CN109547573B - Payment or shopping method - Google Patents

Abstract

The invention discloses a payment or shopping method, which comprises the following steps: the proxy server receives a payment or shopping request for network payment or shopping sent by the mobile terminal; the proxy server acquires corresponding requested payment or shopping data from a payment or shopping server according to the payment or shopping request from the mobile terminal, and transmits the requested payment or shopping data to the mobile terminal through a network of a mobile communication operator; the data transmission in the network payment or shopping process is marked with a flow-free identifier, and all or part of data flow generated in the network payment or shopping process is counted into a specified service provider by a mobile communication operator based on the flow-free identifier. The method and the system achieve the beneficial effects that the flow-free network payment or shopping is carried out through the network of the mobile communication operator, and the data flow cost consumed by the network payment or shopping is not required to be borne on the premise of ensuring the payment or shopping safety.

Description

a method of paying or shopping

technical field

The present invention relates to the field of communication technology, and in particular, to a payment or shopping method.

Background technique

With the continuous development of science and technology, there are more and more types of electronic products, and people also enjoy various conveniences brought by the development of science and technology. Now people can enjoy the comfortable life brought by the development of science and technology through various types of mobile terminals. For example, mobile terminals such as smartphones and tablet computers have become an important part of people's lives. Users can use mobile terminals such as smartphones and tablet computers to listen to music, play games, make online payments or shop.

The widespread popularity of WiFi (Wireless Fidelity, wireless fidelity) technology enables users to access the mobile terminal to a nearby WiFi network for free Internet access without incurring expensive traffic charges.

But with the widespread availability of WiFi comes danger. Many criminals implant viruses into WiFi networks. When users access such WiFi networks, data security is seriously threatened. Especially when accessing a virus-embedded WiFi network for online payment or shopping, payment or shopping data may be stolen, which seriously threatens the user's property security.

SUMMARY OF THE INVENTION

In view of the above-mentioned problems, the present invention has been proposed in order to provide a method of payment or shopping that overcomes the above-mentioned problems or at least partially solves the above-mentioned problems.

According to a first aspect of the present invention, there is provided a method of payment or shopping, comprising:

When it is determined that there is a user's payment or shopping operation, a payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, where the payment or shopping request includes the communication identifier of the mobile terminal, The communication identifier has the permission to pay or shop without traffic;

Receive requested payment or shopping data obtained by the proxy server from a payment or shopping server based on the payment or shopping request through the mobile communication operator's network;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

Preferably, when it is determined that there is a user's payment or shopping operation, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the method further includes:

Detecting whether the interface currently displayed by the mobile terminal is a payment or shopping interface;

If so, it is determined that there is a user's payment or shopping operation;

If not, it is determined that there is no payment or shopping operation by the user.

Preferably, when it is determined that there is a user's payment or shopping operation, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the method further includes:

Detecting whether the payment interface provided by the system of the mobile terminal is being called;

If so, it is determined that there is a user's payment or shopping operation;

If not, it is determined that there is no payment or shopping operation by the user.

Preferably, before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further includes;

Detecting whether the mobile terminal accesses the network of the mobile communication operator;

If not, the mobile terminal is controlled to switch to access the network of the mobile communication operator through the communication identifier.

Preferably, after the controlling the mobile terminal to switch to access the network of the mobile communication operator through the communication identifier, the method further includes:

After finishing the network payment or shopping, the mobile terminal is controlled to switch back to the original network.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

Preferably, the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

The payment or shopping request sent to the proxy server contains a traffic-free identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the traffic-free identifier; and /or,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the process of online payment or shopping of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs billing, all or all of the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

Preferably, before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further comprises:

Acquire a preset tag allocated by the proxy server for the online payment or shopping process, carry the preset tag when performing data transmission during the online payment or shopping process, and the preset tag is the free flow identification; or

The proxy server allocated by the distribution server for the online payment or shopping process is obtained, the IP address of the proxy server is a preset IP address, and the preset IP address is the traffic-free identifier.

Preferably, before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further comprises:

Sending the communication identification and identity verification information of the mobile terminal to the distribution server, so that the distribution server provides the network for the network after verifying that the communication identification has the payment or shopping free-traffic authority based on the identity verification information. A payment or shopping process assigns the proxy server.

Preferably, before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further comprises:

Sending the communication identifier and the payment or shopping behavior identifier of the mobile terminal to the distribution server, so that after the distribution server determines that the communication identifier has the payment or shopping traffic-free permission based on the payment or shopping behavior identifier, The proxy server is allocated for the network payment or shopping process.

Preferably, before sending the payment or shopping request for network payment or shopping to the proxy server through the network of the mobile communication operator, the method further comprises:

receiving the temporary verification information allocated by the distribution server to the mobile terminal, wherein the temporary verification information is allocated to the mobile terminal when the distribution server determines that the mobile terminal has the payment or shopping free-traffic authority;

The sending of the payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator includes:

A payment or shopping request carrying the temporary verification information is sent to the proxy server through the network of the mobile communication operator, so that the proxy server verifies the legitimacy of the payment or shopping request based on the temporary verification information.

According to a second aspect of the present invention, a mobile terminal is provided, comprising:

The first sending module is configured to send a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation, where the payment or shopping request includes the The communication identification of the mobile terminal, the communication identification has the right to pay or shop without traffic;

a first receiving module, configured to receive the requested payment or shopping data obtained by the proxy server from the payment or shopping server based on the payment or shopping request through the network of the mobile communication operator;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

Preferably, the mobile terminal further includes:

The first detection module is used to detect the current state of the mobile terminal before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation. Whether the displayed interface is a payment or shopping interface; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

Preferably, the mobile terminal further includes:

The second detection module is used for, when determining that there is a user's payment or shopping operation, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, to detect the Whether the payment interface provided by the system is being called; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

Preferably, the mobile terminal further includes;

A third detection module, configured to detect whether the mobile terminal is connected to the network of the mobile communication operator before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator ; if not, control the mobile terminal to switch to access the network of the mobile communication operator through the communication identifier.

Preferably, the mobile terminal further includes:

A switching module, configured to control the mobile terminal to switch back to the original network after the network payment or shopping is completed after the mobile terminal is switched to access the network of the mobile communication operator through the communication identifier. in the network.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

A certain proportion of data traffic in the process of the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

Preferably, the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

The payment or shopping request sent to the proxy server contains a free-flow identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-flow identifier; and /or,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs charging, all or all the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

Preferably, the mobile terminal further includes:

an acquisition module, configured to acquire a preset label allocated by the proxy server for the online payment or shopping process before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator , the preset label is carried during data transmission during the online payment or shopping process, and the preset label is the traffic-free identifier; or

Obtain the proxy server allocated by the distribution server for the online payment or shopping process, the IP address of the proxy server is a preset IP address, and the preset IP address is the traffic-free identifier.

Preferably, the first sending module is further configured to:

Before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the communication identification and identity verification information of the mobile terminal are sent to the distribution server, so that the distribution server The proxy server is allocated for the network payment or shopping process after it is verified that the communication identifier has the free-flow authority for payment or shopping based on the identity verification information.

Preferably, the first sending module is further configured to:

Before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the communication identifier of the mobile terminal and the payment or shopping behavior identifier are sent to the distribution server, so that the The distribution server allocates the proxy server for the network payment or shopping process after determining that the communication identifier has the payment or shopping free-traffic authority based on the payment or shopping behavior identifier.

Preferably, the first receiving module is also used for:

Before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the temporary verification information distributed by the distribution server to the mobile terminal is received, wherein the temporary verification information is distributed by the distribution server When the server determines that the mobile terminal has the payment or shopping free-traffic authority, allocate it to the mobile terminal;

The first sending module is further configured to: send a payment or shopping request carrying the temporary verification information to the proxy server through the network of the mobile communication operator, so that the proxy server can verify all the information based on the temporary verification information. the legality of the payment or purchase request.

According to a third aspect of the present invention, there is provided a method of payment or shopping, comprising:

The proxy server receives a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, where the payment or shopping request includes a communication identifier of the mobile terminal, and the communication identifier has payment or shopping requirements. Free traffic permission;

The proxy server obtains the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and transmits the requested payment or shopping data to the mobile communication operator's network. the mobile terminal;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

Preferably, the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

The payment or shopping request sent by the mobile terminal includes a free-flow identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-flow identifier; and/or ,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

Preferably, before receiving the payment or shopping request from the mobile terminal, the method further comprises:

The proxy server sends a preset tag to the mobile terminal, and the preset tag is carried when the mobile terminal performs data transmission during network payment or shopping, and the preset tag is the traffic-free identifier; or,

The IP address of the proxy server with the preset IP address is the traffic-free identifier, and the proxy server is used to receive the payment or shopping request.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs charging, all or all the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

Preferably, the method further includes:

The proxy server determines whether any payment or shopping request from the mobile terminal is received within a preset time period; and

If no payment or shopping request from the mobile terminal is received within a preset time period, the mobile terminal is prompted to log out.

Preferably, the method further comprises:

The distribution server receives the communication identification and identity verification information of the mobile terminal;

The distribution server verifies, based on the communication identification and identity verification information of the mobile terminal, whether the communication identification has the right to pay or shop without traffic;

The distribution server allocates the proxy server to the mobile terminal when it is determined that the communication identifier has the payment or shopping free-flow authority.

Preferably, the method further comprises:

The distribution server receives the communication identifier and the payment or shopping behavior identifier of the mobile terminal;

The distribution server allocates the proxy server to the mobile terminal after determining, based on the payment or shopping behavior identifier, that the communication identifier has the right to pay or shop without traffic.

Preferably, the method further comprises:

The distribution server generates temporary verification information, and sends the temporary verification information to the mobile terminal and the proxy server;

The proxy server receives a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, including: The payment or shopping request carrying the communication identifier and the temporary verification information for online payment or shopping;

The acquiring the corresponding requested payment or shopping data from the payment or shopping server includes: when the proxy server verifies that the payment or shopping request is legal through the temporary verification information, acquiring the payment or shopping server from the payment or shopping server. Requested payment or shopping data.

Preferably, after the proxy server prompts that the mobile terminal has logged out, the distribution server logs out the temporary verification information.

According to a fourth aspect of the present invention, a proxy server is provided, characterized in that it includes:

The second receiving module is configured to receive a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, where the payment or shopping request includes the communication identifier of the mobile terminal, and the communication The logo has the permission to pay or purchase free traffic;

The second sending module is configured to obtain the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and send the requested payment or shopping data through the mobile communication operator's network transmission to the mobile terminal;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

Preferably, the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

The payment or shopping request sent by the mobile terminal includes a free-flow identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-flow identifier; and/or ,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

Preferably, the second sending module is further configured to:

Before receiving the payment or shopping request from the mobile terminal, a preset tag is sent to the mobile terminal, and the preset tag is carried when data transmission is performed during the network payment or shopping process of the mobile terminal. for the traffic-free identification; or,

The IP address of the proxy server with the preset IP address is the traffic-free identifier, and the proxy server is used to receive the payment or shopping request.

Preferably, all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs charging, all or all the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

Preferably, the proxy server further includes:

A judgment module for judging whether any payment or shopping request of the mobile terminal is received within a preset time period; and if any payment or shopping request of the mobile terminal is not received within the preset time period, Then it is prompted that the mobile terminal has been logged out.

According to a fifth aspect of the present invention, there is provided a flow-free payment or shopping system, characterized by comprising the proxy server described in any one of claims 12-17 and a system for allocating the proxy to the mobile terminal. The distribution server of the server, the distribution server, including:

The third receiving module is used for receiving the communication identification and identity verification information of the mobile terminal;

a verification module, configured to verify whether the communication identifier has the right to pay or shop without traffic based on the communication identifier and identity verification information of the mobile terminal;

and an allocation module, configured to allocate the proxy server to the mobile terminal when it is determined that the communication identifier has the payment or shopping free-flow authority.

Preferably, the third receiving module is further configured to: receive the communication identifier and the payment or shopping behavior identifier of the mobile terminal;

The allocating module is further configured to: allocate the proxy server to the mobile terminal after determining that the communication identifier has the payment or shopping free-traffic authority based on the payment or shopping behavior identifier.

Preferably, the distribution server further includes:

a generating module, configured to generate temporary verification information, and send the temporary verification information to the mobile terminal and the proxy server;

The second receiving module of the proxy server is further configured to: receive the payment that carries the communication identifier and the temporary verification information and is sent by the mobile terminal through the network of a mobile communication operator for online payment or shopping or shopping requests;

The second sending module of the proxy server is further configured to obtain the requested payment or shopping data from the payment or shopping server when verifying that the payment or shopping request is legitimate through the temporary verification information.

Preferably, the distribution service further includes:

A logout module, configured to logout the temporary verification information after the proxy server prompts that the mobile terminal has logged out. The technical solutions provided in the embodiments of the present application have at least the following technical effects or advantages:

According to a payment or shopping method of the present invention, when it is determined that there is a user's payment or shopping operation, a payment or shopping request for network payment or shopping can be sent to a proxy server through a mobile communication operator's network; The operator's network receives the requested payment or shopping data obtained from the payment or shopping server based on the payment or shopping request. All or part of the data traffic generated is counted into the designated service provider by the mobile communication operator based on the traffic-free identification. This solves the technical problem of potential security risks in the prior art when online payment or shopping is performed in the WiFi network. It achieves the beneficial effect that the network payment or shopping without traffic is carried out through the network of the mobile communication operator, and on the premise of ensuring the security of the payment or shopping, the beneficial effect of the data traffic cost consumed by the network payment or shopping is not borne.

A payment or shopping method according to the present invention includes: the proxy server receives a payment or shopping request for network payment or shopping sent by a mobile terminal through a network of a mobile communication operator, and the payment or shopping request includes the communication of the mobile terminal ID, the communication ID has the right to pay or shopping without traffic; the proxy server obtains the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and transmits the requested payment or shopping data through mobile communication The network of the operator is transmitted to the mobile terminal; wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identification, and all or part of the data traffic generated in the online payment or shopping process is transferred by the mobile communication operator based on the traffic-free identification. It is included in the designated service provider. This solves the technical problem of potential security risks in the prior art when online payment or shopping is performed in the WiFi network. It achieves the beneficial effect that the network payment or shopping without traffic is carried out through the network of the mobile communication operator, and on the premise of ensuring the security of the payment or shopping, the beneficial effect of the data traffic cost consumed by the network payment or shopping is not borne.

The above description is only an overview of the technical solutions of the present invention, in order to be able to understand the technical means of the present invention more clearly, it can be implemented according to the content of the description, and in order to make the above and other purposes, features and advantages of the present invention more obvious and easy to understand , the following specific embodiments of the present invention are given.

Description of drawings

Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are for the purpose of illustrating preferred embodiments only and are not to be considered limiting of the invention. Also, the same components are denoted by the same reference numerals throughout the drawings. In the attached image:

1 is a schematic diagram of a flow-free payment or shopping system in an embodiment of the present invention;

2 is a flowchart of a method for payment or shopping on the system side in an embodiment of the present invention;

3 is a flowchart of a method for payment or shopping on a mobile terminal side in an embodiment of the present invention;

4 is a flowchart of a method for payment or shopping on the proxy server side and the distribution server side in an embodiment of the present invention;

5 is a schematic structural diagram of a mobile terminal in an embodiment of the present invention;

6 is a schematic structural diagram of a proxy server in an embodiment of the present invention;

FIG. 7 is a schematic structural diagram of a flow-free payment or shopping system according to an embodiment of the present invention.

Detailed ways

Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided so that the present disclosure will be more thoroughly understood, and will fully convey the scope of the present disclosure to those skilled in the art.

The embodiments of the present invention provide a payment or shopping method, a mobile terminal, a distribution server, a proxy server and a system, so as to solve the problem of potential security risks when the mobile terminal in the prior art performs online payment or shopping in a WiFi network technical problem.

As shown in FIG. 1 , this embodiment provides a payment or shopping method, which is applied to a free-flow payment or shopping system. The devices involved in the free-flow payment or shopping system include: a mobile terminal, a distribution server, and a proxy server and a payment or shopping server, where the mobile terminal is, for example, a mobile phone, a tablet computer, etc., and the user of the mobile terminal is the terminal user; the distribution server is mainly used to provide identity verification for the mobile terminal and select a proxy server; the proxy server is mainly It is used to provide data-free payment or shopping services for mobile terminals with free-flow rights for payment or shopping; payment servers are usually provided by banks (eg: Industrial and Commercial Bank of China, China Construction Bank), third-party payment institutions (eg: Alipay, Tenpay ) and other financial institutions; shopping servers are usually provided by e-commerce companies (such as Taobao, Suning.com, and JD.com).

As shown in Figure 2, the (interactive side) payment or shopping method includes:

Step S110: The proxy server receives a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, and the payment or shopping request includes the communication identifier of the mobile terminal, and the communication identifier is free for payment or shopping. authority;

Step S120: the proxy server obtains the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal;

Step S130: the proxy server transmits the requested payment or shopping data to the mobile terminal through the network of the mobile communication operator;

Among them, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated during the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier.

In this embodiment, before the proxy server receives the payment or shopping request, the mobile terminal needs to determine the proxy server that provides the network payment or shopping service for the mobile terminal, wherein the mobile terminal can directly send its communication identifier (for example: mobile phone number) for distribution The server, the distribution server determines whether the communication identifier has the right to pay or shop without traffic. When the distribution server determines that it has the right to pay or shop without traffic, it assigns a proxy server to the mobile terminal, otherwise it does not assign a proxy server to the mobile terminal.

And in order to prevent the communication identifier of the mobile terminal from being used fraudulently and improve the security of online payment or shopping, as an optional embodiment, please continue to refer to FIG. 1 for the process of determining the proxy server, including the following steps:

Step S101: the distribution server receives the communication identification and identity verification information of the mobile terminal;

Step S102: The distribution server verifies, based on the communication identifier and the identity verification information of the mobile terminal, whether the communication identifier has the right to pay or shop without traffic;

Step S103: The distribution server allocates a proxy server to the mobile terminal when it is determined that the communication identifier has the right to pay or shop without traffic.

For example, before step S101, the mobile terminal may bind the communication identifier of the mobile terminal to the distribution server by means of registration in advance. For example, the mobile terminal may first apply to the distribution server for free-flow payment or shopping service. After the application of the terminal, according to some preset conditions (for example: whether the software that initiates the application is predetermined software, whether the mobile terminal uses the preset software, whether the communication identifier is registered with a designated service provider, etc.) The communication identifier of the terminal distributes the payment or shopping traffic-free permission. If the distribution server determines to distribute the payment or shopping traffic-free permission to the mobile terminal, the distribution server will send a UserKey (user password) to the mobile terminal as the identity verification information; further, In order to ensure that the communication identification of the mobile terminal is not fraudulently used by other users, the distribution server may first send a verification code to the communication identification, and only after the user of the mobile terminal successfully fills in the verification code, does it assign identity verification information to the mobile terminal.

Furthermore, if the mobile terminal needs to perform online payment or shopping (for example, it is detected that the interface currently displayed by the mobile terminal is a payment or shopping interface, or it is detected that the payment interface provided by the system of the mobile terminal is being called), the mobile terminal will send its own Communication identification and authentication information is sent to the distribution server. In addition, the mobile terminal will also detect whether it has been connected to the network of the mobile communication operator, if not, control the mobile terminal to switch to the network of the mobile communication operator through the communication identifier, and after completing the network payment or shopping, Control the mobile terminal to switch back to the original network.

In step S102, the distribution server determines whether the received identity verification information of the communication identity matches the pre-stored identity verification information of the communication identity. If it matches, it means that the corresponding mobile terminal has the right to pay or shop without traffic, otherwise it means that The corresponding mobile terminal does not have the right to pay or shop without traffic.

In step S103, when allocating a proxy server to the mobile terminal, the sending server can select the proxy server closest to the physical location of the mobile terminal from multiple proxy servers and allocate it to the mobile terminal, or can select the proxy server with the lightest network load and allocate it to the mobile terminal. The terminal, or the proxy server with the lowest network delay is selected to be allocated to the mobile terminal, etc., or at least two of the above-mentioned multiple distribution strategies are comprehensively considered for selection, as to which method the distribution server adopts to allocate the proxy server to the mobile terminal, The embodiments of the present invention are not listed in detail and are not limited.

Alternatively, in order to conveniently and quickly complete free-traffic online payment or shopping, before the distribution server selects a proxy server for the mobile terminal, the distribution server may receive the communication identifier and the payment or shopping behavior identifier of the mobile terminal, and the distribution server determines based on the payment or shopping behavior identifier. After the communication identifier has the right to pay or shop without traffic, assign a proxy server to the mobile terminal. That is to say, as long as the distribution server recognizes the payment or shopping behavior identifier, it considers that the communication identifier has free-flow payment or shopping right, so as to distribute the proxy server for the mobile terminal, without performing steps S101 and S102.

Wherein, as an optional embodiment, if the mobile terminal has the right to pay or shop without traffic, the distribution server may generate temporary verification information (token) for the mobile terminal to pay or shop on the Internet this time.

In addition, in order to ensure that the subsequent mobile terminal can connect to the proxy server, the distribution server needs to send some data to the proxy server. Four kinds of data are listed below for introduction. Of course, in the specific implementation process, it is not limited to the following two situations. ①The distribution server sends the communication identifier of the mobile terminal to the proxy server; ②The distribution server sends the communication identifier and temporary verification information of the mobile terminal to the proxy server.

In addition, the address information of the proxy server also needs to be provided to the mobile terminal, wherein the address information of the proxy server can be directly sent to the mobile terminal by the distribution server; or the proxy server can pass the communication of the mobile terminal after receiving the communication identifier of the mobile terminal. The identification is sent to the mobile terminal. Step S104 shown in FIG. 1 is a process in which the distribution server sends the address information of the proxy server to the mobile terminal.

After completing the above preparatory work, in step S110, if the distribution server does not allocate temporary verification information for the current online payment or shopping process in steps S101 to S103, the mobile terminal directly sends the payment or shopping request carrying the traffic-free identifier. to the proxy server; if the distribution server allocates temporary verification information for this online payment or shopping process in steps S101-S103, the mobile terminal sends the payment or shopping request carrying the traffic-free identifier and temporary verification information to the proxy server.

Among them, the traffic-free identification can be a variety of different forms of the traffic-free identification, two of which are listed below for introduction, of course, in the specific implementation process, it is not limited to the following two situations.

① After receiving the communication identifier of the mobile terminal sent by the distribution server, and before receiving the payment or shopping request sent by the mobile terminal, the proxy server sends a preset label to the mobile terminal, and performs data processing in the mobile terminal network payment or shopping process. Carry a preset label during transmission, and the preset label is a traffic-free identification.

② The IP address of the proxy server allocated by the distribution server to the mobile terminal is a preset IP address, and the preset IP address is the traffic-free identifier.

In step S120, after receiving the payment or shopping request sent by the mobile terminal, the proxy server can directly obtain the corresponding requested payment or shopping data from the payment or shopping server, and based on different information sent by the distribution server to the proxy server before, The proxy server can also perform some verification processes first. For example, the data sent by the distribution server to the proxy server includes the communication identifier and temporary verification information of the mobile terminal. In this case, the payment or shopping request sent by the mobile terminal also includes temporary verification. information, the proxy server obtains the requested payment or shopping data from the payment or shopping server when verifying the legality of the payment or shopping request through the temporary verification information. The proxy server matches the temporary verification information sent by the mobile terminal with the temporary verification information sent by the distribution server. If the matching is successful, the payment or shopping request is legal; otherwise, the payment or shopping request is illegal. The security of this online payment or shopping process can be guaranteed by the above solution.

In step S130, the data in the mobile terminal network payment or shopping process includes uplink data and downlink data, wherein the uplink data is the data sent by the mobile terminal to the payment or shopping server (that is, the payment or shopping request), and the downlink data is: The data sent by the payment or shopping server to the mobile terminal (that is, the requested payment or shopping data), wherein the data flow of at least one of uplink data and downlink data is included in the data flow consumed by the designated service provider.

For example, the payment or shopping request sent by the mobile terminal contains the no-traffic identifier, and the data traffic corresponding to the payment or shopping request is included in the designated service provider based on the free-traffic identifier; another example: the payment or shopping request carrying the free-traffic identifier is sent After reaching the payment or shopping server, the requested payment or shopping data returned by it will also include the traffic-free identifier, and then the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated service provider based on the traffic-free identifier.

In the specific implementation process, the data traffic in the network payment or shopping process can be counted through the gateway disposed between the mobile terminal and the proxy server.

For the case where the traffic-free identifier is the preset IP, after receiving the payment or shopping request sent by the mobile terminal, the corresponding gateway (or the billing system connected to the corresponding network) determines the next node corresponding to the payment or shopping request. Whether the IP is the default IP, if it is the default IP, the data flow will be input into the data flow of the designated service provider, and the corresponding gateway (or the billing system connected to the corresponding network) will receive the requested payment sent by the proxy server. Or after shopping data, determine whether the IP of the proxy server is a preset IP, and if it is a preset IP, enter its data flow into the data flow of the designated service provider; for the case where the traffic-free identifier is the preset label, the corresponding After receiving the payment or shopping request sent by the mobile terminal (or receiving the requested payment or shopping data sent by the proxy server), the gateway (or the billing system connected to the corresponding network) judges the payment or shopping request (or the requested payment or shopping request). Whether a preset tag is included in the request for payment or shopping data), and if a preset tag is included, its data flow will be included in the data flow of the specified service provider.

In the specific implementation process, part of the data traffic generated by the mobile terminal through the network payment of the proxy server or during the shopping process is counted by the mobile network operator into the designated service provider based on the traffic-free identifier. There may be many situations, the following lists Three of them are introduced. Of course, in the specific implementation process, it is not limited to the following three situations.

First, a certain proportion of the data traffic during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

For example, the specific ratio is: 50%, 70%, etc., wherein, when the mobile terminal has the permission of free traffic (for example, the data transmission carries the traffic-free identifier) during the online payment or shopping process of the mobile terminal, the corresponding gateway (or with the corresponding The network-connected billing system) will count its specific proportion into the designated service provider, and the remaining proportion will be included in the communication identification, for example: assuming that the mobile terminal consumes a total of 10M of traffic during this online payment or shopping process, the specific proportion is: 50%, then the billing system will send 5M of traffic to the designated service provider and the remaining 5M of traffic to the communication identifier of the mobile terminal when billing. Of course, the above data is only an example, not a limitation.

Second, a certain amount of data traffic in the mobile terminal network payment or shopping process is counted into the designated service provider.

For example, the specific amount is: 10M, 20M, etc., wherein, when the mobile terminal network payment or shopping process has the right to free traffic, the corresponding gateway (or the billing system connected to the corresponding network) will pay in the current network Or after the shopping process is over, determine whether the data traffic of this online payment or shopping process exceeds the specific amount, if not, all data traffic will be included in the designated service provider; if it exceeds the specific amount, the If there is no more than part of the data flow into the designated service provider, the excess part will be included in the communication identifier of the mobile terminal.

Third, the data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

For example, the specific content is such as: text, pictures, etc., wherein, when the mobile terminal has the right to free traffic during the online payment or shopping process, the corresponding gateway (or the billing system connected to the corresponding network) obtains the network payment or shopping The data transmitted in the process, and then determine the text, pictures and other data from the data transmitted in the online payment or shopping process, and enter the corresponding data flow into the designated service provider; and for other types of content, such as: video , the corresponding data flow is entered into the communication identifier of the mobile terminal.

As a possible implementation manner, the counting in the designated service provider includes: counting the cost generated by the corresponding data traffic as the cost consumed by the account of the designated service provider.

For example, since the corresponding data flow is entered into the designated service provider, and the mobile communication operator will not perform repeated billing for one online payment or shopping process, the corresponding data flow will not be included in the identification of the mobile terminal. Therefore, when the mobile communication operator charges, the charges incurred will be counted as the charges consumed by the account of the designated service provider, and the designated service provider will be charged accordingly.

As an optional embodiment, please continue to refer to FIG. 1, the method further includes:

Step S140: the proxy server determines whether any payment or shopping request from the mobile terminal is received within a preset time period;

Step S150: If no payment or shopping request from the mobile terminal is received within a preset time period, the mobile terminal is prompted to log out.

For example, the preset time period is, for example: 10min, 30min, 40min, etc. If the proxy server does not receive any payment or shopping request sent by the mobile terminal within the preset time period, it means that the mobile terminal is making online payment this time. Or the shopping process has ended, so a corresponding prompt message can be generated. Further, after generating the prompt information, the proxy server may also send the prompt information to the distribution server.

In this case, if the distribution server has previously allocated temporary verification information for this online payment or shopping process, the distribution server cancels the temporary verification information based on the prompt information sent by the proxy server, and the proxy server also cancels the temporary verification information. Through this solution, it can be ensured that the allocated temporary verification information can only be used as verification information for the current online payment or shopping process, and new temporary verification information still needs to be generated for the next online payment or shopping, thereby improving the security of online payment or shopping. .

Based on the same inventive concept, an embodiment of the present invention also provides a payment or shopping method, which is applied to a proxy server and a distribution server. The distribution server and the proxy server introduced in the embodiment of the present invention may be two servers with completely independent physical locations; or may be two different functional modules of the same server, which is not limited by the embodiment of the present invention. Referring to Figure 3, the method includes:

Step S201: the proxy server receives a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, the payment or shopping request contains the communication identifier of the mobile terminal, and the communication identifier has the right to pay or purchase without traffic ;

Step S202: the proxy server obtains the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and transmits the requested payment or shopping data to the mobile terminal through the network of the mobile communication operator;

Among them, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier. .

As a possible implementation manner, all or part of the data traffic generated during the online payment or shopping process in step S202 is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including: the mobile terminal accessing the network A specific proportion of data traffic in the payment or shopping process is included in the designated service provider; or a specific amount of data traffic in the mobile terminal network payment or shopping process is included in the designated service provider; or mobile terminal network payment or specific content in the shopping process. Data traffic is counted against designated service providers.

As a possible implementation manner, the step S202 is included in the designated service provider, which includes: calculating the cost generated by the corresponding data traffic as the cost consumed by the account of the designated service provider.

As a possible implementation manner, all or part of the data traffic generated during the online payment or shopping process in step S202 is counted by the mobile communication operator into the designated service provider based on the traffic-free identification, including: the payment sent by the mobile terminal or The shopping request contains a free-traffic identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-traffic identifier; and/or, the requested payment or shopping data contains a free-traffic identifier, which is The data traffic requesting payment or shopping data is counted in the data traffic consumed by the designated server based on the traffic-free indicator.

As a possible implementation manner, before receiving the payment or shopping request from the mobile terminal based on step S202, the method further includes: the proxy server sends a preset label to the mobile terminal, which is carried when data transmission is performed during the network payment or shopping process of the mobile terminal. A preset label, the preset label is a traffic-free identifier; or, the IP address of the proxy server with the preset IP address is a traffic-free identifier, and the proxy server is used to receive payment or shopping requests.

As a possible implementation manner, all or part of the data traffic generated in the network payment or shopping process in step S202 is counted by the mobile communication operator into the designated service provider based on the traffic-free identification, including: During billing, when it is determined that the data in the mobile terminal network payment or shopping process contains a preset label, all or part of the data traffic during the mobile terminal network payment or shopping process is included in the data traffic consumed by the designated service provider; Or; data transmission in the process of mobile terminal network payment or shopping passes through a proxy server with a preset IP address, and when the mobile communication operator performs billing, all or part of the data traffic flowing through the preset IP address will be included in the designated service provider. in the data traffic consumed.

As a possible implementation manner, the method further includes: the proxy server determines whether any payment or shopping request from the mobile terminal is received within a preset time period; and if no payment or shopping request from the mobile terminal is received within the preset time period Once a payment or shopping request is made, the mobile terminal will be prompted to log out.

As a possible implementation manner, the method further includes: the distribution server receives the communication identification and identity verification information of the mobile terminal; the distribution server verifies whether the communication identification has the right to pay or shop without traffic based on the communication identification and the identity verification information of the mobile terminal; The distribution server allocates a proxy server to the mobile terminal when it is determined that the communication identifier has the right to pay or shop without traffic.

As a possible implementation manner, the method further includes: the distribution server receives the communication identifier and the payment or shopping behavior identifier of the mobile terminal; after the distribution server determines based on the payment or shopping behavior identifier that the communication identifier has the payment or shopping free-traffic authority, the mobile Terminal distribution proxy server.

As a possible implementation manner, the method further includes: the distribution server generates temporary verification information, and sends the temporary verification information to the mobile terminal and the proxy server; the proxy server receives the information sent by the mobile terminal through the network of the mobile communication operator for the network Payment or shopping request for payment or shopping, including: the proxy server receives the payment or shopping request carrying the communication identifier and temporary verification information for network payment or shopping sent by the mobile terminal through the network of the mobile communication operator; from the payment or shopping server Acquiring the corresponding requested payment or shopping data includes: when the proxy server verifies that the payment or shopping request is legitimate through the temporary verification information, acquiring the requested payment or shopping data from the payment or shopping server.

As a possible implementation manner, after the proxy server prompts that the mobile terminal has logged out, the distribution server logs out the temporary verification information.

Based on the same inventive concept, an embodiment of the present invention also provides a method for payment or shopping. The method is applied to a mobile terminal. Please refer to FIG. 4 . The method includes:

Step S301: When it is determined that there is a user's payment or shopping operation, a payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, and the payment or shopping request includes the communication identifier of the mobile terminal, and the communication The logo has the permission to pay or purchase free traffic;

Step S302: Receive the requested payment or shopping data obtained from the payment or shopping server by the proxy server based on the payment or shopping request through the network of the mobile communication operator;

Among them, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated during the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier.

As a possible implementation manner, when determining that there is a user's payment or shopping operation based on step S301, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the method further includes: It is detected whether the interface currently displayed on the mobile terminal is a payment or shopping interface; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

As a possible implementation manner, when determining that there is a user's payment or shopping operation based on step S301, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the method further includes: Detect whether the payment interface (for example: google wallet or apple pay) provided by the system of the mobile terminal is being called; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

As a possible implementation manner, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator based on step S301, the method further includes: detecting whether the mobile terminal accesses the mobile communication operator's network In the network; if not, the mobile terminal is controlled to switch to access the network of the mobile communication operator through the communication identifier.

As a possible implementation manner, after controlling the mobile terminal to switch to access the network of the mobile communication operator through the communication identifier, the method further includes: after completing online payment or shopping, controlling the mobile terminal to switch back to the original network.

As a possible implementation, in step S302, all or part of the data traffic generated during the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identification, including: the mobile terminal visits the network for payment Or a certain proportion of data traffic during the shopping process is counted into the designated service provider; or a certain amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or the mobile terminal network payment or specific content data during the shopping process Traffic is counted against designated service providers.

As a possible implementation manner, the step S302 included in the designated service provider includes: calculating the cost generated by the corresponding data traffic as the cost consumed by the account of the designated service provider.

As a possible implementation manner, in step S302, all or part of the data traffic generated during the online payment or shopping process is counted into the designated service provider by the mobile communication operator based on the traffic-free identification, including: sending data to the proxy server The data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the traffic-free identification; and/or, the requested payment or shopping data contains the data traffic free ID, the data traffic requested for payment or shopping data is counted in the data traffic consumed by the designated server based on the traffic-free flag.

As a possible implementation manner, in step S302, all or part of the data traffic generated during the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identification, including: in the mobile communication operator When charging, when it is determined that the data in the mobile terminal network payment or shopping process contains a preset label, all or part of the data traffic in the mobile terminal network payment or shopping process is included in the data traffic consumed by the designated service provider. ; or the data transmission in the mobile terminal network payment or shopping process passes through the proxy server with the preset IP address, when the mobile communication operator performs billing, all or part of the data traffic flowing through the preset IP address will be included in the designated service provider. in the data traffic consumed.

As a possible implementation manner, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator based on step S301, the method further includes: obtaining the information of the proxy server for the online payment or shopping process. The assigned preset label carries the preset label during data transmission during online payment or shopping, and the preset label is a traffic-free identifier; or obtains the proxy server allocated by the distribution server for the online payment or shopping process, and the IP of the proxy server The address is the default IP address, and the default IP address is the traffic-free identification.

As a possible implementation manner, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator based on step S301, the method further includes: changing the communication identification and identity verification information of the mobile terminal It is sent to the distribution server, so that the distribution server allocates a proxy server for the online payment or shopping process after verifying that the communication identifier has the right to pay or shop without traffic based on the authentication information.

As a possible implementation manner, before sending the payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator based on step S301, the method further includes: combining the communication identification of the mobile terminal with the payment or shopping The behavior identifier is sent to the distribution server, so that the distribution server allocates a proxy server for the online payment or shopping process after determining that the communication identifier has the payment or shopping free-traffic authority based on the payment or shopping behavior identifier.

As a possible implementation manner, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator based on step S301, the method further includes: receiving a temporary verification allocated by the distribution server for the mobile terminal information, wherein, the temporary verification information is allocated to the mobile terminal when the distribution server determines that the mobile terminal has the right to pay or shop without traffic; the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, It includes: sending a payment or shopping request carrying temporary verification information to the proxy server through the network of the mobile communication operator, so that the proxy server verifies the legitimacy of the payment or shopping request based on the temporary verification information.

Based on the same inventive concept, an embodiment of the present invention also provides a mobile terminal, please refer to FIG. 5 , the mobile terminal includes:

The first sending module 41 is used to send a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation, and the payment or shopping request includes a mobile terminal The communication identification of the communication identification has the permission of payment or shopping without traffic;

The first receiving module 42 is configured to receive the requested payment or shopping data obtained from the payment or shopping server by the proxy server based on the payment or shopping request through the network of the mobile communication operator;

Among them, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated during the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier.

As a possible implementation manner, the mobile terminal further includes:

The first detection module is used to detect whether the interface currently displayed on the mobile terminal is before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation. It is a payment or shopping interface; if it is, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

As a possible implementation manner, the mobile terminal further includes:

The second detection module is used to detect the payment provided by the system of the mobile terminal before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation Whether the interface is being called; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

As a possible implementation manner, the mobile terminal also includes;

The third detection module is used to detect whether the mobile terminal is connected to the network of the mobile communication operator before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator; if not, control the The mobile terminal switches to access the network of the mobile communication operator through the communication identification.

As a possible implementation manner, the mobile terminal further includes:

The switching module is used to control the mobile terminal to switch back to the original network after the network payment or shopping is completed after the mobile terminal is connected to the network of the mobile communication operator through the communication identifier.

As a possible implementation method, all or part of the data traffic generated in the process of online payment or shopping is included in the designated service provider by the mobile communication operator based on the traffic-free identification, including:

A certain percentage of data traffic in the process of mobile terminal accessing network payment or shopping is counted into the designated service provider; or

A specific amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of specific content in the process of mobile terminal network payment or shopping is counted into the designated service provider.

As a possible implementation, it is included in the designated service provider, including:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

As a possible implementation, all or part of the data traffic generated in the process of online payment or shopping is included in the designated service provider by the mobile communication operator based on the traffic-free identification, including:

The payment or shopping request sent to the proxy server contains a traffic-free identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the traffic-free identifier; and/or,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

As a possible implementation method, all or part of the data traffic generated in the process of online payment or shopping is included in the designated service provider by the mobile communication operator based on the traffic-free identification, including:

When the mobile communication operator performs billing, when it is determined that the data in the mobile terminal network payment or shopping process contains a preset label, all or part of the data traffic in the mobile terminal network payment or shopping process is included in the designated service provider. in the data traffic consumed; or

The data transmission in the mobile terminal network payment or shopping process passes through the proxy server with the preset IP address. When the mobile communication operator performs billing, all or part of the data traffic flowing through the preset IP address will be included in the consumption of the designated service provider. in data traffic.

As a possible implementation manner, the mobile terminal further includes:

The obtaining module is used to obtain the preset label allocated by the proxy server for the online payment or shopping process before sending the payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, and before the online payment or shopping process Carry a preset label during data transmission during the process, and the preset label is a traffic-free identification; or

Obtain the proxy server allocated by the distribution server for the online payment or shopping process, the IP address of the proxy server is the preset IP address, and the preset IP address is the traffic-free identifier.

As a possible implementation manner, the first sending module 41 is further configured to:

Before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the communication identification and identity verification information of the mobile terminal are sent to the distribution server, so that the distribution server can verify the information based on the identity verification information. After the communication identifier has the permission of paying or shopping without traffic, a proxy server is allocated for the online payment or shopping process.

As a possible implementation manner, the first sending module 41 is further configured to:

Before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, send the communication identifier of the mobile terminal and the payment or shopping behavior identifier to the distribution server, so that the distribution server can perform payment based on payment or shopping. After the shopping behavior identifier determines that the communication identifier has the right to pay or purchase free traffic, a proxy server is allocated for the online payment or shopping process.

As a possible implementation manner, the first receiving module 42 is further configured to:

Before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the temporary verification information distributed by the distribution server to the mobile terminal is received, wherein the temporary verification information is determined by the distribution server that the mobile terminal has the ability to pay Or when shopping without traffic permission, it is allocated to the mobile terminal;

The first sending module 41 is further configured to: send a payment or shopping request carrying temporary verification information to the proxy server through the network of the mobile communication operator, so that the proxy server can verify the legitimacy of the payment or shopping request based on the temporary verification information.

Based on the same inventive concept, an embodiment of the present invention also provides a proxy server, please refer to FIG. 6 , the proxy server includes:

The second receiving module 51 is configured to receive a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator. Free traffic permission;

The second sending module 52 is configured to obtain the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and transmit the requested payment or shopping data to the mobile communication operator's network to mobile terminal;

Among them, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated during the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier.

As a possible implementation method, all or part of the data traffic generated in the process of online payment or shopping is included in the designated service provider by the mobile communication operator based on the traffic-free identification, including:

A certain percentage of data traffic during the mobile terminal's access to the network for payment or shopping is included in the designated service provider; or

A specific amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of specific content in the process of mobile terminal network payment or shopping is counted into the designated service provider.

As a possible implementation, it is included in the designated service provider, including:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

As a possible implementation method, all or part of the data traffic generated in the process of online payment or shopping is included in the designated service provider by the mobile communication operator based on the traffic-free identification, including:

The payment or shopping request sent by the mobile terminal contains a traffic-free identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the traffic-free identifier; and/or,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

As a possible implementation manner, the second sending module 52 is further configured to:

Before receiving a payment or shopping request from a mobile terminal, a preset tag is sent to the mobile terminal, and the preset tag is carried during data transmission during network payment or shopping on the mobile terminal, and the preset tag is a traffic-free identifier; or,

The IP address of the proxy server with the preset IP address is a traffic-free identifier, and the proxy server is used to receive payment or shopping requests.

As a possible implementation method, all or part of the data traffic generated in the process of online payment or shopping is included in the designated service provider by the mobile communication operator based on the traffic-free identification, including:

When the mobile communication operator performs billing, when it is determined that the data in the mobile terminal network payment or shopping process contains a preset label, all or part of the data traffic in the mobile terminal network payment or shopping process is included in the designated service provider. in the data traffic consumed; or

The data transmission in the mobile terminal network payment or shopping process passes through the proxy server with the preset IP address. When the mobile communication operator performs billing, all or part of the data traffic flowing through the preset IP address will be included in the consumption of the designated service provider. in data traffic.

As a possible implementation, the proxy server also includes:

A judgment module for judging whether any payment or shopping request of the mobile terminal is received within a preset time period; and if any payment or shopping request of the mobile terminal is not received within the preset time period, prompting the mobile terminal Signed out.

Based on the same inventive concept, an embodiment of the present invention also provides a system for free-flow payment or shopping, please refer to FIG. 7 , the system for free-flow payment or shopping includes the mobile terminal and the proxy server in any of the above-mentioned embodiments, and the A distribution server for distributing proxy servers for mobile terminals; the distribution server includes:

The third receiving module 61 is used for receiving the communication identification and identity verification information of the mobile terminal;

The verification module 62 is used for verifying whether the communication identifier has the right to pay or shopping without traffic based on the communication identifier and the identity verification information of the mobile terminal;

The allocation module 63 is configured to allocate a proxy server to the mobile terminal when it is determined that the communication identifier has the right to pay or shop without traffic.

As a possible implementation manner, the third receiving module 61 is further configured to: receive the communication identifier and the payment or shopping behavior identifier of the mobile terminal;

The allocating module 63 is further configured to: allocate a proxy server to the mobile terminal after determining that the communication identifier has the payment or shopping traffic-free authority based on the payment or shopping behavior identifier.

As a possible implementation, the distribution server also includes:

A generating module is used to generate temporary verification information, and send the temporary verification information to the mobile terminal and the proxy server;

The second receiving module of the proxy server is further configured to: receive a payment or shopping request carrying a communication identifier and temporary verification information for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator;

The second sending module of the proxy server is further configured to obtain the requested payment or shopping data from the payment or shopping server when verifying that the payment or shopping request is legal through the temporary verification information.

As a possible implementation, the distribution service also includes:

The logout module is used to logout the temporary verification information after the proxy server prompts that the mobile terminal has logged out.

The technical solutions provided in the embodiments of the present application have at least the following technical effects or advantages:

1. According to a payment or shopping method of the present invention, when it is determined that there is a user's payment or shopping operation, a payment or shopping request for network payment or shopping can be sent to the proxy server through the network of the mobile communication operator; The requested payment or shopping data obtained by the mobile communication operator's network proxy server from the payment or shopping server based on the payment or shopping request; wherein, the data transmission in the above-mentioned network payment or shopping process is marked with a traffic-free identifier, network payment or shopping All or part of the data traffic generated in the process is counted into the designated service provider by the mobile communication operator based on the traffic-free identification. This solves the technical problem of potential security risks in the prior art when online payment or shopping is performed in the WiFi network. It achieves the beneficial effect that the network payment or shopping without traffic is carried out through the network of the mobile communication operator, and on the premise of ensuring the security of the payment or shopping, the beneficial effect of the data traffic cost consumed by the network payment or shopping is not borne.

2. A method for payment or shopping according to the present invention, comprising: the proxy server receives a payment or shopping request for network payment or shopping sent by a mobile terminal through a network of a mobile communication operator, and the payment or shopping request includes the mobile terminal The communication identifier has the right to pay or purchase without traffic; the proxy server obtains the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and passes the requested payment or shopping data through The network of the mobile communication operator is transmitted to the mobile terminal; wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identification, and all or part of the data traffic generated in the online payment or shopping process is generated by the mobile communication operator based on the free flow. Identifies it to the designated service provider. This solves the technical problem of potential security risks in the prior art when online payment or shopping is performed in the WiFi network. It achieves the beneficial effect that the network payment or shopping without traffic is carried out through the network of the mobile communication operator, and on the premise of ensuring the security of the payment or shopping, the beneficial effect of the data traffic cost consumed by the network payment or shopping is not borne.

The algorithms and displays provided herein are not inherently related to any particular computer, virtual system, or other device. Various general-purpose systems can also be used with teaching based on this. The structure required to construct such a system is apparent from the above description. Furthermore, the present invention is not directed to any particular programming language. It is to be understood that various programming languages may be used to implement the inventions described herein, and that the descriptions of specific languages above are intended to disclose the best mode for carrying out the invention.

In the description provided herein, numerous specific details are set forth. It will be understood, however, that embodiments of the invention may be practiced without these specific details. In some instances, well-known methods, structures and techniques have not been shown in detail in order not to obscure an understanding of this description.

Similarly, it is to be understood that in the above description of exemplary embodiments of the invention, various features of the invention are sometimes grouped together into a single embodiment, figure, or its description. This disclosure, however, should not be construed as reflecting an intention that the invention as claimed requires more features than are expressly recited in each claim. Rather, as the following claims reflect, inventive aspects lie in less than all features of a single foregoing disclosed embodiment. Thus, the claims following the Detailed Description are hereby expressly incorporated into this Detailed Description, with each claim standing on its own as a separate embodiment of this invention.

Those skilled in the art will understand that the modules in the device in the embodiment can be adaptively changed and arranged in one or more devices different from the embodiment. The modules or units or components in the embodiments may be combined into one module or unit or component, and further they may be divided into multiple sub-modules or sub-units or sub-assemblies. All features disclosed in this specification (including accompanying claims, abstract and drawings) and any method so disclosed may be employed in any combination, unless at least some of such features and/or procedures or elements are mutually exclusive. All processes or units of equipment are combined. Each feature disclosed in this specification (including accompanying claims, abstract and drawings) may be replaced by alternative features serving the same, equivalent or similar purpose, unless expressly stated otherwise.

Furthermore, those skilled in the art will appreciate that although some of the embodiments described herein include certain features, but not others, included in other embodiments, that combinations of features of different embodiments are intended to be within the scope of the invention within and form different embodiments. For example, in the following claims, any of the claimed embodiments may be used in any combination.

Various component embodiments of the present invention may be implemented in hardware, or in software modules running on one or more processors, or in a combination thereof. Those skilled in the art should understand that a microprocessor or a digital signal processor (DSP) may be used in practice to implement some or all of the mobile terminals, proxy servers, distribution servers, and systems according to embodiments of the present invention. or full functionality. The present invention can also be implemented as apparatus or apparatus programs (eg, computer programs and computer program products) for performing part or all of the methods described herein. Such a program implementing the present invention may be stored on a computer-readable medium, or may be in the form of one or more signals. Such signals may be downloaded from Internet sites, or provided on carrier signals, or in any other form.

It should be noted that the above-described embodiments illustrate rather than limit the invention, and that alternative embodiments may be devised by those skilled in the art without departing from the scope of the appended claims. In the claims, any reference signs placed between parentheses shall not be construed as limiting the claim. The word "comprising" does not exclude the presence of elements or steps not listed in a claim. The word "a" or "an" preceding an element does not exclude the presence of a plurality of such elements. The invention can be implemented by means of hardware comprising several different elements and by means of a suitably programmed computer. In a unit claim enumerating several means, several of these means may be embodied by one and the same item of hardware. The use of the words first, second, and third, etc. do not denote any order. These words can be interpreted as names.

The present invention discloses, A1, a payment or shopping method, which is characterized by comprising:

When it is determined that there is a user's payment or shopping operation, a payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, where the payment or shopping request includes the communication identifier of the mobile terminal, The communication identifier has the permission to pay or shop without traffic;

Receive requested payment or shopping data obtained by the proxy server from a payment or shopping server based on the payment or shopping request through the mobile communication operator's network;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

A2. The method according to A1, characterized in that, when it is determined that there is a user's payment or shopping operation, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, Also includes:

Detecting whether the interface currently displayed by the mobile terminal is a payment or shopping interface;

If so, it is determined that there is a user's payment or shopping operation;

If not, it is determined that there is no payment or shopping operation by the user.

A3. The method according to A1, characterized in that, when it is determined that there is a user's payment or shopping operation, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, Also includes:

Detecting whether the payment interface provided by the system of the mobile terminal is being called;

If so, it is determined that there is a user's payment or shopping operation;

If not, it is determined that there is no payment or shopping operation by the user.

A4. The method according to A1, characterized in that before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, the method further includes;

Detecting whether the mobile terminal accesses the network of the mobile communication operator;

If not, the mobile terminal is controlled to switch to access the network of the mobile communication operator through the communication identifier.

A5. The method according to A4, wherein the controlling the mobile terminal to switch to access the network of the mobile communication operator through the communication identifier further comprises:

After finishing the network payment or shopping, the mobile terminal is controlled to switch back to the original network.

A6. The method according to A1, characterized in that all or part of the data traffic generated in the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier, including:

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

A7. The method according to A1, wherein the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

A8. The method according to A1, characterized in that all or part of the data traffic generated during the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier, including:

The payment or shopping request sent to the proxy server contains a free-flow identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-flow identifier; and /or,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

A9. The method according to A8, characterized in that, all or part of the data traffic generated during the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier, including:

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs charging, all or all the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

A10. The method according to A9, characterized in that, before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further comprises:

Acquire a preset tag allocated by the proxy server for the online payment or shopping process, carry the preset tag when performing data transmission during the online payment or shopping process, and the preset tag is the free flow identification; or

Obtain the proxy server allocated by the distribution server for the online payment or shopping process, the IP address of the proxy server is a preset IP address, and the preset IP address is the traffic-free identifier.

A11. The method according to any one of A1-A10, characterized in that, before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further comprises:

Sending the communication identification and identity verification information of the mobile terminal to the distribution server, so that the distribution server provides the network for the network after verifying that the communication identification has the payment or shopping free-traffic authority based on the identity verification information. A payment or shopping process assigns the proxy server.

A12. The method according to any one of A1-A10, wherein before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the method further comprises:

Sending the communication identifier and the payment or shopping behavior identifier of the mobile terminal to the distribution server, so that after the distribution server determines that the communication identifier has the payment or shopping free-traffic permission based on the payment or shopping behavior identifier, The proxy server is allocated for the network payment or shopping process.

A13. The method according to any one of A1-A12, characterized in that, before sending a payment or shopping request for online payment or shopping to a proxy server through a network of a mobile communication operator, the method further comprises:

receiving the temporary verification information allocated by the distribution server to the mobile terminal, wherein the temporary verification information is allocated to the mobile terminal when the distribution server determines that the mobile terminal has the payment or shopping free-traffic authority;

The sending of the payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator includes:

A payment or shopping request carrying the temporary verification information is sent to the proxy server through the network of the mobile communication operator, so that the proxy server verifies the legitimacy of the payment or shopping request based on the temporary verification information.

B14. A mobile terminal, characterized in that it includes:

The first sending module is configured to send a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation, where the payment or shopping request includes the The communication identification of the mobile terminal, the communication identification has the right to pay or shop without traffic;

a first receiving module, configured to receive the requested payment or shopping data obtained by the proxy server from the payment or shopping server based on the payment or shopping request through the network of the mobile communication operator;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

B15. The mobile terminal according to B14, further comprising:

The first detection module is used to detect the current state of the mobile terminal before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator when it is determined that there is a user's payment or shopping operation. Whether the displayed interface is a payment or shopping interface; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

B16. The mobile terminal according to B14, further comprising:

The second detection module is used for, when determining that there is a user's payment or shopping operation, before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator, to detect the Whether the payment interface provided by the system is being called; if so, it is determined that there is a user's payment or shopping operation; if not, it is determined that there is no user's payment or shopping operation.

B17. The mobile terminal according to B14, further comprising:

A third detection module, configured to detect whether the mobile terminal is connected to the network of the mobile communication operator before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator ; if not, control the mobile terminal to switch to access the network of the mobile communication operator through the communication identifier.

B18. The mobile terminal according to B17, further comprising:

A switching module, configured to control the mobile terminal to switch back to the original network after the network payment or shopping is completed after the mobile terminal is switched to access the network of the mobile communication operator through the communication identifier. in the network.

B19. The mobile terminal according to B14, wherein all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including :

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

B20. The mobile terminal according to B14, wherein the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

B21. The mobile terminal according to B14, wherein all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including :

The payment or shopping request sent to the proxy server contains a traffic-free identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the traffic-free identifier; and /or,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

B22. The mobile terminal according to B21, wherein all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including :

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the process of online payment or shopping of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs billing, all or all of the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

B23. The mobile terminal according to B22, further comprising:

an acquisition module, configured to acquire a preset label allocated by the proxy server for the online payment or shopping process before sending a payment or shopping request for online payment or shopping to the proxy server through the network of the mobile communication operator , the preset label is carried during data transmission during the online payment or shopping process, and the preset label is the traffic-free identifier; or

Obtain the proxy server allocated by the distribution server for the online payment or shopping process, the IP address of the proxy server is a preset IP address, and the preset IP address is the traffic-free identifier.

B24. The mobile terminal according to any one of B14-B23, wherein the first sending module is further configured to:

Before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the communication identification and identity verification information of the mobile terminal are sent to the distribution server, so that the distribution server The proxy server is allocated for the network payment or shopping process after it is verified that the communication identifier has the free-flow authority for payment or shopping based on the identity verification information.

B25. The mobile terminal according to any one of B14-B23, wherein the first sending module is further configured to:

Before the payment or shopping request for online payment or shopping is sent to the proxy server through the network of the mobile communication operator, the communication identifier of the mobile terminal and the payment or shopping behavior identifier are sent to the distribution server, so that the The distribution server allocates the proxy server for the network payment or shopping process after determining that the communication identifier has the payment or shopping free-traffic authority based on the payment or shopping behavior identifier.

B26. The mobile terminal according to any one of B14-B25, wherein the first receiving module is further configured to:

Before sending a payment or shopping request for network payment or shopping to the proxy server through the network of the mobile communication operator, the temporary verification information distributed by the distribution server to the mobile terminal is received, wherein the temporary verification information is distributed by the distribution server When the server determines that the mobile terminal has the payment or shopping free-traffic authority, allocate it to the mobile terminal;

The first sending module is further configured to: send a payment or shopping request carrying the temporary verification information to the proxy server through the network of the mobile communication operator, so that the proxy server can verify all the information based on the temporary verification information. the legality of the payment or purchase request.

C1. A method of payment or shopping, characterized in that it includes:

The proxy server receives a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, where the payment or shopping request includes a communication identifier of the mobile terminal, and the communication identifier has payment or shopping requirements. Free traffic permission;

The proxy server obtains the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and transmits the requested payment or shopping data to the mobile communication operator's network. the mobile terminal;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

C2. The method according to C1, characterized in that all or part of the data traffic generated in the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier, including:

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

C3. The method according to C1, wherein the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

C4. The method according to C1, characterized in that all or part of the data traffic generated in the online payment or shopping process is included in the designated service provider by the mobile communication operator based on the traffic-free identifier, including:

The payment or shopping request sent by the mobile terminal includes a free-flow identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-flow identifier; and/or ,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

C5. The method according to C1, characterized in that, before receiving the payment or shopping request from the mobile terminal, the method further comprises:

The proxy server sends a preset tag to the mobile terminal, and the preset tag is carried when the mobile terminal performs data transmission during network payment or shopping, and the preset tag is the traffic-free identifier; or,

The IP address of the proxy server with the preset IP address is the traffic-free identifier, and the proxy server is used to receive the payment or shopping request.

C6. The method according to C5, wherein all or part of the data traffic generated during the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including:

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs charging, all or all the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

C7. The method according to any one of C1 to C6, wherein the method further comprises:

The proxy server determines whether any payment or shopping request from the mobile terminal is received within a preset time period; and

If no payment or shopping request from the mobile terminal is received within a preset time period, the mobile terminal is prompted to log out.

C8. The method according to C1, further comprising:

The distribution server receives the communication identification and identity verification information of the mobile terminal;

The distribution server verifies, based on the communication identification and identity verification information of the mobile terminal, whether the communication identification has the right to pay or shop without traffic;

The distribution server allocates the proxy server to the mobile terminal when it is determined that the communication identifier has the payment or shopping free-flow authority.

C9. The method of C1, further comprising:

The distribution server receives the communication identifier and the payment or shopping behavior identifier of the mobile terminal;

The distribution server allocates the proxy server to the mobile terminal after determining, based on the payment or shopping behavior identifier, that the communication identifier has the right to pay or shop without traffic.

C10. The method of C8 or C9, further comprising:

The distribution server generates temporary verification information, and sends the temporary verification information to the mobile terminal and the proxy server;

The proxy server receives a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, including: The payment or shopping request carrying the communication identifier and the temporary verification information for online payment or shopping;

The acquiring the corresponding requested payment or shopping data from the payment or shopping server includes: when the proxy server verifies that the payment or shopping request is legal through the temporary verification information, acquiring the payment or shopping server from the payment or shopping server. Requested payment or shopping data.

C11. The method of C10, wherein after the proxy server prompts that the mobile terminal has logged out, the distribution server logs out the temporary verification information.

D12. A proxy server, characterized in that it includes:

The second receiving module is configured to receive a payment or shopping request for online payment or shopping sent by the mobile terminal through the network of the mobile communication operator, where the payment or shopping request includes the communication identifier of the mobile terminal, and the communication The logo has the permission to pay or purchase free traffic;

The second sending module is configured to obtain the corresponding requested payment or shopping data from the payment or shopping server according to the payment or shopping request from the mobile terminal, and send the requested payment or shopping data through the mobile communication operator's network transmission to the mobile terminal;

Wherein, the data transmission in the above-mentioned online payment or shopping process is marked with a traffic-free identifier, and all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service based on the traffic-free identifier. in business.

D13. The proxy server according to D12, wherein all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including :

A certain proportion of the data traffic during the mobile terminal accessing the network for payment or shopping is counted into the designated service provider; or

The specified amount of data traffic during the mobile terminal network payment or shopping process is counted into the designated service provider; or

The data traffic of the specific content during the online payment or shopping process of the mobile terminal is counted into the designated service provider.

D14. The proxy server according to D13, wherein the counting into the designated service provider includes:

Calculate the cost of the corresponding data traffic as the cost of the account of the designated service provider.

D15. The proxy server according to D12, wherein all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including :

The payment or shopping request sent by the mobile terminal includes a free-flow identifier, and the data traffic corresponding to the payment or shopping request is included in the data traffic consumed by the designated service provider based on the free-flow identifier; and/or ,

The requested payment or shopping data includes a traffic-free identifier, and the data traffic of the requested payment or shopping data is included in the data traffic consumed by the designated server based on the traffic-free identifier.

D16. The proxy server according to D12, wherein the second sending module is further configured to:

Before receiving the payment or shopping request from the mobile terminal, a preset tag is sent to the mobile terminal, and the preset tag is carried when data transmission is performed during the network payment or shopping process of the mobile terminal. for the traffic-free identification; or,

The IP address of the proxy server with the preset IP address is the traffic-free identifier, and the proxy server is used to receive the payment or shopping request.

D17. The proxy server according to D16, characterized in that all or part of the data traffic generated in the online payment or shopping process is counted by the mobile communication operator into the designated service provider based on the traffic-free identifier, including :

When the mobile communication operator performs charging, when it is determined that the data in the mobile terminal network payment or shopping process includes the preset tag, the data flow in the mobile terminal network payment or shopping process is calculated. All or part of the data traffic consumed by the designated service provider; or

The data transmission in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator performs charging, all or all the data traffic flowing through the preset IP address is Part of it is included in the data traffic consumed by the designated service provider.

D18. The proxy server according to any one of D12 to D17, further comprising:

A judgment module for judging whether any payment or shopping request of the mobile terminal is received within a preset time period; and if any payment or shopping request of the mobile terminal is not received within the preset time period, Then it is prompted that the mobile terminal has been logged out.

E19. A flow-free payment or shopping system, characterized by comprising the proxy server described in any one of D12-D17 and a distribution server for allocating the proxy server to the mobile terminal, the distribution server, include:

The third receiving module is used for receiving the communication identification and identity verification information of the mobile terminal;

a verification module, configured to verify whether the communication identifier has the right to pay or shop without traffic based on the communication identifier and identity verification information of the mobile terminal;

and an allocation module, configured to allocate the proxy server to the mobile terminal when it is determined that the communication identifier has the payment or shopping free-flow authority.

E20. The system according to E19, wherein the third receiving module is further configured to: receive a communication identifier and a payment or shopping behavior identifier of the mobile terminal;

The allocating module is further configured to: allocate the proxy server to the mobile terminal after determining that the communication identifier has the payment or shopping free-traffic authority based on the payment or shopping behavior identifier.

E21. The system according to E19 or E20, wherein the distribution server further includes:

a generating module, configured to generate temporary verification information, and send the temporary verification information to the mobile terminal and the proxy server;

The second receiving module of the proxy server is further configured to: receive the payment that carries the communication identifier and the temporary verification information and is sent by the mobile terminal through the network of a mobile communication operator for online payment or shopping or shopping requests;

The second sending module of the proxy server is further configured to obtain the requested payment or shopping data from the payment or shopping server when verifying that the payment or shopping request is legitimate through the temporary verification information.

E22. The system according to E21, wherein the distribution service further includes:

A logout module, configured to logout the temporary verification information after the proxy server prompts that the mobile terminal has logged out.

Claims (22)

1. A method of paying for or shopping, comprising:

the method comprises the steps that a proxy server receives a payment or shopping request which is sent by a mobile terminal through a network of a mobile communication operator and is used for network payment or shopping, wherein the payment or shopping request comprises a communication identifier of the mobile terminal, and the communication identifier has a payment or shopping traffic-free permission;

the proxy server acquires corresponding requested payment or shopping data from a payment or shopping server according to the payment or shopping request from the mobile terminal, and transmits the requested payment or shopping data to the mobile terminal through a network of a mobile communication operator;

the data transmission in the network payment or shopping process is marked with a flow-free identifier, and all or part of data flow generated in the network payment or shopping process is counted into a specified service provider by a mobile communication operator based on the flow-free identifier;

before the proxy server receives a payment or shopping request, judging whether the communication identifier of the mobile terminal has a payment or shopping traffic-free permission through a distribution server, and if so, allocating the proxy server to the mobile terminal.

2. The method of claim 1, wherein all or part of data traffic generated during the network payment or shopping process is included by a mobile communication operator into a designated service provider based on the traffic-free identifier, comprising:

the data flow of a specific proportion in the process of the mobile terminal visiting the network payment or shopping is counted to the specified service provider; or

A specific amount of data traffic in the network payment or shopping process of the mobile terminal is counted to the specified service provider; or

And the data traffic of the specific content in the network payment or shopping process of the mobile terminal is counted to the specified service provider.

3. The method of claim 1, wherein said crediting a designated facilitator comprises:

and the cost generated by the corresponding data flow is counted as the cost consumed by the account of the designated service provider.

4. The method of claim 1, wherein all or part of data traffic generated during the network payment or shopping process is included by a mobile communication operator into a designated service provider based on the traffic-free identifier, comprising:

the payment or shopping request sent by the mobile terminal comprises a flow-free identifier, and the data flow corresponding to the payment or shopping request is counted into the data flow consumed by the specified service provider based on the flow-free identifier; and/or the presence of a gas in the gas,

the requested payment or shopping data comprises a traffic-free identification, and the data traffic of the requested payment or shopping data is counted into the data traffic consumed by the specified server based on the traffic-free identification.

5. The method of claim 1, wherein prior to said receiving a payment or shopping request by a mobile terminal, the method further comprises:

the proxy server sends a preset tag to the mobile terminal, the preset tag is carried when data transmission is carried out in the network payment or shopping process of the mobile terminal, and the preset tag is the flow-free identifier; or,

and the IP address of the proxy server with the preset IP address is the flow-free identifier, and the proxy server is used for receiving the payment or shopping request.

6. The method of claim 5, wherein all or part of the data traffic generated during the network payment or shopping process is included by a mobile communication operator into a designated service provider based on the traffic-free identifier, comprising:

when the mobile communication operator carries out charging, when the fact that the data in the mobile terminal network payment or shopping process contains the preset label is determined, the data flow in the mobile terminal network payment or shopping process is totally or partially counted into the data flow consumed by a specified service provider; or

And the data in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator charges, the data flow passing through the preset IP address is totally or partially counted into the data flow consumed by the appointed service provider.

7. The method of any one of claims 1 to 6, further comprising:

the proxy server judges whether any payment or shopping request of the mobile terminal is received within a preset time period; and

and if any payment or shopping request of the mobile terminal is not received within a preset time period, prompting that the mobile terminal logs out.

8. The method of claim 1, further comprising:

the distribution server receives the communication identification and the identity authentication information of the mobile terminal;

the distribution server verifies whether the communication identification has the payment or shopping traffic-free permission or not based on the communication identification and the identity verification information of the mobile terminal;

and when the distribution server determines that the communication identifier has the payment or shopping traffic-free right, the distribution server distributes the proxy server to the mobile terminal.

9. The method of claim 1, further comprising:

the distribution server receives a communication identifier and a payment or shopping behavior identifier of the mobile terminal;

and the distribution server allocates the proxy server to the mobile terminal after determining that the communication identifier has the payment or shopping traffic-free authority based on the payment or shopping behavior identifier.

10. The method of claim 8 or claim 9, further comprising:

the distribution server generates temporary verification information and sends the temporary verification information to the mobile terminal and the proxy server;

the proxy server receives a payment or shopping request for network payment or shopping sent by a mobile terminal through a network of a mobile communication operator, and comprises the following steps: the proxy server receives the payment or shopping request which is sent by the mobile terminal through a network of a mobile communication operator and is used for network payment or shopping and carries the communication identifier and the temporary verification information;

the obtaining of the corresponding requested payment or shopping data from the payment or shopping server includes: and the proxy server acquires the requested payment or shopping data from the payment or shopping server when the temporary verification information verifies that the payment or shopping request is legal.

11. The method of claim 10, wherein the distribution server logs out the temporary authentication information after the proxy server prompts the mobile terminal to log out.

12. A proxy server, comprising:

the second receiving module is used for receiving a payment or shopping request which is sent by the mobile terminal through a network of a mobile communication operator and is used for network payment or shopping, wherein the payment or shopping request comprises a communication identifier of the mobile terminal, and the communication identifier has a payment or shopping traffic-free permission;

a second sending module, configured to obtain, according to the payment or shopping request from the mobile terminal, corresponding requested payment or shopping data from a payment or shopping server, and transmit the requested payment or shopping data to the mobile terminal through a network of a mobile communication operator;

the data transmission in the network payment or shopping process is marked with a flow-free identifier, and all or part of data flow generated in the network payment or shopping process is counted into a specified service provider by a mobile communication operator based on the flow-free identifier;

before the proxy server receives a payment or shopping request, judging whether the communication identifier of the mobile terminal has a payment or shopping traffic-free permission through a distribution server, and if so, allocating the proxy server to the mobile terminal.

13. The proxy server of claim 12, wherein all or part of data traffic generated during the network payment or shopping process is included by a mobile communication operator into a designated service provider based on the traffic-free identifier, comprising:

the data flow of a specific proportion in the process of the mobile terminal visiting the network payment or shopping is counted to the specified service provider; or

A specific amount of data traffic in the network payment or shopping process of the mobile terminal is counted to the specified service provider; or

And the data traffic of the specific content in the network payment or shopping process of the mobile terminal is counted to the specified service provider.

14. The proxy server of claim 13, wherein said crediting with a designated facilitator comprises:

and the cost generated by the corresponding data flow is counted as the cost consumed by the account of the designated service provider.

15. The proxy server of claim 12, wherein all or part of data traffic generated during the network payment or shopping process is included by a mobile communication operator into a designated service provider based on the traffic-free identifier, comprising:

the payment or shopping request sent by the mobile terminal comprises a flow-free identifier, and the data flow corresponding to the payment or shopping request is counted into the data flow consumed by the specified service provider based on the flow-free identifier; and/or the presence of a gas in the gas,

the requested payment or shopping data comprises a traffic-free identification, and the data traffic of the requested payment or shopping data is counted into the data traffic consumed by the specified server based on the traffic-free identification.

16. The proxy server of claim 12, wherein the second sending module is further configured to:

before the payment or shopping request of the mobile terminal is received, sending a preset tag to the mobile terminal, wherein the preset tag is carried when data transmission is carried out in the network payment or shopping process of the mobile terminal, and the preset tag is the flow-free identifier; or,

and the IP address of the proxy server with the preset IP address is the flow-free identifier, and the proxy server is used for receiving the payment or shopping request.

17. The proxy server of claim 16, wherein all or a portion of data traffic generated during the network payment or shopping is included by a mobile communications carrier into a designated facilitator based on the traffic-free identifier, comprising:

when the mobile communication operator carries out charging, when the fact that the data in the mobile terminal network payment or shopping process contains the preset label is determined, the data flow in the mobile terminal network payment or shopping process is totally or partially counted into the data flow consumed by a specified service provider; or

And the data in the network payment or shopping process of the mobile terminal passes through the proxy server of the preset IP address, and when the mobile communication operator charges, the data flow passing through the preset IP address is totally or partially counted into the data flow consumed by the appointed service provider.

18. A proxy server as claimed in any one of claims 12 to 17, further comprising:

the judging module is used for judging whether any payment or shopping request of the mobile terminal is received within a preset time period; and if any payment or shopping request of the mobile terminal is not received within a preset time period, prompting that the mobile terminal logs out.

19. A system for flow-free payment or shopping, comprising the proxy server of any one of claims 12-17 and a distribution server for distributing the proxy server to the mobile terminal, the distribution server comprising:

the third receiving module is used for receiving the communication identification and the identity authentication information of the mobile terminal;

the verification module is used for verifying whether the communication identifier has the payment or shopping flow-free permission or not based on the communication identifier and the identity verification information of the mobile terminal;

and the allocation module is used for allocating the proxy server to the mobile terminal when the communication identifier is determined to have the payment or shopping exempt flow right.

20. The system of claim 19, wherein the third receiving module is further configured to: receiving a communication identifier and a payment or shopping behavior identifier of the mobile terminal;

the allocation module is further configured to: and after determining that the communication identifier has the payment or shopping traffic-free authority based on the payment or shopping behavior identifier, allocating the proxy server to the mobile terminal.

21. The system of claim 19 or claim 20, wherein the distribution server further comprises:

the generation module is used for generating temporary verification information and sending the temporary verification information to the mobile terminal and the proxy server;

the second receiving module of the proxy server is further configured to: receiving the payment or shopping request which is sent by the mobile terminal through a network of a mobile communication operator and is used for network payment or shopping and carries the communication identifier and the temporary verification information;

the second sending module of the proxy server is further configured to: and when the payment or shopping request is verified to be legal through the temporary verification information, acquiring the requested payment or shopping data from the payment or shopping server.

22. The system of claim 21, wherein the distribution service further comprises:

and the logout module is used for logging out the temporary verification information after the proxy server prompts that the mobile terminal logs out.

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