CN107464294A - Taxi payment system and method - Google Patents

Abstract

A mobile system and method for accepting payments includes a taximeter secured within a vehicle and coupled to a plurality of vehicle sensors. The taximeter generates cost information and a fee. The payment terminal is coupled to the taximeter through an interface unit. The payment terminal is mobile and independent of the vehicle. The payment terminal receives the fee and authorizes payment of the fee. An output device is coupled to the taximeter and generates a confirmation that the fee has been paid.

Description

Taxi payment system and method

technical field

The present invention relates to payment methods for taxis and other modes of transport. More specifically, it relates to the secure use of cashless payments.

Background technique

In the field of rented vehicles or taxis, there is a need to accept non-cash payments in addition to cash payments.

Figure 1 shows the components of a typical meter system installed in a vehicle. A taxi meter 100 is used together with a receipt printer 101 and the two units are connected by a wired cable 102 . The cost of a ride depends on the distance traveled, the time it takes, road tolls and other service surcharges, and taxes. To calculate the total fare, the taximeter 100 is connected to a sensor 103 on the transport system to calculate the distance traveled and the time spent in driving/waiting. The taximeter is also connected to the vacancy status system 104 to indicate whether the taxi is vacant, hired or rested.

Currently, most taximeters are hardwired into the taxi in a manner that cannot be easily removed, relocated, or modified. A taxi meter system includes the meter, payment terminal and any other peripherals. In other cases, taxi drivers can obtain their own payment terminals from companies such as Square. There is no connection between the terminal and the meter. Taxi drivers must enter the amount used for the transaction in a payment app or payment terminal.

Currently, fees are calculated based on travel distance, waiting times, tolls and other service charges. The integration of cashless payments into rental vehicles or taxis is not done in the most efficient manner. Adding additional charges can be a manual process that is not transparent to customers and has too many possibilities for error.

There is also a need for a payment system that can easily integrate with existing taxi meters and provide other additional features. The payment terminal needs to be paired, and then communicate with the taxi meter, so that the transaction amount is sent from the meter to the payment terminal.

Contents of the invention

Embodiments of the invention include a mobile system for accepting payments. The system includes a taximeter secured within a vehicle and coupled to a plurality of vehicle sensors. Taximeters generate fare information and fees. The payment terminal is coupled to the taximeter through the interface unit. The payment terminal is mobile and independent of the vehicle. The payment terminal receives the fee and authorizes payment of the fee. An output device coupled to the taximeter generates confirmation that the fare has been paid.

In some embodiments, the payment terminal includes an operating system that executes a plurality of mobile applications.

In other embodiments, the payment terminal includes a touch screen and a display. The touch screen receives user input. The display provides user feedback. Passengers receive instructions for the fare and authorize payment using the touchscreen.

In some embodiments, the payment terminal includes a magnetic stripe reader for reading data stored on the magnetic stripe of the payment card, and the payment terminal receives the payment card data through the magnetic stripe reader. The payment terminal may also include an integrated chip card reader to access data stored on the payment card, and the payment terminal receives payment card data through the integrated chip card reader. The payment terminal may also include a near field communication transceiver for accessing data stored on the payment card, and the payment terminal receives the payment card data through the near field communication transceiver. In further embodiments, the payment terminal includes a barcode reader to access data stored on a barcode visible on printed material or displayed on an electronic display incorporated into the mobile phone. Scan the barcode to authorize payment. In other embodiments, the payment terminal includes a camera for capturing facial images or barcode patterns. The barcode pattern can be displayed on an electronic display incorporated into the handset. Capture a passenger's image or barcode pattern to authorize payment.

In some embodiments, the payment terminal includes a PIN pad for capturing a PIN associated with the payment method, and the PIN is used to authorize payment of the fee. The payment terminal may also include an iris scanner to capture the user's biometric data and receive iris scan data to authorize payment. The payment terminal may also include a fingerprint scanner to capture the user's biometric data and receive the fingerprint scan data to authorize payment. The payment terminal may also include a microphone to capture the user's biometric data for voice recognition and to receive voice audio data to authorize payment.

In some embodiments, the payment terminal includes a communication module that allows the payment terminal to communicate with the mobile phone cellular network. The payment terminal may also include a Wi-Fi module, which allows the payment terminal to communicate with a Wi-Fi network. In a further embodiment, the payment terminal includes a Bluetooth module that allows the device to communicate with another Bluetooth device. The output device may be coupled to the payment terminal via the Bluetooth module.

In other embodiments, the payment terminal includes a GPS module to capture geographic location data related to the payment.

In a further embodiment, the fare information includes trip start time and trip end time, travel distance, waiting time, surcharges and service charges.

In some embodiments, the interface unit communicates with the taxi meter via a wired or wireless communication link. In other cases, the interface unit communicates with the payment terminal via a wired or wireless communication link.

In some embodiments, the interface unit receives the fare from the taximeter and transmits the fare to the payment terminal.

In some embodiments, a mobile application running on a payment terminal can accept payment as an online transaction or an offline transaction.

In a further embodiment, the payment terminal supports one of various payment methods including credit card, membership card, barcode, QR code, biometric data including iris data, fingerprint data, facial recognition data and mobile payment , voice recognition, mobile payments including payment tokens or digital wallets.

In some embodiments, payment is authorized using one of a number of authentication methods including entering a signature on a touch screen, entering a password on a PIN pad, entering biometric data, and using a digital wallet.

In some embodiments, the confirmation includes a printed receipt, email, SMS or notification sent to the client mobile application.

In some embodiments, the fee includes payment for an item purchased with the rental fee, which may be an airline ticket, a prepaid SIM card, food or beverages. In other cases, the confirmation further includes a benefit offer.

In other embodiments, the payment terminal also includes a mobile application that records routes, captures the real-time location of the vehicle, or receives taxi service requests.

In other embodiments, the payment terminal may read the interface unit's secret from the NFC tag used for the pairing process to allow authentication and connection establishment between the payment terminal and the interface unit. Alternatively, the payment terminal may read the interface unit's secret from the QR code used for the pairing process to allow authentication and connection establishment between the payment terminal and the interface unit.

Embodiments of the invention also include methods for processing payments for transporting passengers. The method includes a taximeter secured within a vehicle, receiving trip information from a plurality of vehicle sensors, and the taximeter generating fare information and charges. The payment terminal receives the fare from the taximeter through the interface unit. The interface unit is coupled to the taximeter. The payment terminal is mobile and independent of the vehicle. The payment terminal authorizes payment of the fare and authorizes the output device (which is coupled to said taximeter) to generate a confirmation that the fare has been paid.

Other aspects and features of the invention will become apparent to those of ordinary skill in the art from the following description of specific embodiments of the invention read in conjunction with the accompanying drawings.

Description of drawings

FIG. 1 is a system diagram showing a fare meter in a typical taxi.

FIG. 2 is a system diagram showing components in the present invention.

Figure 3 shows the components inside the payment terminal.

Figure 4 shows an alternative implementation of a payment terminal consisting of a host device (mobile phone or tablet) and a payment receiving device.

Figure 5 shows the software hierarchy in which multiple software applications can run on top of the operating system.

Figure 6 shows the connection between the payment terminal and the payment processor.

Figure 7 shows the payment process.

Fig. 8 (Fig. 8A, Fig. 8B, Fig. 8C) shows the usage example of paying with a magnetic stripe payment card, an ICC interface payment card and an NFC interface payment card by a passenger.

detailed description

Embodiments of the present invention include taxi payment systems and methods designed to work with existing taximeters and provide other features that can benefit drivers and passengers. Embodiments may also be used with other rental vehicles or newer modes of transportation, such as ride-sharing transportation services such as Uber or Lyft and other services with similar business models. Embodiments of the present invention utilize a mobile point of sale (MPOS) terminal coupled to a mobile computing unit, such as a mobile phone or tablet, to allow multiple applications to provide a myriad of functions complementary to payment functions.

Figure 2 shows components of an embodiment of the invention for use with an existing taximeter system. The taximeter 100 is modified to be connected to an interface unit 201 via a communication channel (eg wired or wireless interface) 202 . The taximeter 100 is installed in a taxi or vehicle in such a way that it is difficult to modify, uninstall, relocate or move. The meter and the interface unit are connected by a communication channel 202 which may be provided by any suitable wired protocol (eg as USB, RS-232, RS-485) or wireless protocol (such as Bluetooth, IrDA, ZigBee, etc.). In addition, the mobile payment terminal 200 communicates with the interface unit 201 through another communication link 203, which can also be implemented by a wired or wireless protocol, but due to the mobility of the payment terminal unit 200, a wireless implementation is preferred. In a preferred embodiment, the communication link 203 is provided by a Wi-Fi communication link. The mobile payment terminal can interface to the existing printer 101 of FIG. 1 as well as to another printer 204 . The printer 101 is also typically mounted in a taxi or vehicle in such a way that it is difficult to retrofit, uninstall, relocate or move.

The mobile payment terminal 200 can be associated with the driver of the vehicle and can be easily moved with the driver and removed from the vehicle. For the case of drivers using different treatments on different shifts or days, the mobile payment terminal 200 can accompany the drivers in different vehicles.

FIG. 3 shows components and modules that may be incorporated into the mobile payment terminal 200 . Not all of these components and modules are required in the embodiments of the present invention, and the mobile payment terminal can implement only components required for its specific application. Components and modules include microcontroller unit 301 and memory 302 in which one or more software applications run. A user may enter data and issue commands using buttons 303, touch screen 311, and any other user interface that can accept user input. Audio speaker 304 and microphone 305 are also commonly used. Various network hardware and software may be included to support cellular networks via GSM, 3G or 4G 306 protocols, and a Wi-Fi module 307 may also be included. The Bluetooth module 308 can be used for short-range wireless communication with printers, taximeters or other components of the system. USB309 and serial port 310 interfaces can be used for short distance wired communication inside and outside the system. The GPS module 313 can capture geographic location data, and the accelerometer can provide movement data. Camera 312 may be used to capture facial features, and iris scanner 314 or fingerprint scanner 315 may also be used to capture biometric information to authenticate customers as part of the payment process. The camera can also be used to capture QR codes or other 2D barcodes used for certain payment methods. A secure PIN pad 319 may be included to allow entry of a personal identification number (PIN) for authentication and payment acceptance. The touch screen 311 can be used to allow the customer to enter a signature on the screen, and the digital image can be used as a form of payment authentication for the customer. Alternatively, the touch screen can be used to generate a software PIN pad for customers to enter their PIN. Additionally, an NFC reader 316 may be included to allow customers to make payments using an NFC-enabled payment card or NFC-enabled digital wallet on the phone. An ICC (Integrated Circuit Card) reader 317 allows customers to make payments using ICC enabled payment cards or EMV payment cards. Magnetic stripe reader 318 allows customers to make payments using payment cards that include a magnetic stripe. Barcode scanner 320 allows customers to read barcodes (eg, loyalty card numbers) to enable other payment methods.

Figure 4 shows an alternative arrangement in which the mobile payment terminal 200 consists of two separate physical devices between which the functionality is divided. Here we have a host device 200a, typically a mobile computing device such as a mobile phone or tablet, and a payment receiving device 200b, which may communicate with the host device via a wired or wireless connection 200c.

Referring to Figure 5, the payment terminal 200 has an operating system 400 running thereon, within which a number of software applications or applications 401 run. In a preferred embodiment, the operating system is an Android operating system and can run multiple Android compatible applications. Other mobile operating systems can also be used.

When the final fare is calculated by the taximeter 100, the total amount and data related to the trip, such as time stamp, start time and end time and location of the trip, distance traveled and other relevant locations, are sent from the taxi meter via the communication channel 202 The device 100 is sent to the interface unit 201. Then, the interface unit 201 sends the data to the mobile payment terminal 200 via the connection 203 . Passengers can use one of the payment methods available in the payment application on the mobile payment terminal 200 to complete the transaction.

Referring to FIG. 6, for online transactions, payment terminal 200 may communicate with payment processor 500 via communication link 501 for authorization and approval. In a preferred embodiment, the communication link 501 is provided by the GSM/3G/4G cellular network module 306 . After the transaction is completed, the transaction result and payment details from the payment processor are sent back to the payment terminal 200 . The payment terminal 200 can then print the passenger's receipt. Referring to FIG. 2, in one embodiment, receipt data is sent from the payment terminal 200 to the interface unit 201, then relayed to the meter 100, and finally transmitted to the receipt printer 101, where the receipt is printed. In another alternative embodiment, receipt data is sent from the payment terminal 200 to a separate receipt printer unit 204 where the receipt is printed. In another alternative embodiment, the receipt data is sent from the payment terminal 200 directly to the receipt printer unit 101 where the receipt is printed.

Referring to Figure 8, three common card-based payment methods are shown. FIG. 8A shows a customer making payment using a magnetic stripe card read by the magnetic stripe reader 318 on the terminal 200 . FIG. 8B shows a customer making a payment using an ICC enabled payment card read by the ICC reader 317 on the payment terminal 200 into which the payment card is typically inserted. FIG. 8C shows a customer paying with an NFC enabled payment card read by the NFC reader 316 on the payment terminal 200 , where the payment card only needs to be in proximity to the NFC reader of the payment terminal 200 .

Referring again to Figure 2, the interface unit 201 interfaces with the taxi meter 100, which is also hardwired to the meter or vehicle to prevent tampering or modification. The payment terminal 200 authenticates with the interface unit 201 as part of establishing the communication link 203 . The payment terminal 200 is mobile and must be associated or paired with the interface unit 201 . Pairing can be accomplished by reading an NFC tag that has been attached or otherwise installed inside the taxi. The NFC tag stores a secret 225 that is also shared or associated with the interface unit 201 . After the payment terminal 200 reads the NFC tag and obtains the secret, the payment terminal can modify its communication parameters to allow the connection between the payment terminal and the interface unit to be established successfully.

In some embodiments where the connection between the payment terminal 200 and the interface unit uses the WiFi protocol, the payment terminal acts as a WiFi access point. The payment terminal 200 may generate a set of SSID and password depending on the read secret. The interface unit can also use the same shared algorithm to generate a set of SSID and password. The interface unit 201 can connect to the payment terminal 200 including an access point by using the generated SSID and password.

In other embodiments, the secret can be read from a QR code image. The payment terminal 200 can read the secret by scanning the QR code image. The QR code can be a sticker that is adhered or otherwise mounted inside the taxi. Alternatively, the QR code may be displayed by a display unit such as an LCD or other display on the dashboard.

In normal operation, after taking a taxi, the final fare is calculated by the taximeter 100 . This charge amount is sent by the fare meter 100 to the interface unit 201 via the connection 202 . The interface unit 201 sends the fee amount to the payment terminal 200 through the connection 203 . Upon receipt of the fee amount, the payment application on the payment terminal 200 will be launched or otherwise executed to begin the payment process. Drivers or passengers can add surcharges and tips accordingly.

Passengers can choose a payment method and provide their payment method, such as a credit card. Depending on the payment application, different payment methods can be accepted, including but not limited to credit cards, debit cards, loyalty cards, QR codes, payment tokens, digital wallets and other tokenization methods.

Any method of customer authentication or cardholder authentication can be done if desired. Customer authentication methods include, but are not limited to, signature, PIN, fingerprint, iris scan, facial recognition, voice recognition, DNA biometrics, Social Security ID, and driver's license authentication. The payment terminal 200 processes payment instrument data and transaction payment data, and forwards them directly or indirectly to the payment processor through the mobile cellular network.

After the transaction is processed by the payment processor, the transaction result is sent back to the payment terminal, where the final transaction result, usually approved or declined, is displayed to the passenger. Optionally, the receipt can be printed out and provided to the passenger. Alternatively, the receipt can be sent as a text message, email to the passenger; or as a notification to a mobile app installed on the passenger's mobile device.

In an embodiment of the present invention, the payment terminal 200 is paired with the interface unit 201 before use, and the components are set up and connected. In a normal operating setup, the taximeter 100 and the interface unit 201 are installed in a taxi and relatively fixed. In contrast, payment terminal 200 is portable. Drivers will likely have it with them when they're not driving, so it won't be limited to taxis. Generally, a taxi is driven by multiple drivers on different shifts in order to maximize the utilization of the taxi. A method is needed to correctly identify and establish the relationship between the taximeter 100 and the interface unit 201; the interface unit 201 representing the taxi and the payment terminal 200 representing the driver. The constraints on this relationship are called the pairing process, and when a driver starts a shift, the pairing should take place. To facilitate the pairing process, embodiments of the present invention use an NFC tag installed in the taxi that will be read by the payment terminal the first time the payment application is activated at the start of a shift.

The NFC tag stores one or more secrets shared by the interface unit. The payment terminal reads a secret from the NFC tag, which is used to derive or otherwise generate a set of credentials for authentication purposes. The NFC tag can store a secret that allows the SSID and password of the WiFi connection between the payment terminal and the interface unit to be derived. When the payment application is activated, the driver reads the NFC tag with the payment terminal. Once the WiFi connection is established, the system is ready to accept payments.

In an alternative embodiment, the secret is stored on the QR code image. The QR code image can be installed in the taxi as a sticker or as an image displayed on the screen.

The payment terminal 200 can also support other applications. The payment terminal 200 may include an Internet connection and allow different types of mobile applications to be developed and run. The payment terminal may be running common mobile operations, such as the Android operating system that allows multiple mobile applications to be installed and run. Applications other than payments are possible by using different system components such as readers, sensors and geolocation devices. Examples include restaurant reservation apps, parking lot occupancy apps, online ticket booking systems, taxi request apps, and real-time traffic monitoring systems with route suggestions.

While the foregoing written description of the invention enables one of ordinary skill to make and use what is presently believed to be the best mode of technology, those of ordinary skill in the art will understand and appreciate variations, combinations, and variations of the specific embodiments, methods, and examples herein. and equivalents exist. Therefore, the present invention is not limited by the above-described embodiments, methods, and examples, but by all embodiments and methods within the scope and spirit of the present invention.

The ensuing description provides representative embodiments only, and is not intended to limit the scope, applicability, or configuration of the disclosure. Rather, the ensuing description of the embodiments will provide those skilled in the art with an enabling description for implementing the embodiments of the invention. It being understood that various changes may be made in the function and arrangement of elements without departing from the spirit and scope as set forth in the appended claims. Accordingly, an embodiment is an example or implementation of the invention, and not the only implementation. The various expressions "one embodiment," "an embodiment" or "some embodiments" do not necessarily all refer to the same embodiments. Although various features of the invention may be described in the context of a single embodiment, these features may also be provided separately or in any suitable combination. Conversely, although the invention may be described herein in the context of a single embodiment for clarity, the invention can also be implemented in a single embodiment or in any combination of embodiments.

Reference in the specification to "one embodiment", "an embodiment", "some embodiments" or "other embodiments" means that a particular feature, structure or characteristic described in connection with the embodiment is included in at least one embodiment, But not necessarily included in all embodiments of the invention. The phraseology and terminology used herein should not be construed as limiting, but for descriptive purposes only. It should be understood that if a claim or specification refers to "a" or "an" element, that reference should not be construed as that there is only one of such element. It should be understood that if it is clarified in the specification that "may", "might", "can" or "could" include a feature, structure or characteristic of a component, then the specific component, feature , structures or properties do not have to be included.

With respect to terms such as "left", "right", "top", "bottom", "front" and "rear", it is intended to be used for specific features, structures in the drawings depicting embodiments of the invention or the orientation of the component. Clearly, such directional terms have no specific meaning with respect to the actual use of a device, since the device may be used in a variety of orientations by one or more users.

With respect to the terms "comprising", "including", "consisting" and their grammatical variants, the addition of one or more elements, features, steps, integers or groups thereof is not excluded, and the terms are not to be construed as specifying elements, features, steps or overall. Likewise, the phrase "consisting essentially of" and its grammatical variants, when used herein, should not be interpreted as excluding additional elements, steps, characteristic integers or groups thereof, but rather that additional features, integers, steps, A component or group thereof does not materially alter the essential and novel characteristics of the claimed composition, device or method. If the specification or claims refer to "an additional" element, that does not preclude the presence of more than one of the additional element.

Claims (64)

1. a kind of be used to receive the mobile system paid, the mobile system includes：

Taximeter, the taximeter are fixed in vehicle, and are coupled to multiple vehicle sensors, described Taximeter generates cost information and expense；

Payment terminal, it is coupled to the taximeter by interface unit, and the payment terminal is mobile, and Independently of the vehicle, the payment terminal receives the expense, expense described in the payment terminal authority to pay；With

Output device, it is coupled to the taximeter, and the output device generates the prepaid confirmation of expense.

2. mobile system according to claim 1, wherein the payment terminal includes operating system, the operating system is held The multiple Mobile solutions of row.

3. mobile system according to claim 1, wherein the payment terminal includes touch-screen and display, the touch Screen receives user's input, and the display provides user feedback.

4. mobile system according to claim 1, wherein the payment terminal includes magnetic strip reader, to read storage Data on the magnetic stripe of Payment Card.

5. mobile system according to claim 1, wherein the payment terminal includes integrated chip card reader, to visit Ask the data being stored on Payment Card.

6. mobile system according to claim 1, wherein the payment terminal includes near-field communication transceiver, to access The data being stored on Payment Card.

7. mobile system according to claim 1, wherein the payment terminal includes barcode reader, deposited to access The data on bar code are stored up, the bar code is visible on printed material or is displayed on the electricity being incorporated into mobile phone On sub-display.

8. mobile system according to claim 1, wherein the payment terminal includes camera, to capture face-image or Bar code pattern, the bar code pattern are displayed on the electronic console being incorporated into mobile phone.

9. mobile system according to claim 1, wherein the payment terminal includes code keypad, to capture and pay The associated password of method.

10. mobile system according to claim 1, wherein the payment terminal includes iris scan device, to capture use The biological attribute data at family.

11. mobile system according to claim 1, wherein the payment terminal includes fingerprint scanner, to capture State the biological attribute data of user.

12. mobile system according to claim 1, wherein the payment terminal includes microphone, to capture the use The biological attribute data at family, for speech recognition.

13. mobile system according to claim 1, wherein the payment terminal includes communication module, it allows to pay eventually End is communicated with mobile phone cellular network.

14. mobile system according to claim 1, wherein the payment terminal includes Wi-Fi module, it allows to pay eventually End is communicated with Wi-Fi network.

15. mobile system according to claim 1, wherein the payment terminal includes bluetooth module, set described in its permission It is standby to be communicated with another bluetooth equipment.

16. mobile system according to claim 1, wherein the payment terminal includes GPS module, to capture with it is described The geographic position data of costs associated.

17. mobile system according to claim 1, wherein between the cost information is included at the beginning of stroke and stroke End time, operating range, stand-by period, additional cost and service charge.

18. mobile system according to claim 1, wherein the interface unit is via wired or wireless communication link and institute Taximeter is stated to be communicated.

19. mobile system according to claim 1, wherein the interface unit is via wired or wireless communication link and institute Payment terminal is stated to be communicated.

20. mobile system according to claim 1, wherein described in the interface unit from taximeter reception Expense, and the expense is sent to the payment terminal.

21. mobile system according to claim 1, wherein the Mobile solution run in the payment terminal can receive As online transaction or the payment of off-line trading.

22. mobile system according to claim 1, wherein the payment terminal supports at least one in a variety of methods of payment Kind, a variety of methods of payment include credit card, member card, bar code, QR codes, biological attribute data and mobile payment, described Biological attribute data includes iris data, finger print data, face recognition data, or speech recognition, and the mobile payment includes branch Pay token or digital wallet.

23. mobile system according to claim 1, wherein the authority to pay is utilized in a variety of identity identifying methods extremely Few one kind, a variety of identity identifying methods include：

Input signature on the touchscreen, password is inputted on code keypad, input biological attribute data and use digital wallet.

24. mobile system according to claim 1, wherein the confirmation includes the receipt of printing.

25. mobile system according to claim 1, wherein described confirm to include the electronics for being sent to client Mobile solution Mail, SMS or notice.

26. mobile system according to claim 1, wherein the expense is included with going out the commodity bought together with rental Pay, the commodity include air ticket, prepaid SEVI card, food or beverage.

27. mobile system according to claim 1, wherein the confirmation includes preferential offer.

28. mobile system according to claim 1, wherein the payment terminal also includes the Mobile solution of record route.

29. mobile system according to claim 1, wherein the payment terminal also includes the shifting of capture vehicle real time position Dynamic application.

30. mobile system according to claim 1, wherein the payment terminal please also including that can receive tax services The Mobile solution asked.

31. mobile system according to claim 1, wherein the payment terminal can be from the NFC marks for matching processing Label read the secret of the interface unit, to allow certification between the payment terminal and the interface unit and connection to build It is vertical.

32. mobile system according to claim 1, wherein the payment terminal can be read from the QR codes for matching processing The secret of the interface unit is taken, to allow the certification and connection foundation between the payment terminal and the interface unit.

33. a kind of be used to handle the method for transporting the payment of passenger, methods described includes：

The taximeter being fixed in vehicle receives travel information, and taxi valuation from multiple vehicle sensors Device generates cost information and expense；

Payment terminal receives the expense by interface unit from the taximeter, and the interface unit is coupled to institute Taximeter is stated, the payment terminal may move, and independently of the vehicle；

Expense described in the checkout terminal authority to pay；With

The output device for being coupled to the taximeter generates the prepaid confirmation of expense.

34. according to the method for claim 33, wherein the payment terminal includes operating system, the operating system performs Multiple Mobile solutions.

35. according to the method for claim 33, wherein the payment terminal includes touch-screen and display, methods described is also The instruction of the expense is received including the passenger, and the payment is authorized using the touch-screen.

36. according to the method for claim 33, wherein the payment terminal includes magnetic strip reader, it is stored in read Data on the magnetic stripe of Payment Card, methods described also include the payment terminal and receive Payment Card number by the magnetic strip reader According to.

37. according to the method for claim 33, wherein the payment terminal includes integrated chip card reader, to access The data being stored on Payment Card, methods described also include the payment terminal and receive branch by the integrated chip card reader Pay card data.

38. according to the method for claim 33, wherein the payment terminal includes near-field communication transceiver, deposited to access The data on Payment Card are stored up, methods described also includes the payment terminal and receives Payment Card by the near-field communication transceiver Data.

39. according to the method for claim 33, wherein the payment terminal includes barcode reader, to access storage Data on bar code, the bar code is visible on printed material or is displayed on the electronics being incorporated into mobile phone On display, methods described also includes scanning the bar code with expense described in authority to pay.

40. according to the method for claim 33, wherein the payment terminal includes camera, to capture face-image or bar Shape code pattern, the bar code pattern are displayed on the electronic console being incorporated into mobile phone, and methods described is also wrapped The image or bar code pattern of capture passenger is included, with expense described in authority to pay.

41. according to the method for claim 33, wherein the payment terminal includes code keypad, to capture and payer The associated password of method, methods described also includes receiving PIN from the code keypad, with expense described in authority to pay.

42. according to the method for claim 33, wherein the payment terminal includes iris scan device, to capture user's Biological attribute data, methods described also includes receiving iris scan data, with expense described in authority to pay.

43. according to the method for claim 33, wherein the payment terminal includes fingerprint scanner, to capture user's Biological attribute data, methods described also includes receiving fingerprint scan data, with expense described in authority to pay.

44. according to the method for claim 33, wherein the payment terminal includes microphone, to capture the user's Biological attribute data is used for speech recognition, and methods described also includes receiving voice audio data, with expense described in authority to pay.

45. according to the method for claim 33, wherein the payment terminal includes communication module, it allows described pay eventually End is communicated with mobile phone cellular network, and methods described also includes receiving iris scan data, to take described in authority to pay With.

46. according to the method for claim 33, wherein the payment terminal includes Wifi modules, it allows described pay eventually What end was communicated with Wi-Fi network, the interface unit is couple to the taximeter by the Wi-Fi network.

47. according to the method for claim 33, wherein the payment terminal includes bluetooth module, its allow described equipment and Another bluetooth equipment is communicated, and the output device is couple to the payment terminal by the bluetooth module.

48. according to the method for claim 33, wherein the payment terminal includes GPS module, to capture and the expense With relevant geographic position data, the cost information includes the geographic position data.

49. according to the method for claim 33, wherein the cost information include stroke at the beginning of between and stroke knot Beam time, operating range, stand-by period, additional cost and service charge.

50. according to the method for claim 33, wherein the interface unit via wired or wireless communication link with it is described Taximeter is communicated.

51. according to the method for claim 33, wherein the interface unit via wired or wireless communication link with it is described Payment terminal is communicated.

52. according to the method for claim 33, wherein the interface unit receives described take from the taximeter With, and the expense is sent to the payment terminal.

53. according to the method for claim 33, wherein the Mobile solution run in the payment terminal can receive work For online transaction or the payment of off-line trading.

54. according to the method for claim 33, wherein the payment terminal supports at least one of a variety of methods of payment, A variety of methods of payment include credit card, member card, bar code, QR codes, biological attribute data and mobile payment, the biology Characteristic includes iris data, finger print data, face recognition data, or speech recognition, and the mobile payment includes accountable warrant Board or digital wallet.

55. according to the method for claim 33, wherein authority to pay utilizes at least one of a variety of identity identifying methods, A variety of identity identifying methods include：

Input signature on the touchscreen, password is inputted on code keypad, input biological attribute data and use digital wallet.

56. according to the method for claim 33, wherein the confirmation includes the receipt of printing.

57. according to the method for claim 33, wherein described confirm to include the electronics postal for being sent to client Mobile solution Part, SMS or notice.

58. according to the method for claim 33, wherein the expense includes the branch with going out the commodity bought together with rental Pay, the commodity include air ticket, prepaid SEVI card, food or beverage.

59. according to the method for claim 33, wherein the confirmation includes preferential offer.

60. according to the method for claim 33, wherein the payment terminal also includes the Mobile solution of record route.

61. according to the method for claim 33, wherein the payment terminal also includes the movement of capture vehicle real time position Using.

62. according to the method for claim 33, wherein the payment terminal also includes that tax services request can be received Mobile solution.

63. according to the method for claim 33, wherein the payment terminal can be read from the NFC label for matching processing The secret of the interface unit is taken, to allow the certification and connection foundation between the payment terminal and the interface unit.

64. according to the method for claim 33, wherein the payment terminal can be read from the QR codes for matching processing The secret of the interface unit, to allow the certification and connection foundation between the payment terminal and the interface unit.