CN103177516A - Point-of-sale (POS) terminal - Google Patents

Abstract

The invention discloses a POS machine. By integrating multiple payment methods and multimedia functions on one POS machine, it solves the problems of single function of the current POS machine and the inability to meet the diversity requirements of users, thereby achieving Offline payment or mobile payment for Internet terminal transactions, at the same time, it provides convenience for merchants to play video advertisements and broadcast information, and meets the multi-functional needs of current users for POS machines.

Description

A POS terminal

technical field

The invention relates to the field of computer communication, in particular to a POS terminal.

Background technique

POS (Point of Sale) is an abbreviation for point of sale, which generally refers to the method of payment for purchased goods in shopping malls. In general, POS refers to the computerized transaction system used by automated supermarkets, utilizing scanners to read labels and barcodes, electronic cash registers, and other specialized equipment to record proceeds at the point of sale. POS machine refers to the terminal machine in this process.

At present, POS machines on the market are widely used in finance, gas, telecommunications and other industries, especially when the number of users of bank cards, smart IC cards, and mobile phone RF-SIM cards increases, which greatly facilitates the use of cardholders. However, because the POS machines on the market generally only have financial payment functions, they lack functions in multimedia video, mobile Internet and other aspects.

With the rapid development of the Internet and e-commerce, B2C sales terminals based on the Internet can realize sales without physical objects, but the basic payment method for transactions on the existing Internet terminals (MID) and tablet computers is to use online bank transfers, which cannot be realized. Offline credit card payment or mobile payment. On the other hand, in the field of self-service payment, such as operator business halls, shopping malls, banks and other public places, there is a need for more and more functions that can satisfy customers' online shopping, offline payment, merchants' playing video advertisements, broadcasting preferential information, etc. Multimedia POS machine.

Contents of the invention

The technical problem solved by the present invention is to provide a POS terminal, which solves the single function of the current common POS machine and cannot meet various needs of users.

The invention provides a POS terminal, which further includes two parts: an information security processing module and a general data processing module;

The information security processing module includes: a secure payment coprocessor, an identity identification unit, and an identity authentication unit; the secure payment coprocessor is used to process financial transactions, protect transactions, and send transaction data to the general data processing module; the identity The authentication unit is used to further confirm the identity information obtained by the identity recognition unit; the identity recognition unit and the identity authentication unit are connected to the secure payment coprocessor;

General data processing module, including: a general processor, a communication unit; the communication unit is connected to the general processor; the general processor is used to send and receive data, and handle general business; the communication unit is used to send and receive signals, and the received data The signal is sent to the general-purpose processor.

Further, the general data processing module also includes an information processing unit, the information processing unit is connected to the general processor, and the information processing unit is used to obtain business data from the general processor, output the information, and operate the general business command input.

Further, the information processing unit is composed of at least one of a touch screen, a printer, a broadcast module, and an audio and video decoding module.

Further, the identity recognition unit is composed of at least one of a magnetic card reader, a non-contact card reader, and an IC card reader.

Further, the identity authentication unit includes a password input device.

Further, the general processing module further includes an interface unit, which is connected to the general processor; the interface unit is used for connecting external devices.

Furthermore, the information security processing module includes a security control unit; the security control unit is connected to the secure payment co-processor; the security control unit is used for security control and management of the transaction process.

The POS terminal of the present invention also includes a sounding module and an indicating module; the sounding module is used for playing audio information; the indicating module is used for indicating the state information of the POS terminal.

The beneficial effects of the present invention are:

The present invention realizes the offline payment or mobile payment in the existing Internet terminal transactions through the function of supporting multimedia and multiple payment means possessed by the POS terminal of the present invention, and at the same time, provides convenience for merchants to play video advertisements and broadcast information , to meet the multi-functional needs of users for POS terminals.

Description of drawings

Fig. 1 is the structure schematic diagram of POS terminal of the present invention;

Fig. 2 is a schematic structural diagram of an embodiment of the POS terminal of the present invention;

Fig. 3 is a schematic structural diagram of another embodiment of the POS terminal of the present invention.

specific implementation plan

The present invention will be described in further detail below through specific embodiments in conjunction with the accompanying drawings

As shown in Figure 1, it is a schematic diagram of the structure of the POS terminal of the present invention. The POS terminal of the present invention adopts a "dual-core" mode, including an information security processing module and a general data processing module, wherein the information security processing module includes: secure payment co-processing Device, identity recognition unit, identity authentication unit, identity recognition unit and identity authentication unit are connected to the secure payment coprocessor, the secure payment coprocessor is responsible for processing financial transactions, and sends the encrypted financial transaction data to the general The multimedia processor can also be used as an alarm system to protect the transaction information, and immediately erase the stored data after detecting external attacks and tampering on the POS terminal, ensuring the absolute security of the POS terminal transaction; the identification unit is used for Identify the identity information and obtain the identity information; wherein the identity authentication unit further confirms the identity information by inputting a password, and ensures the security of financial transactions. The general-purpose data processing module includes a general-purpose processor and a communication unit, wherein the general-purpose processor executes all processing general-purpose services, and can send and receive data; the communication unit is connected to the general-purpose processor, and the communication unit can be used to send and receive signals, and will receive The data signal is sent to the general-purpose processor, and the general-purpose processor receives the financial transaction data sent from the security payment co-processor, and sends it to the transaction center through the communication unit, so the information security processing module in the present invention and the general-purpose The data processing modules do not interfere with each other and are independent during work.

The above-mentioned communication unit can adopt wired form, such as using Ethernet, MODEM, etc., or can adopt wireless mode, such as Bluetooth, GPRS, WI-FI, WiMax, etc., to connect with the service provider information center and connect with the service provider. Communication with the provider information center, sending information request to the service provider information center, receiving the response from the service provider information center, and sending the response result to the general processor.

In one embodiment, the information security processing module further includes an information processing unit, the information processing unit is connected to the general processor, and the information processing unit is used to obtain business data from the general processor and output the information, The information processing unit can read transaction data and other data information stored on the general-purpose processor, and can also input general-purpose business operation instructions.

Further, as shown in FIG. 2 , the information processing unit includes at least one of a touch screen, a printer, a broadcast module, and an audio and video decoding module.

The touch display screen can be used as an output and input device to input the operator's instructions and display the transaction operation process.

The printer can print the small receipt after the transaction is paid, and can use a thermal printer or a dot matrix printer, etc.

The broadcast module is used to send broadcast information to users, such as broadcasting merchant preferential information to RF-SIM card users in 2.4G broadcast mode.

The audio and video decoding module can decode the audio and video files stored in the POS machine or externally expanded, such as merchant's advertisement FLASH and commodity advertisement video files, and then play them through the sound generating device.

In this embodiment, the display screen, printer, broadcasting module, audio and video decoding module can be used as an information processing unit alone, or multiple types can be used as an information processing unit at the same time.

In another embodiment, as shown in FIG. 3 , the identity recognition unit includes a magnetic card reader, a non-contact card reader, and an IC card reader.

The magnetic card reader is used to read the stored information in the bank card, debit card or credit card, and can accurately read the magnetic track information within the normal range of the magnetic standard.

The non-contact card reader can interact with the user's radio frequency card in a non-contact manner within a range of 10cm, such as dual-interface cpu card, RF-SIM card, NFC card, and read the information in such cards, and communicate with them Cardholder financial transactions.

The IC card reader interacts with the user's smart IC card through contact, and reads the stored information in the user's smart IC card.

In this embodiment, a magnetic card reader, a non-contact card reader, and an IC card reader can be used as the identification unit alone, or multiple types can be selected as the identification unit.

Further, the identity authentication unit includes a password input device, which can be a password keyboard for inputting numbers, letters and other function indication keys for inputting transaction passwords, transaction confirmation instructions or menu editing, and other function instructions.

In one embodiment, the general data processing module also includes an interface module, which can be used for external devices and storage expansion, external devices such as external keyboards, external barcode scanners, etc. can also be used as USB, SD card slots, etc. Storage and interface modules can be directly connected to the general-purpose processor.

Further, in another embodiment, the information security processing module also includes a security control unit, which is connected to the security payment processor, and the security control unit is used to identify and authenticate the user card, such as a PSAM security The control unit is responsible for the calculation of the encryption algorithm related to the transaction, and securely controls and manages the transaction process. During the offline transaction process, the secure payment coprocessor calls the relevant algorithm module in the PSAM security control unit to perform calculations, such as MAC Computing and completing the off-line transaction process with the support of the PSAM security control unit.

Further, in the POS terminal of the present invention, a horn and an indicator light can also be set, and the horn is used as a sounding device in the POS terminal, and can play the voice information obtained by the audio decoding module; the indicator light is used to indicate the status information of the POS terminal , such as network status, working status, etc.

Finally, it should be noted that the above embodiments are only used to illustrate and not limit the technical solutions of the present invention. Although the present invention has been described in detail with reference to the above embodiments, those of ordinary skill in the art should understand that the present invention can still be modified Or an equivalent replacement without departing from the protection scope of the present invention.

Claims (8)

1. a POS terminal, is characterized in that, described POS terminal comprises information security processing module and conventional data processing module;

Described information security processing module comprises: secure payment coprocessor, identification unit, authentication unit; Described secure payment coprocessor is protected transaction simultaneously for the treatment of financial transaction, and transaction data is sent to described conventional data processing module; Described identification unit is for the identity information that obtains; Described authentication unit is used for the identity information that described identification unit obtains is further confirmed; Described identification unit and described authentication unit are connected on described secure payment coprocessor;

Described conventional data processing module comprises: general processor, communication unit; Described communication unit is connected with described general processor; Described general processor is processed general service, and transceiving data; Described communication unit is used for transmitted signal and receives signal, and the data-signal that receives is sent to described general processor.

2. POS terminal as claimed in claim 1, it is characterized in that, described conventional data processing module also comprises information process unit, described information process unit is connected with described general processor, described information process unit is used for obtaining business datum from described general processor, and information is exported, and the operational order of general service input.

3. POS terminal as claimed in claim 2, is characterized in that, described information process unit comprises at least a in touch display screen, printer, broadcast module, Voice ﹠ Video decoder module.

4. POS terminal as claimed in claim 1, is characterized in that, described identification unit comprises at least a in magnetic card card reader, Non-contact Media Reader, IC-card card reader.

5. POS terminal as claimed in claim 1, is characterized in that, described authentication unit comprises cipher input.

6. POS terminal as claimed in claim 1, is characterized in that, described common treatment module also comprises interface unit, and described interface unit is connected with described general processor; Described interface unit is used for connecting external unit.

7. POS terminal as claimed in claim 1, is characterized in that, described information security processing module comprises goes back security control unit; Described security control unit is connected with described secure payment coprocessor; Described security control unit is used for the process of transaction is carried out security control and management.

8. the POS terminal described in any one in claim 1 to 7, is characterized in that, described POS terminal also comprises sounding module and indicating module; Described sounding module is used for playback of audio information; Described indicating module is used to indicate the status information of POS terminal.

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