CN103985204B - POS terminal, POS system and method for payment thereof - Google Patents
POS terminal, POS system and method for payment thereof Download PDFInfo
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- CN103985204B CN103985204B CN201410185927.7A CN201410185927A CN103985204B CN 103985204 B CN103985204 B CN 103985204B CN 201410185927 A CN201410185927 A CN 201410185927A CN 103985204 B CN103985204 B CN 103985204B
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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Abstract
The invention discloses a kind of POS terminal, POS system and method for payment thereof, wherein, described POS system, including electronic equipment and POS terminal;Described electronic equipment includes payment data generation module, payment data processing module and payment data sending module;Described payment data generation module is electrically connected with payment data sending module by payment data processing module;Described POS terminal includes acoustic receiver module, sound wave filtration module, sound wave amplification module, wave sample module, signal resolution module and payment module, described acoustic receiver module electrically connects with sound wave filtration module, described sound wave filtration module electrically connects with sound wave amplification module, described sound wave amplification module electrically connects with wave sample module, described wave sample module electrically connects with signal resolution module, and described signal resolution module electrically connects with payment module.The present invention can support that sound wave pays, and the safety simultaneously guaranteed payment is user-friendly.
Description
Technical field
The present invention relates to E-Payment field, particularly relate to a kind of POS terminal, POS system and payer thereof
Method.
Background technology
Along with continuing to bring out of emerging means of payment, traditional means of payment has shown slightly single.Personal portable
Formula payment has been the hot issue that future electronic pays.This just requires that conventional payment mode can not be complacent and conservative,
Constantly to weed out the old and bring forth the new, to combine closely with the emerging means of payment, play the firm advantage of conventional payment,
And in the opportunity of emerging payment, occupy the bigger market share.
The scheme that sound wave on the market pays mainly has mobile phone to means of payment such as vending machines, this payment scheme one
As use the mode of signal amplitude modulation or frequency modulation, this mode one be easily be stolen and analyze relevant
Data, safety has much room for improvement;Two is that communication speed is low, in order to ensure good customer experience, and can only
Send a small amount of data, the simple in construction of data own, be easily cracked;Three is to be easily subject in communication process
The interference of external sound.POS terminal of the prior art generally uses scanning (or manually entering) commodity bar
The mode of code, by the entering of shops, sells, deposits, moves back, dish, orders, adjusts the wireless biography of the data such as goods and member management
Transport to general headquarters' background management system, the inquiry of all kinds of business datum can be realized simultaneously, analyze, add up and market
Information feedback function.In view of this, it is necessary to above-mentioned POS terminal is further improved.
Summary of the invention
For solving above-mentioned technical problem, present invention is primarily intended to provide a kind of safe and reliable and support that sound wave props up
POS terminal, POS system and the method for payment thereof paid.
The technical scheme that the present invention uses is: provide a kind of POS terminal, including acoustic receiver module,
Sound wave filtration module, sound wave amplification module, wave sample module, signal resolution module and payment module,
Described acoustic receiver module electrically connects with sound wave filtration module, described sound wave filtration module and sound wave amplification module
Electrical connection, described sound wave amplification module electrically connect with wave sample module, described wave sample module and signal
Parsing module electrically connects, and described signal resolution module electrically connects with payment module;Described acoustic receiver module,
For receiving the analogue signal that electronic equipment sends;Described sound wave filtration module, for the simulation letter received
Number it is filtered processing, filtering interference signals, improves signal to noise ratio;Described sound wave amplification module, for letter
Number it is amplified to the signal resolution amplitude preset;Described wave sample module, for the analogue signal after amplifying
Carry out sampling processing and form digital signal;Described signal resolution module, for digital signal is demodulated,
Decoding and decryption processing are formed and pay signal;Described payment module completes payment transaction according to paying signal.
Another technical solution used in the present invention is: provide a kind of POS terminal, including electronic equipment and
POS terminal, described electronic equipment communicates to connect with POS terminal;Described electronic equipment includes that payment data is raw
Become module, payment data processing module and payment data sending module;Described payment data generation module with
Payment data processing module electrically connects;Described payment data processing module electrically connects with payment data sending module;
Described payment data generation module, the sound wave delivery operation for selecting according to user generates what exchange used
Payment data;Described payment data processing module, for being encrypted payment data, encode and modulating
Analogue signal is formed after process;Described payment data sending module, is used for the analogue signal after processing with sound
The mode of ripple sends to POS terminal;Described POS terminal include acoustic receiver module, sound wave filtration module,
Sound wave amplification module, wave sample module, signal resolution module and payment module, described acoustic receiver mould
Block electrically connects with sound wave filtration module, and described sound wave filtration module electrically connects with sound wave amplification module, described sound
Ripple amplification module electrically connects with wave sample module, and described wave sample module electrically connects with signal resolution module,
Described signal resolution module electrically connects with payment module;Described acoustic receiver module, is used for receiving electronic equipment
The analogue signal sent;Described sound wave filtration module, for the analogue signal received being filtered process,
Filtering interference signals, improves signal to noise ratio;Described sound wave amplification module, for being amplified to the letter preset to signal
Number resolve amplitude;Described wave sample module, for being formed the analog signal sampling process after amplifying
Digital signal;Described signal resolution module, for being demodulated digital signal, decoding and decryption processing
Formed and pay signal;Described payment module completes payment transaction according to paying signal.
The 3rd technical scheme that the present invention uses is: provide the method for payment of a kind of POS system, including such as
Lower step:
S10, electronic equipment generate the payment data of exchange according to the sound wave delivery operation that user selects;
S20, in the electronic device payment data is encrypted, encodes and after modulation treatment with the side of sound wave
Formula sends analogue signal to POS terminal;
S30, POS terminal receive analogue signal and analogue signal are filtered processing and amplifying;
Analog signal sampling after filter amplifying processing is processed and generates digital signal by S40, POS terminal;
Digital signal is demodulated by S50, POS terminal, decode and decryption processing gets paid signal;
S60, POS terminal complete payment transaction according to paying signal.
The method have the benefit that: the POS system of the present invention utilizes electronic equipment in the way of sound wave
Send analogue signal to POS terminal, and in POS terminal equipment, increase acoustic receiver module and signal
Processing module, it is possible to analogue signal is received and process forms payment signal and completes payment transaction.This
The New function that the sound wave that bright POS terminal increases pays so that tradition and emerging technology combine, to user
Multiple payment is provided to select during payment, it is possible to be greatly improved the pervasive degree of user and satisfaction, and simultaneously can be compatible
The mobile payments such as traditional card class payment and emerging mobile phone, PAD.Prop up it addition, be provided with at electronic equipment
Pay data processing module and signal processing module is set in POS terminal, it is possible to payment data is encrypted
Or deciphering, it is ensured that it is safe and reliable that sound wave pays.
Accompanying drawing explanation
Fig. 1 is the block diagram of POS terminal of the present invention;
Fig. 2 is the block diagram of POS system of the present invention;
Fig. 3 is the flow chart of the method for payment of POS system of the present invention.
Label declaration:
1-POS terminal, 11-acoustic receiver module, 12-sound wave filtration module, 13-sound wave amplification module,
14-wave sample module, 15-signal resolution module, 16-payment module;
2-electronic equipment, 21-payment data generation module, 22-payment data processing module, 23-payment data is sent out
Send module.
Detailed description of the invention
By describing the technology contents of the present invention, structural feature in detail, being realized purpose and effect, below in conjunction with
Embodiment also coordinates accompanying drawing to be explained in detail.
POS system of the present invention utilizes POS terminal 1 to receive electronic equipment 2 and simulates letter with the transmission of sound wave mode
Number and analogue signal is carried out signal processing formed pay signal and utilize pay signal complete payment transaction,
It is capable of the sound wave payment function of POS terminal 1, facilitates user to pay.
Refer to Fig. 1, present embodiments provide a kind of POS terminal, including acoustic receiver module 11, sound wave
Filtration module 12, sound wave amplification module 13, wave sample module 14, signal resolution module 15 and payment
Module 16, described acoustic receiver module 11 electrically connects with sound wave filtration module 12, described sound wave filtration module
12 electrically connect with sound wave amplification module 13, described sound wave amplification module 13 electrically connects with wave sample module 14,
Described wave sample module 14 electrically connects with signal resolution module 15, described signal resolution module 15 and payment
Module 16 electrically connects;Described acoustic receiver module 11, for receiving the analogue signal that electronic equipment 2 sends;
Described sound wave filtration module 12, for the analogue signal received being filtered process, filtering interference signals,
Improve signal to noise ratio;Described sound wave amplification module 13, for being amplified to the signal resolution amplitude preset to signal;
Described wave sample module 14, for forming digital signal to the analog signal sampling process after amplifying;
Described signal resolution module 15, for being demodulated digital signal, decode and decryption processing formation payment
Signal;Described payment module 16 completes payment transaction according to paying signal.
Further, described acoustic receiver module is MIC audio interface, and described mike is installed on POS eventually
In end, described POS terminal is provided with through hole, and described mike receives external analog signal by through hole.Wheat
Gram wind is integrated in keyboard, prevents take up keyboard room, it is simple to Miniaturization Design.
Above-mentioned, acoustic signals transfer rate can reach more than 1.2kbps, compare the biggest
The speed of most 200bps improves a lot, and substantially reduces exchange hour, promotes Consumer's Experience.
The POS terminal of the present invention, increases acoustic receiver module 11 and signal processing module, it is possible to simulation
Signal is received and process forms payment signal and completes payment transaction, props up it addition, be provided with at electronic equipment
Pay data processing module 22 and signal processing module is set in POS terminal, it is possible to payment data is added
Close or deciphering, it is ensured that sound wave pay safe and reliable.
Refering to Fig. 2, invention provides a kind of POS system, including electronic equipment and POS terminal 1, institute
State electronic equipment to communicate to connect with POS terminal 1;Described electronic equipment include payment data generation module 21,
Payment data processing module 22 and payment data sending module 23;Described payment data generation module 21 with
Payment data processing module 22 electrically connects;Described payment data processing module 22 and payment data sending module
Electrical connection;Described payment data generation module 21, the sound wave delivery operation for selecting according to user generates hands over
The payment data easily used;Described payment data processing module 22, for payment data is encrypted,
Analogue signal is formed after coding and modulation treatment;Described payment data sending module 23, to modulation
Analogue signal after reason sends to POS terminal 1 in the way of sound wave;Described POS terminal 1 includes that sound wave connects
Receive module 11, sound wave filtration module 12, sound wave amplification module 13, wave sample module 14, signal resolution
Module 15 and payment module 16, described acoustic receiver module 11 electrically connects with sound wave filtration module 12, institute
State that sound wave filtration module 12 electrically connects with sound wave amplification module 13, described sound wave amplification module 13 is adopted with sound wave
Original mold block 14 electrically connects, and described wave sample module 14 electrically connects with signal resolution module 15, described signal
Parsing module 15 electrically connects with payment module 16;Described acoustic receiver module 11, is used for receiving electronic equipment
The analogue signal sent;Described sound wave filtration module 12, for the analogue signal received being filtered process,
Filtering interference signals, improves signal to noise ratio;Described sound wave amplification module 13, for be amplified to signal to preset
Signal resolution amplitude;Described wave sample module 14, for processing the analog signal sampling after amplifying
Form digital signal;Described signal resolution module 15, for being demodulated digital signal, decode and solving
Close process is formed and pays signal;Described payment module 16 completes payment transaction according to paying signal.
Further, described payment data sending module is speaker, and described speaker is outside by analogue signal
Send;Described acoustic receiver module is MIC audio interface, and described mike is installed in POS terminal, institute
Stating POS terminal and be provided with through hole, described mike receives external analog signal by through hole.Mike is integrated
In keyboard, prevent take up keyboard room, it is simple to Miniaturization Design.
Further, the frequency of described analogue signal is 10kHZ-20kHZ.The frequency of analogue signal can root
Design according to concrete demand, can be 10kHZ, 15KHZ, 20kHZ equifrequent point.
Above-mentioned, the transfer rate of acoustic signals can reach more than 1.2kbps, compare the most on the market
The speed of most 200bps improves a lot, and substantially reduces exchange hour, shortens exchange hour,
Promote Consumer's Experience.
In a specific embodiment, described electronic equipment is mobile phone, PAD, panel computer or notebook.Should
It should be noted that in addition to above-mentioned electronic equipment, it is also possible to it is the electronic equipment of other band loudspeaker.
The POS system of the present invention utilizes electronic equipment to send analogue signal to POS terminal in the way of sound wave,
And in POS terminal equipment, increase acoustic receiver module and signal processing module, it is possible to analogue signal
It is received and process forms payment signal and completes payment transaction, it addition, be provided with payment number at electronic equipment
Signal processing module is set according to processing module and in POS terminal, it is possible to payment data is encrypted or solves
Close, it is ensured that it is safe and reliable that sound wave pays.
Refering to Fig. 3, present invention also offers the method for payment of a kind of POS system, comprise the steps,
S10, electronic equipment generate the payment data of exchange according to the sound wave delivery operation that user selects;
S20, in the electronic device payment data is encrypted, encodes and after modulation treatment with the side of sound wave
Formula sends analogue signal to POS terminal;
S30, POS terminal receive analogue signal and analogue signal are filtered processing and amplifying;
Analog signal sampling after filter amplifying processing is processed and generates digital signal by S40, POS terminal;
Digital signal is demodulated by S50, POS terminal, decode and decryption processing gets paid signal;
S60, POS terminal complete payment transaction according to paying signal.
In a specific embodiment, payment data " is encrypted, compiles by described step in the electronic device
Code and modulation treatment " in by the modulation treatment mode of biphase or four phase phase modulation to encryption and coding after
Payment data processes;And described step " POS terminal is demodulated paying signal, decodes and solves
Close process " in digital signal is demodulated by biphase or four phase phase modulation demodulation modes, decodes and solves
Close process.Data transmission uses the modulation system of phase modulation, can use 2 phases, 4 equal different as required
Mode, even if signal is recorded, is also not easy to be cracked.Due to pm mode of the present invention, energy
Enough improve transfer rate greatly, in disclosure satisfy that the exchange hour that user allows, it is possible to have enough numbers
According to capacity, useful data is encrypted, improves packet structure, make that data are more difficult to be cracked.
The POS system of the present invention utilizes electronic equipment to send analogue signal to POS terminal in the way of sound wave,
And in POS terminal equipment, it is possible to analogue signal is received and process forms payment signal and completes to pay
Transaction, it addition, be provided with payment data processing module at electronic equipment and arrange at signal in POS terminal
Reason module, it is possible to payment data is encrypted or deciphers, it is ensured that it is safe and reliable that sound wave pays, simultaneously profit
Send analogue signal with pm mode to be not easy to crack, considerably increase the safety that sound wave pays.
The foregoing is only embodiments of the invention, not thereby limit the scope of the claims of the present invention, every profit
The equivalent structure made by description of the invention and accompanying drawing content or equivalence flow process conversion, or directly or indirectly transport
It is used in other relevant technical fields, is the most in like manner included in the scope of patent protection of the present invention.
Claims (6)
1. a POS terminal, it is characterised in that include acoustic receiver module, sound wave filtration module, sound wave
Amplification module, wave sample module, signal resolution module and payment module, described acoustic receiver module with
Sound wave filtration module electrically connects, and described sound wave filtration module electrically connects with sound wave amplification module, and described sound wave is put
Big module electrically connects with wave sample module, and described wave sample module electrically connects with signal resolution module, institute
State signal resolution module to electrically connect with payment module;
Described acoustic receiver module, for receiving the analogue signal that electronic equipment sends, described analogue signal
Frequency is 10kHZ-20kHZ;Described sound wave filtration module, for being filtered place to the analogue signal received
Reason, filtering interference signals, improves signal to noise ratio;Described sound wave amplification module, for being amplified to preset to signal
Signal resolution amplitude;Described wave sample module, for processing the analog signal sampling after amplifying
Form digital signal;Described signal resolution module, for by the biphase or demodulation process mode of four phase phase modulation
Digital signal is demodulated, decodes and decryption processing formation payment signal;Described payment module is according to propping up
Pay signal and complete payment transaction.
POS terminal the most according to claim 1, it is characterised in that described acoustic receiver module is
MIC audio interface, mike is installed in POS terminal, and described POS terminal is provided with through hole, described wheat
Gram wind receives external analog signal by through hole.
3. a POS system, it is characterised in that include electronic equipment and POS terminal, described electronics
Equipment communicates to connect with POS terminal;
Described electronic equipment includes that payment data generation module, payment data processing module and payment data are sent out
Send module;Described payment data generation module electrically connects with payment data processing module;At described payment data
Reason module electrically connects with payment data sending module;
Described payment data generation module, the sound wave delivery operation for selecting according to user generates exchange and makes
Payment data;Described payment data processing module, for by the biphase or modulation treatment of four phase phase modulation
Payment data is encrypted, encodes and form analogue signal, described analogue signal after modulation treatment by mode
Frequency be 10kHZ-20kHZ;Described payment data sending module, for believing the simulation after modulation treatment
Number send to POS terminal in the way of sound wave;
Described POS terminal includes that acoustic receiver module, sound wave filtration module, sound wave amplification module, sound wave are adopted
Original mold block, signal resolution module and payment module, described acoustic receiver module is electrically connected with sound wave filtration module
Connecing, described sound wave filtration module electrically connects with sound wave amplification module, described sound wave amplification module and wave sample
Module electrically connect, described wave sample module electrically connects with signal resolution module, described signal resolution module and
Payment module electrically connects;Described acoustic receiver module, for receiving the analogue signal that electronic equipment sends;Institute
Stating sound wave filtration module, for the analogue signal received being filtered process, filtering interference signals, improving
Signal to noise ratio;Described sound wave amplification module, for being amplified to the signal resolution amplitude preset to signal;Described sound
Ripple sampling module, for forming digital signal to the analog signal sampling process after amplifying;Described signal
Parsing module, for being demodulated digital signal by biphase or four phase phase modulation demodulation process modes, solved
Code and decryption processing are formed and pay signal;Described payment module completes payment transaction according to paying signal.
POS system the most according to claim 3, it is characterised in that described payment data sending module
For speaker, analogue signal is sent out by described speaker;Described acoustic receiver module is that MIC audio frequency connects
Mouthful, mike is installed in POS terminal, and described POS terminal is provided with through hole, and described mike is by logical
Hole receives external analog signal.
POS system the most according to claim 3, it is characterised in that described electronic equipment be mobile phone,
PAD, panel computer or notebook.
6. the method for payment of a POS system, it is characterised in that comprise the steps,
S10, electronic equipment generate the payment data of exchange according to the sound wave delivery operation that user selects;
S20, in the electronic device payment data is encrypted, encodes and after modulation treatment with the side of sound wave
Formula sends analogue signal to POS terminal, and the frequency of described analogue signal is 10kHZ-20kHZ;
S30, POS terminal receive analogue signal and are filtered analogue signal and processing and amplifying;
Analog signal sampling after filter amplifying processing is processed and generates digital signal by S40, POS terminal;
Digital signal is demodulated by S50, POS terminal, decode and decryption processing gets paid signal;
S60, POS terminal complete payment transaction according to paying signal;
Described step is logical in " being encrypted payment data in the electronic device, encode and modulation treatment "
Cross biphase or four phase phase modulation modulation treatment mode the payment data after encryption and coding is processed;
By two in described step " digital signal is demodulated, decodes and decryption processing by POS terminal "
Digital signal is demodulated, decodes and decryption processing by the demodulation mode of phase or four phase phase modulation.
Priority Applications (2)
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CN201410185927.7A CN103985204B (en) | 2014-05-05 | 2014-05-05 | POS terminal, POS system and method for payment thereof |
PCT/CN2015/070700 WO2015169108A1 (en) | 2014-05-05 | 2015-01-14 | Pos terminal, pos system and payment method therefor |
Applications Claiming Priority (1)
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CN201410185927.7A CN103985204B (en) | 2014-05-05 | 2014-05-05 | POS terminal, POS system and method for payment thereof |
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CN103985204B true CN103985204B (en) | 2016-09-28 |
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CN103985204B (en) * | 2014-05-05 | 2016-09-28 | 福建联迪商用设备有限公司 | POS terminal, POS system and method for payment thereof |
WO2016029800A1 (en) * | 2014-08-27 | 2016-03-03 | 深圳光启智能光子技术有限公司 | Transaction terminal |
CN104835036A (en) * | 2015-04-14 | 2015-08-12 | 中国工商银行股份有限公司 | Mobile payment apparatus and system and operating method thereof |
CN107403315A (en) * | 2017-08-02 | 2017-11-28 | 宇龙计算机通信科技(深圳)有限公司 | Contactless payment method and device |
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WO2010111130A2 (en) * | 2009-03-25 | 2010-09-30 | George Wallner | Audio/acoustically coupled card reader |
CN102299747A (en) * | 2010-06-22 | 2011-12-28 | 上海云途信息技术有限公司 | Device, system and method for performing safe data communication based on sound waves |
CN102355308A (en) * | 2011-06-24 | 2012-02-15 | 软库创投(北京)科技有限公司 | Information transmission method, receiving method and terminal equipment |
CN102255731A (en) * | 2011-07-14 | 2011-11-23 | 深圳市星龙基电子技术有限公司 | Intelligent key device based on wired earphone interface |
CN102955925A (en) * | 2011-08-25 | 2013-03-06 | 深圳光启高等理工研究院 | Mobile payment system and card reader thereof, mobile payment terminal and distance determination method |
CN102325224B (en) * | 2011-09-16 | 2014-01-22 | 成都摩宝网络科技有限公司 | Audio data transmission system, audio data transmission method and application thereof |
CN102339499B (en) * | 2011-09-30 | 2014-03-19 | 重庆南天数据资讯服务有限公司 | System for realizing POS (point of sale) card swiping payment device based on mobile communication terminal |
CN102360479A (en) * | 2011-10-17 | 2012-02-22 | 深圳市融创天下科技股份有限公司 | Method, system and terminal equipment for mobile payment |
CN102509216B (en) * | 2011-11-08 | 2015-07-08 | 支付宝(中国)网络技术有限公司 | Method and device for realizing on-site mobile payment by using audio signal |
CN203014830U (en) * | 2012-12-03 | 2013-06-19 | 天地融科技股份有限公司 | Electronic signature tool |
CN103414819B (en) * | 2013-07-02 | 2015-07-08 | 长城信息产业股份有限公司 | Data communication method of audio interface of mobile intelligent device |
CN103761648A (en) * | 2014-02-11 | 2014-04-30 | 中国银行股份有限公司 | Sound wave payment method and related devices |
CN103985204B (en) * | 2014-05-05 | 2016-09-28 | 福建联迪商用设备有限公司 | POS terminal, POS system and method for payment thereof |
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