CN109886670A - payment method, device, system, mobile terminal, payment machine and server - Google Patents
payment method, device, system, mobile terminal, payment machine and server Download PDFInfo
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- CN109886670A CN109886670A CN201910105405.4A CN201910105405A CN109886670A CN 109886670 A CN109886670 A CN 109886670A CN 201910105405 A CN201910105405 A CN 201910105405A CN 109886670 A CN109886670 A CN 109886670A
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- 238000000034 method Methods 0.000 title claims abstract description 53
- 238000012011 method of payment Methods 0.000 claims description 30
- 230000027455 binding Effects 0.000 claims description 28
- 238000009739 binding Methods 0.000 claims description 28
- 230000005540 biological transmission Effects 0.000 claims description 13
- 238000004891 communication Methods 0.000 claims description 12
- 230000007246 mechanism Effects 0.000 claims description 12
- 230000008569 process Effects 0.000 abstract description 24
- 230000006870 function Effects 0.000 description 13
- 238000010586 diagram Methods 0.000 description 9
- 238000012545 processing Methods 0.000 description 9
- 238000012795 verification Methods 0.000 description 4
- 238000005516 engineering process Methods 0.000 description 3
- 230000006978 adaptation Effects 0.000 description 2
- 238000012512 characterization method Methods 0.000 description 2
- 238000004590 computer program Methods 0.000 description 2
- 238000011161 development Methods 0.000 description 2
- 230000006872 improvement Effects 0.000 description 2
- 238000010200 validation analysis Methods 0.000 description 2
- 241001062009 Indigofera Species 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 230000001413 cellular effect Effects 0.000 description 1
- 238000006243 chemical reaction Methods 0.000 description 1
- 230000008878 coupling Effects 0.000 description 1
- 238000010168 coupling process Methods 0.000 description 1
- 238000005859 coupling reaction Methods 0.000 description 1
- 238000009434 installation Methods 0.000 description 1
- 238000010295 mobile communication Methods 0.000 description 1
- 230000006855 networking Effects 0.000 description 1
- 238000009877 rendering Methods 0.000 description 1
- 230000004044 response Effects 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
- 230000001960 triggered effect Effects 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the application discloses a payment method, a payment device, a payment system, a mobile terminal, a payment machine and a server. The method comprises the following steps: the mobile terminal acquires the equipment identification of the payment equipment from the broadcast data sent by the payment equipment; acquiring a payment account bound by the mobile terminal; and sending the device identification and the payment account number to a payment server, wherein the device identification is used for the payment server to receive the biological characteristic information and the device identification sent by the payment tool, detect that the payment account number corresponding to the biological characteristic information is bound with the device identification of the payment tool, and finish the payment operation of the payment account number corresponding to the biological characteristic information. The method enables the mobile terminal user to complete payment in a mode of collecting the biological characteristic information in the payment machine without operating the mobile terminal, thereby improving the payment efficiency and the user experience in the payment process.
Description
Technical field
This application involves field of communication technology, more particularly, to a kind of method of payment, device, system, mobile terminal,
Pay equipment and server.
Background technique
With the continuous development of internet and artificial technology etc., more and more people start whole using mobile payments such as mobile phones
End carries out delivery operation.But user is also needed to carry out a series of operation during payment, it causes in payment process
There are also to be hoisted for user experience.
Summary of the invention
In view of the above problems, present applicant proposes a kind of method of payment, device, system, mobile terminal, payment equipment and clothes
Business device, to realize the improvement above problem.
In a first aspect, being applied to mobile terminal, which comprises the shifting this application provides a kind of method of payment
Dynamic terminal obtains the device identification of the payment equipment from the broadcast data that payment equipment is sent；Obtain the mobile terminal institute
The payment account of binding；Payment server is sent by the device identification and the payment account, the device identification is used for
The payment server receives the biological information and device identification that the payment equipment is sent, and detects the life
The corresponding payment account of object characteristic information and the device identification of the payment equipment have been bound, and are completed and the biological information
The delivery operation of corresponding payment account.
Second aspect, this application provides a kind of methods of payment, are applied to payment equipment, which comprises the branch
It pays equipment and sends the broadcast data for carrying the device identification of the payment equipment, the broadcast data is used for acquisition for mobile terminal
After the device identification of the payment equipment, branch is sent by payment account bound in the device identification and the mobile terminal
Pay server；The biological information that the payment equipment is identified and acquired to the payment server sending device, it is described
Device identification receives the biological information and device identification that the payment equipment is sent for the payment server, and
It detects that the corresponding payment account of biological information and the device identification of the payment equipment have been bound, completes and the biology
The delivery operation of payment account corresponding to characteristic information.
The third aspect, this application provides a kind of methods of payment, are applied to payment server, which comprises described
Payment server receives the payment account that mobile terminal is sent and pays the device identification of equipment, by the payment account and
The device identification of payment equipment is bound；The payment server receive payment equipment send biological information with
And after the device identification of the payment equipment, search the payment account bound in advance with the biological information whether with it is described
The device identification of payment equipment has been bound；If binding, corresponding to the payment server completion and the biological information
The delivery operation of payment account.
Fourth aspect, this application provides a kind of methods of payment, are applied to payment system, and the payment system includes payment
Equipment and mobile terminal, which comprises the payment equipment sends the device identification for carrying the payment equipment
Broadcast data；The mobile terminal obtains the equipment mark of the payment equipment from the broadcast data that the payment equipment is sent
Know；The device identification and the payment account are sent payment clothes by payment account bound in the acquisition for mobile terminal
Business device；The biological information that the payment equipment is identified and acquired to the payment server sending device, the biology
Characteristic information is detecting the corresponding payment account of biological information and the payment equipment for the payment server
After device identification binding, the delivery operation with payment account corresponding to the biological information is completed.
5th aspect, this application provides a kind of payment mechanisms, run on mobile terminal, and described device includes: that mark obtains
Unit is taken, for obtaining the device identification of the payment equipment from the broadcast data that payment equipment is sent；Account number acquiring unit,
For obtaining payment account bound in the mobile terminal；Data communication units are used for the device identification and the branch
The number of paying the bill is sent to payment server, and the device identification receives what the payment equipment was sent for the payment server
Biological information and device identification, and detect the corresponding payment account of the biological information and the payment equipment
Device identification bound, complete with the biological information corresponding to payment account delivery operation.
6th aspect, this application provides a kind of payment mechanisms, run on payment equipment, and described device includes: that data are wide
Unit is broadcast, for sending the broadcast data for carrying the device identification of the payment equipment, the broadcast data is for mobile whole
After end obtains the device identification of the payment equipment, payment account bound in the device identification and the mobile terminal is sent out
It is sent to payment server；Payment unit, the biological characteristic letter for identifying and acquiring to the payment server sending device
Breath, the device identification receive the biological information and equipment that the payment equipment is sent for the payment server
Mark, and detect the corresponding payment account of biological information and it is described payment equipment device identification bound, complete and
The delivery operation of payment account corresponding to the biological information.
7th aspect, this application provides a kind of payment mechanisms, run on payment server, and described device includes: account number
Binding unit, for receiving the payment account of mobile terminal transmission and paying the device identification of equipment, by the payment account
And the device identification of payment equipment is bound；Information Authentication unit, for special in the biology for receiving payment equipment transmission
After the device identification of reference breath and the payment equipment, searching the payment account bound in advance with the biological information is
The no device identification with the payment equipment has been bound；Execution unit is paid, if completing to believe with the biological characteristic for binding
The delivery operation of the corresponding payment account of breath.
Eighth aspect, this application provides a kind of payment system, the payment system includes that payment equipment and movement are whole
End；The payment equipment, for sending the broadcast data for carrying the device identification of the payment equipment；The mobile terminal,
For obtaining the device identification of the payment equipment from the broadcast data that the payment equipment is sent；Obtain bound payment
The device identification and the payment account are sent payment server by account number；The payment equipment is also used to the branch
Pay server sending device mark and the biological information of acquisition, the biological information are used for the payment server
After the device identification binding for detecting the corresponding payment account of biological information and the payment equipment, complete and the life
The delivery operation of payment account corresponding to object characteristic information.
9th aspect, this application provides a kind of mobile terminals, including one or more processors and memory；One
Or multiple programs are stored in the memory and are configured as being executed by one or more of processors, it is one or
Multiple programs are configured to carry out above-mentioned method.
Tenth aspect, a kind of computer readable storage medium provided by the present application, in the computer readable storage medium
It is stored with program code, wherein execute above-mentioned method in said program code operation.
A kind of method of payment, device, system, mobile terminal, payment equipment and server provided by the present application, pass through payment
Equipment send carry it is described payment equipment device identification broadcast data in the case where, the mobile terminal from payment equipment
After the device identification for obtaining the payment equipment in the broadcast data of transmission, mobile terminal branch bound in the mobile terminal again
The number of paying the bill sends payment server for the device identification and the payment account, so that the payment server connects
The biological information and device identification that the payment equipment is sent are received, and detects that the biological information is corresponding
Payment account and the device identification of the payment equipment have been bound, and are completed and payment account corresponding to the biological information
Delivery operation, thus make through the above way mobile terminal user do not need operation mobile terminal can be by payment machine
The mode of tool acquisition biological information is completed to pay, to improve the user experience in payment efficiency and payment process.
Also, it can directly pass through the device identification that the payment equipment is obtained in broadcast data in mobile terminal, to reduce shifting
The power consumption of dynamic terminal.
Detailed description of the invention
In order to more clearly explain the technical solutions in the embodiments of the present application, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, the drawings in the following description are only some examples of the present application, for
For those skilled in the art, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 shows the application environment schematic diagram of method of payment provided by the embodiments of the present application；
Fig. 2 shows the schematic diagrames that user uses method of payment provided by the embodiments of the present application to be paid；
Fig. 3 shows a kind of flow chart of method of payment of the embodiment of the present application proposition；
Fig. 4 shows a kind of flow chart for method of payment that another embodiment of the application proposes；
Fig. 5 shows a kind of flow chart of method of payment of the application another embodiment proposition；
Fig. 6 shows a kind of flow chart for method of payment that the another embodiment of the application proposes；
Fig. 7 shows a kind of schematic diagram of the touch area of payment equipment of the embodiment of the present application proposition；
Fig. 8 shows a kind of structural block diagram of payment mechanism of the embodiment of the present application proposition；
Fig. 9 shows a kind of structural block diagram for payment mechanism that another embodiment of the application proposes；
Figure 10 shows a kind of structural block diagram of payment mechanism of the application another embodiment proposition；
Figure 11 shows a kind of structural block diagram of mobile terminal of the application proposition；
Figure 12 shows a kind of structural block diagram of payment equipment of the application proposition；
Figure 13 shows a kind of structural block diagram of payment server of the application proposition；
Figure 14 is the embodiment of the present application for saving or carrying the method for payment realized according to the embodiment of the present application
The storage unit of program code.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete
Site preparation description.Based on the embodiment in the application, those of ordinary skill in the art institute without creative efforts
The every other embodiment obtained, shall fall in the protection scope of this application.
With the development of internet technology, the e-payment for being not need to rely on cash increasingly becomes the branch of people's favor
The mode of paying.In general, needing user to take out when e-payment and carrying out delivery operation for the electronic product of payment, such as take out mobile phone
And recall payment two dimensional code be scanned, take out mobile phone enter barcode scanning interface scanning shop gathering two dimensional code, take out bank card to
Cashier is swiped the card by the POS.In these electronic payment process, user need take out for payment electronic product simultaneously
Corresponding operation is carried out, entire payment process is than relatively time-consuming.
In order to improve payment speed, shortens the time of payment, can be paid by the biological information of user, such as led to
The biological information of unique identification can be carried out to user identity by crossing face, fingerprint, palmmprint and iris of user etc..User
In payment, corresponding biological information directly can be provided in the physical characteristics collecting equipment that businessman provides, such as pass through people
When face is paid, user provides face for face acquisition equipment acquisition before face acquires equipment, does not need user and additionally takes out hand
The equipment for payment such as machine, payment speed faster, operate simpler.
But there is some potential safety problems when being paid by biological information.On the one hand, although biological characteristic
Information can carry out unique identification to user identity, but also have minimum probability identification error, such as that the biology of a user is special
Reference ceases the biological information for being identified as another user；On the other hand, criminal may imitates other by emulation
The biological information of user, personation other users are paid.
According to user to feature of doing shopping under the handling characteristics and line of mobile terminal, inventors have found that if determining user
In the case where entering payment equipment nearby, receives the user and buckled by payment equipment offer biological information
Money may further determine that the identity characteristic information provided for user, to be further ensured that the safety of payment.Cause
This, the process that inventor pays the biological information by user is carefully studied.
Inventors have found that usually biological information is corresponding in the case where being paid by biological information
Payment account.When the biological information for getting user, the corresponding payment account of the biological information is matched, from being matched to
Payment account withhold.The payment account of biometric information matches can be the payment account bound in mobile terminal,
The account number of certain payment application in such as mobile terminal.And user is descended online when doing shopping, it will usually which carrying binding has disbursement account
Number mobile terminal.Therefore, it in the case where determining that the mobile terminal of binding payment account is located near payment equipment, connects
It receives user and is paid the bill by paying equipment, may further ensure that the safety of the payment.
Therefore, method of payment provided by the embodiments of the present application, device, system, mobile terminal, payment machine are inventors herein proposed
Tool and server, method of payment provided by the embodiments of the present application, which makes mobile terminal user not need operation mobile terminal, to lead to
The mode crossed in payment equipment acquisition biological information is completed to pay, to improve in payment efficiency and payment process
User experience.Also, it can directly pass through the device identification that the payment equipment is obtained in broadcast data in mobile terminal, thus
Reduce the power consumption of mobile terminal, furthermore, for payment server when completing payment, the biology that the first validation of payment equipment of meeting uploads is special
The corresponding payment account of reference breath whether bound by the device identification with payment equipment, to improve the peace of payment
Quan Xing.
First payment system involved in method of payment provided by the embodiments of the present application, device is introduced below.
Referring to Fig. 1, including mobile terminal 100, payment equipment 200 and payment server in the system that Fig. 1 is related to
300.Wherein, mobile terminal 100 can be mobile phone or tablet computer etc., be stored with user in the mobile terminal and bind in advance
Payment account.The payment equipment 200 is used to acquire the biological information of user and is transferred to payment server 300, and props up
Pay server 300 is used to complete delivery operation according to the biological information received.
In system operation, payment equipment 200 can send broadcast data with the wireless communications mode of setting,
In, the coverage area of broadcast data transmitted by the virtual coil characterization payment equipment around equipment 200 is paid in Fig. 1.Optionally,
The wireless communications mode includes bluetooth BLE mode or Wi-Fi Aware mode.Correspondingly, mobile terminal 100 can be with setting
Wireless communications mode search near wireless signal, to enter virtual coil range shown in Fig. 1 when mobile terminal 100
When interior, so that it may receive the broadcast data that payment equipment 200 is sent.
It is mobile after the broadcast data that mobile terminal 100 can receive that payment equipment 200 is sent as a kind of mode
Terminal 100 can be established based on currently employed wireless communications mode with payment equipment 200 and is wirelessly connected, and then establish nothing
After line connection, mobile terminal 100 can get unique identification from the data that payment equipment stores and pay setting for equipment
Standby mark.And alternatively mode, for the ease of reducing the power consumption of mobile terminal 100, payment equipment 200 can be at oneself
The device identification of oneself is carried in the broadcast data of transmission, so that mobile terminal 100 is receiving the payment transmission of equipment 200
Broadcast data after, can be got from broadcast data 200 send the broadcast data payment equipment 200 device identification.
Optionally, mobile terminal 100 can pass through mobile communication after the device identification for getting payment equipment 200
The base station 310 of network and gateway 311 send payment for the payment account of acquired device identification and oneself storage and take
Business device 300.Furthermore mobile terminal 100 can also pass through the branch for the device identification and oneself storage that hotspot 320 will acquire
The number of paying the bill is sent to payment server 300.And when payment server 300 receive mobile terminal 100 transmission device identification with
And after payment account, the device identification and payment account will be bound, to characterize the owning user of payment account
Near the payment equipment belonging to the device identification.In turn, when payment equipment 200 is in payment process, by the biology spy of acquisition
After reference breath is sent to payment server 300, payment server 300 can be in the corresponding payment account of verifying biological information
In the case where device identification binding with the payment equipment, the delivery operation of the payment account is completed.
Specifically, as shown in Fig. 2, because mobile terminal 100 can pass through broadcast data transmitted by payment equipment 200
The device identification for getting payment equipment 200, operates (for example, moving in figure mobile terminal so that not needing user
Dynamic terminal can be placed in trouser pocket always), mobile terminal 100 can complete payment account and pay setting for equipment 200
The bindings of standby mark.And in payment process, after user only needs to acquire biological information at payment equipment 200,
Payment equipment 200 can send the biological information of acquisition to payment server 300 and complete payment, and then also not need
User's operation mobile terminal, so that user does not need to carry out delivery operation manually in whole process.
Based on system presented hereinbefore and system operational process, each reality of the application is specifically described below in conjunction with attached drawing
Apply example.
Referring to Fig. 3, a kind of method of payment provided by the embodiments of the present application, is applied to mobile terminal, which comprises
Step S110: the equipment that the mobile terminal obtains the payment equipment from the broadcast data that payment equipment is sent
Mark.
Wherein, payment equipment can send broadcast data based on bluetooth BLE mode or Wi-Fi Aware mode.With indigo plant
For tooth BLE mode, payment equipment can be during sending broadcast data with bluetooth BLE mode, in transmitted data
The device identification of oneself is carried in specific fields in packet.A kind of format of the data packet of broadcast data as shown in the table.
Entitled Length field is used for the length of characterize data packet in the format of the data packet shown in upper table, entitled
The connection type of the field characterization current data packet of Type, the field list of entitled MFG ID, which is levyd, gives the bluetooth mould of the data packet
The ID of the manufacturer of block, it is based on iBeacon schema creation, title that the field of entitled iBeacon, which characterizes current data packet,
It characterizes entrained by data packet for the field of MD5 based on the encrypted device identification of MD5 mode, field name Major, Minor
And Ref is used to carry characteristic value, to distinguish the different data packet that same equipment is sent.So it can be seen that upper
The device identification of payment equipment can be added in data packet shown in table at the field of 16Byte length.It should be noted that
The title of data packet format shown in upper table and each field is only exemplary, and pays broadcast data transmitted by equipment
Data packet format and field name can also be changed according to the data entrained by reality.
Correspondingly, the mobile terminal can also carry out broadcast number based on bluetooth BLE mode or Wi-Fi Aware mode
According to scanning, thus after scanning the broadcast data sent to payment equipment, from the broadcast data for paying equipment and sending scanned
The middle device identification for obtaining the payment equipment.For example, if mobile terminal carries out broadcast data scanning with bluetooth BLE mode, that
It, can be from broadcast data shown in upper table after scanning the broadcast data equally sent to payment equipment with bluetooth BLE mode
Data packet 16Byte length field in parse payment equipment device identification.
It should be noted that if payment equipment sends broadcast data with Wi-Fi Aware mode, payment equipment can also be with
Similar mode broadcasts the device identification of oneself, correspondingly, mobile terminal can also be adopted gets payment machine in a similar manner
The device identification of tool.
In order to avoid the device identification of payment equipment is intercepted and captured by other equipment, as a kind of mode, pays equipment and generating
During the data packet of broadcast data, device identification can be encrypted, so that even if other equipment can obtain
After getting broadcast data, what is obtained is encrypted device identification.
If can pass through after thering are other illegal users to crack the format of the data packet for the broadcast data that payment equipment is sent
Other illegal electronic equipments for having access payment server imitate payment equipment and send broadcast data, so that user is
Make to be not currently in the coverage area of the wireless signal of legal payment equipment, illegal electronic equipment still can be by the branch of user
The device identification of the number of paying the bill and some payment equipment is sent to payment server, and then causes safety hidden the payment account of user
Suffer from.
As a kind of improvement above problem mode, equipment is paid during generating broadcast data, it can be in broadcast number
According to data packet in add the specified mark of specific field user storage, which is for identifying the broadcast data
It is no to be sent by legal payment equipment.In this manner, it when mobile terminal receives broadcast data, identifies received wide
Whether specified mark is had in multicast data；It, will be received if having specified mark in the received broadcast data of identification
Broadcast data is determined as paying broadcast data transmitted by equipment, obtains the payment from the broadcast data that payment equipment is sent
The device identification of equipment.
Furthermore the specified mark can also dynamically be updated, to further promote the safety of broadcast data
Property.For example, the corresponding specified mark of each payment equipment can be stored in payment server, and can be regularly
The specified mark of each payment equipment stored is updated, and when payment server specifies some payment equipment
Mark update after, updated specified mark can be pushed to corresponding payment equipment, so as to the payment equipment will update
Specified mark afterwards is written in the broadcast data of generation.It is corresponding, it, can will when mobile terminal is after receiving broadcast data
The specified mark parsed is sent to payment server and verified, and is receiving being verified for payment server return
In the case of, the device identification of the payment equipment carried in the broadcast data received can just be sent as legal payment equipment
Device identification.
It should be noted that included by broadcast data specify mark can for fixed configurations and dynamic update this
In the case of two kinds, as a kind of mode, mobile terminal can determine currently according to the format of the specified mark parsed
Specified mark in received broadcast data is fixed configurations, or can dynamically update, and then according to determining finger
The configuration mode of fixed mark determines subsequent verification mode.For example, the specified mark of fixed configurations can be set with word
Accord with " G " beginning, and can set the specified mark of dynamic configuration with character " D " beginning, and then mobile terminal can according to from
The first character of the specified mark parsed in broadcast data determines its configuration mode.
Specifically, mobile terminal in the case where determining specified mark is fixed configurations, can directly pass through mobile whole
Whether the format for the specified mark that end verifying is parsed meets specified rule to be verified, and when mobile terminal is true
Surely in the case that specified mark is dynamic configuration, mobile terminal can send payment server for the specified mark, so as to
Payment server is verified according to the specified mark of latest configuration.So make through the above way even if different payments
In the case that the configuration mode of specified mark in broadcast data transmitted by equipment is different, mobile terminal can flexibly into
Row adaptation, and then improve the adaptation ability between mobile terminal and different payment equipments.
It is understood that the working condition of the CPU of mobile terminal can have two kinds of moulds of dormant state and wake-up states
Formula.In the dormant state, CPU does not need to carry out a large amount of data processing, thus CPU can with the mode operation of low-power consumption, into
And reduce the overall power of mobile terminal.So in one case, mobile terminal is in the broadcast for receiving payment equipment transmission
It is that in a dormant state, and upon receipt, then CPU ought be waken up to wake-up states to handle broadcast data before data
Data packet.So in this case, as a kind of mode, mobile terminal carries specified mark in determining broadcast data
In the case where knowledge, the working condition of CPU is detected, if the CPU of mobile terminal is detected in a dormant state, by dormant state
CPU is switched to wake-up states.
Step S120: payment account bound in the mobile terminal is obtained.
It is understood that after the installation of user's operation mobile terminal or operation have the application program of payment function, if
It to be paid by having the application program of payment function, need to be stepped in the application program for having payment function
Record, and then need to input payment account in login process, then successfully completing in user in the application journey for having payment function
After sequence is logged in, user can be logged in the payment account used as payment account bound in mobile terminal by mobile terminal.
For payment account bound in mobile terminal, the application program for having payment function can be stored in a setting
Storage region, then mobile terminal can read bound payment account from the storage region of the setting.Wherein, it needs
It is bright, specified storage region corresponding for some application programs be it is privately owned, other other application programs are nothings
Method access, in this case, if mobile terminal needs to obtain the application program counterpart expenditure account number, then mobile terminal is just
It needs first to have adjusted the application program, triggers the application program and itself go to obtain the disbursement account for the storage region for being stored in privately owned setting
Number, and during this this, because having invoked application program, that will cause certain power consumption and increases.
As a kind of mode, mobile terminal can be in one system service of local runtime to handle the step for obtaining payment account
Suddenly.Specifically, the system service can send a broadcast message after actuation, so that the others informed in mobile terminal are answered
Corresponding account number the system service can be transferred to program to store.So when the application program for having payment function connects
After receiving the broadcast message, the payment account having logged on can be transferred to system clothes by way of interprocess communication
Business, so that system service can correspond to storage.
It, can be with it is understood that the system service is for the ease of distinguishing the account number that different application transfer comes
By the corresponding storage of the Bao Mingyu account number of each application program.And then in this manner, mobile terminal is needing bound in acquisition
Payment account when, so that it may directly run system service above-mentioned, obtain payment from the corresponding storage region of the system service
Account number, thus cannot be in the case where not triggering application program launching, so that it may get branch bound in the application program
The number of paying the bill reduces the overall power of mobile terminal.
In a kind of mode, payment equipment can support multiple payment platforms simultaneously.In this manner, user can root
According to needs, one payment platform of selection completes delivery operation from multiple payment platforms that payment equipment is supported.Specifically, making
For a kind of mode, mobile terminal can first inquire the payment equipment and be supported after the device identification for getting payment equipment
Payment platform；It obtains in the payment platform that the payment equipment is supported, the payment account that the mobile terminal binding is crossed
Payment platform, then by the corresponding payment account of the target platform and the device identification, is sent out respectively as target platform
Give the target platform respective payment server.
Step S130: payment server is sent by the device identification and the payment account, the device identification is used
The biological information and device identification that the payment equipment is sent are received in the payment server, and is detected described
The corresponding payment account of biological information and the device identification of the payment equipment have been bound, and complete to believe with the biological characteristic
The delivery operation of the corresponding payment account of breath.
It is understood that if mobile terminal is transmitted across acquisition for mobile terminal to the payment server of multiple payment platforms
The device identification and payment account arrived, then the payment server for finally executing delivery operation is user in payment process,
The corresponding payment server of selected payment platform.
A kind of method of payment provided by the embodiments of the present application is sent by payment equipment and carries setting for the payment equipment
In the case where the broadcast data of standby mark, the mobile terminal obtains the payment machine from the broadcast data that payment equipment is sent
After the device identification of tool, mobile terminal payment account bound in the mobile terminal again, by the device identification and the branch
The number of paying the bill is sent to payment server, so that the payment server receives the biological characteristic that the payment equipment is sent
Information and device identification, and detect the equipment mark of the corresponding payment account of the biological information and the payment equipment
Knowledge has been bound, and the delivery operation with payment account corresponding to the biological information is completed, to make through the above way
Mobile terminal user do not need operation mobile terminal can payment equipment acquire biological information by way of complete
Payment, to improve the user experience in payment efficiency and payment process.Also, can directly it pass through in mobile terminal wide
The device identification that the payment equipment is obtained in multicast data, to reduce the power consumption of mobile terminal.
Referring to Fig. 4, a kind of method of payment provided by the embodiments of the present application, is applied to payment equipment, which comprises
Step S210: the payment equipment sends the broadcast data for carrying the device identification of the payment equipment, described
After broadcast data is for the device identification of payment equipment described in acquisition for mobile terminal, by the device identification and the mobile terminal
Bound payment account is sent to payment server.
Step S220: the biological characteristic letter that the payment equipment is identified and acquired to the payment server sending device
Breath, the device identification receive the biological information and equipment that the payment equipment is sent for the payment server
Mark, and detect the corresponding payment account of biological information and it is described payment equipment device identification bound, complete and
The delivery operation of payment account corresponding to the biological information.
It is understood that payment equipment is to start to acquire biological information, and to branch after in response to payment instruction
Pay server sending device mark and the biological information of acquisition.In the present embodiment, it can be triggered and be given birth to by various ways
At payment instruction.
As a kind of mode, the payment equipment detect act on the payment that is configured of touch area of payment equipment by
After the touch control operation of key, start to acquire biological information；After collecting biological information, Xiang Suoshu payment server hair
Send the biological information of device identification and acquisition.
In this manner, after user could be aware that the expense to be paid, touch-control pays the branch of the touch area of equipment
Key is paid, starts to acquire biological information (for example, face information or finger print information) to trigger payment equipment.Then it props up
Equipment is paid after collecting biological information, collected biological information and the device identification of itself can be sent to
Payment server.After payment server completes delivery operation, a feedback information can be sent to payment equipment again, so as to
User is shown to check.In addition, payment server can also send a feedback information to mobile terminal, so that user checks.
A kind of method of payment provided by the embodiments of the present application allows payment equipment to broadcast the device identification of oneself, with
Just mobile terminal can be in the case where not establishing connection with payment equipment, so that it may the device identification of payment equipment is got,
So that mobile terminal user do not need operation mobile terminal can by payment equipment acquire biological information side
Formula completes payment, to improve the user experience in payment efficiency and payment process.Also, mobile terminal can be direct
By obtaining the device identification of the payment equipment in broadcast data, to reduce the power consumption of mobile terminal.
Referring to Fig. 5, a kind of method of payment provided by the embodiments of the present application, is applied to payment server, the method packet
It includes:
Step S310: the payment server receives the payment account that mobile terminal is sent and pays the equipment mark of equipment
Know, the payment account and the device identification for paying equipment are bound.
As a kind of mode, payment server can establish a tables of data for storage device identification and disbursement account
Number.So in this manner, the device identification and payment account that the same data ID is corresponded in the tables of data can be by
Payment server is identified as the payment account mutually bound and pays the device identification of equipment.
For example, as shown in the table:
| ID | Device_id | User_id |
| 1 | G001 | Zhangsan |
| 2 | G002 | Lisi |
As shown above, field " ID " is used for unique identification data in the table, and field " Device_id " characterizes equipment mark
Know, field " User_id " is for characterizing payment account.In this case, device identification " G001 " and payment account
ID corresponding to " zhangshan " is " 1 ", then mobile terminal can be identified as in turn the device identification bound mutually with
And payment account.
Step S320: the payment server is receiving the biological information and the payment that payment equipment is sent
After the device identification of equipment, search the payment account bound in advance with the biological information whether with the payment equipment
Device identification has been bound.
The case where payment server stores the device identification and payment account bound mutually based on the mode of tables of data
Under, payment server, can be first based on biology after receiving the biological information and device identification that payment equipment is sent
Characteristic information inquires corresponding payment account, and then inquires in the tables of data whether have branch corresponding with biological information again
The number of paying the bill, if having inquired payment account corresponding with biological information, then deciding that pre- with the biological information
The payment account first bound and the device identification of the payment equipment have been bound.
Step S330: if binding, the payment server is completed and payment account corresponding to the biological information
Delivery operation.
Step S340: if unbound, Xiang Zhifu equipment returns to payment failure prompt information.
It should be noted that payment server can only associated storage device identification and disbursement account within a certain period of time
Number.For example, payment server can will receive mobile terminal transmission device identification and payment account at the time of as
Begin the moment, and starts timing setting time length.When detecting that the setting time length expires, by the equipment mark of associated storage
Know and payment account is deleted.It is understood that if payment server repeats to receive the same payment account and same
Payment equipment is associated, then reclocking setting time length at the time of payment server can be to be most recently received one time.
A kind of method of payment provided by the embodiments of the present application, so that payment server is obtaining setting for all mobile terminal transmissions
After standby mark and payment account, corresponding binding can be carried out, thus in the life for further getting payment equipment transmission
After the device identification of object characteristic information and payment equipment, it can first determine to send the corresponding payment account of biological information
In the case where having bound with payment equipment, subsequent delivery operation can be just completed, and then improve the safety of payment, and
In payment process, mobile terminal user does not need operation mobile terminal can be by acquiring biological information in payment equipment
Mode complete to pay, to improve the user experience in payment efficiency and payment process.Also, mobile terminal can be with
Directly by obtaining the device identification of the payment equipment in broadcast data, to reduce the power consumption of mobile terminal
Referring to Fig. 6, a kind of method of payment provided by the embodiments of the present application, is applied to payment system, the payment system
Including payment equipment and mobile terminal, which comprises
Step S410: the payment equipment sends the broadcast data for carrying the device identification of the payment equipment.
Step S420: the mobile terminal obtains the payment equipment from the broadcast data that the payment equipment is sent
Device identification.
Step S430: payment account bound in the acquisition for mobile terminal, by the device identification and the disbursement account
Number it is sent to payment server.
Step S440: the biological characteristic letter that the payment equipment is identified and acquired to the payment server sending device
Breath.
Step S450: the payment server is detecting the corresponding payment account of biological information and the payment machine
After the device identification binding of tool, the delivery operation with payment account corresponding to the biological information is completed.
As described in foregoing teachings, in a kind of mode, payment equipment can support multiple payment platforms.Below will for
In this case, how payment system runs and describes in detail.
In this manner, in addition to that can be somebody's turn to do by mobile terminal according to the device identification inquiry of the payment equipment received
Which payment platform payment equipment supports outside that the payment platform that payment equipment can also directly be supported oneself is added to broadcast
In data, so that mobile terminal is after receiving broadcast data, so that it may directly parse the branch that the payment equipment can be supported
Pay platform.Then it obtains again in the payment platform that the payment equipment is supported, the payment account that the mobile terminal binding is crossed
Payment platform as target platform；By the corresponding payment account of the target platform and the device identification, send respectively
Give the target platform respective payment server.
In a kind of mode, identified in the payment platform supported of payment equipment for the ease of mobile terminal, it is described
The platform for the payment account that mobile terminal binding is crossed.Pay the application program for the payment platform that equipment can be installed with mobile terminal
Packet name as payment platform mark.So that mobile terminal get payment equipment supported platform after,
That is can be looked into the payment account of storage after getting the packet name of the corresponding application program of supported payment platform
Whether have corresponding account number, if so, that is just using payment platform described in corresponding payment account as target platform if asking.
So in the case where paying the equipment multiple payment platforms of support, during payment, user can be according to certainly
Oneself it needs to be determined that a payment platform is paid.Then, the equipment that pays is to the branch determined from the platform supported
Pay the payment server sending device mark of platform and the biological information of acquisition.
As a kind of mode, as shown in fig. 7, in the case where paying equipment support payment platform A and payment platform B,
The corresponding payment trigger button 99 of payment platform A and the corresponding payment triggering of payment platform B can be shown in touch area
Button 98, if that user's touch-control payment trigger button 99, then payment equipment will be to the payment server of payment platform A
Send biological information and oneself the device identification of acquisition, and if user's touch-control payment trigger button 98, then propping up
Pay biological information from acquisition to the payment server of payment platform B and the device identification of oneself that equipment will send.
It is understood that in payment process, remaining sum usually in payment account is not less than currently being paid
In the case where the amount of money, delivery operation just can be smoothly completed.And during being conducive to the payment of two dimensional code barcode scanning, it usually needs
User manually selects the means of payment corresponding to payment account.The means of payment includes paying or using disbursement account with account number remaining sum
Bank card payment bound in number etc..
So in order to avoid the payment account because of the selected payment platform of user is unable to complete successfully payment, user is given
It brings inconvenience, as a kind of mode, in payment process, pays equipment after the biological information for collecting user for the first time,
The payment server that the payment platform oneself supported can be first sent respectively to carries out ability to pay verifying, to verify whether
Payment can be smoothly completed by payment account, to only show the payment triggering by the payment platform of verifying in touch area
Button.
For example, if the payment platform that payment equipment is supported includes payment platform A, payment platform B and payment platform C.
Equipment is paid after the face information for collecting user for the first time, first verification information can be sent to payment server, so as to by face
Information is separately sent to payment platform A, payment platform B and the corresponding payment server of payment platform C.Payment server
After receiving face information, the verifying of ability to pay can be first carried out, for example, can send out with validation of payment equipment with face information
That brings currently needs whether the amount of money paid is greater than current remaining sum, if more than payment server is returned to payment equipment
Pass through the message of verifying.Wherein, as a kind of mode, paying equipment can currently need the amount of money paid to increase detecting
Afterwards, one-time authentication information is sent to payment server.
By taking payment platform A as an example, if after the payment server of payment platform A receives verification information, from verification information
After getting face information, whether the remaining sum that can be inquired in the corresponding payment account of the face information, which is greater than, currently needs to pay
The amount of money or the payment account whether bound bank card.Payment server inquires in the payment account of payment platform A
Remaining sum, which is greater than, currently needs the amount of money paid or payment account binding to have bank card, then returning to verifying to payment equipment
Successful message, so that the corresponding payment trigger button of payment platform A can be shown in touch area by paying equipment.And if inquiring
Remaining sum in the payment account of payment platform A is less than the amount of money for currently needing to pay, and the payment account is unbound bank card,
The message that authentication failed will be so returned to payment equipment, so that the corresponding payment of payment platform A will not be shown by paying equipment
Trigger button.
Method based on the present embodiment can not only improve the user experience in payment efficiency and payment process.And
And can directly pass through the device identification that the payment equipment is obtained in broadcast data in mobile terminal, to reduce movement
The power consumption of terminal can also only allow user's touch-control smoothly complete in the case where paying the equipment multiple payment platforms of support
The payment trigger button of payment platform described in payment account at payment, and then avoid user in not knowing multiple payment accounts
In the case which smoothly can completely pay, and selects to can not be successfully the payment account completely paid and paid, so that
It not will cause the remaining sum that user needs to operate mobile terminal enquiry payment account again, and then improve the payment in payment process yet
Efficiency, the user experience is improved.
Referring to Fig. 8, a kind of payment mechanism 500 provided by the embodiments of the present application, runs on mobile terminal, described device
500 include:
Mark acquiring unit 510, the equipment for obtaining the payment equipment from the broadcast data that payment equipment is sent
Mark.
Account number acquiring unit 520, for obtaining payment account bound in the mobile terminal.
Data communication units 530, it is described for sending payment server for the device identification and the payment account
Device identification receives the biological information and device identification that the payment equipment is sent for the payment server, and
Detect the corresponding payment account of the biological information and it is described payment equipment device identification bound, complete with it is described
The delivery operation of payment account corresponding to biological information.
Referring to Fig. 9, a kind of payment mechanism 600 provided by the embodiments of the present application, runs on payment equipment, described device
600 include:
Data broadcasting unit 610, it is described wide for sending the broadcast data for carrying the device identification of the payment equipment
After multicast data is for the device identification of payment equipment described in acquisition for mobile terminal, by the device identification and the mobile terminal institute
The payment account of binding is sent to payment server.
Payment unit 620, the biological information for identifying and acquiring to the payment server sending device, institute
It states device identification and receives the biological information and device identification that the payment equipment is sent for the payment server,
And detect that the corresponding payment account of biological information and the device identification of the payment equipment have been bound, it completes and the life
The delivery operation of payment account corresponding to object characteristic information.
Referring to Fig. 10, a kind of payment mechanism 700 provided by the embodiments of the present application, runs on payment server, the dress
Setting 700 includes:
Account number binding unit 710, for receiving the payment account of mobile terminal transmission and paying the device identification of equipment,
The payment account and the device identification for paying equipment are bound.
Information Authentication unit 720, in the biological information and the payment machine for receiving payment equipment transmission
After the device identification of tool, search whether the payment account bound in advance with the biological information with described pays setting for equipment
Standby mark has been bound.
Execution unit 730 is paid, if completing the branch with payment account corresponding to the biological information for binding
Pay operation.
It should be noted that it is apparent to those skilled in the art that, for convenience and simplicity of description, on
The device of description and the specific work process of unit are stated, can refer to corresponding processes in the foregoing method embodiment, herein no longer
It repeats.In several embodiments provided herein, the mutual coupling of module can be electrical property.In addition, in the application
Each functional module in each embodiment can integrate in a processing module, is also possible to the independent physics of modules and deposits
It can also be integrated in two or more modules in a module.Above-mentioned integrated module can both use the shape of hardware
Formula is realized, can also be realized in the form of software function module.
A kind of mobile terminal provided by the present application is illustrated below in conjunction with Figure 11.
Figure 11 is please referred to, based on above-mentioned method of payment, device, the another kind that the embodiment of the present application also provides can be executed
The mobile terminal 100 of aforementioned method of payment.Mobile terminal 100 includes the one or more (one is only shown in figure) to intercouple
Processor 102, memory 104 and wireless module 106.Wherein, previous embodiment can be executed by being stored in the memory 104
The program of middle content, and processor 102 can execute the program stored in the memory 104.
Wherein, processor 102 may include one or more processing core.Processor 102 utilizes various interfaces and route
The various pieces in entire mobile terminal 100 are connected, by running or executing the instruction being stored in memory 104, program, generation
Code collection or instruction set, and the data being stored in memory 104 are called, execute the various functions and processing of mobile terminal 100
Data.Optionally, processor 102 can be using Digital Signal Processing (Digital Signal Processing, DSP), scene
Programmable gate array (Field-Programmable Gate Array, FPGA), programmable logic array (Programmable
Logic Array, PLA) at least one of example, in hardware realize.Processor 102 can integrating central processor (Central
Processing Unit, CPU), in image processor (Graphics Processing Unit, GPU) and modem etc.
One or more of combinations.Wherein, the main processing operation system of CPU, user interface and application program etc.；GPU is for being responsible for
Show the rendering and drafting of content；Modem is for handling wireless communication.It is understood that above-mentioned modem
It can not be integrated into processor 102, be realized separately through one piece of communication chip.
Memory 104 may include random access memory (Random Access Memory, RAM), also may include read-only
Memory (Read-Only Memory).Memory 104 can be used for store instruction, program, code, code set or instruction set.It deposits
Reservoir 104 may include storing program area and storage data area, wherein the finger that storing program area can store for realizing operating system
Enable, for realizing at least one function instruction (such as touch function, sound-playing function, image player function etc.), be used for
Realize the instruction etc. of following each embodiments of the method.Storage data area can also store the number that terminal 100 is created in use
According to (such as phone directory, audio, video data, chat record data) etc..
The wireless module 106 is used to receive and transmit electromagnetic wave, realizes the mutual conversion of electromagnetic wave and electric signal, from
And it is communicated with communication network or other equipment, such as communicated with audio-frequence player device.The wireless module 106 can
Including various existing for executing the circuit elements of these functions, for example, antenna, RF transceiver, digital signal processor,
Encryption/deciphering chip, subscriber identity module (SIM) card, memory etc..The wireless module 106 can be for example mutual with various networks
Networking, intranet, wireless network communicate or communicated by wireless network and other equipment.Above-mentioned is wireless
Network may include cellular telephone networks, WLAN or Metropolitan Area Network (MAN).
Figure 12 is please referred to, the another kind that the embodiment of the present application also provides can execute the payment equipment of aforementioned method of payment
200.The payment equipment first than with mobile terminal 100 above-mentioned, further include camera 108 and touching display screen 110.It can manage
Solution is, it is contemplated that payment equipment 200 and it is mobile in data handled by terminal 100 data volume difference, pay equipment 200
Included processor 102 and memory 104 can with included by mobile terminal processor 102 and memory 104 have
Difference in performance.For example, used model is different.
Figure 13 is please referred to, the another kind that the embodiment of the present application also provides can execute the payment server of aforementioned method of payment
300.The payment server 300 is that payment server 300 includes network mould with the most important difference of aforementioned mobile terminal 100
Block 112.The network module 112 can be network adapter.It is understood that in view of in payment server 300 and movement
The difference of the data volume of data handled by terminal 100, processor 102 and memory 104 included by payment server 300
Can with included by mobile terminal processor 102 and memory 104 have the difference in performance.For example, used model
It is different.
Figure 14 is please referred to, it illustrates a kind of structural frames of computer readable storage medium provided by the embodiments of the present application
Figure.Program code is stored in the computer-readable medium 800, said program code can be called by processor and execute the above method
Method described in embodiment.
Computer readable storage medium 800 can be such as flash memory, EEPROM (electrically erasable programmable read-only memory),
The electronic memory of EPROM, hard disk or ROM etc.Optionally, computer readable storage medium 800 includes non-volatile meter
Calculation machine readable medium (non-transitory computer-readable storage medium).Computer-readable storage
Medium 800 has the memory space for the program code 810 for executing any method and step in the above method.These program codes can
With from reading or be written in one or more computer program product in this one or more computer program product.
Program code 810 can for example be compressed in a suitable form.
In conclusion a kind of method of payment provided by the present application, device, system, mobile terminal, payment equipment and service
Device, it is described mobile whole in the case where the broadcast data for carrying the device identification for paying equipment is sent by payment equipment
After the device identification for obtaining the payment equipment in the broadcast data that payment equipment is sent, mobile terminal is described mobile whole again at end
The bound payment account in end sends payment server for the device identification and the payment account, so that described
Payment server receives the biological information and device identification that the payment equipment is sent, and detects that the biology is special
Reference ceases corresponding payment account and the device identification of the payment equipment has been bound, and it is right with the biological information institute to complete
The delivery operation for the payment account answered, so that mobile terminal user be made not need operation mobile terminal through the above way
It completes to pay in such a way that payment equipment acquires biological information, to improve in payment efficiency and payment process
User experience.Also, it can directly pass through the device identification that the payment equipment is obtained in broadcast data in mobile terminal, from
And reduce the power consumption of mobile terminal.
Finally, it should be noted that above embodiments are only to illustrate the technical solution of the application, rather than its limitations；Although
The application is described in detail with reference to the foregoing embodiments, those skilled in the art are when understanding: it still can be with
It modifies the technical solutions described in the foregoing embodiments or equivalent replacement of some of the technical features；And
These are modified or replaceed, do not drive corresponding technical solution essence be detached from each embodiment technical solution of the application spirit and
Range.
Claims (16)
1. a kind of method of payment, which is characterized in that be applied to mobile terminal, which comprises
The mobile terminal obtains the device identification of the payment equipment from the broadcast data that payment equipment is sent；
Obtain payment account bound in the mobile terminal；
Payment server is sent by the device identification and the payment account, the device identification is used for the payment services
Device receives the biological information and device identification that the payment equipment is sent, and detects the biological information pair
The payment account answered and the device identification of the payment equipment have been bound, and are completed and payment corresponding to the biological information
The delivery operation of account number.
2. the method according to claim 1, wherein the broadcast data that the mobile terminal is sent from payment equipment
It is middle obtain it is described payment equipment device identification the step of include:
The mobile terminal is based on bluetooth BLE mode or Wi-Fi Aware mode carries out broadcast data scanning, from what is scanned
The device identification of the payment equipment is obtained in the broadcast data that payment equipment is sent.
3. the method according to claim 1, wherein the broadcast data that the mobile terminal is sent from payment equipment
It is middle obtain it is described payment equipment device identification the step of include:
When mobile terminal receives broadcast data, identify in received broadcast data whether there is specified mark；
If having specified mark in the received broadcast data of identification, received broadcast data is determined as to pay equipment
Transmitted broadcast data obtains the device identification of the payment equipment from the broadcast data that payment equipment is sent.
4. according to the method described in claim 3, it is characterized in that, the method also includes:
If the CPU for detecting mobile terminal is in a dormant state, the CPU of dormant state is switched to wake-up states.
5. the method according to claim 1, wherein described obtain payment account bound in the mobile terminal
The step of include:
The payment platform that the payment equipment is supported is obtained based on the device identification；
It obtains in the payment platform that the payment equipment is supported, the payment platform for the payment account that the mobile terminal binding is crossed
As target platform；
Described the step of sending payment server with the payment account for the device identification includes:
By the corresponding payment account of the target platform and the device identification, it is respective to be sent respectively to the target platform
Payment server.
6. a kind of method of payment, which is characterized in that be applied to payment equipment, which comprises
The payment equipment sends the broadcast data for carrying the device identification of the payment equipment, and the broadcast data is for moving
After dynamic terminal obtains the device identification of the payment equipment, by disbursement account bound in the device identification and the mobile terminal
Number it is sent to payment server；
The biological information that the payment equipment is identified and acquired to the payment server sending device, the equipment mark
Know and receive the biological information and device identification that the payment equipment is sent for the payment server, and detects
The corresponding payment account of biological information and the device identification of the payment equipment have been bound, and complete to believe with the biological characteristic
The delivery operation of the corresponding payment account of breath.
7. according to the method described in claim 6, it is characterized in that, the payment equipment is to the payment server sending device
Mark and acquisition biological information the step of include:
After the payment equipment detects the touch control operation for the payment key that the touch area for acting on payment equipment is configured, open
Begin acquisition biological information；
After collecting biological information, the biological characteristic letter of Xiang Suoshu payment server sending device mark and acquisition
Breath.
8. a kind of method of payment, which is characterized in that be applied to payment server, which comprises
The payment server receives the payment account that mobile terminal is sent and pays the device identification of equipment, by the payment
Account number and the device identification for paying equipment are bound；
The payment server is in the equipment mark for receiving biological information and the payment equipment that payment equipment is sent
After knowledge, search whether the payment account bound in advance with the biological information has tied up with the device identification for paying equipment
It is fixed；
If binding, the payment server completes the delivery operation with payment account corresponding to the biological information.
9. a kind of method of payment, which is characterized in that be applied to payment system, the payment system includes payment equipment and movement
Terminal, which comprises
The payment equipment sends the broadcast data for carrying the device identification of the payment equipment；
The mobile terminal obtains the device identification of the payment equipment from the broadcast data that the payment equipment is sent；
The device identification and the payment account are sent payment clothes by payment account bound in the acquisition for mobile terminal
Business device；
The biological information that the payment equipment is identified and acquired to the payment server sending device, the biology are special
Reference breath is detecting that biological information corresponding payment account and the equipment that pays set for the payment server
After standby mark binding, the delivery operation with payment account corresponding to the biological information is completed.
10. according to the method described in claim 9, it is characterized in that, payment account bound in the acquisition for mobile terminal, is incited somebody to action
The step of device identification is sent to payment server with the payment account include:
The payment platform that the payment equipment is supported is obtained based on the device identification；
It obtains in the payment platform that the payment equipment is supported, the payment platform for the payment account that the mobile terminal binding is crossed
As target platform；
By the corresponding payment account of the target platform and the device identification, it is respective to be sent respectively to the target platform
Payment server；
It is described payment equipment identify and acquire to the payment server sending device biological information the step of include:
It is described payment equipment to from the platform supported determine payment platform payment server sending device mark and
The biological information of acquisition.
11. a kind of payment mechanism, which is characterized in that run on mobile terminal, described device includes:
Mark acquiring unit, for obtaining the device identification of the payment equipment from the broadcast data that payment equipment is sent；
Account number acquiring unit, for obtaining payment account bound in the mobile terminal；
Data communication units, for sending payment server, the equipment mark for the device identification and the payment account
Know and receive the biological information and device identification that the payment equipment is sent for the payment server, and detects
The corresponding payment account of the biological information and the device identification of the payment equipment have been bound, and are completed special with the biology
The delivery operation of the corresponding payment account of reference breath.
12. a kind of payment mechanism, which is characterized in that run on payment equipment, described device includes:
Data broadcasting unit, for sending the broadcast data for carrying the device identification of the payment equipment, the broadcast data
It, will be bound in the device identification and the mobile terminal after device identification for paying equipment described in acquisition for mobile terminal
Payment account is sent to payment server；
Payment unit, the biological information for identifying and acquiring to the payment server sending device, the equipment
Mark receives the biological information and device identification that the payment equipment is sent for the payment server, and detects
It has bound, has completed and the biological characteristic to the corresponding payment account of biological information and the device identification of the payment equipment
The delivery operation of payment account corresponding to information.
13. a kind of payment mechanism, which is characterized in that run on payment server, described device includes:
Account number binding unit will be described for receiving the payment account of mobile terminal transmission and paying the device identification of equipment
Payment account and the device identification for paying equipment are bound；
Information Authentication unit, in the equipment for receiving biological information and the payment equipment that payment equipment is sent
After mark, search the payment account bound in advance with the biological information whether with the device identification of the payment equipment
Binding；
Execution unit is paid, if completing the delivery operation with payment account corresponding to the biological information for binding.
14. a kind of payment system, which is characterized in that the payment system includes payment equipment and mobile terminal；
The payment equipment, for sending the broadcast data for carrying the device identification of the payment equipment；
The mobile terminal, for obtaining the equipment mark of the payment equipment from the broadcast data that the payment equipment is sent
Know；Bound payment account is obtained, sends payment server for the device identification and the payment account；
The payment equipment is also used to the biological information for identifying and acquiring to the payment server sending device, institute
It states biological information and is detecting the corresponding payment account of biological information and the payment for the payment server
After the device identification binding of equipment, the delivery operation with payment account corresponding to the biological information is completed.
15. a kind of mobile terminal, which is characterized in that including one or more processors and memory；
One or more programs are stored in the memory and are configured as being executed by one or more of processors, institute
It states one or more programs and is configured to carry out any method of claim 1-4.
16. a kind of computer readable storage medium, which is characterized in that be stored with program generation in the computer readable storage medium
Code, wherein perform claim requires any method of 1-4 in said program code operation.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910105405.4A CN109886670B (en) | 2019-02-01 | 2019-02-01 | Payment method, device, system, mobile terminal, payment machine and server |
| PCT/CN2020/072843 WO2020156255A1 (en) | 2019-02-01 | 2020-01-17 | Payment method, device, system, mobile terminal, payment machine, and server |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910105405.4A CN109886670B (en) | 2019-02-01 | 2019-02-01 | Payment method, device, system, mobile terminal, payment machine and server |
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| Publication Number | Publication Date |
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| CN109886670A true CN109886670A (en) | 2019-06-14 |
| CN109886670B CN109886670B (en) | 2022-04-19 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910105405.4A Expired - Fee Related CN109886670B (en) | 2019-02-01 | 2019-02-01 | Payment method, device, system, mobile terminal, payment machine and server |
Country Status (2)
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| CN (1) | CN109886670B (en) |
| WO (1) | WO2020156255A1 (en) |
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| WO2020156152A1 (en) * | 2019-02-01 | 2020-08-06 | Oppo广东移动通信有限公司 | Payment information binding method, apparatus, mobile terminal and system |
| WO2020156255A1 (en) * | 2019-02-01 | 2020-08-06 | Oppo广东移动通信有限公司 | Payment method, device, system, mobile terminal, payment machine, and server |
| CN113140083A (en) * | 2020-01-18 | 2021-07-20 | 四川回银网络科技有限公司 | Face-brushing payment cashier system |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115271747B (en) * | 2022-10-01 | 2023-09-15 | 北京晟邦知享科技发展有限公司 | Safety verification method based on face and voice recognition |
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| WO2020156255A1 (en) * | 2019-02-01 | 2020-08-06 | Oppo广东移动通信有限公司 | Payment method, device, system, mobile terminal, payment machine, and server |
| CN113140083A (en) * | 2020-01-18 | 2021-07-20 | 四川回银网络科技有限公司 | Face-brushing payment cashier system |
Also Published As
| Publication number | Publication date |
|---|---|
| CN109886670B (en) | 2022-04-19 |
| WO2020156255A1 (en) | 2020-08-06 |
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