CN108431822B - Card processing device and automatic transaction device - Google Patents
Card processing device and automatic transaction device Download PDFInfo
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- CN108431822B CN108431822B CN201680075653.3A CN201680075653A CN108431822B CN 108431822 B CN108431822 B CN 108431822B CN 201680075653 A CN201680075653 A CN 201680075653A CN 108431822 B CN108431822 B CN 108431822B
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- 238000012545 processing Methods 0.000 title claims description 73
- 238000001514 detection method Methods 0.000 claims abstract description 114
- 238000003780 insertion Methods 0.000 claims abstract description 43
- 230000037431 insertion Effects 0.000 claims abstract description 43
- 230000010365 information processing Effects 0.000 claims abstract description 12
- 230000008859 change Effects 0.000 claims abstract description 6
- 230000005672 electromagnetic field Effects 0.000 claims abstract description 5
- 230000032258 transport Effects 0.000 claims description 21
- 238000000034 method Methods 0.000 claims description 20
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- 238000010586 diagram Methods 0.000 description 14
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- 230000006854 communication Effects 0.000 description 5
- 230000000694 effects Effects 0.000 description 3
- 230000003287 optical effect Effects 0.000 description 3
- 238000010276 construction Methods 0.000 description 2
- 238000004148 unit process Methods 0.000 description 2
- 238000004891 communication Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/08—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K13/00—Conveying record carriers from one station to another, e.g. from stack to punching mechanism
- G06K13/02—Conveying record carriers from one station to another, e.g. from stack to punching mechanism the record carrier having longitudinal dimension comparable with transverse dimension, e.g. punched card
- G06K13/06—Guiding cards; Checking correct operation of card-conveying mechanisms
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D9/00—Counting coins; Handling of coins not provided for in the other groups of this subclass
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- Artificial Intelligence (AREA)
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- Conveying Record Carriers (AREA)
Abstract
获取在磁卡中记录的磁信息或者从终端发送的基于无线电波的磁信息并进行处理。具备：开口部，成为磁卡的插入排出口；磁条检测部，配置于开口部附近，检测电磁场的变化并输出信号；磁信息读取部，读取磁信息；卡输送部，沿着与开口部相连的输送路配置，输送从开口部插入的磁卡；以及开闭器驱动部，驱动对与开口部相连的输送路进行开闭的开闭器，所述磁条检测部具备磁信息处理部，该磁信息处理部对从开口部插入的磁卡中记录的基于磁条的信号进行检测，或者对从配置在开口部附近的终端发送的基于无线电波的信号进行检测并读取通过无线电波发送的磁信息。
The magnetic information recorded in the magnetic card or the magnetic information based on radio waves transmitted from the terminal is acquired and processed. It is provided with: an opening, which becomes the insertion and discharge port of the magnetic card; a magnetic stripe detection part, which is arranged near the opening and detects the change of the electromagnetic field and outputs a signal; a magnetic information reading part, which reads the magnetic information; a conveyance path connected to the opening part is arranged to convey the magnetic card inserted through the opening; and a shutter driving part drives the shutter for opening and closing the conveyance path connected to the opening part, the magnetic stripe detection part includes a magnetic information processing part , the magnetic information processing section detects a magnetic stripe-based signal recorded in a magnetic card inserted from the opening, or detects and reads a radio wave-based signal sent from a terminal arranged near the opening to be sent by radio waves magnetic information.
Description
Technical Field
The present invention relates to a card processing device and an automatic transaction device having a wireless magnetic information reading function.
Background
A card processing device that performs information processing on a magnetic card is mounted in a transaction processing device such as an ATM (automatic teller machine). The card processing device takes a magnetic card inserted from a card insertion/ejection port into a main body, and reads magnetic information recorded in a magnetic stripe of the magnetic card by using a magnetic head inside the main body. After the transaction is completed, the magnetic card is ejected from the card insertion/ejection port in the main body.
A card insertion/ejection port of a card processing apparatus is provided with a shutter to prevent foreign matter from being inserted, and a mechanism is mounted that detects the presence or absence of a magnetic stripe of an inserted card by a magnetic stripe detection sensor of the card insertion/ejection port, opens the shutter when the magnetic stripe is present, and does not open the shutter when the magnetic stripe is absent (for example, patent document 1).
On the other hand, in some cases, the magnetic information recorded in the magnetic stripe of the magnetic card is read by the magnetic head by manually inserting the magnetic card into a magnetic card reading unit attached to the end surface of the credit card settlement terminal.
Recently, a technology called "Samsung Pay" and "Loop Pay" has been applied (for example, patent document 2), which brings a smart phone that transmits magnetic information by radio waves close to the vicinity of a magnetic card reading unit and transmits magnetic card information to a credit card settlement terminal or a card processing device by radio waves, thereby obtaining the same effect of reading data as when a magnetic card is inserted into the magnetic card reading unit or the card processing device.
Prior art documents
Patent document
Patent document 1: japanese patent laid-open publication No. 2005-44107
Patent document 2: specification of U.S. Pat. No. 8814046
Disclosure of Invention
Problems to be solved by the invention
However, in the case of transmitting magnetic information by radio waves, a magnetic head for reading the magnetic information mounted on a card processing device of an ATM is located inside the card processing device, and since radio waves do not reach, there is a problem that the magnetic information transmitted by radio waves cannot be read. On the other hand, if the output of radio waves is increased so that the radio waves reach the magnetic head inside the card processing apparatus, problems such as malfunction of the apparatus which is susceptible to other waves and the like can be expected, such as the handheld terminal transmitting the radio waves becoming large, or the battery being consumed more quickly.
In addition, in order to realize a transaction of magnetic information based on radio waves in an ATM without changing a terminal transmitting the radio waves, there is also a problem that a sensor such as a magnetic head for reading the magnetic information needs to be newly provided at a position on an ATM surface where the radio waves reach.
The present invention has been made in view of the above problems, and provides a card processing device and an automatic transaction device capable of acquiring and processing magnetic information recorded in a magnetic card or magnetic information based on radio waves transmitted from a terminal.
Means for solving the problems
In order to solve the problem, the present invention includes: an opening part which is an insertion and discharge port of the magnetic card; a magnetic stripe detection part which is arranged near the opening part and detects the change of the electromagnetic field and outputs a signal; a magnetic information processing unit that acquires a signal based on detection by the magnetic stripe detection unit and transmits the signal using radio waves, or a signal based on a magnetic stripe recorded in the magnetic card inserted from the opening unit and processes the signal as magnetic information; a card transport section that is disposed along a transport path connected to the opening section and transports the magnetic card inserted from the opening section; and a shutter driving section that drives a shutter that opens and closes a transport path connected to the opening section, wherein the magnetic stripe detection section detects a magnetic stripe-based signal recorded in the magnetic card inserted from the opening section or a radio wave-based signal transmitted from a terminal disposed in the vicinity of the opening section.
According to the above configuration, the magnetic stripe detection unit processes the magnetic stripe-based signal recorded in the magnetic card as magnetic information when detecting the magnetic stripe-based signal recorded in the magnetic card, and the magnetic stripe detection unit processes the radio wave-based signal transmitted from the terminal as magnetic information when detecting the radio wave-based signal.
Effects of the invention
According to the present invention, it is possible to acquire and process magnetic information recorded in a magnetic card or magnetic information based on radio waves transmitted from a terminal.
Drawings
Fig. 1 is a block diagram showing a configuration of a card processing device according to embodiment 1 of the present invention.
Fig. 2 is a schematic configuration diagram of the card processing apparatus according to this embodiment.
Fig. 3 is an explanatory diagram showing a configuration in the control section of the card processing apparatus.
Fig. 4 is a timing chart for explaining the operation of the magnetic stripe detection section when the magnetic card is inserted.
Fig. 5 is a schematic configuration diagram for explaining a positional relationship between a terminal and a magnetic stripe detection unit in an ATM.
Fig. 6 is an explanatory diagram for explaining operations at the time of card insertion and at the time of terminal operation.
Fig. 7 is a timing chart for explaining an operation when magnetic information is transmitted by radio waves.
Fig. 8 is a block diagram showing the configuration of a card processing device according to embodiment 2 of the present invention.
Fig. 9 is a flowchart for explaining the operation of the card processing device according to this embodiment.
Fig. 10 is an explanatory diagram for explaining operations at the time of card insertion and at the time of terminal operation.
Fig. 11 is a timing chart for explaining operations of the magnetic stripe detection unit and the card insertion detection unit when the magnetic card is inserted.
Fig. 12 is a timing chart for explaining an operation when reading magnetic information transmitted by radio waves.
Detailed Description
Hereinafter, an embodiment of the present invention will be described in detail with reference to the drawings.
(1) Embodiment 1
(1-1) construction of card processing apparatus
First, the configuration of the card processing apparatus 100 according to the present embodiment will be described with reference to fig. 1 and 2. Fig. 1 is a block diagram showing a configuration of a card processing device according to embodiment 1 of the present invention, and fig. 2 is a schematic configuration diagram of the card processing device according to this embodiment.
The card processing apparatus 100 is mounted on, for example, an atm (automatic Teller machine) installed in a financial institution. The card processing device 100 is configured as a card processing device that receives a magnetic card held by a customer, reads magnetic information recorded on the magnetic card, and receives and reads magnetic information transmitted from a terminal held by the customer.
Specifically, as shown in fig. 1, the card processing device 100 includes a main body 1 and a shutter unit 10. The main body 1 is composed of a control unit 2, a storage unit 3, a magnetic reading unit 4, a card conveyance unit 5, a card position detection sensor 6, a host interface 7, and an input/output interface 20. The input/output interface 20 is connected to the lamp 13 and the speaker 14. The shutter unit 10 includes a shutter drive unit 9 and a magnetic stripe detection unit 21.
The control unit 2 is constituted by, for example, a microcomputer (CPU), and controls the operations of the respective units. The storage unit 3 is formed of a memory and stores various kinds of information. As shown in fig. 2, the magnetic reading unit 4 includes a magnetic head 4a and a circuit (not shown) for driving the magnetic head 4a, and the magnetic head 4a is disposed to face the platen roller 4 b. The magnetic reader 4 reads magnetic information from the magnetic stripe of the magnetic card 200 by the magnetic head 4a in the main body 1.
As shown in fig. 2, the card conveying section 5 is composed of a plurality of rollers 5a, and a motor or an electric circuit (not shown) for rotating each roller 5 a. The card transport section 5 sandwiches the magnetic card 200 between the rollers 5a in the main body 1, and rotates the rollers 5a by the driving force of the motor, thereby transporting the magnetic card 200 in the reverse direction.
As shown in fig. 2, the card position detection sensor 6 is constituted by a plurality of optical sensors (including a light emitting element and a light receiving element) 6 a. The control unit 2 detects the position of the magnetic card 200 in the main body 1 based on the output state of each card position detection sensor 6. The host interface 7 is formed of a circuit for transmitting and receiving information to and from the ATM.
Next, the details of the shutter unit 10 will be described. The magnetic stripe detection unit 21 has, for example, a magnetic head, and outputs a signal by a change in an electromagnetic field at the tip of the magnetic head. At this time, the magnetic stripe detection part 21 can detect a magnetic stripe-based signal recorded in the magnetic card 200 or a radio wave-based signal transmitted from a terminal. The shutter drive unit 9 is constituted by a solenoid or an electric circuit (not shown) for opening and closing the shutter 9 a.
As shown in fig. 2, the main body 1 of the card processing apparatus 100 is coupled to the shutter unit 10. The shutter unit 10 is fixed to an opening of the plate portion 12 via the attachment unit 11. The main body 1 houses a plurality of rollers 5a belonging to the card conveyance unit 5, a plurality of optical sensors 6a belonging to the card position detection sensor 6, and a magnetic head 4a belonging to the magnetic reading unit 4. An opening 11a serving as an insertion/ejection port of the magnetic card 200 is formed in the front surface side of the mounting unit 11, and a plurality of lamps 13 are fixed thereto. A speaker 14 is disposed in the plate portion 12. The shutter unit 10 houses a shutter 9a opened and closed by the shutter drive unit 9 and a magnetic stripe detection unit 21. The shutter 9a opens and closes a conveyance path (card conveyance path) 200a connected to the opening 11a, and can prevent foreign matter from being inserted into the conveyance path 200a in the main body 1. The magnetic stripe detection unit 21 is disposed near the transport path 200a of the magnetic card 200. At this time, the card transport section 5 is disposed along the transport path 200a continuous with the opening 11a, transports the magnetic card 200 inserted from the opening 11a, and the shutter drive section 9 drives the shutter 9a that opens and closes the transport path 200a between the opening 11a and the main body 1 in the transport path 200a continuous with the opening 11 a.
(1-2) operation of magnetic card insertion
Fig. 3 is an explanatory diagram showing a configuration in the control section of the card processing apparatus. In fig. 3, when magnetic information is written in the magnetic card 200 inserted into the shutter unit 10, when a portion of the magnetic stripe of the magnetic card 200 inserted from the opening 11a of the attachment unit 11 reaches the position of the magnetic stripe detection unit 21, the magnetic stripe detection unit 21 detects the magnetic stripe of the magnetic card 200 and outputs a detection signal to the control unit 2. The control section 2 executes the magnetic stripe detection 2a for receiving the detection signal from the magnetic stripe detection section 21, and executes the shutter opening/closing process 2b on condition that the detection signal is received from the magnetic stripe detection section 21. That is, the control unit 2 opens the shutter 9a by the solenoid in the shutter drive unit 9 before the magnetic card 200 reaches the shutter 9a, and executes processing for acquiring the magnetic card 200 from the main body 1.
The magnetic card 200 acquired into the main body 1 is sandwiched between the rollers (1 st roller) 5a in the vicinity of the shutter 9a, and is conveyed from the 1 st roller 5a side rotated by the driving force of the motor to the roller (2 nd roller) 5a side in the vicinity of the magnetic head 4a, and thereafter passes through the magnetic head 4 a. At this time, the control unit 2 executes a magnetic reading process 2c for reading magnetic information written in the magnetic card 200, outputs the magnetic information written in the magnetic card 200, and executes a communication process 2d for transmitting the magnetic information to an upper-level device (ATM) via the host interface 7.
Fig. 4 is a timing chart for explaining the operation of the magnetic stripe detection section when the magnetic card is inserted. In fig. 4, magnetic information at a constant interval called a Preamble (Preamble) section is written near the front end of the magnetic stripe of the magnetic card 200, and when the magnetic card 200 inserted into the shutter unit 10 passes over the magnetic head 4a at a constant speed, the magnetic information is output from the magnetic head 4a at the same interval. However, since the ATM user inserts the magnetic card 200 into the shutter unit 10 by hand, the speed of the inserted magnetic card 200 gradually increases, and the interval of the output signal of the magnetic stripe detection unit 21 also gradually decreases. In this way, signals at different intervals are input from the magnetic stripe detection unit 21 to the control unit 2, and when the presence of a magnetic stripe is detected at time t1, the control unit 2 determines that the magnetic card 200 having a magnetic stripe is inserted into the shutter unit 10, opens the shutter 9a with the solenoid in the shutter drive unit 9, and executes processing for acquiring the magnetic card 200 into the main body 1.
(1-3) actions in receiving magnetic information based on radio waves
Fig. 5 is a schematic configuration diagram for explaining a positional relationship between a terminal and a magnetic stripe detection unit in an ATM. In fig. 5, the magnetic stripe detection unit 21 in the ATM 300 is disposed closer to the user 400 of the ATM 300 than the magnetic head 4a in the main body 1.
In the case where the user 400 of the ATM 300 uses the terminal 500 of the user 400 and transmits magnetic information by radio waves, since the magnetic head 4a in the main body 1 is far from the terminal 500 that outputs radio waves, radio waves cannot reach, and thus it is difficult to receive radio waves. On the other hand, since the magnetic stripe detection section 21 is disposed close to the surface of the ATM 300 and is close to the terminal 500 that outputs the radio wave, it is possible to easily receive the magnetic information by the radio wave.
Fig. 6 is an explanatory diagram for explaining operations at the time of card insertion and at the time of terminal operation. In fig. 6, when magnetic information is written in the magnetic card 200 inserted into the shutter unit 10, when a portion of the magnetic stripe of the magnetic card 200 inserted from the opening 11a of the attachment unit 11 reaches the position of the magnetic stripe detection unit 21, the magnetic stripe detection unit 21 detects the magnetic stripe of the magnetic card 200 and outputs a detection signal to the control unit 2. The control section 2 executes magnetic stripe detection 2a for receiving a detection signal from the magnetic stripe detection section 21, and executes shutter opening/closing processing 2b on condition that the detection signal is received from the magnetic stripe detection section 21, and opens the shutter 9a by a solenoid in the shutter drive section 9 before the magnetic card 200 reaches the shutter 9a, and executes processing for acquiring the magnetic card 200 into the main body 1. Thereafter, the control unit 2 executes a magnetic read process 2c for reading magnetic information written in the magnetic card 200, outputs the magnetic information written in the magnetic card 200, and executes a communication process 2d for transmitting the magnetic information to an upper-level device (ATM) via the host interface 7.
On the other hand, in the case where the user 400 transmits magnetic information by radio waves using the terminal 500 of the user 400, the magnetic stripe detection section 21 receives the radio waves transmitted from the terminal 500 and outputs a signal obtained from the received radio waves to the control section 2. The control unit 2 executes magnetic reading processing 2c for reading the signal output from the magnetic stripe detection unit 21 as magnetic information, outputs the magnetic information from the terminal 500, and executes communication processing 2d for transmitting the magnetic information to an upper device (ATM) via the host interface 7. At this time, the control unit 2 and the magnetic reading unit 4 function as a magnetic information processing unit that acquires a signal detected by the magnetic stripe detection unit 21 and transmitted by radio waves, or acquires a magnetic stripe-based signal recorded in the magnetic card 200 inserted into the opening 11a and processes the signal as magnetic information. In the case of the card processing, the control section 2 temporarily stops the execution of the magnetic reading processing 2c for reading the signal output from the magnetic stripe detection section 21 as magnetic information so as not to react to the radio wave from the terminal 500, outputs a sound indicating that the card processing is in progress and the signal does not react to the radio wave from the terminal 500 from the speaker 14, and lights or blinks the lamp 13. At this time, the speaker 14 and the lamp 13 function as a notification section that notifies a message indicating that processing for radio waves from the terminal 500 is stopped.
Fig. 7 is a timing chart for explaining an operation in the case of transmitting magnetic information by radio waves. In fig. 7, the preamble portion of the radio wave-based data transmitted from the terminal 500 is a constant period, and the period is not gradually increased. Therefore, when the period of the preamble portion of the signal (data) output from the magnetic stripe detection unit 21 is a constant period, the control unit 2 determines that the signal output from the magnetic stripe detection unit 21 is not a signal obtained from the magnetic stripe of the magnetic card 200 but magnetic information based on radio waves transmitted from the terminal 500, reads the signal output from the magnetic stripe detection unit 21 as magnetic information, and transmits the read magnetic information to an external device (ATM) via the host interface 7.
According to the present embodiment, it is possible to acquire and process magnetic information recorded in the magnetic card 200 or magnetic information based on radio waves transmitted from the terminal 500. In addition, according to the present embodiment, it is possible to read the magnetic information by radio waves without applying a change to the terminal 500 that transmits radio waves and without newly providing a sensor for reading the magnetic information by radio waves in the ATM 300, and it is possible to open and close the shutter 9a by the presence or absence of the magnetic stripe.
(2) Embodiment 2
(2-1) construction of card processing apparatus
Next, embodiment 2 will be explained. The configuration of the card processing apparatus 100 according to the present embodiment is the same as that of embodiment 1, and a detailed description thereof will be omitted, and the configuration and operation of a card insertion detection sensor different from those of embodiment 1 will be described in detail below. Fig. 8 is a block diagram showing the configuration of a card processing device according to embodiment 2 of the present invention.
First, the shutter unit 10 shown in fig. 8 will be described in detail. The card insertion detection unit 8 is constituted by, for example, a micro switch or an optical sensor. The magnetic stripe detection unit 21 and the shutter drive unit 9 have the same configuration as in embodiment 1, and therefore, description thereof is omitted.
(2-2) operation of magnetic card insertion
The operation in embodiment 2 based on the reading of magnetic information by magnetic card insertion or the reception of magnetic information by radio waves and the reading of magnetic information will be described with reference to fig. 9. Fig. 9 is a flowchart for explaining the operation of the card processing device according to the present embodiment.
In fig. 9, the control unit 2 monitors the output of the card insertion detection unit 8, determines whether or not card insertion is detected (S41), and determines whether or not a magnetic stripe is detected when an affirmative determination result is obtained in step S41, that is, when the card insertion detection unit 8 detects that the magnetic card 200 is inserted into the shutter unit 10 (S42). When a negative determination result is obtained in step S42, the control unit 2 returns to the process of step S41, and when an affirmative determination result is obtained in step S42, that is, when the magnetic stripe detection unit 21 detects the magnetic stripe of the magnetic card 200, the card transport process for transporting the magnetic card 200 is started (S43).
At this time, the control unit 2 opens the shutter 9a by the solenoid in the shutter drive unit 9 before the magnetic card 200 reaches the shutter 9a, and executes processing for acquiring the magnetic card 200 in the main body 1. Further, when the card insertion detection unit 8 detects the magnetic card 200, the control unit 2 may open the shutter 9a to capture the magnetic card 200 in the main body 1.
Next, the control unit 2 executes a process of reading magnetic information for reading the magnetic information written in the magnetic card 200 by the magnetic head 4a (S44), and thereafter, monitors the output of the card position detection sensor 6 to determine whether or not the rear end of the magnetic card 200 is detected (S45). The control unit 2 continues the processing of step S45 until the card position detection sensor 6 detects the rear end of the magnetic card 200, executes processing for stopping the card transport unit 5 from transporting the magnetic card 200 when the card position detection sensor 6 detects the rear end of the magnetic card 200 (S46), and then ends the processing in this program.
On the other hand, when a negative determination result is obtained in step S41, that is, when insertion of the magnetic card 200 into the shutter unit 10 is not detected by the card insertion detection section 8, the control section 2 determines whether or not magnetic data based on radio waves is received from the terminal 500 (S47). When a negative determination result is obtained in step S47, the control unit 2 returns to the process of step S41, and when an affirmative determination result is obtained in step S47, that is, when the magnetic stripe detection unit 21 receives magnetic data (magnetic information) based on radio waves from the terminal 500, executes a process of reading magnetic information for reading the magnetic information from the output signal of the magnetic stripe detection unit 21 (S48), and thereafter, ends the process under the program.
The configuration of the operation after the magnetic card 200 is acquired in the main body 1 is the same as that of embodiment 1, and therefore, the description thereof is omitted.
(2-3) actions in reading magnetic information based on radio waves
Fig. 10 is an explanatory diagram for explaining operations at the time of card insertion and at the time of terminal operation. In fig. 10, when magnetic information is written in the magnetic card 200 inserted into the shutter unit 10, if the card insertion detection unit 8 detects the magnetic card 200 inserted from the opening 11a of the attachment unit 11, a detection signal is output from the card insertion detection unit 8 to the control unit 2. The control section 2 immediately performs card insertion detection 2e in response to a detection signal from the card insertion detection section 8. Next, when the magnetic stripe detection unit 21 detects the magnetic stripe of the magnetic card 200, a detection signal is output from the magnetic stripe detection unit 21 to the control unit 2. Upon receiving the detection signal from the magnetic stripe detection unit 21, the control unit 2 executes magnetic stripe detection 2a, shutter opening/closing processing 2b on condition that the detection signal is received from the magnetic stripe detection unit 21, opens the shutter 9a with the solenoid in the shutter drive unit 9 before the magnetic card 200 reaches the shutter 9a, and executes processing for acquiring the magnetic card 200 into the main body 1. Thereafter, the control unit 2 executes a magnetic read process 2c for reading magnetic information written in the magnetic card 200, outputs the magnetic information written in the magnetic card 200, and executes a communication process 2d for transmitting the magnetic information to an upper-level device (ATM) via the host interface 7.
On the other hand, in the case where the user 400 transmits magnetic information by radio waves using the terminal 500 of the user 400, the magnetic stripe detection section 21 receives the radio waves transmitted from the terminal 500 and outputs a signal obtained from the received radio waves to the control section 2. At this time, the control section 2 does not receive the detection signal from the card insertion detection section 8, and therefore, discriminates the signal output from the magnetic stripe detection section 21 as the magnetic information obtained from the radio wave, executes the magnetic reading process 2c for reading the signal output from the magnetic stripe detection section 21, outputs the magnetic information from the terminal 500, and executes the communication process 2d for transmitting the magnetic information to the higher-order device (ATM) via the host interface 7.
Fig. 11 is a timing chart for explaining operations of the magnetic stripe detection unit and the card insertion detection unit when the magnetic card is inserted. In fig. 11, when the magnetic card 200 is inserted into the shutter unit 10, if the card insertion detection unit 8 detects the magnetic card 200 at time t1, a detection signal indicating "card present" is output from the card insertion detection unit 8 to the control unit 2. When the magnetic card 200 passes through the area of the magnetic stripe detection unit 21, a signal based on the magnetic information of the preamble recorded in the vicinity of the magnetic stripe tip of the magnetic card 200 is output from the magnetic stripe detection unit 21 to the control unit 2. At this time, since the detection signal from the card insertion detection unit 8 is a detection signal indicating "card present", the control unit 2 determines that the output signal of the magnetic stripe detection unit 21 is based on the magnetic information of the magnetic stripe, and opens the shutter 9a by the solenoid in the shutter drive unit 9 at time t2 to execute the process for acquiring the magnetic card 200 in the main body 1.
Fig. 12 is a timing chart for explaining an operation in the case of reading magnetic information based on radio waves. In fig. 12, when the preamble portion of the data transmitted from the terminal 500 by the radio wave is a constant period and the magnetic stripe detection portion 21 receives the data of the preamble portion in the data transmitted from the terminal 500 by the radio wave, a signal of the constant period is output from the magnetic stripe detection portion 21. On the other hand, when the magnetic card 200 is not inserted into the shutter unit 10, a signal indicating "no card" is output from the card insertion detection unit 8. Therefore, when receiving a signal indicating "no card" from the card insertion detection unit 8, the control unit 2 determines that the signal (data) output from the magnetic stripe detection unit 21 is a signal based on radio waves, reads the signal output from the magnetic stripe detection unit 21 as magnetic information, and transmits the read magnetic information to an external device (ATM) via the host interface 7.
According to the present embodiment, the same effect as that of embodiment 1 can be obtained, and it is possible to immediately detect that the magnetic card 200 is inserted by the card insertion detection unit 8, and also possible to immediately determine that the signal detected by the magnetic stripe detection unit 21 is the magnetic information by the radio wave transmitted from the terminal 500 when the magnetic card 200 is not detected by the card insertion detection unit 8.
The present invention is not limited to the above-described embodiments, and includes various modifications. For example, the card processing device 100 according to the above-described embodiment can be applied to an automatic transaction device. Specifically, when the automatic transaction apparatus is configured to include an input/output unit (touch panel) for inputting and outputting information, a card processing unit (card reader) for reading and processing magnetic information recorded on a magnetic card, a receipt processing unit for recording and processing information on a receipt, a cash processing unit for inputting and outputting cash (including paper money and coins), and a control unit for collectively controlling the whole and transmitting and receiving information to and from a database, the card processing unit can be equipped with the components of the card processing apparatus 100. The above-described embodiments have been described in detail to facilitate understanding of the present invention, but the present invention is not limited to the embodiments having all of the described configurations. In addition, a part of the configuration of one embodiment may be replaced with the configuration of another embodiment, and the configuration of another embodiment may be added to the configuration of one embodiment. Further, a part of the configuration of each embodiment can be added, deleted, or replaced with another configuration.
Further, for example, a part or all of the above-described configurations, functions, and the like may be realized by hardware by designing an integrated circuit or the like. Each of the above-described configurations, functions, and the like may be realized by software by interpreting and executing a program for realizing each function by a processor. Information such as programs, tables, and files for realizing the respective functions can be recorded in advance in a recording device such as a memory, a hard disk, an ssd (solid State drive), or a recording medium such as an IC card, an SD card, or a DVD.
Description of the reference numerals
1 main body, 2 control part, 4 magnetic reading part, 4a magnetic head, 5 card conveying part, 8 card insertion detecting part, 9 shutter driving part, 9a shutter, 10 shutter unit, 21 magnetic stripe detecting part, 100 card processing device, 200 magnetic card, 300 ATM, 400 ATM user, 500 terminal
Claims (7)
1. A card processing device is characterized by comprising:
an opening part which is an insertion and discharge port of the magnetic card;
a magnetic stripe detection part which is arranged near the opening part and detects the change of the electromagnetic field and outputs a signal;
a magnetic information reading unit for reading magnetic information;
a card transport section that is disposed along a transport path connected to the opening section and transports the magnetic card inserted from the opening section; and
a shutter driving section for driving a shutter for opening and closing a transport path connected to the opening section,
the magnetic stripe detection section includes a magnetic information processing section that detects a magnetic stripe-based signal recorded in the magnetic card inserted from the opening section, or detects a radio wave-based signal transmitted from a terminal disposed in the vicinity of the opening section and reads magnetic information transmitted by the radio wave,
the magnetic information processing unit determines, based on a cycle of the signal detected by the magnetic stripe detection unit, whether the magnetic information is magnetic information of a magnetic stripe recorded in the magnetic card or magnetic information transmitted from the terminal by the radio wave.
2. The card processing apparatus of claim 1,
the shutter driving unit executes a process of opening the shutter on the condition that the magnetic stripe detection unit detects a magnetic stripe-based signal recorded in the magnetic card inserted from the opening.
3. The card processing apparatus of claim 2,
in the case where the magnetic information processing unit acquires a magnetic stripe-based signal recorded in the magnetic card inserted from the opening and processes the magnetic stripe-based signal as magnetic information, the magnetic information processing unit stops processing of the signal even if the signal based on the radio wave is output from the magnetic stripe detection unit.
4. The card processing apparatus of claim 3,
the card processing device further includes a reporting unit configured to report a message indicating that processing for radio waves from the terminal is stopped when the magnetic information processing unit reads a signal based on a magnetic stripe recorded in the magnetic card and processes the signal as magnetic information.
5. A card processing device is characterized by comprising:
an opening part which is an insertion and discharge port of the magnetic card;
a magnetic stripe detection part which is arranged near the opening part and detects the change of the electromagnetic field and outputs a signal;
a magnetic information reading unit for reading magnetic information;
a card transport section that is disposed along a transport path connected to the opening section and transports the magnetic card inserted from the opening section; and
a shutter driving section for driving a shutter for opening and closing a transport path connected to the opening section,
the magnetic stripe detection section includes a magnetic information processing section that detects a magnetic stripe-based signal recorded in the magnetic card inserted from the opening section, or detects a radio wave-based signal transmitted from a terminal disposed in the vicinity of the opening section and reads magnetic information transmitted by the radio wave,
the card processing apparatus further includes a card insertion detection unit that detects the magnetic card inserted from the opening,
the magnetic information processing unit determines the magnetic information to be processed as the magnetic information of the magnetic stripe recorded in the magnetic card if the card insertion detection unit detects the magnetic card, and determines the magnetic information to be processed as the magnetic information transmitted by the radio wave if the card insertion detection unit does not detect the magnetic card.
6. The card processing apparatus of claim 5,
the shutter driving unit executes a process of opening the shutter on condition that the card insertion detection unit detects the magnetic card inserted from the opening.
7. An automatic transaction device comprising an input/output unit for inputting/outputting information, a card processing unit for reading and processing magnetic information recorded on a magnetic card, a cash processing unit for inputting/outputting cash, and a control unit for integrally controlling the whole device,
the card processing unit is mounted with the components of the card processing device according to any one of claims 1 to 6.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2016107987 | 2016-05-30 | ||
| JP2016-107987 | 2016-05-30 | ||
| PCT/JP2016/083958 WO2017208479A1 (en) | 2016-05-30 | 2016-11-16 | Card processing apparatus and automatic transaction apparatus |
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| Publication Number | Publication Date |
|---|---|
| CN108431822A CN108431822A (en) | 2018-08-21 |
| CN108431822B true CN108431822B (en) | 2021-04-09 |
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| CN201680075653.3A Active CN108431822B (en) | 2016-05-30 | 2016-11-16 | Card processing device and automatic transaction device |
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| Country | Link |
|---|---|
| JP (1) | JP6602974B2 (en) |
| KR (1) | KR102009700B1 (en) |
| CN (1) | CN108431822B (en) |
| WO (1) | WO2017208479A1 (en) |
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| JP2005044107A (en) * | 2003-07-28 | 2005-02-17 | Omron Corp | Magnetic card processor |
| CN103258373A (en) * | 2009-11-09 | 2013-08-21 | 日立欧姆龙金融系统有限公司 | Card processing apparatus |
| CN104428795A (en) * | 2012-09-05 | 2015-03-18 | 日立欧姆龙金融系统有限公司 | Magnetic recording medium reading device |
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| JP2002304643A (en) * | 2001-04-06 | 2002-10-18 | Toshiba Corp | Device for handling various kinds of media and card processor |
| JP2003108948A (en) * | 2001-09-28 | 2003-04-11 | Toshiba Corp | Card processing device |
| DE102008012231A1 (en) * | 2008-03-03 | 2009-09-10 | Wincor Nixdorf International Gmbh | Protective device, self-service terminal and method for preventing skimming on a card reader |
| US8763898B2 (en) * | 2010-03-02 | 2014-07-01 | First Data Corporation | Advanced card merge machine |
| US8814046B1 (en) * | 2013-03-14 | 2014-08-26 | Looppay Inc | System and method for a baseband nearfield magnetic stripe data transmitter |
| US20150097029A1 (en) * | 2013-10-09 | 2015-04-09 | Castles Technology Co., Ltd. | Transactional Device Having Element for Identifying Wireless Sensing |
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2016
- 2016-11-16 CN CN201680075653.3A patent/CN108431822B/en active Active
- 2016-11-16 KR KR1020187015631A patent/KR102009700B1/en active Active
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- 2016-11-16 WO PCT/JP2016/083958 patent/WO2017208479A1/en active Application Filing
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2005044107A (en) * | 2003-07-28 | 2005-02-17 | Omron Corp | Magnetic card processor |
| CN103258373A (en) * | 2009-11-09 | 2013-08-21 | 日立欧姆龙金融系统有限公司 | Card processing apparatus |
| CN104428795A (en) * | 2012-09-05 | 2015-03-18 | 日立欧姆龙金融系统有限公司 | Magnetic recording medium reading device |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2017208479A1 (en) | 2017-12-07 |
| KR20180080282A (en) | 2018-07-11 |
| JPWO2017208479A1 (en) | 2018-11-01 |
| JP6602974B2 (en) | 2019-11-06 |
| KR102009700B1 (en) | 2019-08-13 |
| CN108431822A (en) | 2018-08-21 |
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