into each relevant credit data model according to sorting for matching, so as to obtain a matching result, and further obtain a sorting result of the text content results, namely a sorting result of credit data. And establishing a metadata index based on the related credit data model of the first storage interval, so that an integrated metadata index chain can be obtained according to the classification result.
Specifically, step 151, sequentially inputting the text content result into each relevant credit data model for data type matching, and determining the classification result of the text content result, which specifically includes:
A. If the text content result is successfully matched with the first correlation credit data model, filling the text content result into the first correlation credit data model, taking the credit data type corresponding to the first correlation credit data model as a classification result, wherein the first correlation credit data model is any one of all the correlation credit data models.
B. if the text content result fails to be matched with all the related credit data models, a second related credit data model is generated according to the text content result, the text content result is filled into the second related credit data model, and the credit data type corresponding to the second related credit data model is used as a classification result.
In the embodiment of the invention, the text content result is matched with the related credit data model sequentially in sequence. Inputting the text content result into a related credit data model, comparing the data of file format, keyword information and the like, if the comparison result is consistent, confirming that the text content result is successfully matched with the related credit data model, wherein the successfully matched related credit data model is called a first related credit data model, and if the matching is successful, the text content result is classified into the credit data type corresponding to the first related credit data model, and after the matching is successful, the text content result can be filled into the first related credit data model to realize classified storage.
If the matching fails, a new relevant credit data model is generated according to the text content result, a corresponding credit data type is obtained according to the new relevant credit data model, which is called a second relevant credit data model, the second relevant credit data model is arranged to the tail, and the text content result is filled into the second relevant credit data model to realize classified storage. In addition, in the process of storing the credit information data later, the second related credit information data model can be matched with the credit information data to be stored, so that the accurate classification of the credit information data is realized.
After the classification result of the text content result is obtained, the classification result of the user can be integrated, and the metadata index chain is obtained.
In the embodiment of the present invention, the data storage request further carries the collection time of the credit data, and before the credit data is stored in the preset first storage interval in step 130, the method further includes:
Step 121, obtaining a target collection day, where the target collection day is a day between a collection time of credit data and a time of receiving a data storage request.
And step 122, when the target acquisition days are not more than the preset effective acquisition days, continuing to store the credit information data into the preset first storage interval, and when the target acquisition filler data are more than the effective acquisition days, listing the credit information data as invalid credit information data and deleting the credit information data.
By acquiring the target acquisition time and judging whether the target acquisition time is effective, timeliness of credit investigation data can be ensured, so that stored credit investigation data is more convincing.
In the embodiment of the present invention, a credit information data storage device is also provided, and referring to fig. 2, fig. 2 is a block diagram of a credit information data storage device according to an embodiment of the present invention, where the device includes a data obtaining unit 201, a data identifying unit 202, and a data storage unit 203.
The data acquisition unit 201 is configured to acquire a data storage request, where the data storage request carries credit information data to be stored.
The data identification unit 202 is configured to store credit information data in a preset first storage interval.
Classifying and integrating the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request.
The data storage unit 203 is configured to generate a user identifier based on the generation time and the file format of the metadata index chain, and store the user identifier in a preset second storage section.
The credit investigation data storage device of the embodiment of the invention obtains a data storage request, wherein the data storage request carries credit investigation data to be stored, stores the credit investigation data into a preset first storage interval, classifies and integrates the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request, generates a user identifier based on the generation time and the file format of the metadata index chain, and stores the user identifier into a preset second storage interval. On one hand, the efficiency of storing and searching the credit information data is improved by classifying and storing the credit information data and establishing a metadata index generation metadata index chain of the first storage section, and on the other hand, the safety of storing the credit information data is improved by storing the generation time of the metadata index chain and the user identification generated by the file format into the second storage section.
FIG. 3 shows an internal block diagram of a computer device in one embodiment of the application. The computer device may specifically be a terminal or a system. As shown in fig. 3, the computer device includes a processor, a memory, and a network interface connected by a system bus. The memory includes a nonvolatile storage medium and an internal memory. The non-volatile storage medium of the computer device stores an operating system, and may also store a computer program which, when executed by a processor, causes the processor to implement the steps of the method embodiments described above. The internal memory may also have stored therein a computer program which, when executed by a processor, causes the processor to perform the steps of the method embodiments described above. It will be appreciated by those skilled in the art that the structure shown in FIG. 3 is merely a block diagram of some of the structures associated with the present inventive arrangements and is not limiting of the computer device to which the present inventive arrangements may be applied, and that a particular computer device may include more or fewer components than shown, or may combine some of the components, or have a different arrangement of components.
In one embodiment, a computer device is provided that includes a memory and a processor, the memory storing a computer program that, when executed by the processor, causes the processor to perform the steps of the method embodiments described above.
In one embodiment, a computer-readable storage medium is provided, in which a computer program is stored which, when executed by a processor, causes the processor to perform the steps of the method embodiments described above.
Those skilled in the art will appreciate that the processes implementing all or part of the methods of the above embodiments may be implemented by a computer program for instructing relevant hardware, and the program may be stored in a non-volatile computer readable storage medium, and the program may include the processes of the embodiments of the methods as above when executed. Any reference to memory, storage, database, or other medium used in embodiments provided herein may include non-volatile and/or volatile memory. The nonvolatile memory can include Read Only Memory (ROM), programmable ROM (PROM), electrically Programmable ROM (EPROM), electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), dynamic RAM (DRAM), synchronous DRAM (SDRAM), double Data Rate SDRAM (DDRSDRAM), enhanced SDRAM (ESDRAM), synchronous link (SYNCHLINK) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), among others.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples illustrate only a few embodiments of the application, which are described in detail and are not to be construed as limiting the scope of the application. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the application, which are all within the scope of the application. Accordingly, the scope of protection of the present application is to be determined by the appended claims.

Claims (7)

1.一种征信数据存储方法,其特征在于,所述方法包括:1. A credit information data storage method, characterized in that the method comprises: 获取数据存储请求,所述数据存储请求携带有待存储的征信数据;Obtaining a data storage request, wherein the data storage request carries the credit information data to be stored; 将所述征信数据存入预设的第一存储区间,并建立所述第一存储区间的元数据索引;Storing the credit investigation data in a preset first storage interval and establishing a metadata index for the first storage interval; 在所述第一存储区间内对所述征信数据进行分类及整合,得到所述数据存储请求的元数据索引链;Classifying and integrating the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request; 基于所述元数据索引链的生成时间和文件格式生成用户标识,并将所述用户标识存入预设的第二存储区间;Generate a user identifier based on the generation time and file format of the metadata index chain, and store the user identifier in a preset second storage interval; 所述数据存储请求还携带有所述征信数据的文件格式,则所述将所述征信数据存入预设的第一存储区间,具体包括:The data storage request also carries the file format of the credit data, and the step of storing the credit data in a preset first storage interval specifically includes: 将所述征信数据和所述征信数据的文件格式输入至预设的文本识别模型中,得到所述文本识别模型输出的文本内容结果;Inputting the credit information data and the file format of the credit information data into a preset text recognition model to obtain a text content result output by the text recognition model; 将所述文本内容结果存入所述第一存储区间;Storing the text content result in the first storage interval; 则所述在所述第一存储区间内对所述征信数据进行分类及整合,得到所述数据存储请求的元数据索引链,具体包括:Then, the step of classifying and integrating the credit investigation data in the first storage interval to obtain the metadata index chain of the data storage request specifically includes: 在所述第一存储区间内对所述文本内容结果进行分类及整合,得到所述数据存储请求的元数据索引链;Classifying and integrating the text content results in the first storage interval to obtain a metadata index chain of the data storage request; 所述第一存储区间包含预设个数的相关征信数据模型,所述相关征信数据模型表征征信数据的类型;The first storage interval contains a preset number of relevant credit data models, and the relevant credit data models represent the types of credit data; 则所述在所述第一存储区间内对所述文本内容结果进行分类及整合,得到所述数据存储请求的元数据索引链,具体包括:Then, the text content results are classified and integrated in the first storage interval to obtain the metadata index chain of the data storage request, specifically including: 将所述文本内容结果依次输入各个相关征信数据模型中进行数据类型匹配,确定所述文本内容结果的分类结果;Input the text content results into various relevant credit investigation data models in turn to perform data type matching, and determine the classification results of the text content results; 根据所述分类结果进行整合,得到所述数据存储请求的元数据索引链;Integrate according to the classification results to obtain a metadata index chain of the data storage request; 其中,所述将所述文本内容结果依次输入各个相关征信数据模型中进行数据类型匹配,确定所述文本内容结果的分类结果,具体包括:The step of sequentially inputting the text content results into various relevant credit investigation data models to match data types and determine the classification results of the text content results specifically includes: 若所述文本内容结果与第一相关征信数据模型匹配成功,则将所述文本内容结果填充至所述第一相关征信数据模型中,并将所述第一相关征信数据模型对应的征信数据类型作为分类结果,所述第一相关征信数据模型为所有相关征信数据模型中的任意一个;If the text content result successfully matches the first relevant credit data model, the text content result is filled into the first relevant credit data model, and the type of credit data corresponding to the first relevant credit data model is used as the classification result, and the first relevant credit data model is any one of all relevant credit data models; 若所述文本内容结果与所有相关征信数据模型均匹配失败,则根据所述文本内容结果生成第二相关征信数据模型,将所述文本内容结果填充至所述第二相关征信数据模型中,并将所述第二相关征信数据模型对应的征信数据类型作为分类结果。If the text content result fails to match all relevant credit data models, a second relevant credit data model is generated based on the text content result, the text content result is filled into the second relevant credit data model, and the credit data type corresponding to the second relevant credit data model is used as the classification result. 2.如权利要求1所述的方法,其特征在于,所述数据存储请求还携带有所述征信数据的采集时间,则在所述将所述征信数据存入预设的第一存储区间之前,还包括:2. The method according to claim 1, wherein the data storage request also carries the collection time of the credit data, and before storing the credit data in the preset first storage interval, the method further comprises: 获取目标采集天数,所述目标采集天数为所述征信数据的采集时间与接收到所述数据存储请求的时间之间的天数;Obtaining a target collection number of days, where the target collection number of days is the number of days between the collection time of the credit information data and the time when the data storage request is received; 当所述目标采集天数不大于预设的有效采集天数时,则继续执行所述将所述征信数据存入预设的第一存储区间的步骤;When the target collection days is not greater than the preset effective collection days, the step of storing the credit investigation data into the preset first storage interval is continued; 当所述目标采集天数大于所述有效采集天数时,则将所述征信数据列为无效征信数据并删除。When the target collection days are greater than the effective collection days, the credit data will be listed as invalid credit data and deleted. 3.如权利要求1所述的方法,其特征在于,所述方法应用于电子设备,在所述获取数据存储请求之前,还包括:3. The method according to claim 1, wherein the method is applied to an electronic device, and before the obtaining of the data storage request, further comprises: 通过预设网络接收应用系统发送的连接请求,其中,所述应用系统用于采集征信数据,将征信数据生成数据存储请求并发送至所述电子设备,所述连接请求用于请求与电子设备建立连接;receiving a connection request sent by an application system through a preset network, wherein the application system is used to collect credit data, generate a data storage request from the credit data and send it to the electronic device, and the connection request is used to request to establish a connection with the electronic device; 在接收到所述连接请求后,生成检测指令并发送至所述应用系统,所述检测指令用于检测所述应用系统的当前账号是否为目标账号,所述目标账号为登录所述电子设备的账号;After receiving the connection request, generating a detection instruction and sending it to the application system, the detection instruction is used to detect whether the current account of the application system is a target account, and the target account is an account for logging into the electronic device; 当所述应用系统的当前账号是所述目标账号,则与所述应用系统建立连接,并继续执行所述获取数据存储请求的操作;When the current account of the application system is the target account, a connection is established with the application system, and the operation of obtaining the data storage request is continued; 当所述应用系统的当前账号不是所述目标账号,则不与所述应用系统建立连接并清除所述连接请求。When the current account of the application system is not the target account, no connection is established with the application system and the connection request is cleared. 4.如权利要求3所述的方法,其特征在于,所述预设网络为3G网络、4G网络、5G网络、WIFI网络中的其中一种或多种的组合。4. The method as claimed in claim 3 is characterized in that the preset network is a combination of one or more of a 3G network, a 4G network, a 5G network, and a WIFI network. 5.一种征信数据存储装置,其特征在于,所述装置包括:数据获取单元、数据识别单元和数据存储单元:5. A credit information data storage device, characterized in that the device comprises: a data acquisition unit, a data identification unit and a data storage unit: 所述数据获取单元,用于获取数据存储请求,所述数据存储请求携带有待存储的征信数据;The data acquisition unit is used to acquire a data storage request, wherein the data storage request carries the credit information data to be stored; 所述数据识别单元,用于将所述征信数据存入预设的第一存储区间;The data identification unit is used to store the credit data into a preset first storage interval; 在所述第一存储区间内对所述征信数据进行分类及整合,得到所述数据存储请求的元数据索引链;Classifying and integrating the credit investigation data in the first storage interval to obtain a metadata index chain of the data storage request; 所述数据存储单元,用于基于所述元数据索引链的生成时间和文件格式生成用户标识,并将所述用户标识存入预设的第二存储区间;The data storage unit is used to generate a user identifier based on the generation time and file format of the metadata index chain, and store the user identifier in a preset second storage interval; 其中,所述数据存储请求还携带有所述征信数据的文件格式,则所述数据识别单元,还用于将所述征信数据和所述征信数据的文件格式输入至预设的文本识别模型中,得到所述文本识别模型输出的文本内容结果;Wherein, the data storage request also carries the file format of the credit data, and the data recognition unit is further used to input the credit data and the file format of the credit data into a preset text recognition model to obtain a text content result output by the text recognition model; 将所述文本内容结果存入所述第一存储区间;Storing the text content result in the first storage interval; 在所述第一存储区间内对所述文本内容结果进行分类及整合,得到所述数据存储请求的元数据索引链;Classifying and integrating the text content results in the first storage interval to obtain a metadata index chain of the data storage request; 其中,所述第一存储区间包含预设个数的相关征信数据模型,所述相关征信数据模型表征征信数据的类型;Wherein, the first storage interval contains a preset number of relevant credit data models, and the relevant credit data models represent the type of credit data; 则所述数据识别单元,还用于将所述文本内容结果依次输入各个相关征信数据模型中进行数据类型匹配,确定所述文本内容结果的分类结果;The data identification unit is further used to sequentially input the text content results into various relevant credit investigation data models to perform data type matching and determine the classification results of the text content results; 根据所述分类结果进行整合,得到所述数据存储请求的元数据索引链;Integrate according to the classification results to obtain a metadata index chain of the data storage request; 其中,所述将所述文本内容结果依次输入各个相关征信数据模型中进行数据类型匹配,确定所述文本内容结果的分类结果,具体包括:The step of sequentially inputting the text content results into various relevant credit investigation data models to match data types and determine the classification results of the text content results specifically includes: 若所述文本内容结果与第一相关征信数据模型匹配成功,则将所述文本内容结果填充至所述第一相关征信数据模型中,并将所述第一相关征信数据模型对应的征信数据类型作为分类结果,所述第一相关征信数据模型为所有相关征信数据模型中的任意一个;If the text content result successfully matches the first relevant credit data model, the text content result is filled into the first relevant credit data model, and the type of credit data corresponding to the first relevant credit data model is used as the classification result, and the first relevant credit data model is any one of all relevant credit data models; 若所述文本内容结果与所有相关征信数据模型均匹配失败,则根据所述文本内容结果生成第二相关征信数据模型,将所述文本内容结果填充至所述第二相关征信数据模型中,并将所述第二相关征信数据模型对应的征信数据类型作为分类结果。If the text content result fails to match all relevant credit data models, a second relevant credit data model is generated based on the text content result, the text content result is filled into the second relevant credit data model, and the credit data type corresponding to the second relevant credit data model is used as the classification result. 6.一种计算机可读存储介质,存储有计算机程序,其特征在于,所述计算机程序被处理器执行时,使得所述处理器执行如权利要求1至4中任一项所述方法的步骤。6. A computer-readable storage medium storing a computer program, wherein when the computer program is executed by a processor, the processor executes the steps of the method according to any one of claims 1 to 4. 7.一种计算机设备,包括存储器和处理器,其特征在于,所述存储器存储有计算机程序,所述计算机程序被所述处理器执行时,使得所述处理器执行如权利要求1至4中任一项所述方法的步骤。7. A computer device, comprising a memory and a processor, wherein the memory stores a computer program, and when the computer program is executed by the processor, the processor executes the steps of the method according to any one of claims 1 to 4.
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