CN110175833B - Computer device, method, system and medium for binding bank card information - Google Patents

Abstract

The application discloses a computer device for binding bank card information, which comprises: the data interface is used for receiving a binding request of the newly-built account; the data processing module is used for determining the to-be-bound bank card information corresponding to the bank card identification and the to-be-bound bank protocol information corresponding to the bank card information in the database, and establishing a binding relationship between the newly-built account and the bank card information and a binding relationship between the bank card information and the bank protocol information. The user information only reserves the corresponding relation between the account information and the bank card information, so that the quantity of the bank card information and the bank protocol information does not need to be in one-to-one correspondence with the quantity of the account information, one bank card information can be bound to a plurality of account information, and a plurality of bank protocol information can be bound to one bank card information, thereby avoiding redundant bank card information and bank protocol information. The application also provides a method and a device for binding the bank card information and a computer readable storage medium, and the effects can be realized.

Description

A computer device, method, system and medium for binding bank card information

technical field

The present invention relates to the technical field of information management, and more specifically, relates to a computer device for binding bank card information, a method and system for binding bank card information, and a computer-readable storage medium.

Background technique

At present, in the electronic payment platform, after the user registers an account information, he needs to add the bank card information, bank agreement information, etc. that need to be bound, and bind these three items, and combine the binding information of these three items with the three information The specific content is saved.

Since the above three items of data are bound together, the three items of data are tightly coupled. Moreover, when different accounts are bound to the same bank card information and the same bank agreement information, the same bank card information needs to be added for each binding. With the same bank protocol information, resulting in data redundancy.

Therefore, how to avoid user data redundancy in the electronic payment platform is a problem to be solved by those skilled in the art.

Contents of the invention

The purpose of the present invention is to provide a computer device for binding bank card information, a method and system for binding bank card information, and a computer-readable storage medium, so as to avoid user data redundancy in the electronic payment platform.

In order to achieve the above object, the embodiment of the present invention provides the following technical solutions:

A computer device for binding bank card information, comprising:

A data interface, configured to receive a binding request for a newly created account, where the binding request includes a bank card identification;

Database for storing bank card information and bank agreement information;

A data processing module, configured to determine in the database the bank card information to be bound corresponding to the bank card identification and the bank agreement information to be bound corresponding to the bank card information, and to establish the newly created account The binding relationship with the bank card information and the binding relationship between the bank card information and the bank agreement information.

Optionally, the data processing module is specifically configured to determine whether the bank card information is saved in the database; if so, establish a binding relationship between the newly created account and the bank card information; and determine Whether the bank agreement information is stored in the database; if yes, establish a binding relationship between the bank card and the bank agreement information.

Optionally, the data interface is also used to receive the bank card information when the bank card information is not saved in the database, and establish a binding relationship between the newly created account and the bank card information;

The data processing module is specifically configured to save the bank card information, and establish a binding relationship between the newly created account and the bank card information.

Optionally, the data interface is also used to receive the bank agreement information when the bank agreement information is not saved in the database;

The data processing module is specifically used to save the bank agreement information, and establish a binding relationship between the bank card and the bank agreement information.

Optionally, the database is also used to save the created user information, each piece of user information includes account information, bank card information, bank agreement information and account information, bank card information, bank agreement information Correspondence;

The data processing module is also used to detect whether there is redundant redundant bank card information in the currently saved user information; if so, determine the target account information and target bank agreement information corresponding to the redundant bank card information; Keep a target bank card information in redundant bank card information, delete all non-target bank card information; establish the binding relationship between the target account information and the target bank card information and the target bank card and the target bank card information The binding relationship between target bank protocol information.

Optionally, the data processing module is also used to detect whether there is redundant redundant bank agreement information in the currently saved user information; if so, keep a target bank agreement information among the repeated redundant bank agreement information, delete All non-bank agreement information.

In order to achieve the above purpose, this application also provides a bank card information binding method, including:

Receive a binding request for a newly created account, where the binding request includes a bank card identifier and a bank agreement identifier;

Determining in the database the bank card information to be bound corresponding to the bank card identification and the bank agreement information to be bound corresponding to the bank card information;

Establish a binding relationship between the newly created account and the bank card information and a binding relationship between the bank card and the bank agreement information.

Optionally, the method also includes:

Detect whether there is duplicate redundant bank card information in the currently saved user information;

If so, determine the target account information and target bank agreement information corresponding to the redundant bank card information;

Retain one target bank card information in repeated multiple redundant bank card information, and delete all non-target bank card information;

Establish a binding relationship between the target account information and the target bank card information and a binding relationship between the target bank card and the target bank agreement information.

In order to achieve the above purpose, the present application also provides a bank card information binding device, including:

memory for storing computer programs;

The processor is configured to realize the steps of the bank card information binding method when executing the computer program.

In order to achieve the above purpose, the present application also provides a computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, it realizes the bank card information binding method. step.

It can be seen that the computer device for binding bank card information provided by the embodiment of the present application receives the binding request of the newly created user through the data interface, and determines the bank card information corresponding to the binding request and the bank card information corresponding to the binding request through the data processing module. The bank agreement information corresponding to the card information, the binding relationship between the newly created account and the bank card information, and the binding relationship between the bank card information and the bank agreement information. In this application, a piece of user information no longer includes bank card information, bank agreement information, account information, and the mapping relationship between the three, but only retains the corresponding relationship between account information and bank card information, so that the bank can Card information and bank agreement information are independent of user information, and the number of bank card information and bank agreement information does not need to correspond to the number of account information. Instead, multiple account information can be bound to one bank card information, and one bank card information One or more bank agreement information can be bound, so that redundant bank card information and bank agreement information can be avoided.

The present application also provides a bank card information binding method, device and computer-readable storage medium, which can also achieve the above effects.

Description of drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention or the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or the prior art. Obviously, the accompanying drawings in the following description are only These are some embodiments of the present invention. Those skilled in the art can also obtain other drawings based on these drawings without creative work.

Fig. 1 is a schematic structural diagram of a computer device for binding bank card information disclosed in an embodiment of the present invention;

Fig. 2 is a schematic diagram of a comparison of bank card information binding relationships disclosed in an embodiment of the present invention;

Fig. 3 is a flow chart of a bank card information binding method disclosed by an embodiment of the present invention;

FIG. 4 is a flow chart of a specific method for binding bank card information disclosed in an embodiment of the present invention;

Fig. 5 is a schematic structural diagram of a bank card information binding device disclosed in an embodiment of the present invention.

Detailed ways

The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

The embodiment of the invention discloses a computer device for binding bank card information, a method and system for binding bank card information, and a computer-readable storage medium, so as to avoid redundancy of user data in an electronic payment platform.

Referring to Fig. 1, a computer device for binding bank card information provided by an embodiment of the present invention includes:

The data interface 101 is used to receive a binding request for creating a new account, and the binding request includes a bank card identification;

Database 102, used to store bank card information and bank agreement information;

A data processing module 103, configured to determine in the database 102 the bank card information to be bound corresponding to the bank card identifier and the bank agreement information to be bound corresponding to the bank agreement identifier, and to establish the The binding relationship between the newly created account and the bank card information and the binding relationship between the bank card and the bank agreement information.

In this solution, the data interface 101 may receive a binding request for creating a new account, and the request includes the identification of the bank card.

After the user creates a new account, he will perform a signing operation, that is, bind the bank card information and bank agreement information.

The bank agreement refers to the relevant agreement for the bank to authorize the electronic payment platform to make payment. For details, please refer to the existing technology, and this solution does not make specific limitations. A bank card can support multiple bank protocols.

In this solution, the bank card information and bank agreement information are stored in the database 102. These two pieces of information are independent of each account information. The bank agreement information can be bound with the bank card information in advance. For example, card A and agreement 1, agreement 2 have a binding relationship.

Referring to Figure 2, in this solution, a piece of user information no longer includes bank card information, bank agreement information, account information, and the mapping relationship between the three, but only retains the corresponding relationship between account information and bank card information. In this way, bank card information and bank agreement information can be independent of user information, and the number of bank card information and bank agreement information does not need to be in one-to-one correspondence with the number of account information. Instead, multiple account information can be bound to one bank card information. One bank card information can be bound with one or more bank agreement information, so that redundant bank card information and bank agreement information can be avoided.

Specifically, the data processing module 103 determines in the database the bank card information corresponding to the binding request and the bank agreement information corresponding to the bank card information, and establishes two corresponding relationships, that is, the binding between the newly created account and the bank card information Relationship and the binding relationship between bank card information and bank agreement information.

In a specific implementation manner, the data processing module 103 is specifically used for:

Judging whether the bank card information is stored in the database 102;

If so, establish a binding relationship between the newly created account and the bank card information;

Judging whether the bank agreement information is saved in the database 102;

If yes, establish a binding relationship between the bank card and the bank agreement information.

In this solution, before determining the bank card information and bank agreement information, it is also necessary to determine whether the information is stored in the database 102, and if so, establish the corresponding binding relationship, so as to avoid the lack of information when establishing the binding relationship. system error.

In another specific implementation manner, the data interface 101 is also used for:

When the bank card information is not saved in the database 102, receive the bank card information, and establish a binding relationship between the newly created account and the bank card information;

The data processing module 103 is specifically configured to save the bank card information, and establish a binding relationship between the newly created account and the bank card information.

If there is no bank card information corresponding to the bank card identification in the binding request in the database 102, the bank card information needs to be input by the user, the bank card information is received by the data interface 101, and the bank card information is stored in the database 102, Establish a binding relationship between the newly created account and the bank card information.

In another specific embodiment, the data interface 101 is also used to receive the bank agreement information when the bank agreement information is not saved in the database 102;

The data processing module 103 is specifically configured to save the bank agreement information, and establish a binding relationship between the bank card and the bank agreement information.

In this scheme, the bank agreement information may not be stored in the database 102 yet, at this moment, the user needs to input the bank agreement information, and the data interface 101 receives the input bank agreement information, and saves it in the database 102, and the bank agreement The information is bound with the bank card information.

In a specific implementation, the database 102 is also used to save the created user information, each piece of user information includes account information, bank card information, bank agreement information and account information, bank card information, bank agreement information Correspondence between;

The data processing module 103 is also used to detect whether there is redundant redundant bank card information in the currently saved user information; if so, determine the target account information and target bank agreement information corresponding to the redundant bank card information; Keep a target bank card information in multiple redundant bank card information, delete all non-target bank card information; establish the binding relationship between the target account information and the target bank card information and the target bank card and the target bank card information Describe the binding relationship between the target bank agreement information.

It should be noted that there may already be user information established in the traditional way in the current database, that is, each piece of user information includes account information, bank card information, bank agreement information, and the corresponding relationship between the three. There will be data redundancy in all established user information. In order to further reduce data redundancy, this solution improves the established user information so that its storage method is the same as this solution.

Specifically, when the data processing module 103 detects that there is redundant redundant bank card information in the currently saved user information, it determines the target account information and target bank agreement information corresponding to the redundant bank card information; Keep a target bank card information in the bank card information, and delete all non-target bank card information.

The data processing module 103 establishes the binding relationship between the target account information and the target bank card information and the binding relationship between the target bank card and the target bank agreement information.

On this basis, in order to further avoid redundancy, redundant bank agreement information can also be detected. Specifically, in a specific implementation manner, the data processing module 103 is also used to detect whether there is repeated redundant bank agreement information in the currently saved user information; if so, among the repeated redundant bank agreement information Keep one target bank agreement information, delete all non-bank agreement information.

It can be seen that the computer device for binding bank card information provided by the embodiment of the present application receives the binding request of the newly created user through the data interface, and determines the bank card information corresponding to the binding request and the bank card information corresponding to the binding request through the data processing module. The bank agreement information corresponding to the card information, the binding relationship between the newly created account and the bank card information, and the binding relationship between the bank card information and the bank agreement information. In this scheme, a piece of user information no longer includes bank card information, bank agreement information, account information, and the mapping relationship between the three, but only keeps the corresponding relationship between account information and bank card information, so that the bank can Card information and bank agreement information are independent of user information, and the number of bank card information and bank agreement information does not need to correspond to the number of account information. Instead, multiple account information can be bound to one bank card information, and one bank card information One or more bank agreement information can be bound, so that redundant bank card information and bank agreement information can be avoided.

A method for binding bank card information provided in the embodiment of the present application is introduced below, and a method for binding bank card information described below may be referred to with the foregoing embodiments.

Referring to Fig. 3, a bank card information binding method provided by the embodiment of the present application specifically includes:

S201. Receive a binding request for creating a new account, where the binding request includes a bank card identifier and a bank agreement identifier.

After the user creates a new account, he will perform a signing operation, that is, bind the bank card information and bank agreement information.

The bank agreement refers to the relevant agreement for the bank to authorize the electronic payment platform to make payment. For details, please refer to the existing technology, and this solution does not make specific limitations. A bank card can support multiple bank protocols.

Firstly, a binding request for creating a new account is received, and the request includes the identification of the bank card.

S202. Determine in the database the bank card information to be bound corresponding to the bank card identifier and the bank agreement information to be bound corresponding to the bank card information.

The bank card information corresponding to the bank card identification and the bank agreement information corresponding to the bank card information are determined in the database.

In this solution, bank card information and bank agreement information are stored in the database. These two pieces of information are independent of each account information. Bank agreement information can be bound with bank card information in advance, for example, card A and agreement 1, agreement 2 have a binding relationship.

S203. Establish a binding relationship between the newly created account and the bank card information and a binding relationship between the bank card and the bank agreement information.

In this scheme, a piece of user information no longer includes bank card information, bank agreement information, account information, and the mapping relationship between the three, but only keeps the corresponding relationship between account information and bank card information, so that the bank can Card information and bank agreement information are independent of user information, and the number of bank card information and bank agreement information does not need to correspond to the number of account information. Instead, multiple account information can be bound to one bank card information, and one bank card information One or more bank agreement information can be bound, so that redundant bank card information and bank agreement information can be avoided.

Specifically, the data processing module determines the bank card information corresponding to the binding request and the bank agreement information corresponding to the bank card information in the database, and establishes two corresponding relationships, that is, the binding relationship between the newly created account and the bank card information Binding relationship with bank card information and bank agreement information.

Referring to Figure 4, in a specific embodiment, the method also includes:

S301. Detect whether there is redundant bank card information in the currently stored user information.

It should be noted that there may already be user information established in the traditional way in the current database, that is, each piece of user information includes account information, bank card information, bank agreement information, and the corresponding relationship between the three. There will be data redundancy in all established user information. In order to further reduce data redundancy, this solution improves the established user information so that its storage method is the same as this solution.

Specifically, firstly, it is detected whether there is duplicate redundant bank card information in the currently stored user information.

S302, if yes, determine target account information and target bank agreement information corresponding to the redundant bank card information.

S303. Keep one target bank card information in the repeated redundant bank card information, and delete all non-target bank card information.

S304. Establish a binding relationship between the target account information and the target bank card information and a binding relationship between the target bank card and the target bank agreement information.

On this basis, in order to further avoid redundancy, redundant bank agreement information can also be detected. Specifically, in a specific embodiment, the method also includes:

Detect whether there is redundant redundant bank agreement information in the currently saved user information; if so, retain a target bank agreement information among the repeated redundant bank agreement information, and delete all non-bank agreement information.

The following introduces a bank card information binding device provided by the embodiment of the present application. The bank card information binding device described below may refer to any of the above embodiments.

Referring to Fig. 5, a bank card information binding device provided by an embodiment of the present application specifically includes:

memory 100, for storing computer programs;

The processor 200 is configured to implement the steps of any of the bank card information binding methods described above when executing the computer program.

Specifically, the memory 100 includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and computer-readable instructions, and the internal memory provides an environment for the operation of the operating system and computer-readable instructions in the non-volatile storage medium.

Further, the bank card information binding device in this embodiment may also include:

The input interface 300 is used to obtain the computer program imported from the outside world, and save the obtained computer program into the memory 100, and can also be used to obtain various instructions and parameters transmitted by the external terminal device, and transmit them to the processor 200 , so that the processor 200 uses the above-mentioned various instructions and parameters to carry out corresponding processing. In this embodiment, the input interface 300 may specifically include, but is not limited to, a USB interface, a serial interface, a voice input interface, a fingerprint input interface, a hard disk reading interface, and the like.

The output interface 400 is configured to output various data generated by the processor 200 to a terminal device connected thereto, so that other terminal devices connected to the output interface 400 can acquire various data generated by the processor 200 . In this embodiment, the output interface 400 may specifically include but not limited to a USB interface, a serial interface, and the like.

The communication unit 500 is used to establish a remote link between the bank card information binding device and other nodes.

The keyboard 600 is used to obtain various parameter data or instructions input by the user by tapping keycaps in real time.

The display 700 is used to display relevant information of the bank card information binding process in real time, so that the user can know the current bank card information binding situation in a timely manner.

The mouse 800 can be used to assist the user to input data and simplify the user's operation.

The present application also provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the steps provided in the above-mentioned embodiments can be realized. The storage medium may include various media capable of storing program codes such as a U disk, a removable hard disk, a read-only memory (Read-Only Memory, ROM), a random access memory (Random Access Memory, RAM), a magnetic disk or an optical disk.

Each embodiment in this specification is described in a progressive manner, each embodiment focuses on the difference from other embodiments, and the same and similar parts of each embodiment can be referred to each other.

The above description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the general principles defined herein may be implemented in other embodiments without departing from the spirit or scope of the invention. Therefore, the present invention will not be limited to the embodiments shown herein, but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims (8)

1. A computer device for binding bank card information, characterized in that it comprises: A data interface, configured to receive a binding request for a newly created account, where the binding request includes a bank card identification; Database for storing bank card information and bank agreement information; A data processing module, configured to determine in the database the bank card information to be bound corresponding to the bank card identification and the bank agreement information to be bound corresponding to the bank card information, and to establish the newly created account The binding relationship with the bank card information and the binding relationship between the bank card information and the bank agreement information; Wherein, the database is also used to save the created user information, and each piece of user information includes account information, bank card information, bank agreement information and account information, bank card information, and bank agreement information. ; The data processing module is also used to detect whether there is redundant redundant bank card information in the currently saved user information; if so, determine the target account information and target bank agreement information corresponding to the redundant bank card information; Keep a target bank card information in redundant bank card information, delete all non-target bank card information; establish the binding relationship between the target account information and the target bank card information and the target bank card and the target bank card information The binding relationship between target bank protocol information. 2. The computer device according to claim 1, wherein the data processing module is specifically used to judge whether the bank card information is stored in the database; A binding relationship between bank card information; and judging whether the bank agreement information is stored in the database; if so, establishing a binding relationship between the bank card and the bank agreement information. 3. The computer device according to claim 1, wherein the data interface is also used for receiving the bank card information when the bank card information is not saved in the database, and establishing the new account and the bank card information. The binding relationship between the bank card information; The data processing module is specifically configured to save the bank card information, and establish a binding relationship between the newly created account and the bank card information. 4. The computer device according to claim 1, wherein the data interface is also used for receiving the bank agreement information when the bank agreement information is not saved in the database; The data processing module is specifically used to save the bank agreement information, and establish a binding relationship between the bank card and the bank agreement information. 5. The computer device according to claim 1, wherein the data processing module is also used to detect whether there is redundant redundant bank agreement information in the currently saved user information; One target bank agreement information is reserved in the bank agreement information, and all non-bank agreement information is deleted. 6. A method for binding bank card information, comprising: Receive a binding request for a newly created account, where the binding request includes a bank card identifier and a bank agreement identifier; Determining in the database the bank card information to be bound corresponding to the bank card identification and the bank agreement information to be bound corresponding to the bank card information; Establishing a binding relationship between the newly created account and the bank card information and a binding relationship between the bank card and the bank agreement information; Wherein, the database is also used to save the created user information, and each piece of user information includes account information, bank card information, bank agreement information and account information, bank card information, and bank agreement information. ; The method also includes: detecting whether there is redundant redundant bank card information in the currently saved user information; if so, determining the target account information and target bank agreement information corresponding to the redundant bank card information; Keep a target bank card information in the remaining bank card information, delete all non-target bank card information; establish the binding relationship between the target account information and the target bank card information and the target bank card and the target bank Binding relationship between protocol information. 7. A bank card information binding device, characterized in that it comprises: memory for storing computer programs; The processor is configured to implement the steps of the method for binding bank card information as claimed in claim 6 when executing the computer program. 8. A computer-readable storage medium, characterized in that, a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, it realizes the bank card information binding method as claimed in claim 6 step.