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CN100483468C - Mobile communication terminal mounting bank safety information card and information handling method thereof - Google Patents

Mobile communication terminal mounting bank safety information card and information handling method thereof Download PDF

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Publication number
CN100483468C
CN100483468C CNB200610001129XA CN200610001129A CN100483468C CN 100483468 C CN100483468 C CN 100483468C CN B200610001129X A CNB200610001129X A CN B200610001129XA CN 200610001129 A CN200610001129 A CN 200610001129A CN 100483468 C CN100483468 C CN 100483468C
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CN
China
Prior art keywords
safety information
information card
bank safety
bank
mobile communication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CNB200610001129XA
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Chinese (zh)
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CN1831875A (en
Inventor
金美暻
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Inspur LG Digital Mobile Communications Co Ltd
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LG Electronics China Research and Development Center Co Ltd
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Publication of CN1831875A publication Critical patent/CN1831875A/en
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Publication of CN100483468C publication Critical patent/CN100483468C/en
Expired - Fee Related legal-status Critical Current
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    • BPERFORMING OPERATIONS; TRANSPORTING
    • B29WORKING OF PLASTICS; WORKING OF SUBSTANCES IN A PLASTIC STATE IN GENERAL
    • B29DPRODUCING PARTICULAR ARTICLES FROM PLASTICS OR FROM SUBSTANCES IN A PLASTIC STATE
    • B29D11/00Producing optical elements, e.g. lenses or prisms
    • B29D11/00009Production of simple or compound lenses
    • B29D11/0048Moulds for lenses
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B29WORKING OF PLASTICS; WORKING OF SUBSTANCES IN A PLASTIC STATE IN GENERAL
    • B29DPRODUCING PARTICULAR ARTICLES FROM PLASTICS OR FROM SUBSTANCES IN A PLASTIC STATE
    • B29D11/00Producing optical elements, e.g. lenses or prisms
    • B29D11/00009Production of simple or compound lenses
    • B29D11/00038Production of contact lenses
    • B29D11/00125Auxiliary operations, e.g. removing oxygen from the mould, conveying moulds from a storage to the production line in an inert atmosphere

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  • Engineering & Computer Science (AREA)
  • Health & Medical Sciences (AREA)
  • Manufacturing & Machinery (AREA)
  • Ophthalmology & Optometry (AREA)
  • Mechanical Engineering (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)

Abstract

One kind of mobile communication terminal with bank safety card information and its information treating method are disclosed. The mobile communication terminal includes a memory to maintain the bank safety card information and the user's cipher; a key area to convert the user input data into electric signals; a controller to conform the identity between the key area input data and the cipher in the memory and control the output of the bank safety card information, and a display to output the bank safety card information in the user recognizable form based on the control signal from the controller. The present invention makes it possible to perform Internet bank or telephone bank service through the confirmation in the mobile communication terminal without using the cipher card.

Description

The mobile communication terminal and the information processing method thereof of bank safety information card are housed
Technical field
The present invention relates to the mobile communication terminal technology, more specifically, relate to a kind of in store bank safety information card and utilize it to carry out mobile communication terminal and information processing method thereof that bank safety information card is handled.
Background technology
Along with development of Communication Technique, reduced in order to handle banking the directly inconvenience of access bank significantly.As its exemplary, as telephone bank (phone banking) or internet bank.At this moment, in order to confirm user identity, a kind of method as in the authenticating step is adopting safety card.Safety card is that bank issues the user.As shown in fig. 1, for bank safety card illustration figure, respectively putting down in writing mutually different code on a plurality of numberings of safety card.The size and business card or credit card sized identical of most safety cards.
Therefore, people usually are carried at it in the wallet, when needs utilize telephone bank or internet bank, are used for authenticating user identification and affirmation.When using telephone bank or internet bank, by phone or interconnected network mode, input and the corresponding code of arbitrary number.This safety card will be used for bank in the non-banking place to be handled.But this safety card needs the user carrying all the time, just need be referring to the card input code when handling banking at every turn.And this mode is not only very numerous and diverse, also exists the risk of easy loss card.If really lost card, existing needs the inconvenience of personal visit bank problem in order to make up neocaine.And, if when many people use an account simultaneously,, exist the inconvenience problem that need carry copy owing to only provide a safety card.
Summary of the invention.
The object of the present invention is to provide a kind of mobile communication terminal and information processing method thereof that bank safety information card is housed, can eliminate the bank safety card and carry inconvenience, can eliminate the problem of reissuing the inconvenience that neocaine brings when losing the bank safety card.
The invention provides a kind of mobile communication terminal that bank safety information card is housed, comprising:
Infrared receiving part utilizes over the horizon communication system to receive the bank safety information card that is transmitted from being positioned at in-plant external device (ED);
Storer, in store bank safety information card and the user cipher that receives by over the horizon communication system;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed whether the user cipher of preserving in data and the described storer by described keypad input is consistent, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
Described external device (ED) is to be linked into computing machine in the bank server by the internet.
Described external device (ED) is a mobile communication terminal.
The present invention also provides a kind of mobile communication terminal that bank safety information card is housed, and comprising:
Socket adopts serial communication mode, receives bank safety information card from the external device (ED) that utilizes data cable to connect;
Storer is preserved the bank safety information card and the user cipher that receive by described socket;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed the consistance between data and the user cipher that is kept in the described storer by described keypad input, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
Described external device (ED) is to be linked into computing machine in the bank server by the internet.
The present invention also provides a kind of mobile communication terminal that bank safety information card is housed, and comprising:
USB connector is in order to receive bank safety information card and the executive's interface function from the external device (ED) that utilizes USB cable to connect;
Storer is preserved the bank safety information card and the user cipher that receive by described USB connector;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed the consistance between data and the user cipher that is kept in the described storer by described keypad input, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
Described external device (ED) is to be linked into computing machine in the bank server by the internet.
The present invention also provides a kind of mobile communication terminal that bank safety information card is housed, and comprising:
Bluetooth communication portion receives bank safety information card and the executive's interface function in order to utilize Bluetooth protocol from being positioned at in-plant external device (ED);
Storer is preserved the bank safety information card and the user cipher that receive by described Bluetooth communication portion;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed the consistance between data and the user cipher that is kept in the described storer by described keypad input, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
Described external device (ED) is to be linked into computing machine in the bank server by the internet.
In addition, the invention provides a kind of method of utilizing mobile communication terminal to handle bank safety information card, comprise the steps:
Receive bank safety information card from external device (ED);
The bank safety information card that is received is kept in the terminal memory reservoir;
Under bank safety code search pattern,, and from described storer, read this security code by keypad input and the corresponding data of security code;
By display device the security code that is read is shown.
Before by keypad input and the corresponding data of security code, needing additional step be cryptogram validation process, requires the user to input password, and it is confirmed.
For described cryptogram validation process, the user can setting code import-restriction number of times.
Described external device (ED) is to be linked into computing machine in the bank server by the internet.
By the data cable that is connected with computing machine, adopt the USB mode to receive bank safety information card.
Over the horizon communication system between employing and the computing machine receives bank safety information card.
Bluetooth approach between employing and the computing machine receives bank safety information card.
As described above, based on mobile communication terminal of the present invention under the situation of not carrying the bank safety card, when carrying out internet bank or telephone banking, just can confirm, thereby reach the effect that the inconvenience that always needs to carry the password card is eliminated by this terminal.
Description of drawings
Fig. 1 is portable bank safety card illustration figure;
Fig. 2 is that the mobile communication terminal that bank safety information card is housed in the embodiment of the invention constitutes block scheme;
Fig. 3 is that the mobile communication terminal that bank safety information card is housed in the another embodiment of the present invention constitutes block scheme;
Fig. 4 is that the mobile communication terminal that bank safety information card is housed in the another embodiment of the present invention constitutes block scheme;
Fig. 5 is that the mobile communication terminal that bank safety information card is housed in the another embodiment of the present invention constitutes block scheme;
Fig. 6 is based on operation steps illustration figure between bank safety information card treatment step, the system's constituent element among the present invention;
Fig. 7 is the process flow diagram that has shown the bank safety information card processing procedure among the present invention;
Fig. 8 a to Fig. 8 d is terminal picture illustration figure in the relevant bank safety information card processing procedure.
Embodiment
The present invention is described in detail with each embodiment below in conjunction with accompanying drawing.
Fig. 2 is that the mobile communication terminal that bank safety information card is housed in the embodiment of the invention constitutes block scheme.Structure comprises following component part as can be known from Fig. 2: keypad 1, and the data that the user is imported are converted to electric signal; Socket (receptacle) 2 adopts serial (serial) communication mode, from receiving bank safety information card by external device (ED)s such as computing machine that data cable connected or notebook computers; Storer 5 is preserved the bank safety information card and the user cipher that receive by described socket 2; Control part 3 is confirmed the consistance between data and the user cipher that is kept in the described storer 5 by described keypad 1 input, and is controlled and whether export described bank safety information card; Liquid crystal indicator (LCD) 4 according to the control signal of described control part 3, is output as the form that the user can discern with described bank safety information card.
Fig. 3 to Fig. 5 is the frame assumption diagram that mobile communication terminal constitutes in the another embodiment of the present invention.This structure can constitute various form according to the input path that is kept at the bank safety information card in the storer.That is, Fig. 3 be and be in closely and the computing machine of bluetooth enable or notebook computer between carry out the enforcement illustration of Bluetooth communication.That is,, can receive the bank safety information card that is kept in computing machine or the notebook computer by Bluetooth communication portion 6.
Fig. 4 is the example that has utilized other short-range communication mode.That is, belong to the situation that terminal possesses the infrared signal transmission-receiving function.Shown the infrared receiving part 7 that utilizes at terminal inner by this embodiment, from being positioned at the structure that in-plant computing machine or notebook computer can receive bank safety information card.
Show as Fig. 5, when in the terminal USB connector 8 being installed, can also realize receiving from external device (ED)s such as computing machines the method for bank safety information card in the USB mode.In each embodiment, storer should adopt nonvolatile memory.
Fig. 6 is based on operation steps illustration figure between bank safety information card treatment step, the system's constituent element among the present invention.As shown in the figure, computing machine or notebook computer 200 that utilization can insert the internet directly insert bank server 400, through user authentication process, transmit the safety card request message 1..Bank server 400 is confirming under the state of its identity safety card to be sent to the user by authentification of user.At this moment, in order to prevent the hacker, under the environment that the information security program is installed, download 2. certainly.After this, by the Sync program of drive installation on computing machine and terminal, carry out to mobile communication terminal 100 and transmit required control signal 3..Certainly, also must need the relevant authentication process this moment.Under the authenticate-acknowledge state, send the bank safety information card of preserving on computers to mobile communication terminal.Load mode can adopt the various forms such as usb communication mode based on the close range wireless communication modes of infrared communication or Bluetooth communication, the serial communication that utilizes data cable or USB port.That is, different according to the communication mode of terminal.The safety card data allocations that transmits is given in the segment space of flash memory in the terminal, 4. with the array format store document information.
Fig. 7 is the process flow diagram that has shown the bank safety information card processing procedure among the present invention; Fig. 8 a to Fig. 8 d is terminal picture illustration figure in the relevant bank safety information card processing procedure.
As described above, mobile communication terminal is inserted in the in store bank safety card data computing machine or notebook computer that is provided by bank server, to receive bank safety information card (seeing step S71).
The safety information card that is received is kept in the flash memory 5 of terminal inner (seeing step S72).
When the user carries out banking by telephone bank or internet bank, need in user authentication process, import security code.At this moment, show as Fig. 8 a to Fig. 8 d, the user that the mobile communication terminal of bank safety information card is housed among the present invention, in order to carry out internet bank safety card search, and choice menus.Judge whether the safety card search pattern is driven (seeing step S73),, show, the picture of request input password is exported to be presented among the LCD4 (see step S74) as Fig. 8 b if satisfied the security code search pattern.
The password of judgement by keypad 1 input whether be kept at storer 5 in information consistent (seeing step S75).Under the situation that does not exceed the import-restriction number of times, allow to repeat to input password (seeing step S79).
When the password of being inputed is consistent with the information in the storer of being kept at, show as 8c, require the user to import the needed numbering of security code (seeing step S76).Read and the corresponding security code of importing by keypad of data (seeing step S77) from described storer 5.
Show as 8d, the security code that is read is presented on the display device (sees step S78).
The foregoing description only is used to illustrate the present invention, but not is used to limit the present invention.

Claims (16)

1. the mobile communication terminal that bank safety information card is housed is characterized in that, comprising:
Infrared receiving part utilizes over the horizon communication system to receive the bank safety information card that is transmitted from being positioned at in-plant external device (ED); Wherein this bank safety card is used to confirm user identity;
Storer, in store bank safety information card and the user cipher that receives by over the horizon communication system;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed whether the user cipher of preserving in data and the described storer by described keypad input is consistent, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
2. according to a kind of mobile communication terminal that bank safety information card is housed described in the claim 1, it is characterized in that described external device (ED) is to be linked into computing machine in the bank server by the internet.
3. according to a kind of mobile communication terminal that bank safety information card is housed described in the claim 1, it is characterized in that described external device (ED) is a mobile communication terminal.
4. the mobile communication terminal that bank safety information card is housed is characterized in that, comprising:
Socket adopts serial communication mode, receives bank safety information card from the external device (ED) that utilizes data cable to connect; Wherein this bank safety card is used to confirm user identity; Storer is preserved the bank safety information card and the user cipher that receive by described socket;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed the consistance between data and the user cipher that is kept in the described storer by described keypad input, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
5. according to a kind of mobile communication terminal that bank safety information card is housed described in the claim 4, it is characterized in that described external device (ED) is to be linked into computing machine in the bank server by the internet.
6. the mobile communication terminal that bank safety information card is housed is characterized in that, comprising:
USB connector is in order to receive bank safety information card and the executive's interface function from the external device (ED) that utilizes USB cable to connect; Wherein this bank safety card is used to confirm user identity;
Storer is preserved the bank safety information card and the user cipher that receive by described USB connector;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed the consistance between data and the user cipher that is kept in the described storer by described keypad input, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
7. according to a kind of mobile communication terminal that bank safety information card is housed described in the claim 6, it is characterized in that described external device (ED) is to be linked into computing machine in the bank server by the internet.
8. the mobile communication terminal that bank safety information card is housed is characterized in that, comprising:
Bluetooth communication portion receives bank safety information card and the executive's interface function in order to utilize Bluetooth protocol from being positioned at in-plant external device (ED); Wherein this bank safety card is used to confirm user identity;
Storer is preserved the bank safety information card and the user cipher that receive by described Bluetooth communication portion;
Keypad, the data that the user is imported are converted to electric signal;
Control part is confirmed the consistance between data and the user cipher that is kept in the described storer by described keypad input, and is controlled and whether export described bank safety information card;
Display part according to the control signal of described control part, is output as the form that the user can discern with described bank safety information card.
9. a kind of mobile communication terminal that bank safety information card is housed described in according to Claim 8 is characterized in that, described external device (ED) is to be linked into computing machine in the bank server by the internet.
10. a method of utilizing mobile communication terminal to handle bank safety information card is characterized in that, comprises the steps:
Receive bank safety information card from external device (ED); Wherein this bank safety card is used to confirm user identity;
The bank safety information card that is received is kept in the terminal memory reservoir;
Under bank safety code search pattern,, and from described storer, read this security code by keypad input and the corresponding data of security code;
By display device the security code that is read is shown.
11. according to a kind of method of utilizing mobile communication terminal to handle bank safety information card described in the claim 10, it is characterized in that, before by keypad input and the corresponding data of security code, needing additional step is cryptogram validation process, require the user to input password, and it is confirmed.
12. a kind of method of utilizing mobile communication terminal to handle bank safety information card according to described in the claim 11 is characterized in that for described cryptogram validation process, the user can setting code import-restriction number of times.
13. utilize mobile communication terminal to handle the method for bank safety information card, it is characterized in that described external device (ED) is to be linked into computing machine in the bank server by the internet according to a kind of described in the claim 10.
14. a kind of method of utilizing mobile communication terminal to handle bank safety information card according to described in the claim 13 is characterized in that, by the data cable that is connected with computing machine, adopts the USB mode to receive bank safety information card.
15. a kind of method of utilizing mobile communication terminal to handle bank safety information card according to described in the claim 13 is characterized in that the over the horizon communication system between employing and the computing machine receives bank safety information card.
16. a kind of method of utilizing mobile communication terminal to handle bank safety information card according to described in the claim 13 is characterized in that the bluetooth approach between employing and the computing machine receives bank safety information card.
CNB200610001129XA 2005-03-07 2006-01-13 Mobile communication terminal mounting bank safety information card and information handling method thereof Expired - Fee Related CN100483468C (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020050018644A KR100710252B1 (en) 2005-03-07 2005-03-07 Mobile communication terminal with embedded bank security card information and bank security card information processing method using the same
KR1020050018644 2005-03-07

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CN1831875A CN1831875A (en) 2006-09-13
CN100483468C true CN100483468C (en) 2009-04-29

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Publication number Priority date Publication date Assignee Title
KR101250230B1 (en) * 2011-07-21 2013-04-03 주식회사 모비솔루션 Two channel authentication system and method based position value
KR101226611B1 (en) * 2012-11-14 2013-02-05 주식회사 미래테크놀로지 Security card device

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KR100533035B1 (en) * 2003-09-30 2005-12-02 엘지전자 주식회사 Method for saving bank security card using character message

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KR20060098736A (en) 2006-09-19
CN1831875A (en) 2006-09-13

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Owner name: LANGCHAO LEJIN DIGITAL MOBILE COMMUNICATION CO., L

Free format text: FORMER OWNER: LG ELECTRONIC (CHINA) RESEARCH + DEVELOPMENT CENTRE CO., LTD.

Effective date: 20120309

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Effective date of registration: 20120309

Address after: 264006 No. 228 Changjiang Road, Yantai Economic Development Zone, Shandong, China

Patentee after: Langchao Lejin Digital Mobile Communication Co., Ltd.

Address before: 100022 Beijing city Chaoyang District Jianguomenwai Street No. 12 b Gemini building 18 layer tower

Patentee before: LG Electronic (China) Research and Development Center Co., Ltd.

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Granted publication date: 20090429

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CF01 Termination of patent right due to non-payment of annual fee