[go: up one dir, main page]

CN107423804A - Smart card, smart card administrative system and management method - Google Patents

Smart card, smart card administrative system and management method Download PDF

Info

Publication number
CN107423804A
CN107423804A CN201710589377.9A CN201710589377A CN107423804A CN 107423804 A CN107423804 A CN 107423804A CN 201710589377 A CN201710589377 A CN 201710589377A CN 107423804 A CN107423804 A CN 107423804A
Authority
CN
China
Prior art keywords
chip
smart card
dimensional code
cloud server
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201710589377.9A
Other languages
Chinese (zh)
Other versions
CN107423804B (en
Inventor
闫河
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Gaozhesi Technology Guangzhou Co ltd
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CN201710589377.9A priority Critical patent/CN107423804B/en
Publication of CN107423804A publication Critical patent/CN107423804A/en
Application granted granted Critical
Publication of CN107423804B publication Critical patent/CN107423804B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/0772Physical layout of the record carrier
    • G06K19/07722Physical layout of the record carrier the record carrier being multilayered, e.g. laminated sheets
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

本发明提供一种智能卡、智能卡管理系统及管理方法,其中,智能卡包括,顺次紧密连接的卡表层,中间层,卡底层,且中间层包括IC芯片和均匀分布的导电油墨,卡表层包括二维码和供IC芯片穿过的芯片孔,其中,二维码含有涉及IC芯片在系统中的编码信息且二维码与IC芯片唯一对应。本发明提供的智能卡、智能卡管理系统及管理方法,通过在智能卡上设置IC芯片和与IC芯片唯一对应的二维码,以实现对智能卡进行双重认证后方可实施金融操作,可降低用户财产的安全风险。

The invention provides a smart card, a smart card management system and a management method, wherein the smart card includes a card surface layer, an intermediate layer, and a card bottom layer closely connected in sequence, and the middle layer includes an IC chip and uniformly distributed conductive ink, and the card surface layer includes two The two-dimensional code and the chip hole for the IC chip to pass through, wherein the two-dimensional code contains coding information related to the IC chip in the system and the two-dimensional code is uniquely corresponding to the IC chip. The smart card, the smart card management system and the management method provided by the present invention set an IC chip and a two-dimensional code uniquely corresponding to the IC chip on the smart card, so as to implement double authentication on the smart card before implementing financial operations, which can reduce the security of user property risk.

Description

智能卡、智能卡管理系统及管理方法Smart card, smart card management system and management method

技术领域technical field

本发明涉及一种智能卡、智能卡管理系统及管理方法。The invention relates to a smart card, a smart card management system and a management method.

背景技术Background technique

目前金融IC卡技术十分成熟,且已广泛应用于金融、电信、交通、商贸、社保、税收、医疗、保险等,几乎涵盖所有的公共事业领域。但是,随着信息技术的不断提高,现有的金融IC卡容易被不法分子复制盗用,继而给用户带来经济损失。At present, financial IC card technology is very mature and has been widely used in finance, telecommunications, transportation, commerce, social security, taxation, medical care, insurance, etc., covering almost all public utilities. However, along with the continuous improvement of information technology, existing financial IC cards are easily copied and embezzled by criminals, and then bring economic losses to users.

发明内容Contents of the invention

本发明要解决的技术问题是提供一种智能卡、智能卡管理系统及管理方法,通过在智能卡上设置IC芯片和与IC芯片唯一对应的二维码,以实现对智能卡进行双重认证后方可实施金融操作,可降低用户财产的安全风险。The technical problem to be solved by the present invention is to provide a smart card, a smart card management system and a management method. By setting an IC chip and a two-dimensional code uniquely corresponding to the IC chip on the smart card, financial operations can only be implemented after double authentication of the smart card , which can reduce the safety risk of users' property.

为解决上述技术问题,本发明提供的技术方案是:In order to solve the problems of the technologies described above, the technical solution provided by the invention is:

第一方面,本发明提供一种智能卡,包括,顺次紧密连接的卡表层,中间层,卡底层,且中间层包括IC芯片和均匀分布的导电油墨,卡表层包括二维码和供IC芯片穿过的芯片孔,其中,二维码含有涉及IC芯片在系统中的编码信息且二维码与IC芯片唯一对应。In the first aspect, the present invention provides a kind of smart card, comprising, the card surface layer closely connected in sequence, the middle layer, the card bottom layer, and the middle layer includes IC chip and conductive ink evenly distributed, and the card surface layer includes two-dimensional code and supply IC chip Through the chip hole, the two-dimensional code contains coded information related to the IC chip in the system and the two-dimensional code is uniquely corresponding to the IC chip.

进一步地,IC芯片为RFID芯片,且RFID芯片中设置有一LC串联谐振电路,且LC串联谐振电路的谐振频率为13.56MHz。Further, the IC chip is an RFID chip, and an LC series resonant circuit is arranged in the RFID chip, and the resonant frequency of the LC series resonant circuit is 13.56 MHz.

进一步地,二维码为QR Code形式的二维码。Further, the two-dimensional code is a two-dimensional code in the form of QR Code.

第二方面,本发明提供一种智能卡管理系统,对智能卡进行管理,包括,智能卡,云服务器,用户终端,第一芯片识读器,第二芯片识读器,二维码扫码器;In a second aspect, the present invention provides a smart card management system for managing smart cards, including smart cards, cloud servers, user terminals, first chip readers, second chip readers, and two-dimensional code scanners;

智能卡,用于供用户进行金融操作;Smart cards for users to carry out financial operations;

第一芯片识读器,用于读取智能卡上IC芯片中的芯片数据,并将芯片数据发送至云服务器中;The first chip reader is used to read the chip data in the IC chip on the smart card, and send the chip data to the cloud server;

二维码扫码器,用于对智能卡上的二维码进行扫描以获得与IC芯片唯一对应的编码信息,并将编码信息发送至云服务器中;Two-dimensional code scanner, used to scan the two-dimensional code on the smart card to obtain the coded information uniquely corresponding to the IC chip, and send the coded information to the cloud server;

云服务器,用于接收并存储第一芯片识读器发送的芯片数据和二维码扫码器发送的编码信息,并将编码信息与芯片数据进行绑定,以获得关联数据;The cloud server is used to receive and store the chip data sent by the first chip reader and the encoded information sent by the two-dimensional code scanner, and bind the encoded information with the chip data to obtain associated data;

第二芯片识读器,用于读取智能卡上IC芯片中的芯片数据,并将芯片数据发送至云服务器中;The second chip reader is used to read the chip data in the IC chip on the smart card, and send the chip data to the cloud server;

用户终端,用于对智能卡上的二维码进行扫描,并将扫描结果数据发送至云服务器中;The user terminal is used to scan the two-dimensional code on the smart card, and send the scanning result data to the cloud server;

云服务器,还用于将第二芯片识读器发送的芯片数据和用户终端发送的扫描结果数据,分别与关联数据进行匹配,以鉴定智能卡的真伪并判断是否可执行金融操作。The cloud server is also used to match the chip data sent by the second chip reader and the scan result data sent by the user terminal with the associated data, so as to identify the authenticity of the smart card and determine whether financial operations can be performed.

进一步地,云服务器包括首次信息绑定模块,首次信息绑定模块用于记录二维码被首次扫描时的用户终端型号信息。Further, the cloud server includes a first information binding module, which is used to record the user terminal model information when the QR code is scanned for the first time.

进一步地,用户终端为手机或PC机。Further, the user terminal is a mobile phone or a PC.

进一步地,第一芯片识读器为RFID识读器;Further, the first chip reader is an RFID reader;

第二芯片识读器为RFID识读器。The second chip reader is an RFID reader.

第三方面,本发明提供一种智能卡管理方法,包括,In a third aspect, the present invention provides a smart card management method, including:

第一芯片识读器,读取智能卡上IC芯片中的芯片数据,并将芯片数据发送至云服务器中;The first chip reader reads the chip data in the IC chip on the smart card, and sends the chip data to the cloud server;

二维码扫码器,对智能卡上的二维码进行扫描以获得与IC芯片唯一对应的编码信息,并将编码信息发送至云服务器中;Two-dimensional code scanner, which scans the two-dimensional code on the smart card to obtain the coded information uniquely corresponding to the IC chip, and sends the coded information to the cloud server;

云服务器,接收并存储第一芯片识读器发送的芯片数据和二维码扫码器发送的编码信息,并将编码信息与芯片数据进行绑定,以获得关联数据;The cloud server receives and stores the chip data sent by the first chip reader and the encoded information sent by the two-dimensional code scanner, and binds the encoded information with the chip data to obtain associated data;

第二芯片识读器,读取智能卡上IC芯片中的芯片数据,并将芯片数据发送至云服务器中;The second chip reader reads the chip data in the IC chip on the smart card, and sends the chip data to the cloud server;

用户终端,对智能卡上的二维码进行扫描,并将扫描结果数据发送至云服务器中;The user terminal scans the two-dimensional code on the smart card, and sends the scanning result data to the cloud server;

云服务器,将第二芯片识读器发送的芯片数据和用户终端发送的扫描结果数据,分别与关联数据进行匹配,以鉴定智能卡的真伪并判断是否可执行金融操作。The cloud server matches the chip data sent by the second chip reader and the scan result data sent by the user terminal with the associated data, so as to identify the authenticity of the smart card and determine whether financial operations can be performed.

进一步地,还包括,云服务器记录二维码被首次扫描时的用户终端型号信息。Further, it also includes that the cloud server records the user terminal model information when the two-dimensional code is scanned for the first time.

进一步地,用户终端为手机或PC机。Further, the user terminal is a mobile phone or a PC.

本发明提供的智能卡、智能卡管理系统及管理方法,通过在智能卡上设置IC芯片和与IC芯片唯一对应的二维码,以实现对智能卡进行双重认证后方可实施金融操作,可降低用户财产的安全风险。The smart card, the smart card management system and the management method provided by the present invention set an IC chip and a two-dimensional code uniquely corresponding to the IC chip on the smart card, so as to implement double authentication on the smart card before implementing financial operations, which can reduce the security of user property risk.

附图说明Description of drawings

图1是本发明实施例提供的智能卡的结构示意图;Fig. 1 is a schematic structural diagram of a smart card provided by an embodiment of the present invention;

图2是本发明实施例提供的智能卡的层结构示意图;Fig. 2 is a schematic diagram of the layer structure of the smart card provided by the embodiment of the present invention;

图3是本发明实施例提供的智能卡管理系统的结构框图;Fig. 3 is a structural block diagram of a smart card management system provided by an embodiment of the present invention;

图4是本发明实施例提供的智能卡管理方法的流程图。Fig. 4 is a flowchart of a smart card management method provided by an embodiment of the present invention.

具体实施方式detailed description

下面通过具体的实施例进一步说明本发明,但是,应当理解为,这些实施例仅仅是用于更详细具体地说明之用,而不应理解为用于以任何形式限制本发明。The present invention will be further illustrated by specific examples below, but it should be understood that these examples are only used for more detailed description, and should not be construed as limiting the present invention in any form.

实施例一Embodiment one

结合图1和图2,本实施例提供的智能卡100,包括,顺次紧密连接的卡表层1,中间层2,卡底层3,且中间层2包括IC芯片5和均匀分布的导电油墨6,卡表层1包括二维码4和供IC芯片5穿过的芯片孔7,其中,二维码4含有涉及IC芯片5在系统中的编码信息且二维码4与IC芯片5唯一对应。1 and 2, the smart card 100 provided by this embodiment includes a card surface layer 1, an intermediate layer 2, and a card bottom layer 3 closely connected in sequence, and the intermediate layer 2 includes an IC chip 5 and evenly distributed conductive ink 6, The card surface 1 includes a two-dimensional code 4 and a chip hole 7 for the IC chip 5 to pass through, wherein the two-dimensional code 4 contains coded information related to the IC chip 5 in the system and the two-dimensional code 4 is uniquely corresponding to the IC chip 5 .

本发明实施例提供的智能卡100,通过在智能卡100上设置IC芯片5和与IC芯片5唯一对应的二维码4,以实现对智能卡100进行双重认证后方可实施金融操作,可降低用户财产的安全风险。In the smart card 100 provided by the embodiment of the present invention, by setting the IC chip 5 and the two-dimensional code 4 uniquely corresponding to the IC chip 5 on the smart card 100, the smart card 100 can be double-authenticated before financial operations can be implemented, which can reduce the loss of user property Security Risk.

优选地,IC芯片5为RFID芯片,且RFID芯片中设置有一LC串联谐振电路,且LC串联谐振电路的谐振频率为13.56MHz。本实施例中,IC芯片5为RFID芯片,采用无线射频技术的芯片,实用性更佳,符合社会发展需求。此外,本实施例中的RFID芯片中的LC串联谐振电路的谐振频率为13.56MHz。需要说明的是,本实施例对RFID芯片中LC串联谐振电路的谐振频率不作具体限定,可结合实际需求进行选定。Preferably, the IC chip 5 is an RFID chip, and an LC series resonant circuit is arranged in the RFID chip, and the resonant frequency of the LC series resonant circuit is 13.56 MHz. In this embodiment, the IC chip 5 is an RFID chip, and a chip using radio frequency technology has better practicability and meets the needs of social development. In addition, the resonant frequency of the LC series resonant circuit in the RFID chip in this embodiment is 13.56 MHz. It should be noted that this embodiment does not specifically limit the resonant frequency of the LC series resonant circuit in the RFID chip, which can be selected according to actual needs.

进一步优选地,二维码4为QR Code形式的二维码4。本实施例中,QR Code形式的二维码4读取速度快。需要说明的是,本实施例对二维码4的具体形式不作具体限定,可根据实际发展需求进行设定。Further preferably, the two-dimensional code 4 is a two-dimensional code 4 in the form of a QR Code. In this embodiment, the reading speed of the two-dimensional code 4 in the form of QR Code is fast. It should be noted that this embodiment does not specifically limit the specific form of the two-dimensional code 4 , which can be set according to actual development needs.

实施例二Embodiment two

结合图3,本实施例提供的智能卡管理系统,对智能卡100进行管理,包括,智能卡100,云服务器200,用户终端300,第一芯片识读器400,第二芯片识读器500,二维码扫码器600;3, the smart card management system provided by this embodiment manages the smart card 100, including the smart card 100, the cloud server 200, the user terminal 300, the first chip reader 400, the second chip reader 500, two-dimensional code scanner 600;

智能卡100,用于供用户进行金融操作;Smart card 100, used for financial operations by users;

第一芯片识读器400,用于读取智能卡100上IC芯片5中的芯片数据,并将芯片数据发送至云服务器200中;The first chip reader 400 is used to read the chip data in the IC chip 5 on the smart card 100, and send the chip data to the cloud server 200;

二维码扫码器600,用于对智能卡100上的二维码4进行扫描以获得与IC芯片5唯一对应的编码信息,并将编码信息发送至云服务器200中;The two-dimensional code scanner 600 is used to scan the two-dimensional code 4 on the smart card 100 to obtain the coded information uniquely corresponding to the IC chip 5, and send the coded information to the cloud server 200;

云服务器200,用于接收并存储第一芯片识读器400发送的芯片数据和二维码扫码器600发送的编码信息,并将编码信息与芯片数据进行绑定,以获得关联数据;The cloud server 200 is configured to receive and store the chip data sent by the first chip reader 400 and the encoded information sent by the two-dimensional code scanner 600, and bind the encoded information with the chip data to obtain associated data;

第二芯片识读器500,用于读取智能卡100上IC芯片5中的芯片数据,并将芯片数据发送至云服务器200中;The second chip reader 500 is used to read the chip data in the IC chip 5 on the smart card 100, and send the chip data to the cloud server 200;

用户终端300,用于对智能卡100上的二维码4进行扫描,并将扫描结果数据发送至云服务器200中;The user terminal 300 is used to scan the two-dimensional code 4 on the smart card 100, and send the scanning result data to the cloud server 200;

云服务器200,还用于将第二芯片识读器500发送的芯片数据和用户终端300发送的扫描结果数据,分别与关联数据进行匹配,以鉴定智能卡100的真伪并判断是否可执行金融操作。The cloud server 200 is also used to match the chip data sent by the second chip reader 500 and the scan result data sent by the user terminal 300 with the associated data, so as to identify the authenticity of the smart card 100 and determine whether financial operations can be performed .

本发明实施例提供的智能卡管理系统,通过在智能卡100上设置IC芯片5和与IC芯片5唯一对应的二维码4,用户在进行刷卡的同时,还需要通过手机扫码验证的方式才能够执行消费等操作,对智能卡100进行双重认证,可降低用户财产的安全风险。In the smart card management system provided by the embodiment of the present invention, by setting the IC chip 5 and the two-dimensional code 4 uniquely corresponding to the IC chip 5 on the smart card 100, when the user swipes the card, he also needs to scan the code through the mobile phone for verification. Perform operations such as consumption, and perform double authentication on the smart card 100, which can reduce the safety risk of the user's property.

优选地,云服务器200包括首次信息绑定模块,首次信息绑定模块用于记录二维码4被首次扫描时的用户终端300的型号信息。本实施例中,记录二维码4被首次扫描时的用户终端300的型号信息,可进一步防止用户手机被盗造成的经济损失。Preferably, the cloud server 200 includes a first-time information binding module, which is used to record the model information of the user terminal 300 when the QR code 4 is scanned for the first time. In this embodiment, recording the model information of the user terminal 300 when the two-dimensional code 4 is scanned for the first time can further prevent economic losses caused by the user's mobile phone being stolen.

进一步优选地,用户终端300为手机或PC机。Further preferably, the user terminal 300 is a mobile phone or a PC.

进一步优选地,第一芯片识读器400为RFID识读器;第二芯片识读器500为RFID识读器。Further preferably, the first chip reader 400 is an RFID reader; the second chip reader 500 is an RFID reader.

实施例三Embodiment three

结合图4,本实施例提供的智能卡管理方法,包括,With reference to Figure 4, the smart card management method provided by this embodiment includes,

步骤S1:第一芯片识读器400,读取智能卡100上IC芯片5中的芯片数据,并将芯片数据发送至云服务器200中;Step S1: the first chip reader 400 reads the chip data in the IC chip 5 on the smart card 100, and sends the chip data to the cloud server 200;

步骤S2:二维码扫码器600,对智能卡100上的二维码4进行扫描以获得与IC芯片5唯一对应的编码信息,并将编码信息发送至云服务器200中;Step S2: The two-dimensional code scanner 600 scans the two-dimensional code 4 on the smart card 100 to obtain the coded information uniquely corresponding to the IC chip 5, and sends the coded information to the cloud server 200;

步骤S3:云服务器200,接收并存储第一芯片识读器400发送的芯片数据和二维码扫码器600发送的编码信息,并将编码信息与芯片数据进行绑定,以获得关联数据;Step S3: The cloud server 200 receives and stores the chip data sent by the first chip reader 400 and the encoded information sent by the two-dimensional code scanner 600, and binds the encoded information with the chip data to obtain associated data;

步骤S4:第二芯片识读器500,读取智能卡100上IC芯片5中的芯片数据,并将芯片数据发送至云服务器200中;Step S4: The second chip reader 500 reads the chip data in the IC chip 5 on the smart card 100, and sends the chip data to the cloud server 200;

步骤S5:用户终端300,对智能卡100上的二维码4进行扫描,并将扫描结果数据发送至云服务器200中;Step S5: the user terminal 300 scans the two-dimensional code 4 on the smart card 100, and sends the scanning result data to the cloud server 200;

步骤S6:云服务器200,将第二芯片识读器500发送的芯片数据和用户终端300发送的扫描结果数据,分别与关联数据进行匹配,以鉴定智能卡100的真伪并判断是否可执行金融操作。Step S6: The cloud server 200 matches the chip data sent by the second chip reader 500 and the scan result data sent by the user terminal 300 with the associated data respectively to identify the authenticity of the smart card 100 and determine whether financial operations can be performed .

本发明实施例提供的智能卡管理方法,通过在智能卡100上设置IC芯片5和与IC芯片5唯一对应的二维码4,用户在进行刷卡的同时,还需要通过手机扫码验证的方式才能够执行消费等操作,对智能卡100进行双重认证,可降低用户财产的安全风险。In the smart card management method provided by the embodiment of the present invention, by setting the IC chip 5 and the two-dimensional code 4 uniquely corresponding to the IC chip 5 on the smart card 100, when the user swipes the card, he also needs to scan the code through the mobile phone for verification. Perform operations such as consumption, and perform double authentication on the smart card 100, which can reduce the safety risk of the user's property.

优选地,还包括,云服务器200记录二维码4被首次扫描时的用户终端300的型号信息。本实施例中,记录二维码4被首次扫描时的用户终端300的型号信息,可进一步防止用户手机被盗造成的经济损失。Preferably, it also includes that the cloud server 200 records the model information of the user terminal 300 when the two-dimensional code 4 is scanned for the first time. In this embodiment, recording the model information of the user terminal 300 when the two-dimensional code 4 is scanned for the first time can further prevent economic losses caused by the user's mobile phone being stolen.

进一步优选地,用户终端300为手机或PC机。Further preferably, the user terminal 300 is a mobile phone or a PC.

进一步优选地,第一芯片识读器400为RFID识读器;第二芯片识读器500为RFID识读器。Further preferably, the first chip reader 400 is an RFID reader; the second chip reader 500 is an RFID reader.

尽管本发明已进行了一定程度的描述,明显地,在不脱离本发明的精神和范围的条件下,可进行各个条件的适当变化。可以理解,本发明不限于所述实施方案,而归于权利要求的范围,其包括所述每个因素的等同替换。While the invention has been described to a certain extent, it will be obvious that various changes may be made in various conditions without departing from the spirit and scope of the invention. It is to be understood that the invention is not limited to the described embodiments, but rather falls within the scope of the claims, which include equivalents to each of the elements described.

Claims (10)

1.一种智能卡,其特征在于,包括,顺次紧密连接的卡表层,中间层,卡底层,且所述中间层包括IC芯片和均匀分布的导电油墨,所述卡表层包括二维码和供所述IC芯片穿过的芯片孔,其中,所述二维码含有涉及所述IC芯片在系统中的编码信息且所述二维码与所述IC芯片唯一对应。1. A kind of smart card, it is characterized in that, comprises, the card top layer closely connected successively, middle layer, card bottom layer, and described middle layer comprises the conductive ink of IC chip and uniform distribution, and described card top layer comprises two-dimensional code and A chip hole for the IC chip to pass through, wherein the two-dimensional code contains coding information related to the IC chip in the system and the two-dimensional code is uniquely corresponding to the IC chip. 2.根据权利要求1所述的智能卡,其特征在于,所述IC芯片为RFID芯片,且所述RFID芯片中设置有一LC串联谐振电路,且所述LC串联谐振电路的谐振频率为13.56MHz。2. The smart card according to claim 1, wherein the IC chip is an RFID chip, and an LC series resonant circuit is arranged in the RFID chip, and the resonant frequency of the LC series resonant circuit is 13.56 MHz. 3.根据权利要求1所述的智能卡,其特征在于,所述二维码为QR Code形式的二维码。3. The smart card according to claim 1, wherein the two-dimensional code is a two-dimensional code in the form of QR Code. 4.一种智能卡管理系统,对权利要求1至3中任一项所述的智能卡进行管理,其特征在于,包括,智能卡,云服务器,用户终端,第一芯片识读器,第二芯片识读器,二维码扫码器;4. A smart card management system, which manages the smart card according to any one of claims 1 to 3, comprising: a smart card, a cloud server, a user terminal, a first chip reader, a second chip reader Reader, QR code scanner; 所述智能卡,用于供用户进行金融操作;The smart card is used for the user to perform financial operations; 所述第一芯片识读器,用于读取所述智能卡上IC芯片中的芯片数据,并将所述芯片数据发送至所述云服务器中;The first chip reader is used to read the chip data in the IC chip on the smart card, and send the chip data to the cloud server; 所述二维码扫码器,用于对所述智能卡上的二维码进行扫描以获得与所述IC芯片唯一对应的编码信息,并将所述编码信息发送至所述云服务器中;The two-dimensional code scanner is used to scan the two-dimensional code on the smart card to obtain coded information uniquely corresponding to the IC chip, and send the coded information to the cloud server; 所述云服务器,用于接收并存储所述第一芯片识读器发送的芯片数据和所述二维码扫码器发送的编码信息,并将所述编码信息与所述芯片数据进行绑定,以获得关联数据;The cloud server is configured to receive and store the chip data sent by the first chip reader and the coded information sent by the two-dimensional code scanner, and bind the coded information with the chip data , to get associated data; 所述第二芯片识读器,用于读取所述智能卡上IC芯片中的芯片数据,并将所述芯片数据发送至云服务器中;The second chip reader is used to read the chip data in the IC chip on the smart card, and send the chip data to the cloud server; 所述用户终端,用于对所述智能卡上的所述二维码进行扫描,并将扫描结果数据发送至云服务器中;The user terminal is configured to scan the two-dimensional code on the smart card, and send the scanning result data to a cloud server; 所述云服务器,还用于将所述第二芯片识读器发送的芯片数据和所述用户终端发送的扫描结果数据,分别与所述关联数据进行匹配,以鉴定所述智能卡的真伪并判断是否可执行金融操作。The cloud server is further configured to match the chip data sent by the second chip reader and the scan result data sent by the user terminal with the associated data, so as to identify the authenticity of the smart card and Determine whether a financial operation can be performed. 5.根据权利要求4所述的智能卡管理系统,其特征在于,所述云服务器包括首次信息绑定模块,所述首次信息绑定模块用于记录二维码被首次扫描时的用户终端型号信息。5. The smart card management system according to claim 4, wherein the cloud server includes an information binding module for the first time, and the information binding module for the first time is used to record the user terminal model information when the two-dimensional code is scanned for the first time . 6.根据权利要求4所述的智能卡管理系统,其特征在于,所述用户终端为手机或PC机。6. The smart card management system according to claim 4, wherein the user terminal is a mobile phone or a PC. 7.根据权利要求4所述的智能卡管理系统,其特征在于,7. The smart card management system according to claim 4, characterized in that, 所述第一芯片识读器为RFID识读器;The first chip reader is an RFID reader; 所述第二芯片识读器为RFID识读器。The second chip reader is an RFID reader. 8.一种智能卡管理方法,其特征在于,包括,8. A smart card management method, characterized in that, comprising, 第一芯片识读器,读取所述智能卡上IC芯片中的芯片数据,并将所述芯片数据发送至所述云服务器中;The first chip reader reads the chip data in the IC chip on the smart card, and sends the chip data to the cloud server; 二维码扫码器,对所述智能卡上的二维码进行扫描以获得与所述IC芯片唯一对应的编码信息,并将所述编码信息发送至所述云服务器中;a two-dimensional code scanner, scanning the two-dimensional code on the smart card to obtain coded information uniquely corresponding to the IC chip, and sending the coded information to the cloud server; 云服务器,接收并存储所述第一芯片识读器发送的芯片数据和所述二维码扫码器发送的编码信息,并将所述编码信息与所述芯片数据进行绑定,以获得关联数据;The cloud server receives and stores the chip data sent by the first chip reader and the coded information sent by the two-dimensional code scanner, and binds the coded information with the chip data to obtain an associated data; 第二芯片识读器,读取所述智能卡上IC芯片中的芯片数据,并将所述芯片数据发送至云服务器中;The second chip reader reads the chip data in the IC chip on the smart card, and sends the chip data to the cloud server; 用户终端,对所述智能卡上的所述二维码进行扫描,并将扫描结果数据发送至云服务器中;The user terminal scans the two-dimensional code on the smart card, and sends the scanning result data to the cloud server; 云服务器,将所述第二芯片识读器发送的芯片数据和所述用户终端发送的扫描结果数据,分别与所述关联数据进行匹配,以鉴定所述智能卡的真伪并判断是否可执行金融操作。The cloud server matches the chip data sent by the second chip reader and the scan result data sent by the user terminal with the associated data, so as to identify the authenticity of the smart card and determine whether the financial card can be executed. operate. 9.根据权利要求8所述的智能卡管理方法,其特征在于,还包括,所述云服务器记录二维码被首次扫描时的用户终端型号信息。9. The smart card management method according to claim 8, further comprising: the cloud server recording the user terminal model information when the two-dimensional code is scanned for the first time. 10.根据权利要求8所述的智能卡管理方法,其特征在于,所述用户终端为手机或PC机。10. The smart card management method according to claim 8, wherein the user terminal is a mobile phone or a PC.
CN201710589377.9A 2017-07-19 2017-07-19 Smart card, smart card management system and management method Active CN107423804B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201710589377.9A CN107423804B (en) 2017-07-19 2017-07-19 Smart card, smart card management system and management method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201710589377.9A CN107423804B (en) 2017-07-19 2017-07-19 Smart card, smart card management system and management method

Publications (2)

Publication Number Publication Date
CN107423804A true CN107423804A (en) 2017-12-01
CN107423804B CN107423804B (en) 2020-11-24

Family

ID=60430231

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201710589377.9A Active CN107423804B (en) 2017-07-19 2017-07-19 Smart card, smart card management system and management method

Country Status (1)

Country Link
CN (1) CN107423804B (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110287743A (en) * 2019-05-01 2019-09-27 上海明我信息技术有限公司 A kind of intelligent meal card system
CN112737642A (en) * 2021-02-06 2021-04-30 深圳市租电智能科技有限公司 Smart card and control system thereof

Citations (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2000222552A (en) * 1999-01-28 2000-08-11 Kazuo Sato Ic card and security system for ic card
JP2000353229A (en) * 1999-06-11 2000-12-19 Kazuo Sato Ic card and ic card reading device
CN202533988U (en) * 2012-05-02 2012-11-14 段沛佑 Multisystem multifunctional one-card-pass
CN103810519A (en) * 2012-11-05 2014-05-21 英飞凌科技股份有限公司 Chip Card Arrangement, Chip Card, Apparatus For Contactless Interaction With A Chip Card Arrangement Or A Chip Card, And Method For Operating And Method For Producing A Chip Card Arrangement Or Chip Card
CN203858661U (en) * 2013-12-27 2014-10-01 西安理工大学 Electronic bank card
CN104166870A (en) * 2014-07-01 2014-11-26 珠海市金邦达保密卡有限公司 Double-interface metal intelligent chip card and manufacture method
CN204143474U (en) * 2014-07-08 2015-02-04 珠海市金邦达保密卡有限公司 A kind of financial IC card
CN104618117A (en) * 2015-02-04 2015-05-13 北京云安世纪科技有限公司 Two-dimension code based smart card device identity authentication device and method
CN104680385A (en) * 2015-01-29 2015-06-03 立德高科(北京)数码科技有限责任公司 Anti-counterfeiting method based on NFC (Near Field Communication) identification tag and two-dimensional code tag
CN205281538U (en) * 2015-12-16 2016-06-01 广东楚天龙智能卡有限公司 A smart camera card
CN205427909U (en) * 2015-12-16 2016-08-03 广东楚天龙智能卡有限公司 A smart card read-write terminal with a two-dimensional code
CN106203573A (en) * 2016-07-26 2016-12-07 闫河 Antifalsification label and Antiforge system
CN106251125A (en) * 2016-07-28 2016-12-21 安徽易联众信息技术有限公司 The payment method of payment that social security card is combined with medical treatment medical card
CN106295774A (en) * 2016-08-08 2017-01-04 苏海 The active bank card that a kind of band fingerprint is false proof
CN106845592A (en) * 2017-01-17 2017-06-13 闫河 Antifalsification label, Antiforge system and method for anti-counterfeit

Patent Citations (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2000222552A (en) * 1999-01-28 2000-08-11 Kazuo Sato Ic card and security system for ic card
JP2000353229A (en) * 1999-06-11 2000-12-19 Kazuo Sato Ic card and ic card reading device
CN202533988U (en) * 2012-05-02 2012-11-14 段沛佑 Multisystem multifunctional one-card-pass
CN103810519A (en) * 2012-11-05 2014-05-21 英飞凌科技股份有限公司 Chip Card Arrangement, Chip Card, Apparatus For Contactless Interaction With A Chip Card Arrangement Or A Chip Card, And Method For Operating And Method For Producing A Chip Card Arrangement Or Chip Card
CN203858661U (en) * 2013-12-27 2014-10-01 西安理工大学 Electronic bank card
CN104166870A (en) * 2014-07-01 2014-11-26 珠海市金邦达保密卡有限公司 Double-interface metal intelligent chip card and manufacture method
CN204143474U (en) * 2014-07-08 2015-02-04 珠海市金邦达保密卡有限公司 A kind of financial IC card
CN104680385A (en) * 2015-01-29 2015-06-03 立德高科(北京)数码科技有限责任公司 Anti-counterfeiting method based on NFC (Near Field Communication) identification tag and two-dimensional code tag
CN104618117A (en) * 2015-02-04 2015-05-13 北京云安世纪科技有限公司 Two-dimension code based smart card device identity authentication device and method
CN205281538U (en) * 2015-12-16 2016-06-01 广东楚天龙智能卡有限公司 A smart camera card
CN205427909U (en) * 2015-12-16 2016-08-03 广东楚天龙智能卡有限公司 A smart card read-write terminal with a two-dimensional code
CN106203573A (en) * 2016-07-26 2016-12-07 闫河 Antifalsification label and Antiforge system
CN106251125A (en) * 2016-07-28 2016-12-21 安徽易联众信息技术有限公司 The payment method of payment that social security card is combined with medical treatment medical card
CN106295774A (en) * 2016-08-08 2017-01-04 苏海 The active bank card that a kind of band fingerprint is false proof
CN106845592A (en) * 2017-01-17 2017-06-13 闫河 Antifalsification label, Antiforge system and method for anti-counterfeit

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110287743A (en) * 2019-05-01 2019-09-27 上海明我信息技术有限公司 A kind of intelligent meal card system
CN112737642A (en) * 2021-02-06 2021-04-30 深圳市租电智能科技有限公司 Smart card and control system thereof

Also Published As

Publication number Publication date
CN107423804B (en) 2020-11-24

Similar Documents

Publication Publication Date Title
CA2925325C (en) Document authentication based on expected wear
CN107888557B (en) Method and system for generating protocol file
CN202019354U (en) Article identity authenticating and anti-counterfeiting system based on NFC (near field communication) cellphone
Want Near field communication
CN104281954A (en) Anti-counterfeiting method for product
US20140103111A1 (en) Information obtaining method and apparatus
US20130290326A1 (en) System for dynamically linking tags with a virtual repository of a registered user
CN103729797A (en) Agricultural product information anti-fake tracing system based on two-dimensional code and RFID technologies
CN101770665A (en) One-card system based on IC identification card
CN106096348A (en) A kind of card based on multidimensional code checking system and method
CN103218591A (en) Anti-counterfeiting system based on RFID (radio frequency identification), and working method of same
CN103297236B (en) User identity authentication and authorization system
CN103810588A (en) Electronic seal system and electronic seal
CN107292747A (en) Save the optimization method and device of processing from damage
US20110187508A1 (en) Tag for rfid, wireless transmission system and method for large scale multimedia contents using the same
CN107423804B (en) Smart card, smart card management system and management method
KR101595766B1 (en) A label for authenticating genuine and the authenticating method by using the same
CN102693480A (en) Mobile terminal with read card function and mobile terminal payment method
CN106203556A (en) A kind of method and device of reading electronic labels information
CN103020506B (en) A kind of combination is taken pictures and the Key equipment of bar code identification technology and method
CN107094159B (en) Method and device for establishing corresponding relation between card and user account
CN105187422B (en) Rely on the anti-phishing website identification method and system on latent image coding techniques
CN207965946U (en) It is a kind of can fingerprint recognition and dynamic two-dimension code electronic card
CN104268984A (en) Intelligent card supporting off-line query and transaction terminal thereof
CN202748818U (en) Business card based on RFID technology and recognition system thereof

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
GR01 Patent grant
GR01 Patent grant
TR01 Transfer of patent right
TR01 Transfer of patent right

Effective date of registration: 20221021

Address after: AS368, Building A, No. 552, Zhongshun Road, Zhongcun Street, Panyu District, Guangzhou, Guangdong 510000

Patentee after: Gaozhesi Technology (Guangzhou) Co.,Ltd.

Address before: 710012 Room 1105, Building 1, Xiangshu Street, No. 36, Fenghui South Road, Hi tech Zone, Xi'an, Shaanxi

Patentee before: Yan He

PE01 Entry into force of the registration of the contract for pledge of patent right
PE01 Entry into force of the registration of the contract for pledge of patent right

Denomination of invention: Smart card, smart card management system and management method

Granted publication date: 20201124

Pledgee: Bank of China Limited by Share Ltd. Guangzhou Panyu branch

Pledgor: Gaozhesi Technology (Guangzhou) Co.,Ltd.

Registration number: Y2025980004580