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BR9914401A - Método para efeturar pagamentos e aparelho com esta finalidade - Google Patents

Método para efeturar pagamentos e aparelho com esta finalidade

Info

Publication number
BR9914401A
BR9914401A BR9914401-8A BR9914401A BR9914401A BR 9914401 A BR9914401 A BR 9914401A BR 9914401 A BR9914401 A BR 9914401A BR 9914401 A BR9914401 A BR 9914401A
Authority
BR
Brazil
Prior art keywords
payments
payment
allows
making
participants
Prior art date
Application number
BR9914401-8A
Other languages
English (en)
Inventor
Oleg Anatolievich Zolotarev
Van Vladimirovich Kuznetsov
Andrei Gennadievich Moshonkin
Alexandr Leonidovich Smirnov
Ildar Magafuruvich Khamitov
Original Assignee
Oleg Anatolievich Zolotarev
Kuznetsov Ivan Vladimirovich
Andrei Gennadievich Moshonkin
Alexandr Leonidovich Smirnov
Ildar Magafuruvich Khamitov
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Oleg Anatolievich Zolotarev, Kuznetsov Ivan Vladimirovich, Andrei Gennadievich Moshonkin, Alexandr Leonidovich Smirnov, Ildar Magafuruvich Khamitov filed Critical Oleg Anatolievich Zolotarev
Publication of BR9914401A publication Critical patent/BR9914401A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mechanical Treatment Of Semiconductor (AREA)

Abstract

<B>''MéTODO PARA EFETUAR PAGAMENTOS E APARELHO COM ESTA FINALIDADE''<D> Sugere-se um método para efetuar pagamentos que permite a proteção dos interesses financeiros de cada um dos participantes de um pagamento durante a execução de pagamentos através de redes de telecomunicação abertas contra a falsificação por parte de outros participantes, oferece a proteção da privacidade tanto do pagador quanto do favorecidos, admite pagamentos em faixas que variam desde micro-pagamentos até pagamentos feitos por uma empresa para outra empresa, assegura que o tempo tomado para se efetuar um pagamento dependa apenas da velocidade de ação das conexões de rede e não da quantia do pagamento, torna possível o atendimento de um número de clientes que cresce proporcionalmente aos recursos do sistema para pagamento do operador, é fácil de se construir dentro de um sistema de comércio arbitrário, permite que cada cliente tanto efetue quanto receba pagamentos e torna possíveis os pagamentos entre clientes de bancos diferentes. O método para a execução de pagamentos é relizado com a ajuda de um meio de programação.
BR9914401-8A 1998-11-25 1999-07-29 Método para efeturar pagamentos e aparelho com esta finalidade BR9914401A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
RU98120922/09A RU2157001C2 (ru) 1998-11-25 1998-11-25 Способ проведения платежей (варианты)
PCT/RU1999/000264 WO2000031700A1 (fr) 1998-11-25 1999-07-29 Procede permettant d'effectuer des transactions et dispositif de mise en oeuvre de ce procede

Publications (1)

Publication Number Publication Date
BR9914401A true BR9914401A (pt) 2001-06-26

Family

ID=20212475

Family Applications (1)

Application Number Title Priority Date Filing Date
BR9914401-8A BR9914401A (pt) 1998-11-25 1999-07-29 Método para efeturar pagamentos e aparelho com esta finalidade

Country Status (14)

Country Link
US (1) US6859795B1 (pt)
EP (1) EP1134708A1 (pt)
JP (1) JP2002530723A (pt)
CN (1) CN1328675A (pt)
AU (1) AU770762B2 (pt)
BR (1) BR9914401A (pt)
CA (1) CA2351588C (pt)
EA (1) EA002887B1 (pt)
HK (1) HK1039529A1 (pt)
IL (1) IL142052A0 (pt)
RU (1) RU2157001C2 (pt)
UA (1) UA51845C2 (pt)
WO (1) WO2000031700A1 (pt)
ZA (1) ZA200104257B (pt)

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CA2351588C (en) 2008-07-15
ZA200104257B (en) 2002-05-17
EA200001234A1 (ru) 2001-08-27
RU2157001C2 (ru) 2000-09-27
AU5310899A (en) 2000-06-13
EA002887B1 (ru) 2002-10-31
HK1039529A1 (zh) 2002-04-26
EP1134708A1 (en) 2001-09-19
UA51845C2 (uk) 2002-12-16
IL142052A0 (en) 2002-03-10
US6859795B1 (en) 2005-02-22
CA2351588A1 (en) 2000-06-02
WO2000031700A1 (fr) 2000-06-02
AU770762B2 (en) 2004-03-04
JP2002530723A (ja) 2002-09-17

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