CN101248451A - software for reporting quantities - Google Patents
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Abstract
提供用于不时地自动询问的装置,包括任何数据库的独立于平台的软件,该数据库包含在共享金融机构的服务的商业机构(例如管理者、银行或代理)内使用的数量(包括但不限于资金);用于客户与机构之间的安全通信的装置,以及用于以标准化的、可相互比较的形式报告这些数量的装置。标准化的报告可选地被准发给不同的下游服务提供商,例如会计师,其所进行的分析被安全地传递回到所述商业机构。
Platform-independent software providing means for automatically interrogating from time to time any database containing quantities (including but not limited to funds) used within a business organization (such as a manager, bank or agent) that shares the services of a financial institution; means for secure communication between the client and the organization, and means for reporting these quantities in a standardized, mutually comparable form. The standardized reports are optionally issued to various downstream service providers, such as accountants, whose analysis is securely transmitted back to the business organization.
Description
技术领域technical field
本发明涉及对一组不同客户商业机构内的活动进行报告的应用中的计算机软件;涉及自动取得并且安全转发从每个商业机构到金融机构的活动性的测量(包括但不限于货币)的计算机软件,并且涉及将这些活动性的测量转换成通用格式的计算机软件。The present invention relates to computer software in an application that reports activity within a group of different client businesses; to a computer that automatically obtains and securely forwards measures of activity (including but not limited to currency) from each business to a financial institution software, and involves computer software that converts these measures of activity into a common format.
背景技术Background technique
需要该类型的发明的许多领域是显而易见的。Many areas in which an invention of this type is needed are apparent.
1、诸如银行、金融公司、进货零售商(invoice discounter)/贸易商、代理、基于资产的贷方等的金融机构(在此称为“供应商”)可能需要例如通过每天查看单独记录来密切监视客户商业机构。例如,代理商业机构购买客户的债务(应收帐款)并且需要以高效率的方式每天知道帐款,并且评估所涉及的风险。此时,所有已知的该类型的报告依赖于客户的员工来提取数据,然后不断地准备报告并将其发送给金融机构,这是耗费劳力的,可能在限期内难以负担,并且可能导致数据因意外或故意而被不正确地输入,或者以其它方式被包含或被删除,从而可能损害任何一方。金融机构的分析通常耗费劳力而且耗时,从而高速计算的目的难以实现,并且可能总是比实际时间滞后两天以上。1. Financial institutions such as banks, finance companies, invoice discounters/traders, agents, asset-based lenders, etc. (referred to herein as "suppliers") may need to be closely monitored, e.g. by reviewing individual records on a daily basis client business organization. For example, an agency business buys customers' liabilities (accounts receivable) and needs to know the accounts in an efficient manner on a daily basis, and assess the risks involved. At this time, all known reports of this type rely on the client's employees to extract the data and then continually prepare and send the report to the financial institution, which is labor-intensive, may be unaffordable within deadlines, and may result in data has been incorrectly entered, or otherwise contained or deleted, accidentally or intentionally, which may injure either party. Analysis by financial institutions is often labor-intensive and time-consuming, making high-speed calculations difficult to achieve, and may always be more than two days behind the actual time.
2、被并入连锁店的许多宾馆(例如)可继续使用以前的软件,但是连锁店老板需要知道每天的入住率、库存和金融活动,以调整活动、预测对于变化的需要、并且迅速发现矛盾之处甚至诸如挪用公款。从老板的角度看的前提下,这些宾馆可遍布全世界并且可能希望让它们在任何时候报告。2. Many hotels (for example) being merged into a chain can continue to use previous software, but the chain owner needs to know daily occupancy, inventory, and financial activity to adjust activities, anticipate the need for changes, and quickly spot inconsistencies Even such as embezzlement of public funds. From the perspective of the owner, these hotels may be located all over the world and may wish to have them report at any time.
3、作为最后一个示例,分享共同所有权并且处理主要产品(例如乳制品、黄油、奶粉等)并且因此分布于全国各地的许多工厂可继续使用不同类型的软件,但是总公司需要每天知道产量、库存、分类细帐、对工厂供应的环境影响或其它影响、较长期动向和金融活动。3. As a last example, many factories that share common ownership and handle major products (such as dairy products, butter, milk powder, etc.) , breakdowns, environmental or other impacts on plant supply, longer-term developments and financial activity.
更进一步地,不同的国家具有不同的贸易实践,其中一些是因为习惯或商业环境,其它则是因为法律要求。在一个国家中,一宗交易可仅有一个代理,而在另一国家中,一宗交易可能涉及对于一群货物的代理以及对于另一群的其它代理。一些国家比其它国家更常使用自己的代理。对于客户,代理商业机构克服了因正常延迟交付货款带来的债务问题。Furthermore, different countries have different trade practices, some because of custom or business circumstances, others because of legal requirements. In one country, a transaction may have only one agent, while in another country, a transaction may involve an agent for one group of goods and another agent for another group. Some countries use their own proxies more often than others. For customers, the agent business organization overcomes the debt problem caused by the normal delay in delivery of the payment.
发明人意识到需要以自动的和系统化的方式将标准状态报告便利地从任一客户提供给指定的金融服务提供商。人的介入带来不准确的风险(无心地或者其它),这主要在本地贸易时间期间出现,并且是高成本和缓慢的,因此最好将人的介入最小化。报告的传送应当在安全通道上进行,以便防止行业间谍。安全通道可被安排在万维网或因特网环境中,这对于本领域技术人员是公知的。每个客户希望具有选择其自己的计算机记帐管理和类似软件(例如在任何操作系统Windows,Macintosh或Linux/Unix下编写的产品)的自由。这些也反映了硬件的选择。存在任何选定软件产品的各种版本或更新,并且据说至少20%的银行的客户至少在任何一年内改变他们的版本。明显地,在安全通道的客户端和机构端处的本发明软件应当能够处理这些差异,从而可在任何工作环境中维护正确的操作。The inventors have recognized the need to conveniently provide standard status reports from any customer to a designated financial service provider in an automated and systematic manner. Human intervention carries the risk of inaccuracy (inadvertently or otherwise), which occurs mainly during local trade times, and is costly and slow, so it is best to minimize human intervention. Transmission of reports should take place over secure channels to prevent industrial espionage. The secure channel can be arranged in a World Wide Web or Internet environment, which is well known to those skilled in the art. Each customer wishes to have the freedom to choose its own computer billing management and similar software (such as products written under any operating system Windows, Macintosh or Linux/Unix). These also reflect hardware choices. There are various versions or updates of any selected software product, and it is said that at least 20% of the bank's customers change their versions in at least any given year. Clearly, the inventive software at both the client and institutional ends of the secure channel should be able to handle these differences so that correct operation can be maintained in any work environment.
优选地,将报告传送给供应商的过程包括以下步骤:获取来自多个独立源中每一个的到来数据,并且将其再配置为与所述机构的计算机兼容的形式,优选地在发送之前。还期望这样的处理:将到来数据转换为人可读的格式,以有益于供应商或其下游伙伴。Preferably, the process of transmitting the report to the supplier includes the steps of acquiring incoming data from each of a plurality of independent sources and reconfiguring it into a form compatible with the institution's computers, preferably prior to transmission. Processing that converts incoming data into a human-readable format for the benefit of the supplier or its downstream partners is also contemplated.
B2B软件是众所周知的,用于代理商业机构的软件也是众所周知的。在“Yahoo small business”网站中搜索“B2B software factoring”返回了4家美国公司。发明人熟知这些公司并与这些公司进行接触,而且了解到这些公司都不提供本发明中所包含的设备。B2B software is well known, as is software for agency business establishments. A search for "B2B software factoring" on the "Yahoo small business" website returns 4 US companies. The inventors are familiar with and have had contacts with these companies and understand that none of them offer the devices encompassed by the present invention.
Ruby等人在US2005/0060284中描述了一种“管理和报告系统以及用于多个不同类数据库的方法”。由于Ruby通过转换器将许多传统数据库引入成标准(例如XML)格式然后允许远程用户从大型机类型的计算机读取数据,因此该发明在很多方面与本发明相反。不同于Ruby等人的示例是本发明将远程用户的数据放在自己的“家”住宅中,其中,为了对提交的货物提供代理服务(但不限于此),连续正常地在商业过程中应用实时更新,并且使用植入的、定制的提取器来将仅相关的材料传送到远程监视计算机。数据可从监视计算机或根据安排而从下游服务提供商返回到远程用户。Ruby et al. describe in US2005/0060284 a "management and reporting system and method for a number of different types of databases". This invention is in many respects the opposite of the present invention since Ruby brings many traditional databases into a standard (eg XML) format through a converter and then allows remote users to read the data from a mainframe type computer. Unlike Ruby et al.'s example, the present invention puts the remote user's data in their "home" residence, where continuous normal application in the course of commerce is performed in order to provide agency services for submitted goods (but not limited thereto). Updates in real time and uses an implanted, custom extractor to transfer only relevant material to a remote monitoring computer. Data may be returned to the remote user from the monitoring computer or by arrangement from a downstream service provider.
发明内容Contents of the invention
本发明的目的在于提供一种装置,用于将计算机系统内的由客户保持的数据的最近变化报告给与所述数据相关的产品或服务的协议供应商,或至少为公众提供有用的选择。It is an object of the present invention to provide a means for reporting recent changes to data held by a customer within a computer system to an agreed provider of products or services related to said data, or at least to provide the public with a useful choice.
本发明的第一个主要方面提供一种数量报告和管理软件,包括:在服务提供商或管理站点处保持的服务器软件组,能够与多个兼容客户软件设备中的至少一个交换数据,每个兼容客户软件设备被安装在客户站点所保持的现有客户软件内,其中:安装在相应客户的现有计算机系统中的每个兼容客户软件设备包括:事件驱动装置,能够使客户软件在预定事件发生时无需人工干预而变为活动的;所述兼容客户软件被编写,以从相应客户的现有计算机或计算机系统内选择并提取代表至少一个可测量的感兴趣参数的数据,并且由此创建与相应客户相关的报告,所述报告向服务提供商描述所述至少一个感兴趣参数的当前状态;所述兼容客户软件能够经由安全通道将报告发送到服务提供商计算机内所保持的兼容服务器软件,所述服务器软件被设计为:从所述相应客户或每个相应客户接收报告并将报告转换为标准形式,从而服务提供商能够评估报告,并且因此不会由于报告内容的修改而降低报告的精确性。A first main aspect of the present invention provides quantity reporting and management software comprising: a server software suite maintained at a service provider or management site, capable of exchanging data with at least one of a plurality of compatible client software devices, each The compatible client software devices are installed within existing client software maintained at the customer sites, wherein: each compatible client software device installed in the corresponding customer's existing computer system includes: event-driven means enabling the client software to becomes active without human intervention upon occurrence; said compatible client software is written to select and extract data representing at least one measurable parameter of interest from within the respective client's existing computer or computer system, and thereby create a report associated with the respective client, the report describing to the service provider the current state of the at least one parameter of interest; the compatible client software being able to send the report via a secure channel to compatible server software maintained within the service provider computer , the server software is designed to receive reports from the or each respective client and convert the reports into a standard form so that the service provider can evaluate the reports and thus not degrade the report's performance due to modification of the report content precision.
优选地,用于提取数据和创建报告的软件被编写,以便它能自动运行——在通常预定的白天或夜间的时间——从而所述报告包括客户机上的最小负载。Preferably, the software used to extract data and create reports is written so that it runs automatically - at usually predetermined times of day or night - so that the reports involve a minimal load on the client.
在第一相关方面,本发明提供事件驱动装置,所述事件驱动装置由从以下范围预先选择的至少一个变量驱动:一天的指定时间、可测量的感兴趣参数在指定时间间隔内的最小值、可测量的感兴趣参数在指定时间间隔内的最大值、自先前事件起对可测量的感兴趣参数所作的改变的指定次数;或对可测量的感兴趣参数所作的单次大改变。In a first related aspect, the present invention provides event-driven means driven by at least one variable preselected from the range of: a specified time of day, a minimum value of a measurable parameter of interest within a specified time interval, The maximum value of a measurable parameter of interest over a specified time interval, the specified number of changes to a measurable parameter of interest since a previous event; or a single large change to a measurable parameter of interest.
在第二相关方面,本发明提供一种数量报告和管理软件,其中在所创建的报告内对感兴趣参数的表示可被预先确定为包括以下中的一项或多项:可测量的感兴趣参数的当前总数量,在定义的时间段内可测量的感兴趣参数的统计描述,或者在定义的时间段内可测量的感兴趣参数的所有实例,从而,在后一种情况下,服务提供商具有对关于可测量的感兴趣参数的所有信息的访问。In a second related aspect, the present invention provides quantitative reporting and management software wherein the representation of parameters of interest within reports created can be predetermined to include one or more of the following: measurable The current total number of parameters, a statistical description of the parameter of interest measurable during the defined time period, or all instances of the parameter of interest measurable during the defined time period, whereby, in the latter case, the service provides The merchant has access to all information about measurable parameters of interest.
优选地,本发明的软件适于处理从多个客户计算机或计算机系统收集的信息,并且维护在供应商的计算机中的分离数据,从而所述供应商被呈现有相应的多个报告。Preferably, the software of the present invention is adapted to process information collected from multiple client computers or computer systems, and maintain separate data in the supplier's computer, whereby said supplier is presented with a corresponding plurality of reports.
在第三相关方面,所述用户的报告或每个用户的报告被本发明的报告呈现软件进一步减小为概要和/或图形表格,所述概要和/或图形表格可从下游服务提供商转发到该供应商。In a third related aspect, the or each user's report is further reduced by the report presentation software of the present invention into a summary and/or graphical table which can be forwarded from a downstream service provider to the supplier.
优选地,用于提取数据和创建报告的软件以独立于平台的语言编写,从而一个版本的所述软件对所有客户是足够的。Preferably, the software for extracting data and creating reports is written in a platform independent language so that one version of the software is sufficient for all clients.
可选地,在供应商的软件中运行的用于呈现报告的软件是以独立于平台的语言编写的,从而一个版本的所述软件对所有客户是足够的。Optionally, the software used to present the reports running in the vendor's software is written in a platform independent language so that one version of the software is sufficient for all customers.
优选地,在所述事件驱动装置确定事件已经发生的时刻,所述至少一个感兴趣参数描述所述客户的至少一个选定金融资产,所述客户的至少一个选定金融资产在客户站点所保持的现有客户软件内被表示并从包括以下项的范围中选择:发票、信用票据、现金、分类帐(journal)和应收帐款。Preferably, said at least one parameter of interest describes at least one selected financial asset of said client maintained at a client site at the moment said event-driven means determines that an event has occurred Represented within the existing client software for and select from a range including: invoices, credit notes, cash, journal and accounts receivable.
可选地,在所述事件驱动装置确定事件已经发生的时刻,所述至少一个感兴趣参数描述所述客户的至少一个选定金融资产,所述客户的至少一个选定金融资产在客户站点处所保持的现有客户软件内被表示并从包括以下项的范围中选择:使用的工时、原材料、到来的作业、中间产品、保持的最终产品、运送的最终产品、能量消耗、产生的废料。Optionally, said at least one parameter of interest describes at least one selected financial asset of said client at a time at which said event-driven means determines that an event has occurred, said at least one selected financial asset of said client being located at a client site Existing customer software on hold is represented and selected from a range including: man-hours used, raw materials, jobs incoming, intermediate products, final products on hold, final products shipped, energy consumption, scrap generated.
在第二个主要方面,本发明提供在本部分前面描述的数量报告和管理软件,其中,在任何一个客户站点处所保持的兼容客户软件可通过安全通道访问,并且代表服务提供商而被修改,以便改变预先确定的变量,和/或适应对客户软件的更新、修订或更改,所述预先确定的变量包括:发起事件的性质、对创建和发送描述所述感兴趣参数或每个感兴趣参数的报告进行的控制。In a second main aspect, the present invention provides the quantity reporting and management software previously described in this section, wherein compatible client software maintained at any one of the client sites is accessible through a secure channel and modified on behalf of the service provider, In order to change, and/or accommodate updates, revisions or changes to Client Software, predetermined variables including: the nature of the initiating event, the description of the or each parameter of interest for creating and sending control of reporting.
在第三个主要方面,本发明提供在本部分前面描述的数量报告和管理软件,其中,具有对其软件连接到服务提供商的一个或更多个客户提供服务的构造的下游供应商能够访问对于一个或更多个客户的一个或更多个报告;所述报告具有包括以下项的属性:(a)自动收集和转换,(b)与相应客户相关的标准化呈现,该呈现向服务提供商描述所述至少一个感兴趣参数的当前状态;从而下游供应商能够针对所述至少一个感兴趣参数来评估所述客户的状态。In a third main aspect, the present invention provides the quantity reporting and management software previously described in this section, wherein a downstream provider having a structure for servicing one or more customers whose software connects to the service provider has access to One or more reports for one or more clients; said reports have attributes that include: (a) automatic collection and transformation, (b) a standardized presentation relevant to the respective client, presented to the service provider A current status of said at least one parameter of interest is described; thus downstream suppliers are able to assess the status of said customer with respect to said at least one parameter of interest.
优选地,在兼容客户软件、兼容服务器软件和下游供应商之间的安全通道中的数据流是双向的,从而数据可通过所述兼容客户软件返回到现有客户软件。Preferably, the data flow in the secure channel between the compatible client software, the compatible server software and the downstream provider is bi-directional, so that data can be returned to the existing client software through the compatible client software.
在第四个主要方面,本发明提供相互关联软件集,其能够保持在客户的计算机或计算机系统中,能够在内部所确定的时间被引导为活动,并且在内部确定的时间继续提取数据并由此创建向供应商描述客户资产的报告,所述资产包括(但不限于)货币和应收帐款,并且将所述报告在安全通道上发送在供应商的计算机中所保持的报告呈现软件,在所述供应商的计算机中,客户资产变成以标准形式由补充软件表示,从而供应商拥有关于客户的最新信息,并且能进行涉及由供应商向客户提供的与资产相关的服务的管理确定。In a fourth main aspect, the present invention provides a collection of interrelated software capable of being maintained in a customer's computer or computer system, capable of being initiated into activity at an internally determined time, and continuing to extract data at an internally determined time and by This creates a report describing the customer's assets to the supplier, including but not limited to currency and accounts receivable, and sends the report over a secure channel to the report presentation software held in the supplier's computer, In said supplier's computer, customer assets become represented in standard form by complementary software so that the supplier has up-to-date information about the customer and can make management decisions concerning asset-related services provided by the supplier to the customer .
优选地,用于提取数据和创建报告的软件被编写,从而其将在经由安全通道安装在客户的计算机或计算机系统的环境下操作。Preferably, the software used to extract data and create reports is written so that it will operate in the context of installation on a client's computer or computer system via a secure channel.
优选地,用于提取数据和创建报告的软件被编写为多个版本,所述多个版本能在现有的各种可能数据处理/记帐软件包之一下取得被保持为文件的数据,并且将所述数据减少为通用格式,从而所述软件以通用格式呈现所有客户的报告并且可在客户之间进行比较。Preferably, the software for extracting data and creating reports is written in versions capable of taking data held as files under one of the various possible data processing/accounting software packages available, and The data is reduced to a common format so that the software presents reports for all clients in a common format and can be compared across clients.
附图说明Description of drawings
将要在此提供的本发明的描述被完全以示例的方式给出,并且不应以任何方式理解为对本发明的范围和外延进行限定。The description of the invention to be provided herein is given purely by way of example and should not be construed in any way as limiting the scope and extent of the invention.
图1是示出数据流的框图。FIG. 1 is a block diagram illustrating data flow.
图2示出图1的扩展,其包括多个也到达下游服务提供商的端用户。Figure 2 shows an extension of Figure 1 that includes multiple end users also reaching downstream service providers.
具体实施方式Detailed ways
本发明示出使用计算机和计算机软件以几乎实时的形式重复获取和处理从客户的计算机获得的数据,其中,以下操作将难以实现(虽然不是不可能):在任何时候根据要求而使用人工数据提取、编码和传输、并且相反地和可选地,接收经处理的数据、对所述数据进行解码、并将清晰形式的数据返回到消费者的计算机。应当注意的是,虽然程序与代理商业机构相关,但本发明的原理可被扩展,以克服当需要集成、监视或管理在各种站点执行的商业机构时出现的各种管理问题,其中,所述站点的许多或全部例如在它们所使用的多种软件中都具有个体独特性。The present invention illustrates the use of computers and computer software to repeatedly capture and process data obtained from a client's computer in near real-time, where it would be difficult (though not impossible) to use manual data extraction whenever required , encoding and transmitting, and conversely and optionally, receiving processed data, decoding said data, and returning the data in clear form to the consumer's computer. It should be noted that although the program is related to brokering establishments, the principles of the present invention can be extended to overcome various management issues that arise when there is a need to integrate, monitor, or manage businesses operating at various sites, wherein all Many or all of the sites described above are individually unique, for example, in the various software they use.
例如,考虑已经由连锁店获取的多个宾馆。每个宾馆可继续使用以前的软件和其自己的管理系统,但是连锁店老板/总经理仍然需要每一天知道诸如入住率、库存和金融活动的事务,以协调所提供的服务,预测对改变的需要,并且迅速发现矛盾之处甚至诸如挪用公款。这些宾馆可遍布全世界并且可能希望让它们在任何时候报告。For example, consider a number of hotels that have been acquired by a chain. Each hotel can continue to use the previous software and its own management system, but the chain owner/general manager still needs to know things like occupancy, inventory and financial activity on a daily basis to coordinate the services provided and anticipate the need for changes , And quickly found contradictions and even such as embezzlement of public funds. These hotels may be located all over the world and one may wish to have them report at any time.
金融机构(在此称为“供应商”),例如银行、金融公司、进货零售商或贸易商、代理人、基于资产的贷方等可能需要例如通过每天查看单独记录来密切监视客户的商业机构。发明人涉及到了代理。例如,代理商业机构购买客户的债务(应收帐款),并且将需要以高效率的方式知道每天客户的债务,以便及时地购买以及评估所涉及的风险。投资了商业机构的银行需要监视其风险。此时,所有已知的该类型的报告依赖于客户的员工来提取数据,然后不断地准备报告并将其发送给金融机构,这是耗费劳力的,可能在限期内难以负担,并且可能导致数据因意外或故意而被不正确地输入,或者以其它方式被包含或被删除,从而可能损害任何一方。金融机构接收之后的分析通常耗费劳力而且耗时,从而高速计算的目的难以实现,并且可能总是比实际时间滞后两天以上。随着世界经济通过万维网而变得联系更加紧密,高速计算变成与所有元素更加有关。Financial institutions (referred to herein as "suppliers"), such as banks, finance companies, incoming retailers or traders, brokers, asset-based lenders, etc., may need to closely monitor customers, for example by reviewing individual records on a daily basis. The inventors involved an agent. For example, an agency business buys a customer's debt (accounts receivable) and will need to know the customer's debt on a daily basis in an efficient manner in order to make timely purchases and assess the risks involved. Banks that have invested in commercial institutions need to monitor their risks. At this point, all known reports of this type rely on the client's employees to extract the data and then continually prepare and send the report to the financial institution, which is labor-intensive, may be unaffordable within deadlines, and may result in data has been incorrectly entered, or otherwise contained or deleted, accidentally or intentionally, which may injure either party. The analysis after receiving by financial institutions is usually labor-intensive and time-consuming, so that the purpose of high-speed calculation is difficult to achieve, and it may always be more than two days behind the actual time. As the world economy becomes more connected through the World Wide Web, high-speed computing becomes more relevant to all elements.
示例1Example 1
参见图2,图2为图1示出的典型布局的更广阔视图。在图2中,均使用代理商业机构(例如)的一系列客户被示出为100A...100F,并且每一个客户所使用的不同阴影标记每个客户所使用的不同类型或版本的数据库或者记帐软件。添加到每个客户计算机系统中的“Hermes”软件(参见下文)在每个客户内由标记为104/105的(参见客户100A)的小框表示。为了例如改变上载数据的内容,为了改变触发上载的事件,或为了处理由特定客户所使用的不同类数据库软件,该软件可被编程供应商(120)不时地访问。通过使用如在107处的多对线和方向箭头在图2中示意性地指示双向通信。在130处指示为所有客户提供分别的金融服务的服务器。两个下游服务提供商(例如可以是审计公司或其它金融顾问)被示出为140A和140B。See FIG. 2 , which is a broader view of the typical layout shown in FIG. 1 . In FIG. 2, a series of customers each using a proxy business (for example) is shown as 100A...100F, and the different shading used by each customer marks the different type or version of the database or database used by each customer. Accounting software. The "Hermes" software (see below) added to each client's computer system is represented within each client by a small box labeled 104/105 (see
在图1中,矩形100(CL)表示客户的计算机或计算机系统(为了本说明书的目的,联网的或以其它方式成组的计算机都包含在“计算机”概念中),120(PM)代表偶尔调用的编程服务,其将参照前述而被使用。130(SU)代表服务提供商的计算机或计算机系统,并且140(DS)代表可选的下游供应商的计算机或计算机系统。107、121和143指的是安全通信通道,其可能是在通过适当强大的加密而保护的万维网上进行的临时链接;它们的示例在下面描述。In Figure 1, rectangle 100 (CL) represents a customer's computer or computer system (for the purposes of this specification, a networked or otherwise grouped The programmatic service invoked, which will be used with reference to the foregoing. 130(SU) represents a service provider's computer or computer system and 140(DS) represents an optional downstream provider's computer or computer system. 107, 121 and 143 refer to secure communication channels, possibly temporary links over the World Wide Web protected by suitably strong encryption; examples of them are described below.
在客户的计算机中的经修改的设备Modified device in customer's computer
虽然本领域技术人员应理解,当前流行的软件工具集指的是在此描述的方法,但对于在此描述的软件工具可替换的软件工具也可完成相同的任务。Although those skilled in the art will appreciate that currently available sets of software tools refer to the methods described herein, alternative software tools for the software tools described herein may accomplish the same task.
客户的现有帐目或数据库软件103现在趋向为包,例如“SageACCPAK”或“MYOB”(两者都是商标和产品的名称)。这些通常作为特定的版本或更新而用于新西兰或其它地方的小型商业机构到中型商业机构中。软件103可认为是用于该目的的数据库管理者,其维护数据库102,数据库102按照常规方式从键盘键入或通过自动方式接受描述性输入101,如本说明书中其它地方描述的将被数量上监视的惯常相关商品。所述数量可代表货币单位,或描述类别,或制造的商品,或其它材料。大多数记帐或数据库包有意地以(通常)开放式数据库连接(ODBC)接口的形式提供或公开由其它程序使用的接口;其它包括Java数据库连接(JDBC)和COM。这些类型的接口的广泛使用应当意味着它们将随时间被保留。另一选择是结构化查询语言(SQL)接口。The customer's existing accounting or
本发明的软件要求安装一个或更多个提取器104,其为此目的使用编程语言编写,以在客户的计算机100中创建ODBC和JDBC(例如分别是开放的和Java的)模块。这些提取器由小引导或发起程序105来驱动,也是本发明的一部分,这将发起期望的提取活动。所述客户或每个客户将同意安装在其系统中作为合同关系的一部分的设备(104,105),在此被称为“Hermes客户”软件。部分105的任务是在指定时间唤醒和通过安全链路107利用(通常现有)通信软件模块106以到达远程服务器,所述远程服务器在此称为在供应商计算机130处保持的“Hermes服务器”。认为优选的是,使得“Hermes客户”能发起根据例如系统时钟时间将数据发送到供应商计算机的任何数据传输,而不是使得客户软件被配置为服从用于将数据发送到可能是冒充计算机的任何进行请求的外部计算机的指令。此外,该软件的自动特性的方便之处在于无需人工干预。假设请求深夜进行下载,这将涉及对那些在实际上准备报告的手动版本中所涉及的事件的额外付费。避免人工干预和相关成本有助于本发明提供的服务“向下迁移”到更小的商业机构。节省了大量的时间。而且,在服务的提供(例如代理大量的相对小笔的帐目)中,运行成本(例如劳力)如果不控制则可能用尽利润率。The software of the present invention requires the installation of one or
可使用拨号调制解调器而不是使用总是处于连接的较不安全的宽带连接来进行报告。在某些设备中,更为方便的是,在完成所有数据输入后在傍晚晚一些时提交每日报告,但是在其它设备中,可在任何时候进行所述报告。一些商业机构是连续开放的。在某些情况下,可在特定数目或量的交易发生后立即提交报告。经常地报告和及时地指示任何差异可降低银行或代理或其它机构的风险。将维持防火墙和加密的常规使用。Reports can be made using a dial-up modem rather than using a less secure broadband connection that is always connected. In some installations it is more convenient to submit the daily report later in the evening after all data entry is complete, but in other installations the reporting can be done at any time. Some commercial establishments are open continuously. In some cases, reports may be filed immediately after a specified number or volume of transactions have occurred. Frequent reporting and timely indication of any discrepancies reduces the risk to the bank or agent or other institution. Regular use of firewalls and encryption will be maintained.
在来自客户计算机中的模块106的联系的任何实例处,Hermes服务器130或程序源120还可将数据下载到在框100中的Hermes客户。程序源数据可包含(例如)变更,以匹配新种类或新版本的软件、更新后的数据库软件、漏洞修补的应用,或者用于收集一定范围的数据或以不同于先前收集的方式收集数据的指令。该过程避免了用以修正软件的物理访问。这些变更的源在此被区分为分离的模块120——程序源——虽然优选地可以是仅从供应商的计算机系统130内提供的服务——正如图2中提供的——以便通过记录所有改变来维护安全性。否则,黑客可能尝试将其软件安装在合法引导模块的位置。At any instance of contact from
当在使用中时,合适的提取器104将搜索包括例如那些保持“应收帐款”信息或物品库存的一个或更多个数据库102。作为报告对象的特定的数据库将取决于由供应商提供的金融服务的类型和客户数据库的配置。代理(作为本发明的一个应用)在存在相对大量交易的情况下倾向于最相关,代理的特性逐天并没有改变多少。提取器104将从客户数据库提取数据,并转化所请求的字段,以用于操控、编码和传输。例如,仅有自先前提取起已被改变的那些记录将被提取,以用于在安全通道107上转发到供应商的计算机130。可通过使用Internet的安全变量(例如安全HTTP(https...))或者仅使用安全套接字层协议来获得安全通道。可使用密码。一种安全编码形式是使用公钥/私钥算法,例如RSA(Rivest Shamir等)或PGP(“Pretty Good Privacy”),它们还验证发送者的身份。在某些情况下,物理介质可以被递送,但是存在数据丢失或被盗的大量风险以及抵消本发明的一些优点的固有时延。When in use, the
因为仅从客户的计算机中(优选地)发起联系,所以客户的系统和在其中携带的信息被保护不受非授权的访问(例如通过试图弄清客户的金融状态的行业间谍)。当然,总是存在其它的安全风险,大多不属于本发明的范围,例如软件可能从黑客发出从而驻留在客户的计算机中,例如在“cookie”中,以便报告任何情况,或简单的电话按键可返回数据而被以逸待劳的黑客或小偷解码。大多数客户已经具有积极的风险检查策略并安装足够的安全措施,例如防火墙。Because contact is initiated (preferably) only from the customer's computer, the customer's system and the information carried therein are protected from unauthorized access (eg by industrial spies trying to ascertain the customer's financial status). Of course, there are always other security risks, mostly outside the scope of this invention, such as software that could be sent from a hacker to reside in the customer's computer, for example in a "cookie" to report any situation, or a simple phone keystroke Data can be returned to be decoded by an idle hacker or thief. Most customers already have an active risk-checking policy and install adequate security measures, such as firewalls.
一旦在安全通道上通过通信软件131进行与供应商计算机130的安全接触,提取器104就将选定数据从容户现有的帐目软件发送到供应商计算机中的软件(示出为块132-135)。块132保持从所标识的客户获得的初始下载。个体数据被操控133,以根据供应商现有的软件或程序将接收的信息标准化,并且然后用于现有的和/或增强的报告目的。可能的是,供应商运行模拟客户的金融的主分类帐和次分类帐(例如应收帐款、库存、银行帐户等)的分类帐134,并报告在客户的分类帐与供应商计算机中所保持和更新的分类帐之间的任何差异。这在当例如银行希望保持对其安全性作的密切监视的情况下很有用。模块135通常指的是对人优化过的显示,它可以采取图形或打印输出的形式,这可高亮显示和/或分析在现有活动与过去活动或预期活动之间的差异。预期活动可以是一些或所有其它客户活动的统计有效平均。Once securely contacted with the
如果需要,在此被称为“下游供应商”的第三方(图1的140,图2的140A和140B)也应具有对其数据或摘要的访问。典型的第三方功能是作为金融顾问或记帐服务,它可扩展至逐交易的对帐现金流。再者,不管实际的客户软件如何,本发明的优点,例如便捷、精确和标准化,对于第三方是有利的。在框140中(图1),块141是通信模块,其负责对信息编码或解码,并且块142广泛地代表将应用于特定客户需要的所有第三方功能。一种类型的显示块142被称为“仪表板”,其与用于以简单相似的形式呈现整体图像的能力有关,通常具有图形和/或超文本链接,以使得细节能够被显示。所述仪表板可在模块130中创建或在模块140中生成——在这种情况下,第三方供应商具有对呈现的更好控制。Third parties, referred to herein as "downstream providers" (140 in Figure 1, 140A and 140B in Figure 2), should also have access to their data or abstracts, if desired. Typical third-party functions are as financial advisors or bookkeeping services, which can extend to transaction-by-transaction reconciliation of cash flows. Again, regardless of the actual client software, the advantages of the present invention, such as convenience, precision and standardization, are beneficial to third parties. In block 140 (FIG. 1), block 141 is the communication module, which is responsible for encoding or decoding information, and block 142 broadly represents all third-party functions that will apply to a particular customer's needs. One type of
所有软件优选地是独立于平台的。实现这一目标的一种方式是使用JAVA代码,它运行在至少Linux、Unix、Macintosh或Windows环境下。该特性意味着尽可能地无需访问或修改或定制将被安装在客户的计算机或供应商的计算机中的软件。一个优点是,当输入使用该软件的布置时,任何一方都无需获得指定的软件包并且与其协作。另一优点是,构成本发明一部分的代码可对潜在的黑客或拷贝者保密,因为不需要对本地安装者透露源代码。不过,还可包含标准迷惑代码。第三个优点是降低站点访问量。All software is preferably platform independent. One way to achieve this is to use JAVA code, which runs on at least a Linux, Unix, Macintosh or Windows environment. This feature means that as much as possible there is no need to access or modify or customize the software to be installed in the customer's computer or the supplier's computer. One advantage is that neither party needs to acquire and collaborate with the specified software package when entering an arrangement to use the software. Another advantage is that the code forming part of the invention can be kept secret from potential hackers or copiers, since the source code does not need to be revealed to the local installer. However, standard obfuscation codes can also be included. The third advantage is to reduce the traffic of the site.
此外,本发明还实现了包的独立性(主要在104中),从而无论哪个软件(例如MYOB)或版本或配置被客户使用,从客户计算机提取的信息在块135中显示之前被转换为标准形式,或者可能,如果所有客户都是(例如)协作组成员(例如连锁宾馆),则有可能与其它客户活动进行比较。In addition, the present invention also achieves package independence (mainly in 104) so that no matter which software (e.g. MYOB) or version or configuration is used by the client, the information extracted from the client computer is converted to standard before display in
变型transform
并非仅关注与记帐和现金移动有关的应用,本发明还可应用于实时报告其它可计量的项目。例如,在存在许多具有共同的业务领域并且共享至少一部分共同所有权,但是可能具有不同的内部程序并且使用不同软件的多个工厂、公司或其它商业机构情况下,他们的管理需要知道每一天的产量、库存、分类细帐、对工厂供给的环境影响或其它影响、较长期动向以及金融问题。Rather than focusing only on billing and cash movement related applications, the invention can also be applied to real-time reporting of other quantifiable items. For example, where there are many factories, companies or other business establishments that have a common area of business and share at least some common ownership, but may have different internal procedures and use different software, their management needs to know the output of each day , inventories, sub-ledgers, environmental or other impacts on factory supplies, longer-term trends, and financial issues.
就此而言以24小时重复率在夜间进行的数据传输过程可以在如下任何时间重复,即,尤其是正处于交易峰值时,或者如果商业机构的特点改变时,或者如果要求更频繁报告。可选地,该过程可较不频繁地(例如每周或每月)进行,或者摘要报告能散布于较不频繁的全面报告中。The nightly data transfer process in this regard at a 24-hour repetition rate can be repeated at any time, ie, especially during peak trading hours, or if the characteristics of the business establishment change, or if more frequent reporting is required. Alternatively, the process can be done less frequently (eg, weekly or monthly), or summary reports can be interspersed with less frequent full reports.
相同的原理可应用于任何其它可测量的数量,所述数量的量在如下计算机环境中可用,所述计算机环境是由需要知道所述可测量数量的量的实体频繁监视的。示例包括:The same principle applies to any other measurable quantity that is available in a computer environment that is frequently monitored by an entity that needs to know the quantity of the measurable quantity. Examples include:
电能利用公司可使用本发明来监视大客户的电能使用并且可分别监视电能使用的多个版本。Power utilization companies can use the present invention to monitor power usage of large customers and can monitor multiple versions of power usage separately.
汽车制造商可使用本发明来监视部件供应商的制造链的状况,以便确定现在是否需要“准时的”生产/供应。在这种情况下,关于具体部件剩余库存的信息将返回给部件供应商,从而可以调节制造的速率。Automobile manufacturers can use the present invention to monitor the status of a component supplier's manufacturing chain to determine if "just in time" production/supply is now required. In this case, information about the remaining inventory of a specific part is returned to the part supplier so that the rate of manufacture can be adjusted.
会计师和其它商业顾问可实时监视客户的金融表现,并对改变和/或改进进行推荐。Accountants and other business advisors can monitor clients' financial performance in real time and recommend changes and/or improvements.
可高效地进行由分公司向总公司的报告并且无需花费太多成本或时间。Reporting from branch offices to the head office can be done efficiently and without cost or time.
工业应用性和优势Industrial applicability and advantages
本发明具有以下优点:通过无需人工干预或劳动成本(这可能落入“加班”类别)的透明手段,允许管理或金融服务提供商具有最新的和精确的关于(通常是金融)消费者活动的信息。在提供诸如代理的服务中,运行成本(例如劳动力)如果不被控制,则可能耗完利润率。而且,如果不利趋势没有引起足够早的注意并采取适合的行动,则可能损失利润率。The present invention has the advantage of allowing management or financial service providers to have up-to-date and accurate information on (usually financial) consumer activity by a transparent means without human intervention or labor costs (which may fall into the "overtime" category). information. In providing services such as agency, operating costs (eg labor) can eat up profit margins if not controlled. And, if adverse trends are not noticed early enough and appropriate action is taken, profit margins can be lost.
因此,能够将一个客户的表现与来自类似客户的集体统计进行比较是一种优点。Therefore, it is an advantage to be able to compare the performance of one client with the collective statistics from similar clients.
本发明提供仅需要最少干预现有软件和数据、并且可用在任何通用操作环境下的装置。The present invention provides a device that requires only minimal intervention with existing software and data, and can be used in any general purpose operating environment.
最后,应当理解,在此描述的和/或例示的本发明的范围并非限于具体的实施例。本领域技术人员应理解,在不脱离以下权利要求中阐述的本发明的范围和精神的情况下,各种修改、添加,已知等同物和替换是可能的。Finally, it should be understood that the scope of the inventions described and/or illustrated herein is not limited to the specific embodiments. It will be appreciated by those skilled in the art that various modifications, additions, known equivalents and substitutions are possible without departing from the scope and spirit of the present invention as set forth in the following claims.
Claims (9)
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CN (1) | CN101248451A (en) |
AU (1) | AU2006241588A1 (en) |
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CN112805965A (en) * | 2018-09-20 | 2021-05-14 | 苹果公司 | System, method and apparatus for end-to-end measurement and performance data streaming |
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TW200417895A (en) * | 2003-03-12 | 2004-09-16 | Hon Hai Prec Ind Co Ltd | System and method for monitoring import and export |
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2006
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- 2006-05-05 EP EP06747674A patent/EP1886188A4/en not_active Withdrawn
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WO2006118480A1 (en) | 2006-11-09 |
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EP1886188A1 (en) | 2008-02-13 |
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