CN102999840A - Network transaction method for payment through fingerprint authentication - Google Patents
Network transaction method for payment through fingerprint authentication Download PDFInfo
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- CN102999840A CN102999840A CN2012105002875A CN201210500287A CN102999840A CN 102999840 A CN102999840 A CN 102999840A CN 2012105002875 A CN2012105002875 A CN 2012105002875A CN 201210500287 A CN201210500287 A CN 201210500287A CN 102999840 A CN102999840 A CN 102999840A
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Abstract
Disclosed is a network transaction method for payment through fingerprint authentication. The method comprises that sellers release commodity information, transaction terms and the like on a network transaction platform; buyers log in the network transaction platform and send transaction requests to a server; the server sends the transaction requests to the sellers and sends messages of transaction prices, logistics modes, arrival time and the like which are confirmed by the sellers to the buyers; the buyers achieve communication connection with a fingerprint authentication module of the network transaction platform through fingerprint authentication equipment; the buyers input fingerprint information on the fingerprint authentication equipment; the fingerprint authentication equipment transmits the received fingerprint information to the fingerprint authentication module; and the fingerprint authentication module compares the received fingerprint information with fingerprint information stored by the server, and the buyers can pay money for transaction when the fingerprint information is completely consistent. According to the method, the fingerprint authentication is used for performing payment, the security of payment operation is improved, and defects of payment modes of password authentication and the like are overcome.
Description
Technical field
The present invention relates to a kind of network trading method, more specifically, relate to the network trading method that utilizes finger print identifying to pay.
Background technology
Day by day universal along with network technology, network trading is accepted by increasing people and is approved, and that network trading has is round-the-clock, efficient is high, advantage conveniently, is changing rapidly people's life style.Flourish along with network trading, the network trading payment also becomes more and more general, both parties finish negotiation and payment by network trading platform, need not in reality, to adopt real money to pay, this modes of payments is so that the transaction of goods is more quick, the many drawbacks that adopt real money to pay have been removed from, so that both parties can carry out network trading in any zone and geographic position, particularly for some specialty goodss, network payment has irreplaceable effect especially, as carrying out recharging payment at network for mobile phone, because the telephone expenses itself that are filled with in the mobile phone just have virtual characteristic, can't conclude the business face to face by real currency at all.
Mostly present method of network payment is to be undertaken by the electronic fare payment system of bank, generally speaking, both parties are after network has been discussed trade detail, the buyer can pay the seller with payment for goods by the E-Payment of bank, but, such modes of payments has certain limitation and has higher payment cost, such as because the bank of deposit of both parties is inconsistent etc.A kind of modes of payments of now having risen is directly to carry out the payment for goods payment by the payment system of network trading platform, and this modes of payments is all very convenient for both parties, and cost also can reach minimum.But, also there are some risks in the payment function of this network trading platform, particularly prevents the risk that user's fund is stolen, and typically, if other staff illegally enter user's account its fund is carried out inappropriate payment, will cause damage to the user.Therefore, taked multiple authentication for the payment of network trading at present, these authentications generally all are to take the mode of cipher authentication to carry out, and the user needs the correct password of input to pay when paying.Although adopt password to pay the safety that can guarantee payment to a certain extent, because the characteristic of password itself, it also can be stolen by the people inevitably, in case password is stolen, just probably brings huge economic loss for the user.
Therefore, be necessary to provide a kind of more network trading method of secure payment authentication mode that has, to overcome defects, guarantee better the security of network trading process.
Summary of the invention
The invention provides a kind of network trading method, it adopts the finger print identifying mode to carry out payment process in the network trading, can guarantee to only have specific user can carry out delivery operation, avoid adopting the drawback of other payment authentication mode, have higher payment safety.
Network trading method of the present invention, it comprises following step:
The seller issues with fan-in network transaction platforms such as goods for sale information and terms of trade and at network trading platform by subscriber terminal equipment;
The buyer logs in this network trading platform and sends transaction request to server by subscriber terminal equipment;
Server sends to the buyer's transaction request the subscriber terminal equipment that the information such as the seller and the transaction value that the seller is confirmed, logistics mode, arrival time send to the buyer;
The buyer inserts the fingerprint identification equipment that stores user profile at its subscriber terminal equipment, makes this fingerprint identification equipment realize that with the fingerprint authentication module of network trading platform communication is connected;
Whether the current state that fingerprint authentication module detects this fingerprint identification equipment is upstate, but when confirming that this fingerprint identification equipment is the time spent, provides corresponding available information;
After receiving available information, the buyer selects the transaction payment option on the network trading platform, and inputs finger print information at the fingerprint input part of fingerprint identification equipment;
Fingerprint identification equipment is transferred to fingerprint authentication module with the finger print information that receives, and the fingerprint authentication module finger print information that the finger print information received and server is pre-stored is compared, and judges whether both are consistent;
When judging that two finger print informations are in full accord, the prompting buyer can further carry out payment transaction and open obligation authority; Perhaps when judging that two finger print informations are inconsistent, provide bomp information.
Wherein, the seller and the buyer all log in this network trading platform by the private client that is installed on the subscriber terminal equipment.
Wherein, after the buyer finished payment process, network trading platform can comprise trade name, seller information, price, logistics information etc. for the inventory that the buyer returns this Transaction Information in this inventory.
Wherein, when the buyer uses this network trading platform for the first time, input corresponding finger print information and also this finger print information is stored in the server, the buyer can store a plurality of finger print informations to server.
Wherein, buyer's client comprises that transmission request unit and transaction realize the unit, sends request unit for sending the transaction request that comprises transaction related information to described server, and transaction realizes that the unit is used for the transaction between realization self and the seller.
Description of drawings
Fig. 1 is the process flow diagram of network trading method of the present invention.
Embodiment
With reference to figure 1, network trading method of the present invention generally comprises following step:
The seller issues with fan-in network transaction platforms such as goods for sale information and terms of trade and at network trading platform by subscriber terminal equipment, this network trading platform is to be provided and managed by the network trading merchant, the seller can be that internet trade merchant itself also can be the people except the network trading merchant, in general, the manager of network trading platform can be responsible for examining the seller's qualification and the authenticity that releases news;
The buyer logs in this network trading platform and sends transaction request to server by subscriber terminal equipment, and the buyer generally need to apply for to the manager of network trading platform account and pass through audit before this network trading platform of use is concluded the business;
Server sends to the buyer's transaction request the subscriber terminal equipment that the information such as the seller and the transaction value that the seller is confirmed, logistics mode, arrival time send to the buyer;
The buyer inserts the fingerprint identification equipment that stores user profile at its subscriber terminal equipment, make this fingerprint identification equipment realize that with the fingerprint authentication module of network trading platform communication is connected, typically, this fingerprint identification equipment is connected with subscriber terminal equipment by USB interface, this fingerprint identification equipment is provided by network trading platform manager, and its principle of work and present fingerprint identification equipment are basically identical;
Whether the current state that fingerprint authentication module detects this fingerprint identification equipment is upstate, but when confirming that this fingerprint identification equipment is the time spent, provides corresponding available information;
After receiving available information, the buyer selects the transaction payment option on the network trading platform, and inputs finger print information at the fingerprint input part of fingerprint identification equipment;
Fingerprint identification equipment is transferred to fingerprint authentication module with the finger print information that receives, and the fingerprint authentication module finger print information that the finger print information received and server is pre-stored is compared, and judges whether both are consistent;
When judging that two finger print informations are in full accord, the prompting buyer can further carry out payment transaction and open obligation authority; Perhaps when judging that two finger print informations are inconsistent, provide bomp information.
In the above methods, only have finger print information when the finger print information of user output and server stores complete when consistent, the user can obtain obligation authority; The method of finger print information contrast judgement adopts ACRT mode comparatively commonly used at present to carry out, and the accuracy of this manner of comparison is higher, can avoid because the authentication error that the slight change of user fingerprints brings.
Usually, in order to monitor preferably the process of exchange of both parties and to guarantee the security of process of exchange, the seller and the buyer all log in this network trading platform by the private client that is installed on the subscriber terminal equipment.
For the ease of buyer's record and store transaction information, after the buyer finishes payment process, network trading platform returns the inventory of this Transaction Information for the buyer, can comprise trade name, seller information, price, logistics information etc. in this inventory, the buyer also can log in this network trading platform and inquire about at any time and download corresponding inventory content.
In order to carry out follow-up fingerprint comparison and deterministic process, when the buyer uses this network trading platform for the first time, inputting corresponding finger print information also is stored in this finger print information in the server, the buyer can store a plurality of finger print informations to server, that is to say, the finger print information that the buyer arranges when initial can be not just one, for example adopts the finger print information with two people or more people to store in the server, to avoid leaving the embarrassment that can't carry out network payment owing to personnel temporarily.
Client is developed by the network trading platform provider and is provided, for buyer's client, it comprises that mainly sending request unit realizes the unit with transaction, send request unit for sending the transaction request that comprises transaction related information to described server, transaction realizes that the unit is used for the transaction between realization self and the seller.
Because network trading method of the present invention has adopted finger print identifying to carry out delivery operation, thereby effectively guaranteed the security of delivery operation, so that only have specific operating personnel can carry out the payment of fund, avoid the potential risk that adopts other modes of payments such as password etc. to bring, had good marketing prospect.
Claims (5)
1. network trading method, it comprises following step:
The seller issues with fan-in network transaction platforms such as goods for sale information and terms of trade and at network trading platform by subscriber terminal equipment;
The buyer logs in this network trading platform and sends transaction request to server by subscriber terminal equipment;
Server sends to the buyer's transaction request the subscriber terminal equipment that the information such as the seller and the transaction value that the seller is confirmed, logistics mode, arrival time send to the buyer;
The buyer inserts the fingerprint identification equipment that stores user profile at its subscriber terminal equipment, makes this fingerprint identification equipment realize that with the fingerprint authentication module of network trading platform communication is connected;
Whether the current state that fingerprint authentication module detects this fingerprint identification equipment is upstate, but when confirming that this fingerprint identification equipment is the time spent, provides corresponding available information;
After receiving available information, the buyer selects the transaction payment option on the network trading platform, and inputs finger print information at the fingerprint input part of fingerprint identification equipment;
Fingerprint identification equipment is transferred to fingerprint authentication module with the finger print information that receives, and the fingerprint authentication module finger print information that the finger print information received and server is pre-stored is compared, and judges whether both are consistent;
When judging that two finger print informations are in full accord, the prompting buyer can further carry out payment transaction and open obligation authority; Perhaps when judging that two finger print informations are inconsistent, provide bomp information.
2. network trading method according to claim 1, wherein, the seller and the buyer all log in this network trading platform by the private client that is installed on the subscriber terminal equipment.
3. network trading method according to claim 1 and 2, wherein, after the buyer finished payment process, network trading platform can comprise trade name, seller information, price, logistics information etc. for the inventory that the buyer returns this Transaction Information in this inventory.
4. network trading method according to claim 1 and 2 wherein, when the buyer uses this network trading platform for the first time, is inputted corresponding finger print information and also this finger print information is stored in the server, and the buyer can store a plurality of finger print informations to server.
5. network trading method according to claim 2, wherein, buyer's client comprises that sending request unit realizes the unit with transaction, send request unit for sending the transaction request that comprises transaction related information to described server, transaction realizes that the unit is used for the transaction between realization self and the seller.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN2012105002875A CN102999840A (en) | 2012-11-30 | 2012-11-30 | Network transaction method for payment through fingerprint authentication |
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| CN2012105002875A CN102999840A (en) | 2012-11-30 | 2012-11-30 | Network transaction method for payment through fingerprint authentication |
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103198419A (en) * | 2013-03-28 | 2013-07-10 | 金硕澳门离岸商业服务有限公司 | Receipt confirmation management system and receipt confirmation management method |
| CN104217329A (en) * | 2014-08-26 | 2014-12-17 | 深圳贝特莱电子科技有限公司 | Payment method and system based on fingerprint security authentication |
| CN104838403A (en) * | 2014-08-06 | 2015-08-12 | 深圳市银信网银科技有限公司 | System and method for constructing network trade platform |
| WO2016101480A1 (en) * | 2014-12-27 | 2016-06-30 | 小米科技有限责任公司 | Resource transfer method and device |
| CN106127484A (en) * | 2016-07-05 | 2016-11-16 | 中国银联股份有限公司 | A kind of safety of payment control system and safety of payment control method |
| CN106529959A (en) * | 2016-11-04 | 2017-03-22 | 合肥天讯亿达光电技术有限公司 | Fund transaction safety management system |
| CN107016546A (en) * | 2017-03-31 | 2017-08-04 | 上海族蚂信息科技有限公司 | A kind of system and method for the autonomous formulation transaction flow for possessing security mechanism |
| CN107146083A (en) * | 2017-05-02 | 2017-09-08 | 深圳齐心集团股份有限公司 | A kind of security of e-commerce transactions maintenance system |
| PT109781A (en) * | 2016-12-06 | 2018-06-06 | Alexandra Mendes Valongo Carla | COMPUTER PLATFORM OF ON-LINE AND REAL-TIME MANAGEMENT OF USERS |
| CN109299947A (en) * | 2018-09-13 | 2019-02-01 | Oppo（重庆）智能科技有限公司 | Fingerprint payment authentication method, electronic device and computer readable storage medium |
| WO2019196260A1 (en) * | 2018-04-10 | 2019-10-17 | 平安科技（深圳）有限公司 | Method and device for automatically searching for logistics information, terminal device, and readable storage medium |
| CN114840118A (en) * | 2022-05-06 | 2022-08-02 | 山西海云启辰科技有限公司 | A multi-channel fast entry method for coal trading platform |
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| CN102376024A (en) * | 2010-08-13 | 2012-03-14 | 中国科学院物理研究所苏州技术研究院 | Customer to business (C2B) mode-based tourism electronic network reservation method and system |
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| US20010040987A1 (en) * | 1997-04-21 | 2001-11-15 | Vance C. Bjorn | Fingerprint recognition system |
| CN200976155Y (en) * | 2006-08-01 | 2007-11-14 | 台湾琦丽科技股份有限公司 | Internet transaction authentication auxiliary device |
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Cited By (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103198419A (en) * | 2013-03-28 | 2013-07-10 | 金硕澳门离岸商业服务有限公司 | Receipt confirmation management system and receipt confirmation management method |
| CN103198419B (en) * | 2013-03-28 | 2016-08-31 | 金硕澳门离岸商业服务有限公司 | Receipt confirms that management system and receipt confirm management method |
| CN104838403A (en) * | 2014-08-06 | 2015-08-12 | 深圳市银信网银科技有限公司 | System and method for constructing network trade platform |
| WO2016019533A1 (en) * | 2014-08-06 | 2016-02-11 | 深圳市银信网银科技有限公司 | System and method used for building internet transaction platform |
| CN104217329A (en) * | 2014-08-26 | 2014-12-17 | 深圳贝特莱电子科技有限公司 | Payment method and system based on fingerprint security authentication |
| WO2016101480A1 (en) * | 2014-12-27 | 2016-06-30 | 小米科技有限责任公司 | Resource transfer method and device |
| CN106127484A (en) * | 2016-07-05 | 2016-11-16 | 中国银联股份有限公司 | A kind of safety of payment control system and safety of payment control method |
| CN106529959A (en) * | 2016-11-04 | 2017-03-22 | 合肥天讯亿达光电技术有限公司 | Fund transaction safety management system |
| PT109781A (en) * | 2016-12-06 | 2018-06-06 | Alexandra Mendes Valongo Carla | COMPUTER PLATFORM OF ON-LINE AND REAL-TIME MANAGEMENT OF USERS |
| CN107016546A (en) * | 2017-03-31 | 2017-08-04 | 上海族蚂信息科技有限公司 | A kind of system and method for the autonomous formulation transaction flow for possessing security mechanism |
| CN107146083A (en) * | 2017-05-02 | 2017-09-08 | 深圳齐心集团股份有限公司 | A kind of security of e-commerce transactions maintenance system |
| WO2019196260A1 (en) * | 2018-04-10 | 2019-10-17 | 平安科技（深圳）有限公司 | Method and device for automatically searching for logistics information, terminal device, and readable storage medium |
| CN109299947A (en) * | 2018-09-13 | 2019-02-01 | Oppo（重庆）智能科技有限公司 | Fingerprint payment authentication method, electronic device and computer readable storage medium |
| CN114840118A (en) * | 2022-05-06 | 2022-08-02 | 山西海云启辰科技有限公司 | A multi-channel fast entry method for coal trading platform |
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Application publication date: 20130327 |