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CN104517351A - Bank card antitheft device - Google Patents

Bank card antitheft device Download PDF

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Publication number
CN104517351A
CN104517351A CN201310458492.4A CN201310458492A CN104517351A CN 104517351 A CN104517351 A CN 104517351A CN 201310458492 A CN201310458492 A CN 201310458492A CN 104517351 A CN104517351 A CN 104517351A
Authority
CN
China
Prior art keywords
bank
bank card
mobile phone
card
processing server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201310458492.4A
Other languages
Chinese (zh)
Inventor
王金鹤
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CN201310458492.4A priority Critical patent/CN104517351A/en
Publication of CN104517351A publication Critical patent/CN104517351A/en
Pending legal-status Critical Current

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Abstract

The invention relates to a bank card antitheft device, comprising a bank card, a mobile phone, a wireless communication network, a bank processing server and a bank system; a radio frequency transmitter is embedded in the bank card; a special radio frequency receiver is embedded in the mobile phone; the bank card is in communication connection with the mobile phone by using a constant frequency; the bank processing server is connected with the bank system by means of a data interfere. The bank card antitheft device is capable of automatically notifying a bank to report the loss of the lost bank card by using the mobile phone and automatically notifying the back to cancel the loss after the bank card is found.

Description

A kind of bank card anti-theft device
Technical field
The present invention relates to digital communication technology field, be specifically related to a kind of bank card anti-theft device.
Background technology
Along with popularizing of bank card/credit card, the theftproof performance demand of bank card is increasing.Existing bank card anti-theft mechanism adopts multiple password, multiple-enciphered or dynamic password mostly, prevents from usurping in authentication link, but does not relate to the antitheft of bank card itself and process.Patent [201010022914.X] discloses a kind of system and method utilizing dynamic password technology to prevent embezzlement of bank card.The method, by user's bank card number and the binding of N number of trading password, then recycles these passwords and carries out bank card business dealing certification, and send prompting or information warning to user after a transaction.Patent [201020253987.5] discloses a kind of bank card anti-theft device, comprise cash dispenser and bank card, magnetic card is provided with in bank card, it is characterized in that: fingerprint memory card is installed in bank card, in cash dispenser, fingerprint recognition system is installed, fingerprint recognition system is connected with display screen, and display screen is provided with fingerprint identification area.This bank card anti-theft device, by installing fingerprint recognition system in cash dispenser, in bank card, install fingerprint memory card, people, when withdrawing the money, need by just withdrawing the money after fingerprint authentication simultaneously.Prior art does not relate to the antitheft of bank card itself and process, and bank card, once lose, needs user oneself to report the loss, separate extension, neither inconvenient in real time yet.
Summary of the invention
Instant invention overcomes the deficiencies in the prior art, propose a kind of bank card anti-theft device, described bank card anti-theft device can make the bank card of loss report the loss by the automatic notifying bank of mobile phone, also separates by the automatic notifying bank of mobile phone and hang after giving for change.
Technical scheme of the present invention is: a kind of bank card anti-theft device, comprise bank card, mobile phone, cordless communication network, bank's processing server and banking system, a radiofrequency launcher is embedded at described bank card, special radio frequency receiver is embedded at described mobile phone, described bank card and described mobile phone are communicated to connect by a fixed frequency, and described bank processing server is connected by a data-interface with banking system.
Described mobile phone is connected by described cordless communication network with bank processing server.
The communication distance scope of described bank card and described mobile phone is at 100-500cm.
User when bank opens card, the special radio frequency receiver handset binding of embedding that described embedded radiofrequency launcher bank card and user specify, and in described bank processing server record.The embedded radiofrequency launcher of bank card, mobile phone embeds radio frequency receiver, and transmitter constant power sends, and therefore communication distance is relatively fixing.Bank card timed sending signal is to mobile phone, and such as 1 minute or 1 hour, after bank card and mobile phone distance exceed communication distance, if mobile phone does not receive bank card signal at corresponding time point, mobile phone was play and lost ring prompting.When mobile phone receives bank card signal again, mobile phone can play another kind of ring prompting, and user hears prompting, and after user Confirm Bank card safety, can oneself send short messages notifying bank processing server solution of user is hung.
The present invention has following beneficial effect:
1) the present invention can effectively prevent bank card itself stolen.
2) the present invention conveniently realizes bank card in real time and reports the loss and separate extension.
Accompanying drawing explanation
The present invention is further illustrated below in conjunction with the drawings and specific embodiments.
Fig. 1 is bank card anti-theft device implementation step figure.
1. bank card; 2. mobile phone; 3. bank's processing server; 4. banking system
Embodiment
Shown in Figure 1, the present invention includes bank card 1, mobile phone 2, bank's processing server 3 and banking system 4, a radiofrequency launcher is embedded at described bank card 1, special radio frequency receiver is embedded at described mobile phone 2, described bank card 1 is communicated to connect by a fixed frequency with described mobile phone 2, and described bank processing server 3 is connected by a data-interface with banking system 4.Described mobile phone 2 is connected by described cordless communication network with bank processing server 3.The communication distance scope of described bank card 1 and described mobile phone 2 is at 100-500cm.User is when bank opens card, and described embedded radiofrequency launcher bank card 1 is bound with the special radio frequency receiver mobile phone 2 of embedding that user specifies, and in described bank processing server 3 record.The embedded radiofrequency launcher of bank card, mobile phone embeds radio frequency receiver, and transmitter constant power sends, and therefore communication distance is relatively fixing.Bank card timed sending signal is to mobile phone, and such as 1 minute or 1 hour, after bank card and mobile phone distance exceed communication distance, if mobile phone does not receive bank card signal at corresponding time point, mobile phone was play and lost ring prompting.Now there are three kinds of situations:
1) loss ring prompting N1 time (number of times is variable) play by the mobile phone 2 embedding special radio frequency receiver, now illustrate that user does not hear prompting, bank card may be lost or stolen, the mobile phone 2 embedding special radio frequency receiver sends note automatically to bank's processing server 3, after bank's processing server 3 verifies phone number, by mutual with banking system 4, be down state by the card number Status Flag of correspondence, banking system 4 bank processing server 3 processes successfully, bank's processing server 3 returns to the mobile phone 2 embedding special radio frequency receiver and reports the loss successfully note, now swipe the card not by checking.
2) the mobile phone 2 broadcasting loss ring prompting number of times embedding special radio frequency receiver is less than N1 time (number of times is variable), and now user hears prompting, and user artificially sends note and reports the loss bank card to bank's processing server 3.
3) if user oneself Confirm Bank is stuck in safe place, manually can reset the function of the corresponding software on the mobile phone 2 embedding special radio frequency receiver, the number of times not receiving signal that the mobile phone 2 of the special radio frequency receiver of embedding is recorded is reset, do not send note to report the loss, the function of corresponding software on the mobile phone 2 yet temporarily can forbidding embedding special radio frequency receiver.
When mobile phone receives bank card signal again, mobile phone can play another kind of ring prompting, now also has two kinds of situations:
1) if user does not hear prompting, when mobile phone 2 N continuous 2 times (number of times is variable) embedding special radio frequency receiver receives bank card signal and play cuing the tinkle of bells, the mobile phone 2 embedding special radio frequency receiver is sent short messages bank's processing server 3 automatically, bank's processing server 3 is by mutual with banking system 4, corresponding card number is masked as upstate, banking system 4 and bank's processing server 3 process successfully, bank's processing server 3 returns to the mobile phone 2 embedding special radio frequency receiver and separates the successful note of extension, now can swipe the card.
2) user hears prompting, user Confirm Bank card safety after, user can oneself send short messages notifying bank's processing server 3 separate hang.

Claims (3)

1. a bank card anti-theft device, it is characterized in that: comprise bank card, mobile phone, cordless communication network, bank's processing server and banking system, a radiofrequency launcher is embedded at described bank card, special radio frequency receiver is embedded at described mobile phone, described bank card and described mobile phone are communicated to connect by a fixed frequency, and described bank processing server is connected by a data-interface with banking system.
2. bank card anti-theft device according to claim 1, is characterized in that: described mobile phone is connected by described cordless communication network with bank processing server.
3. bank card anti-theft device according to claim 1 and 2, is characterized in that: the communication distance scope of described bank card and described mobile phone is at 100-500cm.
CN201310458492.4A 2013-10-02 2013-10-02 Bank card antitheft device Pending CN104517351A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201310458492.4A CN104517351A (en) 2013-10-02 2013-10-02 Bank card antitheft device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201310458492.4A CN104517351A (en) 2013-10-02 2013-10-02 Bank card antitheft device

Publications (1)

Publication Number Publication Date
CN104517351A true CN104517351A (en) 2015-04-15

Family

ID=52792590

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201310458492.4A Pending CN104517351A (en) 2013-10-02 2013-10-02 Bank card antitheft device

Country Status (1)

Country Link
CN (1) CN104517351A (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105654283A (en) * 2015-04-20 2016-06-08 宇龙计算机通信科技(深圳)有限公司 Safety payment method and apparatus thereof
CN106096674A (en) * 2016-06-06 2016-11-09 广东工业大学 A kind of transportation card protection system with fingerprint recognition and method for retrieving
CN108009820A (en) * 2017-12-15 2018-05-08 恒宝股份有限公司 The illegal method of mobile terminal and bank card based on mobile terminal

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105654283A (en) * 2015-04-20 2016-06-08 宇龙计算机通信科技(深圳)有限公司 Safety payment method and apparatus thereof
CN106096674A (en) * 2016-06-06 2016-11-09 广东工业大学 A kind of transportation card protection system with fingerprint recognition and method for retrieving
CN108009820A (en) * 2017-12-15 2018-05-08 恒宝股份有限公司 The illegal method of mobile terminal and bank card based on mobile terminal

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Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20150415

WD01 Invention patent application deemed withdrawn after publication