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CN110543958A - Reserved parking method based on credit payment and automobile electronic identification and computer readable storage medium - Google Patents

Reserved parking method based on credit payment and automobile electronic identification and computer readable storage medium Download PDF

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Publication number
CN110543958A
CN110543958A CN201910696089.2A CN201910696089A CN110543958A CN 110543958 A CN110543958 A CN 110543958A CN 201910696089 A CN201910696089 A CN 201910696089A CN 110543958 A CN110543958 A CN 110543958A
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China
Prior art keywords
user
credit
automobile
parking
deposit
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CN201910696089.2A
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Chinese (zh)
Inventor
杨敬锋
张南峰
王立
刘晓松
魏忠伟
杨峰
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Guangdong Zhongke Zhenheng Information Technology Co Ltd
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Guangdong Zhongke Zhenheng Information Technology Co Ltd
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Priority to CN201910696089.2A priority Critical patent/CN110543958A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/02Reservations, e.g. for tickets, services or events
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Tourism & Hospitality (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Signal Processing (AREA)
  • Power Engineering (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

the invention relates to a reserved parking method based on credit payment and automobile electronic identification and a computer readable storage medium. The method is used for reducing the frequent degree of fund transactions of the parking lot and relieving the task processing load of the parking lot, and specifically comprises the following steps: credit scoring is carried out on the corresponding user based on the historical default record of the user; when receiving an online parking reservation request of a user, calling the credit score of the user according to the user information in the request, using the credit score to online charge a parking deposit for the corresponding user, and carrying out deposit-free treatment on the user with high credit degree; and periodically detecting the electronic identification of the automobile at the entrance of the parking lot by using a card reader, triggering and reading the license plate information in the electronic identification of the automobile to be matched with the license plate information in the request when the electronic identification of the automobile is detected, and permitting the corresponding automobile to park and triggering and returning deposit to the corresponding user according to the matching result.

Description

reserved parking method based on credit payment and automobile electronic identification and computer readable storage medium
Technical Field
The invention relates to a reserved parking method based on credit payment and electronic identification of a vehicle, which can be implemented by establishing functional modules, combining into a functional module framework and storing a computer program in a computer readable storage medium.
Background
The existing parking lot uses mobile terminals such as mobile phones and the like to make on-line reservation and pay deposit money, when a vehicle reaches the parking lot, the vehicle is matched with reservation information by reading license plate information in a vehicle-mounted electronic identifier of the vehicle, when the information is consistent, the vehicle is released to enter a corresponding parking space of the parking lot for parking, and then the deposit money is returned on line, so that full-automatic reservation parking management of the parking lot is realized. In the existing mode, two transaction steps of online payment of deposit and online return of deposit are required for one reservation, so that the fund transaction frequency of a parking lot is frequent, and because the fund transfer monitoring, the third-party software docking and the subsequent report processing are all triggered in each fund transaction, the task processing load is increased rapidly due to the fact that the fund transaction frequency of the parking lot is large, and the overall operation of a parking lot management operation platform is influenced.
Disclosure of Invention
the invention aims to reduce the frequency of fund transactions of the parking lot and relieve the task processing load of the parking lot.
The purpose of the invention is realized by the following technical scheme:
A reserved parking method based on credit payment and automobile electronic identification is provided, which comprises the following steps:
Credit scoring is carried out on the corresponding user based on the historical default record of the user;
When receiving an online parking reservation request of a user, calling the credit score of the user according to the user information in the request, using the credit score to online charge a parking deposit for the corresponding user, and carrying out deposit-free treatment on the user with high credit degree;
And periodically detecting the electronic identification of the automobile at the entrance of the parking lot by using a card reader, triggering and reading the license plate information in the electronic identification of the automobile to be matched with the license plate information in the request when the electronic identification of the automobile is detected, and permitting the corresponding automobile to park and triggering and returning deposit to the corresponding user according to the matching result.
And further, the credit score of the corresponding user is fed back and corrected according to the completion condition of the reserved parking.
Further, the specific way of feedback correction is as follows: promoting the credit degree of the users arriving in the appointed time; or to reduce the level of credit to the defaulting user.
Further, the deposit penalty is emphasized for users with low credit.
Further, a blacklist mechanism is established and severely defaulting users are blacked out based on the mechanism.
Further, the manner of returning the deposit to the corresponding user is as follows: and displaying the two-dimensional code for transferring money to a user at the entrance of the parking lot.
and further, acquiring the owner information of the money receiving account according to the code scanning and money taking request of the user, and giving an alarm if the owner information is not matched with the owner information on the automobile electronic identifier.
Further, the alarm mode is as follows: and sending a verification request to the vehicle owner according to the vehicle owner information.
Further, the alarm mode is as follows: and monitoring the corresponding vehicle according to the verification result.
a computer-readable storage medium is also provided, which stores a computer program that, when executed by a processor, implements the method as described above.
Has the advantages that:
according to the invention, a credit score system for on-line parking reservation is established, and the users with high credit degree in the system are free from deposit processing, so that the users are attracted to improve the credit degree, the user groups are guided to be concentrated in a score interval with high credit degree integrally, the total fund transaction times of the parking lot are reduced on a big data level, the frequent degree of the fund transaction of the parking lot is reduced, and the task processing load of the parking lot is relieved; in addition, the mode of displaying the aggregated payment two-dimensional code locally in the parking lot is utilized to authenticate the identity of the current vehicle driver, so that the behavior of stealing the vehicle by illegal persons due to stolen vehicles is overcome, information assistance is provided for stolen vehicle owners, and the service level of the parking lot is improved.
Detailed Description
The present invention is described in further detail with reference to the following examples.
The reserved parking method of the embodiment is implemented by referring to the following steps:
In advance, a user downloads the parking lot APP from a mobile terminal such as a mobile phone and the like, and fills in user information (such as identity, name, telephone number and the like) and license plate information (such as a frequent place, a license plate number and the like) after registration and login, so that user data is perfected. The user data is stored in the parking lot management server.
A user can use the APP to perform on-line parking reservation service, during reservation, a parking time period (such as 8:00-12:00) needs to be filled, a reservation request can be sent to a parking lot background through the APP after filling, and in the reservation request, the parking time period, user information and license plate information are packaged into a data packet to be sent together.
The parking lot background records each appointment of the user, such as recording the appointed parking time period and default conditions and times of the user. And based on the data, credit scoring is carried out on each user according to a set credit scoring strategy, if the initial set score interval is 0-100, the initial credit score of each user is 100, if the user has no default after reservation, the score is deducted for 5 at a time, the score is deducted for 20 after the user stops for refusing to pay or pays after the user stops, and the score is increased by 2 when the user arrives in the default time, and the score is determined according to the performance condition of each user and is stored in the server for subsequent calling. Wherein, the users in the interval of 80-100 are determined as the users with high credit degree, the users in the interval of 60-79 are determined as the users with medium credit degree, and the users in the interval of 0-59 are determined as the users with low credit degree. For the user with high credit degree, the background provides discount services such as free deposit and the like when the user is used for initiating the reservation request; for users with moderate credit degree, the users do not give preference and need to make an appointment with normal deposit; and (4) carrying out heavy deposit punishment on the users with high credit degree, and even more, forbidding the users from making a reservation service by establishing a blacklist mechanism and blacking the seriously-defaulted users based on the mechanism. Therefore, a credit scoring system suitable for parking lot management is established in the background, and the user is restrained in performing behaviors through the credit scoring system.
When a user needs to make a reservation, a user logs in an APP to fill a parking time period and clicks to initiate an online reservation parking request, the request is transmitted to a parking lot background through a mobile network, the background receives the request and then checks whether a vacancy exists in the corresponding parking time period or not, if yes, the reservation is received, then the credit score of the user is called from a server according to user information (such as identity and name) in the request, the credit score of the user is used for determining the deposit amount, if the credit score is in an 80-100 range, the deposit is avoided, if the credit score is in a 60-79 range, the deposit is charged according to the normally set amount, if the credit score is in a 0-59 range, the deposit is charged according to the low degree of the score, and the lower the score is the heavier the deposit. After determining the deposit amount, the background initiates a reservation deposit payment request to the reservation user through the network, and the user finishes the offer after paying the deposit.
and after the reservation is successful, the background adds the reserved license plate number into a system list, and then the RFID card reader periodically sends a radio frequency signal to the outside at the entrance of the parking lot, so that the response signal is periodically detected. If a vehicle runs to the entrance of the parking lot, the vehicle-mounted electronic identification of the vehicle can send license plate information (such as a vehicle owner, a license plate number and the like) of the vehicle to the RFID card reader as a response signal after receiving the radio frequency signal, the license plate information is transmitted to the background after the RFID card reader, the background knows the license plate number of the coming vehicle according to the license plate information, whether the license plate number of the coming vehicle is in a list of the system list or not is obtained through a list checking mode, if yes, the vehicle is permitted to enter the parking lot, and an aggregate payment two-dimensional code for transferring accounts is displayed to a user at the entrance of the parking lot.
The user can perform code scanning and money collection through a third-party payment platform (such as WeChat, Paibao, Unionpay and the like), specifically, the third-party payment platform sends a money collection request to the background according to payment information in the aggregated payment two-dimensional code, and the background calls a corresponding interface (such as an interface for butting WeChat if the third-party payment platform is WeChat) according to a main body of the third-party payment platform to perform interaction. During interaction, the background finishes the deposit return operation according to the collection request, and acquires the owner information of the collection account from the third-party payment platform and matches the owner information with the owner information on the automobile electronic identification. If the two are matched, the vehicle is meant to be driven by the owner; if the two are not matched, the fact that the vehicle is probably stolen by other people is meant, the background sends a verification request to the vehicle owner according to the information of the vehicle owner, whether the vehicle is authorized to be driven by other people is inquired, if so, no action is given, otherwise, a camera in the garage is called to monitor the corresponding vehicle after the vehicle enters the garage and stops the vehicle, and the vehicle owner and the parking lot management personnel are informed to process the vehicle.
The method of the embodiment establishes the credit score system for parking reservation on line, and carries out deposit-free processing on the users with high credit degree in the system, thereby attracting the users to improve the credit degree, leading the user groups to be concentrated in the score interval with high credit degree on the whole, reducing the total fund transaction times of the parking lot on a big data level, reducing the frequent degree of the fund transaction of the parking lot, and relieving the task processing load of the parking lot.
In addition, the method of the embodiment also utilizes a mode of displaying the aggregated payment two-dimensional code locally in the parking lot, completes identity authentication on the current vehicle driver by matching with information on the electronic identification of the vehicle, and attacks the behavior of stealing the vehicle by lawless persons, so that the service level and the management strength of the parking lot are improved, and information assistance is provided for stolen vehicle owners.
Further, for each reservation, the background detects whether the user arrives at the parking lot at the starting time of the reserved parking time period, if so, the credit score of the user is improved, and the high-efficiency utilization rate of the vacancy brought to the parking lot by the punctuality behavior of the user is rewarded; in addition, the background detects whether the user arrives at the parking lot before the parking time at the ending moment of the reserved parking time period, whether the user cancels the reservation is further detected under the condition that the user is detected not to arrive at the parking lot, and if the user is determined not to violate the reservation, the credit score of the user is reduced by the background. Therefore, the credit score of the corresponding user is fed back and corrected by the background according to the completion condition of the reserved parking after the reserved parking is completed each time, and the timeliness of the credit score of the user is guaranteed.
The method used for the present invention can be implemented by establishing functional modules, combining into a functional module architecture, and by a computer program stored in a computer-readable storage medium.
Finally, it should be noted that the above embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the protection scope of the present invention, although the present invention is described in detail with reference to the preferred embodiments, it should be understood by those skilled in the art that modifications or equivalent substitutions can be made on the technical solutions of the present invention without departing from the spirit and scope of the technical solutions of the present invention.

Claims (10)

1. The reserved parking method based on credit payment and automobile electronic identification is characterized by comprising the following steps:
Credit scoring is carried out on the corresponding user based on the historical default record of the user;
when receiving an online parking reservation request of a user, calling the credit score of the user according to the user information in the request, using the credit score to online charge a parking deposit for the corresponding user, and carrying out deposit-free treatment on the user with high credit degree;
And periodically detecting the electronic identification of the automobile at the entrance of the parking lot by using a card reader, triggering and reading the license plate information in the electronic identification of the automobile to be matched with the license plate information in the request when the electronic identification of the automobile is detected, and permitting the corresponding automobile to park and triggering and returning deposit to the corresponding user according to the matching result.
2. The reserved parking method according to claim 1, wherein: and feeding back and correcting the credit score of the corresponding user according to the completion condition of the reserved parking.
3. The reserved parking method according to claim 2, wherein the feedback correction is specifically performed by: promoting the credit degree of the users arriving in the appointed time; or to reduce the level of credit to the defaulting user.
4. The reserved parking method according to claim 3, wherein: the deposit penalty is emphasized for users with low credit.
5. The reserved parking method according to claim 3 or 4, wherein: a blacklist mechanism is established and severely defaulting users are blackened based on the mechanism.
6. The reserved parking method as claimed in claim 1, wherein the manner of returning a deposit to the corresponding user is: and displaying the two-dimensional code for transferring money to a user at the entrance of the parking lot.
7. The reserved parking method according to claim 6, wherein: and acquiring the owner information of the money receiving account according to the code scanning and money taking request of the user, and giving an alarm if the owner information is not matched with the owner information on the automobile electronic identifier.
8. The reservation parking method according to claim 7, wherein the alarm is given by: and sending a verification request to the vehicle owner according to the vehicle owner information.
9. The reservation parking method according to claim 8, wherein the alarm is provided by: and monitoring the corresponding vehicle according to the verification result.
10. a computer-readable storage medium storing a computer program, characterized in that: the computer program, when executed by a processor, implementing the method of any one of claims 1-9.
CN201910696089.2A 2019-07-30 2019-07-30 Reserved parking method based on credit payment and automobile electronic identification and computer readable storage medium Pending CN110543958A (en)

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CN112150727A (en) * 2020-09-29 2020-12-29 中国银行股份有限公司 Self-service transaction processing method and device and self-service transaction cabinet
CN112927045A (en) * 2021-03-03 2021-06-08 广州力挚网络科技有限公司 Car rental credit data processing method, device and equipment
CN112927554A (en) * 2021-01-21 2021-06-08 徐晨刚 Parking cloud management method, system and device and readable storage medium
CN114495364A (en) * 2022-01-25 2022-05-13 北京悟空出行科技有限公司 Self-service car renting method and device, electronic equipment and readable storage medium
CN115346389A (en) * 2022-06-30 2022-11-15 浙江大华技术股份有限公司 Parking space reservation method, platform, electronic device and storage medium

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112150727A (en) * 2020-09-29 2020-12-29 中国银行股份有限公司 Self-service transaction processing method and device and self-service transaction cabinet
CN112927554A (en) * 2021-01-21 2021-06-08 徐晨刚 Parking cloud management method, system and device and readable storage medium
CN112927045A (en) * 2021-03-03 2021-06-08 广州力挚网络科技有限公司 Car rental credit data processing method, device and equipment
CN114495364A (en) * 2022-01-25 2022-05-13 北京悟空出行科技有限公司 Self-service car renting method and device, electronic equipment and readable storage medium
CN115346389A (en) * 2022-06-30 2022-11-15 浙江大华技术股份有限公司 Parking space reservation method, platform, electronic device and storage medium

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Application publication date: 20191206