CN107993118A

CN107993118A - A kind of method based on shared system association user information

Info

Publication number: CN107993118A
Application number: CN201711059771.8A
Authority: CN
Inventors: 邢伟华
Original assignee: Zhejiang Shengdi Iot Technology Co Ltd
Current assignee: Zhejiang Shengdi Iot Technology Co Ltd
Priority date: 2017-11-01
Filing date: 2017-11-01
Publication date: 2018-05-04

Abstract

The present invention relates to a kind of method based on shared system association user information, including：According to the first user information of input, purchase information relevant with first user information or demand information are obtained, the purchase information includes including and the 3rd relevant payment information of user information with the relevant payment information of second user information, the demand information；If receiving purchase information relevant with first user information or the confirmation message of demand information, first user information is associated with the second user based on the shared accounting system or first user and the 3rd user-association are formed into associated user information；The counter fund of first user account is included in the account of the second user based on the associated user information and the payment information or the counter fund of the 3rd user account is included in first user account by the shared accounting system.The present invention can improve the Internet of Things effect of product/service information.

Description

Method for associating user information based on sharing system

Technical Field

The technical scheme of the invention relates to the technical field of computers, in particular to a method for associating user information based on a sharing system.

Background

Under the large background of smart city construction, the networking transformation of city construction and the Internet of things requires huge capital investment, and the water supply, gas supply and heat supply public utilities are weak enterprises in capital strength, and the large-area intelligent capital shortage is an industry pain point. In the prior art, the product and service of a city do not realize the Internet of things, the product and service requirements and the purchasing link of the product and the service are all split, the information utilization rate is low on the fund information, the product information, the service information and the user information, and the effect of Internet of things is not generated.

Disclosure of Invention

The technical problem solved by the technical scheme of the invention is how to improve the internet of things effect of the product/service information and realize the improvement of the information utilization rate, thereby reducing the product/service internet of things cost.

In order to solve the above technical problem, a technical solution of the present invention provides a method for associating user information based on a sharing system, where the sharing system includes: the account number sharing accounting system comprises: a first user account, a second user account, and a third user account; the method comprises the following steps:

according to input first user information, obtaining purchase information or demand information related to the first user information, wherein the purchase information comprises payment information related to second user information, and the demand information comprises payment information related to third user information;

if confirmation information of purchase information or demand information related to the first user information is received, associating the first user information with the second user or associating the first user with a third user to form associated user information based on the shared billing system;

the shared billing system transfers funds corresponding to the first user account to the second user account or transfers funds corresponding to the third user account to the first user account based on the associated user information and the payment information.

Optionally, the shared account billing system includes: a primary account; the method further comprises the following steps:

transferring the funds in the main account to a financial institution fund account according to a financial transfer-out instruction input by a user;

reducing the fund of the user account according to the fund transferred from the main account to the fund account of the financial institution according to the financial transfer instruction; or,

transferring the funds in the financial institution fund account to the primary account according to a financial transfer instruction input by a user;

and increasing the fund of the user account according to the fund transferred from the financial institution fund account to the primary account according to the financial transfer instruction.

Optionally, the method for associating user information based on a shared system further includes:

sending a confirmation request to a second user end according to the purchase information input by the first user end;

if the second user end confirms the purchase information, sending confirmation information related to the purchase information to the first user end;

and sending confirmation information to the third user end according to the requirement information input by the third user end received by the first user end.

Optionally, associating the first user information with the second user or associating the first user with a third user includes:

waiting for a fund transfer-out instruction input by a first user end according to the first user information and the second user information based on the confirmation information related to the purchase information; or,

and waiting for a fund transfer-out instruction input by a third user end according to the first user information and the third user information based on the confirmation information related to the demand information.

Optionally, the shared billing system transfers the corresponding funds of the first user account into the second user account or transfers the corresponding funds of the third user account into the first user account based on the associated user information and the payment information includes:

transferring the corresponding fund of the first user account into the account of the second user according to the fund transfer-out instruction input by the first user end, and waiting for a fund transfer confirmation instruction input by the second user end;

and transferring the corresponding fund of the third user account into the first user account according to the fund transfer-out instruction input by the third user, and waiting for a fund transfer confirmation instruction input by the first user terminal.

Optionally, the first user account is a primary account of the shared account billing system, and the financial institution fund account is a financial institution fund account that the first user has on an external system.

Optionally, the transferring out the funds in the primary account to the financial institution funds account according to the financial transfer-out instruction input by the user includes: transferring the funds in the primary account to the financial institution fund account according to a financial transfer-out instruction input by a first user;

the transferring the funds in the financial institution fund account to the primary account according to the financial transfer instruction input by the user comprises the following steps: and transferring the funds in the financial institution fund account to the primary account according to a financial transfer instruction input by the first user.

initiating event information based on first user information, wherein the event information comprises related purchase request information or demand request information;

the obtaining purchase information or demand information related to the first user information includes:

and obtaining the purchase information or the demand information related to the first user information based on the purchase request information or the demand request information in the first user information initiating event information.

Optionally, the event information includes: product events and service events; the product events include: request information for purchasing a product or request information for manufacturing a product, and the service event includes request information for purchasing a service or request information for providing a service.

Optionally, the sharing system further includes: the system comprises a self-service account generation system, a self-service transfer operation system, an internal settlement tax closing system, a technical standard quality inspection guarantee management system and an investment equity gain system.

The technical scheme of the invention at least comprises the following beneficial effects:

according to the technical scheme, the integrated realization of purchasing and demand is realized through a sharing system among users, the purchasing information and the demand information of the users are effectively utilized, the information use is global, the matching of the purchasing information and the demand information of the users is integrated, and the correlation of the user information among the users is realized, so that the urban Internet of things of the product and service purchasing and demand of the users is realized, and the optimization of the intelligent achievement and the scope of the urban Internet of things is promoted.

The technical scheme of the invention can realize zero purchasing cost, zero inventory, zero selling cost, low management cost, zero financial cost and zero transaction cost in the manufacturing industry, and the popularization of the technical scheme can fundamentally solve a plurality of problems which are difficult to solve and exist in national micro economy and can have great influence on the development of the national economy and the society.

The purchase and demand of products and services can realize the integration of manufacture or release of users, and the sharing system comprises a system which is formed by a demand user (namely the first user) opening a legal account number in a bank, a self-service account number generation system, a self-service transfer operation system, an internal settlement and tax closing system, a technical standard quality inspection guarantee management system, an investment equity gain system and the like. The economic activities of all units or individuals in the system are realized in the platform, settlement and tax settlement are automatically realized through the platform system, only one conventional bank is transferred into a channel, and funds transferred from the shared account are authorized to be executed by the bank through the shared account accounting system in a conventional mode. By adopting the shared account number operation system, the system can realize zero purchasing cost, zero inventory, zero selling cost, low management cost, zero financial cost and zero transaction cost, and reduce the system cost of the operation of the Internet of things.

Drawings

Other features, objects and advantages of the invention will become more apparent upon reading of the detailed description of non-limiting embodiments with reference to the following drawings:

fig. 1 is a schematic flow chart of a method for associating user information based on a sharing system according to a technical solution of the present invention;

fig. 2 is a schematic flow chart of another method for associating user information based on a sharing system according to the present invention;

FIG. 3 is a schematic view of the flow rate detecting section of the water sensor according to the present embodiment;

FIG. 4 is a schematic view of the operation of the water level sensor according to the present embodiment;

fig. 5 is a schematic diagram of a signal relationship between a shared account billing system and a bank according to the technical solution of the present invention;

FIG. 6 is a diagram illustrating a relationship between business parties or personnel on the upstream and downstream sides of a conventional manufacturing industry;

fig. 7 is a schematic diagram illustrating a relationship among logistics, fund flow, tax flow and instruction flow of a shared account billing system platform according to the present invention;

FIG. 8 is a schematic view of a vendor fission upstream enterprise entry interface in accordance with an aspect of the present invention;

FIG. 9 is a schematic diagram of a dynamic stock right query system interface according to an embodiment of the present invention;

FIG. 10 is a schematic diagram of a self-service transfer system interface according to aspects of the present invention;

FIG. 11 is a schematic view of a vendor fission employee entry interface in accordance with an aspect of the present invention;

FIG. 12 is a schematic diagram of an electronic commerce internal forwarding scheme in accordance with the present invention;

FIG. 13 is a perspective view of a platform and external communication according to the present invention;

fig. 14 is a schematic view of a biometric authentication method according to an embodiment of the present invention.

Detailed Description

In order to better and clearly show the technical scheme of the invention, the invention is further described with reference to the attached drawings.

A method for associating user information based on a sharing system as described in fig. 1, the sharing system comprising: the account number sharing accounting system comprises: a first user account, a second user account, and a third user account; the method comprises the following steps:

step S100, obtaining purchase information or demand information related to first user information according to input first user information, wherein the purchase information comprises payment information related to second user information, and the demand information comprises payment information related to third user information;

step S101, if confirmation information of purchase information or demand information related to the first user information is received, associating the first user information with the second user or associating the first user with a third user to form associated user information based on the shared accounting system;

step S102, the shared accounting system transfers the corresponding fund of the first user account into the account of the second user or transfers the corresponding fund of the third user account into the first user account based on the associated user information and the payment information.

The shared account accounting system related to the method comprises the following steps: a primary account; according to an example of the technical solution of the present invention, the fund setting process of transferring out and transferring in the external financial institution account in the technical solution of the present invention to realize the change of the unified financial institution account or the change of the fund, and according to the method process steps shown in fig. 1, as additional process steps of the above method, the method further includes the following steps:

And inside the shared account number accounting system, the internal fund flow of the accounts among the users is realized, and the unified payment is realized.

As an additional process step of the above process steps in the technical solution of the present invention, an example of the technical solution of the present invention further includes a scheme for specifically issuing and confirming confirmation information of purchase information and demand information between users, and the technical solution of the present invention further includes the following process steps:

According to the process steps of the technical solution of the present invention, the purchase information may be a price of a purchased product or service, a description of the product or service, a purchase request, and the like, which are input by the first user, the confirmation information corresponding to the purchase information includes information for confirming the price of the product or service, the description of the product or service, the purchase request, and the like, the confirmation information includes confirmation of all purchase information, and the purchase information may be changed and reconfirmed by changing the purchase information between the first user and the second user in the confirmation process.

Similarly, the requirement information may be purchase information input by a third user received by the first user, the purchase information input by the third user is similar to the purchase information input by the first user, and the confirmation information input by the first user corresponding to the requirement information input by the third user is also similar to the confirmation information provided by the second user.

According to the invention of the technical solution of the present invention, further, the associating the first user information with the second user or associating the first user with a third user includes:

According to the steps of the technical solution of the present invention, the step of the shared accounting system transferring the corresponding fund of the first user account into the account of the second user or transferring the corresponding fund of the third user account into the first user account based on the associated user information and the payment information further comprises:

It should be noted that, in a variation of the technical solution of the present invention, the first user is a requesting party of the sharing system, and for each requesting party, there may be an account of the external financial institution and a primary account of the sharing account system, specifically:

the first user account is a primary account of the shared account billing system, and the financial institution funds account is a financial institution funds account that the first user has on an external system.

Further, the transferring the funds in the primary account to the financial institution funds account according to the financial transfer instruction input by the user comprises: transferring the funds in the primary account to the financial institution fund account according to a financial transfer-out instruction input by a first user;

In another variation of the technical solution of the present invention, with reference to the flowchart of the method shown in fig. 2, the method for associating user information based on a shared system according to the technical solution of the present invention further includes:

step S200, initiating event information based on first user information, wherein the event information comprises related purchase request information or demand request information;

step S201, obtaining purchase information or demand information related to first user information based on purchase request information or demand request information in first user information initiating event information, wherein the purchase information comprises payment information related to second user information, and the demand information comprises payment information related to third user information;

step S202, if confirmation information of purchase information or demand information related to the first user information is received, associating the first user information with the second user or associating the first user with a third user to form associated user information based on the shared accounting system;

step S203, the shared accounting system transfers the corresponding fund of the first user account into the account of the second user or transfers the corresponding fund of the third user account into the first user account based on the associated user information and the payment information.

According to the above technical solution, the event information may specifically include: product events and service events; the product events include: request information for purchasing a product or request information for manufacturing a product, and the service event includes request information for purchasing a service or request information for providing a service. In one event information, there may be a plurality of ordering parties or a plurality of demand parties, a first user as a holder of a primary account holds the primary account based on issuing the event information, and since the event information includes ordering information and demand information about products or services, the first user may issue the event information based on input request information or acceptance request information, so that a second user confirms the ordering information for manufacturing products or providing services in the event information, or may accept and confirm demand information of products or services in the event information from a third user.

In addition, the sharing system according to the technical solution of the present invention may further include: the system comprises a self-service account generation system, a self-service transfer operation system, an internal settlement tax closing system, a technical standard quality inspection guarantee management system and an investment equity gain system.

The self-service account generation system is used for generating a user account used by the shared account system according to the registration request of the user;

the self-service transfer account operating system is used for transferring funds between user accounts or transferring the funds between the associated users based on user requests;

the internal settlement and tax settlement system is used for generating a tax payment relation between a tax payer and a tax authority (official) user according to purchase information or demand information and payment conditions of the user, and the specific method flow steps can refer to the following flows:

initiating event information based on tax party user information, wherein the event information comprises tax payment information;

acquiring tax payment information related to the tax party user information based on tax payment information in the tax party user information initiating event information, wherein the tax party user information comprises payment information related to tax payer information;

if the confirmation information of the tax payer relevant to the tax side user information is received, associating the tax side user information with the tax payer information based on the shared accounting system;

and the shared accounting system transfers the corresponding funds of the tax payer account into the tax side user account based on the associated user information and the payment information related to the tax payer information.

The above process is similar to the above process of the present invention.

The internal implementation flows of the technical standard quality inspection guarantee management system and the investment equity gain system are similar to the flows, but the related users of the technical standard quality inspection guarantee management system are manufacturing demanders and technical supervisors, the manufacturing demanders have service requirements for providing technical guarantee management and supervision for the technical supervisors, and the purchase information comprises: purchasing a service for technical supervision; for the investment equity gain system, associating users includes: the purchasing information of the investor and the invested enterprise comprises: the investor purchases the stock right of the enterprise side, and the demand information comprises: the investor obtains income and the like based on the equity, and aiming at the investment equity gain system, the investor may also relate to other associated users, such as a financial product purchaser, the associated users also comprise the financial product purchaser and the investor, and the purchase information comprises: the financial product purchaser purchases a financial product of the investor, and the demand information includes: and the financial product purchaser asks the investor for bonus based on the financial product, and the like.

In fact, based on the event information initiated by the first user, there may be a plurality of corresponding second users and third users, and there may be a plurality of purchase information or a plurality of demand information in the event information.

Other process steps of the technical scheme of the invention are not detailed here.

Specific features based on the technical solution of the present invention include the following, which can be combined with the schematic diagrams of fig. 5 to 12, where fig. 5 is a schematic diagram of a signal relationship between a shared account billing system and a bank according to the technical solution of the present invention; FIG. 6 is a diagram illustrating a relationship between business parties or personnel on the upstream and downstream sides of a conventional manufacturing industry; fig. 7 is a schematic diagram illustrating a relationship among logistics, fund flow, tax flow and instruction flow of a shared account billing system platform according to the present invention; FIG. 8 is a schematic view of a vendor fission upstream enterprise entry interface in accordance with an aspect of the present invention; FIG. 9 is a schematic diagram of a dynamic stock right query system interface according to an embodiment of the present invention; FIG. 10 is a schematic diagram of a self-service transfer system interface according to aspects of the present invention; FIG. 11 is a schematic view of a vendor fission employee entry interface in accordance with an aspect of the present invention; fig. 12 is a schematic diagram of an e-commerce internal forwarding scheme according to the present invention.

Specifically, the technical scheme of the invention further comprises the following technical means:

1. initiating a demand

The 'fixed-volume marketing' is the basic characteristic of market economy, but in practice for decades, the 'planning economy' is advocated, the market is in periodic fluctuation according to the demand, and people go to do the market with the demand, so that the productivity is surplus, which causes malignant competition, product quality reduction, trade morality decline and enterprise benefit reduction. The subsequent production capacity is removed, the market demand is short, the cost is increased, the product cost is increased, and the profit is further compressed. Therefore, no matter the production is "fixed by sale", or the structural reform is performed on the supply side, or the capacity is removed, because the fluctuating period exceeds the reaction period of the enterprise to the market, uncertain phenomena such as stock backlog, material waste, market shortage and the like occur.

The shared account billing system can realize accurate positioning and fine operation. For example: a number of "water sensor" products are required, one of the initiating needs.

2. Fusion of enterprises

And the seller or the server enters a shared account billing system platform through the terminal according to a bid inviting principle, and self-service operation is performed to generate a sub-account so as to obtain participation qualification and contract.

And after the self-service unit enters, injecting specified transfer test funds into the generated sub-account, generating a contract and a financial electronic certificate by the system, and enabling the dynamic stock right inquiry system and the self-service transfer system to take effect.

The sub-account owner can operate the dynamic stock right inquiry system and the self-service transfer system in a self-service mode according to needs, funds of the input account or funds transferred from the internal account to the sub-account can be transferred at any time, and corresponding electronic contracts and electronic financial certificates are invalid.

With the increasing demand of the initiation, the total amount of the enterprises gathered on the platform is increased, and fusion-quantity-change integration is realizedTransfer test dynamic incremental fund increase。

Similarly, the constructor, the demander, the government, etc. of the project will generate an account number on the platform, and remit into the construction fund or the guide fund.

3. Fission of enterprise

According to the bidding principle, the same type of enterprises are equal in status and all have the right to participate in the supply of projects, but the participation units are automatically sorted on the platform according to the fission indexes and other related indexes of the enterprises and participate in the engineering construction according to the sorting.

According to the principle that materials or products or services are decomposed into an element level, a material level and an employee level, a seller of a bidding enterprise needs to carry out maximum decomposition on the enterprises upstream of the products or services. The decomposition is data-entered by the seller according to the material source of the product manufacture according to a system platform autolist.

In view of the decomposition of the vendor upstream enterprise, the decomposition of the product, and possibly the commercial secrets or technical secrets involved, the system implements the disclosure and non-disclosure of information according to the annotations in the options of whether to disclose the platform, either set by the vendor, or set by the upstream enterprise.

After the seller completes the decomposition and entry of the upstream enterprise production raw materials and parts on the platform, a notification system is generated, and the upstream enterprise can verify the login platform through a mobile phone and confirm the technology, standard and quality inspection of the seller data and whether the platform is open or not.

And when the upstream enterprise confirms the data input by the downstream enterprise on the platform, the corresponding sub-account is automatically generated.

After the upstream fissile enterprise generates the sub-account, the testing fund can be imported according to the rule, the system generates an electronic contract and a financial certificate, the equity inquiry system and the transfer system can be started, the belonging fund can be transferred out at any time, and once the electronic contract or the electronic certificate is transferred out, the electronic contract or the electronic certificate is invalid.

The upstream enterprise continues to fission its own upstream enterprise according to rules until it breaks down into "element level", "material level", "personal", or higher level subdivisions.

The fissionable and decomposed enterprises have only a logistics relationship with downstream enterprises, and realize a point-to-point settlement and tax settlement relationship with the platform buyer fund system.

No matter the buyer or the constructor, the seller or the upstream enterprise, the corresponding staff are subjected to platform registration according to requirements to generate a personal account number, so that salary transfer in the platform can be realized, the labor cost can be decomposed, and the buyer fund transfers the labor cost according to the relevant data. And all related personnel can verify through the registered mobile phone, confirm the account number and change the password, and take over the account number.

4. Platform tie-up

According to the demands of the buyers, the sellers and upstream relations of the sellers are realized to realize ' point-to-point ' fund payment ' -the transfer of ' electronic data ' only in the platform.

The data transfer of the fund ownership in the platform can not cause the change of the total fund amount of the enterprise account which is required for initiation, the total fund amount of the leading enterprise account can be decreased only when the enterprise transfers the fund to the outside of the platform through the transfer system, otherwise, the total fund amount can be increased when the fund is remitted into the account.

The balance of funds in the platform is accompanied with the occurrence of value-added tax tickets, and the tax balance in the platform is realized, so that repeated tax adding and superimposed tax adding of the traditional operation mode are avoided.

5. Incremental investment

A huge enterprise team generated by fusion and fission forms a larger enterprise system, and the total capital amount of the enterprise system can reach over trillion levels.

The value of each sub-account can be increased by the fund and the generated interest stored in the Chinese people bank, and the details can be inquired through a dynamic equity system.

And (3) initiating a professional investment team established by a demand enterprise, carrying out robust investment, such as short-term loan and debt among banks, national major infrastructure construction, military construction and the like, and high-tech PE (provider edge) according to research and evaluation data of technical departments, thereby generating platform sub-account gain, periodically distributing earnings by sub-accounts according to the amount of stocks in unit time of capital, and displaying earnings details in a dynamic equity inquiry system.

For public utility electricity, water and gas heat, the electricity, water, gas and heat expenses of the user are directly compensated by profits according to the residual amount of the personal sub-account, and the burden of the masses is reduced from reduction to avoidance.

The platform bears the investment of financing and investment, supports the national high-tech development and the investment of civil enterprises and manufacturing industries with development prospects, and solves the problem that medium and small enterprises are difficult to finance and are high in price.

6. Electronic commerce

Huge enterprise groups and business groups formed by fusion and fission realized by initiating demands and large-scale gathering of employees by further fission are realized.

The platform is open to the whole society, and any unit or person can enter the platform through self-service operation, so that the sub-account number of the platform reaches hundred million levels.

The large sub-account groups form a 'platform settlement relation' of the sub-account belonged people, anyone purchases goods and consumes in related units without using cash, bank cards, third-party payment, unions of bank and internet, and the settlement and tax of electronic data in the platform can be realized through identity verification, face swiping matched fingerprint or password verification or mobile phone short message verification, so that the financial payment cost is zero.

The combination of the internet of things sensor and the entrance of intelligent logistics, power supply, water supply, gas, telecommunication and logistics enterprises enables consumers to automatically finish settlement and tax settlement in a platform, and intelligent consumption and service are achieved.

The technology, standard and quality inspection system of the platform can monitor all the commodities and services, prevent and avoid the counterfeit goods from going across and maintain the rights and interests of both parties of the transaction.

7. Commanding and dispatching

Economic activities in the system can be automatically completed by a system platform, but the initiation of demand and quality control, periodic control, logistics scheduling and the like is realized by a powerful instruction team.

The method is characterized in that a main enterprise unit with requirements is initiated, besides a professional financial investment team, an accurate military management team is built, operation management is carried out in a management mode of a military team, and a commercial moral system is remodeled while scientific planning and scheduling are achieved.

The command scheduling system established by the leading unit of the initiating demand enterprise is classified according to three major industries of the country, network communication is added to form four management aspects, and a vertical management system is established according to a army level management mode and is dispersed to all industries of the country, so that the command scheduling system is served for establishing an efficient industry development system.

The method comprises the following steps that a leading unit of an initiating demand enterprise establishes a technical institute, a standard institute and a quality inspection institute, and technical evaluation is carried out on materials and services initiating demand; combing and screening various national standards and industrial standards, and formulating group standards and implementation except for mandatory standards; and (4) carrying out quality detection and evaluation on products related to the platform.

A specific example of a method of associating user information based on a shared system based on the manufacturing needs of a water sensing device (i.e., a water sensor as shown in fig. 3 and 4) issued by a first user:

aiming at the problem of fund shortage in large-area intelligent reconstruction of a water quantity measuring device and a water meter, the invention provides the water quantity sensor which can be used for measuring water quantity and monitoring the flow of an underground pipe network.

The water quantity sensor comprises a metal support provided with a resistance strain gauge, a pressure sensor, a temperature sensor, a shell, a flow rate probe, a valve driving device, a battery, a control circuit, a shell protection structure and the like, wherein the temperature sensor, the resistance strain gauge and the pressure sensor are respectively basic sensors for measuring the temperature, the flow rate and the pressure of liquid flowing through the flow rate probe, a corrugated pipe, a spring framework and the metal support with the resistance strain gauge are sequentially arranged in a cavity of the shell from outside to inside, the corrugated pipe is sleeved on the outer wall of the spring framework, one end of the metal support is connected with the flow rate probe, the flow rate probe is positioned outside the shell and is suspended, the resistance strain gauge, the pressure sensor and the temperature sensor are respectively connected with the control circuit through lead wires, and the flow rate and time operation auxiliary pressure and temperature parameter correction are carried out through a, and communicate with the internet of things cloud platform through the NB-IoT. According to the technical scheme of manufacturing and releasing the water sensor, software comprises a billing system, a self-service account generation system, a self-service transfer operation system, an internal settlement and tax closing system, a technical standard quality inspection guarantee management system, an investment equity gain system and the like, wherein a sharing initiating demand unit sets legal accounts in a bank. The economic activities of all units or individuals in the system are realized in the platform, settlement and tax settlement are automatically realized through the platform system, only one conventional bank is transferred into a channel, and funds transferred from the shared account are authorized to be executed by the bank through the shared account accounting system in a conventional mode.

Referring to fig. 3, in conjunction with fig. 4, the labeled contents in the figure are: 1.0 metal support, 1.1 resistance strain gauge, 1.2 wire inlet holes, 1.4 wire outlet and 1.5 locking nut; 2.0 metal tensile pipe, 2.1 pressure sensor, 2.2 temperature sensor, 2.3 compact heap. 3.0 corrugated pipe, 3.1 closing surface; 4.0 spring skeleton; 5.0 shell, 5.1 sealing cover, 5.2 sealing ring, 5.3 mounting thread, 5.4 external gear, 5.5 mounting sealing ring and 5.6 sealing washer; 6.0 flow rate probe; 7.0 cover body, 7.1 end cover, 7.2 rubber seal ring; the valve comprises a 8.0 valve shell, a 8.1 valve shell cover, a 8.2 outer sealing ring, a 8.3 valve, a 8.4 valve ball ring and a 8.5 inner sealing ring; 9.0 motor, 9.1 master gear, 10 control circuit, 11 batteries. 0.0 water inlet end and 0.1 water outlet end.

Fig. 3 and 4 show a water quantity sensor, which comprises a metal support 1.0 provided with a resistance strain gauge 1.1, a pressure sensor 2.1, a temperature sensor 2.2, a shell 5.0 and a flow velocity probe 6.0, wherein the resistance strain gauge 1.1 is installed in a groove at the upper part of the metal support 1.0, the temperature sensor 2.2, the pressure sensor 2.1 and the metal support 1.0 are respectively sensors for measuring the temperature, pressure and flow velocity parameters of water flowing through the flow velocity probe 6.0, a corrugated pipe 3.0, a spring framework 4.0 and a metal support 1.0 are sequentially arranged in a cavity of the shell 5.0 from outside to inside, the corrugated pipe 3.0 is sleeved on the outer wall of the spring framework 4.0, the metal support 1.0 is connected with the flow velocity probe 6.0 through a metal stretching pipe 2.0, the temperature sensor 2.2 and the pressure sensor 2.1 are positioned in the metal stretching pipe, the flow velocity probe 6.0 is positioned outside and suspended in the shell 5.0, two ends of the flow velocity probe 6.0 are, the two ends of the corrugated pipe 3.0 are respectively provided with a closing surface 3.1, the inner wall of one end of the shell 5.0 is provided with an internal thread, a sealing cover 5.1 provided with an external thread is screwed into one end of the shell 5.0, the closing surface 3.1 of one end of the corrugated pipe 3.0 is tightly pressed on the step surface of one end of the metal support 1.0 by the end surface of the sealing cover 5.1, a sealing ring 5.2 is arranged between the sealing cover 5.1 and the shell 5.0, and a locking nut 1.5 is tightly pressed on the sealing cover 5.1; a pressing block 2.3 is arranged at the other end of the metal support 1.0, the pressing block 2.3 is in interference fit with the other end of the flow velocity sensor 1.0, a closing-up surface 3.1 at the other end of the corrugated pipe 3.0 is tightly pressed against a step surface at the other end of the metal support 1.0, and the closing-up surface 3.1 is tightly pressed against the step surfaces at the two ends of the metal support 1.0 through fasteners of a sealing cover 5.1 and the pressing block 2.3 respectively; the pressure sensor 2.1 is a deformation resistance pressure sensor, the resistance strain gauge 1.1, the pressure sensor 2.1 and the temperature sensor 2.2 are respectively connected with the control circuit through lead wires, and the flow value is obtained through the control circuit through the calculation of the temperature, the pressure and the flow speed parameters of water flowing through the flow speed detecting head. The metal bracket 1.0 is provided with a wire inlet hole 1.2 and a wire outlet 1.4 for connecting a lead wire with a control circuit; the outer wall of the end 6.0 of the flow velocity probe of the shell 5.0 is provided with a mounting thread 5.3, and the mounting thread 5.3 is used for mounting an application product; the two ends of the corrugated pipe 2.2 are respectively provided with a closing surface 3.1, the closing surfaces 3.1 are respectively pressed on the step surfaces at the two ends of the metal support 1.0 through fasteners of the sealing cover 5.1 and the pressing block 2.3, the resistance strain gauge 1.1 is sealed in a sealed environment by the corrugated pipe 3.0, the waterproof performance is ensured, and the resistance strain gauge can be widely applied to a humid environment and liquid. When the flow velocity probe 6.0 is stressed, the metal bracket 1.0, the spring framework 4.0 and the corrugated pipe 3.0 are driven to generate elastic deformation, the resistance strain gauge 1.1 deforms and outputs an electric signal to realize weighing measurement. After the external force is cancelled, the elastic deformation generated by the metal support 1.0, the spring framework 4.0 and the corrugated pipe 3.0 is recovered, so that the waterproof protection of internal electronic components is realized, the weighing precision and accuracy are not influenced, and especially the state test with very small flow rate is realized.

Referring to fig. 4 and 3, the water-saving water dispenser comprises a water inlet end 0.0 and a water outlet end 0.1, a cover body 7.0 is arranged outside a shell, one end of the cover body 7.0 is opened, an end cover 7.1 is fixed at the opening, a rubber sealing ring 7.2 is arranged between the end cover 7.1 and the inner wall of the cover body 7.0, the shell 5.0 at the flow velocity detection end passes through the end cover 7.1, a motor 9.0, a circuit board provided with a control circuit 10 and a battery 11 are respectively arranged in the cover body 7.0, the motor 9.0 is connected with the control circuit 10, a main gear 9.1 is arranged on a transmission shaft of the motor 9.0, an outer gear 5.4 is arranged on the corresponding shell 5.0, a speed reduction unit is arranged between the main gear 9.1 and the outer gear 5.4, and the. A valve shell 8.0 is arranged between a water inlet end 0.0 and a water outlet end 0.1, the water inlet end 0.0 and the water outlet end 0.1 are respectively composed of a valve shell cover 8.1, an inner sealing ring 8.5 and an outer sealing ring 8.2 are arranged between the valve shell 8.0 and the water inlet end 0.0, an inner sealing ring 8.5 and an outer sealing ring 8.2 are arranged between the valve shell 8.0 and the water outlet end 0.1, the valve shell 8.0 is fixedly connected with a shell 5.0, a sealing ring 5.6 is arranged between the valve shell 8.0 and the shell 5.0, a flow velocity probe 6.0 is positioned in an inner cavity of the valve shell 8.0, water enters from the water inlet end and flows into the flow velocity probe 6.0, and the flow velocity measurement is realized. The valve 8.3 and the valve ball ring 8.4 are arranged in the valve shell 8.0, the valve 8.0 is in threaded connection with the mounting thread 5.3 at the end part of the shell 5.0, and the shell 5.0 drives the valve 8.3 to open and close after the motor 9.0 rotates.

In this embodiment, the front end of the housing 5.0 is made into a valve shaft shape, passes through the valve housing 8.0 after passing through the sealing washer 5.6, and is connected with the valve 8.3 in a floating manner, and the two sides of the valve 8.3 are provided with the valve ball rings 8.4, are sealed with the housing through the inner sealing washer 8.5, are arranged between the valve housing 8.0 and the valve housing cover 8.1, and are sealed through the valve outer sealing washer 8.2.

When the motor 9.0 and the reduction unit receive an instruction from the control circuit 10, the main gear 9.1 is driven to rotate, the outer gear 5.4 on the shell 5.0 rotates along with the main gear, so that the valve 8.3 is driven to rotate by 90 degrees to close or open the valve, and the battery 11 provides power. When fluid passes through the water inlet end 0.0, the fluid acts on the flow velocity detecting head 6.0, the flow velocity detecting head 6.0 drives the corrugated pipe 3.0, the spring framework 4.0, the metal support 1.0, the resistance strain gauge 1.1 and the like to deform, the resistance strain gauge 1.1 sends out signals, the electrical signals sent by the temperature sensor 2.2 and the pressure sensor 2.1 and transmitted by the lead wire of the wire inlet hole 1.5 are combined, the flow velocity signals transmitted by the detecting rod 6.0 are integrated with time through program operation of the control circuit 10, fluid flow data are obtained, and the fluid flow data are wirelessly transmitted to the Internet of things cloud platform through the control circuit.

Through the technology of punching under pressure, fix the water yield sensor whole set on heavy-calibre fluid pipeline through installation screw thread 5.3, sealed through installation sealing washer 5.5, the velocity of flow detecting head 6.0 in the pipeline inside receives the fluid effect, drives resistance strain gauge 1.1 deformation and sends out the signal, through demarcating the operation, can calculate fluidic flow. The inboard of tensile pipe 2.0 of metal is pasted the deformation resistance of pressure sensor 2.1 for pressure detection, and when ambient pressure caused tensile pipe 2.0 of metal to warp to inside, the signal was sent out to pressure sensor 2.1's deformation resistance 2.1, through demarcating, can obtain the ambient pressure signal, and in the same way, temperature sensor 2.2 sent out ambient temperature signal to give control circuit 10 with signal output through outlet 1.4 and entrance hole 1.2. It can be seen from the embodiment that the resistance strain gauge 1.1 of the water sensor 1.0 is enclosed by the bellows 3.0 in a closed environment, and when the water sensor is subjected to external pressure, the spring framework 4.0 plays a supporting role, so that the metal support 1.0 is not affected. Due to the corrugated structure and the spring structure, after the suspended one end of the detection rod 6.0 is stressed, the corrugated pipe 3.0 and the spring framework 4.0 are deformed, but after the stress of the detection rod 6.0 is removed, all the deformation is recovered to the original state, and the influence on the measurement result can not be caused.

In the manufacturing process of the product related to fig. 3 and 4, the method for associating the user information according to the technical scheme of the invention can reduce the cost to the maximum extent, and provide a premise for free installation and large-scale water meter reconstruction, and the idea is as follows:

the financing leasing company sets an enterprise account number in a bank as a 'shared account number' for all units or individuals participating in product operation, then initiates a 'water quantity sensor' requirement, cooperates with a water supply company and the like, and provides the water supply company free of charge, so that large-area intelligent transformation is realized. The bank and enterprise account number sharing accounting system platform realizes high-speed communication and signs related financial cooperation agreements, and mainly comprises the following steps: the enterprise bank account receives the fund transferred by any bank, but the fund transferred needs to be authorized by the shared account accounting system platform. The shared account system platform and the bank data are in double backup, and the fund of the enterprise account is transferred in and out only through a legal channel of the bank. The shared account billing system platform software comprises a self-service account generation system, a self-service transfer operation system, an internal settlement and tax closing system, a technical standard quality inspection guarantee management system, an industry classification system, an investment equity gain system, a contract generation system, a financial transaction voucher generation system, an identity confirmation system, an electronic commerce system, an internal settlement and tax closing system, a large concurrency distribution system, a safety guarantee system and the like, wherein the system comprises a cloud platform and a database and can be operated at a computer terminal and a smart phone terminal.

The more specific operation method comprises the following steps: the financing leasing company initiates the water quantity sensor demand, and related manufacturing enterprises enter a shared account number accounting system through self-service operation and jointly use the bank account number of the unit initiating the demand to transfer in or out funds. Any unit or person can freely transfer funds into the bank account, but the transfer of the funds out of the bank account is realized by authorizing a bank system through a shared account accounting system in a self-service mode. And the related enterprises perform decomposition and registration on the upstream enterprises in the shared account billing system, and the upstream enterprises are decomposed into a raw material level, an element level and an employee level. Upstream enterprises and employees log in the shared account billing system through the self-service operating system, point-to-point settlement and tax settlement are realized between the enterprises and individuals entering the shared account billing system and the units initiating demands, settlement and tax settlement can be realized in the shared account billing system among all the units or individuals entering the shared account billing system, all the power supply, water supply and logistics units related to the enterprises entering the shared account billing system also enter the shared account billing system, and the enterprises and individuals in the system are related to electricity, water and logistics and settle in the shared account billing system. By analogy, the associated construction enterprises and business service enterprises gradually join in relevance, and various trading relations are formed in the shared account billing system, so that an electronic commerce system is constructed.

According to the actual requirements, the demands are initiated to the whole society through media or a bidding network, any enterprise and any individual can enter a demand side tactical reform platform in a self-help bidding mode, fairly participate in economic activities, and perform in-system entry and ranking according to the scores of 'fission' enterprises.

All the remitted funds enter an enterprise account number set by an enterprise with initiating demand in China's bank, and the shared account number accounting system platform is informed through an electronic transaction system, corresponding sub-account number record related information is generated in a cloud platform, a sender can inquire a transfer system through the dynamic share right of the platform, a transfer request is sent, the system is in butt joint with a bank system, the funds stored in the enterprise with initiating demand in the bank account number are transferred out, and the maximum amount is the residual amount of the sub-account number recorded on the platform.

A plurality of sub-account ownership generated through fusion and fission form a closed-loop system in the platform, and all settlement behaviors in social and economic activities can be completed in the platform. Enterprises participating in the platform can remit funds to participate in product manufacturing or construction through a transfer test form, the system automatically generates contracts and electronic financial certificates, the contracts and the electronic financial certificates can be transferred into and out of the funds by self, the contracts and the certificates cannot be generated when platform accounts have no fund balance, and the certificates fail after the funds are printed out. Enterprises, materials and services entering a shared account billing system platform are decomposed into an element level, a material level and an employee level through enterprise fission. The enterprise fission decomposition operation involving the vendor's product technology and the confidential part of the business is performed by the vendor on the platform system, whose contents are optionally kept secret from third parties. The upstream enterprise of the seller can continue to become the upstream enterprise of the seller due to the introduction of the seller, and can also be independent into a product branch facing the whole platform enterprise. Products which are described in the enterprise fission and meet the technical requirements, the standard requirements and the quality inspection requirements of the platform can be the sellers of the platform electronic commerce. The upstream and downstream relations of the products or services of the enterprise entering the platform are changed from the traditional logistics, fund flow, tax flow and instruction flow modes into the logistics relation only, and after the element level and material level decomposition, point-to-point settlement and tax settlement relations are formed with the final product buyer of the platform. By initiating the steady investment of professional financial investment teams of enterprises on huge amounts of funds on account numbers, the platform accounts can obtain benefits according to the amount of the fund stocks, and the dynamic stock right system forms a stock market system which only rises but does not fall. According to the amount of funds held by residents or enterprise members on the platform, the reduction or avoidance of public utility related charging is realized by initiating the steady investment of a professional financial investment team of a demand enterprise on huge amounts of funds on accounts. Any person and organization can become a platform member through the self-service system and enjoy the investment income and cashless transaction service.

The invention also provides a platform for changing the demand-side microcosmic economy into a new economic body

Summary of the invention

The demand side tactical reform is an economic operation mode invented for solving the problem of the social microcosmic level, and comprises the following specific operations: the bank accounting backup system is accessed to an account opening bank through a network protocol and is used for operating the fund transfer-in or transfer-out of an account number of an account opening, has an in-system settlement function, and is a system platform which realizes the functions of data interaction, electronic commerce and the like with enterprises or individuals through a computer terminal and a smart phone terminal, and is hereinafter referred to as a 'platform'. See fig. 13.

Second, platform use and composition

Relevant information of the platform:

1. main unit: (Correct enterprise, national enterprise one, second-level company).

2. An operation unit: and (4) a group of intermediate compounds.

3. Bank of opening an account: china people's bank, and entrust China people's bank to implement supervision.

4. The system name is as follows: the tactical reform of the demand side shared account billing platform system (platform for short).

5. Hardware equipment: the system is connected with an account opening bank through a special line, solves the problem of communication speed of mass transfer-in funds and transfer-out funds, and needs to solve the problem of communication layout of mass service concurrence and a central server when applied in China.

6. The platform comprises the following components: the system comprises a registration system, a demand initiation registration system, a demand response registration system, an electronic contract and voucher generation system, an enterprise fission system, a stock right inquiry and transfer system, a platform automatic ranking credit investigation system, a standard quality inspection logistics instruction system, an electronic commerce logistics tracking system, a point-to-point settlement tax closing system, a platform internal closing electronic commerce system, an identity verification system, a short message verification system, a two-dimensional code payment system, a face identification system, a fingerprint identification data conversion and storage system, a data backup safety guarantee system, an investment management gain distribution system, an operator management system and the like.

7. The terminal equipment: the system comprises a computer, a smart phone (APP), fingerprint password authentication equipment, a face recognition settlement terminal, two-dimensional code settlement terminal equipment and the like.

Third, login and registration

1. The conventional bank account transferring-in and transferring-out platform for sending instructions through the platform is only a software system and works normally under the condition of meeting the requirements of a hardware server and network support.

The system is installed on a main server, and the main server is connected with a private line of an account opening bank. The account opened by the enterprise in the bank is shared and used by all participating units or individuals. Any person can transfer and pay to the shared account number in any mode, the total amount of the account number is increased progressively, information of detailed rules is transferred, the bank sends the information to the platform according to an agreement, the platform performs accounting processing, a plurality of sub-account numbers are formed, namely the account number in the platform, the money amount of the shared account number is transferred and paid, the money amount is displayed in the sub-account number of the platform accounting system and is completely consistent with bank data (data double backup).

For example: 10000 yuan deposits are reserved in the shared account number, the unit A transfers the funds into the shared account number for 1000 yuan through a bank, the total amount of the funds in the shared account number is increased to 11000 yuan, the bank keeps accounts by itself, simultaneously, the transfer information of the unit A which is transferred into 1000 yuan is transmitted to a platform through a network, the platform keeps accounts for the sub-account of the unit A plus 1000 yuan, and if the original 500 yuan exists, the residual amount of the sub-account of the unit A is increased to 1500 yuan.

And transferring the funds from the 'shared account', wherein the funds need to be authorized to a bank by issuing an instruction through the platform, the bank transfers the funds to a specified bank account according to the instruction, and the maximum transfer amount is the maximum amount recorded on the 'accounting subaccount'. Once there is a roll out, the total "shared account" amount is decremented.

For example: the unit A inquires the transfer system by logging in the platform stock option, transfers 1200 yuan to the account of the bank B and the bank C, so that the residual amount of the platform accounting information sub-account of the unit A is decreased to 300 yuan, and the residual amount of the shared account number is decreased to 9800 yuan.

2. Website main interface

According to the agreement between the main company and the bank for opening an account, the bank does not accept any transfer operation except the platform transfer system, and all transfer instructions of the bank come from the authorization of the platform, so that all units entering the platform use the login system, including a manager, a buyer initiating a demand, a seller responding to the demand, a capital operator, a general personal member and the like.

The system defaults to verify login by a short message, and can also scan login by using a two-dimensional code, input an account number, and the like, wherein the login is only limited to general inquiry and browsing.

3. Registration

If the mobile phone is registered, the mobile phone authentication code can be input for login. If the mobile phone is not inquired, the mobile phone is switched to a registration page, or the mobile phone clicks (registration), and enters the registration page and the registration state.

And if the login interface verifies that the mobile phone is registered and added, the mobile phone is expected to be replaced, the mobile phone is clicked (to replace the mobile phone), the mobile phone enters a verification interface of the replacement mobile phone, and the registration is completed after the verification code is input.

If the mobile phone is 'unit registration', if the default verified mobile phone is outside the mobile phone of the operator, the mobile phone of the responsible person of the unit is required to be verified, the 'recheck mobile phone' is clicked to jump out of the entry box, another mobile phone is input, and the registration is completed after the verification code is sent to enter (two mobile phone numbers are allowed to be one, namely the responsible person of the unit authorizes the full authority transfer of the operator).

The login system is verified through the mobile phone without inputting a password, but logs in through an account and needs to input an identity card number and a user-defined password.

When the transfer operation is executed, the individual member only needs the mobile phone verification code and the user-defined password, but the unit transfer is realized in a mode of 'the mobile phone verification code of the operator + the mobile phone verification code of the unit responsible and the user-defined password'.

Fourth, enter the platform

1. Entering a platform through a short message verification code of the mobile phone;

2. entering a platform by inputting an identity card number and a password;

3. and entering the platform by scanning the two-dimensional code.

According to the member category (the category selected during registration) of the login user, the "member category" column is lightened, and after the user clicks to enter the column, corresponding operation can be performed on the service interface.

Three-level menu:

after the user clicks the "initiating demand unit", the data can be entered, edited and modified, and the "initiating demand item" is shown in FIG. 5.

After the click-in, the data entry, editing, and modification of the enterprise data are shown in FIG. 8.

After the platform management unit clicks to enter, the capital transfer operation, platform management and external investment can be performed.

After clicking to enter, the operation of transferring funds (contents in fig. 7) can be entered.

Any member logging in the platform can enter the [ operation of stock right inquiry and fund transfer ] and the [ platform shopping ] system, and the logistics distribution of the commodities in the platform is realized through the internal link.

The login platform can use a short message verification code, an account password or a scanning two-dimensional code. But to perform the transfer function, a custom password, 6 digits, must be used. The transfer operation is carried out by adopting a short message verification code and a user-defined password by initiating a demand, responding the demand and platform members. According to the needs, a 2-level mobile phone verification code verification mode is adopted by a large enterprise, namely, verification is realized in a triple mode of 'two-dimensional code scanning by an operator mobile phone + short message verification code of a legal person (or an authorized person) mobile phone + user-defined password input by the operator' so as to ensure the safety of account transfer.

When a mobile phone is added, a mobile phone for scanning a two-dimensional code and a mobile phone for short message verification are specified, a mobile phone of an ordinary operator is specified to scan the two-dimensional code, a mobile phone of an enterprise legal person or an authorizer is used for short message verification, and during operation, the mobile phone receiving the short message verification code sends the short message verification code to the operator to show authorization, permission and notice.

The platform investment committee transfers the investment funds, the mobile phone verification codes of all the investment committee personnel are needed, and the investment transfer is executed by the operation of the operating personnel.

And (3) authentication:

1. personal membership transfer operation: the mobile phone verification code and the user-defined password.

2. And (3) unit member transfer operation: the mobile phone short message verification code entering + the operator mobile phone scanning two-dimensional code entering operation interface + the user-defined password executing transfer operation are responsible.

3. Investment committee transfer operations: and (4) the mobile phone verification code of all personnel, the mobile phone of an operator, the two-dimensional code scanned by the mobile phone of the operator, an operation interface and the user-defined password are required to execute the transfer operation.

Transferring accounts:

1. an authorized bank transferring account funds to a specified account number;

2. and internal settlement, namely allocating the account funds to other units or individuals in the platform, wherein the units issue salaries to employees and the like.

1. The new economic operation platform is self-help and freely open to all units and individuals;

2. the initiating demand unit and the responding demand unit form a relation between a 'tenderer' and a 'bidder';

3. the conventional bidding and tendering mode is not adopted, the system platform automatically scores and ranks, and the participation units are determined;

4. the platform does not involve the charging addition problem, and the transferred funds for settlement testing can be transferred out by self at any time;

5. the cost saved by the platform is the joint income of the members, and all accounts are distributed in proportion;

6. the comprehensive cost of the project can be reduced by 30-50% by the initiating demand unit through the platform;

7. the unit responding to the demand can solve the problem of difficult financing, return funds quickly, and have no delinquent and zero stock;

8. the micro economy reforms the operation mode of a new economic body, and can generate far-reaching influence on the Chinese economy.

Fifthly, initiating the demand

The emerging economic body operation platform takes actual project construction as a core, provides material, logistics and Internet of things services for demanders nationwide or even globally, constructs an enterprise group with a super large quantity through a business mode of 'account sharing', realizes crowd funding and cohesion, and solves the problems of difficult product sale, difficult financing and expensive financing. Enterprises participating in platform operation can achieve the ideal operation purpose that the purchasing cost, the financial cost, the transaction cost, the sales cost and the inventory are zero.

The platform is characterized in that basic investment is completed by a main company, and investors, fund parties, governments, construction parties and the like of each project demand can form 'demanders and buyers', various enterprises form 'suppliers and sellers', and at present, the efficiency of the enterprises can be improved, the operation cost is reduced, the money of goods is returned quickly, and the enterprise benefit is improved, which is the traditional economic mode of everybody.

Any unit or individual project in the country can initiate the requirement on the platform, then the platform system registers to generate the operation account number, and the operation account number is used as the payment fund of the project, and the part of fund can be government, enterprise, investment fund and the like. The unit initiating the demand can make the project description and notice in the platform, but the start of the description or notice is premised on the whole or partial fund injection of the project.

After the request is registered, entering a unit interface for initiating the request to register and issue a request description.

The premise of initiating the requirement of the initiating requirement input page is that the cooperation agreement is approved, and basic information and item description of an item initiating unit are filled according to formats, and the basic information and the item description can be edited, deleted and published.

After [ release ], a transition to [ transfer to funds ] interface, according to agreement, the project originator (government, fund, first party, etc.), should drive some or all of the funds associated with the project into the platform account and enter the regulatory committee. Once the funds are injected into the platform account, the system automatically generates a 'fund transaction voucher' to be provided to the initiating demand unit, and the initiated demand enters an announcement state. Then, entering an interface of [ stock right inquiry and transfer-out ], inquiring the fund state and executing transfer-out operation, but according to the project multi-party cooperation agreement, the project basically ensures that the fund is transferred out conditionally.

After the operator identity verification and the bank password verification, clicking (confirming) to execute the transfer operation, transferring the corresponding fund amount generated by the system to the account through the transferred account information, and at the moment, automatically generating a sub-account corresponding to the ID in the platform accounting system and displaying the residual amount.

After entering the interface of stock right inquiry and transfer, the user can enter the interface of printing voucher to select the items transferred in and out, and print the investment contract and the financial voucher agreed by the platform protocol as the voucher for bookkeeping of the unit. Anyone can look up the project description and the basic information of the initiating unit when logging in a website, click 'response requirement', enter a 'supply' queuing system, and decide to effectively participate in project construction of the initiating unit according to the points. The response requirement can be understood as that the 'initiating requirement unit' is a 'bidding unit', the 'response requirement' unit is a 'bidding unit', and the 'bid security fund' is transferred into and out of the unit.

Sixthly, responding to the demand

The system does not adopt a traditional bidding mode, the suppliers (buyers and service suppliers) participate in the system by themselves, the system scores automatically, the participation degree is determined according to the condition that the scoring is advanced, fair participation is realized, gray transaction, right lease and corruption are avoided, the invalid investment of process links is reduced, and the transaction moisture is compressed, so that the aim of reducing the construction cost of the demand project is fulfilled.

The response requirements respectively respond to the special requirements and all the requirements, and the differences are as follows: responding the single item requirement, carrying out in-platform accounting, settlement and tax settlement aiming at the item, and not opening response content to the platform; and all the demands are responded, and the response unit is not limited to a specific project, but opens the service to all projects and all members of the platform. The function is based on a 'buyer market theory', that is, because the capacity is excessive, most of products are buyers and determine whether to realize transaction finally, therefore, the products realize sale and obtain fund return, which is the most basic economic behavior, most enterprises can agree and support, so that the platform can be entered by self, and the 'fusion' of the platform enterprises can be formed without independently popularizing one enterprise by one enterprise.

Some enterprises feel that the market can be owned and can possibly refuse to join the platform, which is irrelevant, when the enterprises which enter the platform find that the product cost is lower and the quality is better, the enterprises which enter the platform are marginalized in market competition, and the ranking is far behind when the enterprises want to enter the platform. Some high-tech enterprises do not worry about selling the products, and may be temporary 'seller market', but the high-tech products are replaced by the 'seller market' gradually becoming 'buyer market' under the encouragement of investment and competition mechanisms, so the high-tech enterprises join the platform early and lay the foundation of points early.

From the 'fusion' of enterprises to the 'fission' of enterprises, huge enterprise clusters and consumer groups are formed on a platform through the 'upstream enterprises and employees' of continuous fission, and a foundation is laid for the largest 'economic body'. After the response unit finishes registration, according to the theory of 'buyer market', the related upstream enterprises enter the platform, the upstream enterprises continue to fission, the upstream enterprises enter the platform and continue to fission, and the like, until a product and a service are decomposed to be in a 'raw material level', 'element level', 'employee level' or higher level, so as to realize the mass materials of platform electronic commerce.

In the registration data, the employee data is only used for internal management and is not externally issued. If the registered data is selected to be published in a confidential mode, only the automatic grading ranking is carried out, the related products and parts are not sold outside, but the related products and parts are generally published and sold to anyone on the platform in an open mode.

Automatically scoring and ranking rules in the platform in response to demand units:

and (4) industry classification: _____ product name: _____

Integral item	Principle of integration	Ranking principle
			Number of fission stages	More-less sequencing (raw material, element employee)	Decreasing by rank score
Quality of the product	Performing community criteria, ranking by quality level	Decreasing by rank score
			Cost of the link	Low-high order	Decreasing by rank score
Profit requirement	Small-big order	Decreasing by rank score
			Testing funds	Multiple-less ordering	Decreasing by rank score
Capital stay	Long-short ordering	Decreasing by rank score
			Time of addition	Morning-evening ordering	Decreasing by rank score
Product achievement	Multiple-less ordering	Decreasing by rank score
			Integration of peers	Multiple-less ordering	Decreasing by rank score
Industry ranking	Front-to-back ordering	Decreasing by rank score

The 'response demand unit' platform score is automatically generated by the system according to the relevant indexes to prevent human intervention, and the generated score determines the ranking order according to the classification in the specified industries (9600 industries in total), and the more advanced the score is, the closer the score is to the demand enclosure.

After the registration data is released in response to the demand, the system enters a transfer-to-funds interface, see page 6. No matter what way to issue, the platform will generate sub-account and response demand page according to the last column of mobile phone number (upstream unit, employee), and issue a short message through the mobile phone, and the person receiving the short message can use the mobile phone to log in the system, perfect data and supplement registration (when lacking ID card). The responding demand units mainly describe the responding products and services, and decomposed raw materials and parts are input according to the current purchasing data of the enterprise and are informed to the upstream units, and the upstream units become the self products with the important description after logging in the system for confirmation. No matter the product is a complete machine product or the decomposed components, parts, components and raw materials can enter the detail column of the registration interface, and page editing is carried out according to the standard pages of commodity classification, wherein the page editing comprises pictures, unit names, product models, execution standards, quality control certificates, product characteristics, product achievement and selling price.

All products on the platform realize the quality control from the source through quality guarantee systems of all levels of quasi-military-chemical economic troops. The quasi-military chemical economy army will establish a technical institute, a standard institute and a quality control institute. And the corresponding responsibility is assumed, and the platform operation is effectively supervised.

1. The standard institute integrates and perfects related standards except for national mandatory standards to form a group standard, and the group standard is recorded and then used as a product standard entering a platform.

2. The quality inspection institute sets up branches and professional systems at all levels in the country to ensure that products entering the platform control the quality of the products from the source and avoid the current situation of false goods traversals of the e-commerce at present.

3. The technical institute makes an objective analysis and evaluation on the technology and operation of enterprises requiring financing and lending, provides real data for realizing financing reception, and avoids the damage of current fake experts and fake investment phenomena to the enterprises.

Seven, platform tie-over

A platform accounting system can form an independent system after enterprises or individuals with a large enough quantity gather, except that the turning-in (import) and turning-out (export) channels of people's banks undertake the functions of customs, a perfect economic system and order can be formed in the platform, all members can almost complete all economic activities in the platform, and therefore a brand-new ' economic body ' is formed, in the economic body, no payment and cash transaction exists, only accounting data exist, and therefore the essence of the platform is ' financial accounting '.

The 'shared account' mode treats all platform members as a part of an enterprise, so that an emerging 'economic body' is an ultra-large-scale entity enterprise, and a huge amount of the 'economic body' can bear more projects which are incapable of being invested even by banks.

1. Point-to-point, one-to-many settlement: after a final product or service is determined by a demand party, the effects of raw material level, element level and employee level are achieved through sufficient fission, then, the positions of final product providers, upstream enterprises of parts, service enterprises, employees and the like tend to be consistent, each unit settles accounts and ends taxes with a demand party or platform of a project according to the approved price (profit), a point-to-point and one-to-many settlement and tax ending relationship is formed, the upstream and downstream relation of the balance flow does not exist any more, only the logistics relation exists, and the platform commands a scheduling system to be responsible for prediction, planning and scheduling.

According to the mode, the moisture in the manufacturing, marketing and circulating processes of the product can be compressed to the maximum extent, quick fund withdrawal can be realized for each unit, the defacement of inventory and goods is avoided, and the efficient operation of enterprises is realized.

Since the product manufacturer does not need to spend more mobile capital to purchase raw materials in the product manufacturing process, other raw materials, including electric energy and labor force, are expensive to purchase or employ except for 'product organization', so after fission decomposition, although the profit margin is greatly reduced, from the net profit perspective, the mode only earns a part of profit, and is not the work and links realized by the product manufacturer, such as materials, electricity, labor force and the like, which are invested and earn benefits by corresponding undertakers. All links, therefore, greatly reduce the financial and financial risk, make the economic activity more and more close to reality, what is obtained is "net profit".

The point-to-point and one-to-many settlement is realized by two modes of ' automatic settlement and tax settlement ' and ' manual settlement and tax settlement ', and the system can automatically finish settlement after the price is approved according to the contract '. But in uncertain cases, manual intervention is required to achieve the carry forward.

The point-to-point one-to-many calculation mode has the important functions of 'tax saving', namely avoiding repeated tax collection of upstream and downstream, namely 'tax overlapping', namely realizing 'value added tax' to finish tax payment by simplifying the flow, and provides a premise for further reducing the product cost. The other situation of point-to-point and one-to-one settlement is that the ultimate product providers (demand responders and sellers) settle accounts with the platforms at the upstream and the upstream of the ultimate product providers respectively, and according to the contract, the ultimate product providers have two forms of automatic settlement and tax settlement and manual settlement and tax settlement.

2. Point-to-point, one-to-one settlement: the settlement method in the platform formed by mutually buying and selling parties in the platform is mainly embodied in the aspect of electronic commerce. A supplied product whose manufacturing process consists of parts, assembly, transportation, power supply, etc. The method is characterized in that the fund flow, the tax flow, the logistics and the information flow are transmitted layer by layer between upstream enterprises and downstream enterprises, and the fund flow, the tax flow and the information flow are all butted with a platform.

Electronic commerce

The core of electronic commerce is ordering, payment and logistics. In the platform system, ordering and settlement can be completed, and logistics can be completed outside the platform. The premise of e-commerce is that there are enough businesses, and enough buyers. When the total amount reaches a threshold value, the difference between the electronic commerce of the platform and the traditional electronic commerce is as follows: all products can be traced from the source, counterfeit and inferior products are avoided, no transaction cost and financial cost exist, no relation exists among banks, internet connections, internet banking, payment treasures and WeChat, and due to the fact that the total amount is huge, the saved transaction cost is shared by platform members in proportion, and therefore low-cost life is achieved.

Electronic commerce is divided into two modes:

1. the commodities are searched through the platform, and the seller sends the commodities to the product through a logistics system, and the settlement is carried out in the platform.

2. And (3) the entity business service consumption realizes expense approval and in-platform settlement through modes of face brushing, fingerprint identification, password verification, two-dimensional code scanning and the like.

And (4) settlement verification:

1. when the entity business service industry consumes, the mobile phone scanning settlement two-dimensional code and the scanning gun scanning mobile phone settlement two-dimensional code can be used.

2. And adopting face brushing for verification and settlement.

3. Fingerprint and password verification are adopted.

The face brushing and fingerprint verification adopts an algorithm developed by people, and settlement is verified through fingerprint and password brushing under the conditions that a mobile phone is not carried, no electricity exists in the mobile phone, no signal exists and the like. See fig. 14.

When the system is consumed for the first time, biological identification equipment such as a face brushing device or a fingerprint device in a commercial place and with an algorithm can be adopted, collected head portrait and fingerprint and identity card information are sent to a platform and stored together, a corresponding relation is formed between the collected head portrait and the fingerprint and a corresponding identity card in the platform, a specific object is formed, the identity is verified in the subsequent consumption process, theoretically, no problem exists, but if the total number of members is huge, and the problem of reduced experience caused by the speed of image calling, the time of analysis and comparison and the like needs to be considered when the transaction amount reaches more than one hundred million times per second.

The design scheme is that fingerprint features and facial features are converted into numbers, and the numbers are compressed and transmitted to a platform and are stored corresponding to corresponding identity cards. When the member uses the biological identification device again, the collected image or fingerprint is converted into digital compression according to the algorithm and is transmitted to the platform, after the digital compression is successfully checked and matched with the digital retrieval stored in the platform, the corresponding identification number is the account number of the verifier, and settlement can be carried out.

The electronic commerce internal settlement is a process of decreasing one account number (consumer) and increasing one account number (operator), but does not change the total amount of the shared account number. The electronic commerce enters the platform, so that the products in markets, supermarkets and markets are the same as those searched by the platform, and the problem that the difference between the current online commodities and the commodities in physical stores is too large can be solved. The operators in markets, supermarkets and markets obtain benefit distribution in commodity transaction, and all commodities are cracked and decomposed, so that the moisture in the process is compressed, the purpose of greatly reducing the price of the commodities is achieved, and the method is an important means for establishing a city with a high happiness index.

Particularly in retail drug stores, the true cost of drugs can be presented to the seller through platform consolidated settlement and fission.

Eighth, operation management

【1】 The economic activities in the system can be mostly automatically completed by a system platform, but quality control, periodic control, logistics dispatching and the like are realized by a powerful instruction team.

【2】 Besides a professional financial investment team, the platform also builds an accurate military management team to carry out operation management in a management mode of the military, so that a commercial ethical system is remodeled while scientific planning and scheduling are realized, and command and scheduling are realized on a system platform.

【3】 The command scheduling system established by the platform is classified according to three major industries of the country, network communication is added to form four management aspects, and a vertical management system is established according to a army level management mode and is dispersed to all industries of the whole country, so that high-efficiency industry development system service is established.

【4】 A technical institute, a standard institute and a quality inspection institute are established on the platform, and technical evaluation is carried out on the materials and services which initiate the demands; combing and screening various national standards and industrial standards, and formulating group standards and implementation except for mandatory standards; and (4) carrying out quality detection and evaluation on products related to the platform.

【5】 Personnel recruitment, according to a quota of 3 people in an enterprise, one person is a responsible person or a representative person of the enterprise, the other person is a transfer soldier and serves as a political committee, and the other person is a university graduate and serves as a command and dispatch.

【6】 The management system includes: command and dispatch instruction system, technical authentication system, standard authentication system,

Quality control authentication system, industry classification system, bidding contract generation system, financial transaction voucher generation system, insurance system, logistics system, planning system, external investment system, etc.

Nine, terminal system

The computer terminal, the payment equipment and the smart phone are communicated with the central machine room or cloud platform databases of the node machine rooms of all the places through the internet and the mobile internet. Password verification, mobile phone verification, short message verification, face recognition, fingerprint recognition, identity card recognition, two-dimensional code recognition system data port and large data interface reservation.

Wherein the WWW is used for computer terminals. WAP and APP are used for short message verification of mobile phones, code scanning verification, stock right inquiry, fund transfer-in and transfer-out, internal settlement, electronic commerce and the like.

Communication in a system platform:

happy family (entering group, ID number as group name, self-correcting group name) -can group own small group-can be added as friend

Interface: government, tax, fire, public security, price, insurance, etc.

Bank interface of opening an account:

electronic invoice interface:

an object price interface:

quality monitoring interface:

an insurance interface:

tenth, system security

Although the fund security is guaranteed by the bank system, the platform system will affect the production, operation and business activities of a plurality of enterprises if problems occur, and therefore, the platform security is very important. With the increasing number of members, a large concurrent distribution system is a technical problem to be focused on. The central machine room and the bank of the account are in high-speed optical fiber special line communication and the like, which relates to hardware layout and needs to be determined according to experience.

The foregoing description of specific embodiments of the present invention has been presented. It is to be understood that the present invention is not limited to the specific embodiments described above, and that various changes and modifications may be made by one skilled in the art within the scope of the appended claims without departing from the spirit of the invention.

Claims

1. A method for associating user information based on a sharing system, the sharing system comprising: the account number sharing accounting system comprises: a first user account, a second user account, and a third user account; the method comprises the following steps:

2. The method for associating user information based on a shared system as claimed in claim 1, wherein the shared account billing system comprises: a primary account; the method further comprises the following steps:

3. The method for associating user information based on a shared system as recited in claim 1, further comprising:

4. The method of claim 1, wherein associating the first user information with the second user or associating the first user with a third user comprises:

5. The method of associating user information based on a sharing system as recited in claim 4, wherein the shared accounting system transferring corresponding funds of the first user account into the second user's account or transferring corresponding funds of the third user account into the first user account based on the associated user information and the payment information comprises:

6. The method of associating user information based on a sharing system of claim 2, wherein the first user account is a primary account of the shared account billing system and the financial institution funds account is a financial institution funds account that the first user has on an external system.

7. The method of claim 6, wherein transferring funds in the primary account to a financial institution funds account in accordance with a user-entered financial transfer instruction comprises: transferring the funds in the primary account to the financial institution fund account according to a financial transfer-out instruction input by a first user;

8. The method for associating user information based on a shared system as claimed in any of claims 1 to 7, further comprising:

9. The method of claim 8, wherein the event information comprises: product events and service events; the product events include: request information for purchasing a product or request information for manufacturing a product, and the service event includes request information for purchasing a service or request information for providing a service.

10. The method of associating user information based on a sharing system as claimed in claim 1, wherein the sharing system further comprises: the system comprises a self-service account generation system, a self-service transfer operation system, an internal settlement tax closing system, a technical standard quality inspection guarantee management system and an investment equity gain system.