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CN108256843A - One kind pays out method of commerce and pays out transaction system - Google Patents

One kind pays out method of commerce and pays out transaction system Download PDF

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Publication number
CN108256843A
CN108256843A CN201810032598.0A CN201810032598A CN108256843A CN 108256843 A CN108256843 A CN 108256843A CN 201810032598 A CN201810032598 A CN 201810032598A CN 108256843 A CN108256843 A CN 108256843A
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China
Prior art keywords
transaction
processing
processing server
trading
commerce
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Granted
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CN201810032598.0A
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Chinese (zh)
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CN108256843B (en
Inventor
李计
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SHANGHAI HANYIN INFORMATION TECHNOLOGY Co Ltd
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SHANGHAI HANYIN INFORMATION TECHNOLOGY Co Ltd
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Publication of CN108256843A publication Critical patent/CN108256843A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Method of commerce is paid out the present invention provides one kind and pays out transaction system, applied to paying out in transaction, wherein, including, it pays out the transaction request that processing server-side reception client is sent and establishment forms corresponding trading order form, it pays out processing server-side and starts a main thread every a predetermined period of time, main thread creates the multiple and one-to-one sub-line journey of excess reserve account, and each sub-line journey obtains and the transaction data in the trading order form of corresponding excess reserve account relating;Transaction data processing that main thread is obtained according to each sub-line journey forms trading processing request Concurrency and send to third party's service end, handles to return to handling result to paying out processing server-side by third party's service end;Processing server-side is paid out according to returning the result, records the stateful transaction of each trading order form, and will return the result and be back to corresponding client respectively.It avoids the problem that causing to ask treatment progress obstruction, improves concurrent processing efficiency, save user corresponding with trading order form arrives the account time.

Description

One kind pays out method of commerce and pays out transaction system
Technical field
Method of commerce is paid out the present invention relates to transaction payment technical field more particularly to one kind and pays out transaction system.
Background technology
With the continuous development of electronic information, the transaction that online transaction is completed by internet is growing day by day, now several All items can merchandise on the internet, transaction mainly by ideal money complete various physical items, information service, The purchase of virtual product.
Existing transaction system, client is in on-line purchase commodity or service, before confirmation is received, the payment for goods of payment, Before you receive goods and make confirmation, it is consistently placed in the excess reserve account that the offer of trading processing server-side is provided, then Trading processing server-side is paid out by the way that (third party's service end is excess reserve bank, refers to and pays out transaction with third party's service end Processing server-side (payment mechanism) signs an agreement, provides the domestic banking financial institutions that client's excess reserve deposits pipe service, including Excess reserve Cun Guan banks and excess reserve cooperative bank) between trading processing, be then back to handling result to trading processing service Handling result is back to corresponding client by end, trading processing server-side.
Existing pay out in trading processing pattern has the following problems that trading processing server-side provides same excess reserve account Handle each transaction, processing is the mode for taking single thread, i.e., only after each transaction processing is completed, just after It is continuous that next transaction is handled, when trading volume is huge, longer processing latency will necessarily be caused, while can cause The huge pressure of system.
Invention content
For the above problem existing for trading processing is paid out in the prior art, now offer one kind, which aims at, meets more friendships Easily be carried out at the same time processing, improve concurrent processing efficiency can effectively reduce pay out handle service end system pressure pay out method of commerce And pay out transaction system.
Specific technical solution is as follows:
One kind pays out method of commerce, applied to paying out in transaction, wherein, a client is provided, one pays out processing server-side And third party's service end;
The processing server-side of paying out provides multiple excess reserve accounts, selects to initiate transaction request, institute for the client State the transaction data that transaction request includes paying out;
Include the following steps:
The transaction request is sent to and described pays out processing server-side by step S1, described client;
Step S2, described processing server-side of paying out creates to form corresponding trading order form and protect according to the transaction request It deposits, the trading order form includes the transaction data paid out;
Step S3, described processing server-side of paying out starts a main thread every a predetermined period of time;
Step S4, described main thread creates multiple sub-line journeys, and the sub-line journey is corresponded with the excess reserve account, often A sub-line journey obtains and the transaction data in the trading order form of the corresponding excess reserve account relating;
Step S5, described main thread is formed according to the transaction data processing that each sub-line journey obtains at a transaction Reason request, and trading processing request is sent to the third party's service end;
Step S6, after execution processing is asked in described third party's service end according to the trading processing, handling result is returned Processing server-side is paid out to described;
Step S7, described processing server-side of paying out is returned the result according to, records the transaction of each trading order form State, and described return the result is back to the corresponding client respectively.
Preferably, the predetermined period of time is 30 seconds.
Preferably, the processing server-side of paying out provides a data storage container, and the data storage container is storing The corresponding trading order form of the transaction request.
Preferably, the data associating unit paid out processing server-side and provide a connection data storage container, is used The trading order form is established incidence relation with the corresponding excess reserve account according to a default rule.
Preferably, the data storage container is database.
Preferably, each sub-line journey obtains all and excess reserve account and closes in the predetermined period of time The transaction data in the trading order form of connection.
Preferably, the main thread to by the transaction data in the corresponding trading order form of each sub-line journey into Row combined treatment forms the trading processing request;
Trading processing request is sent to the third party's service end and propped up by the processing server-side of paying out Trading processing is paid, to form the handling result.
Preferably, the transaction data in the transaction request includes, target account information, the amount of money of payment.
It further includes, one kind pays out transaction system, pays out transaction system and includes, client, the generation being connect with the client It pays processing server-side and pays out the third party's service end for handling server-side and connecting with described, which is characterized in that is described to pay out friendship Easy system, which is applicable in, above-mentioned pays out method of commerce.
Above-mentioned technical proposal has the following advantages that or advantageous effect:The transaction request for receiving client transmission passes through later Asynchronous process mode is preserved, and when the trading order form to transaction request is handled, a transaction is returned to client synchronization Ask the information of present, thus even if the transaction request amount in client is high and concurrent in the state of, avoiding causing please The problem for the treatment of progress is asked to block;
Simultaneously by multiple excess reserve accounts of offer, it can be sent to third party's service simultaneously by the more transaction order simultaneously End carries out out money operation, improves concurrent processing efficiency, and save user corresponding with trading order form arrives the account time.
Description of the drawings
With reference to appended attached drawing, more fully to describe the embodiment of the present invention.However, appended attached drawing be merely to illustrate and It illustrates, and is not meant to limit the scope of the invention.
Fig. 1 is a kind of flow chart for the embodiment for paying out method of commerce of the present invention;
Fig. 2 is a kind of structure diagram for paying out transaction system embodiment of the present invention.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, those of ordinary skill in the art obtained under the premise of creative work is not made it is all its His embodiment, shall fall within the protection scope of the present invention.
It should be noted that in the absence of conflict, the feature in embodiment and embodiment in the present invention can phase Mutually combination.
The invention will be further described in the following with reference to the drawings and specific embodiments, but not as limiting to the invention.
Technical scheme of the present invention includes one kind and pays out method of commerce.
A kind of embodiment for paying out method of commerce, applied to paying out in transaction a, which is characterized in that client, one are provided Pay out processing server-side and third party's service end;
It pays out processing server-side and multiple excess reserve accounts is provided, select to initiate transaction request for client, in transaction request Including the transaction data paid out;
As shown in Figure 1, include the following steps:
Step S1, transaction request is sent to by client pays out processing server-side;
Step S2, it pays out processing server-side to be created to form corresponding trading order form and preserve according to transaction request, transaction is ordered List includes the transaction data paid out, and agency service end returns to what a stateful transaction was being handled after the trading order form is formed Information terminates client and the current dialogue in agency service end to the client;
Step S3, it pays out processing server-side and starts a main thread every a predetermined period of time;
Step S4, main thread creates multiple sub-line journeys, and sub-line journey is corresponded with excess reserve account, and each sub-line journey obtains With the transaction data in the trading order form of corresponding excess reserve account relating;
Step S5, main thread forms trading processing request according to the transaction data processing that each sub-line journey obtains, and will Trading processing request is sent to third party's service end;
Step S6, third party's service end according to trading processing ask execution processing after, return handling result to pay out place Manage server-side;
Step S7, processing server-side is paid out according to returning the result, and records the stateful transaction of each trading order form, and will return As a result it is back to corresponding client respectively.
For the transaction request in the prior art, handling client, when trading volume is huge, longer place will necessarily be caused The problem of managing the stand-by period, while system huge pressure can be caused.
It is to pay out processing server-side by the way of asynchronous process first, according to the transaction request of client in the present invention The asynchronous process mode of use, creates each transaction request corresponding trading order form, and main thread after start-up, can be according to standby The multiple sub-line journeys of number of golden account are paid, excess reserve account is made to be corresponded with sub-line journey, then each sub-line journey, which obtains, corresponds to The trading order form with excess reserve account relating in transaction data, the transaction data of multiple trading order forms is combined to be formed Trading processing request is sent to third party's service end;
Third party handles the transaction data during server-side is asked according to trading processing, and execution corresponds to account processing operation, needs It is noted that third party's service end is excess reserve bank, refers to and pay out trading processing server-side (payment mechanism) signing association View provides the domestic banking financial institutions that client's excess reserve deposits pipe service, including excess reserve Cun Guan banks and excess reserve cooperation Bank.
In a kind of preferably embodiment, predetermined period of time is 30 seconds.
In above-mentioned technical proposal, predetermined period of time can self-defined setting according to demand.
In a kind of preferably embodiment, pay out processing server-side and one data storage container, data storage container are provided Corresponding trading order form is asked to store transaction.
In a kind of preferably embodiment, the data correlation that processing server-side provides a connection data storage container is paid out Unit, trading order form is established incidence relation with corresponding excess reserve account according to a default rule.
In above-mentioned technical proposal, preset trading rules refer to that it can be that transaction requestor opens industry to pay out transaction system Be engaged in trade company number, and business trade company number need to be passed to excess reserve account opening relationships, transaction requestor and pay out transaction by business trade company number System.
In a kind of preferably embodiment, data storage container is database.
In a kind of preferably embodiment, the transaction data in transaction request includes, target account information, the gold of payment Volume.
In a kind of preferably embodiment, in each sub-line journey predetermined time cycle, all and excess reserve account is obtained Transaction data in number associated trading order form.
In a kind of preferably embodiment, main thread is to by the number of deals in the corresponding trading order form of each sub-line journey Trading processing request is formed according to processing is combined;
Trading processing request is sent to the progress payment transaction processing of third party's service end by paying out processing server-side, with Form handling result.
A specific embodiment is given below to illustrate, it is assumed that excess reserve account has A, B and C tri-, main thread 3 are created according to the number of excess reserve account, such as sub-line journey a, sub-line journey b and sub-line journey c, in predetermined time cycle:
Trading order form establishment associated with excess reserve gold account A has N1;
Trading order form establishment associated with excess reserve gold account B has N2;
Trading order form establishment associated with excess reserve gold account C has N3;
The corresponding transaction data of N1, N2 and N3 trading order forms is then combined into trading processing request and is sent to by main thread Third party's service end;
Each transaction data in being asked by third party's service end trading processing is handled, it should be noted that Reality is handled by third party's service end to the account information in transaction data and the trade gold that need to be paid to transaction data Volume to target account carry out Alipay transaction to account handle, after processing is complete, will return handling result to pay out processing Server-side.
One kind is further included in technical scheme of the present invention and pays out transaction system.
As shown in Fig. 2, a kind of embodiment for paying out transaction system, pays out transaction system and includes, client 1, with client 1 The third party's service end 3 for paying out processing server-side 2 and connect with paying out processing server-side 2 of connection, wherein, pay out transaction System pays out method of commerce suitable for above-mentioned.
In above-mentioned technical proposal, pay out processing server-side 2 and receive the transaction request of the transmission of client 1 later by asynchronous Processing mode is preserved, and when the trading order form to transaction request is handled, is synchronized to client 1 and is returned to a transaction request The information of present, thus even if the transaction request amount in client 1 is high and concurrent in the state of, will not cause to ask The problem for the treatment of progress blocks;
Simultaneously by multiple excess reserve accounts of offer, can third party's service be sent to simultaneously to more transaction orders simultaneously End 3 improves concurrent processing efficiency, save user corresponding with trading order form arrives the account time into transaction payment processing.
The foregoing is merely preferred embodiments of the present invention, not thereby limit embodiments of the present invention and protection model It encloses, to those skilled in the art, should can appreciate that all with made by description of the invention and diagramatic content Equivalent replacement and obviously change obtained scheme, should all include within the scope of the present invention.

Claims (9)

1. one kind pays out method of commerce, applied to paying out in transaction, which is characterized in that provide a client, one pay out processing clothes Business end and third party's service end;
The processing server-side of paying out provides multiple excess reserve accounts, selects to initiate transaction request, the friendship for the client Easily request includes the transaction data paid out;
Include the following steps:
The transaction request is sent to and described pays out processing server-side by step S1, described client;
Step S2, described processing server-side of paying out creates to form corresponding trading order form and preserve according to the transaction request, institute State the transaction data that trading order form includes paying out;
Step S3, described processing server-side of paying out starts a main thread every a predetermined period of time;
Step S4, described main thread creates multiple sub-line journeys, and the sub-line journey is corresponded with the excess reserve account, Mei Gesuo Sub-line journey is stated to obtain and the transaction data in the trading order form of the corresponding excess reserve account relating;
Step S5, described main thread forms a trading processing according to the transaction data processing that each sub-line journey obtains please It asks, and trading processing request is sent to the third party's service end;
Step S6, after execution processing is asked in described third party's service end according to the trading processing, handling result is returned to institute It states and pays out processing server-side;
Step S7, described processing server-side of paying out is returned the result according to, records the stateful transaction of each trading order form, And described return the result is back to the corresponding client respectively.
2. according to claim 1 pay out method of commerce, which is characterized in that the predetermined period of time is 30 seconds.
3. according to claim 1 pay out method of commerce, which is characterized in that the processing server-side of paying out provides a data Storage container, the data storage container is storing the corresponding trading order form of the transaction request.
4. according to claim 3 pay out method of commerce, which is characterized in that the processing server-side of paying out provides a connection The data associating unit of the data storage container, to according to a default rule by the trading order form with it is corresponding described Excess reserve account establishes incidence relation.
5. according to claim 3 pay out method of commerce, which is characterized in that the data storage container is database.
6. according to claim 3 pay out method of commerce, which is characterized in that each sub-line journey is in the predetermined time In period, the transaction data in all trading order forms with the excess reserve account relating is obtained.
7. according to claim 6 pay out method of commerce, which is characterized in that the main thread is to by each sub-line journey pair The transaction data in the trading order form answered is combined processing and forms the trading processing request;
Trading processing request is sent to the third party's service end and carries out payment friendship by the processing server-side of paying out It is disposable, to form the handling result.
8. according to claim 1 pay out method of commerce, which is characterized in that the transaction data package in the transaction request It includes, target account information, the amount of money of payment.
9. one kind pays out transaction system, pay out transaction system and include, client, what is connect with the client pays out processing service It holds and pays out the third party's service end for handling server-side and connecting with described, which is characterized in that the transaction system of paying out is applicable in Method of commerce is paid out according to any one of claims 1-8.
CN201810032598.0A 2018-01-12 2018-01-12 Payment-instead transaction method and payment-instead transaction system Active CN108256843B (en)

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CN110473110A (en) * 2019-07-05 2019-11-19 中国平安人寿保险股份有限公司 A kind of data processing method, device, readable storage medium storing program for executing and terminal device
CN110955670A (en) * 2019-10-30 2020-04-03 成都摩宝网络科技有限公司 Payment transaction data consistency control method and system based on distributed transaction
CN113095935A (en) * 2021-03-16 2021-07-09 深圳华锐金融技术股份有限公司 Transaction order processing method and device, computer equipment and storage medium
CN114971608A (en) * 2022-06-09 2022-08-30 中国银行股份有限公司 Payment method and device based on third party authorization
CN115713420A (en) * 2023-01-09 2023-02-24 北京万赋互联网科技集团有限公司 Data transmission method for flexibly employing labor service platform to pay and collect

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CN110955670A (en) * 2019-10-30 2020-04-03 成都摩宝网络科技有限公司 Payment transaction data consistency control method and system based on distributed transaction
CN113095935A (en) * 2021-03-16 2021-07-09 深圳华锐金融技术股份有限公司 Transaction order processing method and device, computer equipment and storage medium
CN114971608A (en) * 2022-06-09 2022-08-30 中国银行股份有限公司 Payment method and device based on third party authorization
CN115713420A (en) * 2023-01-09 2023-02-24 北京万赋互联网科技集团有限公司 Data transmission method for flexibly employing labor service platform to pay and collect

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