Finance Application
1 London Road Office Park ● London Road ● Salisbury ● SP1 3HP
tel 01722 448050 email sales@focus.finance
web www.focus.finance
Finance Application
Business Name
Business Address
Telephone Number
Website
Main Contact Name Position
Direct Telephone Mobile Number
Email Address
Business structure (tick one box)
Sole trader Please arrange for the proprietor to complete the next page
Partnership Please arrange for all partners to complete the next page (copy if more than 3)
Limited Company Company Registration Number
Other Please state
Nature of Business
Date Established VAT Number
Bankers Name Bank Sort Code - -
Bank Account Name Account Number
Equipment Supplier Supplier Contact
Equipment Description
Is the equipment new?
Equipment Cost £ excluding VAT Period years
Payment Profile + (e.g. 3+33) Frequency
Initial payment £ excluding VAT Rental amount £ excluding VAT
email this form proposals@focus.finance
Internal use only: Date FE ref SN ref NBA
Please complete below for each partner or director if you are:
a sole trader or partnership regardless of time trading or limited company trading less than 3 years
Partner/Director 1 Date of Birth
Home address
Period at address Freehold Rented Parents
If freehold: Approximate Value £ Approximate mortgage £
Previous address if less than 3 years above
I consent to my data being processed signature
Partner/Director 2 Date of Birth
Home address
Freehold Rented Parents
Period at address
If freehold: Approximate Value £ Approximate mortgage £
Previous address if less than 3 years above
I consent to my data being processed signature
Partner/Director 3 Date of Birth
Home address
Freehold Rented Parents
Period at address
If freehold: Approximate Value £ Approximate mortgage £
Previous address if less than 3 years above
I consent to my data being processed signature
For newer or higher risk businesses please provide any other relevant information below, such as
previous experience of the business owners, or attach a business plan if it is available. Please
also provide 3 months’ business bank statements (or personal if not available).
email this form proposals@focus.finance
Internal use only: Date PN ref SN ref NBA
Improve Cashflow
Your new equipment can be installed and operational without the need for capital expenditure.
The cash can then be used where it will produce the best return, such as in investment, operating
activities or short term funding needs.
Retain Credit Lines
Keep existing banking arrangements, and credit lines free for more appropriate uses. Our finance
facilities cannot be withdrawn like overdraft facilities.
Simplify Budgeting
Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash
flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is
fine when they are low but can cripple cashflow when they increase.
Keep Up To Date
Combat obsolescence problems or requirement changes as the equipment can be supplemented or
upgraded at any time in the future.
Let the Equipment Pay for Itself
Enable the finance payments to coincide with the benefits of having the new equipment as they start
to appear. After all, you wouldn’t pay all your staff costs up front! Payments may be financed as you
go along by savings made or extra income obtained by having the new equipment.
Tax Efficiency
In the case of lease rental, all rentals paid are 100% allowable as an expense for tax relief often
providing tax savings for businesses that have exceeded their Annual Investment Allowance.
We can consider all types of business and We can consider any type of equipment your
organisation, large and small, including : business may require including:
New start ventures Cars, vans and HGVs
Self employed individuals Catering and refrigeration equipment
Sole traders and partnerships Cleaning machines
Limited companies Compressors and garage equipment
Local Authorities EPOS systems and scales
Professional Practices Furniture and partitioning
Schools and Colleges Laundry equipment
Charities and Clubs Office equipment and telecommunications
Focus Finance Limited will use the information provided to apply for suitable finance facilities for you. We may disclose
the information to other companies including suppliers of equipment and services, and lenders for the purpose of
considering this credit application. The lender may assess your application using credit scoring. Declines based on this
automated technique can be reviewed manually on request. They may make searches at one or more credit reference
agencies (CRAs). A record of this search will be kept and may be used by other lenders in assessing applications from
you for credit in the future. Any information held about you by the CRAs may already be linked to records relating to
one or more of your partners, including previous and subsequent names of parties to an account. In this case, this
application may be treated as financially linked and assessed with reference to any "associated records". For joint
applications a new "association" may be created at the CRAs (except for limited companies and partnerships) which will
link your financial records. If this is a joint application, you must be entitled to disclose information about your co-
applicant and/or anyone else referred to by you, and to authorise the lender to search and/or record information at
CRAs about both of you. When an application is received from a business, information may be sought from CRAs on
the company directors and/or partners as individuals. The lender will check your details with fraud prevention agencies
and if false or misleading information is given on the application and fraud is suspected, this will be recorded. Other
lenders will check this information to help prevent fraud. The information may be retained for an indefinite period and
may be used for marketing (by post, telephone, email and fax) and other purposes. If you do not want your details to be
used in this way please inform us in writing. You have a right to see a copy of any information held about you by
applying in writing. A fee will be payable.
