Shalini HS

The past decade has witnessed the multiple growths in the volume of international trade and business due to the wave of globalization and liberalization all over the world. As a result, the demand for the international money and financial instruments increased significantly at the global level. In this respect, change in exchange rates, interest rates and stock prices of different financial markets have increased the financial risk to the corporate world. Adverse changes in the macroeconomic factors have even threatened the very survival of business world. It is therefore essential to develop a set of new financial instruments known as derivatives in the Indian financial markets, to manage such risk. The basic purpose of these instruments is to provide commitments to prices for future dates for giving protection against adverse movements in future prices, in order to reduce the extent of financial risks. Today, the financial derivatives have become increasingly popular and most commonly used in the world of finance. This has grown with a phenomenal speed all over the world that now it is called as the derivatives revolution. In India, the emergence and growth of derivatives market is relatively a recent phenomenon. Since its inception in June 2000, derivatives market has exhibited exponential growth both in terms of volume and number of contract traded. The market turnover has grown from Rs.2365 Cr. in 2000-2001 to Rs. 26444804.86 Cr. in 2013-14. Within a short span of twelve years, derivatives trading in India has surpassed cash segment in terms of turnover and number of traded contracts. The passed study encompasses in its scope, history, concept, definition, types, features, regulation, market, trend, growth, Future prospects and challenges of derivatives in India and status of Indian derivatives market vis-à-vis global derivative market.

Mutual funds have opened new panorama for millions of small investors by almost taking investment decisions at their doorsteps. Mutual funds have emerged as a relief to these investors. The success of magnetic fields is primarily the result of the joint efforts of the relevant fund managers and investors alert. A competent fund manager must analyze the behavior of investors and understand their needs and expectations, to gear up the performance to investor requirements. Therefore, in this current scenario, it is very important to identify needs of mutual fund investors, their preference for investment schemes and performance evaluation. In this research paper, the researcher has made an attempt to analyze the preferences of mutual fund investors and the evaluation of the tools and techniques followed by the investors to know the performance. The study was conducted out of 100 qualified investors of Bangalore city and the main findings reveal the main factors that influence buying behavior mutual fund investors, sources which makes investors more confident when making investment and preferably fashion to invest in the mutual funds. The study will be of immense help to the AMC's, stockbrokers, distributors and other potential investors and last but not least to academicians as well.

Companies which earn higher returns than overall cost of capital for their shareholders are preferred by the shareholders than those which earn lower return than overall cost of capital. In fact these companies are deemed destroyers of shareholder's value. This research paper examines the effectiveness of economic value added method over the other traditional methods which were used to analyze the financial position of an enterprise. To evaluate this, some important traditional performance measures such as return on capital employed(ROCE), return on equity(ROE) along with a

As per the statement given by Mr. A. Krishna Kumar, Managing Director, State Bank of India on March 31, 2012, SBI's slippages were at Rs 26,976 crore, up from Rs 18,145 crore in FY11. The bank's gross NPAs rose to 4.44 per cent (3.28 per cent in FY11), while net NPA was 1.82 per cent in FY12 (1.63 per cent in FY11). This proposed research paper identifies the effect of a set of micro economic variables like Age, Sex, Education and Marital status etc. of Indian farmers on the management of their credit. An attempt is made to find the causes of non performance by considering a set of 20 variables which have a major impact on the performance of farmers and also the remedies are designed to overcome these credit risks. Credit management includes planning, organizing, controlling, directing and co-coordinating the credit sanctioning policies in order to decrease the non performing assets. We know that NPA can only be reduced but it cannot be avoided. Even if the banks don’t want to sanction the loans they are obligated by the government as it leads to investment of money for development purposes. Especially in agriculture sector sanctioning of credit is of utmost importance as agriculture is the backbone of India and a lot of scope has been given to agricultural sector. This paper makes an attempt to study the effect of different variables on the non performing farmers, as the main objective of our study is to know what are the difficulties faced by our Indian farmers in paying back the borrowed amount with regular payment of interest. We have used both the data collection methods and Telephonic interview method to collect sufficient information. Apart from these methods we have also used the chi square analysis test in order to know whether these variables have an effect on the nonpayment of interest. I have also tried to find out, are there any significant differences in our study? If yes, what is their significance level? In order to make my study more accurate we have considered 1% level of significance. After the study suggestions are given as to how the NPA’s can be minimized by considering the 5 main functions of Management.