CN102542690B - Automatic transaction device and automatic transaction method - Google Patents
Automatic transaction device and automatic transaction method Download PDFInfo
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- CN102542690B CN102542690B CN201110308844.9A CN201110308844A CN102542690B CN 102542690 B CN102542690 B CN 102542690B CN 201110308844 A CN201110308844 A CN 201110308844A CN 102542690 B CN102542690 B CN 102542690B
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Abstract
The invention provides an automatic transaction device and an automatic transaction method, which can perform transaction based on information stored in an IC storage medium even under the condition that an IC card mark cannot be read from a magnetic strip. When the 1 st magnetic sensor (406) is determined not to read the IC card flag, the automatic transaction device (10) determines whether the cash card for transaction has the IC card flag by using a storage medium other than the 1 st magnetic stripe (2), and when the cash card for transaction has the IC chip, the automatic transaction device (10) performs transaction based on information stored in the IC chip.
Description
Technical field
The present invention relates to automatic trading apparatus and automatic transaction method.
Background technology
The client that bank and other financial mechanism opens an account use be arranged at the automatic trading apparatus such as the branch of financial institution or the ATM (Automatic Teller Machine) of convenience store conclude the business time, mostly use cash card (cashcard).
This cash card mostly with magnetic stripe, but also started to apply the cash card simultaneously possessing this magnetic stripe and IC chip in the last few years.Be accompanied by this, as shown in Japanese Unexamined Patent Publication 11-66208 publication, the automatic trading apparatus corresponding to the cash card with magnetic stripe and IC chip is also universal to come.
First this automatic trading apparatus reads from magnetic stripe and represents whether cash card has the IC-card mark of IC chip, judges whether cash card has IC chip according to this IC-card mark.And when being judged to be that cash card has IC chip, automatic trading apparatus access IC chip, obtains the information in IC chip.After this, automatic trading apparatus, according to the information obtained from IC chip, carries out the transaction such as cash withdrawal and remittance.
But existing automatic trading apparatus, when reading IC-card mark from magnetic stripe, cannot judge whether cash card has IC chip, its result, there is the problem causing cannot carrying out concluding the business.
Summary of the invention
The present invention completes in view of the above problems, even if the object of the present invention is to provide one reading out under the IC storage mediums such as IC-card mark have asemantic situation from the magnetic storage mediums such as magnetic stripe, the new and improved automatic trading apparatus based on the transaction of the information be stored in IC storage medium and automatic transaction method also can be carried out.
In order to solve above-mentioned problem, according to a viewpoint of the present invention, a kind of automatic trading apparatus is provided, it has: magnetic storage medium reading part, reads and represent whether transaction medium has the IC storage medium of IC storage medium with or without information the magnetic storage medium that its transaction used from exchange has with medium; Read success or failure detection unit, it judges whether magnetic storage medium reading part reads out IC storage medium with or without information; Information acquiring section, its information carrying out obtaining from the storage medium outside magnetic storage medium information obtains process; IC storage medium is with or without detection unit, and it is being judged to be that magnetic storage medium reading part does not read out under IC storage medium has asemantic situation, and the information of carrying out according to information acquiring section obtains the result of process, judges whether transaction medium has IC storage medium; And transaction processing portion, it is when being judged to be that transaction medium has IC storage medium, information according to being stored in IC storage medium is concluded the business, that information acquiring section has from transaction medium, read IC storage medium with or without information as other magnetic storage mediums of the storage medium outside magnetic storage medium, the IC storage medium that IC storage medium reads out according to information acquiring section with or without detection unit, with or without information, judges whether transaction medium has IC storage medium.
As mentioned above, the automatic trading apparatus that the present invention relates to is being judged to be that magnetic storage medium reading part does not read out under IC storage medium has asemantic situation, use the storage medium outside magnetic storage medium, judge whether transaction medium has IC storage medium, when being judged to be that transaction medium has IC storage medium, the information according to being stored in IC storage medium is concluded the business.
Therefore, even if automatic trading apparatus of the present invention reading out under IC storage medium has asemantic situation from magnetic storage medium, also can conclude the business based on the information be stored in IC storage medium.
Further, automatic trading apparatus of the present invention, reading out under IC storage medium has asemantic situation from magnetic storage medium, also can carry out the transaction based on the information being stored in IC storage medium.
In addition, another kind of automatic trading apparatus of the present invention is configured to, have: magnetic storage medium reading part, read the magnetic storage medium that its transaction used from exchange has with medium and represent whether transaction medium has the IC storage medium of IC storage medium with or without information; Read success or failure detection unit, it judges whether magnetic storage medium reading part reads out IC storage medium with or without information; Information acquiring section, its information carrying out obtaining from the storage medium outside magnetic storage medium information obtains process; IC storage medium is with or without detection unit, and it is being judged to be that magnetic storage medium reading part does not read out under IC storage medium has asemantic situation, and the information of carrying out according to information acquiring section obtains the result of process, judges whether transaction medium has IC storage medium; And transaction processing portion, it is when being judged to be that transaction medium has IC storage medium, information according to being stored in IC storage medium is concluded the business, information acquiring section is to the IC storage medium wireless transmission response request message as the storage medium outside magnetic storage medium, and the response message received from IC storage medium wireless transmission, when information acquiring section receives response message, with or without detection unit, IC storage medium is judged to be that transaction medium has IC storage medium.
Thus, automatic trading apparatus of the present invention, reading out under IC storage medium has asemantic situation from magnetic storage medium, also can carry out the transaction based on the information being stored in IC storage medium.
According to another viewpoint of the present invention, a kind of automatic transaction method is provided, it comprises: magnetic storage medium read step, from exchange use transaction with medium institute with magnetic storage medium reading represent whether transaction medium has the IC storage medium of IC storage medium with or without information; Read success or failure determination step, judge in magnetic storage medium read step, whether to read out IC storage medium with or without information; Information obtains step, and the information carrying out obtaining from the storage medium outside magnetic storage medium information obtains process; IC storage medium, with or without determination step, under being judged to be that not reading out IC storage medium in magnetic storage medium read step has asemantic situation, obtains the result of process according to information, judge whether transaction medium has IC storage medium; And transaction processing procedure, when being judged to be that transaction medium has IC storage medium, the information according to being stored in IC storage medium is concluded the business.
According to automatic transaction method of the present invention, even if reading out under IC storage medium has asemantic situation from magnetic storage medium, the transaction based on the information be stored in IC storage medium also can be carried out.
Accompanying drawing explanation
Figure 1A illustrates the IC cash card used in first embodiment of the present invention, the key diagram that its front is especially shown.
Figure 1B illustrates the IC cash card used in first embodiment of the present invention, the key diagram that its reverse side is especially shown.
Fig. 2 A illustrates the cash card without IC chip, the key diagram that its front is especially shown.
Fig. 2 B illustrates the cash card without IC chip, the key diagram that its reverse side is especially shown.
Fig. 3 is the stereographic map of the outward appearance representing the automatic trading apparatus that this embodiment relates to.
Fig. 4 is the block diagram of the inner structure representing automatic trading apparatus.
Fig. 5 is the side view of the detailed construction representing card handling part.
Fig. 6 is the block diagram of the detailed construction representing control part.
Fig. 7 is the process flow diagram of the treatment step representing automatic trading apparatus.
Fig. 8 A illustrates the IC cash card used in second embodiment of the present invention, the key diagram that its front is especially shown.
Fig. 8 B illustrates the IC cash card used in second embodiment of the present invention, the key diagram that its reverse side is especially shown.
Fig. 9 is the side view of the detailed construction representing card handling part of the second embodiment.
Figure 10 is the block diagram of the detailed construction representing control part.
Figure 11 is the process flow diagram of the treatment step representing automatic trading apparatus.
Embodiment
With reference to the accompanying drawings, the preferred embodiment of the present invention is described in detail.
Further, in the present description and drawings, for the inscape in fact with identical function structure, mark identical label and omit repeat specification.
<1. the 1st embodiment >
[Sketch of IC cash card 1-1]
First, the Sketch of the IC cash card 1-1 used in the 1st embodiment is described according to Figure 1A, 1B.Figure 1A illustrates the front of IC cash card 1-1, and Figure 1B illustrates reverse side.IC cash card 1-1 has the 1st magnetic stripe 2 (magnetic storage medium), IC chip (IC storage medium) 3-1, embossed area 4, image reading region 5, the 2nd magnetic stripe 6 (other magnetic storage mediums).IC cash card 1-1 is issued by financial institution, unified all size (such as with physics, electricity and transmit control relevant agreement), so that can unify in each financial institution joining banking network use.
1st magnetic stripe (JIS2 magnetic stripe) 2 stores the 1st magnetic information according to set consolidation form, the 1st magnetic information comprise the identification code of financial institution for identifying distribution IC cash card 1-1, the holder of IC cash card 1-1 account, represent whether IC cash card 1-1 has the IC-card mark (IC storage medium is with or without information) etc. of IC chip 3-1.
IC chip 3-1 is contact chip, has integrated circuit.This integrated circuit stores or the information that is associated identical with the information that the 1st magnetic stripe 2 stores and IC information, and and automatic trading apparatus 10 between receive and dispatch IC information.This IC information comprises for identifying the identification code of financial institution of distribution IC cash card 1-1, the account of the holder of IC cash card 1-1.In addition, the front of IC chip 3-1 forms electric contact points, and therefore color is different from other parts of IC cash card 1-1.
Embossed area 4 by embossing processing printed the account of holder of IC cash card 1-1 and name etc.
Image reading region 5 at least comprises being provided with the region of IC chip 3-1 and the region of embossed area 4, is the object that card handling part 40 described later carries out image reading.That is, card handling part 40 reads out the information be depicted in image reading region 5, is such as printed in the account etc. of embossed area 4.
2nd magnetic stripe (JIS1 magnetic stripe) 6 stores the 2nd magnetic information according to set consolidation form, the 2nd magnetic information comprise the identification code of financial institution for identifying distribution IC cash card 1-1, the holder of IC cash card 1-1 account, represent whether IC cash card 1-1 has the IC-card mark etc. of IC chip 3-1.
[cash card about not possessing IC chip 3-1]
Fig. 2 A, 2B are the key diagrams that cash card (being also referred to as below " magnetic the cash card ") 1-2 not possessing IC chip 3-1 is shown.Fig. 2 A illustrates the front of magnetic cash card 1-2, and Fig. 2 B illustrates reverse side.As shown in Figure 3, magnetic cash card 1-2 removing does not possess outside IC chip 3-1, and other structure is identical with IC cash card 1-1.Automatic trading apparatus 10 of the first embodiment is corresponding with IC cash card 1-1 and magnetic cash card 1-2 both sides.Below by IC cash card 1-1 and magnetic cash card 1-2 also referred to as " transaction in cash block ".In addition, the holder also blocked concluding the business in cash is referred to as " client ".
[surface structure of automatic trading apparatus 10]
Then, the surface structure of automatic trading apparatus 10 is described according to Fig. 3.The surface structure of automatic trading apparatus 10 has framework 11, card gateway 12, bankbook gateway 13, bank note gateway 14, coin gateway 15, Reception Dept 16 and proximity test sensor 17.
Framework 11 is built-in with the inner structure of automatic trading apparatus 11, such as video obtaining section 20 and card handling part 40 etc.Conclude the business to block the part of discrepancy in cash in card gateway 12.That is, automatic trading apparatus 10 is except the transaction that correspondence uses IC cash card 1-1, also the corresponding transaction using magnetic cash card 1-2.Bankbook gateway 13 is parts that bankbook is come in and gone out.Bank note gateway 14 is parts that bank note is come in and gone out, and coin gateway 15 is parts that coin is come in and gone out.Reception Dept 16 is displays of band touch panel, and display corresponds to the image (such as, describing to have the image of the button of the kind of multiple expression trading item (" transferring accounts " etc.)) of concluding the business and carrying out.Client touches the button (such as describing to have the button of desired transaction) of expectation, can conclude the business thus.Reception detecting sensor 17 detects the situation of people close to automatic trading apparatus 10.
[inner structure of automatic trading apparatus 10]
Then, the inner structure of automatic trading apparatus 10 is described according to Fig. 4.As the inner structure of automatic trading apparatus 10, there is video obtaining section 20, bankbook handling part 30, card handling part 40, detail form handling part 50, bill receiving and dispensing portion 60, coin go out income portion 70, power supply unit 80, storage part 90, interface portion 100 and control part 110-1.Further, automatic trading apparatus 10 has CPU, ROM, RAM, hard disk, various actuator, printing equipment, digital camera, paper money transport path, the hardware such as box that arranges by Currency Type are formed, and consists of realize each functional block these hardware.
Video obtaining section 20 is so-called digital cameras, is configured at the top of framework 11.Video obtaining section 20 is taken using the client of automatic trading apparatus 10, and thus obtained image information is exported to control part 110-1.Control part 110-1 extracts the face image of client from the image information that video obtaining section 20 provides, and carries out various process according to the face image extracted.
Bankbook handling part 30 to the bankbook inserted from bankbook gateway 13 carry out various process (such as bankbook is printed, read bankbook with magnetic stripe, magnetic stripe is write, detect type face and skip), after this return bankbook from bankbook gateway 13.
Card handling part 40 blocks in cash the transaction of inserting from card gateway 12 and carries out various process (reading of the 1st magnetic stripe 2 and the 2nd magnetic stripe 6, the access etc. to IC chip 3-1), then returns transaction from card gateway 12 and blocks in cash.
The day of trade, dealing money and remaining sum etc. print on set paper and produce detail form by detail form handling part 50, discharge from the escape hole be formed near card gateway 12 (not shown).
Discerning the false from the genuine to the bank note from bank note gateway 14 income in bill receiving and dispensing portion 60, counts bank note, and be carried to the box arranged by Currency Type.In addition, bill receiving and dispensing portion 60 sends the bank note paying client from the box arranged by Currency Type, it is discharged from bank note gateway 14.
Coin goes out income portion 70 and discerns the false from the genuine to the coin from coin gateway 15 income, counts coin, and is carried to the box arranged by Currency Type.In addition, coin goes out income portion 70 from the box arranged by Currency Type, sends the coin paying client, it is discharged from coin gateway 15.
Power supply unit 80 provides driving voltage to each textural element of automatic trading apparatus 10.The information that storage part 90 memory card handling part 40 blocks in cash obtain from concluding the business and various programs etc., and be used as the operating area of control part 110.Interface portion 100 is connected with the 1st principal computer 200, and carries out information transmit-receive between the 1st principal computer 200.
Control part 110-1 controls each textural element of automatic trading apparatus 10, and carries out about transaction blocks the judgement whether with IC chip and the transaction etc. based on the information be stored in IC chip in cash.
[network structure]
Then, the network being connected with automatic trading apparatus 10 is described according to Fig. 4.Automatic trading apparatus 10 is connected with the 1st principal computer 200, and the 1st principal computer 200 is connected with the 2nd principal computer 230 via network 220.1st principal computer 200 is connected with memory storage 210, and the 2nd principal computer 230 is connected with memory storage 240.
1st principal computer 200 is epigyny devices of automatic trading apparatus 10, is arranged at and safeguards automatic trading apparatus 10, in the 1st financial institution that manages.Memory storage 210 is managed by the 1st principal computer 200 and is controlled, storage accounts data file (for each account that the 1st financial institution manages, record account, the balance of deposits, behaviour in service, magnetic stripe restore number of times and transaction whether block in cash be the file of IC cash card 1-1 etc.) etc.
2nd principal computer 230 is arranged at and is different from the 2nd financial institution of the 1st financial institution.Memory storage 240 is managed by the 2nd principal computer 230 and is controlled, storage accounts data file (for each account that the 2nd financial institution manages, record account, the balance of deposits, behaviour in service, magnetic stripe restore number of times and transaction whether block in cash be the file of IC cash card 1-1 etc.) etc.1st principal computer 200 and the 2nd principal computer 230 can exchange the information being stored in memory storage 210,240 each other.
[structure of card handling part 40]
Then, according to the detailed construction of Fig. 5 instruction card handling part 40.Card handling part 40 has transport path 401, transport roller 402, insertion detecting sensor 403, the 1st Magnetic Sensor 406, the 2nd Magnetic Sensor 407, embossing reading part 410, IC reading part 414 and loses collecting storage facility 416.And in card handling part 40, be also provided with the sensor detecting carrying situation (position etc. of blocking in cash of such as concluding the business).
Transport path 401 transports the passage of concluding the business and blocking in cash, links card gateway 12 and lose collecting storage facility 416.
The spaced compartment of terrain of transport roller 402 is provided with multiple in transport path 401, is driven by not shown roll driving apparatus.Thus, the transaction in transport path 401 blocks and is carried to something lost and falls collecting storage facility 416 side and side, card gateway 12 by transport roller 402 in cash.That is, insert the transaction of card gateway 12 to block (in Fig. 5, as an example, IC cash card 1-1 being shown) in cash and be handled upside down roller 402 along arrow A direction and import in transport path 401.After this, transaction in cash card is handled upside down roller 402 and carries in transport path 401, finally returns to client from card gateway 12, or is discharged to something lost along arrow C direction and falls collecting storage facility 416.
Insertion detecting sensor 403 detects the transaction importing to transport path 401 and blocks in cash.Insert detecting sensor 403 when detecting that transaction blocks in cash, the Detection Information of this expression content is exported to control part 110-1.
1st Magnetic Sensor 406 is arranged at the rear (something lost fall collecting storage facility 416 side) and the top being positioned at transport path 401 of inserting detecting sensor 403, driven by the 1st not shown Magnetic Sensor drive unit, thus with transaction block in cash with the 1st magnetic stripe 2 contact.Thus, the 1st Magnetic Sensor 406 reads in the 1st magnetic information being stored in the 1st magnetic stripe 2.Then, the 1st magnetic information read in is exported to control part 110-1 by the 1st Magnetic Sensor 406.
2nd Magnetic Sensor 407 is arranged at the below of transport path 401 and is positioned at the position relative with the 1st Magnetic Sensor 406, is driven by the 2nd not shown Magnetic Sensor drive unit, thus with transaction block in cash with the 2nd magnetic stripe 6 contact.Thus, the 2nd Magnetic Sensor 407 reads in the 2nd magnetic information being stored in the 2nd magnetic stripe 6.Then, the 2nd magnetic information read in is exported to control part 110-1 by the 2nd Magnetic Sensor 407.
Embossing reading part 410 is arranged at the 1st Magnetic Sensor 406 rear, read the information (being such as printed in the account etc. of embossed area 4) be depicted in image reading region 5 that transaction blocks in cash to be optically, the information of reading is exported to control part 110-1.This information uses when making detail form.
IC reading part 414 is arranged at the position leaving transport path 401 at embossing reading part 410 rear.IC reading part 414, when the jig in cash that is judged to conclude the business has IC chip 3-1, moves to arrow B direction, is crimped on the IC chip 3-1 that transaction blocks in cash.And IC reading part 414 reads in the IC information being stored in IC chip 3-1, outputs it to control part 110-1.
[structure of control part 110-1]
Then, the structure of control part 110-1 is described according to Fig. 6.Control part 110-1 has reading success or failure detection unit 111-1, IC storage medium with or without detection unit 112-1, transaction processing portion 113-1.
Read success or failure detection unit 111-1 according to the 1st magnetic information provided from the 1st Magnetic Sensor 406, judge whether the 1st Magnetic Sensor 406 have read IC-card mark.Specifically, read success or failure detection unit 111-1 and judge whether the 1st magnetic information provided from the 1st Magnetic Sensor 406 comprises IC-card mark.
When being judged to be that the 1st Magnetic Sensor 406 have read IC-card mark, reading success or failure detection unit 111-1 and the 1st magnetic information provided from the 1st Magnetic Sensor 406 is exported to IC storage medium with or without detection unit 112-1.On the other hand, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, reading success or failure detection unit 111-1 will represent that the magnetic problem information of this content exports to IC storage medium with or without detection unit 112-1.
When providing the 1st magnetic information from reading success or failure detection unit 111-1, the IC-card mark that IC storage medium comprises according to the 1st magnetic information with or without detection unit 112-1, judges transaction blocks whether have IC chip 3-1 in cash.
Its result, when the jig in cash that is judged to conclude the business has IC chip 3-1, IC storage medium will represent that the IC chip of this content exists determination information and exports to transaction processing portion 113-1 with or without detection unit 112-1.On the other hand, when be judged to conclude the business block in cash not there is IC chip 3-1, the 1st magnetic information is exported to transaction processing portion 113-1 with or without detection unit 112-1 by IC storage medium.
When providing magnetic problem information from reading success or failure detection unit 111-1, IC storage medium according to the 2nd magnetic information provided from the 2nd Magnetic Sensor 407, judges transaction blocks whether have IC chip 3-1 in cash with or without detection unit 112-1.
IC storage medium according to the 2nd magnetic information provided from the 2nd Magnetic Sensor 407, judges whether the 2nd Magnetic Sensor 407 have read IC-card mark with or without detection unit 112-1.Specifically, with or without detection unit 112-1, IC storage medium judges whether the 2nd magnetic information provided from the 2nd Magnetic Sensor 407 comprises IC-card mark.
When being judged to be that the 2nd Magnetic Sensor 407 have read IC-card mark, IC storage medium according to this IC-card mark, judges transaction blocks whether have IC chip 3-1 in cash with or without detection unit 112-1.
Its result, when the jig in cash that is judged to conclude the business has IC chip 3-1, IC storage medium will represent that the IC chip of this content exists determination information and exports to transaction processing portion 113-1 with or without detection unit 112-1.On the other hand, when be judged to conclude the business block in cash not there is IC chip 3-1, the 2nd magnetic information is exported to transaction processing portion 113-1 with or without detection unit 112-1 by IC storage medium.
When being judged to be that the 2nd Magnetic Sensor 407 does not read IC-card mark, IC storage medium will represent that the magnetic problem information of this content exports to transaction processing portion 113-1 with or without detection unit 112-1.
Transaction processing portion 113-1 controls each textural element of automatic trading apparatus 10.On the other hand, when from IC storage medium with or without detection unit 112-1 provide IC chip there is determination information when, transaction processing portion 113-1 drives the IC reading part 414 shown in Fig. 5 to arrow B direction, the IC chip 3-1 making it be crimped on transaction to block in cash.After this, conclude the business according to the IC information provided from IC reading part 414.On the other hand, when providing the 1st magnetic information or the 2nd magnetic information from IC storage medium with or without detection unit 112-1, transaction processing portion 113-1 concludes the business according to these information.On the other hand, when providing magnetic problem information from IC storage medium with or without detection unit 112-1, transaction processing portion 113-1 uses transport roller 402 transaction to be blocked in cash and returns to client.
[process of automatic trading apparatus 10]
The treatment step of automatic trading apparatus 10 is then described according to Fig. 7.In step slo, automatic trading apparatus 10 shows standby image in guide portion 16.After this, when client is close to automatic trading apparatus 10, when entering into (in the sensing range of proximity test sensor 17) in set opereating specification, Detection Information is exported to transaction processing portion 113-1 by proximity test sensor 17.When being provided Detection Information, transaction processing portion 113-1 has shown transaction in guide portion 16 and has selected image (depicting multiple image that marked the button of type of transaction).After this, selected to need the transaction (such as, having pressed " withdrawing the money " button by client) blocked in cash of concluding the business, then transaction processing portion 113-1 driven roller drive unit by client.On the other hand, when client does not have option dealing and transaction is blocked in cash insertion card gateway 12, transaction processing portion 113-1 also driven roller drive unit.
Then, transaction processing portion 113-1 is standby until provide Detection Information from insertion detecting sensor 403.On the other hand, client will conclude the business to block in cash and insert card gateway 12, and transport roller 402 will be concluded the business to block in cash and be imported in transport path 401.Thus, insert detecting sensor 403 detection transaction and block in cash, Detection Information is exported to transaction processing portion 113-1.When being provided Detection Information, transaction processing portion 113-1 has used transport roller 402, and between the 1st Magnetic Sensor 406 and the 2nd Magnetic Sensor 407, carrying transaction blocks in cash.
In step S20, read success or failure detection unit 111-1 and make the 1st Magnetic Sensor 406 contact the 1st magnetic stripe 2.Thus, the 1st Magnetic Sensor 406 can read the 1st magnetic information being stored in the 1st magnetic stripe 2.1st Magnetic Sensor 406 reads the 1st magnetic information being stored in the 1st magnetic stripe 406, and exports to reading success or failure detection unit 111-1.Further, when the 1st magnetic information a part for a certain reason and demagnetization when, the remainder of the 1st magnetic information can only be exported to and read success or failure detection units 111-1 by the 1st Magnetic Sensor 406.And when working as the 1st magnetic information completely by demagnetization, the 1st magnetic information cannot be exported to and read success or failure detection unit 111-1 by the 1st Magnetic Sensor 406.
Read success or failure detection unit 111-1 according to the 1st magnetic information provided from the 1st Magnetic Sensor 406, judge whether the 1st Magnetic Sensor 406 have read IC-card mark.Specifically, read success or failure detection unit 111-1 and judge whether the 1st magnetic information provided from the 1st Magnetic Sensor 406 comprises IC-card mark.
When being judged to be that the 1st Magnetic Sensor 406 have read IC-card mark, reading success or failure detection unit 111-1 and the 1st magnetic information provided from the 1st Magnetic Sensor 406 is exported to IC storage medium with or without detection unit 112-1, entering step S40.
On the other hand, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, reading success or failure detection unit 111-1 by representing that the magnetic problem information of this content exports to IC storage medium with or without detection unit 112-1, entering step S30.
When not providing the 1st magnetic information from the 1st Magnetic Sensor 406, read success or failure detection unit 111-1 and be also judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, and will represent that the magnetic problem information of this content exports to IC storage medium with or without detection unit 112-1, enter step S30.
Further, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, reading success or failure detection unit 111-1 and before entering step S30, the process of the step S20 of predetermined number of times can be repeated.
In step s 30, when providing magnetic problem information from reading success or failure detection unit 111-1, IC storage medium makes the 2nd Magnetic Sensor 407 contact the 2nd magnetic stripe 6 with or without detection unit 112-1.Thus, the 2nd Magnetic Sensor 406 can read the 2nd magnetic information being stored in the 2nd magnetic stripe 6.The 2nd magnetic information being stored in the 2nd magnetic stripe 407 is exported to IC storage medium with or without detection unit 112-1 by the 2nd Magnetic Sensor 407.
Then, IC storage medium according to the 2nd magnetic information provided from the 2nd Magnetic Sensor 407, judges transaction blocks whether have IC chip 3-1 in cash with or without detection unit 112-1.
That is, IC storage medium is with or without detection unit 112-1 according to the 2nd magnetic information provided from the 2nd Magnetic Sensor 407, judges whether the 2nd Magnetic Sensor 407 have read IC-card mark.Specifically, with or without detection unit 112-1, IC storage medium judges whether the information provided from the 2nd Magnetic Sensor 407 comprises IC-card mark.
When being judged to be that the 2nd Magnetic Sensor 407 have read IC-card mark, IC storage medium makes process enter step S40 with or without detection unit 112-1, when being judged to be that the 2nd Magnetic Sensor 407 does not read IC-card mark, IC storage medium by representing that the magnetic problem information of this content exports to transaction processing portion 113-1, makes process enter step S70 with or without detection unit 112-1.
In step s 40, the IC-card mark that IC storage medium comprises according to the 1st magnetic information or the 2nd magnetic information with or without detection unit 112-1, judges transaction blocks whether have IC chip 3-1 in cash.
Its result, when the jig in cash that is judged to conclude the business has IC chip 3-1, IC storage medium by representing that the IC chip of this content exists determination information and exports to transaction processing portion 113-1, makes process enter step S50 with or without detection unit 112-1.On the other hand, when be judged to conclude the business block in cash not there is IC chip 3-1, IC storage medium with or without detection unit 112-1 by the magnetic information used in this judgement (such as from step S20, directly (walking around step S30) enters step S40, by the 1st magnetic information) export to transaction processing portion 113-1, make process enter step S60.
In step s 50, from IC storage medium with or without detection unit 112-1 provide IC chip there is information time, transaction processing portion 113-1 recognizes jig in cash of concluding the business IC chip 3-1.So transaction processing portion 113-1 uses transport roller 402 transaction to be blocked in cash the below moving to IC reading part 414.Then, transaction processing portion 113-1 to arrow B direction drive IC reading part 414, the IC chip 3-1 making it be crimped on transaction to block in cash.Thus, IC reading part 414 can access IC chip 3-1.IC reading part 414 obtains IC information from IC chip 3-1, and exports to transaction processing portion 113-1.
In step S60, transaction processing portion 113-1, according to the magnetic information provided with or without detection unit 112-1 from IC storage medium or from the IC information that IC reading part 414 provides, carries out process that exchange needs (the transferring accounts of the input reception of such as password and dealing money, dealing money, payment etc.).After this, transaction blocks and returns to client by transaction processing portion 113-1 in cash, ends process.Further, when returning transaction and blocking in cash, transaction is stuck in card gateway 12 when being detained given time in cash, and transaction processing portion 113-1 is judged to be that creating client forgets card taking, and transaction is blocked in cash and be accommodated in something lost and fall collecting storage facility 416.
In step S70, transaction processing portion 113-1, according to the magnetic problem information provided with or without detection unit 112-1 from IC storage medium, identifies the magnetic that transaction blocks in cash and creates problem.In step S80, transaction blocks and returns to client by transaction processing portion 113-1 in cash.After this, transaction processing portion 113-1 ends process.
As mentioned above, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, automatic trading apparatus 10 uses the storage medium outside the 1st magnetic stripe 2, judges transaction blocks whether have IC chip 3-1 in cash.And when the jig in cash that is judged to conclude the business has IC chip 3-1, automatic trading apparatus 10, according to the IC information being stored in IC chip 3-1, is concluded the business.Therefore, automatic trading apparatus 10, when reading IC-card mark from the 1st magnetic stripe 2, also can carry out the transaction based on the information being stored in IC chip 3-1.And, in the past, when the 1st magnetic information demagnetization of the 1st magnetic stripe 2, client is needed to re-write in financial institution, then just can carry out the transaction using automatic trading apparatus, but automatic trading apparatus of the present embodiment 10 does not need to carry out these formalities.
Specifically, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, the 2nd magnetic information that automatic trading apparatus 10 reads according to the 2nd Magnetic Sensor 407, judges transaction blocks whether have IC chip 3-1 in cash, therefore can be easy to carry out this judgement.Further, in the process above, be set to when the 1st Magnetic Sensor 406 does not read IC-card mark, read the 2nd magnetic information by the 2nd Magnetic Sensor 407, but the 1st Magnetic Sensor 406 and the 2nd Magnetic Sensor 407 also can read magnetic information simultaneously.
< the 2nd embodiment >
Then the 2nd embodiment is described.About the 2nd embodiment, only illustrate and the 1st embodiment difference.Automatic trading apparatus of the second embodiment 10 is with the difference of automatic trading apparatus 1 of the first embodiment, the process of the kind of spendable IC cash card, the structure of card handling part, the structure of control part and control part.
[structure of IC cash card 1-3]
Fig. 8 A, 8B represent the IC cash card 1-3 used in the 2nd embodiment.That is, automatic trading apparatus of the second embodiment is except to except magnetropism cash card 1-2, also to should IC cash card 1-3.Be set to " transaction is card in cash " in following content and also comprise this IC cash card 1-3.
IC cash card 1-3 replaces contact IC chip 3-1 and has noncontact IC chip 3-2.IC chip 3-2 is embedded in IC cash card 1-3.Other structures are identical structure with IC cash card 1-1.And in Fig. 8 A, 8B, IC cash card 1-3 has the 2nd magnetic stripe 6, but also can not have the 2nd magnetic stripe 6.
[structure of card handling part 41]
Then, the card handling part 41 used in the 2nd embodiment is described according to Fig. 9.Card handling part 41 is different from card handling part 40 of the first embodiment, does not have the 2nd Magnetic Sensor 407.In addition, card handling part 41 has contactless IC reading part 420 (signal transmitting and receiving portion), and replaces IC reading part 414.IC reading part 420 sends response request message to IC chip 3-2, and IC chip 3-2 sends response message to this.
Further, card handling part 41 also can have the function that the 2nd Magnetic Sensor 407, IC reading part 420 also can have contact IC reading part 414.
[structure of control part 110-2]
Then, the structure of control part 110-2 of the second embodiment is described according to Figure 10.Control part 110-2 has reading success or failure detection unit 111-2, IC storage medium with or without detection unit 112-2 and transaction processing portion 113-2.
Read success or failure detection unit 111-2 and carry out the process identical with reading success or failure detection unit 111-1 of the first embodiment.
When providing the 1st magnetic information from reading success or failure detection unit 111-1, the IC-card mark that IC storage medium comprises according to the 1st magnetic information with or without detection unit 112-2, judges transaction blocks whether have IC chip 3-2 in cash.
Its result, when the jig in cash that is judged to conclude the business has IC chip 3-2, IC storage medium will represent that the IC chip of this content exists determination information and exports to transaction processing portion 113-2 with or without detection unit 112-2.And when be judged to conclude the business block in cash not there is IC chip 3-2 when, the 1st magnetic information is exported to transaction processing portion 113-2 with or without detection unit 112-2 by IC storage medium.
When providing magnetic problem information from reading success or failure detection unit 111-2, IC storage medium uses transport roller 402 transaction to be blocked in cash the below moving to IC reading part 420 with or without detection unit 112-2, sends response request message to IC reading part 420.This response message, when receiving response message, is exported to IC storage medium with or without detection unit 112-2 by IC reading part 420.
When providing response message from IC reading part 420, IC storage medium has IC chip 3-2 with or without the detection unit 112-2 jig in cash that is judged to conclude the business, and will represent that the IC chip of this content exists determination information and exports to transaction processing portion 113-2.On the other hand, when providing response message from IC reading part 420, IC storage medium is judged to conclude the business to block in cash do not have IC chip 3-2 with or without detection unit 112-1, and magnetic problem information is exported to transaction processing portion 113-2.
Transaction processing portion 113-2 controls each textural element of automatic trading apparatus 10.On the other hand, when from IC storage medium with or without detection unit 112-2 provide IC chip there is determination information when, transaction processing portion 113-2 makes IC reading part 420 read the IC information of IC chip 3-2.The IC information read out is exported to transaction processing portion 113-2 by IC reading part 420.Transaction processing portion 113-1 concludes the business according to this IC information.And, from IC storage medium with or without detection unit 112-2 provide IC chip there is determination information time, when card is configured at the below of the 1st Magnetic Sensor 406 in cash in transaction, transaction is blocked the below moving to IC reading part 420 by transaction processing portion 113-2 in cash, then carries out above-mentioned process.
On the other hand, when providing the 1st magnetic information from IC storage medium with or without detection unit 112-1, transaction processing portion 113-2 concludes the business according to the 1st magnetic information.When providing magnetic problem information from IC storage medium with or without detection unit 112-2, transaction processing portion 113-2 uses transport roller 402 transaction to be blocked in cash and returns to client.
[process of automatic trading apparatus 10]
Then, the treatment step of automatic trading apparatus 10 is described according to Figure 11.The process of step S100 is identical with the process of step S10 of the first embodiment.
In step s 110, reading success or failure detection unit 111-2 makes the 1st Magnetic Sensor 406 contact the 1st magnetic stripe 2.Thus, the 1st Magnetic Sensor 406 can read the 1st magnetic information being stored in the 1st magnetic stripe 2.The 1st magnetic information being stored in the 1st magnetic stripe 406 is exported to and is read success or failure detection unit 111-2 by the 1st Magnetic Sensor 406.
Read success or failure detection unit 111-2 according to the 1st magnetic information provided from the 1st Magnetic Sensor 406, judge whether the 1st Magnetic Sensor 406 have read IC-card mark.Specifically, read success or failure detection unit 111-2 and judge whether the 1st magnetic information provided from the 1st Magnetic Sensor 406 comprises IC-card mark.
When being judged to be that the 1st Magnetic Sensor 406 have read IC-card mark, reading success or failure detection unit 111-2 and the 1st magnetic information provided from the 1st Magnetic Sensor 406 is exported to IC storage medium with or without detection unit 112-1, making process enter step S130.
On the other hand, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, reading success or failure detection unit 111-2 by representing that the magnetic problem information of this content exports to IC storage medium with or without detection unit 112-1, making process enter step S120.
When not providing the 1st magnetic information from the 1st Magnetic Sensor 406, read success or failure detection unit 111-2 and be also judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, by representing that the magnetic problem information of this content exports to IC storage medium with or without detection unit 112-2, process is made to enter step S120.
Further, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, the process that success or failure detection unit 111-2 can repeat predetermined number of times step S110 before process enters step S120 is read.
In the step s 120, when providing magnetic problem information from reading success or failure detection unit 111-2, IC storage medium uses transport roller 402 to make transaction block the below moving to IC reading part 420 in cash with or without detection unit 112-2, makes IC reading part 420 send response request message.This response message, when receiving response message, is exported to IC storage medium with or without detection unit 112-2 by IC reading part 420.
When providing response message from IC reading part 420, IC storage medium has IC chip 3-2 with or without the detection unit 112-2 jig in cash that is judged to conclude the business.So IC storage medium by representing that the IC chip of this content exists determination information and exports to transaction processing portion 113-2, makes process enter step S140 with or without detection unit 112-2.On the other hand, when not providing response message from IC reading part 420, IC storage medium is judged to conclude the business to block in cash do not have IC chip 3-2 with or without detection unit 112-1.So magnetic problem information is exported to transaction processing portion 113-2 with or without detection unit 112-2 by IC storage medium, makes process enter step S160.
In step s 130, which, the IC-card mark that IC storage medium comprises according to the 1st magnetic information with or without detection unit 112-2, judges transaction blocks whether have IC chip 3-2 in cash.
Its result, when the jig in cash that is judged to conclude the business has IC chip 3-2, IC storage medium by representing that the IC chip of this content exists determination information and exports to transaction processing portion 113-2, makes process enter step S140 with or without detection unit 112-2.On the other hand, block when not having IC chip 3-2 in cash when being judged to conclude the business, the 1st magnetic information is exported to transaction processing portion 113-2 with or without detection unit 112-2 by IC storage medium, makes process enter step S150.
In step S140, from IC storage medium with or without detection unit 112-2 provide IC chip there is determination information time, transaction processing portion 113-2 is identified as jig in cash of concluding the business IC chip 3-2.
Then, transaction processing portion 113-2 makes IC reading part 420 read the IC information of IC chip 3-2.The IC information read out is exported to transaction processing portion 113-2 by IC reading part 420.And, when from IC storage medium with or without detection unit 112-2 provide IC chip there is determination information time, when card is configured at below the 1st Magnetic Sensor 406 in cash in transaction, transaction is blocked the below moving to IC reading part 420 by transaction processing portion 113-2 in cash, then carries out above-mentioned process.
The process of step S150 ~ step S170 is identical with step S60 of the first embodiment ~ step S80.
According to the above, when being judged to be that the 1st Magnetic Sensor 406 does not read IC-card mark, whether automatic trading apparatus 10 receives response message according to IC reading part 420, and judges transaction blocks whether have IC chip 3-2 in cash.Therefore, automatic trading apparatus 10 also can determine whether IC chip 3-2 when concluding the business and blocking in cash and do not have the 2nd magnetic stripe 6.
Describe the preferred embodiment of the present invention in detail with reference to accompanying drawing above, but the present invention is not limited to above-mentioned example.The personnel with general knowledge level of the technical field of the invention certainly can in the technological thought category described in claims, and expect various variation or modification, these also all belong to technical scope of the present invention certainly.
Claims (2)
1. an automatic trading apparatus, it has:
Magnetic storage medium reading part, the magnetic storage medium that its transaction medium used from exchange has, reads and represents whether above-mentioned transaction medium has the IC storage medium of IC storage medium with or without information;
Read success or failure detection unit, it judges whether above-mentioned magnetic storage medium reading part reads out above-mentioned IC storage medium with or without information;
Information acquiring section, its information carrying out obtaining from the storage medium outside above-mentioned magnetic storage medium information obtains process;
IC storage medium is with or without detection unit, it is being judged to be that above-mentioned magnetic storage medium reading part does not read out under above-mentioned IC storage medium has asemantic situation, the above-mentioned information of carrying out according to above-mentioned information acquiring section obtains the result of process, judges whether above-mentioned transaction medium has above-mentioned IC storage medium; And
Transaction processing portion, it is when being judged to be that above-mentioned transaction medium has above-mentioned IC storage medium, and the information according to being stored in above-mentioned IC storage medium carries out above-mentioned transaction,
Above-mentioned IC storage medium is read with or without information other magnetic storage mediums that above-mentioned information acquiring section has from above-mentioned transaction medium, as the storage medium outside above-mentioned magnetic storage medium,
The above-mentioned IC storage medium that above-mentioned IC storage medium reads out according to above-mentioned information acquiring section with or without detection unit, with or without information, judges whether above-mentioned transaction medium has above-mentioned IC storage medium.
2. an automatic trading apparatus, it has:
Magnetic storage medium reading part, the magnetic storage medium that its transaction medium used from exchange has, reads and represents whether above-mentioned transaction medium has the IC storage medium of IC storage medium with or without information;
Read success or failure detection unit, it judges whether above-mentioned magnetic storage medium reading part reads out above-mentioned IC storage medium with or without information;
Information acquiring section, its information carrying out obtaining from the storage medium outside above-mentioned magnetic storage medium information obtains process;
IC storage medium is with or without detection unit, it is being judged to be that above-mentioned magnetic storage medium reading part does not read out under above-mentioned IC storage medium has asemantic situation, the above-mentioned information of carrying out according to above-mentioned information acquiring section obtains the result of process, judges whether above-mentioned transaction medium has above-mentioned IC storage medium; And
Transaction processing portion, it is when being judged to be that above-mentioned transaction medium has above-mentioned IC storage medium, and the information according to being stored in above-mentioned IC storage medium carries out above-mentioned transaction,
Above-mentioned information acquiring section to the above-mentioned IC storage medium wireless transmission response request message as the storage medium outside above-mentioned magnetic storage medium, and receives the response message from above-mentioned IC storage medium wireless transmission,
When above-mentioned information acquiring section receives above-mentioned response message, with or without detection unit, above-mentioned IC storage medium is judged to be that above-mentioned transaction medium has above-mentioned IC storage medium.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JPJP2010-286594 | 2010-12-22 | ||
| JP2010286594A JP5633363B2 (en) | 2010-12-22 | 2010-12-22 | Automatic transaction apparatus, automatic transaction method, and program |
| JP2010-286594 | 2010-12-22 |
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| Publication Number | Publication Date |
|---|---|
| CN102542690A CN102542690A (en) | 2012-07-04 |
| CN102542690B true CN102542690B (en) | 2015-04-01 |
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| CN201110308844.9A Expired - Fee Related CN102542690B (en) | 2010-12-22 | 2011-10-12 | Automatic transaction device and automatic transaction method |
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| JP6478791B2 (en) * | 2015-04-28 | 2019-03-06 | 沖電気工業株式会社 | Automatic transaction equipment |
| JP6583045B2 (en) * | 2016-02-24 | 2019-10-02 | 沖電気工業株式会社 | Automatic transaction equipment |
| JP6585135B2 (en) * | 2017-10-16 | 2019-10-02 | 富士通フロンテック株式会社 | Automatic transaction equipment |
| JP7432986B2 (en) * | 2018-02-06 | 2024-02-19 | 沖電気工業株式会社 | automatic transaction device |
| JP6729775B2 (en) * | 2019-09-03 | 2020-07-22 | 沖電気工業株式会社 | Automatic transaction equipment |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1166658A (en) * | 1995-10-19 | 1997-12-03 | 日本功勒克斯股份有限公司 | Card and processing unit |
| CN1178954A (en) * | 1996-09-19 | 1998-04-15 | 大日本印刷株式会社 | Card clamp |
| CN1416101A (en) * | 2001-10-30 | 2003-05-07 | 株式会社日立制作所 | Automatic transcation device |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH09259197A (en) * | 1996-03-22 | 1997-10-03 | Oki Electric Ind Co Ltd | Electronic wallet system |
| JPH1131256A (en) * | 1997-07-14 | 1999-02-02 | Hitachi Ltd | Card handling equipment |
| JP5088015B2 (en) * | 2007-06-26 | 2012-12-05 | 沖電気工業株式会社 | Automatic transaction equipment |
-
2010
- 2010-12-22 JP JP2010286594A patent/JP5633363B2/en active Active
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2011
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Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1166658A (en) * | 1995-10-19 | 1997-12-03 | 日本功勒克斯股份有限公司 | Card and processing unit |
| CN1178954A (en) * | 1996-09-19 | 1998-04-15 | 大日本印刷株式会社 | Card clamp |
| CN1416101A (en) * | 2001-10-30 | 2003-05-07 | 株式会社日立制作所 | Automatic transcation device |
Also Published As
| Publication number | Publication date |
|---|---|
| JP2012133676A (en) | 2012-07-12 |
| JP5633363B2 (en) | 2014-12-03 |
| CN102542690A (en) | 2012-07-04 |
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