MIFOS CAPABILITIES

OVERVIEW OF FUNCTIONALITY WITHIN MIFOS

MIFOS 2.0.1
Status & Key
Details Performance
Tracking

Account
Activity

Question Groups

Account
Details

Keep track of client activity, details, and loan performance.

Track many of the same details as a client, but at the group level.
 Next
Payment

Account
Status Account
History

Transactional
Record

Manage and track all currently active loans.

 Search Browse

Search and browsing capabilities

 Client

Loan

Returns results found among clients, groups and loans.

 Change
Loan
Amount

Select Loan
Purpose

Create multiple loan accounts with similar parameters in a center.

 Automatically finds and
displays all loans with
“Pending Approval” state.

Select Multiple
Loan Accounts

Approve multiple loans pending approval across your center.

Pre-populated
with amounts
currently due

Fields that are changed (missed

payments, absences, etc) are
highlighted in red

Rapidly enter collection sheet data for each center.

 Double – entry log of
transaction

GL Code
associated with
your transaction

A snapshot of transaction data that can be exported into your accounting system
How to make Mifos operate like your organization
 Create Loan Products

Model your Fix errors

Office hierarchy after loan
disbursal

Configure
for your Manage your
organization custom reports

Define what Create your

data to collect own Question
Groups

Fit Mifos to your operations

 Set
Organizational
Details

Track in Loan
Cycle
Counter Waive interest on early
repayment

Assign Question
Groups

Dynamically configure new loan products in your portfolio

 Define loan
amounts

Configure Specify interest rate (4

variable methodologies)
installments

Track against cash flows

and monitor repayment
capacity

Flexible parameters to create various loan products

 Define
Payment
Schedule
Options

Set
Grace
Define
Period
Fees

Select
Source of
Funds Map to your
GL

Rollout new loan products across branches with ease.

Define which loan products can be offered together
 Select individual
branches to apply to

Push out your loan schedules on a per branch basis for holidays and/or natural
disasters
 Change amounts of
Change dates of upcoming upcoming installments
installments

Create editable loan schedules to configure customized repayment cycles

(agricultural loans, etc.)
 Validate loan against client
capacity to repay

Monitor monthly cash flows

Calculate indebtedness ratio

Monitor cash flows and limit loan amount based on indebtedness ratio and
repayment capacity.
 Customize Labels to
Populate drop
your organization
downs with
your data

Create your
own custom
fields

Remove or make
fields mandatory

Change field labels and data, indicate required fields, remove extraneous fields,
etc.
Managing Information
Replaces Surveys & Additional Fields
(automatic Migration)

Track data at any stage of your

workflow

Define sections

Question Groups
Dynamic data collection tool allows you to capture information at any record or
stage of your workflow
Dates
Single Choice
Answers

Numerical
Values
Free Text

Multiple Choice
Answers
Smart Select – Dynamically
Populated Dropdown with nested
categories

Six different question types including smart select

 Embed at any stage of your
workflow

PPI Scorecards for 33

countries
Support for versioning

Full Support for PPI

 Verify poverty levels of their customers & monitor progress over time.
 Monitor the performance of organization by poverty level.
 Develop new products to respond to clients at different levels of poverty.
System Administration
Flexible tools to help you smoothly run and manage Mifos
 Activate or suspend scheduled
batch jobs

Manually select & run individual

batch jobs from the UI

Batch Jobs Management

 Schedule shutdown and notify users so
they can log off

Monitor which users are logged in

across all your branches

Manage Shutdown of Mifos

Allows for easy management and notification across all of your branches when
bringing system down for maintenance
AAA Protocol
Who are you?
 Role

Permission

Granular control over roles and assigned tasks

 User is limited to only
viewing data within the
Branch Office #1 As a Loan Officer, the
user can only view his
or her clients

Define Roles & allocate permissions

What have you been doing?
Data In and Data Out
Mifos integrates nicely with other systems and platforms to ensure efficiency, accuracy, and the
integrity of data going in and out of Mifos
 Currently supports import of loan
repayments and savings deposits
via .xls

Precise validation to ensure accuracy

and validity of imports

Clear error messages and

exportable error logs

M-PESA Integration
 Generate export of accounting data
to import into Tally from Mifos UI

View history of past

imports

Tally Accounting Integration (India)

Mifos integrates well with Tally, the leading accounting package in India
 View your data for accuracy
before you export it

Generate export file

Shows whether or not export has

already been generated

Tally Accounting Integration (India)

Easily generate your Tally XML import file from Mifos.
 PDF Report shows daily summary
of accounting data from each
general ledger account

Manual Accounting Integration

For other accounting systems you can manually generate a .csv export or input
values from our summarized general ledger report.
Business Intelligence
 Business Intelligence Overview

Mifos Business Intelligence Suite

 Reporting Server - reports in HTML, PDF, CSV, XML

 Data Integration - allows us to take in data from other applications

(Tally, etc.)

 Dashboards - see business health using charts and graphs, drill down
into reports

 Ad Hoc Queries - allows building queries on the fly when you don't
need a full report

 OLAP - full analytics that allows you to quickly see multiple views on
your data, for instance PPI score by Loan Product, PAR by Loan
Officer, etc.
 Flexible parameters and
ranges for each report

Ability to export to PDF,

HMTL, or Excel

Catalog of available reports

Pentaho
Enterprise-level business intelligence platform built into Mifos with data
warehouse capabilities
 Wide Collection of Standard Reports
Management Operational:
 MFI Progress Report  General Ledger Report
 Branch Cash Flow Confirmation
 Branch Progress Report  Branch Expected Cash Flow
 Detailed Loans in Arrears  Loan Classification by Product
 Loan Officer Performance  Collection Sheet
 Detailed  India
 Summary  East Africa
 Funds Movement Report  Transactions
 Detailed
 PPI Data Export  Summary
 Due vs. Collected
 By Branch
 By Loan Officer
 By Center
 Loans to be Disbursed
 Loans Pending Approval
 Outstanding Balances
 Client Exit
Sample Standard Report
Loan officer performance summary report
Sample Standard Report (2)
PPI Data Dump (.csv)
Leverage Pentaho and Mifos’ detailed database to meet your own reporting
needs.
 Any data Mifos collects
 Clients, Groups or Loan details
 Question Groups & PPI
 Custom Fields
 Payments and Transactions
 What users have or have not done

 Limit by
 Roles
 Branches
 Users
 Dates
Advanced Reporting Capabilities
Dashboards, ad hoc reporting, longitudinal analysis is now under development.