STUD
Y ONLINE
PRESENTED BY:
BANKIN SHEETAL
KARMACHARYA
G AAYUSHI SHRESTHA
PRAJAWAL ADHIKARI
BHAWANA ADHIKARI
RAJIV YADAV
LET US
BEGIN
KUMARI BANK LIMITED
Tangal, Kathmandu
The Bank has paid up capital of NPR 13.87 billion.
Commencement
Kumari Bank Limited, came into existence as the fifteenth commercial bank of Nepal, starting its banking operations
from Chaitra 21, 2057 B.S (April 03, 2001) with an objective of providing competitive modern banking services in the
Nepalese financial market.
Mission Statement
To deliver innovative products and services to our customers, use these innovative products to achieve financial
inclusion, and do so by exemplifying good corporate governance, proactive risk management practices, and
superior corporate social responsibility.
Vision Statement
To be the preferred financial partner to our customers, a center of career growth to our employees, and to maximize
our shareholders’ value, while contributing to our nation’s financial sector and to its economic welfare.
KUMARI BANK LTD.
DIGITAL SERVICES
ONLINE BANKING SERVICES
Digital Banking
Viber Banking
Viber Application Internet
Online Application & Banking
Individual & Corporate
Demat
Open Saving Account or Fixed Deposit Mobile Banking
Account & Online Demat Application
Kumari Smart Mobile Banking App,
Cards FoneLoan
Visa Debit Card, Visa Credit Online KYC
Card & International Travel
Know Your Customer
Card
KUMARI SMART
MOBILE BANKING
•Annual service charge for Kumari Smart Mobile Banking: Rs. 300.00 per year per
account/ mobile number. This may vary according to the scheme that you subscribe while
opening your account at the bank.
•The service will be renewed automatically every year.
24/7 Access Convenient & Secure
Anytime & Anywhere Biometric Fingerprint System
Easy Merchant Fast & Real-Time
QR-Code Bill Payments in fraction of
Payment Payments
MOBILE BANKING
seconds
FEATURES
Account Statements, Fund Transfer within and between other banks, Remittance, Electricity Bill Payments, NTC
& Ncell Mobile Top Up, NT ADSL & Landline Bill Payment, Credit Card Bill Payment, Cable TV Bill
Payments ,Airlines Ticket Purchase, Internet Bill Payments, Merchant Bill Payments, Wallet Top Up, Exchange
Rate/ Branch & ATM Location View
KUMARI FONELOAN
A digital lending service offered by KBL to provide small short-term loans instantly through their Kumari Smart mobile banking app.
Foneloan Buy Now Pay
Later model refers to
using foneloan to make
credit payment through QR
code transaction
A foneloan customer can visit any merchant who accepts fonepay QR, make the purchase, then scan the fonepay QR using the
mobile banking app. Foneloan customer sees two options in the mobile banking app, to Pay Now or Buy Now Pay Later. If Pay
Now is clicked then customer’s bank account is debited & payment is made to the merchant.
FONELOAN BENEFITS
ONLINE LOAN & PAYMENTS
1 Contactless Digital Lending
Entire lending process is done digitally through
Experience
mobile banking
2 Instant Loan
All process of loan application, approval &
disbursement done instantly at real time
3 Collateral Free Loan
Lending based on analytical study of customer’s
banking transactions
4 Micro Loans
Apply for small loan amounts, ranging from NPR 1000
to 2 lakhs
VIBER
BANKIN
G
Allows customers to interact with
the Bank via Public Chats in a
direct, personalized and spontaneous
manner.
ONLINE KYC
KYC enables banks to understand their customers & their financial dealings to be able to serve them better.
KYC guidelines of NRB
1. Photograph
2. Proof of identity
3. Proof of address
Irrespective of the size of relationship with the Bank, KYC guidelines need to be adhered to
When does KYC apply?
KYC will be carried out at the following stages:
Changes to Signatories, Mandate Holders & Beneficial
Owners
KYC will also be carried out in respect of non-account holders
03
approaching the bank for high value one-transactions
Information Collection
When bank feels necessary to obtain additional information
02
from existing customers based on conduct of the account as
part of the KYC update process
New Account
Opening a new account
01
KUMARI SAVING ACCOUNTS
MOST USED
Nagarik Bachat Pariwar Surakshya Kumari Remit Bachat Swastha Jeevan
Khata Bachat Khata Bachat
Minimum Balance of NPR 10.00 only. Minimum Balance of NPR 10,000/- Minimum Balance of Zero •Medical Insurance coverage up to NPR
•Free Internet Banking • Free Internet Banking •Account Statement - No Charge 10,000.00 to Swastha Jeevan Account
•Free Mobile Banking, VISA Debit • Free Mobile Banking, VISA Debit •VISA Debit Card valid in Nepal and holders only
Card (for 1st year) Card, Locker facility (for 1st year) India •Free Cheque book, Internet Banking
•Locker Facility : 50% discount on • Free Cash Withdrawal from any •Internet Banking, Mobile Banking service
annual charge ATMs inside the country. service fee as per STC •50% discount in Locker margin
• Total Insurance Coverage of upto •25% discount in Locker annual charge
NPR 26 lakhs*
KUMARI FIXED
DEPOSIT
ACCOUNT
1. Individual Fixed Deposit
2. Institutional Fixed
Deposit
ONLINE APPLICATION
ONLINE APPLY PROCESS
01 02 03 04
Visit Official Site Account Type Fill in Details Submission
https:// Select desired account Fill the necessary Submit the application
www.kumaribank.com/ type of Saving or Fixed details in the online & wait for confirmation
Deposit Account application & link it of the opening of the
with Online KYC account
APPLY ONLINE
ONLINE
DEMAT
• An account to buy, hold and sell financial
securities in electronic form.
• It is a replacement for holding and trading in
physical share certificates, which involved a
lot of paperwork.
ONLINE DEMAT
Visit Official Site 1
PROCESS
https://www.kumaribank.com/
2 Download Demat Form
Go to Demat/ C-ASBA Section to download the Demat
form & print it
Fill the Form 3
Fill the necessary details in the Demat Application
Form Attach Other
4
Documents
PP size photo, Copy of Citizenship or Passport
Submit to nearest
5
branch
Go to the nearest branch to submit the Demat
Application Form to get it officially approved
INTERNET BANKING
A method of banking in which transactions are conducted electronically via the internet.
INDIVIDUAL CUSTOMER
Kumari Bank Limited has a robust, instant, secure & reliable banking solution in place for its
clients.
SERVICES OFFERED
• Current balance in your account on real time basis
• Transaction search
• Checking daily transaction in account
• Fund transfer within and between other Banks
• Future dated payment instructions within own accounts or within group accounts
• Statement download
• Loan Information
CORPORATE INTERNET
BANKING
Kumari Corporate Internet Banking allows you to manage your Business transactions
conveniently without having to visit the branch.
SERVICES OFFERED
•Current balance in your account on real time basis
•Loan Information
•Account Statement view & download
•Salary Credit
•Management of multiple users
•Transaction search
•Checking daily transaction in account
CAR
DS
DEBIT
CARD
EMV Debit Card (CHIP +PIN based) for secure
cash withdrawals, convenient purchases at physical
& online stores.
• Easy 3D secure service registration to enjoy
safer, highly-secure online purchases.
• 5 years validity
• Valid across Nepal and India
• SMS and email alerts for all your transactions
CREDIT
CARD
EMV Debit Card (CHIP +PIN based) for secure
cash withdrawals, convenient purchases at physical
and online stores.
•Easy 3D secure service registration to enjoy safer,
highly-secure online purchases.
•5 years validity
•Valid across Nepal and India
•Flexible repayment options
•Option to avail products/services on easy EMI
•SMS and email alerts for all your transactions
INTERNATIONAL TRAVEL CARD
KEY FEATURES
Worldwide acceptance for a hassle-free payment of
1
products/services/amenities
EMV Debit Card (CHIP +PIN
based) for secure cash 2 3 years validity
withdrawals, convenient
Best for individuals travelling abroad and frequent global
purchases at physical & 3
travelers
online stores.
4 Email alerts for all your transactions
CONCLUSION
ONLINE BANKING OF KBL
Bill Make
Payments Loan
Monitor Easy Payments
In Seconds &
Fraud Automat
24/7 Convenient Secure e
Access Transactions Savings
Online Banking is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of
financial transactions through the financial institution's website.
THANKFOR YOUR
ATTENTION
YOU
DO YOU HAVE ANY QUERIES ???
