CN101650815B - Service processing method, device and terminal - Google Patents
Service processing method, device and terminal Download PDFInfo
- Publication number
- CN101650815B CN101650815B CN200910092685.6A CN200910092685A CN101650815B CN 101650815 B CN101650815 B CN 101650815B CN 200910092685 A CN200910092685 A CN 200910092685A CN 101650815 B CN101650815 B CN 101650815B
- Authority
- CN
- China
- Prior art keywords
- data
- card
- business processing
- user
- service process
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000003672 processing method Methods 0.000 title abstract 2
- 238000012545 processing Methods 0.000 claims abstract description 105
- 238000000034 method Methods 0.000 claims abstract description 85
- 230000002093 peripheral effect Effects 0.000 claims description 12
- 238000000547 structure data Methods 0.000 claims 1
- 238000011161 development Methods 0.000 abstract description 14
- 230000006870 function Effects 0.000 description 9
- 238000010586 diagram Methods 0.000 description 8
- 238000013461 design Methods 0.000 description 7
- 238000012986 modification Methods 0.000 description 4
- 230000004048 modification Effects 0.000 description 4
- 230000005540 biological transmission Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 230000006978 adaptation Effects 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000000151 deposition Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- -1 electricity Substances 0.000 description 1
- 239000004615 ingredient Substances 0.000 description 1
- 239000013589 supplement Substances 0.000 description 1
- 238000012360 testing method Methods 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
- XLYOFNOQVPJJNP-UHFFFAOYSA-N water Substances O XLYOFNOQVPJJNP-UHFFFAOYSA-N 0.000 description 1
Landscapes
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses service processing method, device and terminal which solve the problem of lower development efficiency of an all-in-card service processing terminal in the prior art. The method comprises the following steps: a service processing device in the service processing terminal reads data from a user card; according to service parameters stored in the service processing device, the service processing device processes the read data by utilizing a corresponding service processing program stored in the service processing device, and generates transaction data conforming to the data structure specified by an operator, wherein the service processing device is designed by the all-in-card system operator according to the data structure of the user card and the data processing standard.
Description
Technical field
The present invention relates to technical field of intelligent card, more particularly to a kind of method for processing business, device and terminal.
Background technology
" card system " be it is a kind of need to be written and read operation to the data in user's card by service process terminal,
So as to the system for realizing Business Processing, its definition can cover " bank's card system ", " municipal traffic card system " etc..It is logical
Cross " card system ", user easily can be carried out bankcard consumption, pay the fees, supplements with money in service process terminal using user's card
Deng operation, then operation result uploading is given by service process terminal the background processing system of " card system " again.
As shown in figure 1, being the concrete structure schematic diagram of " card system " in prior art, the system is mainly including three
Ingredient：Background processing system (including head center's processing system and branch center processing system), user's card, Business Processing end
End.Wherein, service process terminal includes point of sale Shou Ka recharge points terminal, various consumption terminals (such as the vehicle-mounted POS, taxi meter
Consumption terminal used in the various consumption places such as valency device, subway gate, convenience store of supermarket), inquiry terminal etc., corresponding to not
With type of transaction, there may be in the system polytype service process terminal (as the service process terminal 1 in figure～
N), each service process terminal in addition to realizing the read-write capability and service processing function to user's card, also provides user and looks into
Ask the functions such as display interface, printing, parameter storage, data transfer, data query.
In the prior art, when different service process terminals is processed to the data read out from user's card,
Different trading processing software and hardware platforms can be adopted.Therefore, for the developer of different business processing terminal, " all-purpose card
Structure that the operator of system " needs to provide user's card for which, data structure, transaction flow, DPS, parameter knot
The technical standards such as structure, then again by developer according to the technical standard for providing, carry out the exploitation of terminal, respectively such as according to user
The technical standards such as data structure that the structure of card, user's card are supported, data tree day-mark standard, develop card read write line, with
And according to transaction flow, exploitation card transaction processes software etc..
At present, the application of " card system " has spread over the multiple fields of life of urban resident, except realizing public friendship
Outside logical disbursement and sattlement, various small amount consumer field payment functions, additionally it is possible to realize public works expenses settlement function, such as
Water, electricity, gas that user uses, cable television, telecommunications service etc., realize the function of being charged to user；Tranaction costs are settled accounts
Function, carries out commodity purchasing such as user, realizes the function of being charged to user；And process the function of other business
Deng.With the extension of " card system " range of application, the service process terminal type in system is also increasing, if also adopted
With above-mentioned service process terminal development scheme, then operator need to multiple developers provide respectively user's card structure,
The information such as data structure, transaction flow, then carried out the exploitation of service process terminal by multiple different developers respectively, so as to meeting
So that development efficiency is relatively low.
The content of the invention
The embodiment of the present invention provides a kind of method for processing business, device and terminal, to solve " all-purpose card in prior art
The relatively low problem of the service process terminal development efficiency of system ".
For this purpose, the embodiment of the present invention is employed the following technical solutions：
A kind of method for processing business, applies in card system, including：Business processing device in service process terminal
Data are read from user's card；The service parameter that business processing device is stored according to itself, using the corresponding industry that itself stores
Business processing routine, the data to reading carry out alignment processing, generate the friendship consistent with the data structure that the operator specifies
Easy data, wherein, the business processing device be the operator of the card system according to user's card data structure and
DPS design.
It is preferred that the business processing device receive service process terminal transmission Business Processing instruction after, from
Data are read in the card of family.
It is preferred that after generating the transaction data consistent with the data structure that the operator specifies, also including：Work as number of deals
According to it is imperfect when, it is determined that producing the incomplete business processing program point of interruption of transaction data；From the beginning of the point of interruption for determining, continue
Perform the down-stream part in the business processing program.
A kind of business processing device, applies in card system, including card read-write cell and Service Processing Unit, its
In：Card read-write cell, for reading data from user's card, the card read-write cell is the operation of the card system
Business is designed according to card data structure and DPS；Memory element, joins for storage service processing routine, business
Number；Service Processing Unit, for according to the service parameter stored in the memory element, using what is stored in the memory element
The data that card read-write equipment reads are carried out alignment processing by correspondence business processing program, are generated and are specified with the operator
The consistent transaction data of data structure.
A kind of service process terminal, applies in card system, including peripheral unit and business processing device, wherein：
Peripheral unit, for sending Business Processing instruction to business processing device；Business processing device, for being sent according to peripheral unit
Business Processing instruction, read data from user's card, and according to service parameter, using correspondence business processing program, to reading
The data got carry out alignment processing, generate the transaction data consistent with the data structure that the operator specifies, the business
Processing meanss are that the operator of the card system is designed according to user's card structure and DPS.
The embodiment of the present invention by the operator by " card system " according to user's card structure and data structure, it is right
Card read-write equipment in service process terminal is designed for uniformity so that service process terminal can utilize operator's design
The card read-write equipment reads data, and the corresponding business processing program stored using itself from user's card, to reading
Data carry out alignment processing, so as to terminal development business without recycle user's card data structure and DPS etc.
The design of terminal is carried out respectively, but only that the card fetch device that operator designs is embedded in terminal being capable of achieving
Reading to data in user's card, therefore solve the service process terminal development efficiency of " card system " in prior art
Relatively low, test job amount is big, the problem that flow process concordance enforcement difficulty is big；Simultaneously as operator is without by user's card
The information such as structure, data structure are supplied to terminal development business, so as to avoid as above- mentioned information is public to each developer
The information security hidden danger opened and produce.
Description of the drawings
Fig. 1 is the concrete structure schematic diagram of " card system " in prior art；
Fig. 2 is a kind of idiographic flow schematic diagram of method for processing business provided in an embodiment of the present invention；
Fig. 3 is a kind of concrete structure schematic diagram of business processing device provided in an embodiment of the present invention；
Fig. 4 is a kind of concrete structure schematic diagram of service process terminal provided in an embodiment of the present invention；
Fig. 5 is that the concrete structure of " card system " comprising service process terminal provided in an embodiment of the present invention is illustrated
Figure.
Specific embodiment
The embodiment of the present invention provides a kind of method for processing business, device and terminal, by the operation by " card system "
Business is designed for uniformity to the card read-write equipment in service process terminal according to user's card structure and data structure, solution
Determined " card system " in prior art service process terminal development efficiency it is relatively low, flow process concordance enforcement difficulty is big, survey
Examination workload is big, and technical standard spread the problem of brought potential safety hazard.
With reference to each accompanying drawing to embodiment of the present invention technical scheme it is main realize principle, specific embodiment and its
Beneficial effect to reaching is explained in detail.
The embodiment of the present invention provides a kind of method for processing business, applies in card system, the idiographic flow of the method
Schematic diagram is as shown in Fig. 2 comprise the following steps：
Step 21, service process terminal read data using the business processing device in itself from user's card, the industry
Business processing meanss be the operator of the card system according to user's card structure and Data Structure Design, here one
Cartoon system can be, but not limited to be " municipal traffic card system "；
Step 22, the service parameter that business processing device is stored according to itself, using the corresponding business processing program of storage,
Data to reading carry out alignment processing, generate the transaction data consistent with the data structure that operator specifies.
The method for providing according to embodiments of the present invention, due to operator according to user's card data structure and data at
Reason standard devises business processing device, therefore the developer of service process terminal without the need for further according to user's card structure and number
Carry out the exploitation of service process terminal software and hardware according to structure respectively, but only that filling using the Business Processing that operator designs
Put, so as to solve the problems, such as that service process terminal development efficiency present in prior art is low, concordance is poor.
Additionally, in the method provided in an embodiment of the present invention, can also be reached by operator's Uniting business processing device
To following effect：
As operator is without being supplied to terminal development by information such as the structure of user's card, data structure, process standards
Business, so as to the method provided in an embodiment of the present invention is also avoided that the information security hidden danger produced as information is disclosed；
The development cost of each service process terminal developer is reduced, has been unified service process terminal exploitation standard, has been subtracted
The workload tested for each different service process terminal by Qing Liao operators；
Alleviate workload required when carrying out upgrading etc. variation to service process terminal.
In order to further improve the development efficiency of service process terminal, to reading in the method provided in an embodiment of the present invention
The data got carry out the business processing program used by alignment processing and can also be developed by operator, also, operator is also
Processing business flow process can be carried out to the data read from user's card for each, develop each corresponding business
Processing routine, so that the service process terminal of the business processing program that is stored with has good compatibility.
In the method provided in an embodiment of the present invention, it is preferred that the method can also include：
1st, the step of store transaction is recorded, i.e. service process terminal in the corresponding business processing program stored using itself,
Data to reading are carried out after alignment processing, and the transaction data also to obtaining is stored, if desired to background processing system
Transaction data is provided, then the transaction data for obtaining is sent to background processing system by service process terminal, if in transmission process
In generate mistake cause send failure, then background processing system can with to service process terminal send request obtain storage
The message of transaction data.
In order to save the memory space of service process terminal, it is preferred that general business processing program only to newest generation
Resulting transaction data is stored, and the transaction data that follow-up other business processing programs are produced can be in the transaction of the storage
Covering storage is carried out on the basis of data.
2nd, to imperfect transaction data proceed process the step of, i.e., service process terminal generate transaction data after,
When transaction data is imperfect, it is first determined produce the incomplete business processing program point of interruption of transaction data；Then, then from true
The fixed point of interruption starts, and continues executing with the down-stream part in corresponding business processing program.
Correspondingly, the embodiment of the present invention additionally provides a kind of business processing device, applies in card system, and which is concrete
Structural representation is as shown in figure 3, including with lower unit：
Card read-write cell 31, for reading data from user's card, the card read-write cell is the all-purpose card system
The operator of system is designed according to user's card data structure and DPS；
Memory element 32, for storage service processing routine and service parameter；
Service Processing Unit 33, for according to the service parameter stored in memory element 32, using depositing in memory element 32
The data that card read-write cell 31 reads are carried out alignment processing by the corresponding business processing program of storage, are generated and are advised with operator
The consistent transaction data of fixed data structure.
Corresponding to said method embodiment, in order to further improve the development efficiency of service process terminal, the present invention is implemented
The corresponding business processing program of the storage of memory element 32 in the business processing device that example is provided can also be carried out by operator
Exploitation, also, operator can develop the miscellaneous service processing routine processed to the data read from user's card,
So that the service process terminal provided in an embodiment of the present invention has good compatibility.
It is preferred that in order to realize imperfect transaction data is proceeded to process, realization finally gives complete number of deals
According to the business processing device provided in an embodiment of the present invention can also be included with lower unit：
Whether judging unit 34 is complete for judging the transaction data that Service Processing Unit 33 is generated；
Determining unit 35, for the judged result in judging unit 34 for it is imperfect when, it is determined that produce transaction data it is not complete
The whole business processing program point of interruption；
Processing unit 36, for, from the beginning of the point of interruption that determines from determining unit 35, continuing executing with the business processing program
In down-stream part.
Additionally, the embodiment of the present invention also provides a kind of service process terminal, apply in card system, its concrete structure
Schematic diagram as shown in figure 4, including peripheral unit 41 and business processing device 42, wherein：
Peripheral unit 41, for sending Business Processing instruction to business processing device 42, the Business Processing is instructed for leading to
Know that business processing device 42 reads data from user's card；
Business processing device 42, for the Business Processing instruction sent according to peripheral unit 41, reads from user's card
Data, and according to the service parameter for prestoring, using the business processing program for prestoring, card read-write equipment 42 is read
To data carry out alignment processing, wherein, the business processing device 42 for card system operator according to user's number of cards
Design according to structure and DPS.
It is preferred that above-mentioned business processing program is also to be designed by the operator of card system, and the Business Processing journey
Sequence can be, but not limited to be stored in the business processing device 42.
It is preferred that in order to realize imperfect transaction data is proceeded to process, realization finally gives complete number of deals
According to following device can also be included in the service process terminal provided in an embodiment of the present invention：
Whether judgment means 43, the transaction data for judging business processing device 42 are complete；
Determining device 44, for the judged result in judgment means 43 for it is imperfect when, it is determined that produce transaction data it is not complete
The whole business processing program point of interruption；
Processing meanss 45, the point of interruption for determining from determining device 44 start to continue executing with the business processing program
Down-stream part.
In the system provided in an embodiment of the present invention, in addition to peripheral unit, other devices can be designed by operator,
And the device part designed by operator can be collectively referred to as hardware adaptations DLL (API, Application Programming
Interface) module, therefore, " card system " of the prior art shown in Fig. 1 is contrasted, Fig. 5 is comprising present invention enforcement
The concrete structure schematic diagram of " card system " of the service process terminal that example is provided, as seen from the figure, using present invention enforcement
During the service process terminal that example is provided, as different service process terminal developers only needs to develop peripheral unit part
(can equally realize providing the functions such as user interface, printing, parameter storage, data query in the peripheral unit part), and API moulds
Block portion point developed by operator's unification, therefore, the service process terminal that this system improves provided in an embodiment of the present invention
Development efficiency.
Obviously, those skilled in the art can carry out the essence of various changes and modification without deviating from the present invention to the present invention
God and scope.So, if these modifications of the present invention and modification belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising these changes and modification.
Claims (7)
1. a kind of method for processing business, applies in card system, it is characterised in that include：
Business processing device in service process terminal reads data from user's card；Wherein, service process terminal includes pin
Sell；
The service parameter that business processing device is stored according to itself, what is stored using itself are corresponding with the type of the data for reading
Business processing program, the data to reading carry out alignment processing, generate the transaction consistent with prespecified data structure
Data, wherein, the business processing device be according to user's card data structure and DPS Uniting, with
The exploitation of the service process terminal is made without the need for concerned with user card data structure and DPS.
2. the method for claim 1, it is characterised in that the business processing device is sent out receiving service process terminal
After the Business Processing instruction sent, data are read from user's card.
3. method as claimed in claim 1 or 2, it is characterised in that generate the transaction consistent with prespecified data structure
After data, also include：
When transaction data is imperfect, it is determined that producing the incomplete business processing program point of interruption of transaction data；
From the beginning of the point of interruption for determining, the down-stream part in the business processing program is continued executing with.
4. a kind of business processing device, applies in card system, it is characterised in that suitable for service process terminal, described
Service process terminal includes point of sale Shou Ka recharge points terminal, various consumption terminals；Including card read-write cell and Business Processing
Unit, wherein：
Card read-write cell, for reading data from user's card, the card read-write cell be according to card data structure with
And DPS Uniting so that the exploitation of the service process terminal without the need for concerned with user card data structure with
And DPS；
Memory element, for storage service processing routine, service parameter, transaction results data；
Service Processing Unit, for according to the service parameter stored in the memory element, storing using in the memory element
Business processing program corresponding with the type of the data for reading, corresponding position is carried out to the data that card read-write cell reads
Reason, generates the transaction data consistent with prespecified data structure.
5. business processing device as claimed in claim 4, it is characterised in that also include：
Whether judging unit is complete for judging the transaction data that Service Processing Unit is generated；
Determining unit, for the judged result in judging unit for it is imperfect when, it is determined that producing the incomplete business of transaction data
The processing routine point of interruption；
Processing unit, the point of interruption for determining from determining unit start to continue executing with the rear onward encoding in the business processing program
Preamble section.
6. a kind of service process terminal, applies in card system, it is characterised in that including peripheral unit and Business Processing dress
Put, wherein：
Peripheral unit, for sending Business Processing instruction to business processing device；
Business processing device, for the Business Processing instruction sent according to peripheral unit, reads data, and root from user's card
According to service parameter, using business processing program corresponding with the type of the data for reading, the data to reading carry out correspondence
Process, generate the transaction data consistent with prespecified data structure, the business processing device is to be tied according to user's card
Structure and DPS Uniting, so that the exploitation of the service process terminal is tied without the need for concerned with user card data
Structure and DPS；
The service process terminal includes point of sale Shou Ka recharge points terminal, various consumption terminals.
7. service process terminal as claimed in claim 6, it is characterised in that also include：
Whether judgment means are complete for judging the transaction data that business processing device is generated；
Determining device, for the judged result in judgment means for it is imperfect when, it is determined that producing the incomplete business of transaction data
The processing routine point of interruption；
Processing meanss, the point of interruption for determining from determining device start to continue executing with the rear onward encoding in the business processing program
Preamble section.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200910092685.6A CN101650815B (en) | 2009-09-15 | 2009-09-15 | Service processing method, device and terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200910092685.6A CN101650815B (en) | 2009-09-15 | 2009-09-15 | Service processing method, device and terminal |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN101650815A CN101650815A (en) | 2010-02-17 |
| CN101650815B true CN101650815B (en) | 2017-05-10 |
Family
ID=41673047
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN200910092685.6A Active CN101650815B (en) | 2009-09-15 | 2009-09-15 | Service processing method, device and terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101650815B (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105930137B (en) * | 2015-11-19 | 2019-06-28 | 中国银联股份有限公司 | A kind of data processing method and device of cross-terminal equipment platform |
| CN111862353B (en) * | 2020-06-19 | 2022-11-18 | 中国银联股份有限公司 | Information processing method, device, equipment, medium and gate system |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1192308A (en) * | 1995-07-27 | 1998-09-02 | 意大利移动电信公司 | Radio mobile terminal provided with an additional reader of chip cards |
| CN101441722A (en) * | 2007-11-23 | 2009-05-27 | 中国银联股份有限公司 | Non-contact type IC card read-write system and non-contact type IC card read-write machine |
-
2009
- 2009-09-15 CN CN200910092685.6A patent/CN101650815B/en active Active
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1192308A (en) * | 1995-07-27 | 1998-09-02 | 意大利移动电信公司 | Radio mobile terminal provided with an additional reader of chip cards |
| CN101441722A (en) * | 2007-11-23 | 2009-05-27 | 中国银联股份有限公司 | Non-contact type IC card read-write system and non-contact type IC card read-write machine |
Also Published As
| Publication number | Publication date |
|---|---|
| CN101650815A (en) | 2010-02-17 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US9307341B2 (en) | Payment application download to mobile phone and phone personalization | |
| CN109447610A (en) | Method and apparatus for determining payment channel | |
| US20120116955A1 (en) | Charging purchases to utility accounts | |
| CN109359968A (en) | A kind of method of payment, device, electronic equipment and payment label | |
| CN112036968B (en) | Electronic invoice issuing method and device, computer equipment and storage medium | |
| US20220405743A1 (en) | Computer Implemented Method for Providing a Vehicle Service and Triggering a Process to Pay For the Vehicle Service, Software Program, and System | |
| CN110245925A (en) | Electric paying method, system, device and computer readable storage medium | |
| CN106127478A (en) | Prepaid card account carrier is used to carry out the method for mobile payment under line | |
| CN105185005A (en) | Invoice generating method and invoice generating equipment | |
| CN113469672A (en) | Online payment and account distribution method and device, server and storage medium | |
| CN106096925A (en) | A kind of smart card, the recharge method of a kind of smart card and system | |
| CN101650815B (en) | Service processing method, device and terminal | |
| CN107909359B (en) | Data processing method and device for calling online transaction public processing mechanism in batch | |
| CN106503990A (en) | Transaction processing method and mobile device | |
| CN109325766A (en) | Pricing method and device under cross-border payment scene based on Multiple Currencies | |
| CN102467672A (en) | Method and equipment for managing sub-application of smart card | |
| CN105869289A (en) | Smart payment system applied to charging piles. | |
| CN108520408A (en) | Automatic deduction replacing method and system for daily payment based on fund share redemption | |
| CN115619385A (en) | Payment management method and device, computer equipment and storage medium | |
| CN108898373A (en) | The method and system that penny bank combination mobile payment is saved | |
| CN105787736A (en) | Data business processing method and device | |
| CN113799642A (en) | Method and system for integrated charging of new energy vehicle charging piles based on the Internet of Vehicles | |
| CN109389384A (en) | Method of payment, device and the system of printer sharing | |
| CN113095818A (en) | License plate payment, license plate payment authentication method and license plate payment enhanced authentication system | |
| KR101566018B1 (en) | integredat-prepayment electronic cash card system with non-compatable multi-infra rechargeability |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |