CN103236119A - ATM (automatic teller machine) with fingerprint identification function - Google Patents
ATM (automatic teller machine) with fingerprint identification function Download PDFInfo
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Abstract
本发明公开了一种指纹识别自动存取款机,包括用于存储账户信息的银行服务器端和前端的自动取款机,还包括一指纹识别系统,所述指纹识别系统包括用于存储客户指纹信息的指纹信息存储服务器和指纹识别器,所述指纹信息存储服务器通过网络连接银行服务器端组成服务器端;所述指纹识别器的数据输出端与服务器端连接。本发明的有益效果在于;结构简单,可以在通用的自动存取款机上增加指纹识别器即可,无需花费过多的人力和成本;使用方便,有银行卡或指纹两者中的任何一个都可以实现存取款。
The invention discloses a fingerprint identification automatic deposit and withdrawal machine, which includes a bank server for storing account information and a front-end automatic teller machine, and also includes a fingerprint identification system, and the fingerprint identification system includes a fingerprint identification system for storing customer fingerprint information A fingerprint information storage server and a fingerprint identifier, wherein the fingerprint information storage server is connected to the bank server through a network to form a server end; the data output end of the fingerprint identifier is connected to the server end. The beneficial effects of the present invention are: the structure is simple, and a fingerprint reader can be added to a general-purpose automatic teller machine without spending too much manpower and cost; it is easy to use, and any one of the bank card or fingerprint Deposits and withdrawals are possible.
Description
技术领域technical field
本发明涉及ATM领域,具体地说,特别涉及到一种指纹识别自动存取款机。The invention relates to the field of ATMs, in particular to a fingerprint identification automatic deposit and withdrawal machine.
背景技术Background technique
自动取款机又称ATM,是Automatic Teller Machine的缩写,意思是自动柜员机,它是一种高度精密的机电一体化装置,利用磁性代码卡或智能卡实现金融交易的自助服务,代替银行柜面人员的工作。Automatic teller machine, also known as ATM, is the abbreviation of Automatic Teller Machine, which means automatic teller machine. It is a highly sophisticated mechatronics device that uses magnetic code cards or smart cards to realize self-service financial transactions, instead of bank counter staff. Work.
持卡人可以使用信用卡或储蓄卡,根据密码办理自动取款、查询余额、转账、现金存款、存折补登、购买基金,更改密码、缴纳手机话费等业务。Cardholders can use credit cards or savings cards to handle automatic withdrawals, balance inquiries, transfers, cash deposits, passbook re-registration, fund purchases, password changes, and mobile phone bill payments based on passwords.
现有的自动取款机必须要求持卡人使用银行卡来进行相关操作,一旦持卡人没有随身携带信用卡或储蓄卡,便会造成诸多不便。Existing automatic teller machines must require cardholders to use bank cards to carry out relevant operations. Once cardholders do not carry credit cards or savings cards with them, it will cause a lot of inconvenience.
发明内容Contents of the invention
本发明实际需要解决的技术问题是:The technical problem that the present invention actually needs to solve is:
1)现有的自动取款机只支持银行卡操作,验证方式较为单一,一旦持卡人没有随身携带银行卡,便会造成诸多不便。1) The existing ATMs only support bank card operations, and the verification method is relatively simple. Once the cardholder does not carry the bank card with him, it will cause a lot of inconvenience.
本发明所解决的技术问题可以采用以下技术方案来实现:The technical problem solved by the present invention can adopt following technical scheme to realize:
一种指纹识别自动存取款机,包括用于存储账户信息的银行服务器端和前端的自动取款机,还包括一指纹识别系统,所述指纹识别系统包括用于存储客户指纹信息的指纹信息存储服务器和指纹识别器,所述指纹信息存储服务器通过网络连接银行服务器端组成服务器端;所述指纹识别器的数据输出端与服务器端连接。A fingerprint identification automatic teller machine, including a bank server end for storing account information and a front-end automatic teller machine, and also includes a fingerprint identification system, the fingerprint identification system includes a fingerprint information storage for storing customer fingerprint information The server and the fingerprint identifier, the fingerprint information storage server is connected to the bank server through the network to form the server; the data output end of the fingerprint identifier is connected to the server.
进一步的,所述指纹识别器通过一体式结构镶嵌于所述自动取款机上。Further, the fingerprint reader is embedded on the automatic teller machine through an integrated structure.
进一步的,所述自动取款机设置有若干台,每台自动取款机通过网络与服务器端连接组成局域网。Further, there are several automatic teller machines, and each automatic teller machine is connected to a server through a network to form a local area network.
与现有技术相比,本发明的有益效果如下:Compared with the prior art, the beneficial effects of the present invention are as follows:
1)结构简单,可以在通用的自动存取款机上增加指纹识别器即可,无需花费过多的人力和成本。1) The structure is simple, and a fingerprint reader can be added to a general-purpose ATM without spending too much manpower and cost.
2)使用方便,有银行卡或指纹两者中的任何一个都可以实现存取款。2) It is easy to use, and deposits and withdrawals can be realized with either a bank card or a fingerprint.
附图说明Description of drawings
图1为本发明所述的指纹识别自动存取款机的系统框图。Fig. 1 is a system block diagram of a fingerprint recognition automatic deposit and teller machine according to the present invention.
图2为本发明所述的指纹识别自动存取款机的结构示意图。Fig. 2 is a structural schematic diagram of the fingerprint recognition automatic deposit and teller machine according to the present invention.
图中标号说明:110.银行服务器端120.指纹信息存储服务器210.自动取款机220.指纹识别器211.显示屏212.键盘区213.存取款口214.插卡处215.小票出口。Explanation of symbols in the figure: 110. Bank server 120. Fingerprint
具体实施方式Detailed ways
为使本发明实现的技术手段、创作特征、达成目的与功效易于明白了解,下面结合具体实施方式,进一步阐述本发明。In order to make the technical means, creative features, goals and effects achieved by the present invention easy to understand, the present invention will be further described below in conjunction with specific embodiments.
参见图1,本发明所述的一种指纹识别自动存取款机,它包括银行服务器端110、自动取款机210和指纹识别系统。指纹识别系统包括指纹信息存储服务器120和指纹识别器220。Referring to FIG. 1 , a fingerprint recognition automatic teller machine according to the present invention includes a bank server 110 , an
其中,银行服务器端210用于存储账户信息,它与用于存储客户指纹信息的指纹信息存储服务器220通过网络连接组成服务器端。该服务器端中存储有用户的各种信息,以供前端的自动取款机210调用。指纹识别器220通过一体式结构镶嵌于所述自动取款机210上,指纹识别器220的数据输出端与服务器端连接。Wherein, the
参见图2,尤其需要指出的是,自动取款机210可以设置有若干台,每台自动取款机通过网络与服务器端连接组成局域网,自动取款机210主要包括显示屏211、键盘区212、存取款口213、插卡处214和小票出口215,即在通用存取款机上增加指纹识别器220。Referring to Fig. 2, in particular, it should be pointed out that the
本发明的工作流程如下:Work process of the present invention is as follows:
当客户在银行柜台开通新账户时,需提供个人信息、指纹信息和设置银行卡密码。其中,个人信息和银行卡密码存储于银行服务器端210中,指纹信息存储于指纹信息存储服务器220中,两者之间建立对应关系。When customers open a new account at the bank counter, they need to provide personal information, fingerprint information and set a bank card password. Wherein, the personal information and the bank card password are stored in the
当客户携带银行卡时,按照正常操作即可。When the customer carries the bank card, just follow the normal operation.
当客户未携带银行卡时,第一步:将手指放在指纹识别器220上,指纹识别器220读取当前的指纹并与指纹信息存储服务器220中的指纹进行对比,若对比成功,则指纹信息存储服务器220调取银行服务器端210中的个人信息并显示在显示屏211上;第二步:选择自己需要操作的银行卡所属的银行;第三步:输入密码;第四步:存取款;第五步:退出操作界面。When the customer does not carry a bank card, the first step: put the finger on the
相较于现有技术,本发明的有益效果在于;结构简单,可以在通用的自动存取款机上增加指纹识别器即可,无需花费过多的人力和成本;使用方便,有银行卡或指纹两者中的任何一个都可以实现存取款。Compared with the prior art, the beneficial effect of the present invention is that: the structure is simple, and a fingerprint reader can be added to a general-purpose automatic teller machine without spending too much manpower and cost; it is easy to use, and there are bank cards or fingerprints Either of the two can enable deposits and withdrawals.
以上显示和描述了本发明的基本原理和主要特征和本发明的优点。本行业的技术人员应该了解,本发明不受上述实施例的限制,上述实施例和说明书中描述的只是说明本发明的原理,在不脱离本发明精神和范围的前提下,本发明还会有各种变化和改进,这些变化和改进都落入要求保护的本发明范围内。本发明要求保护范围由所附的权利要求书及其等效物界定。The basic principles and main features of the present invention and the advantages of the present invention have been shown and described above. Those skilled in the industry should understand that the present invention is not limited by the above-mentioned embodiments. What are described in the above-mentioned embodiments and the description only illustrate the principle of the present invention. Without departing from the spirit and scope of the present invention, the present invention will also have Variations and improvements all fall within the scope of the claimed invention. The protection scope of the present invention is defined by the appended claims and their equivalents.
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Cited By (5)
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CN103761805A (en) * | 2014-01-22 | 2014-04-30 | 鲁辰超 | Fingerprint identification ATM cash withdrawal system |
CN105354471A (en) * | 2015-10-30 | 2016-02-24 | 夏翊 | Financial transaction security control method |
CN106097601A (en) * | 2016-06-12 | 2016-11-09 | 阮智根 | Banking system and the method for account is entered without card intelligence |
CN106651361A (en) * | 2016-12-20 | 2017-05-10 | 张涉应 | Internet terminal for financial IC (Integrated Circuit) card and transaction method thereof |
CN107845191A (en) * | 2017-11-22 | 2018-03-27 | 崔海浪 | A kind of finger-print card service and its ETM machine systems being used cooperatively |
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KR20020077745A (en) * | 2001-04-02 | 2002-10-14 | 양우진 | Financial settlement and identity verification system using real-time fingerprint authentication |
CN2901437Y (en) * | 2005-11-18 | 2007-05-16 | 李军华 | Multifunction self aid integrated machine |
CN101488256A (en) * | 2008-01-16 | 2009-07-22 | 杭州中正生物认证技术有限公司 | Counter employee identity authentication system and method |
CN202548973U (en) * | 2012-02-17 | 2012-11-21 | 厦门烟草工业有限责任公司 | Bank card security certification system for replacing password authentication mode |
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US20020087869A1 (en) * | 2000-11-09 | 2002-07-04 | Jinsam Kim | System and method of authenticating a credit card using a fingerprint |
KR20020077745A (en) * | 2001-04-02 | 2002-10-14 | 양우진 | Financial settlement and identity verification system using real-time fingerprint authentication |
CN2901437Y (en) * | 2005-11-18 | 2007-05-16 | 李军华 | Multifunction self aid integrated machine |
CN101488256A (en) * | 2008-01-16 | 2009-07-22 | 杭州中正生物认证技术有限公司 | Counter employee identity authentication system and method |
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Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
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CN103761805A (en) * | 2014-01-22 | 2014-04-30 | 鲁辰超 | Fingerprint identification ATM cash withdrawal system |
CN105354471A (en) * | 2015-10-30 | 2016-02-24 | 夏翊 | Financial transaction security control method |
CN106097601A (en) * | 2016-06-12 | 2016-11-09 | 阮智根 | Banking system and the method for account is entered without card intelligence |
CN106651361A (en) * | 2016-12-20 | 2017-05-10 | 张涉应 | Internet terminal for financial IC (Integrated Circuit) card and transaction method thereof |
CN107845191A (en) * | 2017-11-22 | 2018-03-27 | 崔海浪 | A kind of finger-print card service and its ETM machine systems being used cooperatively |
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Application publication date: 20130807 |