CN106096952A - Mobile phone games method of payment, paying server and payment system - Google Patents
Mobile phone games method of payment, paying server and payment system Download PDFInfo
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- CN106096952A CN106096952A CN201610457136.4A CN201610457136A CN106096952A CN 106096952 A CN106096952 A CN 106096952A CN 201610457136 A CN201610457136 A CN 201610457136A CN 106096952 A CN106096952 A CN 106096952A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
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Abstract
The invention discloses mobile phone games method of payment, paying server and payment system.Described mobile phone games method of payment includes: first service system: for integrated payment ability, game package is signed, signing messages is stored in game end in, game first request to first service system carry out pay request；Second service system: be substantially carried out process of withholing, after receiving the payment request of withholing, is authenticated, and after certification is passed through, carries out payment and withholds processs, result and return to game end and first service system after withholing successfully；Game end: main introduce game end Business Processing, is included in first service system that to carry out ability to pay integrated, and game initiates payment request etc. to first service system in using.Beneficial effects of the present invention: reduce the risk that malice is deducted fees, improves the safety that mobile phone games pay.
Description
Technical field
The present invention relates to technical field of network security, particularly relate to mobile phone games method of payment, paying server and payment
System.
Background technology
Various function based on mobile phone games real-time performance and service are very easy to the amusement of people, live and learn
The various aspects practised, but while mobile phone games bring amusement, there is also many potential safety hazards, such as, mesh
Before " malice deduct fees " that is becoming increasingly rampant.
The general process that existing malice is deducted fees is, mobile phone games product during user uses, in buying game
When product or stage property, utilizing and do not have fee prompting or fee prompting to obscure when paying, user thinks without payment or Payment Amount less
Paid in the case of there is no safety of payment prevention awareness, be referred to as hidden discount expense, this cannot be to payment reminders management and control, no
Stage property or the product that can buy user confirm, at the business that backstage carries out initiating to deduct fees by the way of note or networking
Reason；Legal mobile phone games transaction scene has and pays prompting clearly, and allow user carry out payment affirmation, carry according to payment
Show that user confirms consumption.
Malice is deducted fees and is made user's bales catch in the case of unwitting remove customer charge, so that some game promotions person is sharp
Benefit maximizes and has injured the interests of user.
Inventor is found by research, and at present, major part mobile phone games payment system is cooperated with bank, Third-party payment
(Alipay, wechat payment etc.) company, telecom operators' telephone expenses cooperation, provided by payment interface pay.But
Present stage, most of payment interface all has no idea to deduct fees malice to be controlled so that malice is deducted fees and can be utilized silver
Row, Third-party payment, telecom operators' bill payment interface carry out malice and take off the unlawful activities such as customer charge, therefrom obtain profit
Benefit.
Summary of the invention
For the above-mentioned technical problem in correlation technique, the present invention proposes mobile phone games method of payment, server and is
System, it is possible to increase bank, Third-party payment, the online payment interface of operator's telephone expenses carry out safety when mobile phone games pay
Property, and then improve the safety of mobile Internet mobile phone games transaction.
For realizing above-mentioned technical purpose, the technical scheme is that and be achieved in that:
A kind of mobile phone games method of payment, comprises the following steps:
S1 first service system integration ability to pay and payment link, sign to game inclusion, and this signature mark is deposited
Storage is in first service system and mobile phone games local terminal；
S2 game user is when buying commodity or stage property, and mobile phone games carry payment link and signature mark to first service system
Initiate to pay request；
S3 first service system is according to request, it may be judged whether there is signature mark, if there is no signature mark, then points out this
Pay and there is risk, it is impossible to carry out payment processes, carry out whether differentiating if there is signature mark and with signature mark time integrated
Identical, if it is different, then terminate paying request, if identical, then create pay invoice, and eject payment fee prompting information and
User confirms payment interface；If user confirms to pay, return withholing of second service system to mobile phone games end and link and recognize
Card information, game end according to its link to second service system initiate payment withhold, second service system according to authentication result at
Reason: if certification is passed through, carries out payment and withholds processs, according to result of withholing, return first service system and mobile phone games end button
Money notice result；If certification is not passed through, terminate payment flow, and certification is not returned first service system and hands by result
Machine game end.
Further, described mobile phone games are in first service system integration ability to pay, and described ability to pay includes paying
Link, pay endorsement method, the initiation of payment and the flow processing of method of payment, and payment result success or failure and game
Flow process mutual；
Described mobile phone games also include signing game inclusion, and signature mark is stored in first service system and mobile phone games basis
In ground terminal, and being associated with this game information, described signature is that game inclusion has been carried out encryption gained.
Further, described first service system differentiates that when described signature mark is integrated with mobile phone games, signature identifies whether
Identical, and return payment identification result to game end, concrete steps include:
Whether there is signature mark during first service system detection game request, currently prop up without the most directly prompting games system
There is risk in the business of paying；
Otherwise, the signature mark asked by game user compares with signature mark when playing integrated, if identical, then creates
Build pay invoice, and eject payment reminders and payment affirmation prompting message interface to game user, according to the confirmation result of user
Carrying out the process of payment flow, otherwise, there is risk in the prompting current payment transaction of games system, and terminates transaction.
Further, mobile phone games are joined by mobile phone in ability to pay and the payment link information of the first service system integration
The mode of net, can carry out real-time update to first service system.
Further, mobile phone games, in payment process, are ejected payment information to game user and are reminded and pay clearly
Reminding and confirm interface, this payment of prompting game user provides for this game buys commodity or the amount payable of stage property, according to trip
The confirmation result of play user, chooses whether the process initiating to pay, and pays after having withholdd and sends result of withholing to user and leads to
Know information, remind the payment behavior of user；
Described payment reminders, confirm payment interface and payment withhold after prompting message, be that game is at the first system integrated payment energy
Implant during power, and bind together, independent of games system with signature mark, it is impossible to it is modified；If carried out repairing
Change, signature mark will be revised, the discriminating of signature mark when influencing whether to pay, and cannot be carried out payment processes.
Further, in described payment process, first service system counts second service system according to payment information
Pay efficiency and effect, and be ranked up, when first service system carries out payment processes, selectively call second service system
System；
Described first service system can be suspended the payment services to mobile phone games or second service system is called service；
Described game user is when buying commodity, and if there is malice consumption or brush stage property behavior, first service system is shielded automatically
Covert states game user and calls payment.
A kind of mobile phone games paying server, including:
First processing unit, for according to mobile phone games inclusion integrated payment ability and signature, encrypting according to described game inclusion
Generate a signature mark, and this signature mark is stored in first service system and in game inclusion；According to first service system
System and the agreement of second service system generate encryption certification mark；
First returns unit, for information corresponding for described game inclusion signature being stored in inclusion, in described payment link
Carry described signature mark；The certification mark that game end initiates to pay is returned in payment process；
First receives unit, for receiving the payment signature request that game end sends, carries in described payment signature request
State the signature mark obtained the payment link that first service system was used when mobile phone terminal is initiated pay request to it, according to
The signature mark that signature mark is carried out with this locally stored game inclusion compares, if identical, it is believed that this payment would be permissible
Carry out, if it is not the same, then think that this payment exists risk；
Whether the first signature unit, pay for signature authentication game end and have and the described signature mark phase paying and carrying in request
Same certification mark, and return payment signature authentication result to described game end；
Second receives unit, is used for receiving mobile phone games and initiates payment request by payment link, this payment link is carried with
The certification mark of the pay invoice that described payment link is corresponding；
Second recognition unit, for the source according to payment request described in described payment request identification；
According to the source of described payment request, second transmitting element, for determining that needs carry out payment to current payment request and recognize
During card, carry out source to described payment request and send payment authentication request, in described payment authentication is asked, carry described second
The certification mark obtained the payment link that service system was used when mobile phone games end initiates payment request to it, so that institute
State payment request come source first service system can according to described payment authentication ask in carry certification mark differentiate work as
The safety of front payment transaction, and pay identification result to described first service system feedback；
Service Processing Unit, for receiving the payment authentication result of described second service system feedback, and recognizes according to described payment
Card result completes alternately with mobile phone games end or terminates paying.
Further, described first signature unit includes:
First detection sub-unit, identifies, without the most directly pointing out first service for detecting the signature that whether has in game
There is risk in the current payment transaction of system；
First compares subelement, for the label that will carry in the signature mark in mobile phone games terminal and described payment signature request
Name mark compares, if identical, then the notice current payment transaction of first service system can continue executing with；Otherwise, prompting
There is risk in the current payment transaction of first service system；
Described signature mark includes that described game inclusion encrypts information；
This signature mark is stored in game inclusion by described first processing unit.
A kind of mobile phone games payment system, including first service system and second service system:
Described first service system, for carrying out the integrated of ability to pay according to mobile phone games inclusion and generating signature mark, and
This signature mark being stored in game inclusion, ability to pay comprises the payment link of access, and props up mobile phone games initiation
Paying request establishment pay invoice, eject payment reminders and confirm payment interface, according to the confirmation of user, returning withholds links and recognizes
Card mark, link of withholing corresponding for described pay invoice is returned to mobile phone games end, described in withhold link in carry described in recognize
Card mark；
Described second service system, for receiving the payment request initiated by link of withholing of playing, according to described payment request
Identify the source of described payment request；Current payment request is withholdd certification by the source according to described payment request, certification
Process of withholing is carried out by rear second service system；
Described first service system, be additionally operable to differentiate whether game request has with described payment signature request carry described in
Pay the mark that the signature mark carried in signature request is identical, complete alternately with game end according to described payment signature authentication result
Or terminate paying, if signature authentication is by creating pay invoice, and eject payment reminders information, according to the confirmation letter of user
Breath, and return its withhold hyperlink request and authentication information initiated to second service.
Further, described signature authentication mark includes that described game inclusion encrypts information；
Described signature mark is stored in the inclusion of game by described first service system；
Described certification mark is encrypted.
Visible, in the embodiment of the present application, the encryption to mobile phone games inclusion, generate signature mark, paying every please
Ask and all carry out signature authentication, prevent the risk that this game is cracked；Payment reminders and payment clearly is ejected in payment flow
Confirm interface, allow mobile phone games user have payment behavior clear-headed understanding and understanding, payment reminders and the payment affirmation information to be
Independent of mobile phone games system, this payment system being set, it cannot be changed by the external world, the mobile phone trip that the application provides
Play method of payment reduces the risk that malice is deducted fees, and improves the safety that mobile phone games pay.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to institute in embodiment
The accompanying drawing used is needed to be briefly described, it should be apparent that, the accompanying drawing in describing below is only some enforcements of the present invention
Example, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to obtains according to these accompanying drawings
Obtain other accompanying drawing.
Fig. 1 is the flow chart according to a kind of mobile phone games method of payment described in the embodiment of the present invention；
Fig. 2 .1a is the Signalling exchange figure according to a kind of mobile phone games method of payment described in the embodiment of the present invention；
Fig. 2 .1b is the Signalling exchange figure according to a kind of mobile phone games method of payment described in the embodiment of the present invention；
Fig. 3 is the structural representation according to a kind of mobile phone games paying server described in the embodiment of the present invention；
Fig. 4 is the structural representation according to a kind of mobile phone games paying server described in the embodiment of the present invention；
Fig. 5 is the structural representation according to a kind of mobile phone games paying server described in the embodiment of the present invention；
Fig. 6 is the structural representation according to a kind of mobile phone games payment system described in the embodiment of the present invention.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Describe, it is clear that described embodiment is only a part of embodiment of the present invention rather than whole embodiments wholely.Based on
Embodiment in the present invention, the every other embodiment that those of ordinary skill in the art are obtained, broadly fall into present invention protection
Scope.
Method in order to clearly provide the present invention is described, and introduces the trip of existing mobile phone first below
Malice in play payment process is deducted fees flow process:
When mobile phone games user carries out buying product or stage property in playing game process, select telecom operators' telephone expenses, bank, prop up
When the payment of Fu Bao, wechat, rechargeable card, the card of game points.Click on purchase stage property or commodity post-billing is reminded and the most clearly had even
There is no fee prompting information, more do not have payment affirmation interface directly to deduct fees, announcement information of not deducting fees after deducting fees, this
Sample is the interests of meeting harm users under mobile phone games player does not has clear perception payout status.
By the analysis of flow process that malice is deducted fees find why there will be and be similar to above-mentioned malice and deduct fees, it is important that
A reason be telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points payment interface cannot
Judge that a payment link request is the most legal.Under normal circumstances, mobile phone games are deducted fees all must payment reminders clearly
And payment affirmation, and malice is deducted fees and is not had payment reminders and payment affirmation the most clearly, occurs in that consumer information takes by hidden discount
Risk.Method provided herein provides solution for existing mobile phone games hidden discount risk, sees Fig. 1, this Shen
Please the method that provided of embodiment comprise the following steps:
S101 first service system carries out the integrated of ability to pay to mobile phone games, and ability to pay comprises propping up of the various means of payment
Pay request connect, payment reminders, confirm pay and pay after notify interface, and mobile phone games inclusion is encrypted generation signature
Mark, and this signature mark is stored in the configuration file of mobile phone games inclusion；
The method that the embodiment of the present application is provided, in first service system to mobile phone games integrated payment ability, and to game package
Body is encrypted in the configuration file uniquely identifying and being stored in game inclusion generating signature,
Mobile phone games access first service system according to the request of payment, and first service system is according to whether differentiating signature mark verification
Safety, if verification is passed through, the establishment carrying out pay invoice, the prompting carrying out payment information prompting and ejection payment affirmation circle
Face, after confirming this pay invoice according to user, first service system returns mobile phone terminal and pays withhold link and certification
Information；Mobile phone games pay according to it and withhold links and accesses second service system, and second service system receives payment and withholds letter
During breath, first to its certification, certification, by the process carried out payment, returns mobile phone games and first service after successful payment
The payment result of system.
When mobile phone games described in S102 carry out buying stage property or commodity, access first service system according to payment link, the
One service system carries out signature authentication according to paying request to its signature mark, whether judges this payment request according to authentication result
Legal, carry out the establishment of pay invoice if the verification passes, and eject payment reminders information and payment affirmation interface, according to user
The confirmation paying this, the payment of backward reference second service system is withholdd and is linked and authentication information.
S101 and S102 achieves and game inclusion carries out the integrated of ability to pay, and game inclusion encryption is generated unique
Signature mark.Unlike the prior art, method provided herein obtains information from this game inclusion and defines label
Name mark, this signature mark is stored in the configuration file initiating to pay the mobile phone games inclusion of request.This signature mark simultaneously
Know and be also carried in the payment link corresponding with this pay invoice.
After payment link is formed, mobile phone games can select any time by clicking on this payment link to this business
Pay.
After affiliated first service system receives the payment request of mobile phone games, first the signature carried is identified this request
Carrying out signature authentication, certification carries out the establishment of order after passing through, and ejects payment reminders and payment affirmation interface, propping up according to user
Pay and confirm, and the payment of backward reference second service system is withholdd and linked and certification mark.
This shows and create pay invoice and formed and pay the link payment process real with mobile phone games of withholing
Actual application can separate exist.In the application, by step 101 and step 102 as side provided herein
The first stage of case,
Using the process of follow-up mobile phone games payment as second stage, particularly as follows: S104, mobile phone games are withholdd by payment
Link one to second service system initiate payment request, this payment link in carry above-mentioned payment request in carry recognize
Card mark；
In the embodiment of the present application, describe telecom operators' telephone expenses, bank, Alipay, wechat payment by second service system, fill
The server of the sides such as value card, the card of game points.
In the method that the embodiment of the present invention is provided, first service system is mobile phone games payment managements safety check system
System, second service telecom operators telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system, swum by mobile phone
Play payment management safety check system and telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system
System completes a mobile phone games payment transaction alternately.First service system and second service system can certainly be formally
Being under the jurisdiction of same big system, this is not limited by the present invention, as long as being capable of the function of first service system.
S104 second service system carries out payment according to described payment request source and withholds certification, certification by rear and detain
Money processes, and is back to mobile phone games end and the first system according to result of withholing；
The payment result that S105 first service system returns according to described second service system is carried out pay invoice state processing；
S106 mobile phone games end completes according to the payment result of second system, notice game payment, completes product or stage property is bought,
Carry out issuing of game item.
In actual application, each telecom operators (movement, UNICOM, telecommunications) telephone expenses, bank, Alipay, wechat pay, fill
Value card, card of game points system can have multiple business to come and go with multiple mobile phone games payment systems, lead to receiving mobile phone games
When crossing the payment request that payment link sends, its system side needs to confirm the source of this business current according to this payment request,
The protocol authentication key only determined between asking source second service system just to can determine that by sources is authenticated.Additionally,
May the corresponding different processing mode in different request sources, the certification mark carried in corresponding payment authentication request concrete
Content there may be change.
In prior art, when telecom operators' (movement, UNICOM, telecommunications) telephone expenses, bank, Alipay, wechat pay, supplement with money
When card, card of game points system side receive payment request, if mobile phone games provide correct payment information, telecom operators
(movement, UNICOM, telecommunications) telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system side are just agreed to pay, and
The scheme that the application provides is quite different, by step S103 and step S104 it can be seen that scheme provided herein, at electricity
Letter operator's (movement, UNICOM, telecommunications) telephone expenses, bank, Alipay, wechat payment, rechargeable card, the second of card of game points system side
Service system, after determining current payment request source, selects the certification of current payment transaction to differentiate, this payment according to this source
Request carries first service system be handed down to mobile phone games initiate pay payment withhold link and certification mark, i.e. access
The payment of second service system is withholdd and is linked and second service system and second service system joint consultation authentication information.
It should be noted that unique mark that the signature mark carried in payment link is the encryption of mobile phone games inclusion to be generated
Know, with the security risk preventing mobile phone games inclusion to be cracked.
In embodiment provided herein, second service system behind the source determining current payment transaction, Ke Yigen
The certification mark paying the request of withholing is selected to differentiate according to the source of current payment transaction.Such as, second service system is from payment
The source obtained in linking request and certification mark, carry out differentiating certification, certification carries out after passing through paying according to certification mark
Withhold process.
First service system and second service system made an appointment certification mark particular content, so, first clothes
The certification of certain pay invoice is identified after being attached in payment link by business system, please by withholing of sending of mobile phone games end
Ask link, after second service system gets authentication url, it is not necessary to carry out, further according to payment transaction, the tool that certification is identified by source
Internal appearance is adjusted again, has saved the operation flow of second service system.
After S101 first service system receives the payment signature request that mobile phone games end sends, differentiate that mobile phone games terminal is sent out
The signature mark that the signature mark that whether has in the request sent and carry in described payment signature request is identical, and recognize according to signature
Card result selects to carry out payment flow or terminate.
Specifically, whether first described first service system detects signature mark in the request that mobile phone games end sends,
Risk is there is without the then direct current payment transaction of prompt system；
If mobile phone games terminal request has signature mark, then the signature of game inclusion integrated payment ability is identified and described
Paying the signature mark carried in signature request to compare, if the same the notice current payment transaction of system can continue to hold
OK；Otherwise, there is risk in the current payment transaction of prompt system.
After first service system receives payment signature request, from this payment signature request, obtain signature request, and reflect
The signature mark carried in the payment signature request that other mobile phone games send.If having and certification being identical, illustrate to initiate to pay to ask
The signature mark that the mobile phone games end asked is used uses identical game terminal with the mobile phone games of integrated payment ability
Inclusion, because in step S101, mobile phone games carry out the integrated of ability to pay at the first system, and generate label according to inclusion
After name file, this signature mark is stored in mobile phone games local terminal by first service system.If signed carrying out paying
During request, identical signature can be found to identify from the payment link of mobile phone games end payment, then it is assumed that currently this transaction
For safety, do not utilized by the maliciously program of deducting fees.
Scheme provided herein is it can be avoided that malice is deducted fees and is because, if game cracker is initiated by terminal A
During payment behavior, signature authentication first just cannot pass through, then the scheme provided according to the application, the label corresponding with this payment
Name mark should be stored in terminal A, when payment link corresponding for this pay invoice is sent by this malice person of deducting fees by cracking
During to other system, even if other mobile phone games user clicks on this payment link and asks to pay, because it has charging clearly
Information and payment affirmation interface, mobile phone games user can be made whether according to charging prompting clearly and payment confirming information
For the judgement of normal billing, this payment prompting and payment affirmation interface, when being to carry out integrated payment ability on payment platform and
Payment flow is bound, and independent of mobile phone games, mobile phone games are uncontrollable pays prompting and payment affirmation information.
So when carrying out paying signature, first service system cannot get signature mark in the payment link of terminal X
When knowing or identify inconsistent with signature time integrated, then the current payment transaction of prompt system can there is risk.
S102 first service system, according to paying signature result, carries out the establishment of pay invoice, and ejects payment prompting letter
Breath and payment affirmation interface, pay according to the confirmation of mobile phone games user, return withhold link and authentication information, if user is not
Carrying out payment affirmation or abandon paying, first service system closure pays.
Mobile phone games end receive payment withhold link after, to second service system initiate payment withhold link time, second clothes
Business system receive mobile phone games end initiate payment withhold link time, first obtain authentication information carry out differentiate certification, if
Do not pass through without authentication information or authentication information certification, prompting mobile telephone set game end currently pay withhold exist risk cannot be carried out pay
Withholing, if certification is passed through, second service system carries out process of withholing.
If this payment authentication result is current payment transaction there is risk, then second service system can be by prompting
The page or ejection prompted dialog frame carry out the risk that the current payment transaction of prompting mobile telephone set game user exists.The application is to concrete
Indicating risk mode does not limits.
Mobile phone games method of payment provided herein, mobile phone games inclusion is by paying in the first service system integration
Ability, and its inclusion is signed, and storage signature mark in local terminal, and this signature mark is attached to and initiates
In payment link corresponding during payment.When mobile phone games initiate pay request time, by payment link by with corresponding signature mark
Knowing and be transferred to first service system, signature when first service system is by differentiating that this game is integrated has identified whether to sign with paying
The signature carried in name request identifies identical signature mark, if having, illustrating that payment game is safe, currently paying industry
Business is safe, otherwise, then illustrates that the mobile phone games payment of payment is illegal, and current payment transaction exists risk.The most permissible
Find out, the application
The method provided is designated basis with signature authentication, carries out signature authentication before creating order, and certification is carried out after passing through
The establishment of pay invoice and pay ejection and the confirmation of payment affirmation information of information, the payment information of ejection is and plays
Product and stage property are withholdd and are combined, and each charging point will carry out putting setting and examination & verification on record at the first system, and examination & verification is by rear
The use of payment flow could be paid prompting and points out according to purchase information and deducted amount, and according to game user pair
The payment affirmation of this pay invoice carries out payment and withholds, thus avoids existence malice in whole payment flow and deduct fees, thus
Reduce the probability that phenomenon of maliciously deducting fees occurs.
The method that seeing Fig. 2 .1a provides the application below in conjunction with a concrete application is described in detail.
201, mobile phone games A carries out the integrated of ability to pay in mobile phone games payment system to its inclusion before promoting, and right
Game inclusion is signed,
202, in ability to pay is stored in game package body, signature mark is stored in hand call payment system and mobile phone games local terminal
In.
203, mobile phone games A is when buying game commodity or stage property, initiates to pay request to mobile phone games payment system,
204, after mobile phone games payment system receives payment request, first request is carried out safety certification, carry during to request
Signature mark carry out signature check, after signature check is passed through, its payment flow is processed further.The information of signature check,
It is that mobile phone games first carry out the integrated of ability to pay in mobile phone games payment system and the encryption of inclusion of playing generates unique label
Name mark.
If the payment request verification initiated is not passed through by 205 mobile phone games payment systems, meeting prompting mobile telephone set game end should
Pay and there is the risk information prompting that risk cannot be carried out paying.
After the payment request certification initiated is passed through by 206, mobile phone games payment system, carry out the establishment of pay invoice.
207, mobile phone games payment system creates after order, returns the payment of this order and withholds link and authentication information.
208, mobile phone games end is before initiating payment and withholing, and can eject this and pay the product bought and amount of money prompting letter
Breath.
209, mobile phone games are after ejecting payment information, can eject payment affirmation interface to user, and user is according to purchasing
Buy wish and carry out the confirmation of payment information.
210, mobile phone games payment system meeting and payment are withholdd system (telecom operators' telephone expenses, bank, Alipay, wechat
Payment, rechargeable card, card of game points system) set up to pay and cooperate and authentication protocol.
211, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) basis and the cooperation agreement of hand call payment system, it is provided that pay, to hand call payment system, withhold link and authentication information.
212, mobile phone games end is withholdd link and authentication information according to the payment that mobile phone games return, and withholds system to payment
(telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system) initiates the payment request of withholing.
213, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) receive the payment request of withholing, carry out the authentication information to carrying when paying and withhold request and be authenticated, certification is by laggard
OK, next step process of withholing is carried out.
214, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) authentication verification of withholing do not passes through, and send this payment checking of withholing to mobile phone games end and do not pay button by cannot be carried out
The message of money.
215, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) after authentication verification of withholing passes through, carry out, according to the order amount of money, process of withholing.
216, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) withhold process after, withholing, result returns to hand call payment system.
217, after hand call payment system receives process of withholing, carry out pay invoice and withhold processs, amendment order status.
218, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) withhold process after, result of withholing is returned to mobile phone games end.
219, mobile phone games end is withholdd result according to the payment received, and prompts the user with the result of withholing buying commodity.
220, mobile phone games end receives payment and withholds after result, it is judged that result of withholing whether success, if withholing successfully to enter
Row buys issuing of commodity or stage property, if withholing result failure, commodity or stage property failure are bought in prompting.
Combine the transaction flow of the application and the contrast of flow process of maliciously deducting fees separately below so that the side that the application provides to be described
The process that the anti-malice of method is deducted fees.
Fig. 2 .1b is the transaction flow easily occurring malice to deduct fees,
Mobile phone games commodity or the stage property of purchase are bought and are paid the bill pay invoice by i.e. mobile phone games user A,
Including:
201, mobile phone games A carries out the integrated of ability to pay in mobile phone games payment system to its inclusion before promoting,
Do not play games inclusion signature process.
202, ability to pay exists in game package body.
The encrypted signature of game inclusion is not processed, game payment flow can be made easily to be cracked, cause malice by deducting fees.
203, mobile phone games A is when buying game commodity or stage property, initiates to pay request to mobile phone games payment system,
Mobile phone games payment system receives payment request；
206, create order, when receiving request, do not do verification process.
210, mobile phone games payment system meeting and payment are withholdd system (telecom operators' telephone expenses, bank, Alipay, wechat
Payment, rechargeable card, card of game points system) set up to pay and cooperate and authentication protocol.
211, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) basis and the cooperation agreement of hand call payment system, it is provided that pay, to hand call payment system, withhold link and authentication information.
212b, mobile phone games payment system are withholdd to payment, and system (prop up by telecom operators' telephone expenses, bank, Alipay, wechat
Pay, rechargeable card, card of game points system) initiate the payment request of withholing.
213, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) receive the payment request of withholing, carry out the authentication information to carrying when paying and withhold request and be authenticated, certification is by laggard
OK, next step process of withholing is carried out.
214, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) authentication verification of withholing do not passes through, and send this payment checking of withholing to mobile phone games end and do not pay button by cannot be carried out
The message of money.
215, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) after authentication verification of withholing passes through, carry out, according to the order amount of money, process of withholing.
216, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) withhold process after, withholing, result returns to hand call payment system.
217, after hand call payment system receives process of withholing, carry out pay invoice and withhold processs, amendment order status.
218, withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points are paid
System) withhold process after, result of withholing is returned to mobile phone games end.
220, mobile phone games end receives payment and withholds after result, it is judged that result of withholing whether success, if withholing successfully to enter
Row buys issuing of commodity or stage property, if withholing result failure, commodity or stage property failure are bought in prompting.
In the payment flow of 2.1b, game method of payment is not done signature authentication, when buying game commodity or stage property
Do not buy information and buy the payment affirmation information of commodity, after buying commodity, not paying ejection information, lack
User is easily made to produce payment withhold when not having clear and definite payment behavior after paying information and payment confirming information, and
Produce malice to deduct fees, the interests of infringement user.
Compare in conjunction with Fig. 2 .1a and 2.1b, the transaction flow of the application, i.e. the mobile phone games user A mobile phone to buying
Game item is bought, and pays the bill pay invoice,
Including:
Mobile phone games user A requests for payment according to game item, ejects a clear and definite stage property and buy payment before stage property is bought
Information, and eject user's payment affirmation payment interface, after user clicks on confirmation purchase, can carry out propping up according to payment result
The displaying of information is bought after Fuing.
Remind before and after paying according to user, allow mobile phone games user clearly pay behavior, it is therefore prevented that malice is deducted fees.
The request that pays prevents the source of current payment transaction for legal according to the signature check in payment process and certification
Pay request.
Fig. 2 .1b deducts fees payment flow for malice, when i.e. mobile phone games are promoted, by the most clearly pay information or
Malice cracks takes off user profile expense, including:
204, mobile phone games payment system does not has signature authentication to process, and does not has signature authentication, it is impossible to the safety of process of guaranteeing payment
Property, do not have the payment of 207 return mobile phone games ends withhold link and certification new, do not have 208 payments to buy informations, do not have
209 provide payment affirmation interfaces allow user to initiate pay confirmation, there is no information after 219 payments, there is no 208,219
Make user buy commodity and do not pay prompting, be mistaken for need not payment for merchandise, do not have 209 payment affirmations to remind and make user couple
The payment behavior of oneself does not confirm, deducts fees in the case of easily initiation is unwitting, thus above easily initiation malice is detained
Take behavior.
By the analysis of payment flow corresponding for Fig. 2 being found out clearly, the method that the application provides is by advance
The establishment of the integrated and mobile phone games signature of ability to pay, and store in the configuration file of mobile phone games inclusion, in initiation
Pay in request paying the signature check of identity, verify by creating pay invoice and returning the payment of this order and withhold link
And authentication information, and eject payment information and payment affirmation interface, after user confirms to pay, according to payment link mobile phone
Game end is withholdd system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system) to payment
Initiate the payment request of withholing, pay and first carry out paying verification after the system of withholing receives the payment request of withholing, be verified and carry out
Withholing process, return to mobile phone games payment platform and mobile phone games client according to result of withholing after process of withholing, mobile phone is swum
Pay invoice is processed by play payment platform according to payment result of withholing, and mobile phone games client is carried out according to payment result
Pay information alert of withholing.
In the payment flow of Fig. 2 .1a, security signature mark prevents the risk that mobile phone cracks, the trip sent after preventing from cracking
Play carries out malice and withholds mobile phone games user, decreases the risk of user.
In Fig. 2 .1a payment flow, after security signature is passed through, create pay invoice and point out prompting of withholing, Yong Huneng
The process of enough flow processs that is made whether to carry out to withhold according to prompting frame of withholing, the risk of prompting mobile telephone set game user payment transaction.
Cellphone subscriber receive payment information remind after, to payment withhold system (telecom operators' telephone expenses, bank,
The payment of Alipay, wechat, rechargeable card, card of game points system) carry out payment when withholing, the request of payment is paid by its system
Certification, according to the authentication result process to payment flow.
According to the contrast of Fig. 2 .1a and 2.1b, the flow process of Fig. 2 .1a strictly controls in mobile phone games payment process user
The payment behavior deducted fees of malice, it is to avoid the payment malice of user is deducted fees risk.
Seeing Fig. 3, the application also provides for a kind of mobile phone games paying server, and this server is positioned at mobile phone games and pays system
System and payment withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payments, rechargeable card, card of game points system) service
Side,
Including:
First processing unit 301, for according to mobile phone games to the integrated of ability to pay and the signature authentication of mobile phone inclusion, according to
Mobile phone games inclusion generates a signature mark, and this signature mark is stored in the configuration file of mobile phone games this locality inclusion；
Further, this signature mark can be stored in the configuration file of mobile phone games local terminal by described first processing unit
In.
First receives unit 302, and for receiving the payment request that mobile phone games end sends, described payment in request carries label
Name is designated mobile phone games and carries out, in first service system, inclusion encrypted signature generation of playing；
First discriminating unit 303, for differentiating that described payment of payment request that mobile phone games are initiated differentiates to carry discriminating in request
Identify the signature mark the most identical with during mobile phone games packet signature, and return payment discriminating knot to described first service system
Really, if identification result is by carrying out the establishment of pay invoice, pays information and the ejection at payment affirmation interface, treat user
After carrying out payment affirmation, according to user, the confirmation paid is carried out the process of payment flow；.
First returns unit 304, links for described payment being withholdd and certification mark returns to mobile phone games end；
In the server that the embodiment of the present application is provided, this signature mark is that mobile phone games inclusion is generated by encryption.
Seeing Fig. 4, described first signature authentication unit 304 includes:
First signature subelement 401, for being encrypted generation signature mark, and signature mark storage to mobile phone games inclusion
In the configuration file of mobile phone games inclusion.
First compares subelement 402, in mobile phone games inclusion identification mark being asked with described payment signature authentication
The signature mark carried compares, and if the same the notice current payment transaction of first service system can continue executing with；No
Then, there is risk in the prompting current payment transaction of first service system.
Seeing Fig. 5, another embodiment of the application also provides for the server that mobile phone games pay, and this server is positioned at mobile phone trip
Play payment platform and payment are withholdd system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points
System) side, including:
Second receives unit 501, is used for receiving mobile phone games user and is withholdd by payment and link the initiation request of withholing, in this link
Carrying withholds with described payment link corresponding pay invoice certification mark；
Second recognition unit 502, the certification mark carried is identified by the carrying out paying the request of withholing according to mobile phone games, root
The process of the flow process that carries out withholing according to authentication result, certification withholds process by carrying out payment, if certification by prompting this
Pay and there is risk and cannot be carried out process of withholing；
Second returns unit 503, if completing process of withholing, result of withholing is returned to mobile phone games payment system and hands
Machine game client, mobile phone games payment system carries out processing pay invoice according to the result of withholing returned, mobile phone games root
Tell that game end carries out issuing of game products or stage property according to result of withholing；
The server that the application provides, is positioned at mobile phone games payment system.When being positioned at the server of mobile phone games payment system side,
After storing signature mark in mobile phone games user local terminal, follow-up payment signature and identifying procedure need mobile phone games
Withholdd system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, the card of game points by payment during user-pay
System) service side server initiate,
Finally, or by payment withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, point of play
Card system) service the second service system of side according to propping up
Paying authentication result and carry out indicating risk, compared with prior art, the payment that the application provides is withholdd system (telecom operators
Telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system) service side server be not only according to request
Pay the bill, but can make, according to the concrete condition paying request, the request that risk judges, improve payment and withhold system
(telecom operators' telephone expenses, bank, Alipay, wechat payment, rechargeable card, card of game points system) service side is to payment transaction control
Initiative.
Seeing Fig. 6, the application one embodiment also provides for a kind of mobile phone games payment system, including: first service system 601
With second service system 602, wherein:
Described first service system 601, for according to mobile phone games integrated payment ability, carrying out paying signature according to payment request
The discriminating of certification processes, and this signature mark is stored in mobile phone games inclusion local profile, is used for receiving user and leads to
Cross the payment request that payment link is initiated, carry out signature according to payment request and differentiate, carry out the place paid according to identification result
Reason, if differentiating by carrying out the establishment of pay invoice, and returns payment and withholds link and certification mark；
Described second service system 602, for receiving the payment request that user is initiated by payment link, takes in this payment link
The certification mark obtained in the payment link that mobile phone games end sends with described first service system；According to described payment
Request carries out payment authentication to current payment request, carries in the request of described payment authentication and carry in described payment authentication is asked
Certification mark；
Whether described first service system 601, be additionally operable to differentiate to have in user local terminal to carry with described payment signature request
Signature mark identical signature mark, and return to described mobile phone games end and pay identification result.
Further, described second service system 602, it is additionally operable to receive the payment request of withholing that mobile phone games end sends,
And the certification that carries out withholing, complete alternately according to payment authentication result and mobile phone games end or terminate paying.
In the embodiment of the present application, signature mark is establishment after the encryption of mobile phone games inclusion.
According to the signature authentication in payment flow, the ejection of payment information, payment affirmation interface, prompting letter after payment
Breath and payment withhold system (telecom operators' telephone expenses, bank, Alipay, wechat payments, rechargeable card, card of game points system) service
The certification of side, reduces the risk of the utilization that current phone game payment transaction is maliciously withholdd, improves mobile phone games and pay
The safety of transaction.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all essences in the present invention
Within god and principle, any modification, equivalent substitution and improvement etc. made, should be included within the scope of the present invention.
Claims (10)
1. a mobile phone games method of payment, it is characterised in that comprise the following steps:
S1 first service system integration ability to pay and payment link, sign to game inclusion, and this signature mark is deposited
Storage is in first service system and mobile phone games local terminal；
S2 game user is when buying commodity or stage property, and mobile phone games carry payment link and signature mark to first service system
Initiate to pay request；
S3 first service system is according to request, it may be judged whether there is signature mark, if there is no signature mark, then points out this
Pay and there is risk, it is impossible to carry out payment processes, carry out whether differentiating if there is signature mark and with signature mark time integrated
Identical, if it is different, then terminate paying request, if identical, then create pay invoice, and eject payment fee prompting information and
User confirms payment interface；If user confirms to pay, return withholing of second service system to mobile phone games end and link and recognize
Card information, game end according to its link to second service system initiate payment withhold, second service system according to authentication result at
Reason: if certification is passed through, carries out payment and withholds processs, according to result of withholing, return first service system and mobile phone games end button
Money notice result；If certification is not passed through, terminate payment flow, and certification is not returned first service system and hands by result
Machine game end.
A kind of mobile phone games method of payment the most according to claim 1, it is characterised in that
Described mobile phone games are in first service system integration ability to pay, and described ability to pay includes payment link, pays signature
Method, the initiation of payment and the flow processing of method of payment, and, payment result success or failure is mutual with game flow；
Described mobile phone games also include signing game inclusion, and signature mark is stored in first service system and mobile phone games basis
In ground terminal, and being associated with this game information, described signature is that game inclusion has been carried out encryption gained.
A kind of mobile phone games method of payment the most according to claim 1 and 2, it is characterised in that
Described first service system differentiates that when described signature mark is integrated with mobile phone games, signature identifies whether identical, and to game
End returns and pays identification result, and concrete steps include:
Whether there is signature mark during first service system detection game request, currently prop up without the most directly prompting games system
There is risk in the business of paying；
Otherwise, the signature mark asked by game user compares with signature mark when playing integrated, if identical, then creates
Build pay invoice, and eject payment reminders and payment affirmation prompting message interface to game user, according to the confirmation result of user
Carrying out the process of payment flow, otherwise, there is risk in the prompting current payment transaction of games system, and terminates transaction.
A kind of mobile phone games method of payment the most according to claim 1 and 2, it is characterised in that
Mobile phone games in the ability to pay of the first service system integration and payment link information by the way of phone network, permissible
Real-time update is carried out to first service system.
A kind of mobile phone games method of payment the most according to claim 1 and 2, it is characterised in that
Mobile phone games, in payment process, are ejected payment information to game user and are reminded and the interface of payment reminders confirmation clearly,
This payment of prompting game user provides for this game buys commodity or the amount payable of stage property, ties according to the confirmation of game user
Really, choose whether the process initiating to pay, pay after having withholdd and send, to user, result announcement information of withholing, reminding user
Payment behavior；
Described payment reminders, confirm payment interface and payment withhold after prompting message, be that game is at the first system integrated payment energy
Implant during power, and bind together, independent of games system with signature mark, it is impossible to it is modified；If carried out repairing
Change, signature mark will be revised, the discriminating of signature mark when influencing whether to pay, and cannot be carried out payment processes.
A kind of mobile phone games method of payment the most according to claim 5, it is characterised in that
In described payment process, first service system counts payment efficiency and the effect of second service system according to payment information
Really, and it is ranked up, when first service system carries out payment processes, selectively calls second service system；
Described first service system can be suspended the payment services to mobile phone games or second service system is called service；
Described game user is when buying commodity, and if there is malice consumption or brush stage property behavior, first service system is shielded automatically
Covert states game user and calls payment.
7. a mobile phone games paying server, it is characterised in that including:
First processing unit, for according to mobile phone games inclusion integrated payment ability and signature, encrypting according to described game inclusion
Generate a signature mark, and this signature mark is stored in first service system and in game inclusion；According to first service system
System and the agreement of second service system generate encryption certification mark；
First returns unit, for information corresponding for described game inclusion signature being stored in inclusion, in described payment link
Carry described signature mark；The certification mark that game end initiates to pay is returned in payment process；
First receives unit, for receiving the payment signature request that game end sends, carries in described payment signature request
State the signature mark obtained the payment link that first service system was used when mobile phone terminal is initiated pay request to it, according to
The signature mark that signature mark is carried out with this locally stored game inclusion compares, if identical, it is believed that this payment would be permissible
Carry out, if it is not the same, then think that this payment exists risk；
Whether the first signature unit, pay for signature authentication game end and have and the described signature mark phase paying and carrying in request
Same certification mark, and return payment signature authentication result to described game end；
Second receives unit, is used for receiving mobile phone games and initiates payment request by payment link, this payment link is carried with
The certification mark of the pay invoice that described payment link is corresponding；
Second recognition unit, for the source according to payment request described in described payment request identification；
According to the source of described payment request, second transmitting element, for determining that needs carry out payment to current payment request and recognize
During card, carry out source to described payment request and send payment authentication request, in described payment authentication is asked, carry described second
The certification mark obtained the payment link that service system was used when mobile phone games end initiates payment request to it, so that institute
State payment request come source first service system can according to described payment authentication ask in carry certification mark differentiate work as
The safety of front payment transaction, and pay identification result to described first service system feedback；
Service Processing Unit, for receiving the payment authentication result of described second service system feedback, and recognizes according to described payment
Card result completes alternately with mobile phone games end or terminates paying.
A kind of mobile phone games paying server the most according to claim 7, it is characterised in that
Described first signature unit includes:
First detection sub-unit, identifies, without the most directly pointing out first service for detecting the signature that whether has in game
There is risk in the current payment transaction of system；
First compares subelement, for the label that will carry in the signature mark in mobile phone games terminal and described payment signature request
Name mark compares, if identical, then the notice current payment transaction of first service system can continue executing with；Otherwise, prompting
There is risk in the current payment transaction of first service system；
Described signature mark includes that described game inclusion encrypts information；
This signature mark is stored in game inclusion by described first processing unit.
9. a mobile phone games payment system, it is characterised in that include first service system and second service system:
Described first service system, for carrying out the integrated of ability to pay according to mobile phone games inclusion and generating signature mark, and
This signature mark being stored in game inclusion, ability to pay comprises the payment link of access, and props up mobile phone games initiation
Paying request establishment pay invoice, eject payment reminders and confirm payment interface, according to the confirmation of user, returning withholds links and recognizes
Card mark, link of withholing corresponding for described pay invoice is returned to mobile phone games end, described in withhold link in carry described in recognize
Card mark；
Described second service system, for receiving the payment request initiated by link of withholing of playing, according to described payment request
Identify the source of described payment request；Current payment request is withholdd certification by the source according to described payment request, certification
Process of withholing is carried out by rear second service system；
Described first service system, be additionally operable to differentiate whether game request has with described payment signature request carry described in
Pay the mark that the signature mark carried in signature request is identical, complete alternately with game end according to described payment signature authentication result
Or terminate paying, if signature authentication is by creating pay invoice, and eject payment reminders information, according to the confirmation letter of user
Breath, and return its withhold hyperlink request and authentication information initiated to second service.
A kind of mobile phone games payment system the most according to claim 9, it is characterised in that described signature authentication mark bag
Include described game inclusion encryption information；
Described signature mark is stored in the inclusion of game by described first service system；
Described certification mark is encrypted.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610457136.4A CN106096952A (en) | 2016-06-22 | 2016-06-22 | Mobile phone games method of payment, paying server and payment system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610457136.4A CN106096952A (en) | 2016-06-22 | 2016-06-22 | Mobile phone games method of payment, paying server and payment system |
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| CN106096952A true CN106096952A (en) | 2016-11-09 |
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| CN201610457136.4A Pending CN106096952A (en) | 2016-06-22 | 2016-06-22 | Mobile phone games method of payment, paying server and payment system |
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| CN115671710A (en) * | 2021-11-29 | 2023-02-03 | 株式会社万代 | Game device, program, and recording medium |
| CN115242406A (en) * | 2022-07-22 | 2022-10-25 | 厦门慢雾科技有限公司 | Method, system, storage medium and server for detecting malicious digital signature |
| CN115242406B (en) * | 2022-07-22 | 2025-01-24 | 厦门慢雾科技有限公司 | Method, system, storage medium and server for detecting malicious digital signatures |
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Application publication date: 20161109 |