CN111160892A - Customized payment method triggered by telephone dialing behavior - Google Patents
Customized payment method triggered by telephone dialing behavior Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/305—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wired telephone networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
- H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
- H04M17/205—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless by calling a service number, e.g. interactive voice response [IVR] or menu
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Abstract
The invention provides a payment method triggered and customized by the behavior of dialing a called number, which mainly comprises the steps of acquiring a calling number pushed by a telecommunication operator by the behavior of dialing the called number, verifying the authenticity and the permission of a payment account by utilizing the uniqueness and the uncopyable characteristic of the calling number and the associated payment account number of a third party, and confirming the authenticity and the permission by comparing whether the calling number is matched with a mobile phone number reserved by the payment account of the third party or not, thereby replacing the interaction of the acquisition of transaction elements; the behavior of dialing the called number triggers a customized service processing flow, and the inquiry, payment or charging of the bill information of the third-party associated calling number with the customized calling number as the element under the called number is automatically completed. No interaction and no identity verification are needed; pressing any key or on-hook behavior to trigger the customized payment or recharging process to automatically realize payment and payment; the whole process does not relate to the interaction of user information, does not relate to passwords or verification codes, and has the characteristics of safety, reliability, convenience, rapidness, simple operation and wide coverage.
Description
Technical Field
The invention relates to a computer system and a public switched telephone network, in particular to a method for triggering a customized service processing flow by a behavior of dialing a called number, the behavior of dialing the called number also relates to the acquisition of a calling number and the customized inquiry, payment (or recharging) service under the called number which is finished by taking the calling number as a key element.
Background
When the individual pays various recurring charges (such as mobile phone charges, electric charges, community property charges, cable television charges, gas charges and the like) in each month, the paying or recharging in cash is limited by the business hours and the distance of a charging network; paying or recharging in an internet mode (such as WeChat, Payment treasures or bank mobile phone APP) makes up for the defects of business time and distance in the traditional mode, but the problem of limited coverage of users still exists; when paying or recharging in modes of WeChat, Payment treasured or bank mobile phone APP and the like, the operation is relatively complex, and the paying or recharging of the fee can be realized only through multiple interactions. In the process, due to negligence in mistaking the serial numbers of the paying users and other factors, the password is easy to be peeped and stolen by other people when the payment authority is verified, and potential safety hazards are generated. Therefore, the existing payment channel cannot provide a "safe, reliable, convenient, fast, simple to operate and widely covered" payment (or recharging) channel.
Disclosure of Invention
The invention aims to solve the problem of providing a 'customized payment method triggered by a call-making action' so as to overcome the defects of complex operation, insufficient convenience, limited coverage range, possible errors in an interaction process and the like in the conventional payment mode of various public service institutions.
The invention provides a 'payment method triggered and customized by the action of dialing a telephone', a business system association relation in the method is described, and the method comprises the following steps: the system comprises a communication terminal (a mobile phone or a fixed phone), a telecommunication operator, a voice platform (comprising a database), a third party bill management system and a third party payment system; the implementation process comprises the following steps.
Establishing or changing the correlation process of the corresponding relation between the calling number and the payment account number of the third party payment system, and the attached figure 2; the process of inquiring, paying (or charging) service, fig. 3.
1. Dialing a called number, acquiring a calling number, and inquiring bill information taking the calling number as a factor from a third party bill management system; and searching the payment account number, the payment account number state and the reason associated with the calling number in the payment account information table, and answering the call (off-hook).
1.1, inquiring bill information associated with the calling number, wherein the calling number does not exist in a payment account information table:
voice broadcast "you good! Your ' a certain ' bill amount is a certain element, please input your payment account number for payment or reply your payment account number by short message, do not relate to password or verification code, please reply by short message or input ' end of non-numeric key ' or hang up '. And sends a short message "you are good, somebody' bill payment, ask you to reply to the payment account number without involving a password or a verification code" to the calling number.
1.1.1, 'non-numeric keys' or more than 20 seconds or more than 10 seconds apart or on hook by the other party.
1.1.1.1, without input, the voice platform hangs up, and adds a record in the payment account information table according to the acquired calling number, the payment account number 'null', the payment account state '00' and the reason 'null'; and (6) ending.
1.1.1.2, with input, hanging up by a voice platform, and adding a record in a payment account information table according to the acquired calling number, the input payment account number, the payment account state of '00' and the reason of 'null'; and (6) ending. And the payment account is true or false and the authority is not screened and verified.
1.2, inquiring bill information associated with the calling number, wherein the calling number exists in the payment account information table, and the payment account number does not exist in the payment account information table:
voice broadcast "you good! Your ' a ' bill amount is a certain element, please input your payment account for payment or reply to your payment account by short message, without involving password or verification code, please input short message or ' end by non-numeric key ' or hang up '.
1.2.1, 'non-numeric keys' or more than 20 seconds or more than 10 seconds apart or on hook by the other party.
1.2.1.1, no input, voice platform on-hook; and (6) ending.
1.2.1.2, when input is available, a voice platform hangs up, changes a payment account number taking a calling number as an element as an input digital string, and changes the state of the payment account number into '00' and the reason into 'null'; and (6) ending.
1.3, inquiring bill information associated with the calling number, wherein the payment account information table comprises the calling number, the payment account number and the payment account state '01':
voice broadcast "you good! Your ' a certain ' bill amount is a certain element, and your payment account number is not matched with the calling number, so that the payment account number is required to be changed, a password or a verification code is not involved, and a ' non-numeric key end ' or a short message reply or a hang-up ' is required to be input.
1.3.1, 'non-numeric keys' or more than 20 seconds or more than 10 seconds apart or on hook by the other party.
1.3.1.1, no input, the voice platform hangs up, the payment account status with the calling number changed as an element is '00' and the reason is 'null'; and (6) ending.
1.3.1.2, when input is available, a voice platform hangs up, the payment account number with the calling number as the element is changed into an input digital string, the payment account state is '00', and the reason is 'null'; and (6) ending.
1.4, inquiring bill information associated with the calling number, wherein the payment account information table has the calling number, the payment account number and the payment account status '11':
voice broadcast "you good! Your ' a certain ' bill amount is a certain element, and your payment account is ' reason ' to ask for a query to your payment account management system or change your payment account number, without involving a password or a verification code, ask for a short message or enter ' end of non-numeric key ' or hang up '.
1.4.1, 'non-numeric keys' or more than 20 seconds or more than 10 seconds apart or on hook by the other party.
1.4.1.1, without input, the voice platform hangs up, changes the payment account status with the calling number as the element to '00' and the reason to 'null'; and (6) ending.
1.4.1.2, when there is input, the voice platform hangs up, changes the payment account number with calling number as element as input digit string, the payment account status is '00', the reason is 'null'; and (6) ending.
1.5, inquiring bill information associated with the calling number, wherein the payment account information table comprises the calling number, the payment account number and the payment account state '00':
voice broadcast "you good! You 'a certain' bill amount is a certain element, pay (or recharge) please press any key, otherwise please hang up ".
1.5.1, 'any key' or more than 10 seconds or the other party hangs up.
1.5.1.1, no input, voice platform on hook; and (6) ending.
1.5.1.2, input, voice platform hang up; and (3) organizing 'payment account number + calling number + amount and other' agreed message elements, applying for payment to a third-party payment system, comparing whether the calling number is the same as the reserved mobile phone number or not by the third-party payment system, and feeding back comparison and payment transaction result information.
1.5.1.2.1, comparing and payment transaction result information is that the comparison is not successful:
modifying the payment account state of the calling number to be '01', wherein the reasons are 'the mobile phone number is not matched, the payment is limited, and the payment account is required to be changed'; and (6) ending.
1.5.1.2.2, comparing and paying the transaction result information as successful comparison and unsuccessful payment:
modifying the payment account status of the calling number to be '11' and the reason to be 'reason of feedback' + ', and inquiring or replacing the payment account number'; and (6) ending.
1.5.1.2.3, comparing and paying the transaction result information as successful comparison and successful payment:
organizing 'calling number + amount and other' appointed message elements, and applying for paying (or recharging) to a third-party bill management system until the paying (or recharging) is successful; and (6) ending.
1.6, not inquiring the bill information associated with the calling number:
"you are just! If you 'a certain' bill information is not checked, please check whether the bill information reserves a calling number or not to the 'a certain' bill management system, and please hang up; and (6) ending.
2. Receiving the short message, judging whether the content is a digital string or not, discarding a non-digital string, establishing a sending number in a payment account information table by using the sending number (calling number) of the short message and the content (digital string) of the short message, setting a payment account number as the digital string of the content of the short message, setting the payment account number as '00' and the reason as 'empty' or changing the payment account number as a character string of the content of the short message, setting the payment account number as '00' and the reason as 'empty' by using the sending number as an element.
3. The webpage or other modes provide the calling number and the payment account number for the system, and establish records of inputting the calling number, the payment account number and the payment account state of '00' and 'empty' or changing the input payment account number and the payment account state of '00' and 'empty' by taking the input calling number as an element in the payment account information table.
The calling number obtained by dialing the called number has the characteristics of uniqueness and uncopyability, and replaces the discrimination of the authenticity of element information; the corresponding relation between the calling number and the payment account number is established, the authenticity of the payment account number is not discriminated, the payment authority is not verified, and the calling number in the payment account number information table cannot be repeatedly recorded.
The collection is carried out once and the product is used for a long time; the method is simple and can be changed at any time; all the operation and processing flows are written into the corresponding information table, and the formed trace can be audited.
Establishing or changing an association process of the corresponding relationship between the calling number and the payment account number: the method is characterized in that the method comprises the steps of collecting a payment account number managed by a third-party payment system and establishing an incidence relation with a calling number, and not verifying or discriminating the source, authenticity and authority of the collected payment account number managed by the third-party payment system; no authentication by a third party payment system, no password or passcode is involved.
And inquiring a service processing flow: the method is characterized in that a user dials a called number, third party bill information related to a calling number can be obtained without providing any information, and the identity of the dialed user is confirmed by comparing the third party bill information with a mobile phone number reserved by a third party bill management system according to the uniqueness and the non-replicable characteristic of the calling number.
The payment (or charging) business processing flow is as follows: the method is characterized in that a user dials a called number, can obtain bill information of a third party bill management system associated with the calling number without providing any information, selects to automatically complete a service processing flow of payment (or charging) or give up by pressing any key or hanging up, and verifies the payment authority of the dialed user by comparing with a mobile phone number reserved by a payment account number managed by the third party payment system according to the uniqueness and the uncopyable characteristic of the calling number.
Payment account information table: including elements (calling number, payment account status, reason, establishment time, update times, update mode, etc.). And storing the association relation information of the calling number, the payment account state, the reason and the like.
Payment account update information table: the method comprises the following steps of containing elements (a calling number, an original payment account, a payment account, an original payment account state, a payment account state, an original transaction failure reason, a second time of updating, updating time, an updating mode (an interactive mode, a short message mode, a webpage input mode, other modes) and the like). And recording the change condition of the payment account information table, and generating a record for each change.
Third party bill mutual information table: including elements (calling number, message sending time, transaction category (inquiry \ payment \ recharge)), message content, feedback result, etc.). And recording the message sent to the third-party bill management system and the received reply condition each time.
Third party payment interaction information table: including elements (calling number, message sending time, transaction category (inquiry \ deduction), message content, feedback result, etc.). And recording the message sent to the third-party payment system and the received reply condition each time.
Dialing information table: including elements (calling number, dial-in time, broadcast content, operation type (on hook \ any key \ input payment account \ receive short message \ send short message), content). Recording the dial-in, short message receiving and sending and inputting and on-hook operation conditions of the user.
The above are all the business process flows and relationships of the present invention.
Compared with the prior art, the invention has the following advantages.
The calling number acquired by dialing the called number by the user has the characteristics of uniqueness and uncopyability.
The voice platform is a customized service processing flow triggered by the behavior of dialing a called number by a user. The setting of the called number determines what fee is paid and to whom; the obtained calling number verifies who wants to inquire, pay or recharge; meanwhile, the calling number also specifies who bill information is inquired, and who account is paid or recharged; determining from which payment account to pay by correlating the calling number with the payment account number; and comparing whether the calling number is matched with the reserved mobile phone number or not, and replacing the authentication of an interactive mode and the discrimination of the true and false information.
Further, the behavior of the user for dialing the called number comprises the whole processes of acquisition and integration of transaction elements (inquiry, payment or charging), identity verification and information authenticity screening.
Further, the behavior of dialing the called number expresses that the user selects the mode to handle the service. And different called numbers are dialed to distinguish the inquiry, payment or recharging services customized by different third-party bill management mechanisms. The voice platform acquires the calling number information to determine who transacts the service and who transacts the service (the mobile phone number has the characteristics of uniqueness and non-replicability and is acquired by a telecom operator).
The user data elements (mobile phone numbers and payment account numbers) stored in the payment account information table do not relate to user sensitive information.
The voice platform inquires the bill information which takes the calling number as a key element, broadcasts the bill information to the user, prompts the user to pay and press any key, and the user presses any key to determine the payment intention of the user.
The prompt of paying or charging is to press any key or hang up, which is a mistake-stopping measure set for preventing the wrong dialing of the called number.
The user dials the called number to obtain the voice bill information, interaction is not needed in the process, the password and the personal sensitive information for identity confirmation are not involved, and the method is safe and reliable.
The user communication terminal can be directly used without any setting or change, and is convenient and quick.
The user dials the called number, the bill information of the third party associated with the calling number is obtained without any operation, and the bill information is played to the user in a voice mode, so that the operation is simple.
All communication terminals can use the voice platform to complete inquiry, payment or recharge, and the called number covers all communication terminals, thus the communication terminals are widely covered.
Drawings
Fig. 1 is a schematic diagram of the business system association relationship of the present invention.
Fig. 2 is a flow chart of the association process for establishing or changing the corresponding relationship between the calling number and the payment account of the third party payment system according to the invention.
Fig. 3 is a flow chart of the process of the inquiry, payment (or recharge) service of the present invention.
Detailed Description
The communication charge is used for agency charging service.
Firstly, signing a communication fee agency charging service agreement with a telecom operator to obtain an interface of a telecom operator network access and charging system; applying for the qualification of the direct connection commercial tenant of the China Unionpay full channel platform, appointing a transaction key element bank card number + a mobile phone number, and verifying whether the mobile phone number is matched with a mobile phone number reserved by a bank; applying for a trunk circuit of a public switched telephone network to access a voice platform to acquire a called number; and finishing the system building.
Establishing and changing the association between the calling number and the card number of the bank card; business inquiry, payment or charging business process.
A.1, dialing a called number, acquiring a calling number, and inquiring bill information taking the calling number as an element from a bill management system of a telecom operator; and searching the payment account number, the payment account number state and the reason associated with the calling number in the payment account information table, and answering the call (off-hook).
A.1.1, inquiring bill information associated with the calling number, wherein the calling number does not exist in the payment account information table:
voice broadcast "you good! The arrearage amount (post-paid user) or the balance (pre-paid user) of the telephone bill is a certain element, the bank card number for paying is input or replied by short message, no password or verification code is involved, and the non-numeric key is input or replied by short message to end or hang up. And sending a short message 'you good, charge, ask you to reply the card number of the bank card without involving a password or a verification code' to the calling number.
A.1.1.1, 'non-numeric' keys for more than 20 seconds or 10 seconds apart or on hook by the other party.
A.1.1.1.1, no input, hanging up by a voice platform, and adding a record in a payment account information table according to the acquired calling number, the payment account number 'null', the payment account state '00' and the reason 'null'; and (6) ending.
A.1.1.1.2, when input exists, a voice platform hangs up, and a record is newly added in a payment account information table according to the acquired calling number, the input payment account number, the payment account state of '00' and the reason of 'null'; and (6) ending.
A.1.2, inquiring bill information associated with the calling number, wherein the calling number exists in the payment account information table, and the payment account does not exist:
voice broadcast "you good! If the arrearage amount of the telephone bill or the balance of the telephone account is a certain element, the user is asked to input a payment account number for payment or reply the payment account number by a short message, the password or the verification code is not involved, and the user is asked to input a short message or input a non-numeric key to finish or hang up.
A.1.2.1, 'non-numeric' keys for either more than 20 seconds or more than 10 seconds apart or on hook by the other.
A.1.2.1.1, no input, voice platform hang-up; and (6) ending.
A.1.2.1.2, when input is available, a voice platform hangs up, changes a digital string which takes a payment account number with a calling number as an element as input, and changes the payment account state into '00' and the reason into 'null'; and (6) ending.
A.1.3, inquiring bill information associated with the calling number, and showing the existence of the calling number, the existence of the payment account number and the payment account state '01':
voice broadcast "you good! The arrearage amount of the telephone bill or the balance of the telephone account is a certain element, and the payment account is required to be changed because the calling number is not matched, a password or a verification code is not involved, and a 'non-numeric key end' or a short message reply or an on-hook state is required to be input.
A.1.3.1, 'non-numeric' keys for either more than 20 seconds or more than 10 seconds apart or on hook by the other.
A.1.3.1.1, no input, the voice platform hangs up, the payment account state with the calling number changed as an element is '00' and the reason is 'empty'; and (6) ending.
A.1.3.1.2, when input is available, a voice platform hangs up, the payment account number with the calling number as the element is changed into an input digital string, the payment account state is '00', and the reason is 'null'; and (6) ending.
A.1.4, inquiring bill information associated with the calling number, and showing the existence of the calling number, the existence of the payment account number and the payment account state '11':
voice broadcast "you good! The arrearage amount of the telephone bill or the balance of the telephone account is a certain element, and the payment account is requested to inquire or change a payment account number of a user from a payment account management system due to ' reason ', without a password or a verification code, a short message is requested or a ' non-numeric key is input to end ' or hang up '.
A.1.4.1, 'non-numeric' keys for more than 20 seconds or 10 seconds apart or on hook by the other party.
A.1.4.1.1, no input, the voice platform hangs up, changes the payment account state taking the calling number as an element into '00' and the reason into 'null'; and (6) ending.
A.1.4.1.2, when input is available, a voice platform hangs up, changes a payment account number with a calling number as an element as an input digital string, the state of the payment account number is '00', and the reason is 'null'; and (6) ending.
A.1.5, inquiring bill information associated with the calling number, and showing the existence of the calling number, the existence of the payment account and the payment account state '00' in a payment account information table:
voice broadcast "you good! The arrearage amount of the charge bill or the balance of the charge account is a certain element, and the charge or the recharge is requested to press any key, otherwise, the call is requested to hang up.
A.1.5.1, 'any key' or more than 10 seconds or on hook by the other party.
A.1.5.1.1, no input, voice platform hang-up; and (6) ending.
A.1.5.1.2, with input, the voice platform hangs up; the method comprises the steps of organizing 'payment account number + calling number + amount and other' appointed message elements, applying for payment transaction to a China Unionpay all-channel platform, comparing whether the calling number is the same as a reserved mobile phone number or not, and feeding back payment transaction result information.
A.1.5.1.2.1, the payment transaction result information is that the comparison is unsuccessful:
the payment account state of the calling number is modified to be ' 01 ', the reason is ' payment is limited ', and the payment account is required to be changed '; and (6) ending.
A.1.5.1.2.2, comparing the transaction result information of payment with success and payment failure:
modifying the payment account state of the calling number to be '11', wherein the reason is 'the reason of feedback, and inquiring or replacing the payment account number'; and (6) ending.
A.1.5.1.2.3, comparing the payment transaction result information with success, and paying successfully:
organizing 'calling number + amount and other' appointed message elements, applying for paying or recharging to a telecommunication operator bill management system until the paying or recharging is successful; and (6) ending.
A.1.6, inquiring no bill information associated with the calling number:
"you are just! Do not find your phone bill information, we are trying to hang up; and (6) ending.
A.2, receiving a short message, judging whether the content is a numeric string or not, and discarding a non-numeric string; the number string establishes a sending number in a payment account information table by using the sending number (calling number) and the content (number string) of the short message, the payment account number is the number string of the short message content, the payment account state is '00', the reason is 'empty', or the sending number is used as an element, the payment account number is changed into a character string of the short message content, the payment account state is '00', the reason is 'empty' record.
And A.3, providing the calling number and the payment account number for the system by a webpage or other modes, and establishing records of inputting the calling number, the payment account number and the payment account number with the state of '00' and the reason of 'empty' or changing the input payment account number and the payment account number with the state of '00' and the reason of 'empty' by taking the input calling number as an element in a payment account information table.
The calling number obtained by dialing the called number has the characteristics of uniqueness and uncopyability, and replaces the discrimination of the authenticity of element information; and establishing the corresponding relation between the calling number and the payment account number, and verifying the authenticity of the payment account number without discrimination and verification of the payment authority, wherein the calling number in the payment account number information table cannot inquire repeated records.
The collection is carried out once and the product is used for a long time; the method is simple and can be changed at any time; all operations and processing flows are written into the corresponding information tables.
In addition, although the above embodiments mainly describe the inquiry, payment or charging of telephone charges, in life, various charges (such as water charges, electricity charges, property charges, and the like) are charged, and in a charging service based on a bill for payment or charging, a user can utilize a communication terminal to inquire, pay or charge in a dialing mode.
The foregoing is illustrative of the present invention and various modifications and adaptations thereof may occur to those skilled in the art, which are within the scope of the present invention.
Claims (3)
1. Establishing or changing the correlation process of the corresponding relation between the calling number and the payment account number of the third-party payment system:
the method is characterized in that the method comprises the steps of collecting a payment account number managed by a third-party payment system and establishing an incidence relation with a calling number, and not verifying or discriminating the source, authenticity and authority of the collected payment account number managed by the third-party payment system; no authentication by a third party payment system, no password or passcode is involved.
2. Triggering a customized inquiry service processing process through the behavior of dialing the called number:
the method is characterized in that a user dials a called number, third party bill information related to a calling number can be obtained without providing any information, and the identity of the dialed user is confirmed by comparing the third party bill information with a mobile phone number reserved by a third party bill management system according to the uniqueness and the non-replicable characteristic of the calling number.
3. Through the behavior of dialing the called number, pressing any key triggers the customized payment or recharging service processing process:
the method is characterized in that a user dials a called number, can obtain bill information of a third party bill management system associated with the calling number without providing any information, selects to automatically complete a service processing flow of payment (or charging) or give up by pressing any key or hanging up, and verifies the payment authority of the dialed user by comparing with a mobile phone number reserved by a payment account number managed by the third party payment system according to the uniqueness and the uncopyable characteristic of the calling number.
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| CN105678537A (en) * | 2015-08-07 | 2016-06-15 | 徐海燕 | Triggered custom payment method based on calling number identification technology |
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| CN1731807A (en) * | 2005-09-06 | 2006-02-08 | 北京魅力之旅商业管理有限公司 | Method for carrying out voice payment via wireless terminal |
| CN101076142A (en) * | 2007-06-29 | 2007-11-21 | 南京骏环信息科技有限公司 | System and method for paying traffic violation fine by SMS |
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Application publication date: 20200515 |