CN107705198A - A kind of method and system for securely delivering U-shield - Google Patents
A kind of method and system for securely delivering U-shield Download PDFInfo
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- CN107705198A CN107705198A CN201710183303.5A CN201710183303A CN107705198A CN 107705198 A CN107705198 A CN 107705198A CN 201710183303 A CN201710183303 A CN 201710183303A CN 107705198 A CN107705198 A CN 107705198A
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- shield
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- personal information
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- 238000000034 method Methods 0.000 title claims abstract description 17
- 230000004913 activation Effects 0.000 claims abstract description 21
- 230000003213 activating effect Effects 0.000 claims abstract description 12
- 238000012795 verification Methods 0.000 abstract description 4
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F11/00—Coin-freed apparatus for dispensing, or the like, discrete articles
- G07F11/72—Auxiliary equipment, e.g. for lighting cigars, opening bottles
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
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- Theoretical Computer Science (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Collating Specific Patterns (AREA)
Abstract
The present invention relates to a kind of method and system for securely delivering U-shield, method includes：The application request of user is received, the personal information for collecting user afterwards is designated as first personal information, the first personal information is sent to server and preserved；Start U-shield activation program after receiving the activation request of the U-shield from user to enter line activating to U-shield；The personal information for receiving user is designated as new individual information, and the new individual information is sent to server, so that new individual information is compared server with first personal information, judge whether new individual information is consistent with first personal information, if, user's downloadable authentication is then prompted otherwise, to prompt user can not downloadable authentication with successful activation U-shield.The present invention carries out U-shield granting based on Internet bank, and eliminating user needs the off line complicated processes for clicking through line activating of line；By the double verification to user identity, the safe activation of U-shield is ensured, so as to ensure that user can use U-shield ensure the fund security of itself.
Description
Technical field
The present invention relates to Internet bank security technology area, more particularly to a kind of method and system for securely delivering U-shield.
Background technology
With the rise of Internet bank, more and more customer selectings the mode of online transaction, are realized in over-network registration
Quick capital management, save the trouble of site transacting business under line to be gone.But at the same time, the business model of Internet bank
Also the fund security to client brings certain potential safety hazard.Most of Internet bank adds short-message verification using password at present
Trading activity of the mode to client confirm that but its security can not be compared with the digital certificates such as U-shield.
U-shield is the instrument for Web bank's electronic signature and digital authenticating, its built-in miniature smartcard processor, is used
Online data are encrypted 1024 asymmetric key algorithms, decrypt and digital signature, it is ensured that the confidentiality of online transaction, true
Reality, integrality and non-repudiation.Traditional bank provides U-shield, general to give visitor using after cabinet face is implemented to fill close by teller
Family, or close after discharge is being filled to client by VTM virtual automatic teller machine, no matter which kind of mode, client unavoidably all is wanted to bank
Handle site.For Internet bank, under line site it is insufficient or at all under no line site is a big feature, can not do
Client is given U-shield face to face to scene, and if giving client by the way of mailing, then it can not confirm whether the U-shield is real
Client is given on border, exists by undesirable intercepts and captures and utilizes risk.
The content of the invention
For above-mentioned technical problem, the purpose of the present invention one of in providing a kind of method for securely delivering U-shield, it is realized
U-shield is securely delivered based on Internet bank, it is ensured that fund security.
The second object of the present invention is to provide a kind of system for securely delivering U-shield, and it can be realized based on Internet bank
U-shield is securely delivered, it is ensured that fund security.
One of to achieve the above object, the present invention adopts the following technical scheme that：
A kind of method for securely delivering U-shield, applied to client, comprises the following steps：
S1：The application request of user is received, the personal information for collecting user afterwards is designated as first personal information, and this is first
Personal information sends to server and preserved；
S2：Start U-shield activation program after receiving the activation request of the U-shield from user to enter line activating to U-shield；
S3：The personal information for receiving user is designated as new individual information, and sends the new individual information to server, so that clothes
New individual information is compared business device with first personal information, judges whether new individual information is consistent with first personal information,
If so, user's downloadable authentication is then prompted otherwise, to prompt user can not downloadable authentication with successful activation U-shield.
Preferably, in S1 and S3, the personal information of user is finger print information, face information, iris information, voiceprint,
Any of venous information is a variety of.
Preferably, the finger print information is gathered by fingerprint acquisition device and obtained.The fingerprint acquisition device includes center
Processor, fingerprint sensor and transmitter, the fingerprint sensor and transmitter are connected with central processing unit, transmitter and visitor
Family end connects；The fingerprint sensor is used for the finger print information for gathering user.
Preferably, the face information and/or iris information are gathered by the camera of client and obtained.
To achieve the above object two, the present invention adopts the following technical scheme that：
A kind of system for securely delivering U-shield, including client, server and information collecting device, described information collection dress
Put and be connected with client, client is connected by internet with server；Described information harvester is used to obtain at least twice
The personal information of user, and personal information will be respectively sent to client at least twice；Client is used for the application for receiving user
Request, the personal information obtained for the first time is sent to server, and will be obtained for the second time after the U-shield for receiving user activates request
The personal information taken is sent to server；The server, which is used to work as, determines the personal information obtained for the first time and second of acquisition
Personal information it is consistent when send a signal to client, make Client-Prompt user downloadable authentication with successful activation U-shield.
Preferably, the personal information is in finger print information, face information, iris information, voiceprint, venous information
It is any one or more.
Preferably, the finger print information is gathered by fingerprint acquisition device and obtained.
Preferably, the fingerprint acquisition device includes central processing unit, fingerprint sensor and transmitter, the fingerprint sensing
Device and transmitter are connected with central processing unit, and transmitter is connected with client；The fingerprint sensor is used to gather user's
Finger print information.
Preferably, the face information and/or iris information are gathered by the camera of client and obtained.
Compared with prior art, the beneficial effects of the present invention are：
The present invention carries out U-shield granting based on Internet bank, and eliminating user needs line is off line to click through the cumbersome of line activating
Process；By the double verification to user identity, ensure the safe activation of U-shield, so as to ensure user can use U-shield ensure from
The fund security of body.
Brief description of the drawings
Fig. 1 is a kind of flow chart of method for securely delivering U-shield of the present invention；
Fig. 2 is a kind of structure chart of system for securely delivering U-shield of the present invention.
Embodiment
Below, with reference to accompanying drawing and embodiment, the present invention is described further：
As shown in figure 1, the present invention provides a kind of method for securely delivering U-shield, using in the client, the client is for example
For smart machines such as intelligent mobile phone terminal, tablet personal computers, it comprises the following steps：
S1：Receive the application request of user；User provides U-shield by client application, and client passes through net with server
Network is connected, and carries out internet information exchange, and the application request of user is actually also transmitted into server；
S2：The personal information for collecting user is designated as first personal information, and the first personal information is sent to server
Row preserves；After client receives the application request of the granting U-shield of user, start information collecting device and carry out personal information
Collect；Here information collecting device can be independent equipment, but the equipment is connected with client or itself collects
Into device in the client, Client-Prompt user carries out the typing of personal information, and the personal letter of user is collected into based on this
Cease and sent by network to server, preserved server；Server corresponds to the background service personnel of bank, service
Device reads a brand-new U-shield according to the application request of user and carries out filling close processing, is handed to Shen soon by way of mailing
Please U-shield granting user；
S3：Start U-shield activation program after receiving the activation request of the U-shield from user to enter line activating to U-shield；This step is real
It is the operation that user performs after the next U-shield of bank's mailing is received on border, after U-shield is received, the U-shield can not directly be made
With, it is necessary to enter line activating, could be used after activating successfully；In the present invention, U-shield activation can directly be carried out by client,
The off line line activating that clicks through of line is found without user to operate, and eliminates the trouble for looking for site；
S4：The personal information for receiving user is designated as new individual information, and sends the new individual information to server；
S5：New individual information is compared server with first personal information, judges new individual information and first individual
Whether information is consistent, if so, then prompting user's downloadable authentication otherwise, to prompt user can not downloadable authentication with successful activation U-shield.
Client prompting user after U-shield activation program is started inputs personal information again, the individual this time received
Information is designated as new individual information, is preserved by server and is compared, judge first personal information and new individual information whether phase
Together, if both are inconsistent, it can be determined that for application U-shield and activation U-shield not same people, success can not be now activated,
The safety of user is ensured, prevents undesirable from intercepting and capturing the U-shield of mailing or directly enters line activating after finding U-shield.Conversely, when first
When personal information is identical with new individual information, it is verified as applying that the user of U-shield is identical with the user for activating U-shield, now allows to use
Family subsequently completes the activation of U-shield according to prompting downloadable authentication.
In above-described embodiment, the personal information of user can be finger print information, face information, iris information, voiceprint,
In venous information any one or it is any it is a variety of between combination.It is corresponding different from the classification of personal information, gather user
Personal information information collecting device it is also different.Obtained as finger print information can be gathered by fingerprint capturer, face letter
Information collecting device corresponding to breath and/or iris information can be camera, and information collecting device corresponding to voiceprint can be with
It is microphone, information collecting device corresponding to venous information can be vibrating sensor.
The big feature of the present invention is to realize to carry out U-shield verification, the searching bank net cumbersome without user based on internet
Point, it is home-confined to handle Web bank safely.User A can send application by the mobile phone of oneself, it is not necessary to go in person
Applied to bank, personal information submitted in the lump in application, certainly, user also need to input in the lump in application name,
Address, contact method etc., a kind of binding is carried out equivalent to by the application that oneself is this time proposed and personal information.Bank backstage is right
In server, then posted out after receiving application by filling close U-shield.Activation for U-shield needs also exist for personal information, individual's letter
Breath has a uniqueness, therefore if it is user B illegally gets U-shield enters line activating and verify, can not also activate success.
Referring to Fig. 2, the present invention provides a kind of system for securely delivering U-shield, and it includes client, server and information gathering
Device, wherein information collecting device are connected with client, and client is connected by internet with server.Information collecting device is used
In the personal information of acquisition user at least twice, and personal information it will be respectively sent to client at least twice；Client is used for
The application request of user is received, the personal information obtained for the first time is sent to server, and activates and asks in the U-shield for receiving user
Second of personal information obtained is sent to server after asking；The server is used to work as the personal letter for determining and obtaining for the first time
Client is sent a signal to when ceasing consistent with the personal information that second obtains, makes Client-Prompt user's downloadable authentication with success
Activate U-shield.
Accordingly, personal information is any in finger print information, face information, iris information, voiceprint, venous information
Kind is a variety of.When personal information is finger print information, corresponding information collecting device is fingerprint acquisition device, and the fingerprint collecting fills
Put and be connected including central processing unit, fingerprint sensor and transmitter, fingerprint sensor and transmitter with central processing unit, sent
Device is connected with client；Fingerprint sensor is used for the finger print information for gathering user.Fingerprint has " people is variant, constant throughout one's life "
Feature, identity is identified by fingerprint, can effective guarantee safety, it is ensured that U-shield is sent in user's hand, is prevented by other people
Usurp.Fingerprint sensor by gathering fingerprint image, by central processing unit take the fingerprint feature, preserve data.
It will be apparent to those skilled in the art that technical scheme that can be as described above and design, make other various
Corresponding change and deformation, and all these changes and deformation should all belong to the protection domain of the claims in the present invention
Within.
Claims (10)
- A kind of 1. method for securely delivering U-shield, applied to client, it is characterised in that comprise the following steps：S1：The application request of user is received, the personal information for collecting user afterwards is designated as first personal information, by the first individual Information sends to server and preserved；S2：Start U-shield activation program after receiving the activation request of the U-shield from user to enter line activating to U-shield；S3：The personal information for receiving user is designated as new individual information, and sends the new individual information to server, so that server New individual information is compared with first personal information, judges whether new individual information is consistent with first personal information, if so, User's downloadable authentication is then prompted otherwise, to prompt user can not downloadable authentication with successful activation U-shield.
- 2. the method as claimed in claim 1 for securely delivering U-shield, it is characterised in that in S1 and S3, the personal information of user is Any of finger print information, face information, iris information, voiceprint, venous information are a variety of.
- 3. the method as claimed in claim 2 for securely delivering U-shield, it is characterised in that the finger print information passes through fingerprint collecting Device collection obtains.
- 4. the method as claimed in claim 3 for securely delivering U-shield, it is characterised in that the fingerprint acquisition device includes center Processor, fingerprint sensor and transmitter, the fingerprint sensor and transmitter are connected with central processing unit, transmitter and visitor Family end connects；The fingerprint sensor is used for the finger print information for gathering user.
- 5. the method as claimed in claim 2 for securely delivering U-shield, it is characterised in that the face information and/or iris information Gathered and obtained by the camera of client.
- A kind of 6. system for securely delivering U-shield, it is characterised in that including client, server and information collecting device, the letter Breath harvester is connected with client, and client is connected by internet with server；Described information harvester is used at least The personal information of user is obtained twice, and personal information will be respectively sent to client at least twice；Client, which is used to receive, to be used The application request at family, the personal information obtained for the first time is sent to server, and will after the U-shield for receiving user activates request Second of personal information obtained is sent to server；The server is used for when determining the personal information that obtains for the first time and the The personal information of secondary acquisition sends a signal to client when consistent, makes Client-Prompt user downloadable authentication with successful activation U Shield.
- 7. the system as claimed in claim 6 for securely delivering U-shield, it is characterised in that the personal information is finger print information, people Any of face information, iris information, voiceprint, venous information are a variety of.
- 8. the system as claimed in claim 7 for securely delivering U-shield, it is characterised in that the finger print information passes through fingerprint collecting Device collection obtains.
- 9. the system as claimed in claim 8 for securely delivering U-shield, it is characterised in that the fingerprint acquisition device includes center Processor, fingerprint sensor and transmitter, the fingerprint sensor and transmitter are connected with central processing unit, transmitter and visitor Family end connects；The fingerprint sensor is used for the finger print information for gathering user.
- 10. the system as claimed in claim 7 for securely delivering U-shield, it is characterised in that the face information and/or iris letter Breath is obtained by the camera collection of client.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710183303.5A CN107705198A (en) | 2017-03-24 | 2017-03-24 | A kind of method and system for securely delivering U-shield |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710183303.5A CN107705198A (en) | 2017-03-24 | 2017-03-24 | A kind of method and system for securely delivering U-shield |
Publications (1)
| Publication Number | Publication Date |
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| CN107705198A true CN107705198A (en) | 2018-02-16 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710183303.5A Pending CN107705198A (en) | 2017-03-24 | 2017-03-24 | A kind of method and system for securely delivering U-shield |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108833112A (en) * | 2018-06-04 | 2018-11-16 | 北京艾丕科技有限责任公司 | A method of Activate Phone shield |
| CN109686012A (en) * | 2018-12-20 | 2019-04-26 | 中钞科堡现金处理技术（北京）有限公司 | A kind of the U shield for bank distributing method and system of bank self-aid apparatus |
| CN111914228A (en) * | 2020-06-29 | 2020-11-10 | 中信银行股份有限公司 | Online opening method and device of security shield, terminal equipment, server and medium |
| CN113689214A (en) * | 2021-08-25 | 2021-11-23 | 中国工商银行股份有限公司 | Enterprise security authentication certificate activation method, terminal and server |
| CN114491474A (en) * | 2022-02-15 | 2022-05-13 | 北京时代正邦科技股份有限公司 | Secure interaction method and device for terminal and internet bank U-key |
| CN111695911B (en) * | 2020-06-12 | 2023-04-18 | 中国银行股份有限公司 | Management method of bank security authentication tool and related equipment |
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| CN111695911B (en) * | 2020-06-12 | 2023-04-18 | 中国银行股份有限公司 | Management method of bank security authentication tool and related equipment |
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| CN113689214B (en) * | 2021-08-25 | 2024-06-25 | 中国工商银行股份有限公司 | Enterprise safety authentication certificate activation method, terminal and server |
| CN114491474A (en) * | 2022-02-15 | 2022-05-13 | 北京时代正邦科技股份有限公司 | Secure interaction method and device for terminal and internet bank U-key |
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Application publication date: 20180216 |