CN114897494A - Data processing method, data processing platform and corresponding network arbitration system - Google Patents

Abstract

The invention provides a data processing method, which is used for a corresponding data processing platform to process arbitration case data sent to an arbitration mechanism, and comprises the following steps: setting a data reading rule for performing data reading operation on the arbitration case data; acquiring a data reading rule of the selected first rule priority, and reading data key data in the arbitration case data by using a rule expression of the data reading rule of the selected first rule priority; determining the type of the read key data of the data, which accords with the corresponding data reading rule; determining that the key data of the data corresponding to the data reading rule with rule matching correlation is consistent; synthesizing the read key data of the data to submit case data, and verifying the integrity of the submitted case data; if the verification fails, prompting an error; if the verification is passed, the submitted case data is generated according to the preset normalization template and is sent to the corresponding arbitration mechanism.

Description

Data processing method, data processing platform and corresponding network arbitration system

The present application is a divisional application of a patent application having a patent application number of "202210195753.7" filed on "03/02/2022 entitled" network arbitration system, network arbitration method, and storage medium ".

Technical Field

The present invention relates to the field of internet, and in particular, to a data processing method, a data processing platform, and a corresponding network arbitration system.

Background

In recent years, with the rapid development of internet finance, emerging financial modes are continuously increased, but the financial modes are not standardized, credit investigation systems are incomplete, and loss of legal regulations brings higher capital risks, so that internet financial disputes are easily caused.

The existing internet financial disputes often involve a bank institution end for dealing with bad assets, an arbitration institution end for dealing with disputes and an law institution end for executing adjudication. When financial disputes are handled, the banking institution terminal needs to prepare arbitration data of clients corresponding to the bad assets according to the requirements of the arbitration institution terminal, and sends the arbitration result of the arbitration institution to the corresponding law institution terminal for execution.

Here, the bank institution end needs to perform efficient communication and data processing with the arbitration institution end, the law institution end, and even the court institution end, so that the corresponding disputes can be solved quickly, conveniently, and reliably.

Therefore, it is necessary to develop a data processing method, a data processing platform and a corresponding network arbitration system to improve the wind control processing capability of the banking institution, reduce the business risk of the banking institution, and improve the efficiency of the banking institution in the network arbitration processing.

Disclosure of Invention

The invention provides a data processing method, a data processing platform and a corresponding network arbitration system capable of improving network arbitration processing efficiency of a poor asset mechanism end, and aims to solve the technical problems of poor wind control processing capacity, high service risk and low network arbitration processing efficiency of a bank mechanism end in the conventional network arbitration service.

The embodiment of the invention provides a data processing method, which is used for a corresponding data processing platform to process arbitration case data sent to an arbitration mechanism and comprises the following steps:

s101, setting a data reading rule for performing data reading operation on the arbitration case data, wherein the data reading rule comprises a rule name, a data key data type, a rule expression, an arbitration case data type, rule matching association and a rule priority; the rule names of different data reading rules related to rule matching are the same;

s102, obtaining the data reading rule of the selected first rule priority, and reading data key data in the arbitration case data by using the rule expression of the data reading rule of the selected first rule priority;

s103, determining the key data type of the data read in the step S102 to accord with the corresponding data reading rule; determining that the key data of the data corresponding to the data reading rule with rule matching correlation is consistent;

s104, synthesizing the read key data of the data into case data to be submitted, and verifying the integrity of the case data to be submitted;

s105, if the verification fails, selecting the data reading rule with the second rule priority, and reading the data key data in the arbitration case data by using the rule expression of the data reading rule with the selected second rule priority; wherein the second rule priority is lower than the first rule priority; if the verification is passed, generating submitted case data according to a preset normalization template, and sending the submitted case data to a corresponding arbitration mechanism;

s106, determining the data key data type of the data key data read in the step S105 according to the corresponding data reading rule;

s107, supplementing the key data of the data read in the step S105 into the submitted case data, and verifying the integrity of the submitted case data;

s108, if the verification fails, prompting an error; if the verification is passed, the submitted case data is generated according to the preset normalization template and is sent to the corresponding arbitration mechanism.

In the data processing method of the present invention, the supplementing the critical data of the document read in step S105 to the submitted case data specifically includes:

if the submitted case data does not have the same type of data key data, supplementing the data key data read in the step S105 into the submitted case data; if the submitted case data contains the same type of data key data, the submitted case data is not subjected to supplementary operation.

In the data processing method of the present invention, the rule expression is a context-based data reading rule.

The invention also provides a data processing platform for processing arbitration case data sent by a bad asset mechanism to an arbitration mechanism, wherein the data processing platform comprises:

the rule setting unit is used for setting a data reading rule for reading data of the arbitration case data; the data reading rule comprises a rule name, a data key data type, a rule expression, an arbitration case data type, a rule matching association and a rule priority;

the data reading and verifying unit is used for reading data key data from the arbitration case data according to the data reading rule; synthesizing the key data of the data into case data to be submitted, and verifying the integrity of the case data to be submitted; and

and the normalization unit is used for generating the submitted case data according to a preset normalization template and sending the submitted case data to a corresponding arbitration mechanism when the submitted case data passes verification.

In the data processing platform of the present invention, the data critical data is read from the arbitration case data according to the data reading rule; synthesizing the critical data of the data into case data to be submitted, and verifying the completeness and accuracy of the case data to be submitted comprises the following steps:

s201, obtaining a data reading rule of a selected first rule priority, and reading data key data in the arbitration case data by using a rule expression of the data reading rule of the selected first rule priority;

s202, determining the data key data read in the step S201 to accord with the data key data type of the corresponding data reading rule; determining that the key data of the data corresponding to the data reading rule with rule matching correlation is consistent;

s203, synthesizing the read key data of the data to submit case data, and verifying the integrity of the submitted case data;

s204, if the verification fails, selecting the data reading rule with the second rule priority, and reading the data key data in the arbitration case data by using the rule expression of the data reading rule with the selected second rule priority;

s205, determining the data key data read in the step S204 to accord with the data key data type of the corresponding data reading rule;

s206, supplementing the critical data of the data read in the step S204 into the submitted case data, and verifying the integrity of the submitted case data;

s207, if the verification fails, an error is prompted; if the verification is passed, the normalization unit is switched to generate the submitted case data, and the submitted case data is sent to the corresponding arbitration mechanism.

The present invention also provides a network arbitration system, which comprises:

the system comprises a bad asset mechanism module, a bad asset mechanism module and a management module, wherein the bad asset mechanism module is arranged at a bad asset mechanism end and used for generating arbitration case data according to bad service data;

the data processing platform of the preceding claim, configured to receive the arbitrated case data, and to verify and normalize the arbitrated case data to generate submitted case data;

the arbitration mechanism module is arranged at the arbitration mechanism end and used for receiving submitted case data, and examining and managing the submitted case data based on a preset arbitration flow so as to generate and send an arbitration result of the submitted case data to the data processing platform; and

and the law institute mechanism module is arranged at a law institute end and used for receiving the resolution result of the submitted case data and sending the resolution result to a court agency to execute the resolution result.

In the network arbitration system according to the present invention, the bad asset agency module includes:

the evidence chain setting unit is used for setting evidence chains of different types of arbitration case data;

the evidence input unit is used for inputting the bad business data into a corresponding evidence chain to form corresponding arbitration case data; the bad business data comprises business contract information, applicant information, information of an applicant, money depositing voucher information, transaction condition description information and an arbitration mechanism;

the display unit is used for displaying the arbitration case data; the arbitration case data comprises applicant information, case numbers, service type numbers, case storage time, case states and applicant information; and

and the submitting unit is used for submitting the arbitration case data to the data processing platform.

In the network arbitration system according to the present invention, the arbitration mechanism module includes:

the case accepting unit is used for receiving and submitting case data;

the case filing unit is used for distributing case numbers and batch numbers to submitted case data and generating case filing information according to the submitted case data; then feeding back the case number, the batch number and the plan information to a data processing platform;

the case management unit is used for setting an arbitrator, a family time, a family place and a case state corresponding to the submitted case data; generating a court paperwork according to submitted case data in the submitted case data; and generating a resolution result according to the arbitration document corresponding to the submitted case data.

In the network arbitration system, the case filing unit is used for distributing the same or similar batch numbers to the submitted case data submitted by the same bad asset organization end in the same time period;

and the case management unit is used for generating the group court documents and the judgment results in batches according to the batch numbers.

In the network arbitration system of the present invention, the batch number is the acceptance time for submitting case data.

Compared with the prior art, the network arbitration system realizes interconnection of the bad asset mechanism end, the arbitration mechanism end and the law mechanism end through the data processing platform, realizes automatic arrangement and sending of arbitrated case information, submitted case information and arbitration results, and improves the network arbitration processing efficiency of the bad asset mechanism end; the technical problems that the wind control processing capacity of a bank mechanism end is poor, the business risk is high and the network arbitration processing efficiency is low in the conventional network arbitration business are effectively solved.

Drawings

FIG. 1 is a schematic diagram of a network arbitration system according to an embodiment of the present invention;

FIG. 2 is a block diagram of a bad asset authority module of an embodiment of the network arbitration system of the present invention;

FIG. 3 is a block diagram of a data processing platform according to an embodiment of the network arbitration system of the present invention;

FIG. 4 is a block diagram of an arbitration mechanism module of an embodiment of the network arbitration system of the present invention;

5 a-5 f are schematic diagrams of the bad asset organization module generating arbitration case data in the network arbitration system according to the present invention;

FIGS. 6 a-6 c are schematic diagrams illustrating the process of generating submitted case data by the data processing platform of the network arbitration system according to the present invention;

FIG. 7 is a flowchart illustrating a data processing platform generating submitted case data according to an embodiment of the network arbitration system of the present invention;

FIGS. 8 a-8 f are schematic diagrams illustrating the process of generating arbitration results by the arbitration mechanism module of the network arbitration system according to the present invention;

FIG. 9 is a flow chart of an embodiment of a network arbitration method of the present invention;

fig. 10 is a schematic diagram of an operating environment structure of an electronic device in which each module of the network arbitration system is located according to the present invention.

Detailed Description

Referring to the drawings, wherein like reference numbers refer to like elements, the principles of the present invention are illustrated as being implemented in a suitable computing environment. The following description is based on illustrated embodiments of the invention and should not be taken as limiting the invention with regard to other embodiments that are not detailed herein.

In the description that follows, embodiments of the invention are described with reference to steps and symbols of operations performed by one or more computers, unless otherwise indicated. It will thus be appreciated that those steps and operations, which are referred to herein several times as being computer-executed, include being manipulated by a computer processing unit in the form of electronic signals representing data in a structured form. This manipulation transforms the data or maintains it at locations in the computer's memory system, which may reconfigure or otherwise alter the computer's operation in a manner well known to those skilled in the art. The data maintains a data structure that is a physical location of the memory that has particular characteristics defined by the data format. However, while the principles of the invention have been described in language specific to above, it is not intended to be limited to the specific details shown, since one skilled in the art will recognize that various steps and operations described below may be implemented in hardware.

The modules in the network arbitration method and the network arbitration system can be arranged in any electronic equipment and are used for data processing and data interaction of a bad asset mechanism end, a data processing platform, an arbitration mechanism end and a law mechanism end. The electronic devices include, but are not limited to, wearable devices, head-worn devices, medical health platforms, personal computers, server computers, hand-held or laptop devices, mobile devices (such as mobile phones, Personal Digital Assistants (PDAs), media players, and the like), multiprocessor systems, consumer electronics, minicomputers, mainframe computers, distributed computing environments that include any of the above systems or devices, and the like. The electronic device is preferably a data processing server disposed at each facility end to efficiently process and execute network arbitration traffic at the offending asset facility end.

Referring to fig. 1, fig. 1 is a schematic structural diagram of a network arbitration system according to an embodiment of the present invention. The network arbitration system 10 comprises a bad asset agency module 11 arranged at a bad asset agency terminal 20, an arbitration mechanism module 13 arranged at an arbitration mechanism terminal 30, a law agency module 14 arranged at a law agency terminal 40, and a data processing platform 12 connected with the bad asset agency module 11, the arbitration mechanism module 13 and the law agency module 14.

The poor property agency terminal 20 may be a commercial bank, an insurance company, a cyber loan company, a financing guarantee company, a lending agency, a property investment agency, and the like.

The data processing platform 12 is an external server platform providing an agent arbitration application service, an arbitration mechanism system docking service, an information repair service, and a pre-arbitration joint debugging auxiliary service.

The bad asset mechanism module 11 is used for generating arbitration case data according to the bad service data. The bad business data herein refers to bad property data of a bad property client of an organization having bad properties, such as outstanding credit loans or mortgage loans. The arbitration case data refers to relevant data for promoting financial arbitration to relevant arbitration mechanism in bad business data, such as business contract information, applicant information, information of the applicant to be paid, voucher information for putting money, transaction situation description information, arbitration mechanism and the like.

The data processing platform 12 is used for receiving the arbitration case data, and checking and normalizing the arbitration case data to generate the submitted case data. The verification here is to verify the accuracy and integrity of the arbitration case data to ensure that the arbitration mechanism can obtain the accurate filing data from the arbitration case data. The normalization processing refers to the unified format processing of the submitted case data by using a preset normalization template so as to ensure that the arbitration mechanism accurately identifies the submitted case data after the normalization processing.

The arbitration mechanism module 13 is configured to receive the submitted case data, and examine the submitted case data based on a preset arbitration process, so as to generate and send a resolution result of the submitted case data to the data processing platform. The arbitration result is the arbitration result of the financial dispute of the bad assets corresponding to the submitted case data by the arbitration mechanism.

The law institution module 14 is configured to receive the resolution result of the submitted case data from the data processing platform, and send the resolution result to the court institution terminal 50 for execution.

Referring to fig. 2, fig. 2 is a schematic structural diagram of a bad asset mechanism module of an embodiment of a network arbitration system of the present invention. The bad asset authority module 11 includes an evidence chain setting unit 111, an evidence entry unit 112, a presentation unit 113, and a submission unit 114.

Wherein the evidence chain setting unit 111 is used for setting evidence chains of different types of arbitration case data; the evidence recording unit 112 is used for inputting the bad business data into the corresponding evidence chain to form corresponding arbitration case data; the bad business data comprises business contract information, applicant information, information of an applicant, money depositing voucher information, transaction condition description information and an arbitration mechanism; the display unit 113 is used for displaying the arbitration case data; the arbitration case data comprises applicant information, case numbers, service type numbers, case storage time, case states and applicant information; the submission unit 114 is used to submit the arbitration case material to the data processing platform.

Referring to fig. 3, fig. 3 is a schematic structural diagram of a data processing platform according to an embodiment of the network arbitration system of the present invention. The data processing platform 12 includes a rule setting unit 121, a data reading and verifying unit 122, and a normalizing unit 123.

The rule setting unit 121 is used for setting a data reading rule for performing a data reading operation on the data of the arbitration case; the data reading rule comprises a rule name, a data key data type, a rule expression, an arbitration case data type, a rule matching association and a rule priority; the data reading verification unit 122 is used for reading data key data from the arbitration case data according to the data reading rule; synthesizing the key data of the data to submit the case data, and verifying the integrity of the submitted case data; the normalization unit 123 is configured to generate submitted case data according to a preset normalization template when the submitted case data passes verification.

Referring to fig. 4, fig. 4 is a schematic structural diagram of an arbitration mechanism module of an embodiment of a network arbitration system of the present invention. The arbitration mechanism module 13 includes a case receiving unit 131, a case installation unit 132, and a case management unit 133.

The case accepting unit 131 is used for receiving and submitting case data; the case filing unit 132 is used for distributing case numbers and batch numbers to the submitted case materials and generating case filing information according to the submitted case materials; then feeding back the case number, the batch number and the plan information to a data processing platform; the case management unit 133 is used for setting an arbitrator, a family time, a family place and a case state corresponding to the submitted case data; generating a court paperwork according to submitted case data in the submitted case data; and generating a resolution result according to the arbitration document corresponding to the submitted case data.

The network arbitration processing flow of the network arbitration system of the present invention is described in detail below with an embodiment.

Firstly, the evidence chain setting unit 111 of the bad asset agency module 11 sets evidence chains of different types of arbitration case materials, as shown in fig. 5a, the evidence chains of different types of arbitration case materials can be set, and fig. 5a includes two types of arbitration case materials, namely "credit loan" and "credit loan", for setting the bad service data required in the different types of evidence chains by clicking the detail operation in fig. 5 a. As shown in fig. 5b, the bad business data required to be provided in the evidence chain of the type of credit loan are debit value unit agreement, debit contract, loan vouchers, payment plan and electronic signature authorization principal, and the necessity of the bad business data in the evidence chain and the format of the uploading file are also shown here.

After determining the corresponding evidence chain, the evidence entry unit 112 of the bad asset authority module 11 inputs the corresponding bad business data into the corresponding evidence chain to form the corresponding arbitration case data. Referring to fig. 5c, the user may upload the corresponding bad service data to the evidence chain by clicking the area 51; the user may also view the poor traffic data that has been uploaded through area 52. Specifically, the user may also upload some additional completion evidence into the evidence chain by filling in the evidence item completion information shown in fig. 5 d.

The presentation unit 113 of the bad asset agency module 11 may then present the arbitration case data; the arbitrated case information includes information such as applicant information, case number, service type number, case storage time, case status, and information of the applicant, which is specifically shown in fig. 5 e.

Finally, the submission unit 114 of the bad asset authority module 11 submits the corresponding arbitration case data to the data processing platform, as shown in FIG. 5 f.

After receiving the arbitration case data from the bad asset organization module 11, the data processing platform 12 performs verification and normalization processing on the arbitration case data.

Specifically, first, the rule setting unit 121 of the data processing platform 12 may set a data reading rule for performing a data reading operation on the arbitration case data. Referring to fig. 6a, the data reading rule includes a rule name (rule chinese name and rule english name), a data key data type, a rule expression, an arbitration case data type, a rule matching association, a rule priority and a rule description.

Thus, the rule setting unit 121 can set a plurality of data reading rules so as to accurately read the critical data of the data from the arbitration case data of different types; as shown in particular in fig. 6 b.

Then the data reading verification unit 122 of the data processing platform 12 reads the critical data of the data from the arbitration case data according to the data reading rule selected by the user; synthesizing the key data of the data to submit the case data, and verifying the integrity of the submitted case data; if the verification is passed, the normalization unit 123 generates the submitted case data for the user to download or send to the corresponding arbitration mechanism, as shown in fig. 6 c.

The following describes the process of obtaining the submitted case data in this embodiment in detail. Referring to fig. 7, fig. 7 is a flowchart illustrating a generation process of case data submitted by a data processing platform according to an embodiment of the network arbitration system of the present invention. The generation process of the submitted case data comprises the following steps:

in step S701, the data processing platform 12 obtains the data reading rule with the selected first rule priority, and reads the critical data in the arbitration case data by using the rule expression of the data reading rule with the selected first rule priority.

The first rule priority here is a higher rule priority data read rule. Since the data key data in the arbitration case data will form an association relationship with the context, the rule expression here can be a data reading rule based on the context, such as obtaining a contract number through a rule expression of "sanctioning removing the applicant and the applicant signed number (..

In step S702, the data processing platform 12 determines that the critical data read in step S701 is consistent with the critical data type of the corresponding data reading rule, i.e. if the critical data type of the data reading rule is a number, the critical data read by the data processing platform is also a number type.

The data processing platform 12 determines that the key data of the data corresponding to the data reading rule associated with the rule matching is consistent. Since the same document key data may appear in a plurality of different types of arbitration case documents, for example, the name of the applicant may appear in the loan contract and transaction description information, the data processing platform 12 needs to ensure that the document key data read by different data reading rules with the same rule name are consistent, so as to ensure the accuracy of the subsequently submitted case data.

Step S703, the data processing platform 12 synthesizes the read critical data of the document into the submitted case data, and verifies the integrity of the submitted case data.

Since steps S701 and S702 are performed to accurately read the critical data of the data in the arbitrated case data, the arbitrator not only requires the accuracy of the submitted case data, but also the completeness of the submitted case data. Therefore, the data processing platform 12 checks the integrity of the submitted case data based on the different arbitration mechanisms' requirements for submitting case data (or submitting case data).

For example, if an arbitration mechanism needs to provide the payment termination time of the applicant in the case data submitted, the data processing platform needs to check the integrity of the case data submitted based on the requirement of the arbitration mechanism on the case data submitted when generating the case data submitted.

Step S704, if the integrity check of the submitted case data is not passed in step S703, the data processing platform 12 selects the data reading rule with the second rule priority, and reads the data key data in the arbitrated case data by using the rule expression of the data reading rule with the selected second rule priority. Wherein the second rule priority is lower than the first rule priority.

In step S705, the data processing platform 12 determines that the data critical data read in step S704 is consistent with the data critical data type of the corresponding data reading rule.

Step S706, the data processing platform 12 supplements the read critical data of the material to the submitted case data, and verifies the integrity of the submitted case data.

Specifically, if the case data submitted does not have the same type of data key data, the data key data read in step S704 is supplemented to the case data submitted; if the submitted case data contains the same type of data key data, the submitted case data is not subjected to supplementary operation, so that the situation data is prevented from being mistakenly replaced by the data key data with low priority.

Step S707, if the integrity check of the submitted case data is not passed in step S706, the integrity of the submitted case data has a problem, and the user is prompted to make an error; in step S706, if the integrity check of the submitted case data passes, the procedure goes to the normalization unit 123 of the data processing platform 12 to generate the submitted case data with accuracy and integrity.

And finally, the data processing platform 12 sends the generated submitted case data to the arbitration mechanism module 13.

After receiving the submitted case data, the arbitration mechanism module 13 examines the submitted case data based on the preset arbitration process to generate and send a arbitration result of the submitted case data to the data processing platform 12.

Specifically, the case accepting unit 131 of the arbitration mechanism module 13 receives the submitted case data from the data processing platform 12, specifically, as shown in fig. 8a, the accepting case in fig. 8a can be directly clicked to accept the corresponding submitted case data.

Then, the case filing unit 132 assigns a batch number to the submitted case material, please refer to fig. 8b, which can directly use the accurate receiving time of the submitted case material as the batch number, for example, the batch number of the last submitted case material in fig. 8b is 202202082111831, the accurate receiving time of the submitted case material is 21 o 'clock 18 o' clock 31 s at 2/8/2022/3, here, the current receiving time is used as the batch number, which simplifies the generation of the batch number and facilitates the same or similar determination of the batch numbers of different submitted case materials.

Then, the case filing unit 132 assigns a case number to the submitted case material to which the batch number is assigned, and then generates corresponding filing information according to the submitted case material to which the batch number and the case number are set, as shown in fig. 8c, and the generated filing information is shown in fig. 8 d.

The case filing unit 132 may feed back the case number, the batch number, and the filing information to the end of the bad asset organization through the data processing platform. Because the bad asset organization end generally processes a large number of bad service users at intervals, in order to facilitate the statistics of the bad asset organization and the unified management of the arbitration organization, the case filing unit distributes the submitted case data submitted by the same bad asset organization end in a unified time period to the same or similar batch numbers.

Thus, the case management unit 133 can process the cases with the same or similar batch numbers in batch (setting up corresponding information such as the arbitrator submitting the case information, the court time, the court place, and the case status), perform batch approval, generate a team file in batch, and send the arbitration result in batch, as shown in fig. 8e and 8 f. Therefore, the bad asset organization can also receive the arbitration result of the submitted case data of the uniform batch number at the same time, and the network arbitration processing efficiency of the bad asset organization is improved.

While the bad asset authority module 11 receives the arbitration result from the data processing platform 12, the law authority module 13 may also receive the arbitration result for submitting case data through the data processing platform 12. Thus, the law authority can arrange a special lawyer to cooperate with the corresponding court authority to execute the corresponding sanction result.

Thus, the network arbitration processing procedure of the internet financial dispute of the network arbitration system of the embodiment is completed.

The network arbitration system of the embodiment realizes interconnection of the poor asset mechanism end, the arbitration mechanism end and the law mechanism end through the data processing platform, realizes automatic arrangement and sending of case data arbitration, case data submission and arbitration results, and improves the network arbitration processing efficiency of the poor asset mechanism end.

The invention also provides a network arbitration method, which is used for carrying out service arbitration and arbitration result execution on the bad service users of the bad asset mechanism through the network arbitration system. The network arbitration system comprises a bad asset mechanism module arranged at a bad asset mechanism end, an arbitration mechanism module arranged at the arbitration mechanism end, a law mechanism module arranged at a law mechanism end, and a data processing platform connected with the bad asset mechanism module, the arbitration mechanism module and the law mechanism module.

Referring to fig. 9, fig. 9 is a flowchart illustrating a network arbitration method according to an embodiment of the present invention. The flow of the network arbitration method comprises the following steps:

step S901, the bad asset organization module inputs the bad service data into the corresponding evidence chain of the arbitration case data to form the arbitration case data;

step S902, the data processing platform receives the arbitration case data, and verifies the arbitration case data by using a preset data reading rule to generate submitted case data;

step S903, the data processing platform converts the verified submitted case data by using a preset normalization template to generate submitted case data;

step S904, the arbitration mechanism module receives the submitted case data and generates the setting information according to the submitted case data; setting the batch number of the submitted case data according to the receiving time of the submitted case data and the poor asset organization end;

step S905, the arbitration mechanism module generates an arbitration result corresponding to the submitted case data according to the batch number, the case information and the case examination condition;

step S906, the data processing platform receives the adjudication result and sends the adjudication result to the corresponding law institution module, so that the law institution module informs the court institution of executing the adjudication result.

The method of the network arbitration system of the present embodiment for performing network arbitration is the same as or similar to the specific working principle of the above embodiment of the network arbitration system, please refer to the related description in the above embodiment of the network arbitration system.

The network arbitration system and the network arbitration method realize the interconnection of the poor asset mechanism end, the arbitration mechanism end and the law mechanism end through the data processing platform, realize the automatic arrangement and sending of the arbitrated case information, the submitted case information and the arbitration result, and improve the network arbitration processing efficiency of the poor asset mechanism end; the technical problems that the wind control processing capacity of a bank mechanism end is poor, the business risk is high and the network arbitration processing efficiency is low in the conventional network arbitration business are effectively solved.

As used herein, the terms "component," "module," "system," "interface," "process," and the like are generally intended to refer to a computer-related entity: hardware, a combination of hardware and software, or software in execution. For example, a component may be, but is not limited to being, a process running on a processor, an object, an executable, a thread of execution, a program, and/or a computer. By way of illustration, both an application running on a controller and the controller can be a component. One or more components can reside within a process and/or thread of execution and a component may be localized on one computer and/or distributed between two or more computers.

FIG. 10 and the following discussion provide a brief, general description of an operating environment for various modules in a network arbitration system that implements the present invention. The operating environment of FIG. 10 is only one example of a suitable operating environment and is not intended to suggest any limitation as to the scope of use or functionality of the operating environment.

Although not required, embodiments are described in the general context of "computer readable instructions" being executed by one or more electronic devices or electronic devices. Computer readable instructions may be distributed via computer readable media (discussed below). Computer readable instructions may be implemented as program modules, such as functions, objects, Application Programming Interfaces (APIs), data structures, etc. that perform particular tasks or implement particular abstract data types. Typically, the functionality of the computer readable instructions may be combined or distributed as desired in various environments.

FIG. 10 illustrates an example of an electronic device 1012 that includes one or more embodiments of the network arbitration system of the present invention. In one configuration, electronic device 1012 includes at least one processing unit 1016 and memory 1018. Depending on the exact configuration and type of electronic device, memory 1018 may be volatile (such as RAM), non-volatile (such as ROM, flash memory, etc.) or some combination of the two. This configuration is illustrated in fig. 10 by dashed line 1014.

In other embodiments, electronic device 1012 may include additional features and/or functionality. For example, device 1012 may also include additional storage (e.g., removable and/or non-removable) including, but not limited to, magnetic storage, optical storage, and the like. Such additional storage is illustrated in FIG. 5 by storage 1020. In one embodiment, computer readable instructions to implement one or more embodiments provided herein may be in storage 1020. Storage 1020 may also store other computer readable instructions to implement an operating system, an application program, and the like. Computer readable instructions may be loaded in memory 1018 for execution by processing unit 1016, for example.

The term "computer readable media" as used herein includes computer storage media. Computer storage media includes volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions or other data. Memory 1018 and storage 1020 are examples of computer storage media. Computer storage media includes, but is not limited to, RAM, ROM, EEPROM, flash memory or other memory technology, CD-ROM, Digital Versatile Disks (DVD) or other optical storage, magnetic cassettes, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other medium which can be used to store the desired information and which can accessed by electronic device 1012. Any such computer storage media may be part of electronic device 1012.

Electronic device 1012 may also include communication connection(s) 1026 that allow electronic device 1012 to communicate with other devices. Communication connection(s) 1026 may include, but is not limited to, a modem, a Network Interface Card (NIC), an integrated network interface, a radio frequency transmitter/receiver, an infrared port, a USB connection, or other interfaces for connecting electronic device 1012 to other electronic devices. The communication connection 1026 may comprise a wired connection or a wireless connection. Communication connection(s) 1026 may transmit and/or receive communication media.

The term "computer readable media" may include communication media. Communication media typically embodies computer readable instructions or other data in a "modulated data signal" such as a carrier wave or other transport mechanism and includes any information delivery media. The term "modulated data signal" may include signals that: one or more of the signal characteristics may be set or changed in such a manner as to encode information in the signal.

Electronic device 1012 may include input device(s) 1024 such as keyboard, mouse, pen, voice input device, touch input device, infrared camera, video input device, and/or any other input device. Output device(s) 1022 such as one or more displays, speakers, printers, and/or any other output device may also be included in device 1012. Input device 1024 and output device 1022 may be connected to electronic device 1012 via a wired connection, wireless connection, or any combination thereof. In one embodiment, an input device or an output device from another electronic device may be used as input device 1024 or output device 1022 for electronic device 1012.

The components of electronic device 1012 may be connected by various interconnects, such as a bus. Such interconnects may include Peripheral Component Interconnect (PCI), such as PCI express, Universal Serial Bus (USB), firewire (IEEE 1394), optical bus structures, and the like. In another embodiment, components of electronic device 1012 may be interconnected by a network. For example, memory 1018 may be comprised of multiple physical memory units located in different physical locations interconnected by a network.

Those skilled in the art will realize that storage devices utilized to store computer readable instructions may be distributed across a network. For example, electronic device 1030 accessible via network 1028 may store computer readable instructions to implement one or more embodiments of the present invention. Electronic device 1012 may access electronic device 1030 and download a part or all of the computer readable instructions for execution. Alternatively, electronic device 1012 may download pieces of the computer readable instructions, as needed, or some instructions may be executed at electronic device 1012 and some at electronic device 1030.

Various operations of embodiments are provided herein. In one embodiment, the one or more operations may constitute computer readable instructions stored on one or more computer readable media, which when executed by an electronic device, will cause the computing device to perform the operations. The order in which some or all of the operations are described should not be construed as to imply that these operations are necessarily order dependent. Those skilled in the art will appreciate alternative orderings having the benefit of this description. Moreover, it should be understood that not all operations are necessarily present in each embodiment provided herein.

Also, although the disclosure has been shown and described with respect to one or more implementations, equivalent alterations and modifications will occur to others skilled in the art based upon a reading and understanding of this specification and the annexed drawings. The present disclosure includes all such modifications and alterations, and is limited only by the scope of the appended claims. In particular regard to the various functions performed by the above described components (e.g., elements, resources, etc.), the terms used to describe such components are intended to correspond, unless otherwise indicated, to any component which performs the specified function of the described component (e.g., that is functionally equivalent), even though not structurally equivalent to the disclosed structure which performs the function in the herein illustrated exemplary implementations of the disclosure. In addition, while a particular feature of the disclosure may have been disclosed with respect to only one of several implementations, such feature may be combined with one or more other features of the other implementations as may be desired and advantageous for a given or particular application. Furthermore, to the extent that the terms "includes," has, "" contains, "or variants thereof are used in either the detailed description or the claims, such terms are intended to be inclusive in a manner similar to the term" comprising.

Each functional unit in the embodiments of the present invention may be integrated into one processing module, or each unit may exist alone physically, or two or more units are integrated into one module. The integrated module can be realized in a hardware mode, and can also be realized in a software functional module mode. The integrated module, if implemented in the form of a software functional module and sold or used as a stand-alone product, may also be stored in a computer readable storage medium. The storage medium mentioned above may be a read-only memory, a magnetic or optical disk, etc. Each apparatus or system described above may perform the method in the corresponding method embodiment.

In summary, although the present invention has been disclosed in the foregoing embodiments, the serial numbers before the embodiments are used for convenience of description only, and the sequence of the embodiments of the present invention is not limited. Furthermore, the above embodiments are not intended to limit the present invention, and those skilled in the art can make various changes and modifications without departing from the spirit and scope of the present invention, therefore, the scope of the present invention shall be limited by the appended claims.

Claims (10)

1. A data processing method is used for a corresponding data processing platform to process arbitration case data sent to an arbitration mechanism, and is characterized by comprising the following steps:

s101, setting a data reading rule for performing data reading operation on the arbitration case data, wherein the data reading rule comprises a rule name, a data key data type, a rule expression, an arbitration case data type, rule matching association and a rule priority; the rule names of different data reading rules related to rule matching are the same;

s102, obtaining the data reading rule of the selected first rule priority, and reading data key data in the arbitration case data by using the rule expression of the data reading rule of the selected first rule priority;

s103, determining the data key data read in the step S102 to accord with the data key data type of the corresponding data reading rule; determining that the key data of the data corresponding to the data reading rule with rule matching correlation is consistent;

s104, synthesizing the read key data of the data into case data to be submitted, and verifying the integrity of the case data to be submitted;

s105, if the verification fails, selecting the data reading rule with the second rule priority, and reading the data key data in the arbitration case data by using the rule expression of the data reading rule with the selected second rule priority; wherein the second rule priority is lower than the first rule priority; if the verification is passed, generating submitted case data according to a preset normalization template, and sending the submitted case data to a corresponding arbitration mechanism;

s106, determining the data key data type of the data key data read in the step S105 according to the corresponding data reading rule;

s107, supplementing the critical data of the data read in the step S105 into the submitted case data, and verifying the integrity of the submitted case data;

s108, if the verification fails, prompting an error; if the verification is passed, the submitted case data is generated according to the preset normalization template and is sent to the corresponding arbitration mechanism.

2. The data processing method according to claim 1, wherein the supplementing the critical data of the material read in step S105 to the submitted case data includes:

if the submitted case data does not have the same type of data key data, supplementing the data key data read in the step S105 into the submitted case data; if the submitted case data contains the same type of data key data, the submitted case data is not subjected to supplementary operation.

3. The data processing method of claim 1, wherein the regular expression is a context-based data reading rule.

4. A data processing platform for processing arbitration case data sent by a non-defective asset organization to an arbitration organization, the data processing platform comprising:

the rule setting unit is used for setting a data reading rule for reading data of the arbitration case data; the data reading rule comprises a rule name, a data key data type, a rule expression, an arbitration case data type, a rule matching association and a rule priority;

the data reading and verifying unit is used for reading data key data from the arbitration case data according to the data reading rule; synthesizing the key data of the data into case data to be submitted, and verifying the integrity of the case data to be submitted; and

and the normalization unit is used for generating the submitted case data according to a preset normalization template and sending the submitted case data to a corresponding arbitration mechanism when the submitted case data passes verification.

5. The data processing platform of claim 4, wherein the data critical data is read from the arbitration case data according to the data read rule; synthesizing the critical data of the data into case data to be submitted, and verifying the completeness and accuracy of the case data to be submitted comprises the following steps:

s201, obtaining a data reading rule of a selected first rule priority, and reading data key data in the arbitration case data by using a rule expression of the data reading rule of the selected first rule priority;

s202, determining the data key data read in the step S201 to accord with the data key data type of the corresponding data reading rule; determining that the key data of the data corresponding to the data reading rule with rule matching correlation is consistent;

s203, synthesizing the read key data of the data to submit case data, and verifying the integrity of the submitted case data;

s204, if the verification fails, selecting the data reading rule with the second rule priority, and reading the data key data in the arbitration case data by using the rule expression of the data reading rule with the selected second rule priority;

s205, determining the data key data read in the step S204 to accord with the data key data type of the corresponding data reading rule;

s206, supplementing the critical data of the data read in the step S204 into the submitted case data, and verifying the integrity of the submitted case data;

s207, if the verification fails, an error is prompted; if the verification is passed, the normalization unit is switched to generate the submitted case data, and the submitted case data is sent to the corresponding arbitration mechanism.

6. A network arbitration system, comprising:

the system comprises a bad asset mechanism module, a bad asset mechanism module and a management module, wherein the bad asset mechanism module is arranged at a bad asset mechanism end and used for generating arbitration case data according to bad service data;

the data processing platform of claim 4 or 5, configured to receive the arbitrated case data, and to verify and normalize the arbitrated case data to generate submitted case data;

the arbitration mechanism module is arranged at the arbitration mechanism end and used for receiving submitted case data, and examining and managing the submitted case data based on a preset arbitration flow so as to generate and send an arbitration result of the submitted case data to the data processing platform; and

and the law institute mechanism module is arranged at a law institute end and used for receiving the resolution result of the submitted case data and sending the resolution result to a court agency to execute the resolution result.

7. The network arbitration system of claim 6, wherein the bad asset authority module comprises:

the evidence chain setting unit is used for setting evidence chains of different types of arbitration case data;

the evidence input unit is used for inputting the bad business data into a corresponding evidence chain to form corresponding arbitration case data; the bad business data comprises business contract information, applicant information, information of an applicant, money depositing voucher information, transaction condition description information and an arbitration mechanism;

the display unit is used for displaying the arbitration case data; the arbitration case data comprises applicant information, case numbers, service type numbers, case storage time, case states and applicant information; and

and the submitting unit is used for submitting the arbitration case data to the data processing platform.

8. The network arbitration system of claim 6, wherein the arbitration mechanism module comprises:

the case accepting unit is used for receiving and submitting case data;

the case filing unit is used for distributing case numbers and batch numbers to submitted case data and generating case filing information according to the submitted case data; then feeding back the case number, the batch number and the plan information to a data processing platform;

the case management unit is used for setting an arbitrator, a family time, a family place and a case state corresponding to the submitted case data; generating a court paperwork according to submitted case data in the submitted case data; and generating a resolution result according to the arbitration document corresponding to the submitted case data.

9. The network arbitration system according to claim 8, wherein said case filing unit is configured to assign the same or similar lot numbers to the submitted case data submitted by the same bad asset organization end in the same time slot;

and the case management unit is used for generating the group court documents and the judgment results in batches according to the batch numbers.

10. The network arbitration system of claim 8, wherein the batch number is an acceptance time for submitting case data.

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