Republic of the Philippines
POLYTECHNIC UNIVERSITY OF THE PHILIPPINES
College of Business
Administration
Course Title : Microfinance Theory and Practice
Course Code : FIMA 20033
Course Credit : 3 Units
Year/Semester :
Pre-Requisite :
Course Description : Within this subject will be discussed the characteristics of the demand for financial services in developing countries and analyze how to target
the poor people and low-income customers in the developing countries to help with the microfinance. This subject is designed to increase student’s understanding in the role
of microfinance in poverty alleviation. The student is expected to understand microfinance markets, assess microfinance service providers, analyze and develop policies to
build inclusive financial services and systems for the poor people, and be familiar with the trends in financing microfinance.
LEARNING PLAN
Week Topic Learning Outcomes Methodology Resources Assessment
Course Orientation
1. Define the concept of microfinance. Presentations Cole, S. (2009). Prices
Understanding
or Knowledge? What Learning Activities -
Microfinance Markets 2. Explain the characteristics of Lectures
Week 1-3 drives demand for Essay
microfinance clients.
Open Discussions financial services in
3. Analyze the demand for microfinance. emerging markets?
Harvard Business
Republic of the Philippines
POLYTECHNIC UNIVERSITY OF THE PHILIPPINES
College of Business
Administration
School.
1. Analyze the recent developments in the
Fajardo, F. (1995).
Why do poor people financial services sector.
lack access to Presentations Economics 3rd edition,
financial markets? 2. Explain the obstacles in the lack of Manila: Rex Bookstore,
financial access. Lectures Inc. Learning Activities -
Week 4-6
The Role of Essay
Government and 3. Analyze the role of government in Open Discussions
Industry in Financial financial inclusion.
Inclusion
4. Explain the financial inclusion strategies. United Nations
Conference on Trade
and Development.
(2014). Impact of
1. Differentiate informal and formal source Presentations access to financial
of financial services. services. United Learning Activities -
Community-Based Lectures
Week 7-8 Nations. Essay
Providers 2. Explain community-based providers.
Open Discussions
3. Analyze the groups in the community
based-providers.
Week 9 Midterm Exam
1. Define financial institutions.
Presentations
Institutional Providers 2. Differentiate institutional providers and
Week 10- Lectures
community-based providers.
12
Learning Activities -
Open Discussions
3. Explain the characteristics and types of Essay
financial services.
Week 13- Savings Services Learning Activities -
15 1. Analyze the savings services in the Essay
Republic of the Philippines
POLYTECHNIC UNIVERSITY OF THE PHILIPPINES
College of Business
Administration
community.
Presentations
2. Explain the different types of savings
products. Lectures
Credit
3. Analyze the characteristics of credit Open Discussions
products.
4. Explain lending methodology.
Presentations
1. Define payment services and delivery
Payment Services channels. Learning Activities -
Week 16- Lectures
and Delivery Essay
17
Channels 2. Analyze the types of payment services.
Open Discussions
3. Explain the different delivery channels.
Week 18 Final Exam
Republic of the Philippines
POLYTECHNIC UNIVERSITY OF THE PHILIPPINES
College of Business
Administration
COURSE GRADING SYSTEM
Class Standing 70%
Quizzes
Projects/Assignments/Seatwork/Special Report
Midterm / Final Examinations 30%
100%
Midterm Grade + Final Term Grade = FINAL GRADE
2
Prepared by: Recommending Approval: Enhanced by:
Prof. Jaime B. Regacho Prof. Angelina G. Goyenechea Allen Grace M. Sarmiento
Faculty Committee Chairperson Faculty Member
Prof. Pedro D. Avila
Faculty Committee
Approved by:
Dr. Raquel G. Ramos
Dean
Dr. Manuel M. Muhi
Vice President for Academic Affairs
