CN115206034A - Bank card data processing method and device, terminal equipment and storage medium - Google Patents
Bank card data processing method and device, terminal equipment and storage medium Download PDFInfo
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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Abstract
The application discloses a bank card data processing method, a bank card data processing device, terminal equipment and a storage medium, which can be applied to the field of chips or the field of finance. The service terminal determines that the bank card comprises a safe storage space according to the read information of the bank card; if the first verification information input by the user is determined to be matched with the preset first password, displaying a first operation page comprising a determination key for entering the safe storage space to the user; responding to the triggering operation of the user on the determination key, and determining that second verification information input by the user is matched with a preset second password; and entering a secure storage space, displaying a second operation page comprising an execution key to a user, and responding to the triggering operation of the user on the execution key to process the data in the secure storage space. The bank card storage system and the bank card storage method have the advantages that the independent safe storage space and the double verification are arranged, and the safety of bank card storage can be improved to a certain extent.
Description
Technical Field
The application relates to the field of chips, in particular to a bank card data processing method and device, terminal equipment and a storage medium.
Background
With the improvement of the social living standard, the storage mode of selecting the assets is more and more important. Currently, cash storage, bankbook storage, bank card storage and the like are common storage modes.
The bank card storage mode that can conveniently draw the asset is popular. However, the security of the storage method using the bank card is low, and the property security of the user cannot be guaranteed.
Disclosure of Invention
In view of this, the present application provides a method and an apparatus for processing data of a bank card, a terminal device, and a storage medium, which can improve security of storage of the bank card.
In order to solve the above problems, the technical solution provided by the present application is as follows:
in a first aspect, the present application provides a method for processing data of a bank card, where the method is applied to a service terminal, and the method includes:
reading information of the bank card and displaying a first verification page;
determining that the bank card comprises a safe storage space according to the information of the bank card;
acquiring first verification information input by a user on the first verification page;
determining that the first verification information is matched with a preset first password;
displaying a first operation page to a user, wherein the first operation page comprises a confirming key for entering a safe storage space;
responding to the triggering operation of the user on the determined key, and displaying a second verification page;
acquiring second verification information input by the user on the second verification page;
determining that the second verification information is matched with a preset second password;
displaying a second operation page to a user, wherein the second operation page comprises an execution key for processing the data of the safe storage space;
and responding to the triggering operation of the user on the execution key, and processing the data in the safe storage space.
In one possible implementation manner, the determining that the bank card includes the secure storage space according to the information of the bank card includes:
in response to determining that the card number of the bank card is a pre-identified card number, determining that the bank card includes a secure storage space.
In one possible implementation manner, the determining that the bank card includes the secure storage space according to the information of the bank card includes:
acquiring the corresponding relation between the secure storage space and the card number of the bank card;
and determining that the bank card comprises a safe storage space according to the corresponding relation and the card number of the bank card.
In one possible implementation manner, the executing key includes an inquiring key, and the processing data in the secure storage space includes:
and responding to the triggering of the query key, and querying the data of the safe storage space.
In one possible implementation manner, the executing key includes a depositing and withdrawing key, and the processing the data in the secure storage space includes:
acquiring an operation instruction input by the user on the second operation page, wherein the operation instruction comprises a target fund amount;
and responding to the triggering of the operation instruction and the depositing and withdrawing key, and processing the data of the safe storage space according to the target fund amount.
In a second aspect, the present application provides a bank card data processing apparatus, where the apparatus is applied to a service terminal, and the apparatus includes:
the reading and displaying module is used for reading information of the bank card and displaying a first verification page;
the first determining module is used for determining that the bank card comprises a safe storage space according to the information of the bank card;
the first acquisition module is used for acquiring first verification information input by a user on the first verification page;
the second determining module is used for determining that the first verification information is matched with a preset first password;
the first display module is used for displaying a first operation page to a user, wherein the first operation page comprises a determination key for entering a secure storage space;
the display module is used for responding to the triggering operation of the user on the determined key and displaying a second verification page;
the second acquisition module is used for acquiring second verification information input by the user on the second verification page;
the third determining module is used for determining that the second verification information is matched with a preset second password;
the second display module is used for displaying a second operation page to a user, wherein the second operation page comprises an execution key for processing the data in the safe storage space;
and the processing module is used for responding to the triggering operation of the user on the execution key to process the data in the safe storage space.
In a possible implementation manner, the information of the bank card includes a card number of the bank card, and the first determining module is specifically configured to: in response to determining that the card number of the bank card is a pre-identified card number, determining that the bank card includes a secure storage space.
In a possible implementation manner, the information of the bank card includes a card number of the bank card, and the first determining module is specifically configured to: and acquiring the corresponding relation between the secure storage space and the card number of the bank card, and determining that the bank card comprises the secure storage space according to the corresponding relation and the card number of the bank card.
In a possible implementation manner, the execution key includes an inquiry key, and the processing module is configured to process data in the secure storage space, and includes:
and the processing module is used for responding to the triggering of the query key and querying the data of the safe storage space.
In one possible implementation manner, the execution key includes a deposit and withdrawal key, and the processing module is configured to process data in the secure storage space, and includes:
the processing module is used for acquiring an operation instruction input by the user on the second operation page, wherein the operation instruction comprises a target fund amount, and processing the data of the safe storage space according to the target fund amount in response to triggering the operation instruction and the deposit and withdrawal key.
In a third aspect, an embodiment of the present application provides a terminal device, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is for storing one or more programs, the one or more programs comprising instructions, which when executed by the processor, cause the processor to perform the method of the first aspect.
In a fourth aspect, an embodiment of the present application provides a computer-readable storage medium storing instructions that, when executed on a terminal device, cause the terminal device to perform the method of the first aspect.
Therefore, the application has the following beneficial effects:
in the method, the device, the terminal equipment and the storage medium for processing the bank card data provided by the embodiment of the application, the service terminal can read the information of the bank card and display a first verification page; determining that the bank card comprises a safe storage space according to the information of the bank card; acquiring first verification information input by a user on the first verification page; when the first verification information is determined to be matched with a preset first password; displaying a first operation page to a user, wherein the first operation page comprises a determination key for entering a safe storage space; responding to the triggering operation of the user on the determined key, and displaying a second verification page; acquiring second verification information input by the user on the second verification page; when the second verification information is determined to be matched with a preset second password; displaying a second operation page to a user, wherein the second operation page comprises an execution key for processing the data of the safe storage space; and responding to the triggering operation of the user on the execution key, and processing the data in the safe storage space. According to the bank card data processing method, the independent safe storage space is set, the first verification information and the second verification information pass authentication, data in the safe storage space can be processed, and the storage safety of the bank card is improved to a certain extent.
Drawings
Fig. 1 is a flowchart of a method for processing bank card data according to an embodiment of the present disclosure;
fig. 2 is a block diagram of a bank card data processing apparatus according to an embodiment of the present disclosure.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
In this application, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrases "comprising a," "8230," "8230," or "comprising" does not exclude the presence of additional like elements in a process, method, article, or apparatus that comprises the element.
The inventor has found that money in the bank card can be transferred out only by using a payment code after the bank card is inserted into the self-service deposit and withdrawal machine. The bank card storage mode has low safety, and the fund loss of a user is easily caused under the condition that the payment password is leaked.
Based on this, in the bank card data processing method and apparatus, the terminal device and the storage medium provided in the embodiments of the present application, the service terminal can trigger the key entering the secure storage space after determining that the first verification information input by the user matches the preset first password, and can enter the secure storage space and process the data in the secure storage space only after determining that the second verification information input by the user matches the preset second password. Therefore, the independent safe storage space is set, the data in the safe storage space can be processed only by authenticating the first verification information and the second verification information, and the storage safety of the bank card is improved to a certain extent.
In order to facilitate understanding of the technical solutions provided in the embodiments of the present application, a method, an apparatus, a terminal device, and a storage medium for processing bank card data provided in the embodiments of the present application are described below with reference to the accompanying drawings.
First, it should be noted that the bank card data processing method provided in the embodiment of the present application is applied to a terminal device. The terminal equipment includes but is not limited to a self-service teller machine. Referring to fig. 1, fig. 1 is a flowchart of a method for processing bankcard data according to an embodiment of the present application, where the method includes S101 to S110:
s101: reading information of the bank card and displaying a first verification page.
After the bank card is inserted into the terminal equipment, the terminal equipment reads information of the bank card through a chip of the bank card and displays a first verification page entering a normal storage space of the chip of the bank card. The first verification page may include a login page for a user to enter a normal storage space of the bank card chip. The bank card information may include a card number of a bank card, or a serial number of the bank card, etc. In the embodiment of the present application, a specific manner for reading information of a bank card by a terminal device is not limited.
S102: and determining that the bank card comprises a safe storage space according to the information of the bank card.
After reading the information of the bank card, the terminal device needs to determine whether the bank card contains a secure storage space other than a normal storage space. The embodiment of the present application provides two specific implementation manners for determining that the bank card includes the secure storage space according to the information of the bank card, which are specifically referred to below.
In a possible implementation manner, before determining that the bank card contains a secure storage space, it is further required to verify whether the terminal device can perform an operation of entering the secure storage space. First, the number of the terminal device for reading the information of the bank card (referred to simply as a target number) and the number database of the terminal device allowed to access the secure storage space are acquired. If the target number exists in the number database, the terminal equipment is indicated to have the authority of reading the safe storage space, a determining key for entering the safe storage space can be displayed on the terminal equipment, and data in the safe storage space can be processed. If the target number does not exist in the number database, the terminal equipment does not have the authority of reading the safe storage space, only the normal storage space can be displayed on the terminal equipment, and the determination key for entering the safe storage space cannot be displayed. In the embodiment of the application, the mode of determining whether the terminal device has the authority to enter the secure storage space is not limited, and the mode can be selected according to actual requirements. The special terminal equipment is arranged to be capable of entering the safe storage space, and if the condition that the card is lost or the password is cracked exists, the safety of bank card storage is improved to a certain extent.
In a possible implementation manner, not all users can open the secure storage space service, and only users on the white list of the banking system can open the secure storage space service of the bank card under their name. Therefore, before using the secure storage space service, a white list of a bank system and the personal information of the user need to be acquired, information may be acquired from a server, or information may be derived from a terminal device, and an information acquisition manner is not limited in this embodiment of the application. Then, whether information matched with the personal information of the user is included in the white list or not is judged. And if the white list comprises information matched with the personal information of the user, selecting part of the space from the normal storage space of the bank card chip to encrypt to be used as a safe storage space. It can be understood that, in order to ensure the validity of the account, a maximum limit is set for the amount of funds that can be stored in the secure storage space, and the specific value of the maximum limit is not limited herein and may be set according to actual requirements.
S103: and acquiring first verification information input by a user on the first verification page.
After the terminal device reads the information of the bank card, a first verification page is displayed on a terminal interface, and a user can input first verification information through the terminal interface. It is understood that the first verification information is information entered by the user to enter the normal storage space of the bank card, and may include letters, and/or numbers, and/or symbols, and the specific form of the first verification information is not limited in the embodiments of the present application.
S104: and determining that the first verification information is matched with a preset first password.
And each bank card is provided with a first password entering the normal storage space of the bank card, if the first verification information input by the user is the same as the first password, verification success information is displayed on a terminal interface, and the step S105 is skipped. And if the first verification information input by the user is different from the first password, displaying verification error information on the terminal interface. It will be appreciated that if the user enters the first authentication information a plurality of consecutive times, which is different from said first password, the bank card is locked.
S105: and displaying a first operation page to a user, wherein the first operation page comprises a determination key for entering a safe storage space.
And displaying a first operation page to the user after the verification success information is displayed on the terminal interface. The user can perform operations on the operation page, such as: and extracting the fund of the normal storage space, storing the fund into the normal storage space, checking personal information and the like. If the bank card comprises a secure storage space and a second password is set for the storage space, the first operation page displayed to the user can also comprise a determination key for entering the secure storage space, and the operation for entering the secure storage space is triggered through the case. It is to be understood that the entry into the secure storage space may also be triggered by setting a specific gesture, which is not specifically limited in this application embodiment.
S106: and responding to the triggering operation of the user on the determined key, and displaying a second verification page.
After the user is triggered to enter the secure storage space, in order to ensure the security of the secure storage space, it is also necessary to verify whether the user can successfully enter the secure storage space. And displaying a second oculopathy page on the terminal equipment, wherein the second verification page can comprise a login page for a user to enter the safe storage space.
In a possible implementation manner, if the user does not set a password for entering the secure storage space when transacting the secure storage space service, the user directly enters the secure storage space in response to triggering a key for entering the secure storage space.
S107: and acquiring second verification information input by the user on the second verification page.
For the displayed second authentication page, the user needs to enter second authentication information thereon. It is understood that the second authentication information is information entered by the user to enter the secure storage space, and may include letters, and/or numbers, and/or symbols, and the specific form of the second authentication information is not limited in the embodiments of the present application.
S108: and determining that the second verification information is matched with a preset second password.
And constructing a safe storage space on the bank card capable of opening the safe storage space service, correspondingly setting a second password entering the safe storage space for the safe storage space on each bank card, displaying verification success information on a terminal interface if the second verification information input by the user is the same as the second password, and skipping to the step S109. And if the second verification information input by the user is different from the second password, displaying verification error information on the terminal interface. It will be appreciated that if the user inputs the second authentication information a plurality of consecutive times, which is different from said second password, the bank card is locked.
S109: and displaying a second operation page to the user, wherein the second operation page comprises an execution key for processing the data in the safe storage space.
And after the verification success information is displayed on the terminal interface, a second operation page is displayed to the user, and the user can operate on the operation page. The execution keys on the second operation page can comprise an inquiry key and can also comprise a deposit and withdrawal key, and the user selects different types of execution keys according to the requirement of the user.
S110: and responding to the triggering operation of the user on the execution key, and processing the data in the safe storage space.
In one possible implementation manner, when a user triggers an inquiry key, the data of the safe storage space is inquired in response to triggering the inquiry key. The data of the safe storage space can include current balance, transaction data, personal private information and the like, the data which can be inquired in the safe storage space is not limited in the embodiment of the application, and a user can set an inquiring range according to own requirements. For example, user a considers the personal contact number to be private information, and stores the personal contact number in the secure private space.
In a possible implementation manner, when a user triggers a deposit and withdrawal button, an operation instruction input by the user on the second operation page is acquired, where the operation instruction may include a target fund amount; and responding to the triggering of the operation instruction and the depositing and withdrawing key, and processing the data of the safe storage space according to the target fund amount. The data of the secure storage space is processed, for example, funds of the normal storage space are transferred into the secure storage space, funds of the secure storage space are transferred into the normal storage space, funds of the secure storage space are extracted by cash, and cash is stored in the secure storage space.
Based on the related contents of S101 to S110, it is determined that the bank card has a secure storage space, it is verified whether the first verification information input by the user matches the first password, on the basis that the first verification information matches the first password, a key entering the secure storage space is triggered, it is verified whether the second verification information input by the user matches the second password, and when it is determined that the second verification information matches the second password, the data in the secure storage space can be processed through an execution key on the page. Based on independent safe storage space and dual information verification, the safety of bank card storage can be improved to a certain extent.
The following embodiments of the present application provide two specific implementation manners for determining that the bank card includes a secure storage space according to the information of the bank card.
In one possible implementation manner, the determining that the bank card includes the secure storage space according to the information of the bank card includes: in response to determining that the card number of the bank card is a pre-identified card number, determining that the bank card includes a secure storage space. It will be appreciated that the server of the terminal device stores a card number which has been marked, the marked card number indicating that the bank card has secure storage space. After the card number of the bank card is obtained, if the card number is the marked key card number, the bank card is indicated to have a safe storage space. In the embodiment of the present application, the card number is not limited to be used as the marking content, and the bank card may also be provided with a special identifier for identification.
In another possible implementation manner, the determining that the bank card includes a secure storage space according to the information of the bank card includes: acquiring the corresponding relation between the secure storage space and the card number of the bank card; and determining that the bank card comprises a safe storage space according to the corresponding relation and the card number of the bank card. In this embodiment, the server may obtain the card numbers of all the bank cards having the secure storage space, that is, the correspondence between the card numbers of the bank cards and the secure storage space, and if the card number of the currently read bank card is identified in the correspondence, it indicates that the currently read bank card has the secure storage space.
The specific form of the information of the bank card is not limited in the application, and the information of the bank card is only a unique identifier of each bank card.
As an example, if the user exists on the white list, whether to activate the secure storage space service is selected according to the requirement. And if the bank card is opened, selecting partial space from the normal storage space of the bank card of the user as a safe storage space. The user may choose whether to encrypt the secure storage space. If the encryption is not needed, the bank card can directly enter the safe storage space after being read. If the bank card is encrypted, the bank card can enter the safe storage space after being read and password verification is needed. When a user needs to process data in the safe storage space on the self-service deposit and withdrawal machine, the bank card needs to be inserted into the self-service deposit and withdrawal machine. The data in the secure storage space may include a balance, a transaction record, and may also include personal private information. After the self-service deposit and withdrawal machine reads the bank card, the user is required to input first verification information, and when the first verification information is the same as the first password, the user can enter a normal storage space of the bank card. If the user needs to enter the secure storage space, the user needs to trigger a key for entering the secure storage space and correctly input second verification information for accessing the secure storage space to enter the secure storage space. After entering the safe storage space, the corresponding execution key for processing the data of the safe storage space can inquire information, and can also transfer the balance in the safe storage space out, store cash in, and transfer the balance in the normal storage space into the safe private space. The balance in the safe storage space has the maximum limit value so as to guarantee the legality of the account.
By constructing a safe storage space and performing double verification, the storage safety of the bank card is improved to a certain extent.
It should be noted that the bank card data processing method, device, terminal device and storage medium provided by the present application may be used in the chip field or the financial field. The foregoing is merely an example, and does not limit the application fields of the method, the apparatus, the terminal device and the storage medium for processing the bank card data provided in the present application.
The embodiment of the present application provides a method for processing data of a bank card based on the foregoing. Next, a bank card data processing device provided in an embodiment of the present application is described, where the device executes the method shown in fig. 1, and next, a function of the bank card data processing device is described, a block diagram of a structure of the bank card data processing device is shown in fig. 2, where the device is applied to a service terminal, and the device includes:
the reading and displaying module 201 is used for reading information of the bank card and displaying a first verification page;
the first determining module 202 is configured to determine that the bank card includes a secure storage space according to information of the bank card;
a first obtaining module 203, configured to obtain first verification information input by a user on the first verification page;
a second determining module 204, configured to determine that the first verification information matches a preset first password;
a first presentation module 205, configured to present a first operation page to a user, where the first operation page includes a determination key for entering a secure storage space;
a display module 206, configured to display a second verification page in response to the user triggering the determination key;
a second obtaining module 207, configured to obtain second verification information input by the user on the second verification page;
a third determining module 208, configured to determine that the second verification information matches a preset second password;
a second display module 209, configured to display a second operation page to the user, where the second operation page includes an execution key for processing data in the secure storage space;
and the processing module 210 is configured to process the data in the secure storage space in response to the user triggering the execution key.
In a possible implementation manner, the information of the bank card includes a card number of the bank card, and the first determining module 202 is specifically configured to:
in response to determining that the card number of the bank card is a pre-identified card number, determining that the bank card includes a secure storage space.
In a possible implementation manner, the information of the bank card includes a card number of the bank card, and the first determining module 202 is specifically configured to:
acquiring the corresponding relation between the secure storage space and the card number of the bank card;
and determining that the bank card comprises a safe storage space according to the corresponding relation and the card number of the bank card.
In a possible implementation manner, the execution key includes an inquiry key, and the processing module 210 is configured to process data in the secure storage space, and includes:
and the processing module 210 is configured to query the data of the secure storage space in response to triggering the query key.
In a possible implementation manner, the execution key includes a deposit and withdrawal key, and the processing module 210 is configured to process data in the secure storage space, and includes:
the processing module 210 is configured to acquire an operation instruction input by the user on the second operation page, where the operation instruction includes a target fund amount, and process the data of the secure storage space according to the target fund amount in response to triggering the operation instruction and the deposit and withdrawal button.
According to the bank card data processing device provided by the embodiment of the application, the reading module is used for reading information of a bank card; the first determining module is used for determining that the bank card comprises a safe storage space according to the information of the bank card; the first display module is used for displaying a first verification page; the first obtaining module is used for obtaining first verification information input by a user on the first verification page; the second determining module is used for determining that the first verification information is matched with a preset first password; the first display module is used for displaying a first operation page to a user, wherein the first operation page comprises a determination key for entering a secure storage space; the second display module is used for responding to the triggering operation of the user on the determined key and displaying a second verification page; the second acquisition module is used for acquiring second verification information input by the user on the second verification page; the third determining module is used for determining that the second verification information is matched with a preset second password; the second display module is used for displaying a second operation page to the user, wherein the second operation page comprises an execution key for processing the data in the secure storage space; and the processing module is used for responding to the triggering operation of the user on the execution key to process the data in the safe storage space. The device disclosed by the embodiment of the application is provided with the independent safe storage space, the first verification information and the second verification information pass authentication, the data in the safe storage space can be processed, and the safety of bank card storage is improved to a certain extent.
Based on the bank data processing method applied to the terminal device provided by the embodiment of the method, the embodiment of the application further provides the terminal device, which comprises the following steps: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is for storing one or more programs, the one or more programs including instructions, which when executed by the processor, cause the processor to perform a bank data processing method applied to a terminal device.
Based on the bank data processing method applied to the terminal device provided by the method embodiment, the embodiment of the application provides a computer-readable storage medium, the computer-readable storage medium stores instructions, and when the instructions are run on the terminal device, the terminal device is enabled to execute the bank data processing method applied to the terminal device.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, the apparatus or apparatus embodiments, since they are substantially similar to the method embodiments, are described in relative simplicity, and reference may be made to some of the description of the method embodiments for related points. The above-described apparatuses and apparatus embodiments are merely illustrative, wherein the units described as separate parts may or may not be physically separate, and the parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement without inventive effort.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A bank card data processing method is characterized in that the method is applied to a service terminal, and the method comprises the following steps:
reading information of the bank card and displaying a first verification page;
determining that the bank card comprises a safe storage space according to the information of the bank card;
acquiring first verification information input by a user on the first verification page;
determining that the first verification information is matched with a preset first password;
displaying a first operation page to a user, wherein the first operation page comprises a determination key for entering a safe storage space;
responding to the triggering operation of the user on the determined key, and displaying a second verification page;
acquiring second verification information input by the user on the second verification page;
determining that the second verification information is matched with a preset second password;
displaying a second operation page to a user, wherein the second operation page comprises an execution key for processing the data of the safe storage space;
and responding to the triggering operation of the user on the execution key, and processing the data in the safe storage space.
2. The method of claim 1, wherein the information of the bank card comprises a card number of the bank card, and the determining that the bank card comprises a secure storage space according to the information of the bank card comprises:
in response to determining that the card number of the bank card is a pre-identified card number, determining that the bank card includes a secure storage space.
3. The method of claim 1, wherein the information of the bank card comprises a card number of the bank card, and the determining that the bank card comprises a secure storage space according to the information of the bank card comprises:
acquiring the corresponding relation between the secure storage space and the card number of the bank card;
and determining that the bank card comprises a safe storage space according to the corresponding relation and the card number of the bank card.
4. The method of claim 1, wherein the execution of the key comprises an inquiry key, and wherein the processing of the data in the secure storage space comprises:
and responding to the triggering of the query key, and querying the data of the safe storage space.
5. The method of claim 1, wherein the execution key comprises a deposit and withdrawal key, and wherein processing the data in the secure storage space comprises:
acquiring an operation instruction input by the user on the second operation page, wherein the operation instruction comprises a target fund amount;
and responding to the triggering of the operation instruction and the depositing and withdrawing key, and processing the data of the safe storage space according to the target fund amount.
6. A bank card data processing device is characterized in that the device is applied to a service terminal, and the device comprises:
the reading module is used for reading the information of the bank card;
the first determining module is used for determining that the bank card comprises a safe storage space according to the information of the bank card;
the first display module is used for displaying a first verification page;
the first acquisition module is used for acquiring first verification information input by a user on the first verification page;
the second determining module is used for determining that the first verification information is matched with a preset first password;
the first display module is used for displaying a first operation page to a user, wherein the first operation page comprises a determination key for entering a secure storage space;
the second display module is used for responding to the triggering operation of the user on the determined key and displaying a second verification page;
the second acquisition module is used for acquiring second verification information input by the user on the second verification page;
the third determining module is used for determining that the second verification information is matched with a preset second password;
the second display module is used for displaying a second operation page to the user, and the second operation page comprises an execution key for processing the data in the safe storage space;
and the processing module is used for responding to the triggering operation of the user on the execution key to process the data in the safe storage space.
7. The apparatus of claim 6, wherein the information of the bank card includes a card number of the bank card, and the first determining module is specifically configured to: determining that the bank card comprises a secure storage space in response to determining that the card number of the bank card is a pre-identified card number.
8. The apparatus of claim 6, wherein the information of the bank card includes a card number of the bank card, and the first determining module is specifically configured to: and acquiring the corresponding relation between the secure storage space and the card number of the bank card, and determining that the bank card comprises the secure storage space according to the corresponding relation and the card number of the bank card.
9. A terminal device, comprising: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is to store one or more programs, the one or more programs comprising instructions, which when executed by the processor, cause the processor to perform the method of any of claims 1-5.
10. A computer-readable storage medium storing instructions that, when executed on a terminal device, cause the terminal device to perform the method of any one of claims 1-5.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202210839667.5A CN115206034B (en) | 2022-07-15 | 2022-07-15 | Bank card data processing method and device, terminal equipment and storage medium |
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| CN202210839667.5A CN115206034B (en) | 2022-07-15 | 2022-07-15 | Bank card data processing method and device, terminal equipment and storage medium |
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| CN115206034B (en) | 2024-07-02 |
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