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CN110033248A - International logistics on-line payment method - Google Patents

International logistics on-line payment method Download PDF

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Publication number
CN110033248A
CN110033248A CN201810872404.8A CN201810872404A CN110033248A CN 110033248 A CN110033248 A CN 110033248A CN 201810872404 A CN201810872404 A CN 201810872404A CN 110033248 A CN110033248 A CN 110033248A
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payment
line
platform
bank
expense
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Chinese (zh)
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马震
吴舸
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Tianjin Rongyida Information Technology Co Ltd
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Tianjin Rongyida Information Technology Co Ltd
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Priority to CN201810872404.8A priority Critical patent/CN110033248A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention particularly relates to international logistics on-line payment methods, and mainly comprising as follows: Rong Yida platform on-line payment mainly includes RMB and foreign currency, and wherein foreign currency can be divided into dollar and other currency types again.The form of payment of platform, which is divided on line, pays two major classes type under payment and line.Meanwhile the means of payment can be divided into " flourish e is logical " on-line payment (Bank of China etc.) and platform e-Bank payment (domestic mainstream bank etc.) on the line of Rong Yida platform.Rong Yida platform on-line payment function supports order business all in platform.Beneficial effects of the present invention: B2B is made to realize the spanning development of matter in Internet technical field;Process standard, intelligent control, internet on-line operation realize the service of intelligent online payment technology for user;Normal user operation is easy to operate without having excessive professional knowledge;For traditional international logistics service, cost efficiency plays the role of in enterprise, is conducive to the long-term sustainableization development of enterprise;On-line payment is directly across the first two steps in traditional e-Bank payment mode in " system list → review → payment " three big steps, and in the key on-line payment function of truly realizing Rong Yida platform order expense, time-saving and efficiency is fast to account;The on-line payment technological difficulties for really realizing and solving RMB especially foreign currency (such as dollar) order expense, are truly realized the intelligent control paid on line.

Description

International logistics on-line payment method
Technical field
The invention belongs to international logistics Internet service technical field more particularly to international logistics on-line payment methods.
Background technique
Now under the big historical background of " internet+", Internet technology is grown rapidly, and internet purchase and consumption is increasingly contained Row, traditional trade mode, which no longer accounts for, to have great advantage, and commerce and trade material flow industry is by unprecedented challenge under line.To realize enterprise Economic sustainable development, enterprise looks for another way one after another under traditional wire, to seek a kind of new fusion internet new science and technology E-commerce business model;
E-commerce is mainly the new commercial competition mode premised on network marketing and the application of information technology, Business information relevant to commodity circulation is gathered together between each consumer group, manages supply of commodities, disbursement and sattlement, fund as a whole The business procedures links such as turnover;
Conventional business realizes the new model of commercial activity under the development and exploitation of emerging internet and computer technology, Electronic Business has the advantages such as low cost, high efficiency, therefore pass of the fast development of e-commerce by more and more enterprises Note;
Compared with traditional reimbursement of expense, transfer process under traditional line is converted one key branch of digitization on line by on-line payment It pays, realizes that an online key for user's order expense pays link by new technology of Internet, remove bank transfer branch under previous line from It pays and both sides confirms the processes such as bank settlement, effectively save the operating time, greatly improve working efficiency;
Payment working in concert by self-built platform, user terminal and third party bank etc. on line is constantly being realized and full The real-time online of sufficient user's order expense pays demand;
If enterprise wants to realize the on-line payment service function of order expense, each big bank need to be obtained and national standard is propped up online Pay the support and cooperation of platform.I.e. enterprise is flat by the third party that can assist in completion order expense on-line payment management system Platform also needs and major banker's invoice branch while docking acquisition correlative charges information with enterprise CRM back-stage management service system Pay etc. systems complete in real time docking, finally to realize the practical operation paid on expense line;
It is novel international logistics service enterprise (forwarder) industry Internet technology that link is paid on the line of RMB and foreign currency One of emphasis link of exploitation.One expense order includes two kinds or more different currency type fee item, and data contained by expense are believed Breath is different, therefore should carry out respectively on-line payment according to currency type classification for same order.
Summary of the invention
To solve the above problems, the present invention provides international logistics on-line payment method.
Technical solution of the present invention: international logistics on-line payment method, it is characterised in that on-line payment mainly includes the people Coin and foreign currency, wherein foreign currency can be divided into dollar and other currency types again.The form of payment of platform is divided on line to be paid under payment and line Two major classes type.
The means of payment can be divided into " flourish e is logical " on-line payment and platform e-Bank payment on the line of platform;
Platform on-line payment function supports order business all in platform.
Further, RMB reimbursement of expense process can be divided on line under payment and line the two major classes type that pays, on isochrone Payment can be divided into the logical payment of flourish e and e-Bank payment again.In settlement process, relate generally to client, strategic cooperation bank, Third-party payment platform, the operation side CRM.
Further, the means of payment is the logical payment of honor e on line.In settlement process, it is related to client, strategic cooperation silver Row (Bank of China etc.), CRM etc., each platform is closely connected, cooperate with each other cooperation with smoothly realize and complete order expense Line pays link.
Further, the enterprise of institute's platform puts on record and subsequent on-line payment logic flow, mainly comprising as follows: bank's line On lower signing → Rong Yida platform line honor e it is logical put on record → record information audit by → honor e leads to on-line payment (RMB, USD) → silver-colored Row cross-check information is errorless, the Administration of Foreign Exchange puts on record → and bank's confirmation transfers accounts → and CRM (finance) confirmation gathering → completion pays.
Further, platform is made out an invoice put on record in function of making out an invoice online include for RMB and foreign currency.
Further, foreign currency includes for dollar and other currency types.
Further, the form of making out an invoice of platform is divided into electronic invoice and paper invoice.
The medicine have the advantages that making B2B in the spanning development of Internet technical field realization matter;Process standard, control System is intelligent, internet on-line operation, realizes the service of intelligent online payment technology for user;Normal user operation was without having Multi-specialized knowledge, it is easy to operate;For traditional international logistics service, cost efficiency plays the role of in enterprise, is conducive to the long-term of enterprise and holds Continuousization development;On-line payment directly across in traditional e-Bank payment mode in " system list → review → payment " three big steps preceding two Step, in the key on-line payment function of truly realizing Rong Yida platform order expense, time-saving and efficiency is fast to account;Very The on-line payment technological difficulties for just realizing and solving RMB especially foreign currency (such as dollar) order expense, are truly realized The intelligent control paid on line.
Detailed description of the invention
Fig. 1 is international logistics on-line payment method logic relation picture one.
Fig. 2 is international logistics on-line payment method logic relation picture two.
Fig. 3 is that international logistics on-line payment method-honor e leads to logic relation picture.
Fig. 4 is international logistics on-line payment method-logic relation picture of putting on record.
Fig. 5 is reimbursement of expense node diagram of the international logistics on-line payment method in task time shaft.
Fig. 6 is international logistics on-line payment method order list screenshot.
Fig. 7 is international logistics on-line payment method order list-dollar expense detail screenshot.
Fig. 8 is international logistics on-line payment method order list-RMB expense detail screenshot.
Fig. 9 is to pay screenshot on international logistics on-line payment method order list-dollar expense line
Figure 10 is to pay screenshot under international logistics on-line payment method order list-dollar expense line.
Figure 11 is to pay screenshot on international logistics on-line payment method order list-RMB expense line.
Specific embodiment
It explains with reference to the accompanying drawing to a specific embodiment of the invention.
The present invention relates to international logistics on-line payment methods.
International logistics on-line payment method, it is characterised in that on-line payment mainly includes RMB and foreign currency, wherein foreign currency Dollar and other currency types can be divided into again.The form of payment of platform, which is divided on line, pays two major classes type under payment and line.
The means of payment can be divided into " flourish e is logical " on-line payment and platform e-Bank payment on the line of platform;
Platform on-line payment function supports order business all in platform.
Further, RMB reimbursement of expense process can be divided on line under payment and line the two major classes type that pays, on isochrone Payment can be divided into the logical payment of flourish e and e-Bank payment again.In settlement process, relate generally to client, strategic cooperation bank, Third-party payment platform, the operation side CRM.
Further, the means of payment is the logical payment of honor e on line.In settlement process, it is related to client, strategic cooperation silver Row (Bank of China etc.), CRM etc., each platform is closely connected, cooperate with each other cooperation with smoothly realize and complete order expense Line pays link.
Further, the enterprise of institute's platform puts on record and subsequent on-line payment logic flow, mainly comprising as follows: bank's line On lower signing → Rong Yida platform line honor e it is logical put on record → record information audit by → honor e leads to on-line payment (RMB, USD) → silver-colored Row cross-check information is errorless, the Administration of Foreign Exchange puts on record → and bank's confirmation transfers accounts → and CRM (finance) confirmation gathering → completion pays.
Further, platform is made out an invoice put on record in function of making out an invoice online include for RMB and foreign currency.
Further, foreign currency includes for dollar and other currency types.
Further, the form of making out an invoice of platform is divided into electronic invoice and paper invoice.
Embodiment 1
International logistics booking space platform standard on-line payment service technology function specific embodiment is as follows:
One, " reimbursement of expense " blue mark on Rong Yida platform task time axis is clicked, into online reimbursement of expense link.Its The red numerical mark in the middle blue mark upper right corner represents the quantity on order (being detailed in Fig. 5) of current temporarily unfinished reimbursement of expense link;Fig. 5 is Reimbursement of expense node diagram of the international logistics on-line payment method in task time shaft." reimbursement of expense " node upper right corner digital icon It indicates the payment flow for currently thering are 3 orders not carry out order expense, is in " unpaid " state.
Two, " reimbursement of expense " interface is clicked to enter, the order list of expense " unpaid " is shown below task time shaft, often A order is made of RMB and foreign currency two parts expense order, thus need to carry out on-line payment at least twice true for an order Recognize operation (being detailed in Fig. 6);
Fig. 6 is international logistics on-line payment method order list screenshot.Expense is broadly divided into two parts: RMB expense and Foreign currency expense, and current foreign currency type is based on dollar;The means of payment includes to pay two kinds of forms under payment and line on line.
Three, " checking " button on the right side of order list is clicked, checks " the expense detail " of corresponding order online.RMB takes Include the items such as booking space port incidentals, Document Charge, casing, land freight, customs clearing fee, insurance premium, Fumigation Charge, foreign currency expense portion with main Divide mainly comprising dollar and other foreign currencies, is ocean freight (being detailed in Fig. 7, Fig. 8);
Four, confirm an order " expense detail " it is errorless after, click the rightmost side " on line/line under pay " button and carry out order expense On-line payment confirmation operation (is detailed in Fig. 6).Wherein, Rong Yida platform " paying on line " operation includes two kinds of means of payment, The respectively logical payment of e-Bank payment and honor e.Both the above mode is supported in payment on RMB line, and honor e is only supported in dollar payment The logical means of payment;
Fig. 6 is international logistics on-line payment method order list screenshot.Expense is broadly divided into two parts: RMB expense and Foreign currency expense, and current foreign currency type is based on dollar;The means of payment includes to pay two kinds of forms under payment and line on line.
Five, honor e is logical puts on record.Enterprise customer must complete before carrying out the logical payment of honor e online according to the system prompt of platform After contracting under bank's line, " flourish e can be carried out online under " member center-synthesis setting-honor e is logical " interface of Rong Yida platform It is logical to put on record " certification.Enterprise is complete up to CRM (finance) and banking system to Rong Yi after improving record information and submitting application of putting on record It is errorless at record information docking, verification identity, it can realize that the flourish e of enterprise client leads to on-line payment function (being detailed in Fig. 4);
Fig. 4 is the logical logic relation picture of putting on record of international logistics on-line payment method-honor e.It is prompted according to Rong Yida plateform system, After enterprise customer contracts in the case where completing bank's line, it can be carried out under " member center-synthesis setting-honor e is logical " interface of platform " flourish e is logical to be put on record " certification.
If " paying on line " mode six, is chosen, into on-line payment dialog box.Enterprise customer is in the specific means of payment of determination After (Internetbank/honor e is logical), paying bank is chosen, it is online to submit payment to apply and complete reimbursement of expense operation in time.Specific steps are such as Under (be detailed in Fig. 9, Figure 11): Fig. 9 is to pay screenshot on international logistics on-line payment method order list-dollar expense line.Dollar On-line payment mode is that honor e leads to on-line payment, and payment premise is led under line for the flourish e that enterprise need to complete Bank of China etc. contracts, with And operating process of putting on record on the line of subsequent Rong Yida platform.
Enterprise, which carries out honor e, which leads to signing under line, need to carry associated materials (business license copy original part and copy, handler Identity card original part and copy, the unit power of attorney, enterprise's seal etc.), and scene signature " Bank of China Co., Ltd.'s " boat Fortune is online logical " payment transaction customer service agreement ", fill in " Bank of China Co., Ltd. " shipping is led to online " payment transaction Client's application form " etc. materials.
Figure 11 is to pay screenshot on international logistics on-line payment method order list-RMB expense line, and main packet expands two Kind payment mode: e-Bank payment and the logical payment of honor e.The means of payment is identical as dollar operating process under RMB expense line.
RMB e-Bank payment.
Choose on paying bank → click " payment " button → line " system single " → financial " review " → check payment information → Confirm payment → waiting CRM (finance) confirmation gathering;
The logical payment of RMB/dollar honor e.
Choosing paying bank → click " payment " button → verification payment information → confirmation is paid the bill → waits CRM (finance) true Acknowledge receipt of money;
If seven, choosing " paying under line " mode, into draw bank account and remittance confirmation dialog box.Enterprise customer obtains Shroff account number information, after movement of completing under line to transfer accounts, direct-on-line improves remittance information, waits CRM (finance) to confirm after submission Gathering (can be detailed in Figure 10);
Figure 10 is to pay screenshot under international logistics on-line payment method order list-dollar expense line.Obtain " draw bank Account " information carries out online " remittance confirmation " after payment by the transfer of accounts operates successfully under line.
Eight, while enterprise client carries out payment movement, Third-party payment platform (bank) and national exchange control Office, which can synchronize, to be received the branch of Rong Yida platform sending and pays a bill remaining sum and invoice information is audited online, recorded, verification nothing The confirmation of Wu Hou bank transfers accounts and (is detailed in Fig. 3);
Nine, Rong Yida platform CRM (finance) carries out gathering confirmation, and (being detailed in Fig. 3) is completed in on-line payment operation.
Fig. 3 is that international logistics on-line payment method-honor e leads to logic relation picture, and Rong Yida platform " flourish e is logical " is described in detail Enterprise put on record and subsequent on-line payment logic flow, mainly comprising as follows: under bank's line on signing → Rong Yida platform line Flourish e is logical to be put on record → record information audit by → logical on-line payment (RMB, USD) → bank's cross-check information of honor e the errorless, Administration of Foreign Exchange Put on record → bank's confirmation transfers accounts → CRM (finance) confirmation gathering → completion pays.
Fig. 1 is Rong Yida international logistics booking space platform standard on-line payment logic relation picture one, mainly describes order expense With the logical relation of RMB expense on-line payment operating process after the completion of making out an invoice online.
RMB reimbursement of expense process, which can be divided on line, pays two major classes type under payment and line, and payment can divide again on isochrone For the logical payment of flourish e and e-Bank payment.In settlement process, client, (Bank of China, strategic cooperation bank are related generally to Deng), Third-party payment platform, the operations side such as CRM (finance).
Fig. 2 is international logistics on-line payment method logic relation picture two, mainly describes order expense and makes out an invoice online completion The logical relation of foreign currency expense on-line payment operating process afterwards.Foreign currency expense mainly divides into dollar and other foreign currencies, at this stage Whole exploitations are completed in dollar reimbursement of expense mode, during the payment of other currency types is in the development phase and constantly improve.
Dollar payment flow, which can be divided on line, pays two major classes type under payment and line, and the means of payment is that honor e leads to branch on line It pays.In settlement process, it is related to client, strategic cooperation bank (Bank of China etc.), CRM (finance) etc., each platform is close Connection cooperates with each other cooperation smoothly to realize and complete the on-line payment link of order expense.
Fig. 3 is that international logistics on-line payment method-honor e leads to logic relation picture, and Rong Yida platform " flourish e is logical " is described in detail Enterprise put on record and subsequent on-line payment logic flow, mainly comprising as follows: under bank's line on signing → Rong Yida platform line Flourish e is logical to be put on record → record information audit by → logical on-line payment (RMB, USD) → bank's cross-check information of honor e the errorless, Administration of Foreign Exchange Put on record → bank's confirmation transfers accounts → CRM (finance) confirmation gathering → completion pays.
Fig. 4 is the logical logic relation picture of putting on record of international logistics on-line payment method-honor e.It is prompted according to Rong Yida plateform system, After enterprise customer contracts in the case where completing bank's line, it can be carried out under " member center-synthesis setting-honor e is logical " interface of platform " flourish e is logical to be put on record " certification.
Enterprise is standby up to CRM (finance) and banking system completion to Rong Yi after improving record information and submitting application of putting on record Case information butt joint, verification identity are errorless, can realize that the flourish e of client leads to on-line payment function.
Fig. 5 is reimbursement of expense node diagram of the international logistics on-line payment method in task time shaft." reimbursement of expense " node The payment flow that upper right corner red numerical icon representation currently has 3 orders not carry out order expense is in " unpaid " state.
Fig. 6 is international logistics on-line payment method order list screenshot.Expense is broadly divided into two parts: RMB expense and Foreign currency expense, and current foreign currency type is based on dollar;The means of payment includes to pay two kinds of forms under payment and line on line.
Fig. 7 is international logistics on-line payment method order list-dollar expense detail screenshot.Foreign currency expense belongs to basic substantially Service charge classification, mainly based on ocean freight.
Fig. 8 is international logistics on-line payment method order list-RMB expense detail screenshot.The expense of RMB part It is wider that item is related to classification.
Fig. 9 is to pay screenshot on international logistics on-line payment method order list-dollar expense line.Dollar on-line payment side Formula is that honor e leads to on-line payment, and payment premise is that enterprise need to complete to contract under the logical line of flourish e of Bank of China etc. and subsequent Rong Yi Put on record on up to the line of platform operating process.
Enterprise, which carries out honor e, which leads to signing under line, need to carry associated materials (business license copy original part and copy, handler Identity card original part and copy, the unit power of attorney, enterprise's seal etc.), and scene signature " Bank of China Co., Ltd.'s " boat Fortune is online logical " payment transaction customer service agreement ", fill in " Bank of China Co., Ltd. " shipping is led to online " payment transaction Client's application form " etc. materials.
Figure 10 is to pay screenshot under international logistics on-line payment method order list-dollar expense line.Obtain " draw bank Account " information carries out online " remittance confirmation " after payment by the transfer of accounts operates successfully under line.
Figure 11 is to pay screenshot on international logistics on-line payment method order list-RMB expense line, and main packet expands two Kind payment mode: e-Bank payment and the logical payment of honor e.The means of payment is identical as dollar operating process under RMB expense line.
Example of the invention is described in detail above, but content is only presently preferred embodiments of the present invention, it cannot be by Think for limiting practical range of the invention.Any changes and modifications in accordance with the scope of the present application, should all be still It falls within the scope of the patent of the present invention.

Claims (7)

1. international logistics on-line payment method, it is characterised in that on-line payment mainly includes RMB and foreign currency, and wherein foreign currency is again Dollar and other currency types can be divided into, the form of payment of platform, which is divided on line, pays two major classes type under payment and line.
The means of payment can be divided into " flourish e is logical " on-line payment and platform e-Bank payment on the line of platform;
Platform on-line payment function supports order business all in platform.
2. international logistics on-line payment method according to claim 1, it is characterised in that RMB reimbursement of expense process can It is divided on line and pays two major classes type under payment and line, payment can be divided into the logical payment of flourish e and e-Bank payment again on isochrone.In expense In payment process, client, strategic cooperation bank, Third-party payment platform, the operation side CRM are related generally to.
3. international logistics on-line payment method according to claim 1 or 2, it is characterised in that the means of payment is honor e on line Logical payment;In settlement process, it is related to client, strategic cooperation bank, CRM etc., each platform is closely connected, and cooperates with each other and matches It closes smoothly to realize and complete the on-line payment link of order expense.
4. international logistics on-line payment method according to claim 1 to 3, it is characterised in that the enterprise of institute's platform is standby Case and subsequent on-line payment logic flow, mainly comprising as follows: honor e is logical on signing → Rong Yida platform line under bank's line puts on record The audit of → record information by the logical on-line payment → bank's cross-check information of → honor e the errorless, Administration of Foreign Exchange put on record → bank confirms and transfers accounts → CRM confirms gathering → completion payment step.
5. international logistics on-line payment method according to claim 3, it is characterised in that platform is made out an invoice put on record in open online Ticket function includes for RMB and foreign currency.
6. international logistics on-line payment method according to claim 4, it is characterised in that foreign currency includes for dollar and other coin Kind.
7. international logistics on-line payment method according to claim 5, it is characterised in that the form of making out an invoice of platform is divided into electricity Sub- invoice and paper invoice.
CN201810872404.8A 2018-08-02 2018-08-02 International logistics on-line payment method Pending CN110033248A (en)

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CN102013064A (en) * 2009-09-04 2011-04-13 宁波国际物流发展股份有限公司 Online payment method based on electronic commerce platform
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Application publication date: 20190719