CN115296816A - Mobile banking sharing processing method and device - Google Patents

Abstract

The invention discloses a mobile banking sharing processing method and device, and relates to the technical field of artificial intelligence. The method includes: a mobile banking of a first user receives a sharing request of the mobile banking content from the first user; and obtaining sharing parameters according to the sharing request ; Send the sharing parameters to the bank's back-end server for the bank's back-end server: generate a sharing password according to the sharing parameters, replace the sharing parameters in the sharing password with random strings, and record the mapping relationship between the sharing parameters and the random strings; Receive feedback from the bank's back-end server The sharing password is spliced into a sharing password link; the sharing password link is provided to the first user, so that the first user can provide the sharing password link to the second user. In the mobile banking sharing password link of the present invention, a random string is used to replace the sharing parameter, wherein the random string has no practical significance and will not cause leakage of user information, thereby improving the security of mobile banking sharing and improving user experience.

Description

Mobile Banking Sharing Processing Method and Device

technical field

The invention relates to the technical field of artificial intelligence, in particular to a mobile bank sharing processing method and device. It should be noted that the mobile banking sharing processing method and device of the present invention can be used in the field of artificial intelligence technology, and can also be used in any field other than the artificial intelligence technology field. The application field of the mobile banking sharing processing method and device of the present invention is not limited .

Background technique

This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section.

At present, the sharing function has become a standard configuration of mobile applications. For merchants, sharing can achieve user growth and profit expansion, etc. For users, sharing can meet spiritual needs, such as sharing efficient learning methods and interesting stories. And so on, it can also meet their own interests, for example, sharing can get rewards, so there are a large number of users sharing the information of mobile phone applications to other social platforms every day. Existing sharing forms are generally website links, pictures, audio and other sharing forms. In mobile banking, when users share some financial products and financial functions, they usually carry some information. If other users use a browser to open the link, user information may be leaked. Therefore, the current sharing process of mobile banking The method has low security and poor experience for users.

Contents of the invention

An embodiment of the present invention provides a mobile banking sharing processing method to improve the security of mobile banking sharing and improve user experience. The method is applied to a bank background server, and the method includes:

receiving sharing parameters, the sharing parameters are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; the sharing parameters include the user information of the first user, the sharing content Identify and share jump parameters;

Generate a sharing password according to the sharing parameters, and replace the sharing parameters in the sharing password with random strings;

Record the mapping relationship between shared parameters and random strings;

Feedback the shared password to the mobile banking of the first user, so that the mobile banking of the first user can combine the shared password into a shared password link;

After the first user provides the shared password link to the second user, receive the shared password parsed from the shared password link by the mobile banking of the second user;

According to the random character string in the received sharing password, the mapping relationship between the sharing parameter and the random character string, the sharing parameter is obtained;

The sharing parameters are provided to the mobile banking of the second user, so that the mobile banking of the second user can display the sharing content to the second user according to the sharing parameters.

The embodiment of the present invention also provides a mobile banking sharing processing method to improve the security of mobile banking sharing and improve user experience. The method is applied to the mobile banking of the first user, and the method includes:

Receive the first user's request for sharing mobile banking content;

According to the sharing request, the sharing parameters are obtained; the sharing parameters include the user information of the first user, the identification of the sharing content, and the sharing jump parameters;

Send the sharing parameters to the bank background server for the bank background server: generate a sharing password according to the sharing parameters, replace the sharing parameters in the sharing password with random strings, and record the mapping relationship between the sharing parameters and the random strings;

Receive the sharing password fed back by the bank's background server, and splicing the sharing password into a sharing password link;

The password sharing link is provided to the first user for the first user to provide the password sharing link to the second user.

The embodiment of the present invention also provides a mobile banking sharing processing method, which is used to improve the security of mobile banking sharing and improve user experience. The method is applied to the mobile banking of the second user, and the method includes:

After receiving the shared password link provided by the first user, the second user receives the mobile banking transfer request submitted by the second user; the mobile banking transfer request carries the shared password link;

Invoke mobile banking for the second user;

Parse the shared password from the shared password link;

Send the sharing password to the bank background server for the bank background server: according to the random character string in the sharing password, the mapping relationship between the sharing parameter and the random character string, and obtain the sharing parameter; the sharing parameter includes the user information of the first user, the content of the sharing content Identify and share jump parameters;

Receive sharing parameters fed back by the bank's background server;

Display the shared content to the second user according to the shared content identifier and the shared jump parameter in the shared parameter.

The embodiment of the present invention also provides a mobile bank sharing processing device, which is used to improve the security of mobile bank sharing and improve user experience. The device is applied to a bank background server, and the device includes:

The first sharing parameter receiving module is used to receive sharing parameters, and the sharing parameters are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; the sharing parameters include the first A user's user information, shared content identification, shared jump parameters;

The password generation module is used to generate a shared password according to the shared parameters, and the shared parameters in the shared password are replaced with random strings;

Mapping relationship recording module, used to record the mapping relationship between shared parameters and random strings;

The password sending module is used to feed back the shared password to the mobile banking of the first user, so that the mobile banking of the first user can stitch the shared password into a shared password link;

The password receiving module is used to receive the shared password parsed from the shared password link by the mobile banking of the second user after the first user provides the shared password link to the second user;

The first sharing parameter acquisition module is used to acquire the sharing parameters according to the random character string in the received sharing password, the mapping relationship between the sharing parameter and the random character string;

The first sharing parameter sending module is used to provide the sharing parameters to the mobile banking of the second user, so that the mobile banking of the second user can display the sharing content to the second user according to the sharing parameters.

The embodiment of the present invention also provides a mobile banking sharing processing device, which is used to improve the security of mobile banking sharing and improve user experience. The device is applied to the mobile banking of the first user, and the device includes:

A sharing request receiving module, configured to receive a sharing request from the first user for mobile banking content;

The second sharing parameter acquisition module is used to obtain sharing parameters according to the sharing request; the sharing parameters include the user information of the first user, the identification of the sharing content, and the sharing jump parameters;

The second sharing parameter sending module is used to send the sharing parameter to the bank background server for the bank background server: generate a sharing password according to the sharing parameter, replace the sharing parameter in the sharing password with a random character string, and record the combination of the sharing parameter and the random character string Mapping relations;

The first password link processing module is used to receive the sharing password fed back by the bank background server, splicing the sharing password into a sharing password link; providing the sharing password link to the first user for the first user to provide the sharing password link to the second user.

The embodiment of the present invention also provides a mobile banking sharing processing device, which is used to improve the security of mobile banking sharing and improve user experience. The device is applied to the mobile banking of the second user, and the device includes:

The mobile banking calling module is used to receive the mobile banking calling request submitted by the second user after the second user receives the sharing password link provided by the first user; the mobile banking calling request carries the sharing password link; The user invokes mobile banking;

The second password link processing module is used to analyze the shared password from the shared password link; send the shared password to the bank background server for the bank background server: according to the random character string in the shared password, the mapping between the shared parameter and the random character string relationship, to obtain sharing parameters; the sharing parameters include the user information of the first user, the identification of the shared content, and the sharing jump parameters;

The second sharing parameter receiving module is used to receive the sharing parameters fed back by the bank background server;

The sharing parameter processing module is used to display the sharing content to the second user according to the identification of the sharing content in the sharing parameter and the sharing jump parameter.

An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored on the memory and operable on the processor, and the processor implements the above mobile banking sharing processing method when executing the computer program.

An embodiment of the present invention also provides a computer-readable storage medium, where the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the above mobile banking sharing processing method is realized.

The embodiment of the present invention also provides a computer program product, the computer program product includes a computer program, and when the computer program is executed by a processor, the above mobile banking sharing processing method is implemented.

In the embodiment of the present invention, the bank background server receives sharing parameters, and the sharing parameters are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; the sharing parameters include the first A user's user information, shared content identification, and shared jump parameters; generate a shared password based on the shared parameters, and replace the shared parameters in the shared password with random strings; record the mapping relationship between shared parameters and random strings; feed back the shared password to The mobile banking of the first user is used for the mobile banking of the first user to splice the shared password into a shared password link; after the first user provides the shared password link to the second user, receive the shared password link from the second user's mobile banking According to the shared password parsed in the shared password; according to the random character string in the received shared password, the mapping relationship between the shared parameter and the random character string, the shared parameter is obtained; the shared parameter is provided to the second user's mobile bank for the second user's mobile phone The bank displays the shared content to the second user according to the sharing parameter. In the embodiment of the present invention, the bank background server generates a sharing password according to the sharing parameters, and the sharing parameters in the sharing password are replaced with random character strings, wherein the random character string has no practical meaning, and the sharing passwords are spliced into the sharing password in the process of mobile bank sharing The link is transmitted by the sharing password link, which does not contain any sharing parameters, which fully guarantees the security of user information, improves the security of mobile banking sharing, and improves the user experience.

In the embodiment of the present invention, the mobile banking of the first user receives the sharing request of the mobile banking content from the first user; according to the sharing request, the sharing parameters are obtained; the sharing parameters include the user information of the first user, the identification of the sharing content, and the sharing jump parameters; send the sharing parameters to the bank background server for the bank background server: generate a sharing password according to the sharing parameters, replace the sharing parameters in the sharing password with random strings, record the mapping relationship between the sharing parameters and random strings; receive the bank background server The feedback sharing password is spliced into a sharing password link; the sharing password link is provided to the first user, so that the first user can provide the sharing password link to the second user. In the embodiment of the present invention, the mobile bank of the first user sends the sharing parameters to the background server of the bank during the sharing process, and obtains a sharing password replacing the sharing parameters with a random character string, wherein the random character string has no practical meaning, and the sharing password Splicing into a shared password link, which is used to transmit the shared password link, fully guarantees the security of user information, improves the security of mobile banking sharing, and improves the user experience.

In the embodiment of the present invention, after the second user receives the sharing password link provided by the first user, the mobile banking of the second user receives the mobile banking transfer request submitted by the second user; the mobile banking transfer request carries the sharing password link ;Invoke mobile banking for the second user; analyze the shared password from the shared password link; send the shared password to the bank background server for the bank background server: according to the random string in the shared password, the combination of the shared parameter and the random string Mapping relationship to obtain sharing parameters; sharing parameters include the user information of the first user, the identification of the sharing content, and sharing jump parameters; receiving the sharing parameters fed back by the bank's back-end server; The shared content is displayed to the second user. In the embodiment of the present invention, the mobile bank of the second user invokes the mobile bank according to the sharing password link to display the sharing content. During the sharing process, the sharing parameter is replaced by a random character string in the sharing password link, wherein the random character string has no practical meaning , which fully guarantees the security of user information, improves the security of mobile banking sharing, and improves user experience.

Description of drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or the prior art. Obviously, the accompanying drawings in the following description are only These are some embodiments of the present invention. Those skilled in the art can also obtain other drawings based on these drawings without creative work. In the attached picture:

FIG. 1 is a schematic flow diagram of a mobile banking sharing processing method applied to a bank background server in an embodiment of the present invention;

Fig. 2 is a schematic flowchart of the mobile banking sharing processing method applied to the first user's mobile banking in the embodiment of the present invention;

Fig. 3 is a schematic flowchart of the mobile banking sharing processing method applied to the second user's mobile banking in the embodiment of the present invention;

Fig. 4 is a schematic diagram of a mobile banking sharing processing device applied to a bank background server in an embodiment of the present invention;

Fig. 5 is a schematic diagram of the mobile banking sharing processing device in the embodiment of the present invention, applied to the mobile banking of the first user;

FIG. 6 is a schematic diagram of a mobile banking sharing processing device in an embodiment of the present invention, applied to a second user's mobile banking.

Detailed ways

In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

The inventor found that in mobile banking, when users share some wealth management products and wealth management functions, they generally carry some information. If other users use a browser to open the link, user information may be leaked. Therefore, the current mobile phone The bank's sharing processing method has low security and poor user experience. Based on this, the inventor proposes a mobile banking sharing processing method.

Fig. 1 is a schematic flow diagram of a mobile banking sharing processing method applied to a bank background server in an embodiment of the present invention. As shown in Fig. 1, the method includes:

Step 101. Receive sharing parameters, which are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; the sharing parameters include the user information of the first user, Identification of shared content, shared jump parameters;

Step 102, generate a sharing password according to the sharing parameters, and replace the sharing parameters in the sharing password with random character strings;

Step 103, recording the mapping relationship between shared parameters and random character strings;

Step 104. Feedback the shared password to the first user's mobile banking, so that the first user's mobile bank can combine the shared password into a shared password link;

Step 105. After the first user provides the shared password link to the second user, receive the shared password parsed from the shared password link by the second user's mobile banking;

Step 106, according to the random character string in the received sharing password, the mapping relationship between the sharing parameter and the random character string, to obtain the sharing parameter;

Step 107, providing the sharing parameters to the mobile banking of the second user, so that the mobile banking of the second user can display the sharing content to the second user according to the sharing parameters.

It can be seen from the process shown in Figure 1 that the bank background server receives the sharing parameters, and the sharing parameters are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; The sharing parameters include the user information of the first user, the identification of the sharing content, and the sharing jump parameters; a sharing password is generated according to the sharing parameters, and the sharing parameters in the sharing password are replaced with random strings; the mapping relationship between the sharing parameters and the random strings is recorded; The shared password is fed back to the first user's mobile banking, so that the first user's mobile banking can combine the shared password into a shared password link; after the first user provides the shared password link to the second user, receive the second user's mobile banking The sharing password parsed from the sharing password link; according to the random character string in the sharing password, the mapping relationship between the sharing parameter and the random character string, the sharing parameter is obtained; the sharing parameter is provided to the mobile bank of the second user for the second user The mobile banking of the mobile bank displays the shared content to the second user according to the sharing parameter. In the embodiment of the present invention, the bank background server generates a sharing password according to the sharing parameters, and the sharing parameters in the sharing password are replaced with random character strings, wherein the random character string has no practical meaning, and the sharing passwords are spliced into the sharing password in the process of mobile bank sharing The link is transmitted by the sharing password link, which does not contain any sharing parameters, which fully guarantees the security of user information, improves the security of mobile banking sharing, and improves the user experience.

Each step is explained in detail below.

During specific implementation, in step 101, the bank background server first receives the sharing parameter, and the said sharing parameter is obtained according to the sharing request after receiving the first user's mobile banking content sharing request by the first user's mobile banking; The parameters include the user information of the first user, an identifier of the shared content, and shared jump parameters.

For example, when user A clicks to share in a recommended and polite function module of mobile banking, user A’s mobile banking receives user A’s sharing request, obtains the sharing parameters of the recommended and polite function module, and sends the sharing parameters to the bank’s background server , the bank’s background server receives sharing parameters, and the sharing parameters include, for example, the name of the recommended polite function module, the list of recommended tasks, the list of recommended prizes, the effective time of recommendation, the recommendation record and other shared content identifiers, user A’s name, mobile phone number and other user information, domain name, Universal links, etc. share jump parameters.

It should be noted that all the acquisition, storage, use, and processing of data in the embodiments of the present invention comply with the relevant provisions of national laws and regulations. For example, the acquisition, storage, use, and processing of user information are all authorized by the user. case execution.

In one embodiment, the user information of the first user includes: one or any combination of the first user's customer number, mobile phone number, identity information, and bank account number.

Those skilled in the art should know that the sharing parameters in the embodiment of the present invention are not limited to the above content, and are only used as examples here.

In step 102, the bank background server generates a sharing password according to the sharing parameter, and the sharing parameter in the sharing password is replaced with a random character string; in step 103, the mapping relationship between the sharing parameter and the random character string is recorded.

For example, when user A clicks to share in a recommended and polite function module of mobile banking, the bank background server receives relevant sharing parameters; generates a sharing password according to the sharing parameters, and the sharing password replaces the sharing parameters with a randomly generated string. And does not contain any sharing parameters, such as Q9shiflSD893, the sharing password corresponds to the sharing parameters that user A clicks to share in a certain recommended courtesy function module; the bank background server records the mapping relationship between sharing parameters and random character strings and related sharing parameters to ensure Afterwards, the mobile banking of other users obtains the sharing parameters through the random character string of the sharing password.

In step 104, the bank background server feeds back the sharing password to the mobile banking of the first user, so that the mobile banking of the first user can combine the sharing password into a sharing password link.

For example, when user A clicks to share in a recommended and polite function module of mobile banking, the bank background server generates a sharing password Q9shiflSD893 according to the received sharing parameters, and then feeds the sharing password back to user A's mobile banking, and user A's mobile banking uses The sharing password is spliced with a sharing password link and provided to user A, such as http://yinhang.cn/Q9shiflSD893, and user A can actually pass out the sharing password link when sharing.

In one embodiment, the shared password link is obtained by the mobile banking of the first user splicing the shared password and the mobile banking link address according to predefined rules.

For example, the shared password link is obtained by splicing the shared password and the mobile banking link address according to URL scheme (UniformResource Locator Uniform Resource Locator, Scheme is a computer programming language), http host, universal link, channel identifier, domain name and other predefined rules, among which URL scheme can be the relevant pre-defined rules that mobile banking can provide to the outside and can be directly operated, and http host is the relevant pre-defined rules about the request header in the http protocol.

In step 105, after the first user provides the shared password link to the second user, the shared password parsed from the shared password link by the second user's mobile banking is received.

For example, after user A clicks to share on a recommended and polite function module of mobile banking, he shares the specific content of the function module with user B in the form of a sharing password link. User B clicks on the sharing password link, and the bank background server receives user B's The shared password Q9shiflSD893 analyzed by mobile banking from the shared password link. User A can share the password sharing link with user B through channels such as social platforms, text messages, browsers, etc. Some pictures, text information, etc. of a recommended courtesy function module of a user can share relevant content, but the user information cannot be viewed through the shared password link, such as the relevant information of user A. It can be seen that the sharing password link in this example does not contain any sharing parameters. Even if other users click on the link, they can always only see the general link information, random string and sharing-related content, while the universal link information and random string information do not contain any sharing parameters. Has any practical significance, the mobile bank sharing method in the embodiment of the present invention fully guarantees user information security, improves the security of mobile bank sharing, and improves user experience, and the mobile bank sharing processing method in the embodiment of the present invention provides a A general mechanism that can support translation to other applications for reuse, and has good reusability.

In step 106, according to the random character string in the sharing password, the mapping relationship between the sharing parameter and the random character string, the sharing parameter is obtained; in step 107, the sharing parameter is provided to the second user's mobile banking for the second user's mobile banking Displaying the shared content to the second user according to the sharing parameter.

For example, the background server of the bank receives the sharing password Q9shiflSD893, searches for the mapping relationship between sharing parameters and random strings according to the random character string in the sharing password, and obtains the sharing parameters related to user A’s clicking share in a certain recommended courtesy function module; The parameters are provided to user B's mobile banking, and user B can view the specific content shared by user A, that is, the specific content of a recommended and polite function module.

In one embodiment, after obtaining the sharing parameters according to the random character string in the received sharing password, the mapping relationship between the sharing parameters and the random character strings, further includes:

The user information of the first user in the sharing parameter is provided to the provider of the shared content.

For example, after user B clicks on user A to share its sharing password link, the bank's background server queries and obtains the sharing parameters related to user A's click to share in a certain recommended and polite function module, which contains user A's user information, and the bank's background server will use user A's The user information is provided to the provider of the recommendation and gift function module, so that user A can get sharing rewards from the provider.

The embodiment of the present invention also provides a mobile banking sharing processing method applied to the first user's mobile banking. Figure 2 is a schematic flowchart of the mobile banking sharing processing method applied to the first user's mobile banking in the embodiment of the present invention. Methods include:

Step 201, receiving the first user's request for sharing mobile banking content;

Step 202. Obtain sharing parameters according to the sharing request; the sharing parameters include user information of the first user, identification of shared content, and sharing jump parameters;

Step 203. Send the sharing parameters to the bank background server for the bank background server: generate a sharing password according to the sharing parameters, replace the sharing parameters in the sharing password with random strings, and record the mapping relationship between the sharing parameters and the random strings;

Step 204, receiving the sharing password fed back by the bank background server, and splicing the sharing password into a sharing password link;

Step 205: Provide the link of the shared password to the first user, so that the first user can provide the link of the shared password to the second user.

As can be seen from the process shown in Figure 2, in the embodiment of the present invention, the mobile banking of the first user receives the sharing request of the mobile banking content from the first user; according to the sharing request, the sharing parameters are obtained; the sharing parameters include the user information of the first user Information, shared content identification, shared jump parameters; the shared parameters are sent to the bank background server for the bank background server: to generate a shared password according to the shared parameters, the shared parameters in the shared password are replaced with random strings, and the shared parameters and random strings are recorded. The mapping relationship of character strings; receiving the sharing password fed back by the bank background server, splicing the sharing password into a sharing password link; providing the sharing password link to the first user, so that the first user can provide the sharing password link to the second user. In the embodiment of the present invention, the mobile bank of the first user sends the sharing parameters to the background server of the bank during the sharing process, and obtains a sharing password replacing the sharing parameters with a random character string, wherein the random character string has no practical meaning, and the sharing password Splicing into a shared password link, which is used to transmit the shared password link, fully guarantees the security of user information, improves the security of mobile banking sharing, and improves the user experience.

Each step is explained in detail below.

In step 201, the mobile banking of the first user receives the first user's request for sharing the mobile banking content; in step 202, according to the sharing request, the sharing parameters are obtained; the sharing parameters include the user information of the first user, the identification of the sharing content, the sharing Jump parameters.

For example, when user A clicks to share on a recommended and polite function module of mobile banking, the front-end of mobile banking is triggered to share the related software development package SDK, that is, user A’s mobile banking receives the sharing request; according to the sharing request, user A’s User information, identification of shared content, and sharing jump parameters; for example, the name of the recommended polite function module, the list of recommended tasks, the list of recommended prizes, the effective time of recommendation, and the identification of shared content such as recommended records, user A’s name, mobile phone number, etc. Information, domain names, universal links, etc. share jump parameters.

In one embodiment, the user information of the first user includes: one or any combination of the first user's customer number, mobile phone number, identity information, and bank account number.

Those skilled in the art should know that the sharing parameters in the embodiment of the present invention are not limited to the above content, and are only used as examples here.

In one embodiment, before sending the sharing parameters to the bank background server, it also includes: verifying the sharing parameters;

Send the sharing parameters to the bank background server, including:

After the verification is passed, the shared parameters are sent to the bank's background server.

For example, after obtaining the sharing parameters, check and verify the user information in the sharing parameters, check and verify the shared content identification such as function name and activity time, and use the URL scheme, http host, universal link, and channel for the sharing jump parameters The logo and domain name rules are verified; after all the shared parameters are verified, they are sent to the bank's back-end server.

In step 203, the sharing parameters are sent to the bank's background server for the bank's background server to: generate a sharing password according to the sharing parameters, replace the sharing parameters in the sharing password with random strings, and record the mapping relationship between the sharing parameters and the random strings.

For example, after user A clicks to share in a recommended and polite function module of mobile banking, user A's mobile banking obtains the sharing parameters, and sends the sharing parameters to the bank's background server. Password, such as Q9shiflSD893, the sharing password will replace the sharing parameters with a randomly generated string, and does not contain any sharing parameters. This sharing password corresponds to the sharing parameters related to user A clicking on a certain recommended and polite function module, and the bank background server At the same time, record the mapping relationship between shared parameters and random character strings and related shared parameters, so as to ensure that other users' mobile banking can obtain shared parameters through the random character string of the shared password.

In step 204, the sharing password fed back by the bank's background server is received, and the sharing password is spliced into a sharing password link.

In this example, the mobile banking of the first user receives the sharing password fed back by the bank background server, and splices the sharing password into a sharing password link. For example, user A clicks to share in a recommended function module of mobile banking, and user A's mobile banking receives the sharing password Q9shiflSD893 fed back by the bank's background server, and uses the sharing password to splice a sharing password link, such as http://yinhang.cn/ Q9shiflSD893.

In one embodiment, splicing the shared password into a shared password link includes:

According to the pre-defined rules, the sharing password is spliced with the mobile banking link address to obtain the sharing password link.

For example, according to predefined rules such as URL scheme, http host, universal link, channel identifier, domain name, etc., the shared password link is spliced.

In step 205, the shared password link is provided to the first user for the first user to provide the shared password link to the second user.

For example, user A clicks to share with other users in a recommended function module of mobile banking, and the actual sharing is passed to other users with a sharing password link, such as http://yinhang.cn/Q9shiflSD893, and other users can directly see user A’s share Some pictures, text information, etc. of a recommended courtesy function module of a user can share relevant content, but the user information cannot be viewed through the shared password link, such as the relevant information of user A. It can be seen that the sharing password link in this example does not contain any sharing parameters. Even if other users click on the link, they can always only see the general link information, random string and sharing-related content, while the universal link information and random string information do not contain any sharing parameters. Has any practical significance, the mobile bank sharing method in the embodiment of the present invention fully guarantees user information security, improves the security of mobile bank sharing, and improves user experience, and the mobile bank sharing processing method in the embodiment of the present invention provides a A general mechanism that can support translation to other applications for reuse, and has good reusability.

The embodiment of the present invention also provides a mobile banking sharing processing method applied to the second user's mobile banking. FIG. 3 is a schematic flowchart of the mobile banking sharing processing method applied to the second user's mobile banking in the embodiment of the present invention. Methods include:

Step 301. After the second user receives the shared password link provided by the first user, receive the mobile banking call-up request submitted by the second user; the mobile bank call-up request carries the shared password link;

Step 302, invoke mobile banking for the second user;

Step 303, parsing the sharing password from the sharing password link;

Step 304. Send the sharing password to the bank background server for the bank background server: according to the random character string in the sharing password, the mapping relationship between the sharing parameter and the random character string, and obtain the sharing parameter; the sharing parameter includes the user information of the first user, Identification of shared content, shared jump parameters;

Step 305, receiving the sharing parameters fed back by the bank background server;

Step 306: Display the shared content to the second user according to the identifier of the shared content in the sharing parameter and the shared jump parameter.

It can be seen from the process shown in Figure 3 that in the embodiment of the present invention, the mobile banking of the second user receives the mobile banking call request submitted by the second user after the second user receives the shared password link provided by the first user; Carry the shared password link in the mobile banking call request; call the mobile banking for the second user; parse the shared password from the shared password link; send the shared password to the bank background server for the bank background server: according to the random String, the mapping relationship between sharing parameters and random strings, to obtain sharing parameters; sharing parameters include the user information of the first user, the logo of sharing content, and sharing jump parameters; receive sharing parameters fed back by the bank's background server; according to the sharing parameters The identification of the shared content, the shared jump parameter, and the shared content are displayed to the second user. In the embodiment of the present invention, the mobile bank of the second user invokes the mobile bank according to the sharing password link to display the sharing content. During the sharing process, the sharing parameter is replaced by a random character string in the sharing password link, wherein the random character string has no practical meaning , which fully guarantees the security of user information, improves the security of mobile banking sharing, and improves user experience.

Each step is explained in detail below.

In step 301, after the second user receives the shared password link provided by the first user, the mobile banking transfer request submitted by the second user is received; the mobile banking transfer request carries the shared password link; in step 302, the second user The user invokes mobile banking.

For example, user B receives a sharing password link sent by user A on a social platform. When user B clicks on the sharing password link, if user B's mobile phone has not installed mobile banking, after the sharing password link is opened, user B can be prompted to install mobile banking. And give the download address; if mobile banking has been installed in user B's mobile phone, then user B's mobile phone receives a call-up request, which carries a shared password link, and user B's mobile phone bank is called up.

In one embodiment, receiving the mobile banking transfer request submitted by the second user includes:

Receive the mobile banking transfer request submitted by the second user through WeChat, browser, SMS or mobile application.

In this example, the sharing password link can be transmitted through WeChat, browser, SMS or other mobile applications of Android system and IOS system. Users can share mobile banking through these channels, and users can call mobile banking through these channels.

In step 303, the shared password is parsed from the shared password link; in step 304, the shared password is sent to the bank background server for the bank background server: according to the random character string in the shared password, the mapping relationship between the shared parameter and the random character string , to obtain the sharing parameters; the sharing parameters include the user information of the first user, the identification of the shared content, and the sharing jump parameters.

For example, user B's mobile banking removes the general link information based on the shared password link http://yinhang.cn/Q9shiflSD893, extracts the shared password, such as Q9shiflSD893, and sends it to the bank's background server for the purpose of the bank's background server: According to the random character string in the sharing password, the mapping relationship between the sharing parameter and the random character string, the sharing parameter is obtained. For example, the bank background server obtains the sharing parameters related to user A’s click on a share in a certain recommendation and courtesy function module according to the Q9shiflSD893 query, including, for example, the recommendation and courtesy Name of function module, list of recommended tasks, list of recommended prizes, effective time of recommendation, recommendation record and other shared content identifiers, user information such as user A’s name and mobile phone number, shared jump parameters such as domain name and universal link.

In one embodiment, before displaying the shared content to the second user according to the shared content identification and shared jump parameters in the shared parameters, further includes:

Verify the shared parameters;

Parse random strings from shared password links, including:

After the verification is passed, the shared content is displayed to the second user according to the identification of the shared content in the shared parameter and the shared jump parameter.

For example, the mobile banking of the second user needs to verify the user information of the first user in the sharing parameters, the identification of the sharing content, and the sharing jump parameters in the sharing parameters after receiving the sharing parameters, for example, check the user information in the sharing parameters Verification, check and verify the shared content identification such as function name and activity time, and verify the sharing jump parameters using the rules of URL scheme, http host, universal link, channel identification, and domain name; after all the sharing parameters are verified and passed , displaying the shared content to the second user according to the identification of the shared content in the sharing parameter and the shared jump parameter.

In one embodiment, verifying the sharing parameters includes: verifying the format and/or validity period of the sharing parameters.

For example, verify the format of the sharing parameters, confirm that the sharing parameters and sharing passwords are legally obtained or generated by mobile banking, and verify the validity period in the sharing parameters, such as the validity period of function module promotion activities and the validity period of sharing password links. After the verification is passed, the mobile banking of the second user can obtain the shared information.

In step 305, the sharing parameters fed back by the bank's background server are received; in step 306, the sharing content is displayed to the second user according to the identification of the sharing content in the sharing parameters and the sharing jump parameters.

During implementation, the mobile phone of the second user receives the sharing parameters fed back by the back-end server of the bank, and displays the sharing content to the second user according to the identification of the sharing content in the sharing parameters and the sharing jump parameters. For example, user B's mobile banking receives sharing parameters fed back by the bank's background server. For example, user A clicks to share related sharing parameters in a recommended courtesy function module, and user B can view the specific content of the recommended courtesy function module in his mobile banking.

In one embodiment, displaying the shared content to the second user according to the identification of the shared content in the sharing parameter and the shared jump parameter includes:

Determine the link address of the shared content according to the shared jump parameters;

According to the link address and the logo of the shared content, the shared content is displayed to the user.

For example, according to the sharing jump parameters, the routing link address is generated according to the routing parameter splicing specification agreed in advance by mobile banking, so that the page jumping is performed according to the link address and the shared product or function identifier, and the shared information is displayed to the second user. details.

It can be seen from the above process that when the second user checks, clicks, and browses the sharing password link, no matter what kind of sharing link is, the second user can directly see some of the recommended and polite function modules shared by the first user. Share related content such as pictures and text information, but the user information, such as the first user's related information, cannot be viewed through the shared password link. In this example, the sharing password link does not contain any sharing parameters. Even if the second user clicks on the link, he can only see the universal link information, random character string and sharing-related content, and the universal link information and random character string information do not have any parameters. Practical significance, therefore, the mobile banking sharing method in the embodiment of the present invention fully guarantees user information security, improves the security of mobile banking sharing, and improves user experience, and the mobile banking sharing processing method in the embodiment of the present invention provides a general The mechanism can support translation to other applications for reuse, and has good reusability.

The embodiment of the present invention also provides a mobile bank sharing processing device, as described in the following embodiments. Since the problem-solving principle of the device is similar to the sharing processing method of the mobile bank, the implementation of the device can refer to the implementation of the method, and the repetition will not be repeated.

Fig. 4 is a schematic diagram of the mobile banking sharing processing device in the embodiment of the present invention, which is applied to the background server of the bank. As shown in Fig. 4, the device includes:

The first sharing parameter receiving module 401 is used to receive sharing parameters, and the sharing parameters are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; the sharing parameters include User information of the first user, identification of shared content, shared jump parameters;

A password generation module 402, configured to generate a shared password according to the shared parameters, where the shared parameters in the shared password are replaced with random character strings;

A mapping relationship recording module 403, configured to record the mapping relationship between shared parameters and random character strings;

A password sending module 404, configured to feed back the shared password to the mobile banking of the first user, so that the mobile banking of the first user can combine the shared password into a shared password link;

A password receiving module 405, configured to receive the shared password parsed from the shared password link by the second user's mobile banking after the first user provides the shared password link to the second user;

The first sharing parameter acquisition module 406 is used to acquire the sharing parameters according to the random character string in the received sharing password, the mapping relationship between the sharing parameter and the random character string;

The first sharing parameter sending module 407 is configured to provide the sharing parameter to the mobile banking of the second user, so that the mobile banking of the second user can display the sharing content to the second user according to the sharing parameter.

In one embodiment, the user information of the first user includes:

One or any combination of the first user's customer number, mobile phone number, identity information, and bank account number.

In one embodiment, the shared password link is obtained by the mobile banking of the first user splicing the shared password and the mobile banking link address according to predefined rules.

In one embodiment, the mobile banking sharing processing device in the embodiment of the present invention further includes:

The sharing user information sending module is used for the first sharing parameter acquisition module 406 to share the random character string in the received sharing password, the mapping relationship between the sharing parameter and the random character string, and after the sharing parameter is obtained, the user of the first user in the sharing parameter The information is provided to the provider of the shared content.

Fig. 5 is a schematic diagram of the mobile banking sharing processing device in the embodiment of the present invention, which is applied to the mobile banking of the first user. As shown in Fig. 5, the device includes:

A sharing request receiving module 501, configured to receive the first user's sharing request for mobile banking content;

The second sharing parameter acquisition module 502 is used to acquire the sharing parameters according to the sharing request; the sharing parameters include the user information of the first user, the identification of the sharing content, and the sharing jump parameters;

The second sharing parameter sending module 503 is used to send the sharing parameter to the bank background server for the bank background server: generate a sharing password according to the sharing parameter, replace the sharing parameter in the sharing password with a random character string, record the sharing parameter and the random character string mapping relationship;

The first password link processing module 504 is used to receive the sharing password fed back by the bank background server, splicing the sharing password into a sharing password link; providing the sharing password link to the first user for the first user to provide the sharing password link to the second Second user.

In one embodiment, the user information of the first user includes:

One or any combination of the first user's customer number, mobile phone number, identity information, and bank account number.

In one embodiment, the first password link processing module 504 is specifically used to:

According to the pre-defined rules, the sharing password is spliced with the mobile banking link address to obtain the sharing password link.

In one embodiment, the mobile banking sharing processing device in the embodiment of the present invention further includes:

The first verification module is used to verify the shared parameters before the second shared parameter sending module 503 sends the shared parameters to the bank background server;

The second sharing parameter sending module 503 is specifically used for:

After the first verification module passes the verification of the sharing parameters, the second sharing parameter sending module 503 sends the sharing parameters to the bank background server.

Fig. 6 is a schematic diagram of the mobile banking sharing processing device in the embodiment of the present invention, which is applied to the second user's mobile banking. As shown in Fig. 6, the device includes:

The mobile banking calling module 601 is used to receive the mobile banking calling request submitted by the second user after the second user receives the sharing password link provided by the first user; the mobile banking calling request carries the sharing password link; The second user invokes mobile banking;

The second password link processing module 602 is used to resolve the shared password from the shared password link; the shared password is sent to the bank background server for the bank background server: according to the random character string in the shared password, the combination of the shared parameter and the random character string The mapping relationship is used to obtain sharing parameters; the sharing parameters include the user information of the first user, the identification of the shared content, and the sharing jump parameters;

The second sharing parameter receiving module 603 is used to receive the sharing parameter fed back by the bank background server;

The sharing parameter processing module 604 is configured to display the sharing content to the second user according to the identification of the sharing content in the sharing parameter and the sharing jump parameter.

In one embodiment, the mobile banking invokes the module 601, which is specifically used for:

Receive the mobile banking transfer request submitted by the second user through WeChat, browser, SMS or mobile application.

In one embodiment, the mobile banking sharing processing device in the embodiment of the present invention further includes:

The second verification module is used for the sharing parameter processing module 604 to verify the sharing parameters before displaying the sharing content to the second user according to the identification of the sharing content in the sharing parameters and the sharing jump parameters;

The shared parameter processing module is specifically used for:

After the second verification module passes the verification of the sharing parameters, the sharing parameter processing module 604 displays the sharing content to the second user according to the identification of the sharing content in the sharing parameters and the sharing jump parameters.

In one embodiment, the second verification module is specifically used for:

Verify the format and/or validity period of the shared parameters.

In one embodiment, the sharing parameter processing module 604 is specifically used for:

Determine the link address of the shared content according to the shared jump parameters;

According to the link address and the logo of the shared content, the shared content is displayed to the user.

An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored on the memory and operable on the processor, and the processor implements the above mobile banking sharing processing method when executing the computer program.

An embodiment of the present invention also provides a computer-readable storage medium, where the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the above mobile banking sharing processing method is realized.

An embodiment of the present invention also provides a computer program product, the computer program product includes a computer program, and when the computer program is executed by a processor, the above mobile banking sharing processing method is implemented.

In the embodiment of the present invention, the bank background server receives sharing parameters, and the sharing parameters are obtained by the mobile banking of the first user according to the sharing request after receiving the sharing request of the mobile banking content from the first user; the sharing parameters include the first A user's user information, shared content identification, and shared jump parameters; generate a shared password based on the shared parameters, and replace the shared parameters in the shared password with random strings; record the mapping relationship between shared parameters and random strings; feed back the shared password to The mobile banking of the first user is used for the mobile banking of the first user to splice the shared password into a shared password link; after the first user provides the shared password link to the second user, receive the shared password link from the second user's mobile banking The shared password parsed in the shared password; according to the random character string in the shared password, the mapping relationship between the shared parameter and the random character string, the shared parameter is obtained; the shared parameter is provided to the second user's mobile bank for the second user's mobile bank to use The sharing parameter displays the shared content to the second user. In the embodiment of the present invention, the bank background server generates a sharing password according to the sharing parameters, and the sharing parameters in the sharing password are replaced with random character strings, wherein the random character string has no practical meaning, and the sharing passwords are spliced into the sharing password in the process of mobile bank sharing The link is transmitted by the sharing password link, which does not contain any sharing parameters, which fully guarantees the security of user information, improves the security of mobile banking sharing, and improves the user experience.

In the embodiment of the present invention, the mobile banking of the first user receives the sharing request of the mobile banking content from the first user; according to the sharing request, the sharing parameters are obtained; the sharing parameters include the user information of the first user, the identification of the sharing content, and the sharing jump parameters; send the sharing parameters to the bank background server for the bank background server: generate a sharing password according to the sharing parameters, replace the sharing parameters in the sharing password with random strings, record the mapping relationship between the sharing parameters and random strings; receive the bank background server The feedback sharing password is spliced into a sharing password link; the sharing password link is provided to the first user, so that the first user can provide the sharing password link to the second user. In the embodiment of the present invention, the mobile bank of the first user sends the sharing parameters to the background server of the bank during the sharing process, and obtains a sharing password replacing the sharing parameters with a random character string, wherein the random character string has no practical meaning, and the sharing password Splicing into a shared password link, which is used to transmit the shared password link, fully guarantees the security of user information, improves the security of mobile banking sharing, and improves the user experience.

In the embodiment of the present invention, after the second user receives the sharing password link provided by the first user, the mobile banking of the second user receives the mobile banking transfer request submitted by the second user; the mobile banking transfer request carries the sharing password link ;Invoke mobile banking for the second user; analyze the shared password from the shared password link; send the shared password to the bank background server for the bank background server: according to the random string in the shared password, the combination of the shared parameter and the random string Mapping relationship to obtain sharing parameters; sharing parameters include the user information of the first user, the identification of the sharing content, and sharing jump parameters; receiving the sharing parameters fed back by the bank's back-end server; The shared content is displayed to the second user. In the embodiment of the present invention, the mobile bank of the second user invokes the mobile bank according to the sharing password link to display the sharing content. During the sharing process, the sharing parameter is replaced by a random character string in the sharing password link, wherein the random character string has no practical meaning , which fully guarantees the security of user information, improves the security of mobile banking sharing, and improves user experience.

Those skilled in the art should understand that the embodiments of the present invention may be provided as methods, systems, or computer program products. Accordingly, the present invention can take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It should be understood that each procedure and/or block in the flowchart and/or block diagram, and a combination of procedures and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions may be provided to a general purpose computer, special purpose computer, embedded processor, or processor of other programmable data processing equipment to produce a machine such that the instructions executed by the processor of the computer or other programmable data processing equipment produce a An apparatus for realizing the functions specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing apparatus to operate in a specific manner, such that the instructions stored in the computer-readable memory produce an article of manufacture comprising instruction means, the instructions The device realizes the function specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions can also be loaded onto a computer or other programmable data processing device, causing a series of operational steps to be performed on the computer or other programmable device to produce a computer-implemented process, thereby The instructions provide steps for implementing the functions specified in the flow chart or blocks of the flowchart and/or the block or blocks of the block diagrams.

The specific embodiments described above have further described the purpose, technical solutions and beneficial effects of the present invention in detail. It should be understood that the above descriptions are only specific embodiments of the present invention and are not intended to limit the scope of the present invention. Protection scope, within the spirit and principles of the present invention, any modification, equivalent replacement, improvement, etc., shall be included in the protection scope of the present invention.

Claims (29)

1. A mobile banking sharing processing method is applied to a banking background server, and comprises the following steps:

receiving sharing parameters, wherein the sharing parameters are obtained by a mobile phone bank of a first user according to a sharing request after the mobile phone bank of the first user receives the sharing request of the first user for the content of the mobile phone bank; the sharing parameters comprise user information of the first user, shared content identification and sharing jump parameters;

generating a sharing password according to the sharing parameters, and replacing the sharing parameters in the sharing password by random character strings;

recording the mapping relation between the sharing parameters and the random character strings;

feeding back the sharing password to the mobile phone bank of the first user so that the mobile phone bank of the first user can splice the sharing password into a sharing password link;

after the first user provides the sharing password link to the second user, receiving a sharing password analyzed from the sharing password link by a mobile phone bank of the second user;

acquiring a sharing parameter according to a random character string in a received sharing password and a mapping relation between the sharing parameter and the random character string;

and providing the sharing parameters to the mobile phone bank of the second user, so that the mobile phone bank of the second user can display the sharing content to the second user according to the sharing parameters.

2. The method of claim 1, wherein the user information of the first user comprises:

the first user's customer number, cell-phone number, identity information, bank account number or any combination thereof.

3. The method of claim 1, wherein the shared password link is obtained by a bank of the first user's cell phone concatenating the shared password with a cell phone bank link address according to a predefined rule.

4. The method of claim 1, wherein after obtaining the sharing parameter according to the random string in the received sharing password and the mapping relationship between the sharing parameter and the random string, the method further comprises:

and providing the user information of the first user in the sharing parameters to a provider of the shared content.

5. A mobile banking sharing processing method is applied to mobile banking of a first user, and comprises the following steps:

receiving a sharing request of a first user for the content of the mobile phone bank;

acquiring sharing parameters according to the sharing request; the sharing parameters comprise user information of the first user, shared content identification and sharing jump parameters;

and sending the sharing parameters to a bank background server to supply the bank background server with the sharing parameters: generating a sharing password according to the sharing parameters, replacing the sharing parameters in the sharing password with random character strings, and recording the mapping relation between the sharing parameters and the random character strings;

receiving a sharing password fed back by a bank background server, and splicing the sharing password into a sharing password link;

and providing the shared password link to the first user so that the first user can provide the shared password link to the second user.

6. The method of claim 5, wherein the user information of the first user comprises:

the first user comprises one or any combination of a customer number, a mobile phone number, identity information and a bank account number.

7. The method of claim 5, wherein splicing the shared password into a shared password link comprises:

and splicing the sharing password and the mobile phone bank link address according to a predefined rule to obtain a sharing password link.

8. The method of claim 5, wherein prior to sending the sharing parameters to the bank backend server, further comprising: verifying the sharing parameters;

sending the sharing parameters to a bank background server, comprising:

and after the verification is passed, sending the sharing parameters to a bank background server.

9. A mobile banking sharing processing method is applied to a mobile banking of a second user, and comprises the following steps:

after receiving the sharing password link provided by the first user, the second user receives a mobile phone bank call-up request submitted by the second user; the sharing password link is carried in the mobile banking call-up request;

calling up a mobile phone bank for a second user;

resolving the sharing password from the sharing password link;

and sending the sharing password to a bank background server to supply the bank background server with the following functions: acquiring a sharing parameter according to the random character string in the sharing password and the mapping relation between the sharing parameter and the random character string; the sharing parameters comprise user information of the first user, shared content identification and sharing jump parameters;

receiving sharing parameters fed back by a bank background server;

and displaying the shared content to a second user according to the identifier of the shared content in the sharing parameters and the sharing jump parameters.

10. The method of claim 9, wherein receiving a cell phone bank recall request submitted by a second user comprises:

and receiving a mobile phone bank call request submitted by a second user through a WeChat, a browser, a short message or a mobile phone application program.

11. The method of claim 9, wherein before displaying the shared content to the second user according to the identifier of the shared content in the sharing parameters and the sharing skip parameter, the method further comprises:

verifying the sharing parameters;

resolving a random string from the shared password link, comprising:

and after the verification is passed, displaying the shared content to the second user according to the identifier of the shared content in the shared parameters and the shared jump parameter.

12. The method of claim 11, wherein checking the sharing parameter comprises:

the format and/or validity period of the sharing parameters are checked.

13. The method of claim 9, wherein displaying the shared content to the second user according to the identifier of the shared content in the sharing parameters and the sharing skip parameter comprises:

determining a link address of the shared content according to the sharing jump parameter;

and displaying the shared content to the second user according to the link address and the identification of the shared content.

14. The utility model provides a processing apparatus is shared to cell-phone bank, its characterized in that, the device is applied to bank backend server, the device includes:

the first sharing parameter receiving module is used for receiving sharing parameters, and the sharing parameters are obtained by a mobile phone bank of a first user according to a sharing request after the mobile phone bank of the first user receives the sharing request of the content of the mobile phone bank; the sharing parameters comprise user information of the first user, shared content identification and sharing jump parameters;

the password generation module is used for generating a sharing password according to the sharing parameters, and the sharing parameters in the sharing password are replaced by random character strings;

the mapping relation recording module is used for recording the mapping relation between the sharing parameters and the random character strings;

the password sending module is used for feeding back the sharing password to the mobile phone bank of the first user so that the mobile phone bank of the first user can splice the sharing password into a sharing password link;

the password receiving module is used for receiving the sharing password analyzed from the sharing password link by the mobile phone bank of the second user after the first user provides the sharing password link to the second user;

the first sharing parameter acquisition module is used for acquiring sharing parameters according to the random character strings in the received sharing passwords and the mapping relation between the sharing parameters and the random character strings;

and the first sharing parameter sending module is used for providing the sharing parameters to the mobile phone bank of the second user so that the mobile phone bank of the second user can display the sharing contents to the second user according to the sharing parameters.

15. The apparatus of claim 14, wherein the user information of the first user comprises:

the first user's customer number, cell-phone number, identity information, bank account number or any combination thereof.

16. The apparatus of claim 14, wherein the shared password link is obtained by a bank of the first user's cell phone concatenating the shared password with the cell phone bank link address according to a predefined rule.

17. The apparatus of claim 14, further comprising:

and the shared user information sending module is used for providing the user information of the first user in the sharing parameters to a provider of the shared content after the first sharing parameter acquiring module acquires the sharing parameters according to the random character string in the received sharing password and the mapping relation between the sharing parameters and the random character string.

18. The utility model provides a processing apparatus is shared to cell-phone bank, its characterized in that, the device is applied to first user's cell-phone bank, the device includes:

the sharing request receiving module is used for receiving a sharing request of a first user for the content of the mobile phone bank;

the second sharing parameter acquisition module is used for acquiring sharing parameters according to the sharing request; the sharing parameters comprise user information of the first user, shared content identification and sharing jump parameters;

the second sharing parameter sending module is used for sending the sharing parameters to the bank background server so as to supply the bank background server with the sharing parameters: generating a sharing password according to the sharing parameters, replacing the sharing parameters in the sharing password with random character strings, and recording the mapping relation between the sharing parameters and the random character strings;

the first password link processing module is used for receiving the sharing passwords fed back by the bank background server and splicing the sharing passwords into sharing password links; and providing the shared password link to the first user so that the first user can provide the shared password link to the second user.

19. The apparatus of claim 18, wherein the user information of the first user comprises:

the first user comprises one or any combination of a customer number, a mobile phone number, identity information and a bank account number.

20. The apparatus of claim 18, wherein the first password link processing module is specifically configured to:

and splicing the sharing password and the mobile phone bank link address according to a predefined rule to obtain a sharing password link.

21. The apparatus of claim 18, further comprising:

the first verification module is used for verifying the sharing parameters before the second sharing parameter sending module sends the sharing parameters to the bank background server;

the second sharing parameter sending module is specifically configured to:

and after the first checking module checks the sharing parameters, sending the sharing parameters to the bank background server.

22. The mobile banking sharing processing device is applied to mobile banking of a second user, and comprises:

the mobile phone bank call-up module is used for receiving a mobile phone bank call-up request submitted by a second user after the second user receives the sharing password link provided by the first user; the sharing password link is carried in the mobile banking call-up request; calling up a mobile phone bank for a second user;

the second password link processing module is used for analyzing the sharing password from the sharing password link; and sending the sharing password to a bank background server to supply the bank background server with the following functions: acquiring a sharing parameter according to the random character string in the sharing password and the mapping relation between the sharing parameter and the random character string; the sharing parameters comprise user information of the first user, shared content identification and sharing jump parameters;

the second sharing parameter receiving module is used for receiving sharing parameters fed back by the bank background server;

and the sharing parameter processing module is used for displaying the shared content to the second user according to the identifier of the shared content in the sharing parameter and the sharing jump parameter.

23. The apparatus of claim 22, wherein the cell phone bank call-up module is specifically configured to:

and receiving a mobile phone bank call request submitted by a second user through a WeChat, a browser, a short message or a mobile phone application program.

24. The apparatus as recited in claim 22, further comprising:

the second checking module is used for checking the sharing parameters before the sharing parameter processing module shows the sharing contents to the second user according to the identification of the sharing contents in the sharing parameters and the sharing skip parameters;

the sharing parameter processing module is specifically configured to:

and after the second check module checks the sharing parameters, displaying the sharing contents to the second user according to the identification of the sharing contents in the sharing parameters and the sharing jump parameters.

25. The apparatus of claim 24, wherein the second check module is specifically configured to:

the format, and/or validity period of the sharing parameters are checked.

26. The apparatus of claim 22, wherein the sharing parameter processing module is specifically configured to:

determining a link address of the shared content according to the sharing jump parameter;

and displaying the shared content to the second user according to the link address and the identification of the shared content.

27. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 13 when executing the computer program.

28. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any one of claims 1 to 13.

29. A computer program product, characterized in that the computer program product comprises a computer program which, when being executed by a processor, carries out the method of any one of claims 1 to 13.

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