CN117611371A - Commission returning method, apparatus, computer-readable storage medium, and electronic device - Google Patents

Abstract

The invention discloses a commission returning method, a commission returning device, a computer-readable storage medium and electronic equipment. The method comprises the following steps: acquiring transaction information of a plurality of merchants according to a first time period, and determining an agent corresponding to each merchant, wherein the target platform is used for providing at least one business service for each merchant, and the transaction information is generated when a user uses the business service for the merchant; determining, for each agent, a commission return rule for returning commissions to the agent at the at least one business service in accordance with contract information between the agent and the target platform; for each first time period, calculating a corresponding commission amount of each agent in the first time period according to the commission rule, the transaction information and the business service corresponding to each transaction record in the transaction information; and returning commissions to the agents according to the corresponding commission amounts of the agents in the first time period. The invention solves the technical problem that the efficiency of the returning operation is low because the returning operation is manually executed in the related technology.

Description

Rebate methods, devices, computer-readable storage media and electronic equipment

Technical field

The present invention relates to the field of computer software applications, and specifically, to a rebate method, device, computer-readable storage medium and electronic equipment.

Background technique

With the continuous development of the organization's business, the demand for rebate work within the organization is also increasing. Currently, in the rebate scenario, most institutions mainly use big data platforms to manually summarize the transaction amounts of each agent, and then rely on manual calculations based on the transaction amount to obtain the rebate amount to complete the rebate work. However, this kind of rebate calculation is The fee method has problems such as low degree of automation and single fee calculation method, which affects the commission rebate efficiency.

In response to the above problems, no effective solution has yet been proposed.

Contents of the invention

Embodiments of the present invention provide a rebate method, device, computer-readable storage medium, and electronic equipment to at least solve the technical problem of low rebate efficiency in related technologies that relies on manual execution of rebate operations.

According to an aspect of an embodiment of the present invention, a rebate method is provided, including: obtaining transaction information of multiple merchants according to a first time period, and determining the agent corresponding to each merchant, wherein the target platform is used to provide each merchant with transaction information. Each merchant provides at least one business service. The transaction information is generated by the user when the merchant uses the business service. The agent is used to proxy the business services of the target platform to the merchant; for each agent, based on the relationship between the agent and the target platform The contract information determines the rebate rules for rebates to agents in at least one business service; for each first time period, calculate the rebate rules, transaction information, and business services corresponding to each transaction record in the transaction information. The rebate amount corresponding to each agent in the first time period; the commission will be rebate to each agent based on the rebate amount corresponding to each agent in the first time period.

Further, the rebate method also includes: for each contract sub-information, determine the business service corresponding to the contract sub-information, and obtain the target business service; obtain multiple preset rule templates, and determine the target business service from the multiple rule templates Corresponding rule templates, where different rule templates correspond to different business services; extract the commission rate from the contract sub-information, and import the commission rate into the rule template corresponding to the target business service to obtain the rebate corresponding to the target business service Rules: Determine the rebate rules for rebates to agents in at least one business service based on the rebate rules corresponding to all target business services.

Further, the rebate method also includes: for each transaction record within the first time period, calculate the rebate corresponding to the transaction record based on the rebate rules of the agent corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record. Commission amount; for each agent, determine the transaction record corresponding to the agent from all transaction records, and obtain multiple target transaction records; calculate the agent's corresponding commission amount in the first time period based on the rebate amount corresponding to the multiple target transaction records. Refund commission amount.

Further, the rebate method also includes: based on the business services corresponding to the transaction records, determining the target rebate rules from the rebate rules corresponding to the agents and various business services; based on the transaction content in the transaction records, determining the target rebate rules from the rebate rules corresponding to the agents and various business services Determine the sub-rules matching the transaction content and obtain the target sub-rule; based on the target sub-rule and transaction content, calculate the rebate amount corresponding to the transaction record.

Further, the rebate method also includes: determining the type of agent to which the agent ID in the transaction record belongs; if the agent ID belongs to a general agent, then finding the first agent corresponding to the agent ID and determining the first The agent is the agent corresponding to the transaction record; if the agent ID belongs to a sub-agent, the second agent corresponding to the agent ID is found, and the second agent and the superior agent corresponding to the second agent are determined as The agent corresponding to the transaction record.

Further, the rebate method also includes: for each agent, generate the agent's bill based on the rebate amount corresponding to the agent in the first time period, and send the bill to the agent, where, after confirming that the bill is correct, the agent , generate a file to be paid based on the bill; obtain the file to be paid as fed back by the agent, and send the file to be paid to the target object; after receiving correct information about the file to be paid from the target object, send the file to the agent based on the file to be paid. Commission rebate.

Further, the rebate method also includes: determining the commission cycle corresponding to the agent, wherein the rebate cycle at least includes: rebate according to the first time period, and rebate according to the second time period, wherein the rebate period of the first time period The time length is less than the length of the second time period; when the rebate period is based on the first time period, the bill is generated based on the agent's corresponding rebate amount in the first time period; when the rebate period is based on the second time period In the case of two-time period rebates, based on the time relationship between the second time period and the first time period, the agent's corresponding rebate amount in the second time period is calculated based on the agent's corresponding rebate amounts in multiple first time periods. Target rebate amount, and generate a bill based on the target rebate amount.

According to another aspect of the embodiment of the present invention, a rebate device is also provided. The rebate device is provided in the target platform and includes: a first determination module for obtaining transaction information of multiple merchants according to a first time period, And determine the agent corresponding to each merchant, where the target platform is used to provide at least one business service for each merchant, the transaction information is generated when the user uses the business service at the merchant, and the agent is used to transfer the business services of the target platform Act as an agent to merchants; the second determination module is used to determine, for each agent, the rebate rules for rebates to the agent in at least one business service based on the contract information between the agent and the target platform; the calculation module uses For each first time period, based on the rebate rules, transaction information and the business services corresponding to each transaction record in the transaction information, calculate the rebate amount corresponding to each agent in the first time period; the processing module is used to calculate The commission amount corresponding to each agent in the first time period will be returned to each agent.

According to another aspect of the embodiment of the present invention, a computer-readable storage medium is also provided. A computer program is stored in the computer-readable storage medium, wherein the computer program is configured to execute the above rebate method when running.

According to another aspect of the embodiment of the present invention, an electronic device is also provided. The electronic device includes one or more processors; a memory for storing one or more programs. When one or more programs are processed by one or more When the processor executes, one or more processors are implemented to run the program, wherein the program is configured to execute the above-mentioned commission method during runtime.

In the embodiment of the present invention, a method of automatically executing rebate operations is adopted, by obtaining transaction information of multiple merchants according to a first time period, and determining the agent corresponding to each merchant, and then for each agent, according to the agent The contract information with the target platform determines the rebate rules for rebates to agents in at least one business service, and then for each first time period, based on the rebate rules, transaction information, and each transaction record in the transaction information The corresponding business service calculates the rebate amount corresponding to each agent in the first time period, and then rebates commission to each agent based on the rebate amount corresponding to each agent in the first time period. Among them, the target platform is used to provide each agent with the corresponding rebate amount. Each merchant provides at least one business service. The transaction information is generated when the user uses the business service at the merchant. The agent is used to represent the business services of the target platform to the merchant.

In the above process, by automatically obtaining the transaction information of the merchant and the corresponding relationship between the merchant and the agent, the data required for the rebate operation is automatically obtained. Furthermore, by based on the rebate rules, transaction information and transaction The business service corresponding to each transaction record in the information calculates the rebate amount of each agent, and realizes the automatic calculation of the rebate amount, thereby improving the rebate efficiency and reducing the rebate amount when rebates to agents based on the rebate amount. labor costs and error rates. In addition, by determining the commission rebate rules for rebates to agents in at least one business service based on contract information, this application can effectively adapt to various complex commission calculation scenarios, thereby effectively improving the applicability of this application and the efficiency of commission calculation. accuracy.

It can be seen that the solution provided by this application achieves the purpose of automatically executing the commission rebate operation, thereby achieving the technical effect of improving the rebate efficiency, thereby solving the problem of low rebate efficiency in related technologies that relies on manual execution of commission rebate operations. technical issues.

Description of drawings

The drawings described here are used to provide a further understanding of the present invention and constitute a part of this application. The illustrative embodiments of the present invention and their descriptions are used to explain the present invention and do not constitute an improper limitation of the present invention. In the attached picture:

Figure 1 is a schematic diagram of an optional rebate method according to an embodiment of the present invention;

Figure 2 is a working schematic diagram of an optional target platform according to an embodiment of the present invention;

Figure 3 is a schematic diagram of an optional calculation of rebate amount according to an embodiment of the present invention;

Figure 4 is a schematic diagram of an optional commission rebate to an agent according to an embodiment of the present invention;

Figure 5 is a schematic diagram of an optional calculation of the target rebate amount according to an embodiment of the present invention;

Figure 6 is a schematic diagram of an optional rebate device according to an embodiment of the present invention;

Figure 7 is a schematic diagram of an optional electronic device according to an embodiment of the present invention.

Detailed ways

In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only These are some embodiments of the present invention, rather than all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts should fall within the scope of protection of the present invention.

It should be noted that the terms "first", "second", etc. in the description and claims of the present invention and the above-mentioned drawings are used to distinguish similar objects and are not necessarily used to describe a specific order or sequence. It is to be understood that the data so used are interchangeable under appropriate circumstances so that the embodiments of the invention described herein are capable of being practiced in sequences other than those illustrated or described herein. In addition, the terms "including" and "having" and any variations thereof are intended to cover non-exclusive inclusions, e.g., a process, method, system, product, or apparatus that encompasses a series of steps or units and need not be limited to those explicitly listed. Those steps or elements may instead include other steps or elements not expressly listed or inherent to the process, method, product or apparatus.

It should be noted that the user information (including but not limited to user equipment information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all It is information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data need to comply with the relevant laws, regulations and standards of the relevant regions, and a corresponding operation entrance is provided for the user to choose to authorize or refuse.

Example 1

According to an embodiment of the present invention, an embodiment of a rebate method is provided. It should be noted that the steps shown in the flow chart of the accompanying drawings can be executed in a computer system such as a set of computer-executable instructions, and although A logical order is shown in the flowcharts, but in some cases, the steps shown or described may be performed in a different order than herein.

Figure 1 is a schematic diagram of an optional rebate method according to an embodiment of the present invention. As shown in Figure 1, this method is applied to the target platform and includes the following steps:

Step S101: Obtain the transaction information of multiple merchants according to the first time period, and determine the agent corresponding to each merchant. The target platform is used to provide at least one business service for each merchant, and the transaction information is used by the user at the merchant. Business services are generated, and agents are used to proxy the business services of the target platform to merchants.

The above-mentioned first time period may be daily, weekly or other time periods, and the transaction information obtained in a certain first time period is generated in the first time period. Optional, use an optional application scenario to describe the relationship between the target platform, merchants and agents. For example, the target platform provides merchants with a scan-code payment service. When a user makes a purchase at the merchant, the user uses the scan-code payment service to pay the merchant. The merchant needs to provide a certain percentage of handling fees to the target platform based on the fees paid by the user. Among them, the scan code payment service can be directly authorized by the target platform for merchants to use, or the scan code payment service can be provided by an agent to the merchant. In the case of agency, the target platform also needs to provide the agent with the payment based on the fee paid by the user. A certain percentage of commission.

Optionally, in this embodiment, the business services used by the foregoing multiple merchants are all represented by agents, and the business services are payment services. The business services may be QR code payment, financial product purchase, etc. When a user uses business services at a merchant, the target platform can automatically obtain the merchant's transaction information. There are multiple transaction records in the transaction information. One transaction record corresponds to one user transaction. The transaction records include but are not limited to business services. logo, type of payment card used by the user, merchant logo, etc. Figure 2 is a working schematic diagram of an optional target platform according to an embodiment of the present invention. As shown in Figure 2, the data transmission system is connected to the merchant system, and the target platform can obtain transaction information of multiple merchants from the data transmission system. The data entry system is used to record merchant information and agent information when merchants, agents and target platforms cooperate for the first time. The data transmission system can obtain agent information and merchant information from the data entry system. Among them, the agent information includes but is not limited to the agent identification, the contract information between the agent and the target platform, and the merchant information includes but is not limited to the merchant identification, etc. Since merchant information, the relationship between merchants and agents may be updated, as shown in Figure 2, the target platform can also obtain merchant synchronization information, member synchronization information and member transfer information from the data transmission system, where merchant Synchronization information includes updates to merchant information, member synchronization information includes the latest correspondence between merchants and agents, and member transfer information includes information about changes in the correspondence between merchants and agents. Among them, the corresponding relationship at least includes the identification of the merchants the agent cooperates with and the business services provided by the agent to the merchants. The target platform can determine the agent corresponding to each merchant based on the member synchronization information. As shown in Figure 2, the target platform stores the obtained information in the rebate database.

Depending on the application scenario, among the business services used by merchants, not all business services require the target platform to pay commission to the agent. Therefore, after obtaining the transaction information, as shown in Figure 2, the target platform can The set filtering rules filter the transaction records that do not require commission payment in the transaction information, so as to obtain the transaction information that ultimately needs to be used, and also store this transaction information in the rebate database. Optionally, the target platform can also filter the obtained transaction information when calculating the rebate amount.

Step S102: For each agent, determine the commission rebate rules for rebate to the agent in at least one business service based on the contract information between the agent and the target platform.

Optionally, when an agent provides business services to the target platform, it will sign a contract with the target platform. The contract information includes at least one contract sub-information. Different contract sub-information corresponds to different business services. Each contract sub-information Including a business service represented by the agent and the commission rate corresponding to the business service. Optionally, the target platform can determine the commission rebate rules for rebates to the agent for at least one business service based on the commission rate in the contract sub-information.

Step S103: For each first time period, calculate the rebate amount corresponding to each agent in the first time period based on the rebate rules, transaction information, and business services corresponding to each transaction record in the transaction information.

Optionally, for each transaction record, the target platform can first calculate the rebate amount corresponding to each transaction record based on the rebate rules, transaction information, and the business services corresponding to each transaction record in the transaction information, and then calculate the rebate amount corresponding to the transaction record based on the transaction record. Based on the corresponding relationship with the agents, the rebate amount corresponding to each agent in the first time period is calculated. Among them, the target platform can complete the calculation of the rebate amount for each first time period based on the QUARTZ scheduled task framework. As shown in Figure 2, the target platform can obtain the above information from the rebate database to calculate the rebate amount and then rebate it.

Step S104: Rebate commissions to each agent based on the rebate amount corresponding to each agent in the first time period.

Optionally, each time the rebate amount corresponding to each agent in the first time period is calculated, the target platform can directly return the rebate amount to each agent. Optionally, the target platform can also calculate the rebate amount according to each agent's calculation. The rebate cycle will rebate commissions to each agent. For example, after calculating the commission amount corresponding to the agent in multiple first time periods, the commission is then returned to the agent in one go.

Based on the solution defined in the above steps S101 to S104, it can be known that in the embodiment of the present invention, the method of automatically executing the rebate operation is adopted, and the transaction information of multiple merchants is obtained according to the first time period, and each merchant is determined The corresponding agent, and then for each agent, based on the contract information between the agent and the target platform, determine the commission rebate rules for at least one business service to the agent, and then for each first time period, Based on the rebate rules, transaction information and the business services corresponding to each transaction record in the transaction information, calculate the rebate amount corresponding to each agent in the first time period, and then calculate the rebate amount corresponding to each agent in the first time period. Commissions are returned to each agent. The target platform is used to provide at least one business service to each merchant. The transaction information is generated when the user uses the business service at the merchant. The agent is used to provide the business services of the target platform to the merchant. .

In the above process, by automatically obtaining the transaction information of the merchant and the corresponding relationship between the merchant and the agent, the data required for the rebate operation is automatically obtained. Furthermore, by based on the rebate rules, transaction information and transaction The business service corresponding to each transaction record in the information calculates the rebate amount of each agent, and realizes the automatic calculation of the rebate amount, thereby improving the rebate efficiency and reducing the rebate amount when rebates to agents based on the rebate amount. labor costs and error rates. In addition, by determining the commission rebate rules for rebates to agents in at least one business service based on contract information, this application can effectively adapt to various complex commission calculation scenarios, thereby effectively improving the applicability of this application and the efficiency of commission calculation. accuracy.

It can be seen that the solution provided by this application achieves the purpose of automatically executing the commission rebate operation, thereby achieving the technical effect of improving the rebate efficiency, thereby solving the problem of low rebate efficiency in related technologies that relies on manual execution of commission rebate operations. technical issues.

In an optional embodiment, the contract information includes at least one contract sub-information, and different contract sub-information corresponds to different business services, wherein, based on the contract information between the agent and the target platform, it is determined that at least one In the process of rebate rules for various business services to rebate commissions to agents, the target platform can determine the business service corresponding to the contract sub-information for each contract sub-information, obtain the target business service, and then obtain multiple preset rule templates. And determine the rule template corresponding to the target business service from multiple rule templates, then extract the commission rate from the contract sub-information, and import the commission rate into the rule template corresponding to the target business service to obtain the rebate rules corresponding to the target business service , thereby determining the rebate rules for rebates to agents in at least one business service based on the rebate rules corresponding to all target business services. Among them, different rule templates correspond to different business services.

Optionally, each contract sub-information includes a business service represented by the agent and the commission rate corresponding to the business service. Therefore, the target platform can determine the target business service based on the content of the contract sub-information. Optionally, rule templates correspond to business services one-to-one. The target platform can determine the rule template corresponding to the target business service from multiple preset rule templates, and import the commission rate in the contract sub-information into the rule template. Thus, the rebate rules corresponding to the target business service are obtained. The rebate rules are used to calculate the rebate amount based on the commission rate and transaction amount. Among them, the determination of rebate rules can be implemented based on the Drools rule engine.

Optionally, after the commission rebate rules for all target business services of the agent are determined, the rebate rules for rebate commission to the agent in at least one business service are determined. Among them, the target platform can also respond to the staff's template update operations to realize the needs of creating new rule templates, updating rule templates, and deleting rule templates.

It should be noted that by determining the rebate rules based on the commission rate in the rule template and contract sub-information, the rebate rules can be quickly and effectively determined, thereby facilitating the improvement of the accuracy of calculating the rebate amount and thus increasing the rebate. efficiency.

In an optional embodiment, in the process of calculating the rebate amount corresponding to each agent in the first time period based on the rebate rules, transaction information, and business services corresponding to each transaction record in the transaction information, the target For each transaction record in the first time period, the platform can calculate the rebate amount corresponding to the transaction record based on the rebate rules of the agent corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record, and then calculate the rebate amount for each transaction record. The agent determines the transaction records corresponding to the agent from all transaction records, obtains multiple target transaction records, and then calculates the agent's corresponding rebate amount in the first time period based on the rebate amounts corresponding to the multiple target transaction records.

Optionally, in this embodiment, there may be one or more agents corresponding to the transaction record. For example, the type of agent can be a general agent or a sub-agent. The general agent is the superior agent of the sub-agent. If an agent A is the general agent and agent B is a sub-agent of agent A, then the transaction record corresponds to the business The service can be provided by Agent A to the merchant, or by Agent A through Agent B. In the former case, the agent corresponding to the transaction record is Agent A. In the latter case, the agent corresponding to the transaction record is Agent A. The agents are Agent A and Agent B.

Therefore, for each transaction record, the target platform can first determine the agent corresponding to the transaction record, and then for each determined agent, find at least one rebate rule corresponding to the agent. After that, the target platform can At least one rebate rule determines the rebate rule corresponding to the business service corresponding to the transaction record. Optionally, the target platform can calculate the rebate amount corresponding to the transaction record and the agent based on the determined rebate rule and the transaction amount in the transaction record. For example, directly multiply the commission rate in the rebate rule and the transaction amount. , get the rebate amount. Among them, if the transaction record corresponds to one agent, the calculated rebate amount corresponding to the transaction record is also one. If the transaction record corresponds to N agents, the calculated rebate amount corresponding to the transaction record is N. . Optionally, if the transaction record does not have a corresponding agent, or the agent's rebate rules do not have a rebate rule that matches the business service corresponding to the transaction record, then the corresponding rebate amount is determined to be 0.

Optionally, after determining the rebate amount corresponding to each transaction record, for each agent, the target platform can determine the transaction corresponding to the agent from all transaction records based on the corresponding relationship between the transaction record and the agent. Record, obtain multiple target transaction records, and then add the multiple target transaction records and the rebate amount corresponding to the agent, thereby obtaining the rebate amount corresponding to the agent in the first time period.

For example, Figure 3 is a schematic diagram of an optional calculation of rebate amount according to an embodiment of the present invention. As shown in Figure 3, the target platform includes a scheduled task module, a calculation module, a cache database and a rebate database. The scheduled task module can Regularly query the execution log information table in the rebate database to see whether the transaction records in the current first time period have been filtered, and obtain the query results returned by the rebate database. After that, if the filtering is completed, the scheduled task module can query the execution log record table whether the calculation of the rebate amount for the previous first time period has been completed, and obtain the query results returned by the rebate database. After that, if the calculation is completed, the scheduled task module can notify the calculation module, and then the calculation module inserts into the execution log record table the record of the current first time period in which the rebate amount is being calculated, and obtains the current first time period from the rebate database. The total number of transaction records in a time period.

Optionally, as shown in Figure 3, after the calculation module obtains the total number of transaction records fed back from the rebate database, the calculation module can determine the total number of pages of transaction records stored in the rebate database, and then first obtain the total number of transaction records from the rebate database. Get one page of transaction records from the commission database. After that, for each transaction record on this page, the calculation module can first determine the agent corresponding to the transaction record, and then calculate based on the rebate rules of the agent corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record. The rebate amount corresponding to the transaction record. Among them, as shown in Figure 3, the target platform can store agent information, contract information, rule templates and other contents in the aforementioned cache database, and the computing module can obtain relevant content from the cache database to determine the rebate rules of each agent. .

Optionally, as shown in Figure 3, after the calculation of all transaction records on a page is completed, the calculation module can record the rebate amounts corresponding to all transaction records on the page into the rebate database, and extract the rebate amounts from the rebate database. Obtain a new page of transaction records to calculate the rebate amount. When all transaction records in the current first time period are calculated, the calculation module can notify relevant staff and complete the calculation of the rebate amount in the current first time period. The information is updated into the execution log record table.

It should be noted that by first determining the rebate amount corresponding to each transaction record, and then determining the rebate amount corresponding to each agent in the first time period based on the relationship between the transaction record and the agent, the rebate amount is realized accurate calculation.

In an optional embodiment, the rebate rules include multiple sub-rules, the sub-rules are used to indicate the calculation method of the rebate amount, and the sub-rules are used to calculate the rebate amount based on the commission rate and transaction amount, where , in the process of calculating the rebate amount corresponding to the transaction record based on the rebate rules of the agent corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record, the target platform can obtain the rebate amount from the agent based on the business service corresponding to the transaction record. Determine the target rebate rules from the rebate rules corresponding to the merchants and various business services, and then determine the sub-rules matching the transaction content from the target rebate rules based on the transaction content in the transaction records, and obtain the target sub-rules, and then based on the target sub-rules Rules and transaction content, and the rebate amount corresponding to the transaction record is calculated.

For example, if a certain rebate rule corresponds to the business service of "card payment", the rebate rule can include two sub-rules. One sub-rule can be used to calculate the rebate amount when the user uses a credit card to pay, and the other sub-rule can be used to calculate the rebate amount when the user uses a credit card to pay. Seed rules can be used to calculate rebates when a user pays with a debit card. Among them, the type of payment card used by the user is recorded in the transaction record.

Therefore, after determining the business service corresponding to the transaction record, the target platform can determine the rebate rule corresponding to the business service from the rebate rules corresponding to the agent and various business services, that is, determine the target rebate rule. Then, based on the transaction content in the transaction record, the sub-rules matching the transaction content are determined from the target rebate rules to obtain the target sub-rules. Among them, the rebate rules record the hit conditions of each sub-rule. For example, for the above two sub-rules, the corresponding hit conditions can be respectively "the type of payment card used by the user is a credit card", "the type of payment card used by the user" The card type is debit card".

Optionally, the target platform can calculate the rebate amount corresponding to the transaction record based on the target sub-rule and the transaction amount in the transaction record.

It should be noted that by setting the rebate rules to include multiple sub-rules and calculating the rebate amount based on the sub-rules, a more fine-grained division of the calculation method of the rebate amount is achieved, thereby further improving the rebate amount. Accuracy of amount calculation.

In an optional embodiment, the type of agent is one of the following: a general agent or a sub-agent. The general agent is the superior agent of the sub-agent. The transaction record includes an agent identification, where, according to the transaction record, the corresponding The agent's rebate rules, business services corresponding to transaction records, and transaction records. Before calculating the rebate amount corresponding to the transaction record, the target platform can determine the type of agent to which the agent ID in the transaction record belongs. If the agent ID If it belongs to the general agent, then the first agent corresponding to the agent ID is found, and the first agent is determined to be the agent corresponding to the transaction record. If the agent ID belongs to a sub-agent, then the first agent corresponding to the agent ID is found. The second agent, and determines the second agent and the superior agent corresponding to the second agent as the agent corresponding to the transaction record.

Optionally, the superior-subordinate agency relationship between each agent is also recorded in the target platform. For example, if an agent A is the general agent, and agent B is a sub-agent of agent A, and if the agent ID in the transaction record belongs to agent A, then agent A is determined to be the first agent, and the agent is Merchant A is determined to be the agent corresponding to the transaction record. If the agent ID in the transaction record belongs to agent B, then agent B is determined to be the second agent, and the superior agent corresponding to the second agent is agent A. Therefore, agent A and agent B are determined The agent corresponding to the transaction record.

It should be noted that by judging the type of agent to which the agent belongs, and then determining the agent corresponding to the transaction record based on the judgment result, the agent corresponding to the transaction record is accurately determined, thereby facilitating the improvement of the accuracy of the determined commission amount. sex.

In an optional embodiment, in the process of rebates to each agent based on the rebate amount corresponding to each agent in the first time period, the target platform can, for each agent, based on the agent's first time period. The rebate amount corresponding to the time period generates the agent's bill, sends the bill to the agent, and then obtains the to-be-paid file fed back by the agent, and sends the to-be-paid file to the target object, so that after receiving the target object's feedback of the to-be-paid file If the information is correct, the commission will be rebate to the agent based on the documents to be paid. Among them, after the agent confirms that the bill is correct, it generates a document to be paid based on the bill.

For example, Figure 4 is a schematic diagram of an optional rebate to agents according to an embodiment of the present invention. As shown in Figure 4, for each agent, the target platform can be based on the agent's corresponding number in the first time period. The corresponding bill is generated for the rebate amount, and then the generated bill is reviewed by the target platform, for example, the integrity of the information in the bill is reviewed. Afterwards, the target platform will publish the bill to the target platform's portal after passing the review, and then the agent will confirm whether the bill is correct on the portal.

Optionally, as shown in Figure 4, after confirming that the bill is correct, the agent generates a file to be paid based on the bill. For example, the file to be paid can be an invoice, a payment code, or other files for payment by the target platform. document. Then, the target platform can obtain the to-be-paid files fed back by the agent, and send the to-be-paid files to the target object, which can be the relevant staff. Then, the target object can check the documents to be paid, and if it is determined that the documents to be paid are correct, send relevant information to the target platform, and then the target platform will send the documents to be paid to the fee control system to pass the fee control system according to the documents to be paid. The payment file rebates the commission to the agent, and feeds back the completed commission information to the target platform, which records it.

It should be noted that by first confirming the rebate amount and other information with the agent and the target audience before returning the commission to the agent, the automation of the rebate process is improved and the applicability of this application is improved.

In an optional embodiment, in the process of generating the agent's bill based on the agent's corresponding rebate amount in the first time period, the target platform can determine the agent's corresponding rebate period, and then rebate the agent's bill. If the commission cycle is based on the first time period, the bill will be generated based on the agent's rebate amount in the first time cycle. If the commission cycle is based on the second time cycle, the bill will be generated based on the second time cycle. The time relationship with the first time period is to calculate the agent's target rebate amount in the second time period based on the agent's corresponding rebate amount in multiple first time periods, and generate a bill based on the target rebate amount. The rebate cycle at least includes: rebate according to the first time period and rebate according to the second time period, wherein the time length of the first time period is shorter than the time length of the second time period.

Optionally, when the rebate cycle is rebate based on the first time period, the target platform can generate a bill based on the rebate amount after obtaining the agent's rebate amount corresponding to the first time period. , and then rebate. In the case where the rebate period is based on the second time period, the target platform can divide the length of a second time period by the length of a first time period to obtain a value M, so that the agent can calculate the commission based on M times. The rebate amount corresponding to the first time period is used to calculate the target rebate amount corresponding to the agent in the second time period. For example, the target rebate amount is obtained by adding the rebate amounts corresponding to the M first time periods of the agent. Then generate a bill based on the target rebate amount. In this embodiment, the rebate according to the first time period may be a daily rebate, and the rebate according to the second time period may be a monthly rebate. In this case, the aforementioned M is 30.

For example, Figure 5 is a schematic diagram of an optional calculation of the target rebate amount according to an embodiment of the present invention. As shown in Figure 5, in the rebate period, the rebate is based on the second time period, and the second time period is In the case of monthly rebates, the scheduled task module can regularly go to the execution log record table in the rebate database at the beginning of each month to query whether the calculation of the rebate amount on the last day of the previous month has been completed, and obtain the query results returned by the rebate database. . After that, if the calculation is completed, the scheduled task module can notify the calculation module, and then the calculation module inserts the record of the calculation of the total rebate amount (that is, the target rebate amount) of the previous month into the execution log record table, and calculates the total rebate amount from the rebate amount. Get all agent information from the database. After that, the calculation module can obtain the rebate amount corresponding to each agent for each day in the previous month from the rebate database based on the agent information, and then for each agent, calculate the rebate amount corresponding to all days of the previous month. The commission amounts are added up to obtain the target rebate amount. Then the target rebate amount of each agent is recorded in the rebate database, and the relevant staff are notified. At the same time, the information on the calculation of the rebate amount for the current second time period is updated. to the execution log record table.

It should be noted that by returning commission to the agent according to the agent's corresponding commission cycle, the flexibility of the commission rebate application can be further improved and the commission rebate efficiency can be improved at the same time.

In an optional embodiment, after determining the rebate rules for rebates to agents in at least one business service, the target platform may first determine the rebate method of the rebate platform, where the rebate method includes a first method and the second method. The first method is used to indicate that the agent’s corresponding rebate amount in the first time period needs to be calculated. The second method is used to indicate that only the agent’s target rebate amount corresponding to the second time period needs to be calculated. The rebate period corresponding to the first method can be rebate according to the first time period or the second time period, and the rebate period corresponding to the second method is rebate according to the second time period. When the rebate method is the first method, for each first time period, the target platform can calculate the first time period for each agent based on the rebate rules, transaction information, and the business services corresponding to each transaction record in the transaction information. The rebate amount corresponding to the time period.

Optionally, if the rebate method is the second method, for each agent, the target platform can determine the transactions corresponding to each business service of the agent based on the transaction information and the business services corresponding to each transaction record in the transaction information. lump sum. Then based on the total transaction amount and the agent's agreed profit sharing ratio for each business service in the second time period, the agent's rebate amount for each business service is calculated, so that the agent's rebate for each business service is calculated. Add the rebate amounts below to get the target rebate amount.

It can be seen that the solution provided by this application achieves the purpose of automatically executing the commission rebate operation, thereby achieving the technical effect of improving the rebate efficiency, thereby solving the problem of low rebate efficiency in related technologies that relies on manual execution of commission rebate operations. technical issues.

Example 2

According to an embodiment of the present invention, an embodiment of a rebate device is provided, wherein Figure 6 is a schematic diagram of an optional rebate device according to an embodiment of the present invention. As shown in Figure 6, the device includes:

The first determination module 601 is used to obtain transaction information of multiple merchants according to a first time period, and determine the agent corresponding to each merchant, where the target platform is used to provide at least one business service for each merchant, and the transaction information It is generated when users use business services at merchants, and agents are used to proxy the business services of the target platform to merchants;

The second determination module 602 is used to determine, for each agent, the rebate rules for rebates to the agent in at least one business service based on the contract information between the agent and the target platform;

The calculation module 603 is used to calculate, for each first time period, the rebate amount corresponding to each agent in the first time period based on the rebate rules, transaction information, and the business services corresponding to each transaction record in the transaction information;

The processing module 604 is used to rebate commissions to each agent according to the rebate amount corresponding to each agent in the first time period.

It should be noted that the above-mentioned first determination module 601, second determination module 602, calculation module 603 and processing module 604 correspond to steps S101 to step S104 in the above embodiment. Examples of implementation of the four modules and corresponding steps It is the same as the application scenario, but is not limited to the content disclosed in the above-mentioned Embodiment 1.

Optionally, the second determination module 602 also includes: a first determination sub-module, used for each contract sub-information, determine the business service corresponding to the contract sub-information, and obtain the target business service; a second determination sub-module, used to obtain Multiple preset rule templates, and determine the rule template corresponding to the target business service from the multiple rule templates, where different rule templates correspond to different business services; import sub-modules for extracting commissions from contract sub-information rate, and import the commission rate into the rule template corresponding to the target business service to obtain the rebate rules corresponding to the target business service; the third determination sub-module is used to determine at least one type of commission rate based on the rebate rules corresponding to all target business services. Commission rebate rules for business services rebates to agents.

Optionally, the calculation module 603 also includes: a first calculation sub-module, used for each transaction record in the first time period, according to the agent's rebate rules corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record, and calculate the rebate amount corresponding to the transaction record; the fourth determination sub-module is used for each agent to determine the transaction record corresponding to the agent from all transaction records, and obtain multiple target transaction records; the second calculation sub-module Module used to calculate the agent's corresponding rebate amount in the first time period based on the rebate amount corresponding to multiple target transaction records.

Optionally, the first calculation sub-module also includes: a fifth determination sub-module, used to determine the target rebate rules from the rebate rules corresponding to the agent and various business services based on the business services corresponding to the transaction records; the sixth The determination sub-module is used to determine the sub-rules matching the transaction content from the target rebate rules based on the transaction content in the transaction record, and obtain the target sub-rules; the third calculation sub-module is used to calculate based on the target sub-rules and transaction content. Get the rebate amount corresponding to the transaction record.

Optionally, the rebate device also includes: a judgment module, used to judge the type of agent to which the agent ID in the transaction record belongs; and a third determination module, used to find the agent if the agent ID belongs to the general agent. The first agent corresponding to the identification, and determines the first agent as the agent corresponding to the transaction record; the fourth determination module is used to find the second agent corresponding to the agent identification if the agent identification belongs to a sub-agent dealer, and determine the second agent and the second agent's corresponding superior agent as the agent corresponding to the transaction record.

Optionally, the processing module 604 also includes: a generation sub-module, used for generating, for each agent, the agent's bill based on the agent's corresponding rebate amount in the first time period, and sending the bill to the agent, where, After the agent confirms that the bill is correct, it generates a file to be paid based on the bill; the sending sub-module is used to obtain the file to be paid as fed back by the agent, and sends the file to be paid to the target; the processing sub-module is used to process the file after receiving the target If the object returns correct information about the documents to be paid, commission will be repaid to the agent based on the documents to be paid.

Optionally, the generation sub-module also includes: a determination unit, used to determine the rebate period corresponding to the agent, where the rebate period at least includes: rebate according to the first time period, and rebate according to the second time period, where, The time length of the first time period is less than the time length of the second time period; the first generation unit is used to, when the commission period is to rebate the commission according to the first time period, according to the agent's corresponding commission in the first time period. Generate a bill for the rebate amount; the second generation unit is used to generate a bill based on the time relationship between the second time period and the first time period when the rebate cycle is based on the second time period. Calculate the agent's target rebate amount corresponding to the second time period based on the rebate amount corresponding to the first time period, and generate a bill based on the target rebate amount.

Example 3

According to another aspect of the embodiment of the present invention, a computer-readable storage medium is also provided, and a computer program is stored in the computer-readable storage medium, wherein the computer program is configured to execute the above rebate method when running.

Example 4

According to another aspect of the embodiment of the present invention, an electronic device is also provided, wherein FIG. 7 is a schematic diagram of an optional electronic device according to the embodiment of the present invention. As shown in FIG. 7, the electronic device includes one or Multiple processors; memory for storing one or more programs so that when the one or more programs are executed by one or more processors, the one or more processors are implemented for running the programs, wherein the programs are configured Execute the above rebate method for runtime.

The above serial numbers of the embodiments of the present invention are only for description and do not represent the advantages and disadvantages of the embodiments.

In the above-mentioned embodiments of the present invention, each embodiment is described with its own emphasis. For parts that are not described in detail in a certain embodiment, please refer to the relevant descriptions of other embodiments.

In the several embodiments provided in this application, it should be understood that the disclosed technical content can be implemented in other ways. The device embodiments described above are only illustrative. For example, the division of units can be a logical functional division. In actual implementation, there may be other division methods. For example, multiple units or components can be combined or integrated into Another system, or some features can be ignored, or not implemented. On the other hand, the coupling or direct coupling or communication connection between each other shown or discussed may be through some interfaces, and the indirect coupling or communication connection of the units or modules may be in electrical or other forms.

Units described as separate components may or may not be physically separate, and components shown as units may or may not be physical units, that is, they may be located in one place, or they may be distributed over multiple units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of this embodiment.

In addition, each functional unit in various embodiments of the present invention can be integrated into one processing unit, or each unit can exist physically alone, or two or more units can be integrated into one unit. The above integrated units can be implemented in the form of hardware or software functional units.

Integrated units may be stored in a computer-readable storage medium if they are implemented in the form of software functional units and sold or used as independent products. Based on this understanding, the technical solution of the present invention is essentially or contributes to the existing technology or all or part of the technical solution can be embodied in the form of a software product, and the computer software product is stored in a storage medium , including several instructions to cause a computer device (which can be a personal computer, a server or a network device, etc.) to execute all or part of the steps of the methods of various embodiments of the present invention. The aforementioned storage media include: U disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), mobile hard disk, magnetic disk or optical disk and other media that can store program code. .

The above are only the preferred embodiments of the present invention. It should be pointed out that for those of ordinary skill in the art, several improvements and modifications can be made without departing from the principles of the present invention. These improvements and modifications should also be regarded as It is the protection scope of the present invention.

Claims (10)

1. A rebate method, characterized in that it is applied to the target platform and includes: Obtain the transaction information of multiple merchants according to the first time period, and determine the agent corresponding to each merchant, wherein the target platform is used to provide at least one business service for each merchant, and the transaction information is where the user is located. Generated when the merchant uses the business service, and the agent is used to agent the business service of the target platform to the merchant; For each agent, determine the rebate rules for rebates to the agent in at least one business service based on the contract information between the agent and the target platform; For each first time period, calculate the rebate amount corresponding to each agent in the first time period based on the rebate rules, the transaction information, and the business services corresponding to each transaction record in the transaction information. ; Rebate commissions to each agent based on the rebate amount corresponding to each agent in the first time period. 2. The method according to claim 1, characterized in that the contract information includes at least one contract sub-information, and different contract sub-information corresponds to different business services, wherein according to the agent and the target platform The contract information between them determines the rebate rules for rebates to the agent in at least one business service, including: For each contract sub-information, determine the business service corresponding to the contract sub-information, and obtain the target business service; Obtain a plurality of preset rule templates, and determine a rule template corresponding to the target business service from the plurality of rule templates, where different rule templates correspond to different business services; Extract the commission rate from the contract sub-information, import the commission rate into the rule template corresponding to the target business service, and obtain the rebate rules corresponding to the target business service; The rebate rules for rebates to the agent in the at least one business service are determined based on the rebate rules corresponding to all target business services. 3. The method according to claim 1, characterized in that, based on the rebate rules, the transaction information and the business services corresponding to each transaction record in the transaction information, the calculation of each agent's performance in the first The rebate amount corresponding to the time period includes: For each transaction record within the first time period, based on the rebate rules of the agent corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record, the transaction record corresponding to the transaction record is calculated. Rebate commission amount; For each agent, determine the transaction record corresponding to the agent from all transaction records, and obtain multiple target transaction records; Calculate the rebate amount corresponding to the agent in the first time period based on the rebate amount corresponding to the multiple target transaction records. 4. The method according to claim 3, characterized in that the rebate rules include multiple sub-rules, and the sub-rules are used to indicate the calculation method of the rebate amount, wherein, according to the transaction record Based on the corresponding agent's rebate rules, the business services corresponding to the transaction record, and the transaction record, the rebate amount corresponding to the transaction record is calculated, including: Based on the business services corresponding to the transaction records, determine the target rebate rules from the rebate rules corresponding to the agent and various business services; According to the transaction content in the transaction record, determine the sub-rule matching the transaction content from the target rebate rule to obtain the target sub-rule; Based on the target sub-rule and the transaction content, the rebate amount corresponding to the transaction record is calculated. 5. The method according to claim 3, characterized in that the type of the agent is one of the following: general agent, sub-agent, the general agent is the superior agent of the sub-agent, and the transaction record Including an agent identification, wherein, before calculating the rebate amount corresponding to the transaction record based on the agent's rebate rules corresponding to the transaction record, the business services corresponding to the transaction record, and the transaction record, all The above methods also include: Determine the type of agent to which the agent identification in the transaction record belongs; If the agent identification belongs to the general agent, find the first agent corresponding to the agent identification, and determine that the first agent is the agent corresponding to the transaction record; If the agent identification belongs to the sub-agent, the second agent corresponding to the agent identification is found, and the second agent and the superior agent corresponding to the second agent are determined as The agent corresponding to the transaction record. 6. The method according to claim 1, characterized in that rebates are given to each agent based on the rebate amount corresponding to each agent in the first time period, including: For each agent, generate a bill for the agent based on the rebate amount corresponding to the agent in the first time period, and send the bill to the agent, wherein the agent confirms After the bill is correct, a document to be paid is generated based on the bill; Obtain the files to be paid as fed back by the agent, and send the files to be paid to the target object; When receiving feedback from the target object that the file to be paid is correct, commission is returned to the agent based on the file to be paid. 7. The method according to claim 6, characterized in that generating the agent's bill based on the rebate amount corresponding to the agent in the first time period includes: Determine the rebate period corresponding to the agent, wherein the rebate period at least includes: rebate according to a first time period, and rebate according to a second time period, wherein the length of the first time period is less than the rebate period. The length of the second time period; In the case where the rebate period is the rebate based on the first time period, the bill is generated based on the rebate amount corresponding to the agent in the first time period; In the case where the rebate period is the rebate according to the second time period, according to the time relationship between the second time period and the first time period, according to the agent's time in multiple first time periods, The rebate amount corresponding to the time period calculates the target rebate amount corresponding to the agent in the second time period, and generates the bill based on the target rebate amount. 8. A rebate device, characterized in that the rebate device is installed in the target platform and includes: The first determination module is used to obtain transaction information of multiple merchants according to a first time period, and determine the agent corresponding to each merchant, wherein the target platform is used to provide at least one business service for each merchant, so The transaction information is generated when the user uses the business service at the merchant, and the agent is used to agent the business service of the target platform to the merchant; A second determination module, configured for each agent to determine the rebate rules for rebates to the agent in at least one business service based on the contract information between the agent and the target platform; A calculation module configured to calculate, for each first time period, each agent's performance in the first time period based on the rebate rules, the transaction information, and the business services corresponding to each transaction record in the transaction information. The corresponding rebate amount; The processing module is used to rebate commissions to each agent according to the rebate amount corresponding to each agent in the first time period. 9. A computer-readable storage medium, characterized in that a computer program is stored in the computer-readable storage medium, wherein the computer program is configured to execute any one of claims 1 to 7 when running. The rebate method described. 10. An electronic device, characterized in that the electronic device includes one or more processors; a memory for storing one or more programs. When the one or more programs are processed by the one or more When the processor is executed, the one or more processors are configured to run a program, wherein the program is configured to execute the rebate method described in any one of claims 1 to 7 during runtime.