CN101510331A

CN101510331A - Intelligent keyboard input device of ATM teller machine

Info

Publication number: CN101510331A
Application number: CNA2008100814076A
Authority: CN
Inventors: 马泉
Original assignee: Individual
Current assignee: Individual
Priority date: 2008-02-17
Filing date: 2008-02-17
Publication date: 2009-08-19

Abstract

The invention relates to the protection of ATM password security, which can prevent suspects from using the shortages of fixed keyboard arrangement and uniform input mode of ATM to steal the transaction password input into the ATM by customers, such as means of rearranging the keyboard, peeping beside the customer and installing micro cameras, and the like. An intelligent keyboard input device is added on the EIP self-service banking system. The software program of the intelligent keyboard input device is installed in the embedded software of the ATM and can ensure that the randomly appearing keyboard number position is in combined permutation, with the repetition rate of not more than 1/100 billion. The operation methods comprises the following steps of: 1. touch type screen: inserting the bank card, inputting the correct password by the keyboard combined arrangement randomly displayed on the touch screen, entering the system and choosing the needed services, finishing the transaction and quitting the system; 2. matching of the non-touch type screen and blank keyboard: inserting the bank car, inputing the correct password on the corresponding blank keyboard by contrasting the keyboard combined arrangement randomly displayed on the screen, entering the system and choosing the needed services, finishing the transaction and quitting the system.

Description

ATM automatic teller machine intelligent keyboard input device

Technical field

The present invention relates to the password input safety of ATM withdrawal machine.Can effectively prevent the bad person to utilize various means to peep the trading password of stealing the client.

Technical background

Self-service bank system becomes more and more important in the banking, and systems such as ATM automatic teller machine are client's financial service easily comprehensively that provides 24 hours, is that the important means of managing competitiveness improves in modern commerce bank.By in June, 2004, the hair fastener total amount of all banks card surpasses 700,000,000, and the ATM automatic teller machine of each financial institution amounts to about 6.3 ten thousand.Research report is analyzed, and expection China will become maximum ATM automatic teller machine market, the whole world in 2007.China's ATM growth rate in recent years maintains more than 10%, is higher than the ATM annual growth of other country 3% far away.By above analysis, the speed of development of China Internet bank is very fast, and current situation also is very optimistic.But the ATM automatic teller machine still is faced with some difficulties and problem on usage safety performance.

According to People's Bank of China, China surpasses 100,000,000 yuan because of the loss that bank card crime caused is annual at present, and zooming trend occurs, has only the minority case to be tracked down by public security organ.In these cases, most criminals utilizes the client to peep at one's side when cash machine input password, also can extrapolate password even if directly do not see the numeral of input by the position of hand institute keypad; Minisize pick-up head is installed on ATM, is utilized behind the special film overlay keyboard means such as click when withdrawing deposit to steal client's password in the above by the user; The offender makes ATM card be stuck in out bayonet socket and can't get out by juggling things near going out bayonet socket simultaneously, waits the user to arrive the space of bank statement, promptly presss from both sides out ATM card rapidly, and utilizes the password of stealing, and steals all funds in the card.

Annotate: draw certainly Http:// www.chinadvr.com/Article Show.asp? Article ID=412

Summary of the invention

In order to overcome the shortcoming of existing ATM automatic teller machine to the cryptoguard deficiency, this device can be avoided to the opportunity that the bad person causes, more effectively avoiding criminal to utilize technological means to snatch password because of client's vigilant not enough when withdrawing cash.This device of design considerations is according to the related data of ATM system, and design meets regulation GA/T70-94, the security engineering program of the place of business safety precaution work design specifications GB/T16676-1996 of bank, civilian closed-circuit control television system engineering legislation GB50198-94, bank's place of business risk class and protection level and requires GA/T75-94, head office of the People's Bank and Ministry of Public Security's relevant regulations.

Technical scheme

This device to the technical scheme that problem adopted that solves existing ATM automatic teller machine cipher safety deficiency is: on the basis of existing EIP self-service bank system, increased intelligent keyboard random alignment input media, the software program of this device is installed in the embedded software of ATM automatic teller machine, can guarantee keyboard combination arrangement repetition rate≤1/,100,000,000,000 that occur at random.This device can adopt touch-screen, directly imports correct password according to the keyboard arrangement combination that shows at random on the screen and enters the bank electronic service system.Also can adopt the non-touch screen to cooperate blank numeric keypad, the correct password of keyboard arrangement combinatorial input that shows on the corresponding screen enters the bank electronic service system.Simultaneously, for the angle of putting that solves existing display allows people by the side of see content shown on the screen easily, this device need to cooperate specific putting when standing with human body to become 80 degree angle≤X≤130 to spend the displays at angles, to reach the most effective, safest peep of cipher, the effect of stealing of preventing.

The beneficial effect of this device is

Prevent that effectively and simply trading password from being peeped and stealing by the people, avoid client's loss, safeguard the reputation of bank.Because revealing the minimizing of chance, password make the relevant case reduce simultaneously.Software and hardware all adopts commercialization, universalization, modular construction; make system have very strong extended capability; be convenient to safeguard, manage and upgrading, protect existing investment, be applicable to the ATM mainstream model of various brands in the market: as IBM, Siemens, Fujitsu etc.

Below in conjunction with drawings and Examples this device is further specified.

Fig. 1 is intelligent input media of ATM automatic teller machine and ATM automatic teller machine theory of constitution figure.

Fig. 2 is to use the ATM automatic teller machine operational flowchart of intelligent keyboard input device

The keyboard of Fig. 3 existing ATM automatic teller machine and the difference of intelligent keyboard.

Fig. 4 is that the police announce one of criminal's customary way.

Fig. 5 existing ATM automatic teller machine is easy to clearly see display screen and keyboard when client trading, criminal is mingled among the remittee 1.ATM automatic teller machine client among Fig. 1,2. card reader, 3. display, 4. printer, 5. input keyboard, 6. banking terminal machine, 7. intelligent keyboard software program, 8. miscellaneous equipment.

Specific embodiments

In Fig. 1, intelligent keyboard software program is installed in the existing ATM automatic teller machine client embedded program, keeps and cooperate original bill printer, card reader, watch-dog etc., simultaneously existing display is changed into touch display.If consider to use original display to use with the numeric keypad that the input keyboard of blank is replaced original stationary arrangement then from low-cost angle.By example 1 shown in Figure 2, when the client when the ATM automatic teller machine carries out electronic transaction, insert bank card, according to the random keyboard position that shows on the screen, with the correct trading password of touch-screen input, the electronic transaction service that select to need then: as step 2: the service of transferring accounts, the bank that step 3 input will be transferred accounts, the number of the account that step 4 input will be transferred accounts, the amount of money that step 5 input will be extracted, during meeting prompting transaction was carried out on step 6 screen, can showing during step 7 concludes the business finished.

By example 2 shown in Figure 2, when the client when the ATM automatic teller machine carries out electronic transaction, insert bank card,, be pressed into correct trading password in the relevant position with blank keyboard according to the random keyboard position that shows on the screen, the electronic transaction service that select to need then: as step 2: the service of transferring accounts, the bank that step 3 input will be transferred accounts, the number of the account that step 4 input will be transferred accounts, the amount of money that step 5 input will be extracted, during meeting prompting transaction was carried out on step 6 screen, can showing during step 7 concludes the business finished.

In Fig. 4 one of science and technology crime means of using of criminal: cover on the keyboard with special film, utilize the shortcoming of existing keyboard positioning and fixing again, with prepare IC in advance client institute is noted by the number button of mistake then.If adopt intelligent keyboard just can address this problem easily, no matter be by touching display screen or the blank keyboard that cooperates with regular display, when each input password, the arrangement of 0 to 9 numerical key combination is also fixed unlike in the past, but assembled arrangement at random, repetition rate≤1/,100,000,000,000.If criminal's attempt is stolen the trading password of client in the keyboard input with minisize pick-up head, because the password viewing area of this device is on display screen, when attempting to steal picture on the display screen, minisize pick-up head can't know demonstration, this be because the general refresh rate of display screen at 60 frames/more than second, and the shooting frame number of minisize pick-up head was 30 frame/seconds, and the frame number of the image that camera is clapped is too low just can't know imaging.So just can avoid criminal to utilize the above technological means that may use to snatch password.

We can find that criminal often also can be mingled in the trading password of stealing a glance at withdrawer's input among the withdrawer in Fig. 5.So, if just the mode of input is changed into the chance of the reduction peep of cipher that intelligent inputting method can not be in full force and effect.So we utilize the characteristic of display visible angle, the panel of display screen is put the position that becomes 80 degree angle≤X≤130 degree angles when standing with human body.So just can more effective security improve this device.

Claims

1, the intelligent keyboard of ATM automatic teller machine at random input media mainly be on the basis of existing EIP self-service bank system, embedded intelligent random function program, be connected with display, keyboard, card reader, client terminal, cash dispensing port, printing inventory machine simultaneously.It is characterized in that when each use automatic teller machine inserts card back input password, the computer expert crosses intelligent random function program and defines at random when time keyboard combination arrangement position of use, in the time of can making each input password, the numeric keypad position that shows on the screen is a random alignment.

2, ATM automatic teller machine intelligent keyboard input device according to claim 1 no matter it is characterized in that it being to adopt touch-screen or non-touch screen, all should be put the panel of display screen when standing with human body and becomes 80 degree angle≤X≤130 to spend the position at angles.

3, ATM automatic teller machine intelligent keyboard input device according to claim 1 is characterized in that if adopt be that non-touch-screen will cooperate input with the numeric keypad of blank.

4, ATM automatic teller machine intelligent keyboard input device according to claim 1, the refresh rate that it is characterized in that display will define and be higher than 60 frames/more than second.