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CN108364230A - A kind of account is withdrawn deposit method, apparatus, terminal device and storage medium - Google Patents

A kind of account is withdrawn deposit method, apparatus, terminal device and storage medium Download PDF

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Publication number
CN108364230A
CN108364230A CN201810111528.4A CN201810111528A CN108364230A CN 108364230 A CN108364230 A CN 108364230A CN 201810111528 A CN201810111528 A CN 201810111528A CN 108364230 A CN108364230 A CN 108364230A
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Prior art keywords
deposit
account
task
withdrawing
target account
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Inventor
李华敏
龙举
石志豪
杨晓满
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Shenzhen Capital Online Financial Information Service Co Ltd
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Shenzhen Capital Online Financial Information Service Co Ltd
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Priority to CN201810111528.4A priority Critical patent/CN108364230A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G10MUSICAL INSTRUMENTS; ACOUSTICS
    • G10LSPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00Speech recognition
    • G10L15/22Procedures used during a speech recognition process, e.g. man-machine dialogue
    • GPHYSICS
    • G10MUSICAL INSTRUMENTS; ACOUSTICS
    • G10LSPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00Speech recognition
    • G10L15/22Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G10L2015/223Execution procedure of a spoken command

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  • Business, Economics & Management (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
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  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Game Theory and Decision Science (AREA)
  • Operations Research (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Computational Linguistics (AREA)
  • Health & Medical Sciences (AREA)
  • Audiology, Speech & Language Pathology (AREA)
  • Human Computer Interaction (AREA)
  • Acoustics & Sound (AREA)
  • Multimedia (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to web information processing technology field, propose that a kind of account is withdrawn deposit method, apparatus, terminal device and computer storage media.The account method of withdrawing deposit includes:After logging in target account, phonetic order input by user is obtained;The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;Task of withdrawing deposit is built according to the operation information;When it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account;If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, operation of withdrawing deposit is completed by the target account.The operating process of withdrawing deposit that user can greatly be simplified using the application, improves the efficiency of withdrawing deposit of account.

Description

A kind of account is withdrawn deposit method, apparatus, terminal device and storage medium
Technical field
It withdraws deposit method, apparatus, terminal device the present invention relates to web information processing technology field more particularly to a kind of account And computer storage media.
Background technology
In financial investment field, user can generally open an account for financial transaction, such as stock, fund account. When user wants to withdraw deposit the fund in account, it is necessary first to whether can withdraw deposit on the day of inquiring the account and on the day of the account The amount of money that can be withdrawn deposit after the amount of money that can be withdrawn deposit and can withdraw deposit on the day of determination, then is withdrawn deposit by the account, is operated Process is relatively complicated, and efficiency of withdrawing deposit is low.
Invention content
In view of this, an embodiment of the present invention provides a kind of account withdraw deposit method, apparatus, terminal device and computer storage Medium can simplify the operating process of withdrawing deposit of user, and improve the efficiency that account is withdrawn deposit.
The first aspect of the embodiment of the present invention provides a kind of account and withdraws deposit method, including:
After logging in target account, phonetic order input by user is obtained;
The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;
Task of withdrawing deposit is built according to the operation information;
When it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account;
If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, by described Target account completes operation of withdrawing deposit.
The second aspect of the embodiment of the present invention provides a kind of account and withdraws deposit device, including:
Phonetic order acquisition module, for after logging in target account, obtaining phonetic order input by user;
Phonetic order identification module obtains operation information, the operation information for the phonetic order to be identified Including Withdrawal Amount;
Task of withdrawing deposit builds module, for building task of withdrawing deposit according to the operation information;
Can Withdrawal Amount enquiry module, for when it is described withdraw deposit task execution when, inquiring on the day of the target account can be with The maximum dollar amount withdrawn deposit;
It withdraws deposit module, if the maximum dollar amount for that can withdraw deposit on the day of the target account is greater than or equal to the gold of withdrawing deposit Volume then completes operation of withdrawing deposit by the target account.
The third aspect of the embodiment of the present invention provides a kind of terminal device, including memory, processor and is stored in In the memory and the computer program that can run on the processor, when the processor executes the computer program Realize as the embodiment of the present invention first aspect provide account withdraw deposit method the step of.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage Media storage has computer program, and the first aspect such as the embodiment of the present invention is realized when the computer program is executed by processor The account of offer withdraw deposit method the step of.
The embodiment of the present invention propose the account method of withdrawing deposit include:After logging in target account, language input by user is obtained Sound instructs;The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;According to described Operation information builds task of withdrawing deposit;When it is described withdraw deposit task execution when, inquire the maximum that can be withdrawn deposit on the day of the target account The amount of money;If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, pass through the mesh Mark account completes operation of withdrawing deposit.When user wants to withdraw deposit, phonetic order (for example saying " I to withdraw deposit 100,000 ") need to be only sent out, System can build task of withdrawing deposit according to the phonetic order.When this withdraws deposit task execution, system is inquired target account and is worked as automatically Its maximum dollar amount that can be withdrawn deposit, and the maximum dollar amount meet user withdraw deposit demand when complete account operation of withdrawing deposit.It can See, the application can greatly simplify the operating process of withdrawing deposit of user, and improve the efficiency of withdrawing deposit of account.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some Embodiment for those of ordinary skill in the art without having to pay creative labor, can also be according to these Attached drawing obtains other attached drawings.
Fig. 1 be a kind of account provided in an embodiment of the present invention withdraw deposit method one embodiment flow chart;
Fig. 2 be a kind of account provided in an embodiment of the present invention withdraw deposit method second embodiment flow chart;
Fig. 3 be a kind of account provided in an embodiment of the present invention withdraw deposit method third embodiment flow chart;
Fig. 4 be a kind of account provided in an embodiment of the present invention withdraw deposit device one embodiment structure chart;
Fig. 5 is a kind of schematic diagram of terminal device provided in an embodiment of the present invention.
Specific implementation mode
In being described below, for illustration and not for limitation, it is proposed that such as tool of particular system structure, technology etc Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific The present invention can also be realized in the other embodiments of details.In other situations, it omits to well-known system, device, electricity The detailed description of road and method, in case unnecessary details interferes description of the invention.
It withdraws deposit method, apparatus, terminal device and computer storage media an embodiment of the present invention provides a kind of account, it can Simplify the operating process of withdrawing deposit of user, improves the efficiency that account is withdrawn deposit.
Referring to Fig. 1, a kind of withdraw deposit one embodiment of method of account includes in the embodiment of the present invention:
101, after logging in target account, phonetic order input by user is obtained;
Goal account is some specified finance account that user possesses, such as stock or fund account, Yong Huke Withdrawing deposit the fund in target account to specified bank account, the fund in bank account can also be supplemented with money target account In family.Specifically, user can open specific APP or web applications on all kinds of terminal devices logs in the target account.User After logging in target account, specific phonetic order can be sent out, for example says " I to withdraw deposit 100,000 ", terminal system can obtain Get phonetic order input by user.
102, the phonetic order is identified, obtains operation information;
Terminal system is identified the phonetic order, is operated after getting phonetic order input by user Information, the operation information include Withdrawal Amount.System carries out semantic analysis to the phonetic order got, obtains the voice and refers to Enable corresponding operation information, such as the operation information by obtaining " I to withdraw deposit 100,000 " after semantics recognition, system would know that It is 100,000 yuan that user, which currently wants the amount of money for carrying out operation of withdrawing deposit, and withdrawing deposit,.
Further, if the phonetic order recognition failures, the account method of withdrawing deposit can also include:
(1) preset information input interface is shown;
(2) operation information input by user is obtained by described information input interface.
If phonetic order recognition failures, preset information input interface can be shown on terminal interface, such as with list Form prompt user need the information that inputs, the mode that user can input or choose in the information input interface defeated Enter necessary operation information.For example, user can select type of service to withdraw deposit in the list of some terminal display, selection carries The specific time point etc. that the existing amount of money and selection is withdrawn deposit.
103, task of withdrawing deposit is built according to the operation information;
After obtaining operation information, you can build task of withdrawing deposit according to the operation information.The task of withdrawing deposit is to pre-set Withdraw deposit the program segment of operation for executing account, the wound for task of withdrawing deposit can be triggered by the designated key word in operation information It builds, if than detecting comprising keyword " withdrawing deposit ", " 100,000 " in operation information, then it is 100,000 to carry to create Withdrawal Amount Current task.
104, when it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account;
When it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account.Terminal system Pass through the account fund situation for inquiring the target account and relevant rule of withdrawing deposit, it may be determined that on the day of the target account The maximum dollar amount that can be withdrawn deposit.If for example, the total fund of target account is 1,000,000, and the same day is without other limitations of withdrawing deposit, it is determined that The maximum dollar amount that can be withdrawn deposit on the day of target account is 1,000,000.If the total fund of target account is 1,000,000, rule of withdrawing deposit is every Its highest withdraws deposit 100,000, it is determined that the maximum dollar amount that can be withdrawn deposit on the day of target account is 100,000.If the same day, which belongs to, to withdraw deposit Date or the fund of target account be 0, it is determined that the maximum dollar amount that can be withdrawn deposit on the day of target account is 0.
105, judge whether the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount;
After the maximum dollar amount that can be withdrawn deposit on the day of determining the target account, judging on the day of the target account can be with Whether the maximum dollar amount withdrawn deposit is greater than or equal to the Withdrawal Amount.If the maximum dollar amount that can be withdrawn deposit on the day of the target account More than or equal to the Withdrawal Amount, 106 are thened follow the steps, it is no to then follow the steps 107.
106, operation of withdrawing deposit is completed by the target account;
The maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, therefore can be smooth It withdraws deposit, operation of withdrawing deposit is completed by the target account at this time.Specifically, the amount of money in the target account is equal to described withdraw deposit The fund of the amount of money is withdrawn deposit the bank account specified to user.
Further, before the operation that withdraw deposit, the process of user confirmation can also be increased.For example, passing through system Identifying code is sent to the terminal device of user, completes what a user confirmed when user inputs the identifying code and clicks the after of confirming Process.
107, operation terminates.
The maximum dollar amount that can be withdrawn deposit on the day of the target account is less than the Withdrawal Amount, therefore can not complete to withdraw deposit, At this time can direct end operation, and export corresponding prompt message, such as " account can withdraw deposit insufficient funds, withdraw deposit unsuccessfully ".
The embodiment of the present invention propose the account method of withdrawing deposit include:After logging in target account, language input by user is obtained Sound instructs;The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;According to described Operation information builds task of withdrawing deposit;When it is described withdraw deposit task execution when, inquire the maximum that can be withdrawn deposit on the day of the target account The amount of money;If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, pass through the mesh Mark account completes operation of withdrawing deposit.When user wants to withdraw deposit, phonetic order (for example saying " I to withdraw deposit 100,000 ") need to be only sent out, System can build task of withdrawing deposit according to the phonetic order.When this withdraws deposit task execution, system is inquired target account and is worked as automatically Its maximum dollar amount that can be withdrawn deposit, and the maximum dollar amount meet user withdraw deposit demand when complete account operation of withdrawing deposit.It can See, the application can greatly simplify the operating process of withdrawing deposit of user, and improve the efficiency of withdrawing deposit of account.
Referring to Fig. 2, a kind of withdraw deposit second embodiment of method of account includes in the embodiment of the present invention:
201, after logging in target account, phonetic order input by user is obtained;
202, the phonetic order is identified, obtains operation information;
Step 201 to 202 with step 101 to 102 identical, specifically can refer to the related description of step 101 to 102.
203, judge in the operation information whether to include subscription time;
After obtaining operation information, judge in the operation information whether to include subscription time.When subscription time is located at current Between after, be the information of the execution time correlation in the operation information with operation of withdrawing deposit, such as " tomorrow, the afternoon day after tomorrow, 2 months 1 Number, at 10 points in morning Friday " etc. information.Assuming that the obtained operation information of speech recognition is " I to withdraw deposit 100,000 ", then the operation is believed Breath does not include subscription time;Assuming that the obtained operation information of speech recognition is " tomorrow morning at 10, I to withdraw deposit 100,000 ", then should Operation information includes subscription time " tomorrow morning at 10 ".If including subscription time in the operation information, then follow the steps 204, it is no to then follow the steps 205.
204, the task of withdrawing deposit executed in the subscription time is built;
Include subscription time in the operation information, shows that user is not intended to carry out operation of withdrawing deposit at once, therefore build one A task of withdrawing deposit executed in the subscription time can be referred to as and preengage task of withdrawing deposit.When task is withdrawn deposit in structure reservation, need The execution time point for task of being withdrawn deposit according to the subscription time setting in operation information, this process may relate to semantic turn It changes, for example " tomorrow, the day after tomorrow " the specific date will be converted to;" morning, afternoon " specific time point will be converted to (such as by the morning Be converted to default value 10:00am), to obtain a task of withdrawing deposit executed at specific time point at exact date.
Further, after step 204, can also include:
(1) time point of the first duration sends what prompting message was extremely bound with the target account before the subscription time Terminal device, the prompting message are included in the relevant information for the task of withdrawing deposit that the subscription time executes;
(2) after sending prompting message, if the confirmation message of the user has not been obtained in the second duration, cancel The task of withdrawing deposit that the subscription time executes.
For above-mentioned steps (1), the first duration can be rationally arranged, for example be set as 30 minutes or 15 minutes.Pass through hair Send prompting message to the terminal device bound with the target account, user, which can easily be known, will execute the task of withdrawing deposit.
For above-mentioned steps (2), the second duration equally can be rationally arranged, for example be set as 5 minutes or 10 minutes, if The confirmation message of the user has not been obtained in two durations, then shows that user abandons withdrawing deposit, cancels at this time in the subscription time The task of withdrawing deposit executed.When reaching subscription time, system is not carried out the reservation cancelled and withdraws deposit task.Specifically, with Family can be sending short message verification code or directly sending the confirmation message in such a way that terminal interface is clicked and confirmed.
205, the task of withdrawing deposit executed immediately is built;
Do not include subscription time in the operation information, shows that user thinks to carry out operation of withdrawing deposit at once, therefore build one Immediately the task of withdrawing deposit executed, the task of withdrawing deposit are immediately performed after structure.
206, when it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account;
When it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account, carrying here Current task can be the task of withdrawing deposit that reservation executes, and can also be the task of withdrawing deposit executed immediately.
207, judge whether the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount;
It should be pointed out that due to there is the task of withdrawing deposit that reservation executes, (the establishment day for task of withdrawing deposit and execution day may It is different), " same day " in step 206 and 207 refers to the execution day for the task of withdrawing deposit, rather than the establishment day for task of withdrawing deposit.If The maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, thens follow the steps 208, otherwise holds Row step 209.
208, operation of withdrawing deposit is completed by the target account;
209, operation terminates.
Other related descriptions of step 206-209 are referred to step 104-107.
The embodiment of the present invention propose the account method of withdrawing deposit include:After logging in target account, language input by user is obtained Sound instructs;The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;Described in judgement Whether include subscription time in operation information;If including subscription time in the operation information, build in the subscription time The task of withdrawing deposit executed;If not including subscription time in the operation information, the task of withdrawing deposit executed immediately is built;It is carried when described When current task executes, the maximum dollar amount that can be withdrawn deposit on the day of the target account is inquired;Judging on the day of the target account can be with Whether the maximum dollar amount withdrawn deposit is greater than or equal to the Withdrawal Amount;If the maximum dollar amount that can be withdrawn deposit on the day of the target account More than or equal to the Withdrawal Amount, then operation of withdrawing deposit is completed by the target account.In the present embodiment, user both can be with The task of withdrawing deposit that structure reservation executes, can also build the task of withdrawing deposit executed immediately, one embodiment phase with the present invention Than further improving flexibility and the convenience of operation of withdrawing deposit.
Referring to Fig. 3, a kind of the withdraw deposit third embodiment of method of account includes in the embodiment of the present invention:
301, after logging in target account, phonetic order input by user is obtained;
302, the phonetic order is identified, obtains operation information;
303, task of withdrawing deposit is built according to the operation information;
304, when it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account;
305, judge whether the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount;
If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, then follow the steps 306, it is no to then follow the steps 307-308.
306, operation of withdrawing deposit is completed by the target account;
Step 301-306 is identical as step 101-106, specifically can refer to the related description of step 101-106.
307, the task of withdrawing deposit executed on the first date is built.
The maximum dollar amount that can be withdrawn deposit on the day of the target account is less than the Withdrawal Amount, can not complete operation of withdrawing deposit. The task of withdrawing deposit executed on the first date is built at this time, and first date is that nearest apart from the same day and described target account can It is greater than or equal to the date of the Withdrawal Amount with the maximum dollar amount withdrawn deposit.For example, wanting withdraw deposit 100,000, but target account on the day of user 50,000 only up to be withdrawn deposit on the day of family, the same day withdraws deposit unsuccessfully;The gold that system can be withdrawn deposit by inquiring the these last few days target account Volume found from the same day recently and 100,000 date of capable of withdrawing deposit is the day after tomorrow, then automatic structure one will be held in the day after tomorrow (i.e. the first date) Capable task of withdrawing deposit.This task of withdrawing deposit is equivalent to the task of withdrawing deposit (referring to the related description of step 204) that a reservation executes, The amount of money withdrawn deposit is 100,000, and the specific execution time point on the day of Withdrawal Date then can be arbitrarily arranged.
Further, step 308 may be replaced by:
(1) operation of withdrawing deposit that the amount of money is the maximum dollar amount is completed by the target account;
(2) withdraw deposit described in completion after operation, build the task of withdrawing deposit executed on the second date, second date for away from The maximum dollar amount that nearest from the same day and described target account can withdraw deposit is greater than or equal to the date of residual amount, the residue The amount of money is the difference of the Withdrawal Amount and Withdrawal Amount.
The maximum dollar amount that can be withdrawn deposit on the day of the target account is less than the Withdrawal Amount, still can complete one at this time Partial operation of withdrawing deposit completes the operation of withdrawing deposit that the amount of money is the maximum dollar amount by the target account.For remaining A part is withdrawn deposit operation, then by building the task completion of withdrawing deposit executed on the second date.Second date is apart from the same day Recently and the maximum dollar amount that can withdraw deposit of the target account is greater than or equal to date of residual amount, and the residual amount is The difference of the Withdrawal Amount and Withdrawal Amount.Likewise, this task of withdrawing deposit, which also corresponds to one, preengages withdrawing deposit for execution Task, the specific execution time point on the day of Withdrawal Date can be arbitrarily arranged.For example, wanting withdraw deposit 100,000, but mesh on the day of user Only up to withdraw deposit 50,000 on the day of mark account, then the same day complete 50,000 operation of withdrawing deposit.For remaining 50,000, system passes through inquiry The amount of money that the these last few days target account can withdraw deposit found from the same day recently and 50,000 or more the date of capable of withdrawing deposit is the day after tomorrow, then One task of withdrawing deposit executed in the day after tomorrow (i.e. the second date) of automatic structure.
The embodiment of the present invention propose the account method of withdrawing deposit include:After logging in target account, language input by user is obtained Sound instructs;The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;According to described Operation information builds task of withdrawing deposit;When it is described withdraw deposit task execution when, inquire the maximum that can be withdrawn deposit on the day of the target account The amount of money;If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, pass through the mesh Mark account completes operation of withdrawing deposit;If the maximum dollar amount that can be withdrawn deposit on the day of the target account is less than the Withdrawal Amount, structure It build the task of withdrawing deposit of the first date execution in.The embodiment of the present invention withdraw deposit on the day of failure in the case of, automatic structure can be at The reservation that work(is withdrawn deposit is withdrawn deposit task, compared with one embodiment of the present invention, further improves practicability and flexibility.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-mentioned each embodiment, respectively The execution sequence of process should be determined by its function and internal logic, and the implementation process without coping with the embodiment of the present invention constitutes any It limits.
It essentially describes a kind of account above to withdraw deposit method, the device that below will withdraw deposit to a kind of account is described.
Referring to Fig. 4, a kind of withdraw deposit one embodiment of device of account includes in the embodiment of the present invention:
Phonetic order acquisition module 401, for after logging in target account, obtaining phonetic order input by user;
Phonetic order identification module 402 obtains operation information, the operation for the phonetic order to be identified Information includes Withdrawal Amount;
Task of withdrawing deposit builds module 403, for building task of withdrawing deposit according to the operation information;
Can Withdrawal Amount enquiry module 404, for when it is described withdraw deposit task execution when, can on the day of inquiring the target account With the maximum dollar amount withdrawn deposit;
Module of withdrawing deposit 405, if the maximum dollar amount for that can withdraw deposit on the day of the target account is greater than or equal to described carry Amount in cash then completes operation of withdrawing deposit by the target account.
Further, the task structure module 403 of withdrawing deposit may include:
Task construction unit of withdrawing deposit is preengage, if for including subscription time in the operation information, is built described pre- It makes an appointment the task of withdrawing deposit of execution, the subscription time is located at after current time;
Instant task construction unit of withdrawing deposit, if for, comprising the subscription time, structure to be in the operation information The task of withdrawing deposit of Shi Zhihang.
The embodiment of the present invention also provides a kind of terminal device, including memory, processor and is stored in the memory In and the computer program that can run on the processor, the processor realize such as Fig. 1 when executing the computer program To Fig. 3 indicate any one account withdraw deposit method the step of.
The embodiment of the present invention also provides a kind of computer readable storage medium, and the computer-readable recording medium storage has Computer program realizes any one the account side of withdrawing deposit indicated such as Fig. 1 to Fig. 3 when the computer program is executed by processor The step of method.
Fig. 5 is the schematic diagram for the terminal device that one embodiment of the invention provides.As shown in figure 5, the terminal of the embodiment is set Standby 5 include:Processor 50, memory 51 and it is stored in the meter that can be run in the memory 51 and on the processor 50 Calculation machine program 52.The processor 50 realizes that above-mentioned each account is withdrawn deposit the embodiment of method when executing the computer program 52 In step, such as step 101 shown in FIG. 1 is to 107.Alternatively, reality when the processor 50 executes the computer program 52 Show the function of each module/unit in above-mentioned each device embodiment, such as the function of module 401 to 405 shown in Fig. 4.
The computer program 52 can be divided into one or more module/units, and one or more of modules/ Unit is stored in the memory 51, and is executed by the processor 50, to complete the present invention.One or more of moulds Block/unit can be the series of computation machine program instruction section that can complete specific function, the instruction segment by describe it is described based on Implementation procedure of the calculation machine program 52 in the terminal device 5.
The terminal device 5 can be various types of mobile phones, desktop PC, notebook, palm PC and high in the clouds The computing devices such as server.The terminal device may include, but be not limited only to, processor 50, memory 51.People in the art Member is appreciated that Fig. 5 is only the example of terminal device 5, does not constitute the restriction to terminal device 5, may include than diagram More or fewer components either combine certain components or different components, such as the terminal device 5 can also include Input-output equipment, network access equipment, bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor Deng.
The memory 51 can be the internal storage unit of the terminal device 5, such as the hard disk of terminal device 5 or interior It deposits.The memory 51 can also be to be equipped on the External memory equipment of the terminal device 5, such as the terminal device 5 Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge Deposit card (Flash Card) etc..Further, the memory 51 can also both include the storage inside list of the terminal device 5 Member also includes External memory equipment.The memory 51 is for storing needed for the computer program and the terminal device Other programs and data.The memory 51 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work( Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used It, can also be above-mentioned integrated during two or more units are integrated in one unit to be that each unit physically exists alone The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list Member, the specific name of module are also only to facilitate mutually distinguish, the protection domain being not intended to limit this application.
It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description, The specific work process of device and unit, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that lists described in conjunction with the examples disclosed in the embodiments of the present disclosure Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually It is implemented in hardware or software, depends on the specific application and design constraint of technical solution.Professional technician Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device and method can pass through others Mode is realized.For example, system embodiment described above is only schematical, for example, the division of the module or unit, Only a kind of division of logic function, formula that in actual implementation, there may be another division manner, such as multiple units or component can be with In conjunction with or be desirably integrated into another system, or some features can be ignored or not executed.Another point, it is shown or discussed Mutual coupling or direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING of device or unit or Communication connection can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product When, it can be stored in a computer read/write memory medium.Based on this understanding, the present invention realizes above-described embodiment side All or part of flow in method can also instruct relevant hardware to complete, the computer by computer program Program can be stored in a computer readable storage medium, and the computer program is when being executed by processor, it can be achieved that above-mentioned each The step of a embodiment of the method.Wherein, the computer program includes computer program code, and the computer program code can Think source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium can be with Including:Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic disc, light of the computer program code can be carried Disk, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that the computer The content that readable medium includes can carry out increase and decrease appropriate according to legislation in jurisdiction and the requirement of patent practice, such as In certain jurisdictions, according to legislation and patent practice, computer-readable medium is including being electric carrier signal and telecommunications letter Number.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although with reference to aforementioned reality Applying example, invention is explained in detail, it will be understood by those of ordinary skill in the art that:It still can be to aforementioned each Technical solution recorded in embodiment is modified or equivalent replacement of some of the technical features;And these are changed Or replace, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution should all It is included within protection scope of the present invention.

Claims (10)

  1. A kind of method 1. account is withdrawn deposit, which is characterized in that including:
    After logging in target account, phonetic order input by user is obtained;
    The phonetic order is identified, operation information is obtained, the operation information includes Withdrawal Amount;
    Task of withdrawing deposit is built according to the operation information;
    When it is described withdraw deposit task execution when, inquire the maximum dollar amount that can be withdrawn deposit on the day of the target account;
    If the maximum dollar amount that can be withdrawn deposit on the day of the target account is greater than or equal to the Withdrawal Amount, pass through the target Account completes operation of withdrawing deposit.
  2. The method 2. account as described in claim 1 is withdrawn deposit, which is characterized in that described withdrawn deposit according to operation information structure is appointed Business includes:
    If including subscription time in the operation information, the task of withdrawing deposit executed in the subscription time, the reservation are built Time is located at after current time;
    If not including the subscription time in the operation information, the task of withdrawing deposit executed immediately is built.
  3. The method 3. account as claimed in claim 2 is withdrawn deposit, which is characterized in that carried what the subscription time executed if constructing Current task, then the account method of withdrawing deposit further include:
    The time point of the first duration sends prompting message to the terminal with target account binding and sets before the subscription time Standby, the prompting message is included in the relevant information for the task of withdrawing deposit that the subscription time executes;
    After sending prompting message, if the confirmation message of the user has not been obtained in the second duration, cancel described pre- It makes an appointment the task of withdrawing deposit of execution.
  4. The method 4. account as described in claim 1 is withdrawn deposit, which is characterized in that further include:
    If the maximum dollar amount that can be withdrawn deposit on the day of the target account is less than the Withdrawal Amount, structure executes on the first date Task of withdrawing deposit, first date be apart from the same day recently and the maximum dollar amount that can withdraw deposit of the target account be more than or Equal to the date of the Withdrawal Amount.
  5. The method 5. account as described in claim 1 is withdrawn deposit, which is characterized in that further include:
    If the maximum dollar amount that can be withdrawn deposit on the day of the target account is less than the Withdrawal Amount, complete by the target account At the operation of withdrawing deposit that the amount of money is the maximum dollar amount;
    It withdraws deposit described in completion after operation, builds the task of withdrawing deposit executed on the second date, second date is apart from the same day Recently and the maximum dollar amount that can withdraw deposit of the target account is greater than or equal to date of residual amount, and the residual amount is The difference of the Withdrawal Amount and Withdrawal Amount.
  6. The method 6. account as described in any one of claim 1 to 5 is withdrawn deposit, which is characterized in that further include:
    If the phonetic order recognition failures, show preset information input interface;
    Operation information input by user is obtained by described information input interface.
  7. The device 7. a kind of account is withdrawn deposit, which is characterized in that including:
    Phonetic order acquisition module, for after logging in target account, obtaining phonetic order input by user;
    Phonetic order identification module obtains operation information, the operation information includes for the phonetic order to be identified Withdrawal Amount;
    Task of withdrawing deposit builds module, for building task of withdrawing deposit according to the operation information;
    Can Withdrawal Amount enquiry module, for when it is described withdraw deposit task execution when, can withdraw deposit on the day of inquiring the target account Maximum dollar amount;
    It withdraws deposit module, if the maximum dollar amount for that can withdraw deposit on the day of the target account is greater than or equal to the Withdrawal Amount, Operation of withdrawing deposit then is completed by the target account.
  8. The device 8. account as claimed in claim 7 is withdrawn deposit, which is characterized in that the task of withdrawing deposit builds module and includes:
    Task construction unit of withdrawing deposit is preengage, if for including subscription time in the operation information, is built in the reservation Between the task of withdrawing deposit that executes, the subscription time is located at after current time;
    Immediately task construction unit of withdrawing deposit builds and holds immediately if for not including the subscription time in the operation information Capable task of withdrawing deposit.
  9. 9. a kind of terminal device, including memory, processor and it is stored in the memory and can be on the processor The computer program of operation, which is characterized in that the processor realizes such as claim 1 to 6 when executing the computer program Any one of described in account withdraw deposit method the step of.
  10. 10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, feature to exist In realizing that account according to any one of claims 1 to 6 such as is withdrawn deposit method when the computer program is executed by processor Step.
CN201810111528.4A 2018-02-05 2018-02-05 A kind of account is withdrawn deposit method, apparatus, terminal device and storage medium Pending CN108364230A (en)

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CN201810111528.4A CN108364230A (en) 2018-02-05 2018-02-05 A kind of account is withdrawn deposit method, apparatus, terminal device and storage medium

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CN110047489A (en) * 2019-04-04 2019-07-23 科讯嘉联信息技术有限公司 A kind of household electrical appliances apply to install the method and system that the time is applied to install in scene intelligent typing
CN110782243A (en) * 2019-10-25 2020-02-11 上海德启信息科技有限公司 Account clearing method and device and electronic equipment
CN110930206A (en) * 2019-11-19 2020-03-27 广州酷狗计算机科技有限公司 Method, apparatus and storage medium for matching invoices
CN113538146A (en) * 2021-07-22 2021-10-22 上海盛付通电子支付服务有限公司 Method, apparatus, medium, and program product for free cash withdrawal

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Publication number Priority date Publication date Assignee Title
CN110047489A (en) * 2019-04-04 2019-07-23 科讯嘉联信息技术有限公司 A kind of household electrical appliances apply to install the method and system that the time is applied to install in scene intelligent typing
CN110782243A (en) * 2019-10-25 2020-02-11 上海德启信息科技有限公司 Account clearing method and device and electronic equipment
CN110930206A (en) * 2019-11-19 2020-03-27 广州酷狗计算机科技有限公司 Method, apparatus and storage medium for matching invoices
CN113538146A (en) * 2021-07-22 2021-10-22 上海盛付通电子支付服务有限公司 Method, apparatus, medium, and program product for free cash withdrawal

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Application publication date: 20180803