This research is entitled "Financing Analysis of Arrum Haji Products at PT. Pegadaian UPC (Branch Management Unit) Simpang Kawat". Sharia pawnshops are one of the Sharia Financial Institutions (LKS) which in their activities of... more
This research is entitled "Financing Analysis of Arrum Haji Products at PT. Pegadaian UPC (Branch Management Unit) Simpang Kawat". Sharia pawnshops are one of the Sharia Financial Institutions (LKS) which in their activities of distributing funds to the public use pawn contracts (rahn) which are based on sharia. The Arrum Haji product is almost the same as the Hajj bailout fund, but there are several things that differentiate it. Previously, the application of Hajj bailout funds in sharia banking had pros and cons related to its conformity with the DSN-MUI fatwa. For this reason, the author is interested in studying the Arrum Haji Financing Product which was recently launched by a sharia pawnshop using qualitative methods and using primary data, namely in the form of interviews with the Simpang Kawat UPC (Branch Management Unit) Pegadaian. From the results of this research, it can be seen that Pegadaian UPC (Branch Management Unit) Simpang Kawat in applying Arrum Haji Financing Products, is in accordance with sharia and has also followed the provisions stipulated in the DSN-MUI fatwas.
