CN103023643A - Dynamic password card and dynamic password generating method - Google Patents
Dynamic password card and dynamic password generating method Download PDFInfo
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- CN103023643A CN103023643A CN2012104793183A CN201210479318A CN103023643A CN 103023643 A CN103023643 A CN 103023643A CN 2012104793183 A CN2012104793183 A CN 2012104793183A CN 201210479318 A CN201210479318 A CN 201210479318A CN 103023643 A CN103023643 A CN 103023643A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3228—One-time or temporary data, i.e. information which is sent for every authentication or authorization, e.g. one-time-password, one-time-token or one-time-key
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
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Abstract
The invention provides a dynamic password card. The dynamic password card comprises a parsing module, a button, an OTP (one time password) generating module and a dispaly screen, wherein the parsing module is used for parsing a received challenge code to obtain recognizable deal information, and outputting the deal information to the display screen; when the deal information displayed by the display screen is correct, the button receives a first confirmation instruction which is then output to the OTP generating module; the OTP generating module generates a dynamic password according to the first confirmation instruction of the button and the challenge code and outputs the dynamic password to the display screen; and the display screen is used for displaying the deal information output from the parsing module and the dynamic password generated by the OTP generating module. The dynamic password card provided by the invention can parse the key deal information (such as an account number and an amount of money) and display the information to users according to the input challenge code when detecting that the challenge code is input, so that the users can master the specific conditions of deal, and the dynamic password is prevented from being misused to cause the insecurity of capital accounts of the users.
Description
Technical field
The present invention relates to a kind of electronic technology field, relate in particular to a kind of E-token dynamic password card and dynamic password formation method.
Background technology
Existing E-token dynamic password card based on the challenge response pattern (One Time Password, OTP) generates dynamic password according to the challenge code of input, in order to utilize this dynamic password as the network trading password, finishes network trading.
Under existing Network Security, fishing website usually disguise oneself as bank or e-commerce website, send the challenge code that comprises Transaction Information to the user by channels such as Email, SMSs, lure that the user feeds back to fishing website with OTP according to the dynamic password that challenge code generates into, fishing website can utilize this dynamic password to steal user's fund.Therefore, there is very big potential safety hazard in existing OTP.
Summary of the invention
The present invention is intended to solve the safety problem of existing dynamic password.
Main purpose of the present invention is to provide a kind of E-token dynamic password card.
Main purpose of the present invention is to provide another E-token dynamic password card.
Main purpose of the present invention is also to provide a kind of dynamic password formation method.
For achieving the above object, technical scheme of the present invention is achieved in that specifically one aspect of the present invention provides a kind of E-token dynamic password card, this E-token dynamic password card comprises: parsing module, the challenge code that resolve to receive to be obtaining discernible Transaction Information, and export described Transaction Information to display screen; Button when the Transaction Information of described display screen demonstration is correct, receives first and confirms instruction, and exports described first and confirm that instruction is to the OTP generation module; The OTP generation module is confirmed that according to first of described button instruction and described challenge code generate dynamic password, and is exported described dynamic password to display screen; Display screen shows the Transaction Information of described parsing module output and the dynamic password that described OTP generation module generates.
In addition, this E-token dynamic password card also comprises: receiver module receives the challenge code of input, and exports described display screen demonstration to; Described button also when the challenge code of described display screen demonstration is correct, receives second and confirms instruction, and exports described second and confirm that instruction is to described receiver module; Described receiver module is confirmed instruction according to described second, exports described challenge code to described parsing module.
In addition, this E-token dynamic password card also comprises: memory module, preserve at least one account information; Described parsing module is compared the Transaction Information that obtains with the account information in the described memory module, if compare inconsistent, then also output identification information to described display screen demonstration.
In addition, described receiver module is NFC module, bluetooth module or radio-frequency module.
In addition, described receiver module comprises: light receiving unit and decoding unit; Described decoding unit connects described light receiving unit and described display screen; Described light receiving unit is converted to the signal of telecommunication with the light signal that receives, and exports described decoding unit to; Described decoding unit is exported described challenge code to described display screen to the described signal of telecommunication acquisition challenge code of decoding.
The present invention provides again a kind of E-token dynamic password card on the other hand, comprising: display screen, and this E-token dynamic password card also comprises: analysis chip; Described analysis chip connects described display screen; Described analysis chip is resolved the challenge code that receives obtaining discernible Transaction Information, and exports described Transaction Information to described display screen and show.
In addition, described E-token dynamic password card also comprises: acknowledgement key; Described acknowledgement key receives first and confirms instruction when the Transaction Information of described display screen demonstration is correct; Described E-token dynamic password card confirms that according to described first instruction and described challenge code generate dynamic password.
In addition, described Transaction Information comprises transaction account and dealing money at least.
The present invention also provides a kind of dynamic password formation method on the other hand, and the method comprises: resolve the challenge code that receives, obtain discernible Transaction Information; The described Transaction Information of output display; Judge whether described Transaction Information is correct; Judge described Transaction Information correct after, receive first and confirm instruction; Confirm that according to described first instruction and described challenge code generate dynamic password, and the described dynamic password of output display.
In addition, before the step of the challenge code that described parsing receives, also comprise: the challenge code that receives input; Judge whether described challenge code is correct; Judge described challenge code correct after, receive second and confirm instruction; Carry out the step of the challenge code of described parsing reception according to described the second affirmation instruction.
In addition, the method also comprises: store at least one account information; After the step of described acquisition Transaction Information, also comprise: the Transaction Information that obtains and the described account information of storage are compared, if compare inconsistent, output display identification information then.
In addition, described Transaction Information comprises transaction account and dealing money at least.
As seen from the above technical solution provided by the invention, the invention provides a kind of E-token dynamic password card and dynamic password formation method, can be after detecting the input challenge code, parse the key message (such as account number and the amount of money) of transaction according to the challenge code of input, and be shown to the user, so that the user can understand the concrete condition of transaction, thereby prevent that dynamic password from by improper use, causing the dangerous of user's fund account.
Description of drawings
In order to be illustrated more clearly in the technical scheme of the embodiment of the invention, the accompanying drawing of required use was done to introduce simply during the below will describe embodiment, apparently, accompanying drawing in the following describes only is some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite of not paying creative work, can also obtain other accompanying drawings according to these accompanying drawings.
The structural representation of the E-token dynamic password card that Fig. 1 provides for the embodiment of the invention 1;
The structural representation of the another E-token dynamic password card that Fig. 2 provides for the embodiment of the invention 1;
The dynamic password formation method flow chart that Fig. 3 provides for the embodiment of the invention 1;
The structural representation of the E-token dynamic password card that Fig. 4 provides for the embodiment of the invention 2;
The dynamic password formation method flow chart that Fig. 5 provides for the embodiment of the invention 2;
The structural representation of the E-token dynamic password card that Fig. 6 provides for the embodiment of the invention 3;
The structural representation of the receiver module of the E-token dynamic password card that Fig. 7 provides for the embodiment of the invention 3.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on embodiments of the invention, those of ordinary skills belong to protection scope of the present invention not making the every other embodiment that obtains under the creative work prerequisite.
In description of the invention, it will be appreciated that, term " " center "; " vertically "; " laterally "; " on "; D score; " front ", " afterwards ", " left side ", " right side ", " vertically ", " level ", " top ", " end ", " interior ", orientation or the position relationship of indications such as " outward " are based on orientation shown in the drawings or position relationship, only be for convenience of description the present invention and simplified characterization, rather than device or the element of indication or hint indication must have specific orientation, with specific orientation structure and operation, therefore can not be interpreted as limitation of the present invention.In addition, term " first ", " second " only are used for describing purpose, and can not be interpreted as indication or hint relative importance or quantity or position.
In description of the invention, need to prove that unless clear and definite regulation and restriction are arranged in addition, term " installation ", " linking to each other ", " connection " should be done broad understanding, for example, can be to be fixedly connected with, also can be to removably connect, or connect integratedly; Can be mechanical connection, also can be to be electrically connected; Can be directly to link to each other, also can indirectly link to each other by intermediary, can be the connection of two element internals.For the ordinary skill in the art, can concrete condition understand above-mentioned term concrete meaning in the present invention.
Below in conjunction with accompanying drawing the embodiment of the invention is described in further detail.
Embodiment 1
Present embodiment provides a kind of E-token dynamic password card 10 on the one hand, and as shown in Figure 1, this E-token dynamic password card 10 comprises: parsing module 101, button 102, OTP generation module 103 and display screen 104.
The user initiates a network trading in the website, bank server is after receiving transaction data, related data to transaction is carried out computing and is generated challenge code, with challenge code inform the user (such as: pass through mobile phone short messages) or be sent to E-token dynamic password card 10 by the wire/wireless communication mode from terminal (such as PC, portable terminal, mobile phone, PAD etc.).Parsing module 101 is behind the challenge code that receives the manual input of user or obtain by wire/wireless communication, the analytical algorithm that is complementary with the challenge code generating algorithm that utilization prestores is resolved challenge code, obtaining discernible Transaction Information, and the output Transaction Information is to display screen 104.Wherein, Transaction Information comprises transaction account and dealing money at least.
Concrete, challenge code generating algorithm and analytical algorithm adopt symmetry algorithm or reversible algorithm, parsing module 101 can utilize this analytical algorithm, Transaction Information when from the challenge code that receives, obtaining to generate challenge code, this Transaction Information can supply the user recognize intuitively, such as: the user can recognize the information such as transaction account and dealing money intuitively from this Transaction Information.
After display screen 104 demonstrates Transaction Information (such as transaction account number and the amount of money), the user is by reading Transaction Information, such as transaction account number and amount information etc. confirmed, the acknowledgement key that this transaction then pushes button in 102 such as customer acceptance is confirmed, button 102 receives first and confirms instruction, and exports this first affirmation instruction to OTP generation module 103; Do not approve this transaction such as the user, can not according to the acknowledgement key in the button 102, then can not generate dynamic password; Perhaps push button cancel key in 102 is not to carry out the dynamic password generating run.
OTP generation module 103 generates dynamic password according to the dynamic password generating algorithm that prestores and challenge code after receiving that instruction is confirmed in first of button 102 inputs, and the output dynamic password is to display screen 104, so that the user checks.
Display screen 104 is used for showing the Transaction Information of parsing module 101 outputs and the dynamic password that OTP generation module 103 generates.
Present embodiment provides again a kind of E-token dynamic password card 20, as shown in Figure 2, comprising: display screen 201, analysis chip 202 and acknowledgement key 203; Analysis chip 202 connects display screen 201.
The user initiates a network trading in the website, bank server is after receiving transaction data, related data to transaction is carried out computing and is generated challenge code, with challenge code inform the user (such as: pass through mobile phone short messages) or be sent to E-token dynamic password card 20 by the wire/wireless communication mode from terminal (such as PC, portable terminal, mobile phone, PAD etc.).Analysis chip 202 is behind the challenge code that receives the manual input of user or obtain by wire/wireless communication, the analytical algorithm that is complementary with the challenge code generating algorithm that utilization prestores is resolved challenge code, obtaining discernible Transaction Information, and output Transaction Information to display screen 201 shows.Wherein, Transaction Information comprises transaction account and dealing money at least.
Concrete, challenge code generating algorithm and analytical algorithm adopt symmetry algorithm or reversible algorithm, parsing module 101 can utilize this analytical algorithm, Transaction Information when from the challenge code that receives, obtaining to generate challenge code, this Transaction Information can supply the user recognize intuitively, such as: the user can recognize the information such as transaction account and dealing money intuitively from this Transaction Information.
After display screen 201 demonstrates Transaction Information (such as transaction account number and the amount of money), the user is by reading Transaction Information, such as transaction account number and amount information etc. confirmed, this transaction is then pressed by acknowledgement key 203 and is confirmed such as customer acceptance, and acknowledgement key 203 confirmation of receipt instructions are also exported this affirmation instruction to E-token dynamic password card 20.
After E-token dynamic password card 20 receives the confirmation instruction, generate dynamic password according to the dynamic password generating algorithm that prestores and challenge code, and the output dynamic password is to display screen 201, so that the user checks.
E-token dynamic password card shown in Figure 2 is compared with E-token dynamic password card shown in Figure 1, E-token dynamic password card shown in Figure 2 has adopted an analysis chip, realized that the parsing challenge code obtains discernible Transaction Information and generates dynamic password according to challenge code, has reduced hardware cost.
Present embodiment also provides a kind of dynamic password formation method on the other hand, and as shown in Figure 3, the method comprises:
Step S101 resolves the challenge code that receives, and obtains discernible Transaction Information.
Concrete, utilize the analytical algorithm that is complementary with the challenge code generating algorithm that prestores that challenge code is resolved, obtain discernible Transaction Information.Transaction Information comprises the key messages such as transaction account and dealing money at least, so that the user checks account number and the amount of money, prevents dynamic password by improper use, causes the dangerous of user's fund.
Step S102, the output display Transaction Information.
Step S103 judges whether Transaction Information is correct;
Concrete, the user checks the Transaction Information (for example: transaction account and dealing money) of demonstration, determines whether correctly, as correctly then continuing step S104; As incorrect, terminating operation then.
Step S104, judge Transaction Information correct after, the confirmation of receipt instruction.
Concrete, the user judge Transaction Information correct after, confirm then confirmation of receipt instruction of E-token dynamic password card by button.
Step S105 generates dynamic password according to above-mentioned affirmation instruction and challenge code, and the output display dynamic password.
Concrete, after E-token dynamic password card receives the confirmation instruction, generate dynamic password according to challenge code and algorithm, and the output display dynamic password.
Present embodiment provides a kind of E-token dynamic password card and dynamic password formation method, can be after detecting the input challenge code, parse the key message (such as account number and the amount of money) of the transaction that can recognize intuitively for the user according to the challenge code of input, and be shown to the user, so that the user can understand the concrete condition of transaction, thereby prevent that dynamic password from by improper use, causing the dangerous of user's fund account.
Embodiment 2
Present embodiment provides a kind of E-token dynamic password card 30 on the one hand, and as shown in Figure 4, this E-token dynamic password card 30 comprises: parsing module 301, button 302, OTP generation module 303, display screen 304 and receiver module 305.
Receiver module 305 receives the challenge code of user's input, and export display screen 304 to and show, so that the user checks whether the challenge code of display screen 304 demonstrations is correct, as input errorless, then the user pushes button and 302 confirms, button 302 receives users' second and confirms instruction, and exports this and second confirm that instruction is to receiver module 305, receiver module 305 is confirmed instruction according to second, and the output challenge code is to parsing module 301.
Concrete, receiver module 305 can adopt the wireless communication modules such as NFC module, bluetooth module or radio-frequency module, be in the reliable communication distance when interior with convenient E-token dynamic password card 30 and terminal, E-token dynamic password card 30 can directly receive challenge code from terminal (such as PC, portable terminal, mobile phone, PAD etc.) by wireless mode, and do not need the user manually to input, reduce the loaded down with trivial details operation of user, improved simultaneously the speed and the reliability that generate the dynamic password process.
Parsing module 301 utilizes the analytical algorithm that is complementary with the challenge code generating algorithm that prestores that challenge code is resolved behind the challenge code that receives receiver module 305 output, and obtaining discernible Transaction Information, and the output Transaction Information is to display screen 304.Wherein, Transaction Information comprises transaction account and dealing money at least.
Concrete, challenge code generating algorithm and analytical algorithm adopt symmetry algorithm or reversible algorithm, so as parsing module 301 can from challenge code, recover in Transaction Information.
After display screen 304 demonstrates Transaction Information (such as transaction account number and the amount of money), the user is by reading Transaction Information, such as transaction account number and amount information etc. confirmed, acknowledgement key 302 during this transaction then pushes button such as customer acceptance is confirmed, button 302 receives first and confirms instruction, and exports this first affirmation instruction to OTP generation module 303; Do not approve this transaction such as the user, can not according to the acknowledgement key in the button 302, then can not generate dynamic password; Perhaps push button cancel key in 102 is not to carry out the dynamic password generating run.
OTP generation module 303 generates dynamic password according to the dynamic password generating algorithm that prestores and challenge code after receiving that instruction is confirmed in first of button 302 inputs, and the output dynamic password is to display screen 304, so that the user checks.
Display screen 304 is used for showing the challenge code of receiver module 305 outputs, the Transaction Information of parsing module 301 outputs and the dynamic password that OTP generation module 303 generates.
Preferably, E-token dynamic password card 30 also can comprise a memory module 306.
Memory module 306 is used for preserving at least one account information, in order to preserve reliable Accounts List in E-token dynamic password card 30.When parsing module 301 obtains Transaction Information (for example: transaction account number and dealing money) by the parsing challenge code after, the transaction account number of acquisition and the account information that prestores in the memory module 306 are compared, if compare inconsistently, then also output identification information display screen 304 shows.For example, when the account number to be transacted of obtaining was not in memory module 306, then display screen 304 was also exported printed words such as " account are the untrusted account number " after the output Transaction Information.
Present embodiment also provides a kind of dynamic password formation method on the other hand, and as shown in Figure 5, the method comprises:
Step S201 receives the challenge code of inputting.
Concrete, the challenge code that receives the manual input of user or obtain by wire/wireless communication.
Step S202 judges whether challenge code is correct.
Concrete, check that such as the user challenge code input is errorless, then carry out step 203; Such as the incorrect step S201 that then skips to.
Step S203, judge challenge code correct after, the confirmation of receipt instruction.
Concrete, the user confirms its correctness by button after confirming that challenge code is correct.
Step S204 is according to confirming instruction execution in step S205.
Step S205 resolves the challenge code that receives, and obtains discernible Transaction Information.
Concrete, utilize the analytical algorithm that is complementary with the challenge code generating algorithm that prestores that challenge code is resolved, obtain discernible Transaction Information.Transaction Information comprises the key messages such as transaction account and dealing money at least, so that the user checks account number and the amount of money, prevents dynamic password by improper use, causes the dangerous of user's fund.
Step S206, the output display Transaction Information.
Step S207 compares the Transaction Information that obtains and the described account information of storage, if compare inconsistent, output display identification information then.
Concrete, at least one account information in the E-token dynamic password card in order to preserve reliable Accounts List in E-token dynamic password card, is compared after getting access to account.
Step S208 judges whether Transaction Information is correct;
Concrete, the user checks the Transaction Information (for example: transaction account and dealing money) of demonstration, determines whether correctly, as correctly then continuing step S209; As incorrect, terminating operation then.
Step S209, judge Transaction Information correct after, the confirmation of receipt instruction.
Concrete, the user confirms by button, then confirmation of receipt instruction of E-token dynamic password card.
Step S210 generates dynamic password according to affirmation instruction and challenge code, and the output display dynamic password.
Concrete, after E-token dynamic password card receives the confirmation instruction, generate dynamic password according to challenge code and algorithm, and the output display dynamic password.
Present embodiment provides a kind of E-token dynamic password card and dynamic password formation method, can be after detecting the input challenge code, parse the key message (such as account number and the amount of money) of transaction according to the challenge code of input, and be shown to the user, so that the user can understand the concrete condition of transaction, thereby prevent that dynamic password from by improper use, causing the dangerous of user's fund account.
Embodiment 3
Present embodiment is the different of receiver module from the difference of embodiment 2, and the receiver module of present embodiment adopts the light transmission means to carry out communication.
Present embodiment provides E-token dynamic password card 40, and as shown in Figure 6, this E-token dynamic password card 40 comprises: parsing module 401, button 402, OTP generation module 403, display screen 404 and receiver module 405.
Preferably, also can comprise memory module 406 in the E-token dynamic password card shown in Figure 6.
The annexation of the parsing module in embodiment illustrated in fig. 6, button, OTP generation module and display screen and structure are with embodiment illustrated in fig. 4 identical, the memory module that further comprises in embodiment illustrated in fig. 6 with embodiment illustrated in fig. 4 in structure and the annexation of the memory module that further comprises identical, no longer above-mentioned identical part is given unnecessary details at this, only to different part embodiment illustrated in fig. 6 and embodiment illustrated in fig. 4, the structure that is receiver module 405 describes, and is specific as follows:
The structure of receiver module 405 comprises as shown in Figure 7: light receiving unit 4051 and decoding unit 4052; Decoding unit 4052 is connected to light receiving unit 4051 and display screen 404.
Thereby 4052 pairs of signals of telecommunication of decoding unit are decoded and are obtained challenge code, and export this challenge code to display screen 404 and show, so that the user checks.
In addition, decoding unit 4052 can according to the second affirmation instruction, export challenge code to parsing module 401.
Present embodiment provides a kind of E-token dynamic password card, can be after detecting the input challenge code, parse the key message (such as account number and the amount of money) of transaction according to the challenge code of input, because the challenge code of input is string number, from this string numeral, can't recognize intuitively Transaction Information, can from challenge code, obtain the Transaction Information that directly to recognize for the user by parse operation, output display is to the user, so that the user can understand the concrete condition of transaction, thereby prevent that dynamic password from by improper use, causing the dangerous of user's fund account.
Describe and to be understood in the flow chart or in this any process of otherwise describing or method, expression comprises module, fragment or the part of code of the executable instruction of the step that one or more is used to realize specific logical function or process, and the scope of preferred implementation of the present invention comprises other realization, wherein can be not according to order shown or that discuss, comprise according to related function by the mode of basic while or by opposite order, carry out function, this should be understood by the embodiments of the invention person of ordinary skill in the field.
Should be appreciated that each several part of the present invention can realize with hardware, software, firmware or their combination.In the above-described embodiment, a plurality of steps or method can realize with being stored in the memory and by software or firmware that suitable instruction execution system is carried out.For example, if realize with hardware, the same in another embodiment, can realize with the combination of each or they in the following technology well known in the art: have for the discrete logic of data-signal being realized the logic gates of logic function, application-specific integrated circuit (ASIC) with suitable combinational logic gate circuit, programmable gate array (PGA), field programmable gate array (FPGA) etc.
Those skilled in the art are appreciated that and realize that all or part of step that above-described embodiment method is carried is to come the relevant hardware of instruction to finish by program, described program can be stored in a kind of computer-readable recording medium, this program comprises step of embodiment of the method one or a combination set of when carrying out.
In addition, each functional unit in each embodiment of the present invention can be integrated in the processing module, also can be that the independent physics of unit exists, and also can be integrated in the module two or more unit.Above-mentioned integrated module both can adopt the form of hardware to realize, also can adopt the form of software function module to realize.If described integrated module realizes with the form of software function module and during as independently production marketing or use, also can be stored in the computer read/write memory medium.
The above-mentioned storage medium of mentioning can be read-only memory, disk or CD etc.
In the description of this specification, the description of reference term " embodiment ", " some embodiment ", " example ", " concrete example " or " some examples " etc. means to be contained at least one embodiment of the present invention or the example in conjunction with specific features, structure, material or the characteristics of this embodiment or example description.In this manual, the schematic statement of above-mentioned term not necessarily referred to identical embodiment or example.And the specific features of description, structure, material or characteristics can be with suitable mode combinations in any one or more embodiment or example.
Although the above has illustrated and has described embodiments of the invention, be understandable that, above-described embodiment is exemplary, can not be interpreted as limitation of the present invention, those of ordinary skill in the art can change above-described embodiment in the situation that does not break away from principle of the present invention and aim within the scope of the invention, modification, replacement and modification.Scope of the present invention is by claims and be equal to and limit.
Claims (12)
1. an E-token dynamic password card is characterized in that, this E-token dynamic password card comprises:
Parsing module, the challenge code that resolve to receive to be obtaining discernible Transaction Information, and export described Transaction Information to display screen;
Button when the Transaction Information of described display screen demonstration is correct, receives first and confirms instruction, and exports described first and confirm that instruction is to the OTP generation module;
The OTP generation module is confirmed that according to first of described button instruction and described challenge code generate dynamic password, and is exported described dynamic password to display screen;
Display screen shows the Transaction Information of described parsing module output and the dynamic password that described OTP generation module generates.
2. E-token dynamic password card according to claim 1 is characterized in that, this E-token dynamic password card also comprises:
Receiver module receives the challenge code of input, and exports described display screen demonstration to;
Described button also when the challenge code of described display screen demonstration is correct, receives second and confirms instruction, and exports described second and confirm that instruction is to described receiver module;
Described receiver module is confirmed instruction according to described second, exports described challenge code to described parsing module.
3. E-token dynamic password card according to claim 1 and 2 is characterized in that, this E-token dynamic password card also comprises:
Memory module is preserved at least one account information;
Described parsing module is compared the Transaction Information that obtains with the account information in the described memory module, if compare inconsistent, then also output identification information to described display screen demonstration.
4. E-token dynamic password card according to claim 2 is characterized in that, described receiver module is NFC module, bluetooth module or radio-frequency module.
5. E-token dynamic password card according to claim 2 is characterized in that, described receiver module comprises: light receiving unit and decoding unit;
Described decoding unit connects described light receiving unit and described display screen;
Described light receiving unit is converted to the signal of telecommunication with the light signal that receives, and exports described decoding unit to;
Described decoding unit is exported described challenge code to described display screen to the described signal of telecommunication acquisition challenge code of decoding.
6. E-token dynamic password card, comprising: display screen is characterized in that this E-token dynamic password card also comprises: analysis chip;
Described analysis chip connects described display screen;
Described analysis chip is resolved the challenge code that receives obtaining discernible Transaction Information, and exports described Transaction Information to described display screen and show.
7. E-token dynamic password card according to claim 6 is characterized in that, described E-token dynamic password card also comprises: acknowledgement key;
Described acknowledgement key receives first and confirms instruction when the Transaction Information of described display screen demonstration is correct;
Described E-token dynamic password card confirms that according to described first instruction and described challenge code generate dynamic password.
8. according to claim 1 or 6 described E-token dynamic password cards, it is characterized in that described Transaction Information comprises transaction account and dealing money at least.
9. dynamic password formation method is characterized in that the method comprises:
Resolve the challenge code that receives, obtain discernible Transaction Information;
The described Transaction Information of output display;
Judge whether described Transaction Information is correct;
Judge described Transaction Information correct after, receive first and confirm instruction;
Confirm that according to described first instruction and described challenge code generate dynamic password, and the described dynamic password of output display.
10. method according to claim 9 is characterized in that, also comprises before the step of the challenge code that described parsing receives:
Receive the challenge code of input;
Judge whether described challenge code is correct;
Judge described challenge code correct after, receive second and confirm instruction;
Carry out the step of the challenge code of described parsing reception according to described the second affirmation instruction.
11. according to claim 9 or 10 described methods, it is characterized in that the method also comprises: store at least one account information;
After the step of described acquisition Transaction Information, also comprise: the Transaction Information that obtains and the described account information of storage are compared, if compare inconsistent, output display identification information then.
12. according to claim 9 or 10 described methods, it is characterized in that described Transaction Information comprises transaction account and dealing money at least.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012104793183A CN103023643A (en) | 2012-11-22 | 2012-11-22 | Dynamic password card and dynamic password generating method |
| PCT/CN2013/087343 WO2014079347A1 (en) | 2012-11-22 | 2013-11-18 | One time password and generation method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012104793183A CN103023643A (en) | 2012-11-22 | 2012-11-22 | Dynamic password card and dynamic password generating method |
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| CN103023643A true CN103023643A (en) | 2013-04-03 |
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| CN2012104793183A Pending CN103023643A (en) | 2012-11-22 | 2012-11-22 | Dynamic password card and dynamic password generating method |
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| WO (1) | WO2014079347A1 (en) |
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| WO2014079347A1 (en) | 2014-05-30 |
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