CN101068282A

CN101068282A - Telephone payment system

Info

Publication number: CN101068282A
Application number: CN 200710062121
Authority: CN
Inventors: 闫建红
Original assignee: TAIYUAN JINYI SOFTWARE CO Ltd
Current assignee: TAIYUAN JINYI SOFTWARE CO Ltd
Priority date: 2007-06-04
Filing date: 2007-06-04
Publication date: 2007-11-07

Abstract

A payment system of telephone is prepared as connecting man-machine conversation display to telephone radio receiving/transmitting module through data line, connecting telephone radio receiving/ transmitting module to voice identification module through data line, connecting voice identification module to microcomputer thought data line, connecting microcomputer to telephone radio receiving/transmitting module and man-machine conversation display through data line.

Description

Telephone payment system

Technical field

Telephone payment system of the present invention, particularly a kind of equipment that utilizes wireless telecommunication system to give the phone recharging and paying.

Background technology

At present, fixing/mobile phone user pays telephone expenses dual mode, the one, directly to fix/business hall that mobile telephone company sets up pays dues or the banking institution of appointment, another kind is the card of paying the fees of buying fixing/mobile telephone company's distribution, dial the number of paying the fees of appointment with mobile phone/phone, point out typing successively pay the fees card account number, password by voice, manually finish fee payment service.Because each fixes/can not intersect between the mobile-phone carrier and pay the fees, for example: the mobile phone of communication company of China Mobile can only be set up the bank of business hall, mandate and the card of paying the fees of distribution thereof at it, and can not pay the expect someone's call telephone charges usefulness of service provider of CHINAUNICOM, China Netcom and China Railway Telecom, same CHINAUNICOM can not pay the expect someone's call telephone charges of service provider of China Mobile, China Netcom and China Railway Telecom; And the above company card of paying the fees also must be bought in corresponding place, and the card of paying the fees is easy to run into busy situation when paying dues and is not easy to pay dues successfully, must input the information such as card number, password of the card of paying the fees after getting nowhere once more; These bring a lot of inconvenience to the user.

Summary of the invention

Telephone payment system of the present invention, technical problem to be solved provide a kind of various landline telephones and mobile phone of being applicable to and carry out automatic fee, and the fast, efficient, safe equipment of paying dues reliably.

In order to solve the problems of the technologies described above, the technical scheme that telephone payment system of the present invention adopts is: telephone payment system mainly comprises: phone wireless receiving/transmitter module, sound identification module, microcomputer and human-computer dialogue display,

Its hardware configuration is: human-computer dialogue display 1 links to each other with phone wireless receiving/transmitter module 2 by data wire, phone wireless receiving/transmitter module 2 links to each other with sound identification module 6 by data wire, sound identification module 5 links to each other with microcomputer 7 by data wire, and microcomputer 7 links to each other with human-computer dialogue display 1 with phone wireless receiving/transmitter module 2 by data wire;

Solidified user's operation sequence in the microcomputer 7 and the program of paying the fees that dials automatically;

Wherein user's operation sequence is: the first step, select the phone classification of paying the fees; Second step, the telephone number that input is paid the fees; In the 3rd step, select personal information; The 4th step, the subscriber payment EO.

Automatically the dialing program of paying the fees is: the first step, extract the information of user's input automatically; In second step, dial to corresponding telephone Internet service provider; The 3rd step, use automatic speech recognition, and extract the card information of paying the fees that stores earlier, carry out automatic fee; In the 4th step, whether judgement pays the fees successful; In the 5th step, the account clearing are just carried out in success, finish; Not success, store information once more just returns the dialing to corresponding telephone Internet service provider after waiting for certain hour once more, carries out above-mentioned the 3rd, FOUR EASY STEPS, up to paying the fees successfully.

Above-mentioned phone wireless receiving/transmitter module 2 can receive for cdma wireless/transmitter module 3 or for GPRS/GSM wireless receiving/transmitter module 4 or be Personal Handyphone System wireless receiving/transmitter module 5, perhaps being any both combination of three, perhaps is three's combination.

The total microcomputer 8 of above-mentioned many microcomputers 7 access in parallel together;

The model of above-mentioned sound identification module 6 is ADSP-2181.

The course of work of telephone payment system of the present invention is as follows: microcomputer 7 or total microcomputer 8 link to each other with the server of all kinds of telephone operators by the Internet, and download through pay the fees account number and password and other that cryptographic algorithm was encrypted and can handle the supplementary services such as phone number of networking in the database of local microcomputer 7 or total microcomputer 8, when the user will pay the fees, operation on human-computer dialogue display 1, the classification of the service network that the phone that elder generation's selection will be paid the fees uses, as: the CDMA net, GPRS net or GSM net, the phs telephone net, fixed-line telephone network etc., the program input of the solidifying number of phone of being paid the fees again according to microcomputer 7, whether the relevant information of phone of confirming again to be paid the fees is correct, the amount of money that telephone charges is used is paid in input, and the user just finished and paid the fees this moment; After this work of specifically paying the fees is just finished by microcomputer 7, extract the card of paying the fees of corresponding face amount in the microcomputer 7 earlier, or adopt microcomputer 7 to call the card of paying the fees of corresponding face amount in total microcomputer 8, pay the fees to the server of corresponding service network by sound identification module 6 and corresponding telephone wireless receiving/transmitter module 2 again, success just can be carried out account clearing program if pay the fees, if do not pay the fees successfully, microcomputer 7 will get up user's information storage just now, after the regular hour, system carries out above-mentioned paying process automatically once more, till the success of paying the fees.

Telephone payment system of the present invention compared with prior art has following beneficial effect:

1, automaticity height, reliability height, safe: because the invention telephone payment system, adopt microcomputer 7 control phone wireless receiving/transmitter module 2 and sound identification modules 6, replace people's input information such as the card number of card and password of paying the fees, automatically finish paying process, and the speed of paying the fees improves greatly; Owing to adopt the present comparatively sound identification module 6 of advanced ADSP-2181 model, voice comparison when paying the fees typing account number, password, its discrimination can effectively solve the problems such as answer failure in the paying process greater than 96%, thereby ensures the success rate of paying the fees; The information of card of paying the fees adopts twice cipher mode to encrypt, and the card of there purchasing from Internet service provider of paying the fees adopts the higher md5 encryption operation method of present security performance to encrypt for the first time; , when the number of appointment pay the fees input card number and password adopt with network service provision data designated safety communication agreement carry out communication to Internet service provider the second time, can be the communications protocol of using always, reliability height, security performance height.

2, integrated degree height, easy to use: because telephone payment system of the present invention is provided with phone wireless receiving/transmitter module (can be cdma wireless reception/transmitter module 3, or GPRS/GSM wireless receiving/transmitter module 4, or Personal Handyphone System wireless receiving/transmitter module 5, it perhaps is any both combination of three, perhaps be three's combination), can act on behalf of fee payment service to all in the market phones, change an original place and can only pay a kind of pattern of expense, make that managing the site for one can finish all kinds of communication information expenses, and do not need to relate to the expense of any cross-platform clearing; For waiting the user that pays the fees, on telephone payment system of the present invention, just can finish various phone fee payment services, made things convenient for the user that pays the fees, the back input telephone number of only need paying during use, the affirmation phone information can be finished and pay the fees, and is quick and easy.

3, cost low, be easy to promote: because telephone payment system of the present invention is provided with phone wireless receiving/transmitter module 2, can acts on behalf of fee payment service to all in the market phones, make native system be equivalent to many payment machines in the outlet in the legacy network service, whole cost is reduced greatly, can use by separate unit, also can make the total microcomputer 8 of many microcomputers 7 access in parallel together, realized many covers telephone payment system of the present invention incorporate internal network, can use simultaneously in a plurality of places, conveniently apply.

Description of drawings

Below in conjunction with accompanying drawing telephone payment system of the present invention is further described:

Fig. 1 is first kind of structure principle chart of telephone payment system of the present invention;

Fig. 2 is second kind of structure principle chart of telephone payment system of the present invention;

Fig. 3 is the third structure principle chart of telephone payment system of the present invention;

Fig. 4 is the 4th kind of structure principle chart of telephone payment system of the present invention;

Fig. 5 is the 5th kind of structure principle chart of telephone payment system of the present invention;

Fig. 6 is the 6th kind of structure principle chart of telephone payment system of the present invention;

Fig. 7 is user's operational flowchart of the microcomputer 7 of Fig. 1;

Fig. 8 is the dialing of the microcomputer 7 of Fig. 1 flow chart of paying the fees.

Embodiment

Fig. 1 is first kind of structural representation of telephone payment system of the present invention, telephone payment system, mainly comprise: phone wireless receiving/transmitter module, sound identification module, microcomputer and human-computer dialogue display, its structure is: human-computer dialogue display 1 links to each other with phone wireless receiving/transmitter module 2 by data wire, phone wireless receiving/transmitter module 2 links to each other with sound identification module 6 by data wire, sound identification module 6 links to each other with microcomputer 7 by data wire, and microcomputer 7 links to each other with human-computer dialogue display 1 with phone wireless receiving/transmitter module 2 by data wire.

Wherein, the model of sound identification module 6 is ADSP-2181, and microcomputer 7 models can be home computer or business computer or single-chip microcomputer.

Fig. 2 is second kind of structural representation of telephone payment system of the present invention, Fig. 2 is on the basis of Fig. 1, phone wireless receiving/transmitter module 2 between described human-computer dialogue display 1 of Fig. 1 and sound identification module 6, adopt cdma wireless reception/transmitter module 2, can be that the model that Shenzhen communication company of Huawei produces is the module of CM320, other structures be described consistent with Fig. 1.

Fig. 3 is the third structural representation of telephone payment system of the present invention, Fig. 3 is on the basis of Fig. 1, phone wireless receiving/transmitter module 2 between described human-computer dialogue display 1 of Fig. 1 and sound identification module 6, adopt GPRS/GSM wireless receiving/transmitter module 4 and Personal Handyphone System wireless receiving/transmitter module 5 to be connected in parallel, GPRS/GSM wireless receiving/transmitter module 4 can be that the model that Shenzhen communication company of Huawei produces is the module of SIM300C, Personal Handyphone System wireless receiving/transmitter module 5 is the module of M150 for the model that Shenzhen communication company of Huawei produces, and other structures are described consistent with Fig. 1.

Fig. 4 is the 4th kind of structural representation of telephone payment system of the present invention, Fig. 4 is on the basis of Fig. 1, phone wireless receiving/transmitter module 2 between described human-computer dialogue display 1 of Fig. 1 and sound identification module 6, adopt cdma wireless reception/transmitter module 3 and Personal Handyphone System wireless receiving/transmitter module 5 to be connected in parallel, wherein cdma wireless reception/transmitter module 3 can be that the model that Shenzhen communication company of Huawei produces is the module of CM320, Personal Handyphone System wireless receiving/transmitter module 5 is the module of M150 for the model that Shenzhen communication company of Huawei produces, and other structures are described consistent with Fig. 1.

Fig. 5 is the 5th kind of structural representation of telephone payment system of the present invention, Fig. 4 is on the basis of Fig. 1, phone wireless receiving/transmitter module 2 between described human-computer dialogue display 1 of Fig. 1 and sound identification module 6, adopt cdma wireless reception/transmitter module 3, GPRS/GSM wireless receiving/transmitter module 4 and Personal Handyphone System wireless receiving/transmitter module 5 are connected in parallel, cdma wireless reception/transmitter module 3 can be that the model that Shenzhen communication company of Huawei produces is the module of CM320, GPRS/GSM wireless receiving/transmitter module 4 can be that the model that Shenzhen communication company of Huawei produces is the module of SIM300C, Personal Handyphone System wireless receiving/transmitter module 5 is the module of M150 for the model that Shenzhen communication company of Huawei produces, and other structures are described consistent with Fig. 1.

Fig. 6 is the structural representation of the embodiment of telephone payment system of the present invention, this figure is on the basis of Fig. 5, use total microcomputer 8 that many microcomputers 7 are connected in parallel, form a company's internal network, make the resource-sharing of internal network, other are described consistent with Fig. 5, and wherein total microcomputer 8 is common home computer or business computer, or single-chip microcomputer.

Fig. 7 is user's operational flowchart of the microcomputer 7 of Fig. 1, at first the user enters [select phone pay the fees classification] 701, concrete which kind of service network of selecting, carry out [classification affirmation] 702 then, judge, mistake just enters [select phone pay the fees classification] 701 once more, if it is correct, just enter [input telephone number] 703, entering [number affirmation] 704 then judges, mistake is just returned and is entered [input telephone number] 703, if correctly just enter [selection personal information] 705, enter [validation of information] 707 again and judge, if mistake is just returned and entered [selection personal information] 705, if correctly just enter [user's EO] 707, remaining work is by microcomputer 7, sound identification module 8 and corresponding phone wireless receiving/transmitter module 2 are finished.

Fig. 8 is the dialing of the microcomputer 7 of Fig. 1 flow chart of paying the fees, it is microcomputer 7, sound identification module 6 and corresponding phone wireless receiving/transmitter module 2 flow process of paying the fees that dials automatically, [extraction user profile] 708 at first, enter [to Internet service provider's dialing] 709 again, enter [speech recognition] 710 then, again to [paying the fees successfully? ] 711 judge, be, just enter [account clearing] 713, success does not just enter [wait is paid the fees] 712, through behind the certain hour, enter [to Internet service provider's dialing] 709 once more,, stop behind the whole square ups of account up to paying the fees successfully.

Claims

1. telephone payment system, mainly comprise: phone wireless receiving/transmitter module, sound identification module, microcomputer and human-computer dialogue display is characterized in that:

Its hardware configuration is: human-computer dialogue display (1) links to each other with phone wireless receiving/transmitter module (2) by data wire, phone wireless receiving/transmitter module (2) links to each other with sound identification module (6) by data wire, sound identification module (6) links to each other with microcomputer (7) by data wire, and microcomputer (7) links to each other with human-computer dialogue display (1) with phone wireless receiving/transmitter module (2) by data wire;

Solidified user's operation sequence in the microcomputer (7) and the program of paying the fees that dials automatically.

2. telephone payment system according to claim 1 is characterized in that:

User's operation sequence is: the first step, select the phone classification of paying the fees; Second step, the telephone number that input is paid the fees; In the 3rd step, select personal information; The 4th step, the subscriber payment EO;

3. telephone payment system according to claim 1, it is characterized in that: phone wireless receiving/transmitter module (2) can receive for cdma wireless/transmitter module (3) or for GPRS/GSM wireless receiving/transmitter module (4) or be Personal Handyphone System wireless receiving/transmitter module (5), perhaps being any both combination of three, perhaps is three's combination.

4. according to any described telephone payment system in the claim 1,2,3, it is characterized in that: many microcomputers (7) the total microcomputer (8) that inserts in parallel together.

5. according to any described telephone payment system in the claim 1,2,3, it is characterized in that: the model of sound identification module (6) is ADSP-2181.