CN109816395B

CN109816395B - Payment method, system and device for restricted device

Info

Publication number: CN109816395B
Application number: CN201711172670.1A
Authority: CN
Inventors: 张婧; 董克芳
Original assignee: China Mobile Communications Corp; China Mobile Communications Group Terminal Co Ltd
Current assignee: China Mobile Communications Group Co Ltd; China Mobile Communications Group Terminal Co Ltd
Priority date: 2017-11-22
Filing date: 2017-11-22
Publication date: 2021-12-07
Anticipated expiration: 2037-11-22
Also published as: CN109816395A

Abstract

The invention discloses a payment method, system and device for limited equipment. The method includes: receiving a payment information identifier scanned by an image acquisition device, where the payment information identifier includes third-party payment platform information; and generating request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and the payment information identifier. Limit device identity information; send request payment information to the cloud platform. According to the payment method, system and device provided by the embodiments of the present invention, the understanding and control of the payment behavior of the restricted device can be realized.

Description

Payment method, system and device for restricted device

Technical Field

The invention relates to the field of mobile payment, in particular to a payment method, a payment system and payment equipment for a limited device.

Background

The child watch is wearable intelligent hardware which is newly pursued by parents, and the basic functions of conversation, positioning, friend making and step counting establish rigid market requirements, are suitable for the requirements of safety, communication, health management and social contact of children in the modern society, and have certain entertainment. In addition to the above basic functions, mobile payment is one of the more and more interesting functional points.

In the prior art, a child watch can realize near-field payment by carrying a hardware module. If the child watch needs to be provided with a hardware module for payment, the payment module adopts a radio frequency card, and when the child watch is in short-distance contact with a bus card swiping machine or other card swiping machine terminals, the card swiping machine acquires amount information and other information in the payment module by using a radio frequency technology, and stores the information back to the payment module after the operation of reducing the amount is carried out, so that the payment function is completed; and if recharging is needed, the recharging machine is used for increasing the amount of money and recharging the payment module. However, the payment method needs a child watch to install a hardware module, is only suitable for certain specific occasions such as taking a bus and the like, and the payment behavior cannot be controlled by parents.

Disclosure of Invention

The embodiment of the invention provides a payment method, a payment system and payment equipment of limited equipment, which can be used in various occasions, and control equipment can control the payment behavior of the limited equipment on the basis of not installing a hardware module.

The embodiment of the invention provides a payment method of a restricted device, which comprises the following steps:

the limited device receives a collection information identifier scanned by an image acquisition device and generates payment request information according to the collection information identifier, wherein the collection information identifier comprises third-party payment platform information, and the payment request information comprises the collection information identifier and limited device identity information;

the limited device sends the payment request information to a cloud platform;

the cloud platform determines control equipment corresponding to the limited equipment according to the received payment request information, and sends the payment request information to the control equipment;

and the control equipment receives the payment request information and calls a third party payment platform to pay according to the third party payment platform information in the payment request information.

According to an aspect of an embodiment of the present invention, the receipt information identifier includes: two-dimensional codes and/or bar codes.

According to an aspect of the embodiment of the present invention, the determining, by the cloud platform, the control device corresponding to the restricted device according to the received payment request information, and sending the payment request information to the control device includes:

the cloud platform extracts limited equipment identity information in the payment request information;

and the cloud platform determines the control equipment corresponding to the limited equipment according to the identity information of the limited equipment and a mapping relation prestored in the cloud platform, wherein the mapping relation prestored in the cloud platform is the corresponding relation between the limited equipment and the control equipment.

According to another aspect of an embodiment of the invention, the request payment information further includes control device identity information,

the cloud platform determines a control device corresponding to the limited device according to the received payment request information, and sends the payment request information to the control device, including:

the cloud platform determines control equipment corresponding to the limited equipment according to the identity information of the control equipment;

and the cloud platform sends the payment request information to the control equipment.

According to an aspect of an embodiment of the invention, the restricted device is a child watch or a child cell phone;

the control device is a parent cell phone having the function of managing the restricted device, a parent computer having the function of managing the restricted device, or a parent smart watch having the function of managing the restricted device.

The embodiment of the invention provides a payment system of a restricted device, which comprises:

the restricted device is used for receiving a collection information identifier scanned by the image acquisition device, generating payment request information according to the collection information identifier, and sending the payment request information to the cloud platform, wherein the collection information identifier comprises third-party payment platform information, and the payment request information comprises the collection information identifier and restricted device identity information;

the cloud platform is used for determining control equipment corresponding to the limited equipment according to the received payment request information and sending the payment request information to the control equipment;

and the control equipment is used for receiving the payment request information and calling a third party payment platform to pay according to the third party payment platform information in the payment request information.

receiving a payment information identifier scanned by an image acquisition device, wherein the payment information identifier comprises third party payment platform information;

generating request payment information according to the collection information identifier, wherein the request payment information comprises the collection information identifier and limited equipment identity information;

and sending the payment request information to the cloud platform.

According to an aspect of an embodiment of the invention, the restricted device is a child watch or a child cell phone.

The embodiment of the invention provides a payment device of a restricted device, which comprises:

an image acquisition module for scanning a payment information identifier, the payment information identifier comprising third party payment platform information;

the information generating module is used for generating payment request information according to the collection information identifier, and the payment request information comprises the collection information identifier and the limited equipment identity information;

and the information sending module is used for sending the payment request information to the cloud platform.

According to an aspect of the embodiments of the present invention, the apparatus further includes:

a memory for storing a program;

a processor for executing the program stored in the memory to perform the payment method of the restricted device.

receiving payment request information sent by a cloud platform, wherein the payment request information comprises a payment receiving information identifier and limited equipment identity information, and the payment receiving information identifier comprises third-party payment platform information;

and calling the third party payment platform to scan the collection information identifier for payment according to the third party payment platform information in the payment request information.

According to an aspect of an embodiment of the present invention, the control device is a parent mobile phone having a function of managing the restricted device, a parent smart watch having a function of managing the restricted device, or a parent computer having a function of managing the restricted device.

the information receiving module is used for receiving payment request information sent by a cloud platform, wherein the payment request information comprises a payment receiving information identifier and limited equipment identity information, and the payment receiving information identifier comprises third-party payment platform information;

and the calling payment module is used for calling a third party payment platform to scan the collection information identifier according to the third party payment platform information in the collection information identifier to pay.

a memory for storing a program;

the method comprises the steps that transaction information is generated by the limited equipment, request payment information is generated according to the transaction information and is sent to a cloud platform, the transaction information comprises transaction commodity name information and transaction amount information, and the request payment information comprises the transaction information and the identity information of the limited equipment;

the cloud platform determines control equipment corresponding to the limited equipment according to the received payment request information and sends the payment request information to the control equipment;

the control equipment calls a payment information identifier of a third-party payment platform according to the received payment request information, generates confirmed payment information according to the payment information identifier and the payment request information, and sends the confirmed payment information to the cloud platform, wherein the payment information identifier comprises third-party payment platform information, and the confirmed payment information comprises the payment information identifier and limited equipment identity information;

the cloud platform receives the payment confirmation information, determines the limited equipment according to the limited equipment identity information in the payment confirmation information, and sends the payment confirmation information to the limited equipment;

the restricted device receives the confirmed payment information and displays the payment information identifier via a display device.

According to an aspect of an embodiment of the invention, the payment information identifier comprises: two-dimensional codes and/or bar codes.

the cloud platform determines control equipment corresponding to the limited equipment according to the received payment request information, and sends the payment request information to the control equipment, and the method comprises the following steps:

the limited device is used for generating transaction information, generating request payment information according to the transaction information, sending the request payment information to the cloud platform, receiving the payment confirmation information, and displaying a payment information identifier through a display device, wherein the transaction information comprises transaction commodity name information and transaction amount information, the request payment information comprises the transaction information and limited device identity information, the payment confirmation information comprises the payment information identifier and limited device identity information, and the payment information identifier comprises third-party payment platform information;

the cloud platform is used for determining control equipment corresponding to the limited equipment according to the received payment request information, sending the payment request information to the control equipment, receiving payment confirmation information, determining the limited equipment according to limited equipment identity information in the payment confirmation information, and sending the payment confirmation information to the limited equipment;

the control equipment is used for calling the payment information identifier of a third-party payment platform according to the received payment request information, generating the payment confirmation information according to the payment information identifier and the payment request information, and sending the payment confirmation information to the cloud platform.

generating transaction information, wherein the transaction information comprises transaction commodity name information and transaction amount information;

generating request payment information according to the transaction information, wherein the request payment information comprises the transaction information and limited equipment identity information;

sending the payment request information to a cloud platform;

receiving payment confirmation information sent by the cloud platform, wherein the payment confirmation information comprises a payment information identifier and restricted device identity information;

displaying the payment information identifier.

the first information generation module is used for generating transaction information, and the transaction information comprises transaction commodity name information and transaction amount information;

the second information generation module is used for generating payment request information according to the transaction information, and the payment request information comprises the transaction information and the identity information of the limited equipment;

the information sending module is used for sending the payment request information to a cloud platform;

the information receiving module is used for receiving payment confirmation information sent by the cloud platform, and the payment confirmation information comprises a payment information identifier;

and the display module is used for displaying the payment information identifier.

a memory for storing a program;

receiving payment request information sent by a cloud platform, wherein the payment request information comprises transaction information and limited equipment identity information, and the transaction information comprises transaction commodity name information and transaction amount information;

calling a payment information identifier of a third party payment platform according to the payment request information;

generating confirmed payment information according to the payment information identifier and the payment request information, wherein the confirmed payment information comprises the payment information identifier and the limited equipment identity information;

and sending the payment confirmation information to the cloud platform.

the information receiving module is used for receiving payment request information sent by the cloud platform, wherein the payment request information comprises transaction information and limited equipment identity information, and the transaction information comprises transaction commodity name information and transaction amount information;

a payment calling module for calling the payment information identifier of the third party payment platform according to the payment request information

The information generating module is used for generating payment confirmation information according to the payment information identifier, and the payment confirmation information comprises the payment information identifier and the limited equipment identity information;

and the information sending module is used for sending the payment confirmation information to the cloud platform.

a memory for storing a program;

According to the payment method, the payment system and the payment equipment of the limited equipment in the embodiment of the invention, various payment modes of the child watch are provided, so that the child watch can realize passive code scanning payment or active code scanning payment in a plurality of occasions; the child watch does not need to be provided with a hardware module; the payment behavior of the child watch can be known and controlled by the parents.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings required to be used in the embodiments of the present invention will be briefly described below, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.

FIG. 1 is a schematic diagram showing the interaction of parties to a payment method, system and device for a restricted device according to the present invention;

fig. 2 is a flowchart showing a payment method of a restricted device provided by the first embodiment of the present invention;

fig. 3 is a flowchart showing a payment method of a restricted device provided by a second embodiment of the present invention;

fig. 4 is a flowchart showing a payment method of a restricted device provided by a third embodiment of the present invention;

fig. 5 is a flowchart showing a payment method of a restricted device provided by a fourth embodiment of the present invention;

fig. 6 is a flowchart illustrating a payment method of a restricted device provided in a fifth embodiment of the present invention;

fig. 7 is a flowchart showing a payment method of a restricted device provided by a sixth embodiment of the present invention;

fig. 8 is a flowchart showing a payment method of a restricted device provided by a seventh embodiment of the present invention;

fig. 9 is a flowchart showing a payment method of a restricted device provided by an eighth embodiment of the present invention;

fig. 10 is a schematic configuration diagram of a payment apparatus of a restricted device according to a ninth embodiment of the present invention;

fig. 11 is a schematic configuration diagram of a payment apparatus of a restricted device according to a tenth embodiment of the present invention;

fig. 12 is a schematic configuration diagram of a payment system of a restricted device according to an eleventh embodiment of the present invention;

fig. 13 is a schematic configuration diagram of a payment apparatus of a restricted device according to a twelfth embodiment of the present invention;

fig. 14 is a schematic configuration diagram of a payment apparatus of a restricted device according to a thirteenth embodiment of the present invention;

fig. 15 is a schematic configuration diagram of a payment system of a restricted device according to a fourteenth embodiment of the present invention;

fig. 16 is a block diagram showing an exemplary hardware architecture of a payment device of a restricted device of a fifteenth embodiment of the present invention;

fig. 17 is a block diagram showing an exemplary hardware architecture of a payment device of a restricted device of a sixteenth embodiment of the present invention;

fig. 18 is a block diagram illustrating an exemplary hardware architecture of a payment device of a restricted device according to a seventeenth embodiment of the invention;

fig. 19 is a block diagram showing an exemplary hardware architecture of a payment device of a restricted device of an eighteenth embodiment of the present invention.

Detailed Description

Features and exemplary embodiments of various aspects of the present invention will be described in detail below, and in order to make objects, technical solutions and advantages of the present invention more apparent, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not to be construed as limiting the invention. It will be apparent to one skilled in the art that the present invention may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the present invention by illustrating examples of the present invention.

It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.

For a better understanding of the present invention, a payment method, system and device for a restricted device according to embodiments of the present invention will be described in detail below with reference to the accompanying drawings, which should be noted that these embodiments are not intended to limit the scope of the present disclosure.

In an embodiment of the present invention, the restricted device may be a child watch, a child mobile phone, or the like, and the control device may be a parent mobile phone, a parent smart watch, a parent computer, or the like, having a function of managing the restricted device. For convenience of understanding, in the present invention, a parent mobile phone having a function of managing a restricted device is used as a parent mobile phone, and a child watch and a parent mobile phone are used as examples to illustrate a payment method, a payment system and a payment device for a restricted device in the technical solution of the present invention.

FIG. 1 is a schematic diagram of the interaction of parties illustrating a payment method, system and device for a restricted device according to the present invention. As shown in fig. 1, the interaction process mainly occurs between five devices, namely, a merchant, a child watch, a cloud platform, a parent mobile phone and a third-party payment platform.

In some embodiments of the invention, a merchant may post a collection information identifier such as a two-dimensional code or a bar code provided by a third-party payment platform and not including collection amount information, a user of a child watch scans the collection information identifier through the child watch and inputs transaction amount information on the child watch through related modes such as voice, characters, pictures and the like, the collection information identifier and the transaction amount information are sent to a specified parent mobile phone through a cloud platform, and the parent mobile phone calls a related third-party payment platform and inputs collection amount for payment.

In some embodiments of the invention, a merchant may display a real-time payment information identifier including transaction amount information through a display device such as a computer display screen or a mobile phone display screen, a child watch scans the payment information identifier, the payment information identifier is sent to a specified parent mobile phone through a cloud platform, and the parent mobile phone may call a related third-party payment platform to directly complete payment.

In some embodiments of the invention, the child watch may send trade information such as name information of a commodity to be purchased, trade amount information, third party payment platform information supported by a merchant, and the like to the cloud platform in a manner of voice, text, picture, or the like, and the cloud platform forwards the trade information to a specified parent mobile phone. The parent knows the relevant information of the commodity that the child wants to purchase according to the transaction information that the parent cell-phone received, transfers third party payment platform through the parent cell-phone and generates the payment information identifier, and the parent cell-phone sends the payment information identifier to children's wrist-watch, and the merchant accomplishes the payment through scanning the payment information identifier that shows on children's wrist-watch.

Fig. 2 is a flowchart illustrating a payment method of a restricted device provided by a first embodiment of the present invention. As shown in fig. 2, the payment method 200 of the restricted device in the present embodiment includes the following steps:

s210, receiving a payment information identifier scanned by the image acquisition device, wherein the payment information identifier comprises third party payment platform information.

And S220, generating payment request information according to the collection information identifier, wherein the payment request information comprises the collection information identifier and the limited equipment identity information.

And S230, sending the payment request information to the cloud platform.

In S210, the receipt information identifier may be a two-dimensional code and/or a barcode. For convenience of understanding, the invention will be exemplified by taking the receipt information identifier as the receipt two-dimensional code.

According to the payment method of the limited device provided by the embodiment of the invention, the two-dimensional code for payment can be a two-dimensional code for payment lack of transaction information such as transaction amount information and the like provided by a merchant in advance according to the requirements of a transaction scene, and can also be a two-dimensional code for payment generated by the merchant in real time according to the transaction information such as the transaction amount information, payee information, third-party payment platform information and the like. In some embodiments, the two-dimensional payment code can be used as a carrier of various transaction information such as payee information, third-party payment platform information or transaction amount information in the payment process, so that a payer can know the transaction information from the two-dimensional payment code conveniently in various different transaction scenes.

In S220, in some scenarios, the two-dimensional payment code provided by the merchant is a two-dimensional payment code generated in real time by an intelligent device such as a computer or a mobile phone for a single transaction of a single payer, and the two-dimensional payment code includes transaction amount information. The control device user can obtain transaction information such as transaction amount information, payee information and third-party payment platform information by scanning the payee two-dimensional code, so that the requested payment information can not contain other transaction information except the payee two-dimensional code.

In other scenes, the two-dimensional collection code provided by the merchant is used for scanning and paying by a plurality of payers with different transaction amounts, and does not contain transaction amount information, so that the user cannot know the amount to be paid by scanning the two-dimensional collection code, and at the moment, the transaction amount needs to be known in other ways.

In some embodiments, a user of the child watch needs to generate transaction amount information in at least one of voice, text, picture and the like on the child watch, and the child watch generates payment request information according to the transaction amount information, the child watch identity information, the collection two-dimensional code and the like.

In S220, in some specific scenarios, a family may have multiple parents, such as dad, mom, grandpa, and breast milk, and monitor multiple children at the same time, so that there is a situation where multiple child watches are bound to multiple parent mobile phones at the same time. In the process of requesting payment for the child watch, the parent mobile phone needs to determine which child watch the requested payment information originates from. Therefore, the request payment information generated by the child watch needs to include the identity information of the child watch, so that the subsequent cloud platform can conveniently confirm that the parent mobile phone and the parent receiving the request payment information judge whether to pay according to the identity information of the child watch.

The child watch identity information corresponds to the child watches one to one, and as an example, the child watch identity information may include child watch manufacturer information, child watch model information, communication operator information, and the like. Each child watch identity information corresponds to a unique child watch.

According to the embodiment, the child watch user can send the transaction information to the parent mobile phone in a collection information identifier mode according to whether the collection two-dimensional code provided by the merchant contains the transaction amount information or not, and can also send the transaction information to the parent mobile phone through the combination of the collection two-dimensional code and information such as voice information, character information or picture information, so that the payment method of the limited device in the embodiment of the invention is suitable for active code scanning payment aiming at different types of collection two-dimensional codes, and the user of the parent mobile phone can conveniently know the transaction information of the child watch.

In S230, the restricted device may transmit the payment request information to the cloud platform through a wireless signal of the wireless communication technology. In some embodiments, the Wireless communication technology may be bluetooth, Wireless-Fidelity (Wi-Fi), 2.5 th generation mobile communication technology (GPRS), third generation mobile communication technology (3G), fourth generation mobile communication technology (4G), and so on.

According to the payment method of the limited device, the child watch scans the collection two-dimensional code by using the self-contained image scanning device and sends the collection two-dimensional code to the cloud platform. The payment method of the limited equipment provided by the embodiment of the invention does not need to install any hardware module on the child watch, and is suitable for any occasion which can actively scan codes for payment, such as breakfast, stationery, books and the like.

Fig. 3 is a flowchart illustrating a payment method of a restricted device provided by a second embodiment of the present invention. As shown in fig. 3, the payment method 300 of the restricted device in the present embodiment includes the following steps:

and S310, receiving payment request information sent by the cloud platform, wherein the payment request information comprises a collection information identifier and limited equipment identity information, and the collection information identifier comprises third-party payment platform information.

And S320, calling the third-party payment platform to scan the collection information identifier for payment according to the third-party payment platform information in the payment request information.

In S310, the receipt information identifier may include transaction amount information or lack thereof. In some embodiments, where the payment amount two-dimensional code includes transaction amount information, the requested payment information may not include additional transaction information other than the payment amount two-dimensional code.

In other embodiments, the two-dimensional code for receipt lacks the transaction amount information, and the payment request information needs to include the transaction amount information in addition to the two-dimensional code for receipt. As an example, after the parent's cell phone scans the receipt information identifier, the user of the parent's cell phone is required to enter the transaction amount. Therefore, the transaction amount information is required in addition to the receipt two-dimensional code in the request payment information.

In some application scenarios, the cloud platform may receive payment request information sent by multiple child watches at the same time, and the cloud platform may determine, according to the identity information of the child watches, the child watch that initiates each payment request information, and meanwhile, the cloud platform also needs to determine a parent mobile phone that receives the payment request information.

As an optional embodiment, in some scenarios, the parent mobile phone identity information is not input by the user of the child watch in the process of generating the payment request information, and the payment request information generated by the child watch lacks the parent mobile phone identity information. After the child watch sends the payment request information to the cloud platform, the cloud platform cannot directly judge corresponding parent mobile phone identity information according to the payment request information. Therefore, the cloud platform needs to determine the parent mobile phone bound with the child watch according to the identity information of the child watch and the pre-stored mapping relationship, and send payment request information to the parent mobile phone.

In S320, in some embodiments, the calling manner may be that the user of the parent mobile phone manually calls the third-party payment platform to scan the two-dimensional code for payment after receiving the payment request information. In other embodiments, the calling mode may also be that the child watch actively calls the corresponding third-party payment platform according to the third-party payment platform information in the payment request information after receiving the payment request information. According to the payment method of the limited device, the parent mobile phone can acquire the transaction information of the child watch according to the payment request information and control the transaction payment behavior of the child watch, and the user of the child watch can freely select the parent mobile phone, so that a more free selection operation space is provided for the user of the child watch.

A payment method of a restricted device interacting between the restricted device, a cloud platform, and a control device according to the restricted device payment method 200 provided in the first embodiment and the restricted device payment method 300 provided in the second embodiment will be described in detail below with reference to fig. 4.

Fig. 4 is a flowchart illustrating a payment method of a restricted device provided by a third embodiment of the present invention. As shown in fig. 4, the payment method 400 of the restricted device in the present embodiment includes the following steps:

and S410, the limited device receives the collection information identifier scanned by the image acquisition device and generates payment request information according to the collection information identifier, wherein the collection information identifier comprises third-party payment platform information, and the payment request information comprises a collection information identifier and limited device identity information.

And S420, the limited device sends payment request information to the cloud platform.

And S430, the cloud platform determines the control equipment corresponding to the limited equipment according to the received payment request information, and sends the payment request information to the control equipment.

In some embodiments, S430 may specifically include:

s431, the cloud platform extracts the limited equipment identity information in the payment request information;

and S432, the cloud platform determines the control equipment corresponding to the limited equipment according to the identity information of the limited equipment and a mapping relation prestored in the cloud platform, wherein the mapping relation prestored in the cloud platform is the corresponding relation between the limited equipment and the control equipment.

In S432, the mapping relationship may be bound by the user of the control device logging in the cloud platform. As an example, a child watch may be bound to the same account with at least one parent cell phone, multiple child watches may be bound to the same account with one parent cell phone, and multiple child watches may be bound to the same account with multiple parent cell phones.

As an alternative embodiment, after the user of the child watch scans the two-dimensional code for payment, the parent mobile phone requesting payment information is selected to be received in the child watch. At this time, the payment request information generated by the child watch includes parent mobile phone identity information, a collection two-dimensional code and child watch identity information, so that after the cloud platform receives the payment request information, the cloud platform only needs to determine the parent mobile phone receiving the payment request information according to the parent mobile phone identity information.

At this time, in S430, S430 may specifically include:

s431', the cloud platform determines, according to the received payment request information, a control device corresponding to the restricted device, and sends the payment request information to the control device, where the payment request information includes:

s432', the cloud platform determines the control equipment corresponding to the limited equipment according to the identity information of the control equipment;

s433', the cloud platform sends the payment request information to the control device.

As a specific example, a child watch is bound to a cell phone of dad and a cell phone of mom at the same time, taking a user's home as an example. After the son scans the two-dimensional code of the merchant for collecting money, the son can select to send payment request information to a mobile phone of dad or a mobile phone of mom in a payment application program of the child watch, and if the son selects the mobile phone of mom for payment, the payment request information generated by the child watch of the son also comprises the identity information of the mobile phone of mom.

And S440, the control equipment receives the payment request information and calls a third party payment platform to pay according to the third party payment platform information in the payment request information.

Fig. 5 is a flowchart illustrating a payment method of a restricted device provided by a fourth embodiment of the present invention. As shown in fig. 5, the payment method of the restricted device in the present embodiment includes the following steps:

and S510, the merchant generates a collection two-dimensional code based on the third-party payment platform.

S520, the child watch scans the collection two-dimensional code of the merchant and generates payment request information.

And S530, the child watch uploads the payment request information to the cloud platform.

And S540, the cloud platform issues the payment request information to the parent mobile phone.

And S550, the parent mobile phone calls a third-party payment platform according to the payment request information.

And S560, the third party payment platform pays the transaction amount to the merchant.

As an example, in a family, a child watch of a son and a child watch of a daughter are bound to a mobile phone of a dad and a mobile phone of a mom. In this example, the merchant in fig. 5 is specifically a stationery store owner, the child watch in fig. 5 is specifically a child watch of a son and a child watch of a daughter, and the parent mobile phone in fig. 5 is specifically a mobile phone of dad and a mobile phone of mom.

In a specific scenario that the son purchases stationery, in S510, a stationery store owner generates a real-time collection two-dimensional code on a collection computer based on a third-party payment platform according to payment amount information of the stationery purchased by the son in a collection process.

In S520, the son scans the collection two-dimensional code through the camera of the child watch.

In S530, after the collection two-dimensional code is scanned successfully, the child watch generates an option for the son to select the mobile payment by dad or mom on the child watch through the pre-stored binding information, and after the son selects the mom, the child watch generates payment request information according to the collection two-dimensional code, the child watch identity information of the son and the mom mobile identity information, and uploads the payment request information to the cloud platform.

In S540, the cloud platform determines to send the payment request information uploaded by the child to the mobile phone of the mother according to the received identity information of the mobile phone of the mother.

In S550, after the mobile phone of mom receives the payment request information, mom can know that the transaction is initiated by a son through the identity information of the child watch. The mother scans the collection two-dimensional code by using an application program for managing the child watch, and the application program generates the name of a merchant for the son to purchase stationery, the amount of money to be paid, a third-party payment platform and other character information according to the collection two-dimensional code and inquires whether the mother agrees to pay. After browsing the payment information, the mom agrees to pay, and an application program on the mom mobile phone automatically calls a related third-party payment platform to pay.

In S560, after the mom' S mobile phone completes payment, the third party payment platform pays the transaction amount to the stationery store owner.

In some payment scenarios, the merchant may not be convenient or able to provide a payment two-dimensional code for the child watch to scan and request the parent to pay with the cell phone, thus requiring the restricted device to provide a payment information identifier for the merchant to scan for payment. The following description is provided in connection with an application scenario in which a restricted device is required to provide a payment information identifier for a merchant to scan for payment.

Fig. 6 is a flowchart illustrating a payment method of a restricted device provided in a fifth embodiment of the present invention. As shown in fig. 6, a payment method 600 of a restricted device in the present embodiment includes the following steps:

and S610, generating transaction information, wherein the transaction information comprises the name information of the transaction commodity and the transaction amount information.

And S620, generating request payment information according to the transaction information, wherein the request payment information comprises the transaction information and the limited equipment identity information.

And S630, sending the payment request information to the cloud platform.

And S640, receiving payment confirmation information sent by the cloud platform, wherein the payment confirmation information comprises a payment information identifier and limited equipment identity information.

S650, displaying the payment information identifier.

In S610, the transaction information is used for the user of the control device to know the transaction information of the limited device through the control device, and provide a basis for the user of the control device to determine whether to approve the transaction according to the transaction information. In some embodiments, the transaction information may include commodity name information, transaction amount information, and the like. As one example, the transaction information may be in the form of at least one of text information, voice information, picture information, and the like.

In S630, the restricted device may transmit the payment information request to the cloud platform through a wireless signal of the wireless communication technology.

In S640, the limited device may receive the confirmation payment information transmitted by the cloud platform through a wireless signal of the wireless communication technology.

According to the payment method of the limited device, the limited device can display the payment information identifier for the merchant to scan, and more payment modes of the limited device are provided.

Fig. 7 is a flowchart illustrating a payment method of a restricted device provided by a sixth embodiment of the present invention. As shown in fig. 7, a payment method 700 of a restricted device in the present embodiment includes the following steps:

and S710, receiving payment request information sent by the cloud platform, wherein the payment request information comprises transaction information and limited equipment identity information, and the transaction information comprises transaction commodity name information and transaction amount information.

And S720, calling a payment information identifier of the third-party payment platform according to the payment request information.

And S730, generating payment confirmation information according to the payment information identifier and the payment request information, wherein the payment confirmation information comprises the payment information identifier and the limited equipment identity information.

And S740, sending the payment confirmation information to the cloud platform.

In S720, the payment information identifier is generated by the third party payment platform, and includes the payer payment method information. As one example, the payment information identifier may be a two-dimensional code and/or a bar code. For convenience of understanding, in the following embodiments, the payment information identifier is described by taking a payment two-dimensional code as an example.

In some embodiments, the payment may be by: bank savings card payment, bank credit card payment or third party payment platform balance payment.

In some embodiments, the calling manner may be that after the user of the parent mobile phone receives the payment request information, the user manually calls a third-party payment platform to generate the payment two-dimensional code. In other embodiments, the invoking mode may also be that the restricted device actively invokes the third party payment platform to generate the payment two-dimensional code according to the requested payment information after receiving the requested payment information.

In S730, the limited device identity information in the payment confirmation information is used by the cloud platform to determine different limited devices that confirm the receipt of the payment information.

In S740, the control device may transmit the request payment information to the cloud platform through a wireless signal of the wireless communication technology.

According to the payment method of the limited device, the control device can know the transaction information of the limited device in more detail through various forms of information.

A payment method of a restricted device interacting between the restricted device, a cloud platform, and a control device according to the restricted device payment method 600 provided by the fifth embodiment and the restricted device payment method 700 provided by the sixth embodiment will be described in detail below with reference to fig. 8.

Fig. 8 is a flowchart illustrating a payment method of a restricted device provided by a third embodiment of the present invention. As shown in fig. 8, a payment method 800 of a restricted device in the present embodiment includes the following steps:

and S810, the limited equipment generates transaction information, generates payment request information according to the transaction information, and sends the payment request information to the cloud platform, wherein the transaction information comprises the name information of the transaction commodity and the transaction amount information, and the payment request information comprises the transaction information and the identity information of the limited equipment.

And S820, the cloud platform determines the control equipment corresponding to the limited equipment according to the received payment request information, and sends the payment request information to the control equipment.

The method for determining the control device corresponding to the limited device according to the received payment request information and sending the payment request information to the control device by the cloud platform in S820 is the same as the method for determining the control device corresponding to the limited device according to the received payment request information and sending the payment request information to the control device by the cloud platform in S430.

And S830, the control device calls a payment information identifier of the third-party payment platform according to the received payment request information, generates payment confirmation information according to the payment information identifier and the payment request information, and sends the payment confirmation information to the cloud platform, wherein the payment information identifier comprises the third-party payment platform information, and the payment confirmation information comprises the payment information identifier and the limited device identity information.

And S840, the cloud platform receives the payment confirmation information, determines the limited device according to the limited device identity information in the payment confirmation information, and sends the payment confirmation information to the limited device.

S850, the limited device receives the confirmed payment information and displays the payment information identifier through the display means.

Fig. 9 is a flowchart illustrating a payment method of a restricted device provided by an eighth embodiment of the present invention. As shown in fig. 9, the payment method of the restricted device in the present embodiment includes the following steps:

s910, the child watch generates payment request information and sends the payment request information to the cloud platform.

And S920, the cloud platform issues the payment request information to the parent mobile phone.

S930, the parent' S mobile phone receives the payment request information and confirms the payment.

And S940, the parent mobile phone generates payment confirmation information based on the payment two-dimensional code of the third-party payment platform.

And S950, the parent mobile phone uploads the payment confirmation information to the cloud platform.

And S960, the cloud platform issues the payment confirmation information to the child watch.

S970, the child watch displays the payment two-dimensional code for the merchant to scan.

And S980, the third party payment platform pays the transaction amount to the merchant.

As an example, a mom mobile phone and a dad mobile phone are bound to a child watch of a child in a family, wherein the mom mobile phone is used as a management device of the child watch and can manage behaviors such as payment behaviors of the child watch, and the dad mobile phone is used as a participation device and only has basic functions such as checking positioning of the child watch (the dad mobile phone is a mobile phone without a function of managing the child watch). In this example, the merchant in fig. 9 is specifically a bookstore boss, the child watch in fig. 9 is specifically a child watch of a child, and the parent mobile phone in fig. 9 is specifically a mom mobile phone.

In S910, the child needs to purchase a fairy tale book in the bookstore, the child inputs transaction information such as the name of the bookstore, the name of the fairy tale book, the price of the fairy tale book, and the like through voice, the child watch generates payment request information based on the transaction information and the identity information of the child watch, and uploads the payment request information to the cloud platform through the 4G network.

In S920, the cloud platform determines that the management device corresponding to the child watch is a mom mobile phone according to the identity information of the child watch in the payment request information and a mapping table pre-stored in the cloud platform. And the cloud platform sends the transaction information and the child watch identity information to a mother mobile phone.

In S930, the mom mobile phone receives the payment request information sent by the cloud platform. Mom listens to the language information through the corresponding mobile phone application on mom's mobile phone, and clicks the payment option confirmed in the mobile phone application.

In S940, the mobile phone application of the mom mobile phone automatically generates the payment two-dimensional code of the third-party payment platform, and generates the payment confirmation information according to the payment two-dimensional code and the child watch identity information in the payment request information.

In S950, the mom mobile phone uploads the payment confirmation information to the cloud platform.

In S960, the cloud platform determines the corresponding child watch by confirming the child watch identity information in the payment information, and sends the payment two-dimensional code to the child watch.

In S970, after the child watch receives the payment two-dimensional code, the payment two-dimensional code is displayed on the watch display screen for the bookstore boss to scan and deduct money.

In S980, after the bookstore owner deducts money successfully, the third party payment platform pays the transaction amount to the bookstore owner.

A payment device of a restricted device and a payment system of a restricted device according to an embodiment of the present invention will be described in detail below with reference to fig. 10 to 15.

Fig. 10 shows a schematic configuration diagram of a payment apparatus of a restricted device according to a ninth embodiment of the present invention. As shown in fig. 10, the payment apparatus 1000 of the restricted device includes:

the image acquisition module 1010 is configured to scan a payment information identifier, where the payment information identifier includes third party payment platform information.

And an information generating module 1020, configured to generate request payment information according to the payment information identifier, where the request payment information includes the payment information identifier and the limited device identity information.

The information sending module 1030 is configured to send the payment request information to the cloud platform.

Fig. 11 shows a schematic configuration diagram of a payment apparatus of a restricted device according to an eighth embodiment of the present invention. As shown in fig. 11, a payment device 1100 of a restricted device includes:

the information receiving module 1110 is configured to receive payment request information sent by the cloud platform, where the payment request information includes a payment information identifier and limited device identity information, and the payment information identifier includes third-party payment platform information.

And the payment calling module 1120 is configured to call the third-party payment platform to scan the collection information identifier for payment according to the third-party payment platform information in the collection information identifier.

A payment system of a restricted device between the restricted device, the cloud platform, and the control device of the restricted device payment device 1000 provided in the ninth embodiment and the restricted device payment device 1100 provided in the tenth embodiment will be described in detail below with reference to fig. 12.

Fig. 12 shows a schematic configuration diagram of a payment apparatus of a restricted device according to an eleventh embodiment of the present invention. As shown in fig. 12, a payment system 1200 of a restricted device includes:

and the limited device 1210 is configured to receive the collection information identifier scanned by the image acquisition apparatus, generate payment request information according to the collection information identifier, and send the payment request information to the cloud platform, where the collection information identifier includes third-party payment platform information, and the payment request information includes the collection information identifier and limited device identity information.

The cloud platform 1220 is configured to determine a control device corresponding to the limited device according to the received payment request information, and send the payment request information to the control device.

And the control device 1230 is configured to receive the payment request information, and call a third-party payment platform to perform payment according to the third-party payment platform information in the payment request information.

Fig. 13 shows a schematic configuration diagram of a payment apparatus of a restricted device according to a twelfth embodiment of the present invention. As shown in fig. 13, a payment device 1300 of a restricted device includes:

the first information generating module 1310 is configured to generate transaction information, where the transaction information includes transaction commodity name information and transaction amount information.

The second information generating module 1320 is configured to generate request payment information according to the transaction information, where the request payment information includes the transaction information and the limited device identity information.

The information sending module 1330 is configured to send the payment request information to the cloud platform.

The information receiving module 1340 is configured to receive payment confirmation information sent by the cloud platform, where the payment confirmation information includes the payment information identifier.

A display module 1350 for displaying the payment information identifier.

Fig. 14 shows a schematic configuration diagram of a payment apparatus of a restricted device according to a thirteenth embodiment of the present invention. As shown in fig. 14, the payment device 1400 of the restricted device includes:

the information receiving module 1410 is configured to receive payment request information sent by the cloud platform, where the payment request information includes transaction information and limited device identity information, and the transaction information includes transaction commodity name information and transaction amount information.

And invoking the payment module 1420 to invoke the payment information identifier of the third party payment platform according to the requested payment information.

The information generating module 1430 is configured to generate payment confirmation information according to the payment information identifier, where the payment confirmation information includes the payment information identifier and the limited device identity information.

The information sending module 1440 is configured to send the payment confirmation information to the cloud platform.

A payment system of a restricted device between the restricted device, the cloud platform, and the control device of the restricted device payment device 1300 provided in the twelfth embodiment and the restricted device payment device 1400 provided in the thirteenth embodiment will be described in detail below with reference to fig. 15.

Fig. 15 shows a schematic configuration of a payment system of a restricted device according to a fourteenth embodiment of the present invention. As shown in fig. 15, a payment system 1500 for a restricted device includes:

the restricted device 1510 is configured to generate transaction information, generate request payment information according to the transaction information, send the request payment information to the cloud platform, receive confirmation payment information, and display a payment information identifier through the display device, where the transaction information includes transaction commodity name information and transaction amount information, the request payment information includes transaction information and restricted device identity information, the confirmation payment information includes the payment information identifier and restricted device identity information, and the payment information identifier includes third-party payment platform information.

The cloud platform 1520, configured to determine, according to the received payment request information, a control device corresponding to the limited device, send the payment request information to the control device, receive payment confirmation information, determine, according to the limited device identity information in the payment confirmation information, the limited device, and send the payment confirmation information to the limited device.

The control device 1530 is configured to invoke a payment information identifier of the third party payment platform according to the received payment request information, generate payment confirmation information according to the payment information identifier and the payment request information, and send the payment confirmation information to the cloud platform.

The payment method, system and device of the restricted device according to the embodiments of the present invention described in connection with fig. 1 to 15 may be implemented by an exemplary hardware architecture of a payment device of the restricted device.

Fig. 16 is a block diagram showing an exemplary hardware architecture of a payment device of a restricted device of a fifteenth embodiment of the present invention.

As shown in fig. 16, the limited device payment device 1600 includes an input device 1601, an input interface 1602, a processor 1603, a memory 1604, an output interface 1605, and an output device 1606. The input interface 1602, the processor 1603, the memory 1604, and the output interface 1605 are connected to one another via a bus 1610, and the input device 1601 and the output device 1606 are connected to the bus 1610 via the input interface 1602 and the output interface 1605, respectively, and further connected to other components of the computing device 1600. Specifically, input device 1601 receives input information from the outside (e.g., a merchant's payment information identifier) and communicates the input information to processor 1603 via input interface 1602; the processor 1603 processes the input information based on the computer-executable instructions stored in the memory 1604 to generate output information, stores the output information temporarily or permanently in the memory 1604, and then transmits the output information to the output device 1606 via the output interface 1605; output device 1606 outputs output information to the exterior of computing device 1600 for use by the user.

In one embodiment, the payment device 1600 of the restricted device shown in fig. 16 may be implemented to include: a memory 1604 configured to store a program; a receiving unit 1601 configured to receive port traffic information, simple network management protocol trap alarm information, and port description information of each network device; a processor 1603 configured to run the program stored in the memory to execute the payment method of the restricted device provided by the first embodiment of the invention.

The payment equipment of the limited equipment provided by the embodiment of the invention can realize active code scanning payment of the limited equipment under the condition of not installing a hardware module.

Fig. 17 is a block diagram showing an exemplary hardware architecture of a payment device of a restricted device of a sixteenth embodiment of the present invention.

As shown in fig. 17, a payment device 1700 of a restricted device includes an input device 1701, an input interface 1702, a processor 1703, a memory 1704, an output interface 1705, and an output device 1706. Input interface 1702, processor 1703, memory 1704, and output interface 1705 are interconnected via bus 1710, and input device 1701 and output device 1706 are connected to bus 1710 via input interface 1702 and output interface 1705, respectively, and further to other components of computing device 1700. Specifically, the input device 1701 receives input information from the outside (e.g., an information transmission module of a cloud platform) and transmits the input information to the processor 1703 through the input interface 1702; processor 1703 processes input information based on computer-executable instructions stored in memory 1704 to generate output information, stores the output information temporarily or permanently in memory 1704, and then transmits the output information to output device 1706 via output interface 1705; output device 1706 outputs output information to the exterior of computing device 1700 for use by a user.

In one embodiment, the payment device 1700 of the restricted device shown in fig. 17 may be implemented to include: a memory 1704 configured to store a program; a receiving unit 1701 configured to receive port traffic information, simple network management protocol trap warning information, and port description information of each network device; a processor 1703 configured to execute a program stored in the memory to perform the payment method of the restricted device provided by the second embodiment of the present invention.

By the payment equipment of the limited equipment, active code scanning payment of the limited equipment can be realized on the basis that the control equipment can know the transaction information of the controlled limited equipment.

Fig. 18 is a block diagram showing an exemplary hardware architecture of a payment device of a restricted device of a seventeenth embodiment of the present invention.

As shown in fig. 18, the restricted device payment device 1800 includes an input device 1801, an input interface 1802, a processor 1803, a memory 1804, an output interface 1805, and an output device 1806. The input interface 1802, the processor 1803, the memory 1804, and the output interface 1805 are connected to each other via a bus 1810, and the input device 1801 and the output device 1806 are connected to the bus 1810 via the input interface 1802 and the output interface 1805, respectively, and further connected to other components of the computing device 1800. Specifically, the input device 1801 receives input information from the outside (e.g., a child watch user or an information sending module of a cloud platform) and transmits the input information to the processor 1803 through the input interface 1802; processor 1803 processes input information based on computer-executable instructions stored in memory 1804 to generate output information, stores the output information temporarily or permanently in memory 1804, and then transmits the output information to output device 1806 via output interface 1805; the output device 1806 outputs output information external to the computing device 1800 for use by the user.

In one embodiment, the restricted device payment device 1800 shown in fig. 18 may be implemented to include: a memory 1804 configured to store a program; a receiving unit 1801, configured to receive port traffic information, simple network management protocol trap warning information, and port description information of each network device; a processor 1803 configured to execute a program stored in the memory to perform the payment method for the restricted device provided by the fifth embodiment of the present invention.

By the payment equipment of the limited equipment, the payment information identifier can be generated by the limited equipment to be used for passive code scanning payment scanned by a merchant.

As shown in fig. 19, the payment device 1900 of the restricted device includes an input device 1901, an input interface 1902, a processor 1903, a memory 1904, an output interface 1905, and an output device 1906. The input interface 1902, the processor 1903, the memory 1904, and the output interface 1905 are connected to one another via a bus 1910, and the input device 1901 and the output device 1906 are connected to the bus 1910 via the input interface 1902 and the output interface 1905, respectively, and are further connected to other components of the computing device 1900. Specifically, the input device 1901 receives input information from the outside (e.g., an information transmission module of a cloud platform), and transmits the input information to the processor 1903 through the input interface 1902; the processor 1903 processes input information based on computer-executable instructions stored in the memory 1904 to generate output information, stores the output information temporarily or permanently in the memory 1904, and then transmits the output information to the output device 1906 via the output interface 1905; output device 1906 outputs output information to the exterior of computing device 1900 for use by a user.

In one embodiment, the payment device 1900 of the restricted device shown in fig. 19 may be implemented to include: a memory 1904 configured to store programs; a receiving unit 1901, configured to receive port traffic information, simple network management protocol trap alarm information, and port description information of each network device; a processor 1903 configured to run a program stored in the memory to execute the payment method of the limited device provided by the sixth embodiment of the present invention.

The payment equipment of the limited equipment in the embodiment of the invention can realize the passive code scanning payment that the control equipment can know and control the transaction of the limited equipment.

It is to be understood that the invention is not limited to the specific arrangements and instrumentality described above and shown in the drawings. A detailed description of known methods is omitted herein for the sake of brevity. In the above embodiments, several specific steps are described and shown as examples. However, the method processes of the present invention are not limited to the specific steps described and illustrated, and those skilled in the art can make various changes, modifications and additions or change the order between the steps after comprehending the spirit of the present invention.

The functional blocks shown in the above-described structural block diagrams may be implemented as hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, plug-in, function card, or the like. When implemented in software, the elements of the invention are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine-readable medium or transmitted by a data signal carried in a carrier wave over a transmission medium or a communication link. A "machine-readable medium" may include any medium that can store or transfer information. Examples of a machine-readable medium include electronic circuits, semiconductor memory devices, ROM, flash memory, Erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, Radio Frequency (RF) links, and so forth. The code segments may be downloaded via computer networks such as the internet, intranet, etc.

It should also be noted that the exemplary embodiments mentioned in this patent describe some methods or systems based on a series of steps or devices. However, the present invention is not limited to the order of the above-described steps, that is, the steps may be performed in the order mentioned in the embodiments, may be performed in an order different from the order in the embodiments, or may be performed simultaneously.

As described above, only the specific embodiments of the present invention are provided, and it can be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the system, the module and the unit described above may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again. It should be understood that the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive various equivalent modifications or substitutions within the technical scope of the present invention, and these modifications or substitutions should be covered within the scope of the present invention.

Claims

1. A payment method for a restricted device, wherein the method comprises:

The restricted device receives the payment information identifier scanned by the image acquisition device, and generates request payment information according to the payment information identifier, where the payment information identifier includes third-party payment platform information, and the requested payment information includes the payment information identifier and restricted device identity information;

The restricted device sends the requested payment information to the cloud platform;

The cloud platform determines a control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device;

The control device receives the requested payment information, and invokes the third-party payment platform for payment according to the third-party payment platform information in the requested payment information;

the control device is used to manage the restricted device;

Wherein, the payment information identifier includes: a two-dimensional code and/or a barcode;

The cloud platform determines the control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, including:

The cloud platform extracts the restricted device identity information in the requested payment information;

The cloud platform determines the control device corresponding to the restricted device according to the restricted device identity information and the pre-stored mapping relationship in the cloud platform, and the pre-stored mapping relationship in the cloud platform is the restricted device and the pre-stored mapping relationship. the correspondence between the control devices;

The cloud platform sends the requested payment information to the control device;

Or the request payment information further includes control device identity information, the cloud platform determines the control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, include:

The cloud platform determines the control device corresponding to the restricted device according to the control device identity information;

The cloud platform sends the requested payment information to the control device.

2. The payment method for a restricted device according to claim 1, wherein the restricted device is a children's watch or a children's mobile phone;

The control device is a parent's mobile phone with a function of managing the restricted device, a parent's computer with a function of managing the restricted device, or a parent's smart watch with a function of managing the restricted device.

3. A payment system for restricted equipment, wherein the system comprises:

A restricted device, configured to receive the payment information identifier scanned by the image acquisition device, generate request payment information according to the payment information identifier, and send the requested payment information to the cloud platform, the payment information identifier Including third-party payment platform information, the requested payment information includes the payment information identifier and restricted device identity information;

the cloud platform, configured to determine a control device corresponding to the restricted device according to the received request payment information, and send the request payment information to the control device;

The control device is configured to receive the requested payment information, and call a third-party payment platform to pay according to the third-party payment platform information in the requested payment information;

the control device is used to manage the restricted device;

The cloud platform is specifically used for:

extracting the restricted device identity information in the requested payment information;

The control device corresponding to the restricted device is determined according to the restricted device identity information and a pre-stored mapping relationship in the cloud platform, where the pre-stored mapping relationship in the cloud platform is the restricted device and the Correspondence between control devices;

sending the requested payment information to the control device;

Or the request payment information further includes control device identity information, and the cloud platform is specifically used for:

Determine the control device corresponding to the restricted device according to the control device identity information;

Sending the requested payment information to the control device.

4. A payment method for a restricted device, characterized in that it is applied to a restricted device, and the restricted device is managed by the control device according to claim 1, the method comprising:

receiving a payment information identifier scanned by the image capture device, where the payment information identifier includes third-party payment platform information;

Generate request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and restricted device identity information, or includes the payment information identifier, the restricted device identity information and control device identity information;

Send the request payment information to the cloud platform, so that the cloud platform can extract the restricted device identity information in the request payment information, and according to the restricted device identity information and the pre-stored in the cloud platform The mapping relationship determines the control device corresponding to the restricted device, the mapping relationship pre-stored in the cloud platform is the corresponding relationship between the restricted device and the control device, and the request is sent to the control device payment information; or used for the cloud platform to determine the control device corresponding to the restricted device according to the control device identity information, and send the requested payment information to the control device;

Wherein, the payment information identifier includes: a two-dimensional code and/or a barcode.

5. The payment method for a restricted device according to claim 4, wherein the restricted device is a children's watch or a children's mobile phone.

6. A payment device for a restricted device, wherein the device comprises:

an image acquisition module for scanning a payment information identifier, where the payment information identifier includes third-party payment platform information;

The information generation module is configured to generate request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and restricted device identity information, or includes the payment information identifier, all the above-mentioned restricted device identity information and control device identity information;

An information sending module is used to send the request payment information to the cloud platform, so that the cloud platform can extract the restricted device identity information in the request payment information, and according to the restricted device identity information and The pre-stored mapping relationship in the cloud platform determines the control device corresponding to the restricted device, and the pre-stored mapping relationship in the cloud platform is the corresponding relationship between the restricted device and the control device, and is sent to all the control devices. sending the request payment information by the control device; or for the cloud platform to determine the control device corresponding to the restricted device according to the control device identity information, and send the request payment information to the control device;

7. The payment device for restricted devices according to claim 6, wherein the device further comprises:

memory for storing programs;

A processor for running the program stored in the memory to execute the method according to any one of claims 4-5.

8. A payment method for a restricted device, characterized in that it is applied to a control device, and the control device is used to manage the restricted device according to any one of claims 1-2, the method comprising:

Receive request payment information sent by the cloud platform, where the requested payment information includes a payment information identifier and restricted device identity information, or includes the payment information identifier, the restricted device identity information and the control device identity information , the payment information identifier includes third-party payment platform information;

According to the third-party payment platform information in the requested payment information, call the third-party payment platform to scan the payment information identifier for payment;

The requested payment information is generated according to the payment information identifier after receiving the payment information identifier scanned by the image acquisition device of the restricted device, and the payment information identifier includes third-party payment platform information;

The cloud platform receives the request payment information sent by the restricted device, extracts the restricted device identity information in the request payment information, and extracts the restricted device identity information according to the restricted device identity information and the mapping pre-stored in the cloud platform. The relationship determines the control device corresponding to the limited device, the mapping relationship pre-stored in the cloud platform is the corresponding relationship between the limited device and the control device, and sends the control device to the control device. request payment information;

Or the cloud platform determines the control device corresponding to the restricted device according to the control device identity information, and sends the request payment information to the control device.

9. The payment method for a restricted device according to claim 8, wherein:

The control device is a parent's mobile phone with a function of managing the restricted device, a parent's smart watch with a function of managing the restricted device, or a parent's computer with a function of managing the restricted device.

10. A payment device for restricted devices, wherein the device comprises:

An information receiving module, configured to receive payment request information sent by the cloud platform, where the requested payment information includes a payment information identifier and restricted device identity information, or includes the payment information identifier and the restricted device identity information and control device identity information, the payment information identifier includes third-party payment platform information;

invoking a payment module for invoking a third-party payment platform to scan the payment information identifier for payment according to the third-party payment platform information in the payment information identifier;

The requested payment information is generated according to the payment information identifier after the restricted device receives the payment information identifier scanned by the image acquisition device, and the payment information identifier includes third-party payment platform information;

The cloud platform receives the request payment information sent by the restricted device, extracts the restricted device identity information in the request payment information, and extracts the restricted device identity information according to the restricted device identity information and the mapping pre-stored in the cloud platform. The relationship determines the control device corresponding to the restricted device, the pre-stored mapping relationship in the cloud platform is the corresponding relationship between the restricted device and the control device, and sends the request payment to the control device information;

Or the cloud platform determines a control device corresponding to the restricted device according to the control device identity information, and sends the requested payment information to the control device.

11. The payment device of claim 10, wherein the device further comprises:

memory for storing programs;

A processor for running the program stored in the memory to execute the method according to any one of claims 8-9.