CN106600845B - The self-service method and device fetched of retain card - Google Patents
The self-service method and device fetched of retain card Download PDFInfo
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- CN106600845B CN106600845B CN201610988742.9A CN201610988742A CN106600845B CN 106600845 B CN106600845 B CN 106600845B CN 201610988742 A CN201610988742 A CN 201610988742A CN 106600845 B CN106600845 B CN 106600845B
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- card
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- 238000000034 method Methods 0.000 title claims abstract description 28
- 230000005540 biological transmission Effects 0.000 claims 1
- 238000012545 processing Methods 0.000 abstract description 2
- 210000000554 iris Anatomy 0.000 description 8
- 238000004891 communication Methods 0.000 description 3
- 238000012790 confirmation Methods 0.000 description 3
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 210000001747 pupil Anatomy 0.000 description 2
- 210000003786 sclera Anatomy 0.000 description 2
- 229910052709 silver Inorganic materials 0.000 description 2
- 239000004332 silver Substances 0.000 description 2
- 230000004913 activation Effects 0.000 description 1
- 238000013459 approach Methods 0.000 description 1
- 230000015572 biosynthetic process Effects 0.000 description 1
- 230000010485 coping Effects 0.000 description 1
- 210000000695 crystalline len Anatomy 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000001815 facial effect Effects 0.000 description 1
- 238000005755 formation reaction Methods 0.000 description 1
- 230000009545 invasion Effects 0.000 description 1
- 230000009237 prenatal development Effects 0.000 description 1
- 238000007639 printing Methods 0.000 description 1
- 210000001525 retina Anatomy 0.000 description 1
Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
The present invention is suitable for technical field of data processing, provides the self-service method and device fetched of retain card, comprising: bound with bank card；When retain card transaction occurs for the bank card, the card retaining information about the bank card that the bank self-help terminal of retain card is sent is received, the card retaining information includes the serial number of the retain card transaction and/or the card number of the bank card；The card retaining information is fed back, so that the bank self-help terminal retracts the bank card after getting the card retaining information.In the present invention, the card retaining information is fed back by wireless terminal, so that the bank self-help terminal retracts the bank card after getting the card retaining information, it is fetched to realize that retain card is self-service, user is completed in the case where that can not obtain the card number of serial number and/or the bank card that retain card is traded, and retain card is self-service to fetch, and improves the efficiency of user self-help card taking.
Description
Technical field
The invention belongs to the self-service method and devices fetched of technical field of data processing more particularly to retain card.
Background technique
In the prior art, user is when using bank self-help terminal, if card is gulped down, is typically employed in bank self-help end
Hold the self-service method fetched: needs first input card number or serial number in bank self-help terminal, to bank self-help terminal authentication
By rear, user inputs password again, is finally verified rear self-service card taking success.But often there is nothing in bank self-help terminal
The case where printing paper, therefore user can not obtain serial number；User does not remember card number yet under normal circumstances: both of which is led
Family of applying can not usually get card in a short time, and manual card taking must be carried out by the staff of bank.Therefore,
User is not easy to obtain serial number or remembers that the normality of card number causes the efficiency of user self-help card taking to reduce, while increasing silver
Capable human cost.
Summary of the invention
In view of this, the embodiment of the invention provides the self-service method and devices fetched of retain card, to solve existing bank
When retain card transaction occurs for self-aided terminal, user is not easy to obtain serial number or remembers that the normality of card number causes the effect of self-service card taking
The low problem of rate.
In a first aspect, providing the self-service method fetched of retain card, comprising: bound with bank card；When the bank card
When retain card transaction occurs, the card retaining information about the bank card that the bank self-help terminal of retain card is sent, the retain card are received
Information includes the serial number of the retain card transaction and/or the card number of the bank card；The card retaining information is fed back, so that
The bank self-help terminal retracts the bank card after getting the card retaining information.
In the first possible implementation of the first aspect, carrying out feedback to the card retaining information includes: to current
Authentication is carried out using the user of wireless terminal；After the authentication passes through, the card retaining information is fed back.
In the second possible implementation of the first aspect, it is sent in the bank self-help terminal for receiving retain card
After card retaining information about the bank card, the method also includes: Xiang Suoshu bank self-help terminal reports wireless terminal
Current location so that the bank self-help terminal confirm the current location and bank self-help terminal position away from
When within preset distance threshold, activates and move back card operation about the bank card.
In a third possible implementation of the first aspect, it is described to the card retaining information carry out feedback include: by
The card retaining information is sent to the bank self-help terminal.
In a fourth possible implementation of the first aspect, it is described to the card retaining information carry out feedback include: aobvious
Show the card retaining information, so that the card retaining information of display is input to the bank self-help terminal by the user of wireless terminal.
Second aspect provides the self-service device fetched of retain card, comprising: binding unit, for being carried out with the bank card
Binding；Receiving unit, for when the bank card occur retain card transaction when, receive retain card bank self-help terminal send about
The card retaining information of the bank card, the card retaining information include the serial number of the retain card transaction and/or the card of the bank card
Number；Feedback unit, for being fed back to the card retaining information, so that the bank self-help terminal is getting the retain card letter
The bank card is retracted after breath.
In the first possible implementation of the second aspect, the feedback unit includes: authentication subelement, is used
Authentication is carried out in the user to currently used wireless terminal；Subelement is fed back, for after the authentication passes through,
The card retaining information is fed back.
In a second possible implementation of the second aspect, described device further include: reporting unit is used for described
Bank self-help terminal reports the current location of wireless terminal, so that the bank self-help terminal is confirming the current location and institute
When stating the distance of bank self-help terminal position and being within preset distance threshold, activation moves back card about the bank card
Operation.
In the third possible implementation of the second aspect, the feedback unit is specifically used for:
The card retaining information is sent to the bank self-help terminal.
In the fourth possible implementation of the second aspect, the feedback unit is specifically used for:
The card retaining information is shown, so that the card retaining information of display is input to the bank by the user of wireless terminal
Self-aided terminal.
In embodiments of the present invention, wireless terminal is bound with bank card；When retain card transaction occurs for the bank card,
Wireless terminal receives the card retaining information about the bank card that the bank self-help terminal of retain card is sent, and the card retaining information includes
The serial number of the retain card transaction and/or the card number of the bank card；The card retaining information is fed back, so that the bank
Self-aided terminal retracts the bank card after getting the card retaining information, realizes that retain card is self-service and fetches, user is existed
Complete that retain card is self-service fetches in the case where the serial number and/or the bank card of retain card transaction can not be obtained, improve user from
Help the efficiency of card taking.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation flow chart of the self-service method fetched of retain card provided in an embodiment of the present invention；
Fig. 2 is the implementation flow chart judged user identity before feedback provided in an embodiment of the present invention；
Fig. 3 is the structural block diagram of the self-service device fetched of retain card provided in an embodiment of the present invention.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
User is when bank self-help terminal completes transaction and non-card taking, the timely card taking of bank self-help terminal notifying user, silver
Row self-aided terminal can issue card taking prompt information to card user by the screen of itself, and card taking prompt information can be text
Or animation, user's card taking as early as possible can also be reminded using warning light or voice prompting cooperation simultaneously；User does not take in prompt time
Card, then bank card is recycled by bank self-help terminal, i.e., so-called retain card transaction of the invention, retain card provided by the invention is self-service to fetch
In method, wireless terminal is needed to be bound with bank card；When retain card transaction occurs for the bank card, the bank card is temporary
It deposits to the card reader of bank self-help terminal, receives the retain card letter about the bank card that the bank self-help terminal of retain card is sent
Breath, the card retaining information include the serial number of the retain card transaction and/or the card number of the bank card；To the card retaining information into
Row feedback, i.e., feed back to the bank self-help terminal for the card retaining information by card user, so that the bank self-help terminal
The bank card is retracted after getting the card retaining information.In order to illustrate technical solutions according to the invention, below by tool
Body embodiment is illustrated.
Fig. 1 is the implementation flow chart of the self-service method fetched of retain card provided in an embodiment of the present invention, and details are as follows:
In S101, wireless terminal is bound with bank card.
The binding refers on a wireless terminal by approach such as bank APP or bank web pages, also or new in bank card
When opening an account, the wireless terminal and the bank card are bound in the communicating number that bank reserves.In the embodiment of the present invention,
Before retain card transaction occurs, the bank card completes binding on a wireless terminal.Wireless terminal includes but is not limited to intelligence
Mobile phone, notebook or tablet computer etc..
In S102, when the bank card occur retain card transaction when, receive retain card bank self-help terminal send about
The card retaining information of the bank card, the card retaining information include the serial number of the retain card transaction and/or the card of the bank card
Number.
Since the bank card is bound with the wireless terminal, when retain card transaction occurs for the bank card,
Wireless terminal can receive the card retaining information about the bank card that the bank self-help terminal of retain card is sent automatically.In order in real time just
It is prompt, it is preferable that the retain card about the bank card that wireless terminal is sent with the bank self-help terminal that short message mode receives retain card
Information.The card retaining information includes: the serial number of the retain card transaction or the card number of the bank card, can also include simultaneously
The serial number of the retain card transaction and the card number of the bank card.
Preferably, after the card retaining information about the bank card that the bank self-help terminal for receiving retain card is sent, to
The bank self-help terminal reports the current location of wireless terminal, so that the bank self-help terminal is confirming the current location
With when being within preset distance threshold at a distance from bank self-help terminal position, activate about the bank card
Move back card operation.
Bank self-help terminal can send card retaining information to wireless terminal when bank card is gulped down.Wireless terminal receives this
After card retaining information, current location is determined by wireless locating module, and wireless terminal is in a manner of wirelessly communicating to the bank self-help
Terminal reports the data of the current location of wireless terminal so that the bank self-help terminal receive the current location with it is described
After the range information of bank self-help terminal position, judge whether the distance is within preset distance threshold, if
It then activates and moves back card operation about the bank card.
In S103, the card retaining information is fed back, so that the bank self-help terminal is getting the retain card
The bank card is retracted after information.
Based on embodiment shown in FIG. 1, further, the feedback of S103 is optimized, Fig. 2 is that the embodiment of the present invention mentions
The implementation flow chart that user identity is judged before the feedback of confession, as shown in Fig. 2, the deterministic process before feedback is optimized for Fig. 2
In S201 and S202:
Carrying out feedback to the card retaining information includes:
S201 carries out authentication to the user of currently used wireless terminal；
S202 feeds back the card retaining information after the authentication passes through.
The method that the user to currently used wireless terminal carries out authentication includes but is not limited to fingerprint recognition, face
Portion's identification or iris recognition.Fingerprint recognition refers to by comparing the details of different fingerprints and is identified.Face knows
Not You Cheng recognition of face, face recognizing, face identification etc., face recognition use general video camera as identification information acquisition
Device, in a non-contact manner obtain identification object face-image, computer system after obtaining image with database images
Identification process is completed after being compared.Face recognition is the identification method based on biological characteristic, traditional knowledge with fingerprint recognition etc.
Other mode is compared, have in real time, accurate, high-precision, easy to use, stability is high, hardly possible is counterfeit, cost performance is high and non-invasion etc. is special
Property.Iris recognition is that identification is carried out based on the iris in eyes, the eye structure of people by sclera, iris, pupil crystalline lens,
The part such as retina forms, and iris is the annular formations between black pupil and white sclera, and it includes have many phases
The minutia of mutual staggered spot, filament, coronal, striped, crypts etc., and iris is after prenatal development stage is formed,
It will be to maintain constant in entire life course, these features determine the uniqueness of iris feature, while also determining identity
The uniqueness of identification therefore can be using the iris feature of eyes as everyone identification object.For the standard for guaranteeing identification
True property considers high performance-price ratio simultaneously, it is preferable that the method that authentication can use face recognition in the present embodiment.
After the card retaining information about the bank card that the bank self-help terminal for receiving retain card is sent, to the retain card
Before information is fed back, needs to carry out authentication to the user of the currently used wireless terminal, confirm currently used nothing
After the user of line terminal customer information corresponding with the card that the wireless terminal is bound matches, the card retaining information is fed back to
Bank self-help terminal.Increasing authentication the step can occur to avoid following situations: by retain card user at bank self-help end
It holds and forgets to take away the wireless terminal, the user that the wireless terminal is used by contemporary wireless terminals picks up and attempts to carry out self-service
Card taking, and seen from the above description, the current location of wireless terminal is at a distance from bank self-help terminal position at this time
Within preset distance threshold, if do not need the identity of user that confirmation contemporary wireless terminals use whether with it is described wireless
The corresponding customer information of card of terminal binding matches, and the card retaining information is directly fed back to bank self-help terminal by wireless terminal
It will cause steal to block.
Preferably, deterministic process first carries out authentication to the user of the currently used wireless terminal, then to described
Bank self-help terminal report the current location of wireless terminal so that the bank self-help terminal judge the current location with it is described
Whether the distance of bank self-help terminal position is within preset distance threshold.
Further, the threshold value is set as 80cm, then when the current location of the wireless terminal and the bank self-help
When the distance of terminal position is less than 80cm, i.e., the described distance is within preset distance threshold.
For example, the distance between the wireless terminal determined and bank self-help terminal, the threshold value is set as 80cm, the nothing
The facial information of the correspondence client of the bank card of line terminal binding is A.Now judged, wireless terminal is to contemporary wireless terminals
The user used carries out face recognition, and recognition result A then confirms that the identity of the user of currently used wireless terminal is by retain card
Corresponding client；If on the basis of the judgement result, the current location of the wireless terminal and the bank self-help terminal
The distance of position is less than 80cm, then the wireless terminal feeds back the card retaining information, so that the bank self-help
Terminal retracts the bank card after getting the card retaining information.
It is to be appreciated that further to contemporary wireless terminals after confirming to the identity of the user of the wireless terminal
Current location be defined at a distance from bank self-help terminal position and may further ensure that retain card is self-service and fetch
Safety.Distance threshold provided by the present embodiment is only reference value, not unique value, the determination of specific number of threshold values, can root
It is adjusted according to the setting of different bank self-aided terminal.
As described above, carrying out feedback to the card retaining information includes two kinds of embodiments:
A kind of embodiment is as follows:
The card retaining information is sent to the bank self-help terminal.The bank self-help terminal is getting the retain card
The bank card is retracted after information.
Preferably, if the user of the confirmation currently used wireless terminal be by the corresponding client of retain card, and it is described wireless
The current location of terminal is within preset distance threshold at a distance from bank self-help terminal position, then wireless whole
The card retaining information is sent to the bank self-help terminal by end, is activated and is moved back card operation about the bank card.Optionally, nothing
Line terminal is carried out wireless communication by the second communication module of internal first communication module and bank self-help terminal inner, by institute
It states card retaining information and is transferred to bank self-help terminal.
Another embodiment is as follows:
The card retaining information is shown, so that the card retaining information of display is input to the bank by the user of wireless terminal
Self-aided terminal.The bank self-help terminal retracts the bank card after getting the card retaining information.
Preferably, if the user of the confirmation currently used wireless terminal be by the corresponding client of retain card, and it is described wireless
The current location of terminal is within preset distance threshold at a distance from bank self-help terminal position, then wireless whole
End shows the card retaining information, so that the card retaining information of display is manually entered into the bank certainly by the user of wireless terminal
Terminal is helped, activates and moves back card operation about the bank card.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Corresponding to the self-service method fetched of retain card described in foregoing embodiments, Fig. 3 is retain card provided in an embodiment of the present invention
The structural block diagram of the self-service device fetched.For ease of description, only the parts related to this embodiment are shown.
Referring to Fig. 3, which includes:
Binding unit 31 is bound with the bank card；
Receiving unit 32, when retain card transaction occurs for the bank card, the wireless terminal receives the bank self-help of retain card
The card retaining information about the bank card that terminal is sent, the card retaining information include retain card transaction serial number and/or
The card number of the bank card；
Feedback unit 33 feeds back the card retaining information, so that the bank self-help terminal is getting described gulp down
The bank card is retracted after card information.
Optionally, the device further include:
Reporting unit, Xiang Suoshu bank self-help terminal report the current location of wireless terminal, so that the bank self-help is whole
It holds when confirming the current location at a distance from bank self-help terminal position within preset distance threshold,
It activates and moves back card operation about the bank card.
Optionally, feedback unit 33 includes:
Authentication subelement carries out authentication to the user of currently used wireless terminal；
Feedback subelement feeds back the card retaining information after the authentication passes through.
Optionally, the feedback unit 33 is specifically used for:
The card retaining information is sent to the bank self-help terminal.
Optionally, the feedback unit 33 is specifically used for:
The card retaining information is shown, so that the card retaining information of display is input to the bank by the user of wireless terminal
Self-aided terminal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (6)
1. a kind of self-service method fetched of retain card, which is characterized in that the described method includes:
It is bound with bank card；
When retain card transaction occurs for the bank card, the retain card letter of the bank card of the bank self-help terminal transmission of retain card is received
Breath, the card retaining information include the serial number of the retain card transaction and/or the card number of the bank card；
Authentication is carried out to the user of currently used wireless terminal；The user to currently used wireless terminal carries out identity
The method of verifying includes fingerprint recognition, face recognition or iris recognition；
After the authentication passes through, Xiang Suoshu bank self-help terminal reports the current location of wireless terminal, so that described
Bank self-help terminal is at a distance from bank self-help terminal position in the current location for confirming the wireless terminal
When within preset distance threshold, activates and move back card operation about the bank card；
The card retaining information is fed back so that the bank self-help terminal retracted after getting the card retaining information it is described
Bank card.
2. the method as described in claim 1, which is characterized in that it is described to the card retaining information carry out feedback include:
The card retaining information is sent to the bank self-help terminal.
3. the method as described in claim 1, which is characterized in that it is described to the card retaining information carry out feedback include:
The card retaining information is shown, so that the card retaining information of display is input to the bank self-help by the user of wireless terminal
Terminal.
4. a kind of self-service device fetched of retain card, which is characterized in that described device includes:
Binding unit, for being bound with bank card；
Receiving unit, for when the bank card occur retain card transaction when, receive retain card bank self-help terminal send about
The card retaining information of the bank card, the card retaining information include the serial number of the retain card transaction and/or the card of the bank card
Number；
Authentication subelement carries out authentication for the user to currently used wireless terminal；It is described to currently used nothing
The method that the user of line terminal carries out authentication includes fingerprint recognition, face recognition or iris recognition；
Reporting unit, for after the authentication passes through, Xiang Suoshu bank self-help terminal to report the current of wireless terminal
Position, so that the bank self-help terminal is confirming the current location at a distance from bank self-help terminal position
When within preset distance threshold, activates and move back card operation about the bank card；
Feedback unit, for being fed back to the card retaining information, so that the bank self-help terminal is getting the retain card
The bank card is retracted after information.
5. device as claimed in claim 4, which is characterized in that the feedback unit is specifically used for:
The card retaining information is sent to the bank self-help terminal.
6. device as claimed in claim 4, which is characterized in that the feedback unit is specifically used for:
The card retaining information is shown, so that the card retaining information of display is input to the bank self-help by the user of wireless terminal
Terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610988742.9A CN106600845B (en) | 2016-11-09 | 2016-11-09 | The self-service method and device fetched of retain card |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610988742.9A CN106600845B (en) | 2016-11-09 | 2016-11-09 | The self-service method and device fetched of retain card |
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| CN106600845A CN106600845A (en) | 2017-04-26 |
| CN106600845B true CN106600845B (en) | 2019-07-26 |
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Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107657533B (en) * | 2017-08-10 | 2021-01-01 | 深圳怡化电脑股份有限公司 | Self-service transaction reminding method and device and terminal equipment |
| CN108269368A (en) * | 2018-01-17 | 2018-07-10 | 深圳怡化电脑股份有限公司 | Fault determination method and device, the card reader and storage medium of card reader |
| CN110969781A (en) * | 2019-12-05 | 2020-04-07 | 中国银行股份有限公司 | Control method and system of cash recycling machine |
| CN111696280A (en) * | 2020-06-28 | 2020-09-22 | 中国银行股份有限公司 | ATM (automatic Teller machine), card retaining and retrieving method and system |
| CN116740865A (en) * | 2023-06-12 | 2023-09-12 | 中国建设银行股份有限公司 | Card processing method, device, equipment and computer storage medium |
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| US20090159661A1 (en) * | 2007-12-20 | 2009-06-25 | Sanches Ricardo F | Self-service terminal |
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| CN102004904A (en) * | 2010-11-17 | 2011-04-06 | 东软集团股份有限公司 | Automatic teller machine-based safe monitoring device and method and automatic teller machine |
| CN102956068A (en) * | 2011-08-25 | 2013-03-06 | 富泰华工业（深圳）有限公司 | Automatic teller machine and voice prompting method thereof |
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| CN106600845A (en) | 2017-04-26 |
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