CANARA TruEdge Educative Series

ELIGIBILITY

Only institutions under the below mentioned constitutions are eligible to open account under
this product code.
• Sole Proprietary Concerns
• Partnership Firms
• Limited Liability Partnership
• Private and Public Limited Companies
• Public Corporations
• Registered Societies or Associations/Clubs
• Trusts / Provident Funds
• Government / Semi-Government Bodies etc.
• Charitable and Religious institution

PRODUCT CODE
• SAVINGS ACCOUNT (1634)
• CURRENT ACCOUNT (1664)

APPLICATION NUMBER

• NF 1095 (Available in Circular: IC/327/2025)

DOCUMENTS TO BE OBTAINED FOR EACH ENTITY

(As mentioned in KYC AML CFT Policy 2024-25 and provided here under)

PROPRIETORSHIP
• Proprietor’s Aadhar Card, PAN Card, Address proof & any two valid documents in the
name of Proprietary concern to be submitted as proof of business/ activity,
• Registration Certificate including Udyam Registration Certificate (URC) issued by the
Government.
• Certificate/license issued by the Municipal authorities under Shop & Establishment Act
• Sales and income tax returns.

• CST/VAT/GST certificate.
• Certificate / registration document issued by Sales Tax / Service Tax /Professional Tax
authorities.
 • The complete Income Tax return (not just the acknowledgement) in the name of the
sole Proprietor where the firm’s income is reflected, duly authenticated/acknowledged
by the Income Tax Authorities.
• Utility bills such as electricity, water and landline telephone bills.

• IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT /
License/certificate of practice issued in the name of the proprietary concern by any
professional body incorporated under a statute.

PARTNERSHIP

The certified copies of following documents or the equivalent e-documents are to be submitted:
• Partnership Deed(Registered/Unregistered)
• Permanent Account Number of the partnership firm.
• One copy of an Officially Valid Document containing details of identity and address, one
recent photograph and Permanent Account Numbers or Form No.60 of related beneficial
owner, managers, officers or employees, as the case may be, holding and an attorney to
transact on its behalf.
• the names of all the partners, and address of the registered office, and the principal
place of its Business, if it is different.

LIMITED LIABILITY PATNERSHIP(LLP)

• Certified copy of incorporation document/s filed with Registrar of Companies.

• Certificate issued by the Registrar of Companies.
• Copy of LLP Agreement signed by all the partners. In case there is no LLP
agreement, Schedule I of the LLP Act signed by all the partners will prevail.
• Appendix–16 (Authority Letter B) - Authorization letter signed by all the partners,
designating partner/s to open and operate the account together with specimen
signature of the designated partner/s should be obtained.
• The authorized signatories are called as “Designated Partners”.
• K Y C norms to be complied with in respect of each and every partner.
• Photograph & address proof of all the partners to be obtained.
• As per LLP Act, no resolution is required hence same need not be insisted.

COMPANIES

The certified copies of the following documents or the equivalent e-documents are to be submitted:
• Certificate of incorporation
• Memorandum and Articles of Association
• Permanent Account Number of the company
• A resolution from the Board of Directors and Power of Attorney granted to its managers,
officers or employees to transact on its behalf.
• Corporate Identification Number (CIN)
• One copy of an Officially Valid Document containing details of identity and address, one
recent photograph and Permanent Account Numbers or Form No.60 of related beneficial
owner, the managers, officers or employees, as the case may be, holding an attorney to
transact on the company’s behalf.
• The names of the relevant persons holding senior management position; and
the registered office and the principal place of its Business, if it is different.
 TRUSTs

The certified copies of following documents or the equivalent e-documents are to be

submitted:

• Registration Certificate.
• Trust Deed.
• Permanent Account Number or Form No.60 of the Trust.
• One copy of an Officially Valid Document containing details of identity and address, one
recent photograph and Permanent Account Numbers or Form No.60 of the related
beneficial owner, managers, officers or employees, as the case may be, holding an
attorney to transact on its behalf.
• the names of the beneficiaries, trustees, settlor, protector, if any and authors of the
Trust.
• the address of the registered office of the Trust; and
• list of trustees and one copy of an Officially Valid Document containing details of identity
and address, one recent photograph and Permanent Account Numbers or Form No.60 for
those discharging the role as trustee and authorised to transact on behalf of the Trust.

UNINCORPORATED ASSOCIATION OR A BODY OF INDIVIDUAL

The certified copies of the following documents or the equivalent e-documents are to be
submitted:
• Resolution of the managing body of such association or body of individuals.

• Permanent Account Number or Form No.60 of the unincorporated association or a body

of individuals.
• Power of Attorney granted to the person who will transact on its behalf.
• One copy of an Officially Valid Document containing details of identity and address, one
recent photograph and Permanent Account Numbers or Form No.60 of the related
beneficial owner, managers, officers or employees, as the case may be, holding an
attorney to transact on its behalf.
• Such information as may be required to collectively establish the legal existence of such
association or body of individuals.

SOCIETIES REGISTERED UNDER SOCIETIES REGISTRATION ACT OR CO-OPERATIVE

SOCIETIES ACT

The certified copies of the following documents or the equivalent e-documents are to be
submitted:

• Copies of rules and bye-laws duly certified by an authorized person as true, up to date
and correct;
• Certified copy of the resolution passed in the meeting of the Managing
Committee/Board of Directors authorizing the opening and operation of the account.
• In the case of Co-operative Societies, permission from Co-operative Department for
opening the account should be obtained and the conditions imposed, if any, by the
Department while extending the permission should be noted and adhered to.
• Certificate of Registration should be called for, perused and returned after retaining a
true copy thereof, duly certified.
 CLUBS

• Certificate of Registration.
• Copy of resolution authorizing the opening and operation of the account. The copy of the
resolution should be signed by the Chairman / President and countersigned by the Secretary.

• Copy of the rules and bye-laws of the Club is to be obtained, duly certified by one of the
office bearers as true, up to date and correct.

THE COMMON POINTS TO BE NOTED BEFORE SENDING THE APPLICATION TO CPH

1. Branches to upload the new account opening form NF 1095.

2. All Annexure as per Circular 327/2025 to be uploaded.

3. In case of trust form 10AC Income Tax Exemption from IT Department is to be send.

4. Mail ID and Mobile number should be same in application and portal.

5. KYC and other required documents are to be verified by the branch with original verified
seal.

6. EKYC to be generated for all AUS.

7. Eligibility of the accounts to be ascertained before uploading for TruEdge.

8. For the Trust Accounts Appendix 4,5,6 as per CASA Manual and all other Annexures as per
TruEdge Cir :327/2025 to be uploaded.

9. For Existing Customer IDs modify Name, DOB, Address and Mobile Number as per KYC
before uploading in SAS.

Note: This is only Educative Series to help branches/Offices. For Detailed guidelines please
refer to HO Circular 327/2025 and KYC AML CFT Policy updated from time to time.