CN106529945A - Data processing method and device of intelligent terminal - Google Patents
Data processing method and device of intelligent terminal Download PDFInfo
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- CN106529945A CN106529945A CN201610946872.6A CN201610946872A CN106529945A CN 106529945 A CN106529945 A CN 106529945A CN 201610946872 A CN201610946872 A CN 201610946872A CN 106529945 A CN106529945 A CN 106529945A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
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Abstract
The embodiment of the invention discloses a data processing method and a device of an intelligent terminal, wherein the data processing method comprises the following steps: acquiring consumption data of the user recorded by each third-party consumption application; and analyzing the consumption data and performing classified registration according to the consumption category of the consumption data. According to the embodiment of the invention, the consumption data of the user recorded by each third-party consumption application is collected, then the collected consumption data is analyzed and registered according to the consumption category of the consumption data, so that the problems that the current mode of recording the daily expenses is easy to forget by the user, the operation of manually inputting the recording content by the user is complicated and the time is wasted are solved, the automatic recording of the consumption data of the user in each third-party consumption application is realized, and the effect of quickly and comprehensively recording the consumption data of the user is achieved.
Description
Technical field
The present embodiments relate to the information processing technology, more particularly to a kind of data processing method of intelligent terminal and dress
Put.
Background technology
With increasingly soaring level of consumption, many users assume responsibility for housing loan, and car is borrowed, the expense such as daily expenses.In order to just
The daily expense of oneself is understood in user, at present, occur in that the various book keeping operations that can be arranged in mobile phone using in order to user
Record daily expense situation.
On mobile phone install book keeping operation application after, user can in the book keeping operation application manually recorded daily expense situation, but
Such book keeping operation application needs user to remember daily spending situation and register every account manually.User is using book keeping operation application at present
When recording daily expense, easily forget expense or forget record, and the cumbersome of recorded content is manually entered by user, waste
Time.
The content of the invention
The present invention provides a kind of data processing method of intelligent terminal and device, to solve to record the side of daily expense at present
Formula is easily forgotten by user, and user is manually entered the cumbersome of recorded content, the problem lost time.
In a first aspect, embodiments providing a kind of data processing method of intelligent terminal, it is characterised in that the number
Include according to processing method：
Gather the consumption data of the user of each third party's consumer applications record；
Analyze the consumption data and the consumption classification according to the consumption data carries out classification registration.
Further, the consumption classification in the analysis consumption data and according to the consumption data is classified
After registration, also include：
Generate and export consumption form according to setting time rule, wherein, the setting time rule includes daily, every
Week, monthly and quarterly in any one or more.
Wherein, the consumption form includes：Consumption data is detailed, consumption classification is detailed, consumption classification ratio, the propensity to consume
With consumption suggestion.
Further, the consumption classification in the analysis consumption data and according to the consumption data is classified
After registration, also include：
Regular consumption data are obtained, and is carried out consuming prompting and is exceeded the time limit according to the Regular consumption time of the Regular consumption data
Remind.
Further, the consumption classification in the analysis consumption data and according to the consumption data is classified
After registration, also include：
The financing information for obtaining each third party financing applying the update is gone forward side by side row information push.
Further, the financing information for obtaining each third party financing applying the update is gone forward side by side row information push, also wraps
Include：
Analyze and contrast different financing information and carry out financing suggestion.
Wherein, the consumption data at least includes：When consumption content, spending amount, consumer applications, consumption pattern and consumption
Between.
Wherein, the consumption classification at least includes：Amusement, dining, tourism, lodging, communication, traffic, shopping and repaying.
Second aspect, the embodiment of the present invention additionally provide a kind of data processing equipment of intelligent terminal, and the data processing is filled
Put including：
Acquisition module, for gathering the consumption data of the user of each third party's consumer applications record；
Analysis module, the consumption classification for analyzing the consumption data and according to the consumption data carry out classification and step on
Note.
Further, the data processing equipment also includes：
Output module, is carried out for the consumption classification in the analysis consumption data and according to the consumption data
After classification registration, generate and export consumption form according to setting time rule, wherein, the setting time rule includes often
My god, weekly, monthly and quarterly in any one or more.
Wherein, the consumption form includes：Consumption data is detailed, consumption classification is detailed, consumption classification ratio, the propensity to consume
With consumption suggestion.
Further, the data processing equipment, also includes：
Prompting module, is carried out for the consumption classification in the analysis consumption data and according to the consumption data
After classification registration, Regular consumption data are obtained, and consumption prompting is carried out according to the Regular consumption time of the Regular consumption data
With prompting of exceeding the time limit.
Further, the data processing equipment, also includes：
Financing data obtaining module, for analyzing the consumption data and the consumption according to the consumption data described
After classification carries out classification registration, the financing information for obtaining each third party financing applying the update is gone forward side by side row information push.
Further, the financing data obtaining module, is additionally operable to：
Analyze and contrast different financing information and carry out financing suggestion.
Wherein, the consumption data at least includes：When consumption content, spending amount, consumer applications, consumption pattern and consumption
Between.
Wherein, the consumption classification at least includes：Amusement, dining, tourism, lodging, communication, traffic, shopping and repaying.
The embodiment of the present invention passes through the consumption data of the user for gathering each third party's consumer applications record, then to collection
To consumption data be analyzed, and the consumption classification according to consumption data is registered, and is solved record at present and is opened daily
The mode of pin is easily forgotten by user, and user is manually entered the cumbersome of recorded content, the problem lost time, and realizes
The automatic record of consumption data of the user in each third party's consumer applications, has reached quick and has comprehensively recorded customer consumption
The effect of data.
Description of the drawings
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, below will be to making needed for embodiment description
Accompanying drawing does one and simply introduces, it should be apparent that, drawings in the following description are some embodiments of the present invention, for this
For the those of ordinary skill of field, on the premise of not paying creative work, can be with other according to these accompanying drawings acquisitions
Accompanying drawing.
Fig. 1 is a kind of schematic flow sheet of the data processing method of the intelligent terminal in the embodiment of the present invention one；
Fig. 2 is a kind of schematic flow sheet of the data processing method of the intelligent terminal in the embodiment of the present invention two；
Fig. 3 is the consumption classification accounting figure in a kind of data processing method of the intelligent terminal in the embodiment of the present invention two；
Fig. 4 is a kind of schematic flow sheet of the data processing method of the intelligent terminal in the embodiment of the present invention three；
Fig. 5 is the over-expense warning flow chart in a kind of data processing method of the intelligent terminal in the embodiment of the present invention three；
Fig. 6 is a kind of schematic flow sheet of the data processing method of the intelligent terminal in the embodiment of the present invention four；
Fig. 7 is the financing flow chart in a kind of data processing method of the intelligent terminal in the embodiment of the present invention four；
Fig. 8 is a kind of structural representation of the data processing equipment of the intelligent terminal in the embodiment of the present invention five；
Fig. 9 is a kind of functional schematic of the data processing equipment of the intelligent terminal in the embodiment of the present invention five.
Specific embodiment
For making the object, technical solutions and advantages of the present invention clearer, hereinafter with reference to the embodiment of the present invention in it is attached
Figure, clearly and completely describes technical scheme by embodiment, it is clear that described embodiment is the present invention one
Section Example, rather than the embodiment of whole.Based on the embodiment in the present invention, those of ordinary skill in the art are not doing
The every other embodiment obtained under the premise of going out creative work, belongs to the scope of protection of the invention.
Embodiment one
Fig. 1 is a kind of flow chart of the data processing method of intelligent terminal that the embodiment of the present invention one is provided.The present embodiment
Technical scheme be applied to record user consumption data situation.The method can be by a kind of intelligence provided in an embodiment of the present invention
Can terminal data processing equipment performing, the device to realize by the way of software and/or hardware, and can be configured in intelligence
Apply in terminal, optional intelligent terminal is the electronic equipment that smart mobile phone, panel computer etc. are configured with process chip.The method has
Body comprises the steps：
S110, the consumption data for gathering the user that each third party's consumer applications is recorded.
Exemplarily, third party's consumer applications can be wechat, Alipay, net purchase website, financing software or Mobile banking
Deng.User carries out consumption in third party's consumer applications and generates consumption data.
Wherein, the consumption data at least includes：When consumption content, spending amount, consumer applications, consumption pattern and consumption
Between.Consumption content is what user specifically consumed, and spending amount is to consume spent money amount, and consumer applications include life
Work, amusement, traffic, communication etc., consumption pattern includes paying in cash, bank card pays or Third-party payment software pays such as micro-
Letter, Alipay, QQ wallets, Baidu's wallet etc., consumption time are the concrete time of customer consumption.Such as user is purchased in Taobao
Thing, consumption content are shopping, and spending amount is 100 yuan, and consumer applications are life, and consumption pattern is that bank card pays, during consumption
Between be October 1 in 2016.
The consumption data of the user of intelligent terminal collection third party consumer applications record is simultaneously recorded, and saves the user that knows clearly
The loaded down with trivial details of every consumption data is manually entered, consumption data will not be omitted.
S120, analyze the consumption data and the consumption classification according to the consumption data carries out classification registration.
Consumption is classified according to consumer applications, wherein, the consumption classification at least includes：Entertain, have dinner, travelling,
Lodging, communication, traffic, shopping and repaying.Intelligent terminal analyzes the consumption data, carries out classification registration according to consumption classification,
It is easy to user to check the consumption classification of oneself, and the proportion of every kind of classification, reasonable arrangement consumption proportion.
The embodiment of the present invention passes through the consumption data of the user for gathering each third party's consumer applications record, then to collection
To consumption data be analyzed, and the consumption classification according to consumption data is registered, and is solved record at present and is opened daily
The mode of pin is easily forgotten by user, and user is manually entered the cumbersome of recorded content, the problem lost time, and realizes
The automatic record of consumption data of the user in each third party's consumer applications, has reached quick and has comprehensively recorded customer consumption
The effect of data.
Embodiment two
Fig. 2 is a kind of flow chart of the data processing method of intelligent terminal that the embodiment of the present invention two is provided.It is of the invention real
Example is applied on the basis of above-described embodiment, be increased in the analysis consumption data and disappearing according to the consumption data
The step of expense classification is carried out after classification registration.
Correspondingly, the method for the present embodiment includes：
S210, the consumption data for gathering the user that each third party's consumer applications is recorded.
The step is identical with step S110 in embodiment one, repeats no more in the present embodiment.
S220, analyze the consumption data and the consumption classification according to the consumption data carries out classification registration.
The step is identical with step S120 in embodiment one, repeats no more in the present embodiment.
S230, according to setting time rule generate and export consumption form.
Wherein, any one or more during the setting time rule is included daily, weekly, monthly and quarterly.
Wherein, the consumption form includes：Consumption data is detailed, consumption classification is detailed, consumption classification ratio, the propensity to consume
With consumption suggestion.
User selects setting time rule, such as user to select mode monthly, and intelligent terminal is every according to time rule
Month mode generate consumption form, and export and check for user.The mode of output can be in table form, or disappear
Take trend curve figure, can also be the form of cake chart or block diagram.Consumption form can help customer analysis certain period of time
Interior various consumer other accounting, reasonable arrangement consumption, and intelligent terminal can also be given the consumption proportion of science for
Family refers to.Exemplarily, table 1 is 2015 days propensity to consume tables.Fig. 3 is a kind of intelligent terminal provided in an embodiment of the present invention
Consumption classification accounting figure in data processing method.
Table 1 2015 days propensity to consume table
| Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
| Spending amount | 2300 | 2560 | 2750 | 2862 | 2620 | 2431 | 2200 | 2300 | 2450 | 2600 | 2800 | 3000 |
In the embodiment of the present invention, intelligent terminal gathers the consumption data of the user of each third party's consumer applications record, point
Analyse consumption data and the classification according to consumption data carries out classification registration, then according to setting time rule is generated and exports consumption
Form, is realized and is shown the consumption data of user with the formal intuition for consuming form, is easy to analyze in setting time
Irrational consumption, it is rational to arrange consumption.
Embodiment three
Fig. 4 is a kind of flow chart of the data processing method of intelligent terminal that the embodiment of the present invention three is provided.It is of the invention real
Example is applied on the basis of above-mentioned any embodiment, be increased in the analysis consumption data and according to the consumption data
Consumption classification the step of carry out after classification registration.
Correspondingly, the method for the present embodiment includes：
S310, the consumption data for gathering the user that each third party's consumer applications is recorded.
The step is identical with step S110 in embodiment one, repeats no more in the present embodiment.
S320, analyze the consumption data and the consumption classification according to the consumption data carries out classification registration.
The step is identical with step S120 in embodiment one, repeats no more in the present embodiment.
S330, acquisition Regular consumption data, and consumption prompting is carried out according to the Regular consumption time of the Regular consumption data
With prompting of exceeding the time limit.
Fig. 5 is the over-expense warning flow chart in a kind of data processing method of intelligent terminal provided in an embodiment of the present invention.
The amount of restriction is regularly consumed in user's setting, and intelligent terminal obtains regularly consumption data, regularly the time can be one week,
One month, some months or 1 year, when the consumption of user exceedes consumption limits amount, intelligent terminal sends to user and exceeds the time limit to carry
Wake up.Intelligent terminal can also carry out consumption prompting to the irrational situation of the consumption of user, a certain in such as consumption classification ratio
Consumption account for proportion is too big, intelligent terminal can remind customer consumption unbalanced.Consumption prompting can also be that user independently sets
Time interval prompting, when the time reach user setting reminder time when, intelligent terminal is according to this time interval of user
Consumption push reminder message to user, remind the situation of user consumption and remaining remaining sum, be easy to user timely
Grasp the consumption and the consuming capacity of oneself, reasonable arrangement consumption.
In the embodiment of the present invention, intelligent terminal gathers the consumption data of the user of each third party's consumer applications record, point
Analyse consumption data and the classification according to consumption data carries out classification registration, then obtain Regular consumption data, and it is regular according to this
The Regular consumption time of consumption data carries out consuming prompting and exceeds the time limit to remind, and realizes the prompting to customer consumption, prevents user
Irrational situation is consumed, is easy to user reasonably to arrange consumption.
Example IV
Fig. 6 is a kind of flow chart of the data processing method of intelligent terminal that the embodiment of the present invention four is provided.It is of the invention real
Example is applied on the basis of above-mentioned any embodiment, be increased in the analysis consumption data and according to the consumption data
Consumption classification the step of carry out after classification registration.
Correspondingly, the method for the present embodiment includes：
S410, the consumption data for gathering the user that each third party's consumer applications is recorded.
The step is identical with step S110 in embodiment one, repeats no more in the present embodiment.
S420, analyze the consumption data and the consumption classification according to the consumption data carries out classification registration.
The step is identical with step S120 in embodiment one, repeats no more in the present embodiment.
S430, the financing information for obtaining each third party financing applying the update are gone forward side by side row information push.
The financing information for obtaining each third party financing applying the update is gone forward side by side row information push, also includes：
Analyze and contrast different financing information and carry out financing suggestion.
The financing information of each third party's financing applying the update is got, then financing information is analyzed, including reason
Analysis result to information of managing money matters is pushed to use by the contrast of wealth scheme, it is contemplated that the contrast of income, and the clearing of current income
Family, help user with reference to oneself consumption and financing information reasonably selected financing scheme.Exemplarily, Fig. 7
For the financing flow chart in a kind of data processing method of intelligent terminal provided in an embodiment of the present invention.
In the embodiment of the present invention, intelligent terminal gathers the consumption data of the user of each third party's consumer applications record, point
Analyse consumption data and the classification according to consumption data carries out classification registration, then obtain the reason of each third party's financing applying the update
Wealth information go forward side by side row information push, realize according to consumption data with manage money matters information combination reasonably arranged user to disappear
Take, and user can be helped quickly to select financing scheme comprehensively.
Embodiment five
Fig. 8 is a kind of structural representation of the data processing equipment of intelligent terminal that the embodiment of the present invention five is provided.The number
It is used for performing the data processing method of the intelligent terminal provided by above-mentioned any embodiment, the data processing equipment according to processing meanss
May be selected to call the process chip of intelligent terminal to realize.The data processing equipment includes：
Acquisition module 510, for gathering the consumption data of the user of each third party's consumer applications record；
Analysis module 520, the consumption classification for analyzing the consumption data and according to the consumption data are classified
Registration.
Further, the data processing equipment also includes：
Output module, is carried out for the consumption classification in the analysis consumption data and according to the consumption data
After classification registration, generate and export consumption form according to setting time rule, wherein, the setting time rule includes often
My god, weekly, monthly and quarterly in any one or more.
Wherein, the consumption form includes：Consumption data is detailed, consumption classification is detailed, consumption classification ratio, the propensity to consume
With consumption suggestion.
Further, the data processing equipment, also includes：
Prompting module, is carried out for the consumption classification in the analysis consumption data and according to the consumption data
After classification registration, Regular consumption data are obtained, and consumption prompting is carried out according to the Regular consumption time of the Regular consumption data
With prompting of exceeding the time limit.
Further, the data processing equipment, also includes：
Financing data obtaining module, for analyzing the consumption data and the consumption according to the consumption data described
After classification carries out classification registration, the financing information for obtaining each third party financing applying the update is gone forward side by side row information push.
Further, the financing data obtaining module, is additionally operable to：
Analyze and contrast different financing information and carry out financing suggestion.
Wherein, the consumption classification at least includes：Amusement, dining, tourism, lodging, communication, traffic, shopping and repaying.
Wherein, the consumption data at least includes：When consumption content, spending amount, consumer applications, consumption pattern and consumption
Between.The concrete function of the data processing equipment shows as shown in figure 9, a kind of intelligence that Fig. 9 is the embodiment of the present invention five to be provided is whole
The functional schematic of the data processing equipment at end.
The data processing equipment of the intelligent terminal that the embodiment of the present invention five is provided, realizes user and consumes in each third party
The automatic record of the consumption data using in, has reached quick and comprehensively record customer consumption data effects.
A kind of data processing equipment of intelligent terminal that the embodiment of the present invention is provided can perform any embodiment of the present invention
A kind of data processing method of the intelligent terminal for being provided, possesses the corresponding functional module of execution method and beneficial effect.
Note, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that
The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various obvious changes,
Readjust and substitute without departing from protection scope of the present invention.Therefore, although the present invention is carried out by above example
It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also
More other Equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.
Claims (16)
1. a kind of data processing method of intelligent terminal, it is characterised in that include：
Gather the consumption data of the user of each third party's consumer applications record；
Analyze the consumption data and the consumption classification according to the consumption data carries out classification registration.
2. data processing method according to claim 1, it is characterised in that in the analysis consumption data and press
According to the consumption data consumption classification carry out classification registration after, also include：
Generate and export consumption form according to setting time rule, wherein, the setting time rule is included daily, weekly, often
Month and quarterly in any one or more.
3. data processing method according to claim 2, it is characterised in that the consumption form includes：Consumption data is bright
Carefully, detailed classification, consumption classification ratio, the propensity to consume and consumption suggestion are consumed.
4. data processing method according to claim 1, it is characterised in that in the analysis consumption data and press
According to the consumption data consumption classification carry out classification registration after, also include：
Regular consumption data are obtained, and is carried out consuming prompting according to the Regular consumption time of the Regular consumption data and is exceeded the time limit to carry
Wake up.
5. data processing method according to claim 1, it is characterised in that in the analysis consumption data and press
According to the consumption data consumption classification carry out classification registration after, also include：
The financing information for obtaining each third party financing applying the update is gone forward side by side row information push.
6. data processing method according to claim 5, it is characterised in that the acquisition each third party's financing application is more
New financing information go forward side by side row information push, also include：
Analyze and contrast different financing information and carry out financing suggestion.
7. data processing method according to claim 1, it is characterised in that the consumption data at least includes：In consumption
Appearance, spending amount, consumer applications, consumption pattern and consumption time.
8. data processing method according to claim 1, it is characterised in that the consumption classification at least includes：Amusement, use
Meal, tourism, lodging, communication, traffic, shopping and repaying.
9. a kind of data processing equipment of intelligent terminal, it is characterised in that include：
Acquisition module, for gathering the consumption data of the user of each third party's consumer applications record；
Analysis module, the consumption classification for analyzing the consumption data and according to the consumption data carry out classification registration.
10. data processing equipment according to claim 9, it is characterised in that also include：
Output module, is classified for the consumption classification in the analysis consumption data and according to the consumption data
After registration, generate and export consumption form according to setting time rule, wherein, the setting time rule includes daily, every
Week, monthly and quarterly in any one or more.
11. data processing equipments according to claim 10, it is characterised in that the consumption form includes：Consumption data
Detailed, consumption classification detail, consumption classification ratio, the propensity to consume and consumption suggestion.
12. data processing equipments according to claim 9, it is characterised in that also include：
Prompting module, is classified for the consumption classification in the analysis consumption data and according to the consumption data
After registration, Regular consumption data are obtained, and is carried out consuming prompting and is surpassed according to the Regular consumption time of the Regular consumption data
Phase reminds.
13. data processing equipments according to claim 9, it is characterised in that also include：
Financing data obtaining module, for analyzing the consumption data and the consumption classification according to the consumption data described
After carrying out classification registration, the financing information for obtaining each third party financing applying the update is gone forward side by side row information push.
14. data processing equipments according to claim 13, it is characterised in that the financing data obtaining module, also use
In：
Analyze and contrast different financing information and carry out financing suggestion.
15. data processing equipments according to claim 9, it is characterised in that the consumption data at least includes：In consumption
Appearance, spending amount, consumer applications, consumption pattern and consumption time.
16. data processing equipments according to claim 9, it is characterised in that the consumption classification at least includes：Amusement,
Dining, tourism, lodging, communication, traffic, shopping and repaying.
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| CN201610946872.6A CN106529945A (en) | 2016-10-26 | 2016-10-26 | Data processing method and device of intelligent terminal |
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| CN107993138A (en) * | 2017-11-27 | 2018-05-04 | 广西塔锡科技有限公司 | A kind of family's overhead management method and system |
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| CN109377390A (en) * | 2018-09-20 | 2019-02-22 | 阿里巴巴集团控股有限公司 | Endowment methods of risk assessment and device |
| CN109447778A (en) * | 2018-11-13 | 2019-03-08 | 广州凌正信息科技有限公司 | A kind of intelligent accounting system based on mobile terminal |
| CN109670824A (en) * | 2018-09-28 | 2019-04-23 | 平安科技（深圳）有限公司 | Generation method, device, equipment and the storage medium of electronics account book |
| CN109829806A (en) * | 2019-01-15 | 2019-05-31 | 南京写乐网络科技有限公司 | A kind of intelligence accounting management system and method |
| CN113674028A (en) * | 2021-08-24 | 2021-11-19 | 深圳市微云信众技术有限公司 | SaaS cloud system for bank third-party payment aggregation marketing platform |
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| CN109829806A (en) * | 2019-01-15 | 2019-05-31 | 南京写乐网络科技有限公司 | A kind of intelligence accounting management system and method |
| CN113674028A (en) * | 2021-08-24 | 2021-11-19 | 深圳市微云信众技术有限公司 | SaaS cloud system for bank third-party payment aggregation marketing platform |
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