SCENE 1:

Introduction – What is Insurance?

(Lisa stands in front of a whiteboard. Jake sits beside her, looking bored.)

Lisa: Okay, class! Welcome to Insurance 101!

Jake: Hala ka, seryoso ni?

Lisa: Yes! Kay importante ni. Insurance is like a safety net para sa imong life.

(Lisa draws a stick figure on the whiteboard.)

Lisa: So, let’s say this is you. Chill lang ka sa imong life. But then—BAM! (draws a lightning bolt hitting
the stick figure) Nabangga imong sakyanan, nasunogan imong balay, nagkasakit ka, or worse… (draws a
gravestone)

Jake: Hala bitaw, scary na!

Lisa: That’s why we have different types of insurance! (writes on the board: MOTOR, HOME, HEALTH,
LIFE INSURANCE) Para dili ka financially ma-lumos sa problema.

(Jake rolls his eyes as the screen fades into the first real-life scenario.)

SCENE 2:

The Parking Lot – Motor Insurance

(P-1 walks to his car, only to see it crashed into by another vehicle.)
P-1 : Hala uy! Kinsa may naka igo sa akong sakyanan?!

(A man in a suit appears out of nowhere, holding a clipboard.)

Motor Insurance Agent: Hello, sir! Kung naa kay motor insurance, no worries ka na!

P-1: Kinsa man ka?

Motor Insurance Agent: Ako si motor insurance agent! Kung naay accident, covered nimo ang repairs.
Kung mawala imong sakyanan, covered pud ka!

P-1: Pero mahal baya!

P-2: Mahal, pero mas mahal magpa-repair nga ikaw tanan mo-shoulder.

(P-1 sighs as the agent hands him a fake bill showing a HUGE amount. Jake faints. The agent snaps his
fingers, and the bill disappears.)

Motor Insurance Agent: Simple ra kaayu Ang requirements ani ma'am; Driver’s license, OR/CR sa imong
sakyanan, ug bayad sa premium!usbon, So… magkuha na ka?

P-1: (murmurs) Oo na…

(The agent disappears in a puff of smoke.)

SCENE 3:
House – Home Insurance

(P-1 is lying on his couch when suddenly, a loud BANG is heard. Smoke starts coming from the kitchen.)

P-1: Hala! Nasunog akong kitchen!

(A woman in a blazer appears, holding a briefcase.)

Home Insurance Agent: Good evening, sir! Naa ba kay home insurance?

P-1: Wala pa… WAIT, nganong naa nasad mog kalit?

Home Insurance Agent: Kay kinahanglan nimo mi! Kung naa kay home insurance, covered ka for fire,
flood, and even theft!

P-1: (looks at the burning kitchen) Pwede ba mo-cover og pagkatanga?

P-2: (facepalms) P-1, pagtarong na oy!

Home Insurance Agent: Dili mi mo-cover og katanga, pero kung naay kalit nga sunog or baha, di na ka
magproblema sa gasto.

(P-1 sighs as the agent hands him another fake bill showing an EVEN BIGGER amount. He faints again.)

Home Insurance Agent: Simple ra Ang requirements ani ,Basta naa kay proof nga imo ang balay (title or
deed of sale), valid ID, ug bayad sa premium, insured na ka!So… ready naka?

P-1: (weakly raises a thumbs up)

SCENE 4:

The Hospital – Health Insurance

(P-1 is lying in a hospital bed, his arm in a cast. Lisa is beside him, shaking her head.)

P-2: Let me guess… wala kay health insurance?

P-1: (groaning) Wala pa gyud… and this hospital bill? SUS! Mas sakit pa ni sa akong pilay!

(A doctor with a stethoscope appears out of nowhere.)

Health Insurance Agents: Hello, my uninsured friend! Kung naa kay health insurance, gamay ra imong
bayranan sa hospital!

P-1: (shocked) Ayaw ingna naa napud koy bisita!

P-2: , please. Ma-realize na nimo nga insurance is LIFE-SAVING?

Health Insurance Agent: Kung naay emergency or magkasakit ka, di naka magproblema sa dako nga bills.
Dili na kinahanglan mahadlok magpa-check-up! Ang kailangan lang nimo is Valid ID lang , pero kung
medyo taas imong age o naay pre-existing condition, kailangan nimo mag-submit og medical history.
Bayad lang pud sa premium!

P-1: (murmurs) Okay, fine! Mopalit na ko ug health insurance!

SCENE 5: The Funeral Home – Life Insurance

(P-1 and P-2 walk past a funeral home. Jake sees a sign that says, "Hulog-hulog, 50 years to pay!")

P-1: Grabe ka mahal magpa-burol uy!

P-2: Mao lagi! Mao nang dapat naa kay life insurance.

(Suddenly, an agent in a suit appears, holding a contract.)

Life Insurance Agent: Jake! Naa nakay life insurance?

P-1: (nervous laugh) Dili pa, sir… pero murag kinahanglan na gyud.

Life Insurance Agent: Correct! Kung mamatay ka (knock on wood), dili na maglisod imong pamilya sa
gasto! Covered na imong burol, utang, ug para sa future sa imong pamilya.Basic lang kaayu Ang
kinahanglan para Maka avail ka imo lang Valid ID, health declaration, ug bayad sa premium! Kung dako
imong kuhaon nga coverage, usahay kailangan og medical exam.

P-1: Hala, first time ko excited mokuha og insurance!

(P-2 high-fives the agent as P-2 signs the contract.)

FINAL SCENE: Back to the Whiteboard

(P-2 stands in front of the whiteboard again. The stick figure now has a smile and an umbrella over it.)
P-2 : So, P-1, unsay imong na-learn today?

P-2 : (grinning) Insurance is life! Dili na ko magpaka-looy!

(P-2 nods approvingly as the screen fades to black with a message: “AYAW NA PAGPAKA-LOOY! GET
INSURED TODAY!”)