CN102708467A - Personal financial management system - Google Patents
Personal financial management system Download PDFInfo
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- CN102708467A CN102708467A CN2012101595284A CN201210159528A CN102708467A CN 102708467 A CN102708467 A CN 102708467A CN 2012101595284 A CN2012101595284 A CN 2012101595284A CN 201210159528 A CN201210159528 A CN 201210159528A CN 102708467 A CN102708467 A CN 102708467A
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Abstract
The invention discloses a personal financial management system which comprises a user operation module, a personal income and expenditure management module, a personal investment management module, a report generation module, a financial planning module and a reminding module, wherein the user operation module is used for a user to input user a name and password login system to input relevant financial data; the personal income and expenditure management module is used for managing daily income and expenditure information of the user; the personal investment management module is used for managing information of income from investment of financial products of the user; the report generation module is used for generating various financial reports to know about the current financial status of the user; the financial planning module is used for generating a future financing plan and calculating a simulated result; the reminding module is used for reminding the user of various financial deadlines and financial operations going beyond the financing plan. With the adoption of the personal financial management system, the user can master the current financial status to achieve the balance of income and expenditure and can draw up a reasonable financing planning on the basis of the current property status and the financial goal.
Description
Technical field
The present invention relates to electronic information field, particularly relate to a kind of personal finance system.
Background technology
The raising of Along with people's income, people's living standard is greatly improved.Thereby, how properly to manage money matters, increase wealth and improve quality of the life or realize their dream, having become is wage-earners and the white-collar life problem that most people particularly have stable income.To this situation; The various financing investment product of release such as bank, insurance is selected for people; In these abundant finance products, find to be fit to own existing financial position, need a large amount of energy of cost, if the selection of financing pogo plan is incorrect; Occurring revenue and expenditure possibly can't balance, the impayable situation of debt; Thereby existing situation is that the financing expert who mainly seeks help from specialty recommends, but dragons and fishes jumbled together for existing financing expert, and can't follow the tracks of and adjust your financing plan.
Thereby, control current financial information, reach balance between revenue and expenditure; And set the financing that is fit to according to the current financial situation and plan; And the income result that can predict financing planning, this is that everyone hopes the target reached.
Summary of the invention
The technical matters that the present invention mainly solves provides a kind of personal finance system, can grasp existing financial position, works out financing planning rationally.
For solving the problems of the technologies described above, the technical scheme that the present invention adopts is: a kind of personal finance system is provided, comprises:
User's operational module, the user imports the username and password accessing system, the relevant financial data of input;
The personal balance administration module is used for the daily receipts and expenditures information of leading subscriber,
The personal investment administration module is used for the gain on investments information of the financial product of leading subscriber,
The report generation module is used to generate various financial statements, has financial position now to understand the user,
The financial plan module is used to generate following financing plan, calculates analog result,
Prompting module is used to remind various finance time limits of user and the finance running that exceeds the financing plan.
In preferred embodiment of the present invention, said financing plan comprises consumption plan, savings plan, insurance plan, pogo plan, real estate program, pension fund plan and education fund plan.
In preferred embodiment of the present invention, said financial statement comprises revenue and expenditure class form, investment type form.
In preferred embodiment of the present invention, said revenue and expenditure class form comprises income expenditure contrast table, income appropriation analysis and income expenditure comparison diagram.
In preferred embodiment of the present invention, said investment type form comprises investment portfolio structural drawing, investment profit and loss table and investment revenue and expenditure figure.
The invention has the beneficial effects as follows: personal finance of the present invention system, can grasp existing financial position, reach balance between revenue and expenditure, and can work out financing rationally according to existing property situation and goal of financial and plan.
Description of drawings
Fig. 1 is the structural representation of personal finance of the present invention system one preferred embodiment;
The mark of each parts is following in the accompanying drawing: 100 is that user's operational module, 200 is that personal balance administration module, 300 is that personal investment administration module, 400 is the report generation module, and 500 is the property schedule module, and 600 is prompting module.
Embodiment
Below in conjunction with accompanying drawing preferred embodiment of the present invention is set forth in detail, thereby protection scope of the present invention is made more explicit defining so that advantage of the present invention and characteristic can be easier to it will be appreciated by those skilled in the art that.
See also Fig. 1, the embodiment of the invention comprises:
A kind of personal finance system comprises:
User's operational module 100, the user imports the username and password accessing system, and the relevant financial data of input is such as data such as age, income, expenditures;
Personal balance administration module 200 is used for the daily receipts and expenditures information of leading subscriber;
Personal investment administration module 300 is used for the gain on investments information of the financial product of leading subscriber;
Prompting module 600 is used to remind various finance time limits of user and the finance running that exceeds the financing plan; Remind, consume and remind or the like such as loan repayment time limit, credit card payback period, deposit.
Personal finance of the present invention system can grasp existing financial position, reaches balance between revenue and expenditure, and can work out financing rationally according to existing property situation and goal of financial and plan.
The above is merely embodiments of the invention; Be not so limit claim of the present invention; Every equivalent structure or equivalent flow process conversion that utilizes instructions of the present invention and accompanying drawing content to be done; Or directly or indirectly be used in other relevant technical fields, all in like manner be included in the scope of patent protection of the present invention.
Claims (5)
1. a personal finance system is characterized in that, comprising:
User's operational module, the user imports the username and password accessing system, the relevant financial data of input;
The personal balance administration module is used for the daily receipts and expenditures information of leading subscriber;
The personal investment administration module is used for the gain on investments information of the financial product of leading subscriber;
The report generation module is used to generate various financial statements, to understand the existing financial position of user;
The financial plan module is used to generate following financing plan, calculates analog result;
Prompting module is used to remind various finance time limits of user and the finance running that exceeds the financing plan.
2. personal finance according to claim 1 system is characterized in that said financing plan comprises consumption plan, savings plan, insurance plan, pogo plan, real estate program, pension fund plan and education fund plan.
3. personal finance according to claim 1 system is characterized in that said financial statement comprises revenue and expenditure class form, investment type form.
4. personal finance according to claim 3 system is characterized in that, said revenue and expenditure class form comprises income expenditure contrast table, income appropriation analysis and income expenditure comparison diagram.
5. personal finance according to claim 3 system is characterized in that, said investment type form comprises investment portfolio structural drawing, investment profit and loss table and investment revenue and expenditure figure.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012101595284A CN102708467A (en) | 2012-05-22 | 2012-05-22 | Personal financial management system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012101595284A CN102708467A (en) | 2012-05-22 | 2012-05-22 | Personal financial management system |
Publications (1)
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| CN102708467A true CN102708467A (en) | 2012-10-03 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
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| CN2012101595284A Pending CN102708467A (en) | 2012-05-22 | 2012-05-22 | Personal financial management system |
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Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103824159A (en) * | 2014-02-25 | 2014-05-28 | 北京农业信息技术研究中心 | Scientific research item budget enforcement intelligent warning system |
| CN105354744A (en) * | 2015-12-03 | 2016-02-24 | 中国建设银行股份有限公司 | Finance and investment business system |
| CN105469306A (en) * | 2015-12-09 | 2016-04-06 | 江苏惠居乐信息科技有限公司 | Financial product online choosing and purchasing system |
| WO2017128396A1 (en) * | 2016-01-30 | 2017-08-03 | 杨钰 | Method of managing assets on the basis of account fund amount, and intelligent investment notification system |
| CN107146158A (en) * | 2016-03-01 | 2017-09-08 | 阿里巴巴集团控股有限公司 | Method and device for electronic data processing |
| CN108520458A (en) * | 2018-03-06 | 2018-09-11 | 裴治栋 | A kind of Corporate Finance management system |
| CN109377390A (en) * | 2018-09-20 | 2019-02-22 | 阿里巴巴集团控股有限公司 | Endowment methods of risk assessment and device |
| CN109816504A (en) * | 2019-01-28 | 2019-05-28 | 重庆工程职业技术学院 | Financial data early warning system |
| WO2019109372A1 (en) * | 2017-12-06 | 2019-06-13 | 太仓鸿策拓达科技咨询有限公司 | Financial management system |
| CN110245775A (en) * | 2019-04-25 | 2019-09-17 | 深圳壹账通智能科技有限公司 | Analysis method, device and the computer equipment of user's balance data |
| CN110659867A (en) * | 2019-05-07 | 2020-01-07 | 朱杰 | Comprehensive personal management service system for fund flow, travel management and financial management |
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| CN1894717A (en) * | 2003-12-17 | 2007-01-10 | Fmr公司 | Asset planning and tracking |
| CN101877108A (en) * | 2010-04-08 | 2010-11-03 | 苏州德融嘉信信用管理技术有限公司 | Personal finance service centre system |
| CN102063682A (en) * | 2009-11-16 | 2011-05-18 | 精进财商顾问有限公司 | Wealth management method |
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2012
- 2012-05-22 CN CN2012101595284A patent/CN102708467A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN1894717A (en) * | 2003-12-17 | 2007-01-10 | Fmr公司 | Asset planning and tracking |
| CN102063682A (en) * | 2009-11-16 | 2011-05-18 | 精进财商顾问有限公司 | Wealth management method |
| CN101877108A (en) * | 2010-04-08 | 2010-11-03 | 苏州德融嘉信信用管理技术有限公司 | Personal finance service centre system |
Cited By (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103824159A (en) * | 2014-02-25 | 2014-05-28 | 北京农业信息技术研究中心 | Scientific research item budget enforcement intelligent warning system |
| CN103824159B (en) * | 2014-02-25 | 2017-06-30 | 北京农业信息技术研究中心 | Scientific research item funds budget enforcement intelligent reminding system |
| CN105354744A (en) * | 2015-12-03 | 2016-02-24 | 中国建设银行股份有限公司 | Finance and investment business system |
| CN105469306A (en) * | 2015-12-09 | 2016-04-06 | 江苏惠居乐信息科技有限公司 | Financial product online choosing and purchasing system |
| WO2017128396A1 (en) * | 2016-01-30 | 2017-08-03 | 杨钰 | Method of managing assets on the basis of account fund amount, and intelligent investment notification system |
| CN107146158A (en) * | 2016-03-01 | 2017-09-08 | 阿里巴巴集团控股有限公司 | Method and device for electronic data processing |
| CN111899110A (en) * | 2016-03-01 | 2020-11-06 | 创新先进技术有限公司 | Electronic data processing method and device |
| CN107146158B (en) * | 2016-03-01 | 2020-08-04 | 阿里巴巴集团控股有限公司 | Electronic data processing method and device |
| WO2019109372A1 (en) * | 2017-12-06 | 2019-06-13 | 太仓鸿策拓达科技咨询有限公司 | Financial management system |
| CN108520458A (en) * | 2018-03-06 | 2018-09-11 | 裴治栋 | A kind of Corporate Finance management system |
| CN109377390A (en) * | 2018-09-20 | 2019-02-22 | 阿里巴巴集团控股有限公司 | Endowment methods of risk assessment and device |
| CN109816504A (en) * | 2019-01-28 | 2019-05-28 | 重庆工程职业技术学院 | Financial data early warning system |
| CN110245775A (en) * | 2019-04-25 | 2019-09-17 | 深圳壹账通智能科技有限公司 | Analysis method, device and the computer equipment of user's balance data |
| CN110659867A (en) * | 2019-05-07 | 2020-01-07 | 朱杰 | Comprehensive personal management service system for fund flow, travel management and financial management |
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Application publication date: 20121003 |