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BRPI0520741A2 - secure transaction system using a smart card - Google Patents

secure transaction system using a smart card

Info

Publication number
BRPI0520741A2
BRPI0520741A2 BRPI0520741-0A BRPI0520741A BRPI0520741A2 BR PI0520741 A2 BRPI0520741 A2 BR PI0520741A2 BR PI0520741 A BRPI0520741 A BR PI0520741A BR PI0520741 A2 BRPI0520741 A2 BR PI0520741A2
Authority
BR
Brazil
Prior art keywords
transaction
card
transaction system
smart card
secure transaction
Prior art date
Application number
BRPI0520741-0A
Other languages
Portuguese (pt)
Inventor
Alasdair Colin Macleod
Original Assignee
Security Software Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Security Software Inc filed Critical Security Software Inc
Publication of BRPI0520741A2 publication Critical patent/BRPI0520741A2/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

SISTEMA DE TRANSAçãO SEGURA USANDO UM CARTãO INTELIGENTE. Um sistema de transação segura usando-se um cartão inteligente. O sistema pode ser utilizado para uma variedade de aplicações em que um usuário portador de um cartão inteligente deseja realizar uma transação que exige uma identificação segura do usuário e acesso a informações atualizadas no cartão. Em uma modalidade específica, a transação é a compra de bens ou serviços ou outra operação para a qual o cartão do usuário, no qual foram armazenadas somente a identidade e a quantidade de dinheiro disponível, ou outra informação em outra memória de leitura e escrita, é utilizada com um terminal que realiza as operações necessárias para completar a transação sem necessitar de nenhuma outra conexão.SAFE TRANSACTION SYSTEM USING AN INTELLIGENT CARD. A secure transaction system using a smart card. The system can be used for a variety of applications where a smart cardholder wants to perform a transaction that requires secure user identification and access to updated card information. In a specific embodiment, the transaction is the purchase of goods or services or other transaction for which the user's card, in which only the identity and amount of money available, or other information is stored in other read and write memory, It is used with a terminal that performs the operations necessary to complete the transaction without requiring any other connection.

BRPI0520741-0A 2005-12-21 2005-12-21 secure transaction system using a smart card BRPI0520741A2 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/IB2005/003969 WO2007072109A1 (en) 2005-12-21 2005-12-21 Safe transaction system using an intelligent card

Publications (1)

Publication Number Publication Date
BRPI0520741A2 true BRPI0520741A2 (en) 2009-05-26

Family

ID=36952674

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0520741-0A BRPI0520741A2 (en) 2005-12-21 2005-12-21 secure transaction system using a smart card

Country Status (2)

Country Link
BR (1) BRPI0520741A2 (en)
WO (1) WO2007072109A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN100595733C (en) * 2008-10-24 2010-03-24 普天信息技术研究院有限公司 A smart card operation method and a smart card

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2001255010A1 (en) * 2000-04-14 2001-11-20 Supercom Ltd. Smart communications
US20020060243A1 (en) * 2000-11-13 2002-05-23 Janiak Martin J. Biometric authentication device for use in mobile telecommunications
WO2003015299A1 (en) * 2001-08-09 2003-02-20 Buchbinder, Sam System and method for using a smart card for wireless or wired remote gaming activities
US6983882B2 (en) * 2003-03-31 2006-01-10 Kepler, Ltd. Personal biometric authentication and authorization device

Also Published As

Publication number Publication date
WO2007072109A1 (en) 2007-06-28

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 6A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2160 DE 29/05/2012.