CN101000701A - Automatic financial transaction equipment and method for providing obstructing safety camera and illegal drawing - Google Patents
Automatic financial transaction equipment and method for providing obstructing safety camera and illegal drawing Download PDFInfo
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- CN101000701A CN101000701A CN 200610001249 CN200610001249A CN101000701A CN 101000701 A CN101000701 A CN 101000701A CN 200610001249 CN200610001249 CN 200610001249 CN 200610001249 A CN200610001249 A CN 200610001249A CN 101000701 A CN101000701 A CN 101000701A
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- 238000012360 testing method Methods 0.000 claims description 2
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Abstract
A method for avoiding to carry out illegal money drawing by covering safety video camera of automatic financial transaction device includes judging whether there is matter to come near or not by inductor when card is inserted in by user, shooting down user if there is not, detecting whether image data is greater than or equal to reference value or not and carrying out normal deposit or money drawing transaction if it is or otherwise issuing prompt or voice information by screen and confiscating inserted in card if prompt or voice information issued by screen is over preset value.
Description
Technical field
The present invention relates to be used to avoid blocking safety camera and automatic financial transaction equipment of illegally withdrawing the money and method, it can avoid the generation of financial accident, for example, in the shop that ATM (automatic teller machine) is housed, when covering safety camera, illegally withdraw the money with hand or other objects, in particular, the present invention relates to a kind of be used to prevent to block safety camera and automatic financial transaction equipment of illegally withdrawing the money and method, in the shop that ATM (automatic teller machine) is being installed, illegal transaction person covers with hand or other objects and is installed in the ATM (automatic teller machine) or outer safety camera, when attempt is withdrawn the money, the present invention detects the attempt of illegally withdrawing the money, carry out real-time report by similar means such as Email or short message services, make the real owner can confirm whether his/her card is stolen, therefore, can avoid ever-increasing financial accident, as the criminal activity of illegally withdrawing the money when covering safety camera, therefore, the reliability of financial transaction is improved, client's satisfaction increases, improved the image that bank's reply changes, client is improved to the trusting degree of financial institution.
Background technology
In recent years, because most of companies all implement five-day workweek, make people use the number of times of the automatic financial transaction equipment of automatic drawing (ATM) for example or deposit machine (CD) to remove the number of times of bank in person considerably beyond people.Correspondingly, present automatic financial transaction equipment can be implemented various functions, and the most of services except that consulting service relevant with financial operation all can quick and easy, operatorlessly be finished, no matter be in one day when.In addition, because the enforcement of bank's five-day workweek, the installation of automatic financial transaction equipment progressively increases, and therefore, the quantity of the cash of the quantity of automatic financial transaction equipment and its inside dress also progressively increases.At present, automatic financial transaction equipment also is used to implement various additional functions except realizing main task, the needs that are used to improve the competitive power of bank and satisfy the client.
In conjunction with figure below traditional automatic financial transaction equipment is described.
Fig. 1 is the block diagram of traditional automatic financial transaction equipment inner structure.
Referring to Fig. 1, traditional automatic financial transaction equipment comprises keyboard input block 10, and it comprises a plurality of basic input and output keys, is used for user's input information is changed into electric signal; Bank book/card recognition unit 12 is used to discern the bank book or the card of insertion; Check input-output unit 26 is used to finish the function of access check; And cash input-output unit 30, be used for depositing or withdrawing the money.
Further, be the purpose of general transaction, traditional automatic financial transaction equipment comprises storage unit 16, is used to deposit the program of control system and the detail record that automatic financial transaction equipment is transacted business; Communication unit 28 is used for carrying out message exchange with the center machine calculation machine of main office; Center processing unit (CPU) 20 carries out message exchange by communication unit 28 with main office; Display unit 22 is used for showing the details of concluding the business on display; Print unit 24 is used for printing details and the printing and the output receipts of transactions of transaction on bank book.
In addition, traditional automatic financial transaction equipment comprises safety equipment unit 14, is used for external threat is reacted; Safe image unit 18 is used to take user's face image and stores captured image so that discern illegal transaction person later on.
The function that bank book/card recognition unit 12 is carried out is: read bank book or card and go up the information of magnetic stripe stores or be stored in information in the integrated circuit (IC) chip (IC), and an information that reads transfers to the central computer of main office by communication unit 28, discern dealer's identity with this, after having write down the deposit or the details of withdrawing the money, bank book or card are returned to the dealer.
The function that safety equipment unit 14 is carried out is: interrupt operation when external world's attempt unauthorized access, and lock machine or use surveillance camera or monitoring key and connect special security service company by telephone wire, guarantee supervision in 24 hours.
The function that CPU 20 carries out is: receive the output signal of keyboard input block 10 and bank book/card recognition unit 12, carry out message exchange according to the central computer of input information by communication unit 28 and main office and control financial transaction.The function of display unit 22 is: show the information of being handled by CPU 20 by the information and the demonstration of 10 inputs of keyboard input block, so that the user can see these information.
When the user inserted bank book or card during in financial transaction, bank book/card recognition unit 12 was discerned it.Subsequently, when the user uses keyboard input block 10 to continue financial transaction, when checking the details that are presented on the display unit 22, input password according to prompts displayed, by communication unit 28 be connected with the central computer of main office and with the central computer swap data after, CPU 20 allows transaction to continue.
After this, the transaction details of automatic financial transaction equipment are recorded in the storage unit 16.Print unit 24 is printed on the transaction details on the bank book, prints and the output receipts of transactions, by check input-output unit 26 or cash input-output unit 30 check or cash is offered the user subsequently.Correspondingly, above-mentioned transaction is finished.
The shortcoming of above-mentioned classic method is, even be contained in the ATM or outer safety camera is covered by object continuously or because insufficient light such as backlight can not finish normal camera function the time, shooting does not stop, because financial transaction still can not interruptedly be carried out, making illegally withdraws the money becomes possibility.In addition, useless fully after financial accident takes place by the view data under the safety camera photograph, make that using view data to carry out Criminal Investigation falls through.
In addition, when for example when blocking safety camera and finish the financial accident of illegally withdrawing the money and take place, traditional means can not stop financial accident at all, because it does not have the function of real-time informing, can only be just can provide notification service after illegal transaction is finished.
Summary of the invention
Correspondingly, the inventor sincerely remembers the above-mentioned defective of prior art, an object of the present invention is to provide a kind of automatic financial transaction equipment that is used to avoid blocking safety camera and illegally withdraws the money and the method for withdrawing the money, it can avoid the generation of financial accident, for example, in the shop that ATM (automatic teller machine) is housed, illegally withdraw the money when covering safety camera with hand or other objects, illegal transaction person stops when the safety camera attempt is withdrawn the money, the present invention detects the attempt of illegally withdrawing the money, carry out real-time report by similar means such as Email or short message services, make the real owner can confirm whether his/her card is stolen, therefore, can avoid recent ever-increasing financial accident, as block the criminal activity that safety camera is illegally withdrawn the money.
Another object of the present invention provides and is used to avoid blocking safety camera and automatic financial transaction equipment of illegally withdrawing the money and method, it can make the reliability of financial transaction be improved, client's satisfaction increases, the image that bank reply changes improves, and the use because of said system is improved client to the trusting degree of financial institution.
In order to achieve the above object, the invention provides a kind of method of blocking safety camera and illegally withdrawing the money of in automatic financial transaction equipment, preventing, this method comprises: the first step, and when the user inserts card, operate closely inductor and judge whether close object; In second step, if it is close not detected object, for the user takes pictures, whether the check image data volume is equal to or greater than reference value then, if image data amount is equal to or greater than reference value, and the transaction of depositing normally or withdraw the money; The 3rd the step, if detected object near or the image data amount less than reference value, screen prompt and acoustic information are provided; The 4th step, if screen prompt or and the amount of acoustic information surpass predetermined value, screen output is used to the notice that shows that transaction is interrupted, confiscates the card of insertion, sends and confiscates notice.
In addition, the invention provides and be used to avoid the automatic financial transaction equipment that blocks safety camera and illegally withdraw the money, this automatic financial transaction equipment of withdrawing the money comprises: the keyboard input block, and it comprises a plurality of basic input and output keys, is used for user's input information is converted to electric signal; Bank book/card recognition unit is used to discern the bank book and the card of insertion; Display unit is used for the transaction details are presented at display screen; Print unit is used for printing transaction details and printing and output receipts of transactions on bank book; The check input-output unit is used for the access check; The cash input-output unit is used for the access cash; Storage unit is used to deposit the program of control system and the detail record that automatic financial transaction equipment is transacted business; Communication unit is used for carrying out message exchange with the center machine calculation machine of main office; CPU is used to control each unit; Safe image unit is provided for photographic images and the image of taking is transferred to CPU; Inductor closely is installed in the inside or the outside of automatic financial transaction equipment, and whether be used for detecting has object close; Wherein,, CPU do not detect when making object that safety camera covers and inner or outside image data amount that safety camera is taken the photograph be equal to or greater than reference value the CPU control execution operation of withdrawing the money when determining inductor closely.
Description of drawings
Be described in detail in conjunction with following accompanying drawing, above-mentioned and other purposes of the present invention, feature and advantage will more be expressly understood.
Fig. 1 is traditional automatic financial transaction equipment inner structure block scheme;
Fig. 2 is the automatic financial transaction equipment inner structure block scheme that is used to prevent to block safety camera according to the preferred embodiment of the invention and illegally withdraws the money;
Fig. 3 a and Fig. 3 b prevent to block safety camera and the figure of two kinds of automatic financial transaction equipments of illegally withdrawing the money according to the preferred embodiment of the present invention;
Fig. 4 is the process flow diagram according to the method that is used to prevent to block safety camera and illegally withdraws the money of the present invention.
Embodiment
Describe the preferred embodiments of the present invention in detail below in conjunction with accompanying drawing.
Fig. 2 is the automatic financial transaction equipment inner structure block scheme that is used to prevent to block safety camera according to the preferred embodiment of the invention and illegally withdraws the money.
In Fig. 2, use identical Reference numeral with function components identical among Fig. 1, will repeat no more below.
Referring to Fig. 2, be the purpose of general transaction, this automatic financial transaction equipment comprises keyboard input block 10, bank book/card recognition unit 12, safety equipment unit 14, storage unit 16, safe image unit 18, CPU 20, display unit 22, print unit 24, check input-output unit 26, communication unit 28 and cash input-output unit 30.According to the present invention, in order to prevent to block safety camera and illegally withdraw the money, closely (proximity) inductor 50 is connected to safe image unit 18, and safe image unit 18 is connected with CPU 20, the image of picked-up is sent to CPU20 handles.
The Close Circuit Television (CCTV) video camera of widely using is can be in safety shooting 18, and perhaps the digital camera (DVR) of application widely recently can be stored mass data, search data advantage relatively easily because it has.Safety camera 18 adjoins with inductor 50 closely and be arranged in parallel, can be contained in the inside or the outside of automatic financial transaction equipment 60.Safety camera 18 is incessantly to user shooting, and gives notice to CPU20 during less than reference value when taking the photograph data volume.
Closely inductor 50 adjoins parallel installation with safety camera 18, can be contained in the inside or the outside of automatic financial transaction equipment 60.Closely inductor is divided into electromagnetic inductor and the capacitive sensing device that is used to detect electric current, has judged whether that thus object or people are close.Closely inductor 50 work when card inserts, whether have people or object covered safety camera 18, and testing result is notified to CPU 20 if detecting, with the attempt that judges whether illegally to withdraw the money.
When inductor 50 closely adjoins parallel installation with safety camera 18 and is contained in the inside of automatic financial transaction equipment 60 or when outside, when card inserts closely inductor 50 start working simultaneously, CPU 20 provides screen prompt and acoustic information according to the end value that inductor sends to display.In this example, when the amount of screen prompt and acoustic information surpassed predetermined value, the card of insertion was forfeit, and sent and confiscated notice, and the information of result and insertion card transfers to the central computer of main office by communication unit 28.Whether central computer is received the real owner who confirms card after the information, uses similar means such as Email, SMS to give notice, confirm should card stolen.
Fig. 3 a and Fig. 3 b are depicted as two kinds of automatic financial transaction equipments that prevent to block safety camera and illegally withdraw the money according to a preferred embodiment of the invention, and portion or outside are equipped with closely inductor within it.
Referring to Fig. 3 a, can see safe image unit 18 and closely inductor 50 be installed in parallel in automatic financial transaction equipment 60 inside.Safe image unit 18 can be safety camera or DVR, is installed in parallel in automatic financial transaction equipment 60 inside with inductor 50 closely, and is connected to CPU 20.
When card inserts, closely inductor 50 detect whether have object near and safe image unit 18 photograph this object.Correspondingly, by judging whether institute's image data amount of taking the photograph surpasses reference value and determined whether that the user attempts to block safety camera or illegally withdraws the money.
Then, referring to Fig. 3 b, can see safe image unit 18 and closely inductor 50 be installed in parallel in automatic financial transaction equipment 60 outsides.Safe image unit 18 can be safety camera or DVR, is installed in parallel in automatic financial transaction equipment 60 outsides with inductor 50 closely, and is connected to CPU 20.
As in Fig. 3 a, closely inductor 50 detect whether have object near and safe image unit 18 photograph this object.Correspondingly, by judging whether the image data amount of taking the photograph is equal to or greater than reference value and can have determined whether that the user attempts to block safety camera or illegally withdraws the money.
Fig. 4 is the process flow diagram according to the method that is used to prevent to block safety camera and illegally withdraws the money of the present invention.
Referring to Fig. 4, the user inserts card the slot of automatic financial transaction machine 60 to carry out financial transaction, as depositing at step s102 and withdrawing the money.In this example, at step s104, operation is installed in automatic financial transaction machine 60 inner or outside closely inductors 50, step s106, and CPU 20 checks the camera part that whether has object to block safe image unit 18, has judged whether to exist near object.If determine not detect object, step s108 safety camera is photographed the user.
If step s108 determines not have inspected object to exist, step s110 compares the user image data amount and the reference value of picked-up.If image data amount is equal to or greater than reference value, step s112 carries out the financial transaction of depositing normally or withdraw the money, and step s114 transaction is normally finished then.
Yet if step s106 and s108 detect close object or image data amount less than reference value, the screen prompt that before provided is provided step s116 and whether the amount of acoustic information surpasses predetermined value.If the amount of screen prompt and acoustic information surpasses predetermined value, step s118 provides screen prompt and acoustic information execution once more so that user is normally photographed and photographs, so that the user can conclude the business continuously.
If the quantity of screen prompt and acoustic information surpasses predetermined value, step s120, screen prompt and the acoustic information interrupted notice of for example concluding the business is provided for the user.After this, step s122, the card of insertion is forfeit, and sends and confiscates notice.In the present invention, CPU 20 reads the information of inserting card, and whether his or her card is stolen by similar fashion such as Email, SMS or mobile phones details to be sent to the owner of real card in real time.
As mentioned above, among the present invention, in the shop that ATM (automatic teller machine) is housed, cover safety camera with hand or other objects and become, when attempt is illegally withdrawn the money, this attempt of illegally withdrawing the money is by using closely inductor and being discovered by the movement images data, therefore the incident of having avoided plundering takes place, and like this, client's satisfaction increases, the image that bank's reply changes improves, and client is improved to the trusting degree of financial institution.
In addition, when blocking safety camera and illegally withdrawing the money, the present invention uses said system to be notified to the real owner of card illegally withdrawing the money, so its allows the real owner of card to confirm in real time whether card is stolen, therefore, the use that automatic financial transaction equipment can be safer.
Although for the purpose that invention is described discloses the preferred embodiments of the present invention at this, those skilled in the art do not depart from purport of the present invention and the scope in disclosed claim can carry out various modifications to the present invention, replenish, replacement etc.
Claims (8)
1. method that prevents from automatic financial transaction equipment, to block safety camera and illegally withdraw the money, this method comprises:
The first step is operated closely inductor and is judged whether to detect approaching object when the user inserts card;
In second step, if it is close not detected object, for the user takes pictures, whether the check image data volume is equal to or greater than reference value then, if image data amount is equal to or greater than reference value, and the financial transaction of depositing normally or withdraw the money;
The 3rd the step, if detected object near or image data amount less than reference value, screen prompt and acoustic information are provided;
In the 4th step, if the amount of screen prompt and acoustic information surpasses predetermined value, screen output is used to show the notice of transaction interruption, confiscates the card of insertion, sends and confiscates notice.
2. the method for claim 1 further comprised for the 5th step, if the amount of screen prompt and acoustic information surpasses predetermined value, used Email or short message to give notice to confirm whether his or her card is stolen to the real owner of card.
3. the method for claim 1 further comprised for the 6th step, if the amount of screen prompt and acoustic information does not surpass predetermined value, provided screen prompt and acoustic information so that the user is normally made a video recording, and therefore allowed the user to conclude the business continuously.
4. be used to prevent the automatic financial transaction equipment that blocks safety camera and illegally withdraw the money, this automatic financial transaction equipment comprises:
The keyboard input block contains many basic input and output keys, is used for user's input information is converted to electric signal;
Bank book/card recognition unit is used to discern the bank book or the card of insertion;
Display unit is used for showing the details of concluding the business on display screen;
Print unit is used for printing details and the printing and the output receipts of transactions of transaction on bank book;
The check input-output unit is used for carrying out depositing or extracting check in;
The cash input-output unit is used to deposit in or extract cash;
Storage unit is used to deposit the program of this system of control and the particulars that this automatic financial transaction equipment is transacted business;
Communication unit is used for carrying out message exchange with the center machine calculation machine of main office;
CPU (central processing unit) is used to control each unit;
The safety camera unit is used for photographic images and the image of taking is transferred to CPU (central processing unit);
Inductor closely is installed in the inside or the outside of automatic financial transaction equipment, and whether be used for detecting has object close;
Wherein, when CPU (central processing unit) determines that closely inductor does not detect object and blocks safety camera and inner or outside image data amount that safety camera is taken the photograph and be equal to or greater than reference value, the central processing unit controls execution operation of withdrawing the money.
5. automatic financial transaction equipment as claimed in claim 4, wherein, the closely parallel installation of inductor with safety camera.
6. as claim 4 or 5 described automatic financial transaction equipments, wherein, safety camera is closed-circuit television or digital camera.
7. as claim 4 or 5 described automatic financial transaction equipments, wherein, whether closely inductor work when card inserts is used for detecting and has people or object to cover safe video camera, and testing result is notified to CPU (central processing unit).
8. automatic financial transaction equipment as claimed in claim 4, wherein, when image data amount surpassed predetermined value less than the amount of reference value and acoustic information and screen prompt, Email or short message were sent to the real owner of card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610001249 CN101000701A (en) | 2006-01-10 | 2006-01-10 | Automatic financial transaction equipment and method for providing obstructing safety camera and illegal drawing |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610001249 CN101000701A (en) | 2006-01-10 | 2006-01-10 | Automatic financial transaction equipment and method for providing obstructing safety camera and illegal drawing |
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| Publication Number | Publication Date |
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| CN101000701A true CN101000701A (en) | 2007-07-18 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN 200610001249 Pending CN101000701A (en) | 2006-01-10 | 2006-01-10 | Automatic financial transaction equipment and method for providing obstructing safety camera and illegal drawing |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2013026328A1 (en) * | 2011-08-23 | 2013-02-28 | 广州广电运通金融电子股份有限公司 | Self-transaction automatic optimization service control system |
| JP2022069339A (en) * | 2020-10-23 | 2022-05-11 | 横河電機株式会社 | Device, system, method and program |
-
2006
- 2006-01-10 CN CN 200610001249 patent/CN101000701A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2013026328A1 (en) * | 2011-08-23 | 2013-02-28 | 广州广电运通金融电子股份有限公司 | Self-transaction automatic optimization service control system |
| JP2022069339A (en) * | 2020-10-23 | 2022-05-11 | 横河電機株式会社 | Device, system, method and program |
| JP7415872B2 (en) | 2020-10-23 | 2024-01-17 | 横河電機株式会社 | Apparatus, system, method and program |
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Open date: 20070718 |