CN110517036A - Method and device for two-dimensional code payment anti-theft swiping payment - Google Patents
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Abstract
本发明提供了一种二维码付款防盗刷支付的方法，包括如下步骤：打开移动支付终端付款界面，默认显示非支付信息界面；移动支付终端距离传感器启动；扫码设备靠近移动支付终端进行扫码；移动支付终端的所述距离传感器检测在设定距离内是否有设备，若否，则移动支付终端不显示付款二维码界面；若有，移动支付终端显示付款二维码界面；完成扫码。本发明还提供了一种二维码付款防盗刷支付的装置。与相关技术相比，本发明具有如下优点：可以有效防止二维码扫码付款时被盗刷；方便用户调整扫码距离；可进一步降低被盗刷的几率。
The invention provides a two-dimensional code payment anti-theft payment method, comprising the following steps: opening the payment interface of the mobile payment terminal, and displaying the non-payment information interface by default; starting the distance sensor of the mobile payment terminal; code; the distance sensor of the mobile payment terminal detects whether there is a device within the set distance, if not, the mobile payment terminal does not display the payment QR code interface; if yes, the mobile payment terminal displays the payment QR code interface; complete scanning code. The invention also provides a two-dimensional code payment anti-theft swiping payment device. Compared with related technologies, the present invention has the following advantages: it can effectively prevent fraudulent swiping when scanning two-dimensional codes for payment; it is convenient for users to adjust the scanning distance; and it can further reduce the probability of fraudulent swiping.
Description
【技术领域】【Technical field】
本发明涉及二维码技术领域，尤其涉及一种二维码付款防盗刷支付的方法及装置。The invention relates to the technical field of two-dimensional codes, in particular to a method and device for anti-theft payment by two-dimensional codes.
【背景技术】【Background technique】
目前，二维码支付以其快捷、便利等优点，已经成为人们主流的支付方式，消费者出示二维码，商家通过扫描该二维码，便可以完成收款过程。二维码支付在生产生活中日益普及的同时，也出现了二维码被隔空盗刷的安全风险。如：消费者在购物排队付款时，一般都会提前打开自己的付款码准备支付，此时其他人就可以悄悄跟在身后，隔空扫描该付款码，盗刷受害者钱财。At present, QR code payment has become the mainstream payment method due to its fast and convenient advantages. Consumers show the QR code, and merchants can complete the payment process by scanning the QR code. While QR code payment is becoming more and more popular in production and life, there is also a security risk of QR code being stolen from the air. For example, when consumers line up to pay for shopping, they usually open their payment codes in advance to prepare for payment. At this time, other people can quietly follow behind, scan the payment codes in the air, and steal the victim's money.
【发明内容】【Content of invention】
本发明的目的在于提供一种二维码付款防盗刷支付的方法及装置，其可以解决传统二维码扫码付款容易被盗刷的技术问题。The purpose of the present invention is to provide a two-dimensional code payment anti-theft payment method and device, which can solve the technical problem that the traditional two-dimensional code scanning payment is easy to be stolen.
本发明的技术方案如下：Technical scheme of the present invention is as follows:
一种二维码付款防盗刷支付的方法，包括如下步骤：A method for two-dimensional code payment anti-theft swiping payment, comprising the following steps:
步骤一、打开移动支付终端付款界面，默认显示非支付信息界面；Step 1. Open the payment interface of the mobile payment terminal, and the non-payment information interface is displayed by default;
步骤二、移动支付终端距离传感器启动；Step 2, the distance sensor of the mobile payment terminal is activated;
步骤三、扫码设备靠近移动支付终端进行扫码；Step 3: The code scanning device approaches the mobile payment terminal to scan the code;
步骤四、移动支付终端的所述距离传感器检测在设定距离内是否有设备，若否，则执行步骤五；若有，则执行步骤六；Step 4, the distance sensor of the mobile payment terminal detects whether there is equipment within the set distance, if not, then perform step 5; if yes, then perform step 6;
步骤五、移动支付终端不显示付款二维码界面；Step 5. The mobile payment terminal does not display the payment QR code interface;
步骤六、移动支付终端显示付款二维码界面；Step 6. The mobile payment terminal displays the payment QR code interface;
步骤七、完成扫码。Step 7. Complete the scan code.
作为本发明的一种改进，在步骤五中，还包括移动支付终端发出扫码距离超过设定距离的警示声，并在界面显示提示文字。As an improvement of the present invention, in step 5, the mobile payment terminal also sends out a warning sound that the code scanning distance exceeds the set distance, and displays prompt text on the interface.
作为本发明的一种改进，所述移动支付终端为智能手机。As an improvement of the present invention, the mobile payment terminal is a smart phone.
作为本发明的一种改进，在步骤六中，付款二维码界面显示时间超过预设时间时，默认显示非支付信息界面。As an improvement of the present invention, in step 6, when the display time of the payment two-dimensional code interface exceeds a preset time, a non-payment information interface is displayed by default.
作为本发明的一种改进，所述设定距离可调，并预设为10-20厘米，所述预设时间可调，并预设为5-10秒。As an improvement of the present invention, the set distance is adjustable and preset to 10-20 cm, and the preset time is adjustable and preset to 5-10 seconds.
作为本发明的一种改进，在步骤七中，还包括在完成扫码后，默认显示非支付信息界面。As an improvement of the present invention, in step seven, it also includes displaying a non-payment information interface by default after scanning the code.
本发明还提供了一种二维码付款防盗刷支付的装置，包括依次连接的默认显示模块、传感器启动模块、扫码模块、检测模块以及处理模块，其中，The present invention also provides a two-dimensional code payment anti-theft swiping payment device, including a default display module, a sensor start module, a code scanning module, a detection module and a processing module connected in sequence, wherein,
所述默认显示模块用于在打开移动支付终端付款界面后，默认显示非支付信息界面；The default display module is used to display the non-payment information interface by default after opening the payment interface of the mobile payment terminal;
所述传感器启动模块用于移动支付终端距离传感器启动；The sensor starting module is used for starting the distance sensor of the mobile payment terminal;
所述扫码模块用于扫码设备靠近移动支付终端进行扫码；The code scanning module is used for the code scanning device to scan codes close to the mobile payment terminal;
所述检测模块用于移动支付终端的所述距离传感器检测在设定距离内是否有设备；The detection module is used for the distance sensor of the mobile payment terminal to detect whether there is equipment within the set distance;
所述处理模块用于若设定距离内没有设备，则移动支付终端不显示付款二维码界面；若设定距离内有设备，则移动支付终端显示付款二维码界面。The processing module is used for if there is no device within the set distance, the mobile payment terminal does not display the payment QR code interface; if there is equipment within the set distance, the mobile payment terminal displays the payment QR code interface.
作为本发明的一种改进，还包括与所述检测模块连接的警示模块，所述警示模块用于移动支付终端发出扫码距离超过设定距离的警示声，并在界面显示提示文字。As an improvement of the present invention, it also includes a warning module connected to the detection module, and the warning module is used for the mobile payment terminal to issue a warning sound that the code scanning distance exceeds the set distance, and display prompt text on the interface.
作为本发明的一种改进，所述处理模块还包括付款二维码界面显示时间超过预设时间时，默认显示非支付信息界面。As an improvement of the present invention, the processing module further includes displaying a non-payment information interface by default when the display time of the payment two-dimensional code interface exceeds a preset time.
作为本发明的一种改进，所述设定距离为10-20厘米，所述预设时间为5-10秒。As an improvement of the present invention, the set distance is 10-20 cm, and the preset time is 5-10 seconds.
与相关技术相比，本发明具有如下优点：Compared with related technologies, the present invention has the following advantages:
1、通过移动支付终端自带的距离传感器来检测设定距离内是否有设备来决定是否显示付款二维码界面，可以有效防止二维码扫码付款时被盗刷；1. Use the distance sensor that comes with the mobile payment terminal to detect whether there is a device within the set distance to determine whether to display the payment QR code interface, which can effectively prevent theft when scanning the QR code for payment;
2、通过警示声来提示移动支付终端扫码距离超过设定距离，方便用户调整扫码距离；2. Use the warning sound to remind the mobile payment terminal that the code scanning distance exceeds the set distance, which is convenient for users to adjust the code scanning distance;
3、通过设置付款二维码界面的显示时间，可进一步降低被盗刷的几率。3. By setting the display time of the payment QR code interface, the chance of being stolen can be further reduced.
【附图说明】【Description of drawings】
为了更清楚地说明本发明实施例中的技术方案，下面将对实施例描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本发明的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其它的附图，其中：In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings that need to be used in the description of the embodiments will be briefly introduced below. Obviously, the drawings in the following description are only some embodiments of the present invention. For those of ordinary skill in the art, other drawings can also be obtained based on these drawings without creative work, wherein:
图1为本发明一种二维码付款防盗刷支付的方法的流程图；Fig. 1 is the flow chart of a kind of two-dimension code payment anti-theft brush payment method of the present invention;
图2为本发明一种二维码付款防盗刷支付的装置的结构框架图。Fig. 2 is a structural frame diagram of an anti-theft swiping payment device for two-dimensional code payment according to the present invention.
【具体实施方式】【Detailed ways】
下面将结合本发明实施例中的附图，对本发明实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅是本发明的一部分实施例，而不是全部的实施例。基于本发明中的实施例，本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其它实施例，都属于本发明保护的范围。The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
请参阅图1所示，本发明提供了一种二维码付款防盗刷支付的方法，包括如下步骤：Please refer to Fig. 1, the present invention provides a method for two-dimensional code payment anti-theft swiping payment, including the following steps:
步骤一、打开移动支付终端付款界面，默认显示非支付信息界面；Step 1. Open the payment interface of the mobile payment terminal, and the non-payment information interface is displayed by default;
需要进一步说明的是，所述移动支付终端为智能手机，当然的，本发明并不排除其它可用于进行移动支付的设备，例如智能手表、便携式电脑、ipad等，但这理应都属于本发明的所述移动支付终端。It should be further explained that the mobile payment terminal is a smart phone. Of course, the present invention does not exclude other devices that can be used for mobile payment, such as smart watches, portable computers, ipads, etc., but these should all belong to the scope of the present invention. The mobile payment terminal.
在本发明中，在打开付款界面时，直接就默认显示非支付信息界面，可有效确保在扫码支付前不被盗刷，相对于现有的一些传统方法，比如，在判断移动支付终端大于预设距离时才在二维码上加蒙层或者打码处理来说，更加安全，因为，这种传统方法，在进行距离判断前，移动支付终端仍然会有一段时间显示二维码，还是存在被盗刷的风险。In the present invention, when the payment interface is opened, the non-payment information interface is directly displayed by default, which can effectively ensure that the payment is not stolen before scanning the code. Compared with some existing traditional methods, for example, when the mobile payment terminal is judged to be larger than It is safer to add a layer or code on the QR code when the distance is preset, because in this traditional method, the mobile payment terminal will still display the QR code for a period of time before judging the distance. There is a risk of being stolen.
步骤二、移动支付终端距离传感器启动；Step 2, the distance sensor of the mobile payment terminal is activated;
需要进一步说明的是，所述距离传感器属于所述移动支付终端自带的，并位于所述移动支付终端的正面，倘若所述移动支付终端没有所述距离传感器，那么，该移动支付终端将不会具备本发明提供的所述一种二维码付款防盗刷支付的方法。It should be further explained that the distance sensor is included with the mobile payment terminal and is located on the front of the mobile payment terminal. If the mobile payment terminal does not have the distance sensor, then the mobile payment terminal will not It will have the two-dimensional code payment anti-theft swiping payment method provided by the present invention.
步骤三、扫码设备靠近移动支付终端进行扫码；Step 3: The code scanning device approaches the mobile payment terminal to scan the code;
步骤四、移动支付终端的所述距离传感器检测在设定距离内是否有设备，若否，则执行步骤五；若有，则执行步骤六；Step 4, the distance sensor of the mobile payment terminal detects whether there is equipment within the set distance, if not, then perform step 5; if yes, then perform step 6;
需要进一步说明的是，所述设定距离可调，并预设为10-20厘米。也就是说，可以在所述移动支付终端上进行预先设定这个可进行扫码的距离。It should be further explained that the setting distance is adjustable and preset at 10-20 centimeters. That is to say, the code scanning distance can be preset on the mobile payment terminal.
步骤五、移动支付终端不显示付款二维码界面；Step 5. The mobile payment terminal does not display the payment QR code interface;
需要进一步说明的是，还包括移动支付终端发出扫码距离超过设定距离的警示声，并在界面显示提示文字，通过该警示声和提示文字，用户可以及时调整扫码距离。It needs to be further explained that the mobile payment terminal also sends out a warning sound that the code scanning distance exceeds the set distance, and displays prompt text on the interface. Through the warning sound and prompt text, the user can adjust the code scanning distance in time.
步骤六、移动支付终端显示付款二维码界面；Step 6. The mobile payment terminal displays the payment QR code interface;
需要进一步说明的是，付款二维码界面显示时间超过预设时间时，默认显示非支付信息界面，在本发明的具体实施方式中，所述预设时间可调，并预设为5-10秒。也就是说，可以在所述移动支付终端上预先设定付款二维码界面显示的时间。It should be further explained that when the display time of the payment two-dimensional code interface exceeds the preset time, the non-payment information interface is displayed by default. In the specific embodiment of the present invention, the preset time is adjustable and preset to 5-10 second. That is to say, the display time of the payment two-dimensional code interface can be preset on the mobile payment terminal.
步骤七、完成扫码。Step 7. Complete the scan code.
在步骤七中，还包括在完成扫码后，默认显示非支付信息界面，这样可进一步降低被盗刷的几率，保护二维码的安全。In step seven, after scanning the code, the non-payment information interface is displayed by default, which can further reduce the chance of being stolen and protect the safety of the two-dimensional code.
再结合图2所示，本发明还提供了一种二维码付款防盗刷支付的装置100，包括默认显示模块1、传感器启动模块2、扫码模块3、检测模块4、处理模块5以及警示模块6，所述默认显示模块1、所述传感器启动模块2、所述扫码模块3、所述检测模块4以及所述处理模块5依次连接，所述警示模块6与所述检测模块4连接。In combination with what is shown in Figure 2, the present invention also provides a device 100 for two-dimensional code payment anti-theft swiping payment, including a default display module 1, a sensor activation module 2, a code scanning module 3, a detection module 4, a processing module 5 and a warning Module 6, the default display module 1, the sensor start module 2, the code scanning module 3, the detection module 4 and the processing module 5 are sequentially connected, and the warning module 6 is connected to the detection module 4 .
所述默认显示模块1用于在打开移动支付终端付款界面后，默认显示非支付信息界面。所述移动支付终端为智能手机，当然的，本发明并不排除其它可用于进行移动支付的设备，例如智能手表、便携式电脑、ipad等，但这理应都属于本发明的所述移动支付终端。The default display module 1 is used to display a non-payment information interface by default after opening the payment interface of the mobile payment terminal. The mobile payment terminal is a smart phone. Of course, the present invention does not exclude other devices that can be used for mobile payment, such as smart watches, portable computers, ipads, etc., but these should all belong to the mobile payment terminal of the present invention.
所述传感器启动模块2用于移动支付终端距离传感器启动。The sensor starting module 2 is used for starting the distance sensor of the mobile payment terminal.
所述扫码模块3用于扫码设备靠近移动支付终端进行扫码。所述扫码设备优选的为扫码枪。The code scanning module 3 is used for scanning codes when the code scanning device approaches the mobile payment terminal. The code scanning device is preferably a code scanning gun.
所述检测模块4用于移动支付终端的所述距离传感器检测在设定距离内是否有设备，所述设定距离可调，并预设为10-20厘米。The detection module 4 is used for the distance sensor of the mobile payment terminal to detect whether there is a device within a set distance, and the set distance is adjustable and preset to 10-20 cm.
所述处理模块5用于若设定距离内没有设备，则移动支付终端不显示付款二维码界面；若设定距离内有设备，则移动支付终端显示付款二维码界面，需要进一步说明的是，所述处理模块5还包括付款二维码界面显示时间超过预设时间时，默认显示非支付信息界面，所述预设时间可调，并预设为5-10秒。The processing module 5 is used for if there is no equipment within the set distance, then the mobile payment terminal does not display the payment two-dimensional code interface; if there is equipment within the set distance, then the mobile payment terminal displays the payment two-dimensional code interface, which needs further explanation Yes, the processing module 5 also includes that when the display time of the payment QR code interface exceeds a preset time, a non-payment information interface is displayed by default, and the preset time is adjustable, and the preset time is 5-10 seconds.
所述警示模块6用于移动支付终端发出扫码距离超过设定距离的警示声，并在界面显示提示文字，例如发出滴滴滴的声音，并在屏幕上显示超出设定距离的相关文字提示信息。The warning module 6 is used for the mobile payment terminal to issue a warning sound that the code scanning distance exceeds the set distance, and display prompt text on the interface, such as sending out a beeping sound, and display relevant text prompts exceeding the set distance on the screen information.
与相关技术相比，本发明具有如下优点：Compared with related technologies, the present invention has the following advantages:
1、通过移动支付终端自带的距离传感器来检测设定距离内是否有设备来决定是否显示付款二维码界面，可以有效防止二维码扫码付款时被盗刷；1. Use the distance sensor that comes with the mobile payment terminal to detect whether there is a device within the set distance to determine whether to display the payment QR code interface, which can effectively prevent theft when scanning the QR code for payment;
2、通过警示声来提示移动支付终端扫码距离超过设定距离，方便用户调整扫码距离；2. Use the warning sound to remind the mobile payment terminal that the code scanning distance exceeds the set distance, which is convenient for users to adjust the code scanning distance;
3、通过设置付款二维码界面的显示时间，可进一步降低被盗刷的几率。3. By setting the display time of the payment QR code interface, the chance of being stolen can be further reduced.
尽管本发明的实施方案已公开如上，但并不仅仅限于说明书和实施方案中所列运用，它完全可以被适用于各种适合本发明的领域，对于熟悉本领域的人员而言，可容易地实现另外的修改，因此在不背离权利要求及等同范围所限定的一般概念下，本发明并不限于特定的细节和这里所示出与描述的图例。Although the embodiment of the present invention has been disclosed as above, it is not limited to the use listed in the specification and embodiment, it can be applied to various fields suitable for the present invention, and it can be easily understood by those skilled in the art Further modifications can be effected, so the invention is not limited to the specific details and examples shown and described herein without departing from the general concept defined by the claims and their equivalents.
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